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Medical costs<br />
Each year, we invest more than $40 million to make health<br />
and wellness benefits more affordable for you and your<br />
family. And here’s a high-level view of what to expect in<br />
2017 from a cost perspective:<br />
• Deductibles and out-of-pocket maximums for the two PPO<br />
medical plans will increase slightly – however co-pays and<br />
co-insurance won’t increase<br />
• Deductibles, co-insurance, and out-of-pocket<br />
maximums for the two current high-deductible medical<br />
plans won’t increase<br />
• Employee contributions for certain plans will change:<br />
– Blue Cross Blue Shield plans will increase about 7%<br />
(consistent with market trend)<br />
– Kaiser plans won’t increase<br />
– A new high-deductible medical plan, if right for you,<br />
could significantly reduce your employee contributions<br />
What’s Inside<br />
Health Benefits .....................................3<br />
Flexible Spending Accounts ................16<br />
Life and AD&D Insurance ....................18<br />
Disability Insurance ............................20<br />
Additional Benefit Options .................21<br />
How to Enroll ......................................23<br />
Need Assistance?................................25<br />
Legal Notices ......................................27<br />
Helping manage life’s demands<br />
• Paid vacation<br />
• Paid holidays<br />
• Paid sick days<br />
• Various types of paid and unpaid<br />
personal leaves<br />
• Health and emotional counseling<br />
and resources<br />
New and personalized options for 2017<br />
• Access to discounted, local elder<br />
care services<br />
• Tools and resources for those caring for<br />
children with developmental disabilities<br />
(mid-2017)
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