Research tells us that it’s not a
matter of if a major earthquake will
hit British Columbia, but when.
Natural Resources Canada predicts that
there is a 30% chance of a significant
earthquake happening off the coast of
British Columbia in the next 50 years.
An earthquake of this magnitude could be
It’s time to make sure you are prepared
both physically and financially.
Standard home insurance
policies do not include
coverage for earthquakes.
To make sure you are
protected, talk to your
How much insurance should I have?
Earthquake insurance is often subject to a separate deductible. Your
insurance representative is the best resource for evaluating how much
earthquake insurance is right for you. Consider the following:
How much would it cost to rebuild your home? Can you afford it?
Could you afford to replace your household possessions if they were
destroyed by an earthquake?
Would you be able to afford additional living expenses if your home
was damaged by an earthquake?
Take the time to make
plans with your family,
and friends. By working
are better prepared.
During the earthquake...
STOP, DROP, and HOLD ON
Be sure to check resources online to know
what to do before, during and after an
Be physically prepared before an earthquake with these tips:
Create an emergency
kit and store it in a
safe, accessible place
Keep an emergency
kit for your office
Practice what to do in an
earthquake with family
Secure items that
Be sure your vehicle’s gas
tank is at least 1/4 full at
Locate and tag water,
power and gas shutoffs
in your home
Keep a pair of shoes and
flashlight by all beds
Store water at home
Buy a battery
Speak to an
First aid kit.
Shelter – a plastic tarp, a small
tent, blankets or large garbage
Drinking water – a three-day
supply of at least four litres of
water per person per day.
A supply of non-perishable food
Flashlight, hand-crank AM/FM
radio and spare batteries.
Essential medication and supplies
Personal toiletry items – toilet
tissue, soap, toothbrush, etc.
Class ABC fire extinguisher.
Crescent or pipe wrench to turn
off natural gas.
Sturdy shoes to protect from
broken glass and other debris.
Extra battery for cell phone --
You may also wish to include:
Waterproof matches and candles
(do not use if there are gas leaks
or flammable liquids in the area).
Cash in small bills
A sleeping bag for each
Rope and heavy tape
A crowbar or pry bar
A backup gasoline generator
and extension cord.
Toys for children.
Evacuation and vehicle packs for
each person (see below and on
Booster cables and tools
Bottled drinking water – at least
Non-perishable food, with
manual can opener if needed
Sleeping bags, blankets
First aid kit and medication
Flashlight and batteries
Waterproof matches, candles
Toilet tissue and paper towels
Money, including coins
Pen/pencil and paper
Join us at the Great British Columbia
Shake Out! IBC is a proud sponsor of the
annual Shake Out in BC, a province-wide
earthquake preparedness drill.
The Shake Out is held on the third
Thursday of October ever year.
Visit www.shakeoutbc.ca for more
details or to register!
Every year, The British
Alliance along with
sponsors like IBC hold a
‘Show Me ShakeOut’
Poster and Video Contest.
for more information.
Did you Know?
The safest place to be during an
earthquake is under heavy tables or desks,
inside hallways, in corners of rooms, or
Be sure to avoid doorways, windows,
mirrors or any objects that can fall. Also
stay away from doorways, the shaking may
cause the door to slam on you.
IBC in your
IBC has been touring the
Greater Vancouver Area
with the Quake Cottage,
a mobile earthquake
simulator, allowing British
Columbians to feel what
a real earthquake is like.
Questions about insurance?
Insurance Bureau of Canada
© 2015 Insurance Bureau of Canada. All rights reserved.
The information provided in this brochure is intended for educational and informational purposes only.
Please consult the appropriate qualified professional to determine if this information is applicable to your circumstances.