Rules and Regulations - Local Government Federal Credit Union

Rev. 02/07/2013factsWhy?What?How?What does Local Government federal credit union (LGFCU)do with your personal information?Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tellyou how we collect, share, and protect your personal information. Please read this noticecarefully to understand what we do.The types of personal information we collect and share depend on the product or serviceyou have with us. This information can include:• Social Security number and income• Account balance and payment history• Credit history and credit scoreWhen you are no longer our member, we continue to share your information as describedin this notice.All financial companies need to share members’ personal information to run their everydaybusiness. In the section below, we list the reasons financial companies can share theirmembers’personal information; the reasons Local Government Federal Credit Unionchooses to share; and whether you can limit this sharing.Reasons we can share your personal information Does LGFCU share? Can you limit this sharing?For our everyday business purposes—such as to process your transactions, maintainyour account(s), respond to court orders and legalinvestigations, or report to credit bureausFor our marketing purposes—to offer our products and services to youYesYesNoNoFor joint marketing with other financial companies Yes NoFor our affiliates’ everyday business purposes—information about your transactions and experiencesFor our affiliates’ everyday business purposes—information about your creditworthinessYesNoNoWe don’t shareFor nonaffiliates to market to you No We don’t shareQuestions? Call 800.344.4846