The Holiday Issue
Bringing Women Together
One Meeting at a Time
Does the Holiday Season Mean
Overindulgence to You?
Homeopathy to the Rescue!
By Virangini Cindy Bounsaville, C. Hom.
Even the most disciplined of us can overindulge during the holiday season. Whether
you do too much, spend too much, socialize too much or just eat and drink too
much – you can find that you over did it.. Nobody likes that overindulged feeling,
especially when it relates to digestive upsets. If your social gatherings with
coworkers, family, or friends leave you feeling that you’ve overindulged, don’t suffer.
Taking a homeopathic remedy can have you feeling better in next to no time. Whether
your ailment is gas and bloating, heartburn and indigestion, or nausea a homeopathic
remedy can be taken to relieve your systems and restore you back to normal again.
Below are several scenarios identifying homeopathic remedies that you may want to have
on hand to help you get through the holiday season and beyond.
Lycopodium is the homeopathic remedy to use if your overindulgence has resulted in gas
and bloating, accompanied with gurgling in the lower abdomen. These symptoms come
from eating foods that do not agree with you (dairy, wheat, etc.) or from overeating. Take 1-3 pellets of Lycopodium 30c and repeat
every 15 minutes, until your gas and bloating start to diminish. Most people will only need a couple of doses to get results and feel
If your ailment is heartburn and indigestion – There are several homeopathic remedies that can be taken; selecting the best remedy
for you all depends on the time you start to experience your symptoms. If the heartburn and indigestion begins one half hour after a
meal, select the homeopathic remedy Carbo Vegetabilis.
The homeopathic remedy Nux Vomica would be
selected if you are having heartburn and indigestion
several hours after eating. And, if you wake up during
the middle of the night with heartburn and indigestion,
select the homeopathic remedy Arsenicum Album.
Whichever remedy you choose for your symptoms, use
a 30c potency. Take 1-3 pellets on the tongue every
15-30 minutes until you start to see improvement, then
back off the selected homeopathic remedy and repeat
the remedy if the symptoms start to return again.
In many cases, I have found my clients experience
burping along with their heartburn. Lycopodium is the
homeopathic remedy to use if you have a combination
of these symptoms.
When we feel nauseated from eating greasy, and
or rich foods think of Pulsatilla. The homeopathic
remedy Pulsatilla will help if the stomach feels queasy
and you feel better with moving open air. Pulsatilla
30c every 15 minutes until nausea starts to improve.
Homeopathic remedies are easily found in most health
food stores, Whole Food Markets, Trader Joes and some
I wish you the best of the holidays this year, by
enjoying love and laughter with your family and
Virangini Cindy Rounsaville, C.Hom., founder of
North Eastern Health Institute, is a homeopathic
health consultant and educator who has served those
interested in homeopathy since 1983. Virangini Cindy
can be contacted at info@ViranginiCindy.com.
Thank You Nursing Home Volunteers:
“Seniors Should Never Be Forgotten”
By Debra Hallisey
If you sit down to talk with “Adopt A
Senior” founder Annye Cohen, you had
better buckle your seatbelt. You are in
for fast, joyous ride, as her enthusiasm
for this work spills out in stories of
residents she has met, the organizations
beginnings and her dreams for the future.
Add Bill Cowen, Treasurer and Meagan
Conway, Communications Director, to the
discussion and the passion this group has
in the belief “Seniors Should Never Be
Forgotten” is striking.
In 2014, Annye co-founded with Bill,
“Adopt A Senior” as a nonprofit in the
hopes of taking it nationwide. In addition
to Annye, Bill and Meagan, the Board
includes: Sharyn Cohen Vice President;
Bob Tretter Vice President; and Jill
O’Toole, Secretary/ Director.
The roots of this 503 © (3) non-profit goes
back 15 years. Cohen was volunteering at
the Riverside Premier Rehabilitation and
Healing Center in Manhattan, when she
realized there were residents who had no
family or visitors during the holidays. She
began with a floor of 40 seniors, inviting
friends and family to “adopt” a resident.
From that humble beginning the annual
Holiday Gift Giving program was born.
