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2017 MEDICARE SUPPLEMENT COMPARISON GUIDE

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Insurance Companies’

Insurance Companies’ Approved Policy Specifics This section attempts to summarize the benefits of the Medicare supplement policies that have been approved by the Louisiana Department of Insurance. The Senior Health Insurance Information Program obtained the information herein from insurers, licensed to do business in Louisiana, through survey responses and compiled the information. In addition, please be advised that some new policies may have entered the marketplace since this publication was printed and will not be included. Publication of this guide is for informational purposes only. Please refer to the policy itself for the complete and actual terms of coverage, since the policy constitutes the contract between the insurer and the insured and will ultimately be the basis of final determinations. The premiums in this guide reflect the rates that were approved for use at the time of printing. Every attempt is made to keep premium information up to date. Exact premiums should be verified from the company or producer prior to purchase. Only annual premiums are listed. If another mode of payment is selected (e.g., monthly, quarterly, etc.), the premium will usually be higher. Inclusion of information in this guide regarding a policy does not constitute an endorsement of the policy or company by the Louisiana Department of Insurance. Definitions of the ratings of A.M. Best, a nationally known service that grades companies according to their financial stability, are explained. 22

Please remember ALL Medicare Supplement companies MUST offer ALL available plans to Medicare beneficiaries with in the first six months of Medicare Part B becoming effective, REGARDLESS OF AGE. This includes disabled Medicare beneficiaries, and those with ALS and End Stage Renal Disease (e.g. kidney failure). See page 17 for more information about benefits for Beneficiaries under age 65. NOTE: Annual premiums are shown. To determine monthly premium, please locate your zip code area and divide listed figure by 12. SUPERSCRIPT MEANINGS IN THE CHARTS F — Female M — Male NT — Non Tobacco User T — Tobacco User HD — High Deductible Plan SEL — Select Plan 23

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MEDICARE ALL
MEDICARE ALL
MEDICARE ALL