Platinum

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Policy contents and summary of cover Section Page Limit of cover (per person) Excess (per person) Policy definitions 8 – – Important information About <strong>Platinum</strong> 10 – – Travel Insurance: – Operation of cover – Changes to your insurance – Health Issues – Country And Trip Length Issues – Activities Issues – Other Issues Medical Declaration 13 – – Included Activities and Hazardous Activities 13 – – Part 1 – Covers For Your trip A. Cancelling Your Trip B. Delayed Or Missed Departure – Missed International Departure – Delayed International Departure – Abandoned International Departure C. Cutting Short Your Trip Part 2 – Covers For You D. Emergency Medical & Related Costs – Outside your home area – Related costs in your home area E. Personal Accident – Total Permanent Disablement or Death – Loss of limbs or sight F. Personal Liability G. Legal Costs Part 3 – Covers For Your Property H. Baggage – Single Item Limit – Valuables Limit I. Delayed Baggage J. Personal Money K. Lost Passport or Driving Licence L. Winter Sports Cover – Ski Pack – Ski Equipment 16 17 19 21 23 23 24 27 28 28 29 29 £5,000 £1,000 £250 £5,000 £5,000 £10,000,000 £10,000 £25,000 (some age restrictions apply) £25,000 £2,000,000 £50,000 £1,500 £300 £500 £650 (after 48 hours) £500 £750 £150 £400 £75 £75 Nil £75 £75 £75 £75 Nil Nil £75 Nil £75 Nil £75 £75 Nil £75 6
Section Page Limit of cover (per person) Part 4 – Optional Extra Covers M. Business Cover 32 – Business Equipment & Samples – Hiring Replacements – Business Colleagues N. Golf Cover 33 – Golf Equipment – Hiring Replacements O. Wedding Cover 35 – Wedding Attire – Rings – Wedding Gifts – Photographs And Videos £3,000 £500 £1,500 £1,500 £250 £1,500 £250 £1,000 £750 Excess (per person) £75 Nil Nil £75 Nil £75 £75 £75 £75 General Exclusions 37 – – General Conditions 37 – – Your Information 39 – – How To Claim, How To Complain and Our Regulator – How To Claim – How To Complain – Details About Our Regulator 41 – – 7
Page 1 and 2: Platinum Travel Insurance Terms
Page 3 and 4: Contents Page 4 How to get help 5 Y
Page 5: Your policy This policy booklet giv
Page 9 and 10: Loss of limb - the permanent severi
Page 11 and 12: • Hazardous activities: if you wi
Page 13 and 14: Medical Declaration Please read thi
Page 15 and 16: • Air based activities: - Gliding
Page 17 and 18: What is not covered We will not cov
Page 19 and 20: Section C Cutting Short Your Trip (
Page 21 and 22: Part 2 - Covers For You Section D E
Page 23 and 24: Section E Personal Accident What is
Page 25 and 26: If our position is prejudiced as a
Page 27 and 28: Part 3 - Covers For Your Property S
Page 29 and 30: What is not covered We will not cov
Page 31 and 32: d. Avalanche What is covered We wil
Page 33 and 34: c. Business Colleagues What is cove
Page 35 and 36: - for items that are lost, stolen o
Page 37 and 38: General exclusions and General cond
Page 39 and 40: 8. Other Insurances If you have oth
Page 41: How To Claim, How To Complain and O

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