In early 2015, AAS started volunteering at
Bartley Healthcare in Jackson NJ and in
August, they brought the program to The
Grand in Whitestone, Queens.
January 2015 kicked off a monthly
“Birthday Party Patrol” at Riverside
Premier. In April 2015, they brought the
program to Bartley Healthcare. I had
the privilege of joining them at Bartley.
The Birthday Party Patrol is a parade of
volunteers with balloons, hats and kazoos
walking through the facility greeting
residents. An individually wrapped gift
and card is hand delivered to each senior
celebrating a birthday that month. At
each stop, the card is read aloud, help
is given in opening the gift and as a
final touch, a rousing rendition of Happy
Birthday on kazoos.
You must be part of this parade to
understand the impact it has on not
only the birthday person, but the entire
facility. Tears, smiles, and thank you
come from the birthday boy or girl and
from whom ever was near to our birthday
circle. Person after person would tear up
at their birthday gift or our gift of music.
More than once, someone asked “Will you
be back? Or said, “My birthday is in …”.
Happy Birthday on kazoos is a big hit, and
many residents sing along. One resident
even tacked on a bawdy little ditty to
her rendition of Happy Birthday! Bill
asked one birthday boy “What happens
when the birthday cake comes out?”
His response, “The girl jumps out of the
cake?” Sadly, we had to tell him, not
this time, but he would get our version
of Happy Birthday. I am particularly
struck by our time in the dementia wing.
Residents were participating in therapy,
sleeping, or ignoring our presence.
As soon as we started to play Happy
Birthday, many clapped and moved
their heads, engaged in that moment.
The gentle touch, the soft hug, the
connection with the residents as human
beings is what makes this group so
If you don’t live in the New York, New
Jersey or Tri-State area, you can still be
involved. For a donation of $50.00, the
organization will select a Senior on your
behalf, and ensure the individual receives
a birthday gift, two seasonal gifts and a
holiday gift. You can donate items from
the Wish List or designate Adopt a Senior
on AmazonSmile.org. For more details
on how you can help visit their website:
www.adopt-a-senior.org, click on Donate,
or call: 347-365-0633
Debra Hallisey is an advocate for seniors.
Visit her website for more important
information on assisting seniors at www.
Top Secret Marketing Tools for
Five years ago, when business
executive Judy Weintraub
explored how to get her workshop
material into books for sales
prospects, she stumbled upon the
top secret marketing tool that every
professional needs to know in order to
build their brand, establish credibility,
and grow their business .
After conducting extensive research
into publishing companies, she realized
that no marketing platform such as this
existed yet. So this enterprising woman,
with two flourishing legal practices,
leveraged 20 years of legal expertise
and business acumen to create one that
took her whole life in a new direction.
She knew that writing a 250-page book
would be very time consuming. “It is
not as simple as taking the content and
slapping it together against two covers,”
explained Weintraub. “I really wasn’t
interested in spending a lot of time and
effort to write a book.”
But she also realized that business
executives like to have short lecture
presentations. “They just want
something quick and dirty that they can
take with them, noted Weintraub, “and
feel like they have learned a new trick
or tip and then get on with their day.”
So by September 2011, when 25 of her
business associates loved this idea so
much that they wanted to produce their
own books but didn’t know how, she
didn’t become overwhelmed. Instead,
this go-getter simply embraced the
Building the business
In the next seven months, she became
an expert in the self-publishing industry,
so that she could create a platform
geared specifically for her business
Initially, because Weintraub knew
little about publishing, she decided
that helping other authors to get their
books published would help her figure
out the best way to do things. That
meant taking courses, including video
tutorials-- even reaching out to other
Weintraub launched Skill Bites, LLC in
February 2012. This full service selfpublishing
company assists clients every
step of the process from topic development
to the book launch, providing multiple book
layout and design options. Also, they
can select a strategic marketing
plan that meets their needs and most
Streamlining the process
“As I learned about different
mistakes that were happening, I
learned ways to correct them,”
said Weintraub. “So when I would
present someone with a book layout,
and they would give me a whole
list of things that they wanted done
differently, I thought: ‘Aha, I need to
have questions for people to answer
in advance so that the book layout
meets their needs.’
She was able to develop and
implement systems to do things
more efficiently that shortened
the publishing process for clients.
