DISCUSSION

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Table VII Returns to education by employment sector and status

Legalistic Informality Self-Employed Salaried Microenterprise Public Secondary Employment Large Firm Patron

No Pension = 1 (1) (2) (3) (4) (5) (6) (7)

Indigenous 0.00958 0.0424 0.0117 -0.359** -0.0172 0.125 0.00696

(0.0158) (0.129) (0.0295) (0.144) (0.0307) (0.109) (0.0629)

Primary -0.0650*** -0.111* -0.0572*** -0.241* -0.0730*** 0.0217 -0.0188

(0.0114) (0.0641) (0.0190) (0.131) (0.0212) (0.0706) (0.0417)

Secondary -0.194*** -0.385*** -0.147*** -0.368*** -0.277*** -0.152** -0.173***

(0.0184) (0.0574) (0.0243) (0.115) (0.0313) (0.0760) (0.0587)

Tertiary -0.379*** -0.534*** -0.403*** -0.464*** -0.602*** -0.188** -0.444***

(0.0305) (0.0553) (0.0425) (0.111) (0.0362) (0.0843) (0.0722)

I*Primary -0.0286* -0.00729 -0.0180 0.354** 0.0112 -0.187 -0.0636

(0.0172) (0.140) (0.0349) (0.167) (0.0328) (0.120) (0.0678)

I*Secondary 0.0519* -0.0378 0.0218 0.315** 0.0525 -0.0196 0.0449

(0.0268) (0.131) (0.0426) (0.154) (0.0429) (0.128) (0.0925)

I*Tertiary -0.0148 -0.0587 0.109 0.314** 0.0516 -0.149 0.226

(0.0565) (0.123) (0.0836) (0.148) (0.0635) (0.130) (0.137)

Rural -0.0371 0.0267 -0.0489 -0.0278 -0.0364 0.00305 0.00598

(0.0233) (0.0266) (0.0325) (0.0271) (0.0327) (0.0352) (0.0612)

Female -0.0374** 0.0159 -0.00488 -0.0405 0.0403 0.143** 0.0260

(0.0184) (0.0978) (0.0347) (0.0817) (0.0313) (0.0722) (0.0580)

Married -0.0206** -0.0543*** -0.0213 -0.0149 -0.0448** -0.0514 -0.0861**

(0.00936) (0.0204) (0.0175) (0.0223) (0.0179) (0.0321) (0.0347)

Chronic Illness -0.00332 0.000552 0.0155 0.0159 0.0148 0.00153 0.00127

(0.00886) (0.0199) (0.0187) (0.0206) (0.0169) (0.0299) (0.0357)

Migrated 0.00970 0.0327 -0.0131 0.0477** -0.00444 0.00501 0.00838

(0.0112) (0.0248) (0.0182) (0.0241) (0.0179) (0.0342) (0.0389)

Tenure 0.00299*** -0.00893*** 0.00263*** -0.00627*** -0.00183** -0.00651*** 0.00490***

(0.000395) (0.00134) (0.000791) (0.00123) (0.000773) (0.00200) (0.00166)

Bedrooms -0.00616** -0.0117** -0.0101* -0.00524 0.00245 -0.00776 -0.00779

(0.00297) (0.00578) (0.00535) (0.00553) (0.00479) (0.00962) (0.00968)

Electricity -0.00403 -0.0923 0.00135 -0.00215 -0.0637** -0.207*** 0.0567

(0.0116) (0.0794) (0.0235) (0.0904) (0.0252) (0.0623) (0.0471)

Piped Water -0.00467 -0.0258 -0.0496** 0.0165 -0.00300 0.0494 -0.0442

(0.0126) (0.0398) (0.0206) (0.0578) (0.0264) (0.0437) (0.0479)

48

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