10-17 web

Oct. 2012 

2O17 

October 

For your Health, Wealth, 

and Good Times! 

FOR TODAY’S ACTIVE SENIORS 

Let’s go visit 

Grandma for 

Halloween! 

GUARDIANSHIP: THE NEXT BATTLE 

HOLIDAY HOOPLA - THE BEST CHRISTMAS 

SHOW... EVER!

2 

September 2017 

3

PUBLISHER/EDITOR 

PRESIDENT 

VP ADVERTISING 

POLITICAL EDITOR 

ENTERTAINMENT EDITOR 

NIGHT LIFE EDITOR 

TRAVEL EDITOR 

RADIO HOST 

VIDEO DIRECTOR 

GRAPHICS EDITOR 

ACCOUNT EXECUTIVE 

PROJECT DIRECTOR 

Volume 14, Issue 8 

Dan Roberts 

dan@thevegasvoice.net 

Ray Sarbacker 

ray@thevegasvoice.net 

Debbie Landry 

debbie@thevegasvoice.net 

Rana Goodman 

rana@thevegasvoice.net 

Evan Davis 

evan@thevegasvoice.net 

Sam Wagmeister 

Stu Cooper 

Rich Natole 

Ary Mirochnik 

Michael Roberts 

Lou Lozitsky 

lou@thevegasvoice.net 

Bill Caserta 

bill@thevegasvoice.net 

Playhouse 90 

By: Beverly Washburn / Hollywood Memories 

thought I'd write this month about a show I 

I did many years ago called Playhouse 90. It 

was a weekly 90-minute show that was done live at 

the CBS Studios in Los Angeles. 

It ran from 1956-1960. It had a wonderful reputation as being TV's 

most distinguished anthology drama series. It ranked Number 33 in TV 

Guide's 50 Greatest TV Shows of all time. 

The year was 1959 and I was cast in an episode called “In Lonely 

Expectation." It starred Diane Baker, who is best remembered as Margot 

Frank in "The Diary of Anne Frank." 

The story was about unwed mothers and each girl had her own little 

story line. I was to be the youngest girl in the home, and my character 

didn't know how I got pregnant! 

I guess the character I was portraying wasn't the brightest bulb in the 

chandelier! I must say that it was a fun show to be working on and the 

wardrobe department made us a contraption that we all wore under our 

clothes. It was like a little vest with a pillow sewn into it. 

In this episode, one of the actresses decided she wanted to wear spiked 

heels. She claimed it would help her "get into character” when carrying 

her baby. 

The "baby" of course was a doll wrapped in a blanket. The director told 

her not to wear high heels since her feet wouldn't show and it would be 

too dangerous if she should fall while carrying her baby. 

Well, the show was live 

and she insisted on wearing 

her high heels, and yes, you 

guessed it - she tripped and 

the doll went flying! The 

camera man did his best to 

turn the camera, but it was 

obvious as to what happened. 

In 1957, the show 

transitioned to video tape 

which made it easy for them to edit out any mistakes. I often wonder if 

this incident had anything to do with it? 

In the photo, that’s me with Jenny Maxwell. She is best remembered 

with starring with Elvis Presley in Blue Hawaii. I'm sad to report that 

in 1981 at the age of 39, she and her husband were gunned down in the 

lobby of their Beverly Hills condo during an attempted robbery. 

She was a wonderful actress and friend. It makes us all realize just how 

fragile life can be. 

Until next time, remember: Do not regret growing older. It's a privilege 

denied to many. 

Beverly Washburn graced the silver screen as a child actress and 

is the author of Reel Tears. You can contact Beverly at: bjradell@ 

hotmail.com. Check out her awesome, new website: www. 

beverlywashburn.com. 