“Business people don’t have a lot
of time,” explained Weintraub, who
completely understands her client’s
needs and challenges. “So coming up
with a process that was going to be
quick and easy and convenient for
them is what I was aiming to do.”
Weintraub noted that most of her
authors do the writing themselves.
“They have the expertise,” she
explained, “and it is a matter of
getting it from their head to paper.”
Therefore, she has put systems
into place to guide the writing
process, one where clients decide
what amount of support they will
need with the writing, editing, and
Weintraub’s passion to help others
has driven her to constantly find
better ways to do things. She
believes that every author who
has gotten her book published is
a great success. It’s so rewarding
when clients call me all excited
that they got their books delivered,
and they look terrific. That’s such a
Lynda Dell is a professional writer
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This Holiday Season - Find Love in
a Forever Friend
By Phyllis Smith
For anyone who calls me on the
phone, they usually have the
distinct pleasure of hearing my
lovely girl Sugar singing (I meant
barking) in the background. My boy Max
is nearby and never makes a sound – I
don’t think he can outdo Sugar’s loud
voice. But despite their shortcomings,
Sugar and Max have been instituted
into our family for several years. I don’t
know what I would do if I didn’t have
them wake me up every morning with
their wet kisses or sit with me in the
evening with their large heads on my
lap.When I’m sick they lay by my bed
letting me know that somebody cares.
If I need exercise, they’re both very
happy to pull me down the street to
their favorite park or drop a ball in my
lap for a game of catch. No matter
how many challenges I deal with during
the day, my good friends Sugar and Max
are by my side in the evening making
me feel wanted and loved. Sugar and
Max also act as surrogate parents for
baby pups that we foster from timeto-time.
Although both of them are
over 80 pounds –they find a way to play
with little puppies when we bring them
home. It’s almost like it’s part of their
job to show them the way of the world.
But it wasn’t always easy for my furry
friends. They both came from kill shelters in
Mississippi and North Carolina. My husband
and I rescued Max when he was nine weeks
old and he was missing part of his hair.
Sugar was a one-and-a-half-year-old puppy
that we fostered because no one wanted
a Pitty mix who just had babies. But Sugar
became attached to my husband or maybe
he became attached to her. Needless to
say, he wasn’t going to let anyone else
adopt her and she became part of the
family after a few months in our foster
Whether you’re a dog or cat lover, these
helpless, innocent friends need homes.
Some of them live outside in the cold
searching for food and shelter. Others
get run over by cars, and many never get
a chance to live with a loving family or
person because they are euthanized due to
overcrowded shelters. Even if you can’t
take care of one of these deserving pets for
a long period – consider fostering a dog or a
cat until a forever home is found.
If you want a friend that wants nothing
more than a little love each day with some
food and water – consider adoption. But
don’t get a dog or cat if you don’t have
the time to take care of them. They really
don’t ask for very much – just love,
attention and exercise. If you can’t
do that and want a pet – buy a fish.
Professional Women’s Business Network,
the Producer and Talk Show Host of The
Scoop and The Executive View Radio
Shows on WWDB-AM 860 – www.pwbn.org
There are fantastic shelters all over
the country run by the SPCA, the
Women’s Humane Society and others.
My husband and I personally volunteer
with WAGS Rescue in Horsham, PA
(www.wagsrescue.com) and they
adopt out hundreds of dogs and
puppies every year. You can also go to
https://www.petfinder.com – Home of
301,765 adoptable pets from 13, 318
adoption groups around the country.
So with love and kisses sent from
Sugar and Max –think about rescuing
a forever furry friend this holiday
Phyllis Smith is the Founder of the
By Cynthia Stott
Bringing more of what you love into
your life and business, will not only
make you happier, it will probably
make you wealthier!
Passion is the spice of life and people can
feel it when you have it – or when you
don’t. There’s nothing more enrolling
than someone that is passionate about
I believe that no matter what you’re
passionate about, it is a message from
your Heart and Soul. Your “inner
yearnings” can give a peek into your inner
life like nothing else can. When you
follow the thread of your passions, you
can find a treasure trove of your deepest
When I coach entrepreneurs and experts,
I always ask them about what they are
most passionate about and why. I believe
that you can make business out of your
passions, or at least “fold” them into a
business that you are already passionate
One client challenged me by asking, “I’m
passionate about building sandcastles.
