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JULY

PlaNlINk : jUly 2012 - T. Rowe Price

Dates to watch

Dates to watch Conferences Forum 2013 MAY 13 Hyatt Grand Champions Resort, Villas and Spa Indian Wells, California May 13-15, 2013 TO MAY 15 Webinars Capital Markets Update 2012 Join T. Rowe Price investment specialists as they present an in-depth discussion on the most recent quarter’s performance and detailed information about the current economic, political, and financial climates. July 25 October 24 2 p.m. ET 2 p.m. ET JULY 25 OCT 24 Legislative Update Get the latest updates on the legislative and regulatory actions impacting retirement plans today. September 5 September 12 December 5 December 12 SEPT 5 11 a.m. ET 2 p.m. ET 11 a.m. ET 2 p.m. ET SEPT 12 DEC 5 DEC 12

Departments Dates to Watch 2 From the Editor’s Desk 33 Lighter Side What’s Inside 3 By the Numbers Generation Y Volatile markets and economic woes have made Generation Y risk-averse— to the detriment of their retirement prospects. 4 Cover Story The heart and science of the participant experience Creating better retirement outcomes means delivering a plan experience that is personalized, holistic, and practical. 10 Industry Spotlight A pure heart and an educated head For fiduciaries, good intentions aren’t enough. Thoughtful training can help sponsors and improve outcomes. 13 Plan Sponsor Profile Consolidated effort Fairfax County, a 2012 Plan Sponsor of the Year, discusses its efforts to modernize its retirement programs. 16 Compliance Update A quiet offensive Derek Dorn of Davis & Harman LLP surveys the Washington, D.C., landscape and the debates shaping retirement policy. 18 Participant Pulse Planning for a happy retirement—maintaining a sense of identity The science of happiness is generating insights into what makes for a truly satisfying retirement. 20 Investment Perspective What’s all the chatter about? A roundtable with our team of defined contribution investment specialists analyzes the investment lineup issues facing sponsors. 25 Inside Price T. Rowe Price Client Forum 2012 A recap of select themes and presentations from our annual client conference. 28 Product News Portable, actionable, & accessible Get a glimpse of the technology and thinking currently in the T. Rowe Price product development pipeline. Please call 1-800-922-9945 or contact your T. Rowe Price representative to request a prospectus, which includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing. T. Rowe Price Retirement Plan Services, Inc.; its affiliates; and its associates do not provide legal or tax advice. Any tax-related discussion contained in this publication is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised in this publication. Copyright 2012, T. Rowe Price Retirement Plan Services, Inc. All rights reserved. T. Rowe Price, Invest With Confidence, and the bighorn sheep design are registered trademarks of T. Rowe Price Group, Inc. All other trademarks are the property of their respective owners. This publication has been prepared by T. Rowe Price Retirement Plan Services, Inc., for informational purposes only.

JAN
Price List July 2012 - Knoll
Finding Value
2012 Undistributed Income and Capital Gains Per Share as of October 31 2012
Retail Spares Price List July 2012
wholesale trade price list effective july 30, 2012 - Robert Allen
Annual network prices report 1 July 2012 - Essential Energy
Natural Resources Outlook
preretirement
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Changes in regulated electricity retail prices from 1 July 2012
soft landing
Growth
MOMENTUM
A Global Perspective
2013 Washington Outlook
Modeling Future Uncertainty
2013 Washington Outlook
Total Retirement Outsourcing