Marty Allen 

Adrea Barrera 

John Bielun 

Yvonne Cloutier 

Dianne Davis 

Chuck Dean 

Jan Fair 

Linda Gomez 

OUR COLUMNISTS 

Ali Guggenheim 

Dan Hyde 

Mike Landry 

BJ Killeen 

Kathy Manney 

Kyo Mitchell 

Mary Richard 

Crystal Sarbacker 

Victoria Seaman 

Jim Valkenburg 

Beverly Washburn 

Devon Wickens 

Vicki Wentz 

James White 

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What do you think about our publication? 

Did any of our columnists get you angry, make 

you think or simply put a smile on your face? 

Please tell us by forwarding your comments, 

thoughts or suggestions to Publisher Dan 

dan@thevegasvoice.net. 

And whatever you do, don’t forget 

our website. Read about the latest 

information about us grown-ups so you 

can keep up to date with everything 

going on. Check out all our good stuff 

at: www.thevegasvoice.net. 

at: 

Call 702.369.6964 

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Enjoy a life of comfort, security and fun in our luxurious 

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2205 East Harmon Avenue • Las Vegas, NV 89119 

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96169 

4 


5

Fact or Fiction: The Guardianship Form & Lockbox 

By: Rana Goodman / On My Soapbox 

As regular readers are aware, Publisher Dan 

and I have worked diligently to secure a way 

for seniors to choose who they want to care for 

them in the future should the need arise. 

After 3,000 readers signed our Vegas Voice petition allowing your out of 

state relatives or friends to serve as your guardian, we submitted them to 

the legislature and it passed into law during the 2015 legislative session. 

The sample guardianship form written by Dan was welcomed by the 

Nevada Legislative Council Bureau to be used by anyone. 

Likewise, during the 18 months of work by the Temporary Nevada 

Guardianship Commission (on which I served as a member) one of the 

recommendations made to the Legislature was to take the nomination 

form one step further. The Commission supported the idea of allowing 

people to register the form with the Nevada Secretary of State by the 

creation of another Lockbox; similar to the Secretary’s existing lockbox 

provisions for Living Wills. 

This too was passed into law and the with Dan’s Guardianship form as 

a template, an “official Guardianship Preference form” will be used as of 

January 1, 2018. 

The Vegas Voice recently received an email from a lady who attended 

a “seminar” by an attorney and then met with him to discuss having a 

trust drawn. She related his claims that only his guardianship forms 

would hold up in court since ours was a fake. The charge for his form 

JOIN THE CONVERSATION: 

/EggWorksFamilyRestaurants 

@TheEggWorks 

@EggWorksRestaurants 

www.theeggworks.com 

$ 

5 

LIMIT ONE DISCOUNT PER TABLE. MUST PRESENT ORIGINAL COUPON AT 

CHECKOUT (NO PHOTOCOPIES). CANNOT BE COMBINED WITH OTHER 

OFFERS. SINGLE DINERS: NOT APPLICABLE ON 1/2 ENTREES AND GETS UP 

TO $2.50 OFF. EXPIRES 10/31/2017. VOICE 

no tricks, just treats 

at our restaurants! 

is $100, however, if he prepared her trust (at a cost of over twelve 

hundred dollars) he would throw in the form free of charge. 

He went on to tell her that "the living will lockbox through the 

Secretary of State was a joke and would not hold up in court," either. 

We would like to be VERY clear about this. Dan’s guardianship 

nomination form was reviewed and scrutinized by the Guardianship 

Commission, on which sat several judges, two of whom are on the Nevada 

Supreme Court. It then went to the Legislative Council Bureau attorneys 

and with very minor revisions was modified into the official form. 

Is there even a question that everyone should rely on the numerous 

judicial and legislative opinions vs. an attorney who is charging $100 

for a form that both The Vegas Voice and the Nevada Secretary of State is 

making available FREE OF CHARGE to any senior that wishes to have it. 

No strings attached. 

As for that attorney’s comment that the Living Will Lockbox “is a joke”, 

I would just LOVE to see him make that statement to Secretary of State 

Barbara Cegavske considering the hard work she and her administrative 

assistant, Gail Anderson put into maintaining and overseeing the entries. 