Can you make a business out of that?” I
came up with at least 8 different ways
get paid to build sandcastles in Bali,
Australia or where ever she would like to
It’s no accident that this woman was in a
business that she could easily “fold” her
sandcastle building passion into. What
I’ve seen time and time again is that
passions lie together. Each passion is like
a thread in a “Passion Quilt” that lies
below the surface of our ordinary busy
A few years ago, I took The Passion Test
and put together some statements about
how I would like my ideal life to be.
Two things I was passionate about, but
thought would be impossible to bring into
my life on a regular basis, were to be in
nature and around water –ocean, ponds,
waterfalls, etc. - every day and “bound
down stairs” like I did as a kid. You see,
I could only go down stairs backwards as I
injured my knees in 2007.
I found the index cards where I wrote
these “impossible dreams” about
a year after I made them. I was
shocked that they had actually
I started walking in San Francisco’s
Golden Gate Park just before I took
the test. I loved walking there,
but found it to be challenging for
my knees. I slowly built up my
endurance, walking up a steep
hill and then I tried the first level
of some stairs that surrounded
a waterfall. Then I decided to
change my diet and added a
healthy shake. The first time I
drank my “green” shake, I passed
up a tourist on the steepest part
of the waterfall steps, I was
AMAZED! This milestone gave me
the courage and determination to
continue walking and drinking my
I’ve lost 40 pounds on these hikes
and can now “bound” down steps!
I hike up and down between 36 and 96
FLIGHTS of stairs almost every day. My
next “dream” is to hike the Empire State
Maybe you’re thinking, “Great! Cynthia
brought her passions into her life, lost 40
pounds and can now bound down stairs
like she couldn’t for nearly 10 years, but
I still don’t see what that has to do with
selling or becoming wealthy.”
Here’s the best part, I’ve sold over
$40,000 while talking on the phone
during my hikes! In addition to my
waterfall steps, I hike up a mountain
with a view of the ocean and these
beautiful mosaic steps.
Bottom line, Passion Sells! Bring more of
your passions into you life and business
and watch your happiness, fulfillment
and wealth skyrocket!
Cynthia Stott is a Global Visibility
Expert and Mentor. You can connect
with her at CynthiaStott.com.
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Do You Want to be More
Organized for the Holidays?
By Bobbie Burkhard
If you want to feel more relaxed and
joyful throughout the holiday season
and not feel stressed by all that you
need to do, focus on the five P’s: plan,
pace yourself, prioritize, partialize and
Plan your budget and approximately what
it needs to cover: gifts, decorations,
food, wine, and incidentals such as paper
products and candles for entertaining.
Get out your calendar and schedule
when you plan to accomplish major tasks
like shopping, wrapping, decorating and
baking. The plan may need to be revised
numerous times but you will feel more in
control if you have a plan.
Pace yourself by trying not to put too
many activities or tasks all in one week.
Prioritize and re-prioritize on an on-going
basis. Be flexible but don’t procrastinate
or you will have too many last minute
preparations and you will be totally
Partialize major tasks. Shopping can be
broken into shopping for friends and
shopping for family. Decorating can be
broken down into inside and outside;
upstairs and downstairs. Enjoy yourself
and decorate one room each day instead
of trying to do it all in one day and being
exhausted the next.
Give yourself permission to discontinue
any holiday preparations you do out
of obligation but don’t really enjoy. If
you don’t enjoy baking, don’t do it this
year! Pick something up at the bakery
on the way to the party or decline to
participate in the cookie exchange. If
exchanging gifts with everyone on your
list is becoming too expensive or your
lifestyle has become much busier, talk
to the people on your gift list. They
may be relieved to discontinue the gift
If you practice the five P’s: plan, pace
yourself, prioritize, partialize, and give
yourself permission to do what gives
you joy throughout the holiday season I
guarantee this will be your best holiday
Bobbie Burkhart is a Home Organizer
and the owner of The Closet
Magician – visit her website at www.
