BBK Annual Report 2011

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Visit www.bbkonline.com / annualreport2011 to access the 2011 Annual Report.Designed and produced by Lucida Design
Our visionBBK will be the premier regional financial services enterprise inproviding superior products and services of high quality throughinnovation, technology and life-long client relationships.The Bank will expand its overseas presence in more locationsin which it chooses to operate in order to satisfy the diversifiedneeds of clients. We believe clients are the driving force ineverything we do. We will not compromise on our absolutecommitment to providing the very best in client service.We believe our people are our number one asset with the highestdegree of competence, integrity and professionalism. We instil inour people the principles of entrepreneurship, decision-makingand ownership through our commitment to training, development,delegation and performance based reward systems.We are determined to utilise cutting-edge technology which werecognise as most critical in supporting our short, medium andlong-term business objectives.Our shareholders are the source of our financial strength and canexpect continued growth and profitability. They are supportive andare confident of our vision of the future.BBK Annual Report 20113
Page 1 and 2: Annual Report 2011peopleheritagecom
Page 3 and 4: June 1999Inauguration ofBBK Pedestr
Page 5: Contents03 04 06 10 11 14 22 32 37
Page 9 and 10: 2007 2008 2009 2010 2011Income stat
Page 11: Message from the ChairmanI am pleas
Page 14 and 15: Board of Directors(left to right)Mu
Page 16 and 17: Board of Directors' report continue
Page 18 and 19: Corporate Governance reportCorporat
Page 20 and 21: Corporate Governance report continu
Page 26 and 27: BBK’s respectablefinancial perfor
Page 28 and 29: Management Review continuedMuch of
Page 30 and 31: Management Review continuedCredit M
Page 32 and 33: Executive ManagementAbdulkarim Ahme
Page 34 and 35: Organisation informationBOARD OF DI
Page 36 and 37: Financial ReviewThis review incorpo
Page 38 and 39: Financial Review continuedConsolida
Page 40 and 41: BBK Annual Report 201136
Page 42 and 43: BBK Annual Report 201138
Page 44 and 45: Consolidated statement of financial
Page 46 and 47: Consolidated statement of comprehen
Page 48 and 49: Consolidated statement of cash flow
Page 50 and 51: 31 December 2011Notes to the consol
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31 December 2011Notes to the consol
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For the year ended 31 December 2011
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Basel II Pillar III disclosures con
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BBK Annual Report 2011

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