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Mortgage Broker

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Throwing Away<br />

Commi$$ion$!<br />

Attention <strong>Mortgage</strong> <strong>Broker</strong>s: You have money waiting for you! Over<br />

70% of today’s market cannot qualify for traditional or FHA financing. This<br />

is probably not news to you. But what if you could offer any buyer homes<br />

regardless of past credit issues and earn up to a full commission for you?<br />

We will purchase the homes for your declined clients and sell it to<br />

them on contract which you can refinance within 12 months<br />

and your client’s credit is already approved * !!<br />

Don’t you owe it to your clients who can’t qualify by providing this<br />

vital assistance so everyone can win by being on the same team?<br />

Here are several programs we offer.…<br />

1) In-House Financing – No Banks Needed! We provide<br />

the financing. Past credit problems are okay.<br />

2) Rent-To-Own – Our Unique Lease/Option Program<br />

helps build down payment towards purchase with monthly<br />

credits.<br />

3) We even offer a FREE Credit Improvement program<br />

where we assist in adding well over 100 points to a credit score.<br />

4) VIP Program – For those who require a more customized experience and detailed<br />

request of a home with specific selections and requirements.**<br />

CALL TODAY! 708-498-0525<br />

Any type of home at 275k and above in any city or area. Visit our<br />

website for more information.<br />

To register your clients: Or let’s all talk on a conference call.<br />

1) Go to: www.OwnerFinanced.House<br />

2) Click on “Get Approved Now” (Free for your clients)<br />

3) Client pays for initial profile which will be refunded in<br />

48 hours if they put your name in the optional note box<br />

4) We will then enroll the client in our Private Membership Group and<br />

begin the process of the Home Search<br />

5) We can pay you under our “Cash Reward” program in addition to<br />

you providing the loan (Call for details)<br />

* Sufficient income required ** Some restrictions apply<br />

© 2017 Virtual REIA – Form HMS-43362


MORTGAGE BROKERS OVERVIEW<br />

As a mortgage broker, you have without a doubt an excellent source of leads available for<br />

owner finance contracts.<br />

The reason: you have a never ending stream of buyers with cash who don’t qualify for<br />

conventional mortgage financing that you can’t do anything with.<br />

As you already know based on the myriad of mortgage brokers surveyed over the last few<br />

years, roughly 8 out of 10 loan applications are getting declined nationwide.<br />

While certainly a terrible statistic, the important thing to remember is that anytime there’s “bad<br />

news”, there maybe opportunity.<br />

How about discussing the idea of creating a team to help your non-qualified clients and close<br />

more loans in the process?<br />

We have a way that you can profit today from your declined clients (dead files) with profit in the<br />

future and never lose them to another mortgage broker.<br />

In the case of denied loan applications, the opportunities are:<br />

*Buyers with cash who meet the DTI (debt to income ratio) requirements, meaning you can<br />

service the debt, that have the liquid cash available for a down payment.<br />

*Ability to develop a relationship with your client and add value since in most cases, you have to<br />

be the bearer of bad news and decline their loan, thereby shattering their hopes and dreams.<br />

Having done it many times as a mortgage banker myself, I can tell you it’s not pleasant and the<br />

ability to offer a positive alternative solution that can achieve the same end goal is a HUGE<br />

positive.<br />

*Ability to refer over other mortgage brokers and realtors who can also refer deals.<br />

*Ability to help you generate an additional income stream by doing joint venture deals in and out<br />

of the markets you're licensed in.<br />

*Ability to help you develop your own joint venture partner network.<br />

Here’s the sad reality: mortgage brokers, like most realtors, investors, and pretty much everyone<br />

in sales, work deals they know they can close and deals they can’t get put in a dead file pile<br />

never to be touched or resurrected again.<br />

In other words, declined loans have zero value to you because you still gotta eat this month.<br />

What you have the ability to do is solve an immediate problem and become a hero while also<br />

developing a multi-year pipeline of deals that you will close that otherwise would not have come<br />

to fruition.


ADVANTAGES TO MORTGAGE BROKER<br />

Help more clients<br />

Close more loans<br />

Help our current home occupants obtain loans<br />

Collect a referral fee up front from us now in addition to providing the loan<br />

ADVANTAGES TO NON-QUALIFIED CLIENT<br />

Move into home of their choice now<br />

Time to correct issue with qualifying (We offer a free service to assist the client with this)<br />

Become a homeowner now<br />

Tax benefits<br />

ASK YOURSELF?<br />

Have you experienced a declined applicant recently who can benefit?<br />

Do you believe this option would help your non-qualified clients?<br />

As you can see this is a win-win situation for everyone involved, do you agree?<br />

As our preferred broker how should we send you our leads of buyers looking to obtain a loan?


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