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Study_Micro-Small-and-Medium-Enterprise-Development

4List of Figures and

4List of Figures and Tables 7Acknowledgements 6Foreword 8Acronyms 1 | Micro, Small & Medium Enterprise Development in the Caribbean: Towards A New Frontier Contents 13 Executive Summary Background 13 Synopsis of the Study 13 Main Findings 13 Recommendations 14 17 Introduction Approach 17 Definition and Data Challenges 17

Micro, Small & Medium Enterprise Development in the Caribbean: Towards A New Frontier - | 2 Contents 19 1. Regional MSME Sector Profile 1.1 Global Economic Trends and Effects on Caribbean Countries 21 1.2 MSMEs and Macro Economic Development 23 1.3 The Regional MSME Sector 26 1.4 Review of MSME Sector Challenges 28 1.5 The Competitiveness Challenge 30 1.6 Optimal Development Path for the Regional MSME Sector 31 32 2. MSME Access to Finance 2.1 SME Access to Finance Globally 33 2.2 Life Cycle System 37 2.3 MSME Access to Finance in the Caribbean 42 2.4 Financing Challenges Facing the MSME sector 50 2.5 Financial Literacy of SMEs 55 2.6 Regional Collaboration to Improve Financing Options 61 63 3. Regional Policy and Regulatory Frameworks 3.1 Gap Analysis of the Adequacy of the Enabling Framework 65 3.2 Review of Regional Best Practice Policy and Regulatory Frameworks 67 3.3 Further Enhancing MSME Frameworks in the Caribbean 74 80 4. Adequacy of the Institutional Support Framework 4.1 Public Sector Institutional Framework 81 4.2 Recommendations 86 4.3 Institutional Capacity - Private Sector Business Support Organisations 87 4.4 Examples of Private Sector BSOs 88 4.5 Recommendations 91

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