Following My Heart: From Car
Sales to Reiki!
By Kerry O’Keefe
Eight months ago this minute, I was
sitting in a car dealership on Long
Island. We were still shoveling snow
off cars, business was sluggish, and
we were as exhausted as car salespeople
are by the time March rolls around.
The icing on the cake? I was starting
to get sick. And, on top of it all, every
time I turned around, I was hearing an
interview, or a tiny snatch of a song, or
reading a meme somewhere about the
importance, the joy, the necessity of
doing meaningful work. What was that
Truth told, I love cars, and when selling
cars in Springfield, MA, Hartford, CT and
Nassau County, NY, I tended to love my
customers. On the other hand, anyone
who knows the car business knows that
management is not always on their best
manners (a wild understatement), and
the pressure is brutal.
One thing I have learned is that when
sickness comes, there is always a hidden
opportunity. ALWAYS! So that when a
simple ENT infection deepened into
something more, causing me to be out
of work for numerous weeks, I knew
something larger was perking. That I was
being flat out given time to recede from
the toxicity of my workplace enough to
do some deep thinking, and that perhaps
the time had come to walk away.
The backstory here is that not so long ago
I had started to receive Reiki treatments
from a marvelous Reiki Master who was
achieving magnificent results with a
family member who had suffered longterm
repercussions from numerous
childhood concussions. In the course of
my healing sessions it became clear to
both my practitioner and me that after
a lifetime of deep personal work and
spiritual seeking, Reiki was the perfect
modality for me to use all I had already
learned. She looked across at me one day
and said, “You know a lot. Now we just
need to pull it together.” That was the
For many months, I traveled to New
Jersey to apprentice with my teacher
and furthered my studies of Reiki, the
human aura, Reikiatsu, clairvoyance,
evidential and healing mediumship, EFT,
Bach Flower Remedies, Feng Shui, and
abundance and metaphysical philosophy,
while, needless to say, wondering how
long this these two worlds could coexist.
And then I got sick.
The quick version? I did the thing that
everyone tells you NEVER to do. I quit
one job without having another. Having a
little bit of money socked away from the
sale of a piece of property, I stepped right
out into the ethers with the intention
of becoming a
healer. Let the
chips fall where
they may! And
don’tcha know I’m
I need to build my
practice, not in
one location but
once a week, I
have access to
at the beautiful
Center on W. 27th
St., New York. I
then found a
sweet studio space
that I rent another
couple of days
per week. I have
been shown how
to price my Reiki
to start ($30-35/
hr in Lambertville,
use healing and
frankly, I would
rather charge less
and heal more!
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the messages sent from my soul and The
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4 Tips for Great Holiday Photos
By Brenda Jankowski of
The holidays make for fantastic
photo opportunities. Everyone is
tempted to reach for a camera
to make an annual group photo.
Use these tips to make great photos this
holiday season. This year you will come
away with the absolute best photographs
you have ever created. (And these
work with your cell phone or your “big”
Compose creatively and move in close.
Off center your main subject instead of
placing it in the dead center. Balancing it
with something on the other side makes
a photo that shows the beauty in an
artistic way. Moving in close is one thing
that will make the biggest difference in a
successful photo. Filling the entire frame
with your subject will inevitable result
in a photo that has true impact for your
For better family and group photos you
absolutely MUST take a lot of photos.
There is always someone blinking or
looking off to the side so taking a large
number of photos will give you the best
chances of catching everyone looking
Shoot first, ask questions later. Especially
if a child is opening a gift, you know, the
moment can go away in a second. So be
prepared and don’t attract attention if
you want to capture that “magic spark”.
To flash or not to flash. Turn off your
flash whenever you can possibly get away
with it. Try to use the lights in the room,
from the trees, candles or window as
illumination. The light will be beautifully
soft and you will be able to see the tree
There you have it 4 best photo tips for
your holiday photos.
Take a look at last year’s photos and
send me your questions about what you
see and what you want to fix. I am happy
to help you make this year’s photos the
Article written by photographer Brenda
Jankowski, Owner of Bren Photography.
for more information.
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~ Hablamos Espanol ~
How to Get Through the Holiday
Most of us have experienced “the
Blues” at one time or another.