Dan and I will be resuming our Guardianship seminars in January 

and, of course, the official Guardianship Preference form will be discussed 

and handed out without any charge. As for that attorney, I repeat what I 

advised in my August column: “Keep your eyes on your wallet and 

count your fingers after you shake his hand.” 

Mixed Emotions 

By: Dan Roberts / Publisher 

“ 

Are you serious? Even they can’t be that 

stupid!” 

According to comedy legend (and our Vegas 

Voice columnist) Marty Allen, the definition of “mixed emotions” is 

watching your mother-in-law drive off a cliff in your new Cadillac. I 

now understand what Marty meant. 

The opening paragraph was my response when our political editor, 

Rana Goodman advised me that she was not chosen to serve as a 

member of the new Nevada Guardianship Commission. 

In all candor, I’m thrilled that my Ladylove will not be devoting 

so much time and effort on the Commission. I’ve previously written 

about the hours (and hours) that she spent reading and studying up 

on the various guardianship proposals. 

“Look at it this way” I cheerfully suggested. “Think of all that free 

time. Perhaps you’ll start making dinners again.” 

I quickly realized by her “look,” that she was not receptive to my 

idea. I guess I can kiss goodbye the notion that my PILL (partner in 

love & life) and I will be sharing home-cooked meals unless I start 

learning where the pots and pans are. 

But there’s another side (where the mixed emotions kick in); a side 

that clearly demonstrates that despite her herculean efforts, the senior 

community should be prepared for another round of guardianship 

abuses and scandals. 

Everyone reading this should be as outraged as I am that it now 

will be left to the lawyers, judges and the guardians (both public 

and private) to make changes within the guardianship system. Let 

me ask you this question: Who do you think caused this cesspool of 

corruption in the first place? 

I am also offended that the Supreme Court order had the audacity 

to request recommendations for the “rules for the qualifications of 

non-attorney guardian ad litem or advocate.” What do you think 

the lawyers and judges are going to do over this issue? You really 

believe they’re going to make it easier for our senior volunteers to 

review and investigate their behavior and actions? 

I hope that this new round of scandals will not happen to you, 

your family, friends and neighbors. Our solution? Starting in January 

(when the reform law becomes effective) Rana, yours truly, and our 

Vegas Voice family will, once again, be holding FREE presentations 

on how to guarantee that you are not a future victim – including 

handing out the new “official” guardianship forms. 

(By the way, we keep hearing about certain lawyers offering 

“guardianship protections for only $99.” I’ll save my rant against 

these blood-sucking, ambulance-chasing shysters for our seminars.) 

Anyway, as Rana climbed on her proverbial soapbox opining about 

another need for her “Don(na) Quixote” quest, I was struck by how 

incredibly asinine the Court was in its decision to exclude her. 

I also remembered the crude (but totally accurate) quote by 

President Lyndon Johnson over keeping then FBI Director J. Edgar 

Hoover: “Better to have him inside the tent pissing out, than 

outside pissing in.” 

Although my Rana has way too much class to engage in that sort 

of activity (but I, on the other hand…) I was nevertheless reminded 

with another reality: Don’t mess with the “Guardian Gladiator.” 

She’s not done yet! 

6 


7

1 

. Always try to keep a smile 

on your face since it looks 

crazy on other parts of your body. 

2. My friend Herb started reading 

about the evils of drinking, so he gave up reading. 

3. Harry and Alice were out on a date. Henry said: “I want you for my 

wife.” Alice replied: “What would your wife want with me?” 

4. The three ages of men: Youth, middle age and “Wow, you sure look 

good!” 

5. A woman never forgets her age - once she decides on it. 

6. Marriage is like a warm bath. After you get used to it, it’s not so hot! 

7. Marriage is also like a long banquet with the dessert served first. 

8. Wife: “Before we got married, you told me you were well off.” 

Husband: “I was and I didn’t know it.” 

9. An elderly man went to see his doctor. The doctor asked, “What’s 

wrong now?” The old man said, “I can’t pee.” The doctor replied, “Don’t 

worry about it. You peed enough.” 

