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Table 32: Average COV

Table 32: Average COV and Zero Income Weeks by Gender, Excluding Dependents Average COV Zero Income Weeks as a Proportion of Total Weeks Male 1.8 48% Female 1.8 46% Respondents in Copperbelt Province had slightly greater week-to-week income variation than those in Eastern and Lusaka Provinces did. Western Province had the least amount of income variation from week to week. Respondents in Copperbelt Province also had a higher number of zero income weeks when compared to the other provinces. This is due to the larger representation of miners and other formally employed workers in this province who would only receive income once every four weeks. Western Province had the fewest number of zero income weeks. Table 33: Average COV and Zero Income Weeks by Province Average COV Zero Income Weeks as a Proportion of Total Weeks Copperbelt 2.6 72% Eastern 2.4 58% Lusaka 2.5 65% Western 1.5 36% In Chapter 2, we introduced our income segmentation model, which divides respondents into four groups based on their income levels and income variability. Using this framework shows a roughly equal distribution of men and women across the four different segments. The only noticeable exception is in the low-Income/high-variation group where women had a greater representation than men did. This is due to the higher representation of dependents in this segment. Figure 33: Income Segmentation by Gender Go To Menu 53

Reviewing the same segmentation model by province also shows roughly similar distributions of the provinces across the four segments. Copperbelt Province is the only noticeable exception in that only one respondent from this site fell into the Low Income, Low Variation group. Figure 34: Income Segmentation by Province OUTFLOWS In Chapter 2, we also explored the composition of respondents’ weekly household expenditures, comparing them by gender and income segment. Taking a brief look at the total sample, we see that food was the most frequently purchased item during the study, and respondents spent almost three times as much on food as on the next most common item, basic services. Respondents spent roughly similar amounts of money on basic services, discretionary items, and household items, 1 though they purchased basic services and household items more frequently than discretionary items. Table 34: Household Expenditures Amount per Week (ZMW) Count of Transactions per Week Food 64.7 3.5 Basic Services 25.8 0.7 Discretionary Items 20.0 0.1 Household Items 23.2 0.6 Fuel 4.5 0.1 Special Events 3.3 0.1 1 Basic services are purchases for items such as education, transportation, health, airtime, and other service expenditures. Household items are items used within the household, such as soap, utensils, and candles, as well as clothing. Discretionary items are those that are not considered to be food, basic services, household items, fuel, or special events 54 Go To Menu

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