1 year ago


a decrease in consumer

a decrease in consumer borrowing. lower government spending. a lower money supply. Question 4. Question : (TCO 1) The _____ refers to stages that an individual goes through based on age, financial needs, and family situation. financial planning process financial cycle adult life cycle personal economic cycle tax planning process Question 5. Question : (TCO 1) The future value of an account in which $2,000 is deposited each year for 5 years, and which earns 4%, is approximately _____ after 5 years. $2,000 $2,400 $10,000 $400 $10,800 Question 6. Question : (TCO 1) Higher employment levels can be attributed to lower consumer prices. reduced employment levels. lower interest rates. higher employment levels. increased consumer spending. Question 7. Question : (TCO 1) When it comes to the financial planning process, the first step is to develop financial goals. implement the financial plan. evaluate and revise your actions. analyze your current personal and financial situation. create a financial plan of action. Question 8. Question : (TCO 1) The simple calculation of interest can be performed by multiplying the amount in a savings account by the annual interest rate. annual interest rate and the time period. number of months in a year. time period and number of months. time period.

Question 9. Question : (TCO 1) Brad Opper has a goal of “saving $50 a month for vacation.” Brad’s goal lacks a realistic perspective. specific terms. the type of action to be taken. a purpose. a time frame. Question 10. Question : (TCO 1) _____ risk refers to the changing cost of money. Monetary Inflation Economic Personal Interest rate Question 11. Question : (TCO 1) You want to determine the current value of an annuity that pays $350 a month for the next 5 years. What type of calculation would provide you with this value? Future value of a single amount Simple interest Present value of a single amount Future value of a series of deposits Present value of a series of deposits Question 12. Question : (TCO 1) A commitment to a profession that requires continued training and offers a clear path for occupational growth is a(n) apprenticeship. internship employment. cooperative employment experience. career. Question 13. Question : (TCO 1) In order to evaluate one’s current financial position (including net worth), the best tool that can be used is a budget. cash flow statement. bank statement. time-value-of-money report. balance sheet.

Homebuyer Workbook - Pennsylvania Housing Finance Agency
New Jersey
Premier Multi-Asset Monthly Income Fund
Annual Report 2012 - Entire Report - PERSI -
Annual Report 2005 - Realkredit Danmark
2003 Annual Report - Enerflex
Download Entire 2003 Annual Report - Finning International Inc.
Download Entire 2004 Annual Report - Finning International Inc.
Funds II
A nnuities Issued by Pruco Life Insurance Company (in ... - Prudential
Unlocking the Door to Homeownership - City of Mission Viejo
Annual Results 2012 announcement - Derwent London
Investments - Office of Auditor of State - State of Iowa
Annual Report 2008 - Atterbury Property Holdings
Form ADV Part 2A & 2B - CLS Investments, LLC