However, it seems the holiday
season can bring on a special
“edition” of the blues for various reasons.
Perhaps, you miss a loved one who has
passed away or maybe they live far away.
Maybe you’ve lost your favorite pet.
Money woes can also be exasperated at
the holidays, especially if you can’t buy
gifts you would like for your loved ones.
Or maybe you don’t have loved ones left
or you’ve moved away from family and/
All of these things seem to affect us more
around the holidays. So what to do?
One contributing factor to the “Holiday
Blues” may be Seasonal Affected Disorder
(SAD) caused by the decrease in sunlight
during the approaching winter months.
To remedy, you can purchase special
lights that simulate sunlight. Some of
them even combine ion therapy, which
clinical studies have shown to provide an
Self-care can chase away the “Holiday
Blues” and lift your spirits.
Do what you love and enjoy! It could be
as simple as taking a walk in nature. Or
a luxurious bubble bath with candles all
around you. Maybe you like bubbles, or
salts. Have you ever tried a milk bath?
You could feel like Cleopatra! The recipe
is 2 gallons of organic whole milk poured
into a tub of hot water to your preferred
temperature. You could even add your
favorite essential oil, such as rose,
lavender or gardenia.
Maybe buy yourself a holiday gift! A
bouquet of flowers could give your mood
a boost. Or maybe a gym membership
to get out of the house and around
other people. Perhaps you could book a
massage at a local spa. YOU ARE WORTH
Volunteering is a great way to lift your
spirits. You could visit a local hospital or
soup kitchen. This can be a huge gift, not
only to the people you serve, but also to
I think Mahatma Gandhi said it best,
“Service which is rendered without joy
helps neither the servant nor the served.
But all other pleasures and possessions
pale into nothingness before service
which is rendered in a spirit of joy.”
The Key to beating the “Holiday Blues” is
MINDSET. Shift your mood by shifting your
mindset. Determine to love yourself no
When you’re in the throes of the blues, it
may hard to remember what might make
you feel better. You can make a list of
things you enjoy that you can refer to
when the blues hit. You could also make
a gift for yourself, decorating a beautiful
box in which you could place slips of
paper – or love notes - with the things
that make you feel good.
If it’s more than the “Holiday Blues” you
should seek professional support. You
know you need it
Sadness, with or
Lethargy or Low
If you have
especially if they
then you should
I have developed
anxiety and even
By Dr. Michiyo Ambrosius
One of my clients, Billy, a 15-year-old boy,
was sent to me after his grades had fallen.
He used to be an honor student, full of life
and possibility. This changed when his dog
was hit and killed - right in front of him. He
had been suffering from a sense of guilt and
responsibility for two years!
After only three sessions, he regained his
confidence and his grades improved. Now he’s
looking forward to a bright future.
To beat the “Holiday Blues” remember to
gift yourself with things that will make you
feel happier and loved. Seek professional
guidance if the blues persist.
Dr. Michiyo Ambrosius is a psychologist, author
and personal coach at Ambrosius Center for
Essential Health – Contact her at http://www.
By Carissa Clements
Who among us hasn’t received
a letter in the mail that our
personal information has been
compromised due to some sort
of data breach against an establishment
in which we previously shopped, a blog
we signed up for or a vendor we utilize.
We are offered credit monitoring and
fraud expense reimbursement from the
company at fault, but what if you were on
the other side of the table? What if your
business was the cause of a data breach?
How would you explain to your client
that his or her personal or professional
information was obtained by a hacker or
a dishonest or irresponsible employee?
What effect would the breach have on
your customers now? Would they choose
to continue to conduct business with you?
More importantly, would you financially
be able to withstand such an event?
How does a business owner, of any size,
protect itself from data breaches?
Just so we are clear, data breaches do
not only occur from electronic hacking,
but instead can also can also result from
human error like the loss of a paper file.
Case in point: Olivia is in sales and is “on
the road” the majority of the day. She
stops at her local coffee shop to plan
her day and decides to use the restroom
before she leaves. When she returns to
her “work station” and her portfolio is
nowhere to be found. She realizes that
her portfolio held confidential employee
information of one of her clients. Just like
that, a simple human error could equal a
potential large claim for her employer.
and protect your reputation.
