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8 Talk of the Town ADVERTISING / NEWSDESK: (046) 624 4356 Find us on Facebook <strong>October</strong> 6, 2016 Port Alfred BUSINESSFORUM The stormy seas of retirement GOING on retirement is very similar to getting into a two-man yacht and setting sail for the unknown open seas with your loved one by your side. You are certain to enter a very rough experience as the stormy seas of equity markets and interest rate volatility will be pounding your retirement yacht from all sides. Most of us spend 40 to 45 years of our lives working hard while trying to save to ensure a comfortable retirement by being part of the company retirement fund and even starting a retirement annuity savings plan to complement retirement funds. Unfortunately an enormous percentage of our fellow South Africans do not have a clue what their needs may be during their years of retirement. How does one plan retirement if you don’t know how to go about it? I have done my best to bring across the message on several occasions that one actually needs to consult with a qualified, experienced financial advisor to assist with the forward planning and calculations. A full retirement planning process most certainly takes long hours of planning and involves lots of complex calculations to provide for a trouble-free retirement period. Statistics show that only six out of every 100 people currently make a d e q u at e MONEY M AT T E R S ... with Nico Human provision for their retirement years. I can assure you that except for the wealthy or the ones who inherited millions, the balance of the 6%, are the ones who made sufficient and timely use of the services of qualified, experienced financial advisors. The day you board your retirement yacht, you are really faced with the unknown. So, to try and navigate your own retirement direction, you most certainly need to have a completely different survival strategy. During the post-retirement years, you will really need to have a lot more than a life jacket. Yes, a financial advisor is certain to charge for his knowledge, experience and expert advice. But the actual amount is sure to be returned to you many times over. In today’s volatile markets, one just cannot risk one’s total retirement savings being swallowed up by inflation or the volatility of the rand. If you have been watching the markets, you will have noticed the dangerous sliding value of the rand against foreign currencies. Only a few years ago the rand was still valued at about R6 to the US dollar. Currently, it has slid right down to R13 and even more to the dollar. Every time some uneducated politician makes an ignorant statement, the foreign investors grab their millions and run to safer havens. To prevent your retirement yacht from getting wrecked on the rocks, don’t be too proud to ask for help. We are awaiting your distress call to enable us to assist you with expert retirement planning and advice. Contact us on one of the following numbers: office (087) 8057712 or mobile 082-744-9929 or call at 20 Southwell Road, Port Alfred. We guarantee absolute confidentiality. Catch up with what’s happening on the PA business front Fresh faces at iconic Beavers eatery ROB KNOWLES The iconic shop Beavers, at the top of Southwell Road (R72), is now under new ownership, but still maintains its extensive menu, including its famous B e av e r s ’ pies. Karen Long and her partner, Peter van Ginkel, are the new owners. They have even extended their menu to include items such as curry and rice, spring rolls, vetkoek and their special r o o st e r b r o o d . Long looks after the operations side of the business while Van Ginkel, whose father was the owner of Maxie’s Angling Nook at the wharf and who therefore grew up around New initiative at Coastal Car Care NEW to Coastal Car Care in Port Alfred is a loyalty programme initiated by the business, which has become a trusted name in vehicle cleanliness and quality service in Port Alfred since its inception two years ago. The loyalty programme aims to reward loyal customers with every 10th wash and wax being entirely free. Customers can collect their cards at Coastal Car Care at 2 Bank Lane in Port Alfred, next to the Kowie Museum. Owners Fred and Tracy Golombick always endeavour to give back to their customers for their loyal support and invite the community to pay them a visit and experience their car cleaning system. The car wash uses roughly 240ml of water per vehicle and the system is a NEW OWNERS: Peter van Ginkel and Karen Long are the new owners of landmark Beavers on S o u t h we l l Road Picture: ROB KNOWLES New bookworms at Bookends WOMEN OF LETTERS: New owners of Bookends Lynn Lambert, left, and Di Horne among the food, manages the kitchen. “We are sprucing the place up with potted plants and new signage. We want to make the shop more welcoming,” Long said. “And we are bringing back our famous fish and chips. hydrostatic process that cleans, polishes and waxes, and is safe and effective while also having anti-rust and anti-scratch proper ties. In keeping with Coastal Car Care’s services, the business also offers a mobile service every Tuesday in Settlers Park, books and handcrafted gifts available at the bookstore Picture: BRYAN SMITH THE joy of reading is something instilled in us from an early age and never ceases for the true bookworm. Even in a digital age nothing compares to flipping through the pages of a book and experiencing new worlds within the realm of imagination. Whether you prefer thrillers, romance, crime, horror, biographies, fiction or ĂĂŚĂŶĚĂůĞĞŝĐĞ ĞĐĂĞŽĐĂĚĞĞĞŝ ŝŶĚĂĂŶŬĂŶĞŽůĨĞĚŶĞŽŚĞĞŵ ĐŽĂĂůĐĂĐĂĞĐŽĂ “We are also watching customer trends so we can stock those things the customers are looking for, so customers should forgive us for a little while until we get this right.” CARING FOR CARS: The staff of Coastal Car Care. Ready and happy to help are, from left, Lloyd Siloyo, owners Tracy and Fred Golombick with their dog and mascot named Mince, Akana Fiti and Nandipha Makapela Picture: BRYAN SMITH for which residents can contact the Settlers Park office for appointments. The business also offers a collection and drop off service in and around Port Alfred. For more details contact 082-315-2888 or visit w w w. c o a s t a l c a rc a re . c o . z a non-fiction, or various genres from science fiction to education and self-help, there is always a book out there for everyone. Bookends in Port Alfred is where you can find a wide array of books, with new owners Lynn Lambert and Di Horne, who officially took over ownership of the business on September 1. “We saw an opportunity when the business became available to immerse ourselves in our love for books,” Lamber t said. Along with the many books available on the shelves, the business now includes a range of handcrafted gifts and toys which are sure to be enjoyed by youngsters while instilling a love for books and characters. They also knit jerseys to customers’ s p e c i f i c at i o n s . “We will also be starting up a book club in the near future,” Horne said. Bookends is located at 9 Christie Building, Campbell Street. Book exchanges are welcome, so bring in your already read books so that others can enjoy them also.
