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MENU Contents Figures Tables Acknowledgement Definitions CHAPTER 4 EXECUTIVE SUMMARY Cash Flow Management and Consumption Smoothing CHAPTER 1 Sample Overview CHAPTER 5 Managing Unusual Purchases And Events CHAPTER 2 Description of Respondents’ Transactions CHAPTER 6 Implications And Policy Recommendations CHAPTER 3 Attitudes Toward Risk Management, Future Planning, And Financial Service Providers TECHNICAL ANNEX ii Go To Topics

ABOUT FSD ZAMBIA Financial Sector Deepening Zambia is a national non-profit organisation providing information, innovation and impact to increase financial inclusion. We seek to expand and deepen the financial market so all Zambians can benefit from affordable, sustainable financial services. We work with financial service providers, policy makers and civil society to make Zambia’s financial sector more robust, efficient and, above all, inclusive. Financial Sector Deepening Zambia Incito II 377A Kabulonga Road, Lusaka, Zambia T: +260 211 848 065/6 | E: info@fsdzambia.org | W: www.fsdzambia.org Go To Menu

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