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10. Promoting a product you don’t want to sellMaking an invitation to purchase products at a specifiedprice and then:(a) Refusing to show the advertised item to consumers;Or (b) Refusing to take orders for it or deliver it withina reasonable time;Or (c) Demonstrating a defective sample of it, with theintention of promoting a different product (knownas bait and switch).11. Scare tacticsMaking a materially inaccurate claim concerning the natureand extent of the risk to the personal security of theconsumer or his or her family if the consumer does notpurchase the product.12. Creating extra paperworkRequiring a consumer who wishes to claim on an insurancepolicy to produce documents which could not reasonablybe considered relevant as to whether the claim was valid, orfailing systematically to respond to pertinent correspondence,in order to dissuade a consumer from exercising his/hercontractual rights.10

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