•Forensic discovery to
uncover how the breach
occurred and how many
records are at risk.
•Money paid for threats
made to your operating
•Loss of income as a result
of an attack to your system
and disruption of services.
From a third party
standpoint, just a few of
the coverages afforded are
notification to breached
parties as required by
law, claims arising from media liability
(copyright infringement or libel slander
in electronic content) and regulatory
As of November 4, 2016 the Identity
and Theft Resource Center, there were
845 breaches with 29,765,131 exposed
contacts. These companies range from
government agencies, to Fortune 500
companies to small businesses.
Not all policies are created equal and it
requires an open conversation with your
insurance agent to understand the risks
you face and the liabilities of your business.
As an insurance professional I can tell you
that many carriers offer enhancements or
endorsements to your policy to, at the very
least, afford you some sort of coverage.
You’ve spent a lifetime working hard to get
where you are today. There are few among us
who go without life, health or auto insurance,
because we understand the risks. Cyber
security is no longer a threat, it’s a reality.
Don’t let it ruin your holiday season.
Carissa Clements-Moock is a licensed
insurance professional with True & Associates.
Contact her at firstname.lastname@example.org.
So how does one protect its business from
a data breach or simple human error?
It’s called Cyber Liability. Cyber Liability
is business liability insurance for a data
breach of business’ customers’ personal
information, such as Social Security
numbers, credit card numbers, or other
sensitive personal information, disclosed
or stolen by a hacker or other criminal
who has gained access to the firm’s
Cyber Liability responds on a first party
and third party basis. Under the first
party insuring agreements this type policy
•Crisis management expense, such as
hiring a PR firm to help clear your name
Shared by Mary Brown
1 stick of margarine or butter
1 cup sugar
6 slices white bread, cubed with crust
4 eggs, slightly beaten
1 15-oz can crushed pineapple
1)Set oven at 350.
2)Melt the margarine/butter in casserole
dish of your choice – round, oblong or a
medium aluminum pan (not too big)
3)While that’s melting, cube the bread.
4)Add the cubed bread to the melted
butter until well coated, then fold in the
eggs and sugar. Lastly, add the crushed
5)I mix in a little cinnamon sugar, then
sprinkle some on top.
6)Bake for about 45 minutes. (Should be
slightly brown when done.)
5 large Rome Beauty apples, core, peel & chop
3/4 cup white sugar
3 cups all-purpose flour
1 teaspoon ground cinnamon
1 tablespoon baking powder
1 teaspoon salt
1 cup vegetable oil
2 cups white sugar
1/4 cup orange juice
1 tablespoon vanilla extract
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Shop Local for the Holidays
Great Sales Storewide
Timeless Styles &
Handmade by Locals
•Women’s Apparel: XS to 3X
•Quilted Runners and Purses
•Baby Items •Spa Gifts and Candles
•Stained Glass •Artist Made Floor Cloths
•Custom Dog Beds and Vests
Directions (for Jewish Apple Cake):
Preheat an oven to 350 degrees F (175
degrees C). Grease and flour a 10-inch
Mix cinnamon, 3/4 cup of sugar, and
apples in a bowl; set aside. Combine
flour, salt, and baking powder in a bowl.
Beat the eggs and 2 cups of sugar with
an electric mixer until fluffy. Pour in
the flour mixture alternately with the
oil. Beat in the orange juice and vanilla
until smooth and thoroughly mixed. Pour
half of the batter into the prepared pan.
Layer half of the apples on top. Pour the
remaining batter over, then finish by
topping with the rest of the apples.
Bake in the preheated oven until a
toothpick inserted into the center comes
out clean, about 1 hour and 30 minutes
to 1 hour and 45 minutes. Cool in the
pans for 10 minutes before removing to
cool completely on a wire rack.
109 Walnut St, Lansdale, PA
Tuesday, Wednesday, Friday & Saturday
11AM to 5PM
Thursdays: 12 Noon to 7PM
Note: If you want the cake a little
moister, decrease flour by 1/4 cup.
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Wishing you and your
family a joyous holiday
season and a happy,
prosperous New Year.