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Throwing Away<br />
Commi$$ion$!<br />
Attention <strong>Mortgage</strong> <strong>Broker</strong>s: You have money waiting for you! Over<br />
70% of today’s market cannot qualify for traditional or FHA financing. This<br />
is probably not news to you. But what if you could offer any buyer homes<br />
regardless of past credit issues and earn up to a full commission for you?<br />
We will purchase the homes for your declined clients and sell it to<br />
them on contract which you can refinance within 12 months<br />
and your client’s credit is already approved * !!<br />
Don’t you owe it to your clients who can’t qualify by providing this<br />
vital assistance so everyone can win by being on the same team?<br />
Here are several programs we offer.…<br />
1) In-House Financing – No Banks Needed! We provide<br />
the financing. Past credit problems are okay.<br />
2) Rent-To-Own – Our Unique Lease/Option Program<br />
helps build down payment towards purchase with monthly<br />
credits.<br />
3) We even offer a FREE Credit Improvement program<br />
where we assist in adding well over 100 points to a credit score.<br />
4) VIP Program – For those who require a more customized experience and detailed<br />
request of a home with specific selections and requirements.**<br />
CALL TODAY! 708-498-0525<br />
Any type of home at 275k and above in any city or area. Visit our<br />
website for more information.<br />
To register your clients: Or let’s all talk on a conference call.<br />
1) Go to: www.OwnerFinanced.House<br />
2) Click on “Get Approved Now” (Free for your clients)<br />
3) Client pays for initial profile which will be refunded in<br />
48 hours if they put your name in the optional note box<br />
4) We will then enroll the client in our Private Membership Group and<br />
begin the process of the Home Search<br />
5) We can pay you under our “Cash Reward” program in addition to<br />
you providing the loan (Call for details)<br />
* Sufficient income required ** Some restrictions apply<br />
© 2017 Virtual REIA – Form HMS-43362
MORTGAGE BROKERS OVERVIEW<br />
As a mortgage broker, you have without a doubt an excellent source of leads available for<br />
owner finance contracts.<br />
The reason: you have a never ending stream of buyers with cash who don’t qualify for<br />
conventional mortgage financing that you can’t do anything with.<br />
As you already know based on the myriad of mortgage brokers surveyed over the last few<br />
years, roughly 8 out of 10 loan applications are getting declined nationwide.<br />
While certainly a terrible statistic, the important thing to remember is that anytime there’s “bad<br />
news”, there maybe opportunity.<br />
How about discussing the idea of creating a team to help your non-qualified clients and close<br />
more loans in the process?<br />
We have a way that you can profit today from your declined clients (dead files) with profit in the<br />
future and never lose them to another mortgage broker.<br />
In the case of denied loan applications, the opportunities are:<br />
*Buyers with cash who meet the DTI (debt to income ratio) requirements, meaning you can<br />
service the debt, that have the liquid cash available for a down payment.<br />
*Ability to develop a relationship with your client and add value since in most cases, you have to<br />
be the bearer of bad news and decline their loan, thereby shattering their hopes and dreams.<br />
Having done it many times as a mortgage banker myself, I can tell you it’s not pleasant and the<br />
ability to offer a positive alternative solution that can achieve the same end goal is a HUGE<br />
positive.<br />
*Ability to refer over other mortgage brokers and realtors who can also refer deals.<br />
*Ability to help you generate an additional income stream by doing joint venture deals in and out<br />
of the markets you're licensed in.<br />
*Ability to help you develop your own joint venture partner network.<br />
Here’s the sad reality: mortgage brokers, like most realtors, investors, and pretty much everyone<br />
in sales, work deals they know they can close and deals they can’t get put in a dead file pile<br />
never to be touched or resurrected again.<br />
In other words, declined loans have zero value to you because you still gotta eat this month.<br />
What you have the ability to do is solve an immediate problem and become a hero while also<br />
developing a multi-year pipeline of deals that you will close that otherwise would not have come<br />
to fruition.
ADVANTAGES TO MORTGAGE BROKER<br />
Help more clients<br />
Close more loans<br />
Help our current home occupants obtain loans<br />
Collect a referral fee up front from us now in addition to providing the loan<br />
ADVANTAGES TO NON-QUALIFIED CLIENT<br />
Move into home of their choice now<br />
Time to correct issue with qualifying (We offer a free service to assist the client with this)<br />
Become a homeowner now<br />
Tax benefits<br />
ASK YOURSELF?<br />
Have you experienced a declined applicant recently who can benefit?<br />
Do you believe this option would help your non-qualified clients?<br />
As you can see this is a win-win situation for everyone involved, do you agree?<br />
As our preferred broker how should we send you our leads of buyers looking to obtain a loan?
CLICK HERE TO VIEW VIDEO PRESENTATION