Herman Ransom, Director, Office of Multifamily Housing - Hud-Oig
Herman Ransom, Director, Office of Multifamily Housing - Hud-Oig
Herman Ransom, Director, Office of Multifamily Housing - Hud-Oig
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$840 in reserves. Although FHA does not require a reserve amount for single-family loans, thisloan was underwritten with TOTAL Mortgage Scorecard, which included reserves as an elementin its evaluation. The borrower’s debt-to-income ratio including the house payment was 48percent without the secondary lien’s inclusion.34
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