<strong>October</strong> 6, 2016 ADVERTISING / NEWSDESK: (046) 624 4356 Find us on Facebook Talk of the Town 9 Shop online at www.picknpay.co.za Also at HYPERMARKET BRAVE BEGINNINGS: New Stenden student Tarryn Henricks, right, with her mother Elize Picture: LOUISE KNOWLES New students get to hear about Stenden LOUISE KNOWLES DEAN of students, Dr Wouter Hensens, welcomed new students and their families and gave a brief history and overview of the campus at Stenden South Africa’s open day on Saturday. The campus was previously the Grand Hotel (since 1890), which was acquired by former councillor Louise Swanepoel and her partner John Hughes. In 2000, they travelled to Europe and spoke to Stenden University (formerly Christelijke Hogeschool Nederland) about campus sites on each continent, where students could travel and study. They convinced Stenden to start a campus in Port Alfred. Stenden (then called the Educational Institute for Service Studies) opened in 2002 with eight students; today there are 350. It also has between 50 to 150 exchange students who do an 18-week special course related to the local environment, such as wildlife, social entrepreneurship and wine st u d i e s . “Port Alfred out-performs other Stenden campuses for staff satisfaction, student satisfaction, pass rate and employment af terwards,” Hensens said. He said key initial indicators were measured every four weeks when the student representative council (SRC) visited classes to get “tips and tops”, which saw the departments make changes based on the students’ r e c o m m e n d at i o n s . There are also 20 to 25 students per class, compared to public universities which have between 30 to 50. In addition, all the other campus sites at Qatar, Thailand, Bali and the Netherlands, have the same international curriculum. All that students need is an air ticket to go and study at another campus site. Hensens said problem-based learning from the late 1960s was used, based on real-world demands like selling ideas, working together and solving problems. Real-world learning takes place at the boutique hotel, MyPond, “the best four-star hotel in the Eastern Cape”, Hensens said. A group of investors used to run it, but Stenden offered to run it with their own st u d e n t s . Students can also study d i s a st e r management, which involves working with municipalities and going on excursions. Stenden is currently furnishing a disaster control centre, with six screens and direct internet for simulations and real-life use. Both BCom degrees involve starting at the bottom with basic skills in first year, training and supervising first year students in second year, and choosing a department to specialise in third year. In their final year, students do a 21-week internship or an entire fourth year in disaster management. Hensens said some 80% of students received job offers then, and with a career pass, did not need to write exams. He said half of the students had bursaries and most lived on or around campus. There are no day students. Students are together 24-hours and make their own plans for entertainment and sports, organised mostly by the SRC, which meets with the dean every two weeks. It is an alcohol-free campus, since a Stenden student died of alcohol poisoning at his birthday party. Possession of drugs involves immediate suspension. WEEKEND SAVINGS Including Plettenberg Bay, Knysna, Groot Brak, Hartenbos and Oudtshoorn. Liquor not for sale on Sundays in George and Mossel Bay. Excluding Express. Promotional stocks are limited. Prices include VAT, where applicable. Smart Shopper terms and conditions apply. No traders. E&OE. Selected products may not be available at all stores. Selected products have been styled for photography. Visit www.picknpay.co.za, or call 0800 11 22 88. Cellphone rates apply. PRICES VALID 6 - 9 OCTOBER 2016 AT PICK N PAY SUPERMARKETS AND HYPERMARKET IN EASTERN CAPE MMECHS405 R66 PnP Bulk Farmstyle Boerewors SAVE R7.44 16% OFF SAVE R10.77 R28 50 R64 90 no name Fresh TM Blossom Lite Medium Koo Baked Beans Chicken Braaipack Fat Spread 1kg Tub in Tomato Sauce 5s or 16s WAS R27.95 410g BUY BUY 3 ANY 6 R41 FOR FOR R23 R20 70 Per kg SAVE R12.30 Kellogg’s Corn Flakes 750g Value Pack PnP Long Life Milk Assorted 6 x 1 Litre Per Pack PRICE PER NAPPY Size 2 44s – R2.50 Size 3 52s – R2.11 Size 4 50s – R2.20 Size 4+ 48s – R2.30 Size 5 44s – R2.50 26% OFF Cuddlers Comfort Disposable Nappies Value Pack Assorted Per Pack R109 90 R49 PnP Bulk Uncooked Beef Mince Per kg 25% OFF Twinsaver 2 Ply Toilet Tissue Assorted 9s Per Pack WAS R54.99 R42 90 Equates to R6.90 Each Per kg PRICES SO LOW YOU WON’T BELIEVE YOUR EYES Hunter’s Dry, Gold, Export or Hard Lemon Cans or Non-returnable Bottles 24 x 330ml Per Case Maggi 2-Minute Noodles Assorted 73g R19 50 Equates to R3.25 Each SAVE R40 R199 Alcohol Not for Sale to Persons Under the Age of 18. Drink Responsibly. NEW BUYING MONTH STARTS ON THE 6TH
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