10. Marty’s Words of Wisdom – Never lick a steak knife! 

8 


Marty’s Top Ten 

By: Marty Allen / Hello Dere 

For over the past decade, Marty Allen has performed with his on 

and off stage singing partner Karon Kate Blackwell. 

You Gotta Laugh 

By: Bill Caserta / Bill’s Blurbs 

Praise the Lord: The pastor asked if 

anyone in the crowded congregation would 

like to express thanks for answered prayers. Suzie 

Smith stood and walked to the podium. 

She said, "I do. Two months ago, my husband Phil, had a terrible 

bicycle wreck and his scrotum was completely crushed. The pain was 

excruciating and the doctors didn't know if they could help him.” 

You could hear a muffled gasp from the men in the congregation as 

they imagine the pain that poor Phil must have experienced. 

"Phil was unable to hold me or the children," she went on, "and every 

move caused him terrible pain. We prayed as the doctors performed a 

delicate operation, and it turned out they were able to piece together the 

crushed remnants of Phil's scrotum, and wrap wire around it to hold it 

in place." 

Again, the men in the congregation cringed and squirmed 

uncomfortably as they imagined the horrible surgery performed on Phil. 

"Now," she announced in a quivering voice, "thank the Lord. Phil 

is out of the hospital and the doctors say that with time, his scrotum 

should recover completely." 

All the men sighed with unified relief. The pastor then rose and 

tentatively asked if anyone else had something to say. 

A man stood up and walked slowly to the podium. He 

said, "Hi, I'm Phil." The entire congregation held its breath. 

"I just want to tell my wife; the word is sternum." 

A Bill Blurb “thank you” to Marcia K. for her contribution. 

Bill Caserta is the Project Director for The Vegas Voice and 

has a very “unique” sense of humor. He welcomes all funny 

submissions at: bill@thevegasvoice.net. 

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9

By: Evan Davis / Entertainment Editor 

September was a very busy month for shows 

that The Vegas Voice presented and I had 

the pleasure of producing. Four to be exact. And 

in October, November and December we will have another 8 shows 

covering every part of town. 

In the north Sun City Aliante, Starbright Theatre in Sun City 

Summerlin in the west, and Sun City MacDonald Ranch in the 

east. Plus, our Twilight Affair shows at the Silverton’s Veil Pavilion. We 

are scheduled to have a couple of Holiday Shows, and a few surprises as 

well. 

For this entertainment editor, its nonstop until the end of the year. And 

come 2018, we start all over again. 

With all these shows that we’re working on, I barely have time to tell 

you what else is happening on the local scene. From Jazz to Country to 

Broadway, there’s something for everyone. 

Let’s start with the LV Retro Vibe on the 2 nd Friday of every month in 

Rocks Lounge at the Red Rock casino, to the cool jazz sound of Jonathan 

Karrant on the 4 th Wednesday of the month. 

Then there are different singers every night at the Tuscany’s Piazza 

Lounge. Catch them at Trattoria Reggiano in downtown Summerlin or 

the light ballard’s of Rita Lim on Tuesday nights at Osaka Japanese Bistro 

on the East side of town. 

Looking for jazz? You can try The Dispensary on the weekends, German 

10 

The Entertainment Never Stops 

Vegas Duo Revive “The Fantastiks” 

By: Sam Wagmeister / People & Places 

The barren black-walled warehouse was 

reminiscent of a menacing film noir 

scene; fifteen people were seated at the four tables 

arranged in a square, heads bowed pouring over the manuscripts before 

them. The room had fallen weirdly hushed. 

The silence was broken by Jersey Boys alumnus Michael Erickson’s 

deep, bellowing yet soft and melodic vocal contribution…Try to 

remember the kind of September, when life was slow and oh so 

mellow… 

Those opening lines of the opening song from The Fantastiks, lifted the 

cloud that had descended over composer/arranger/conductor and nowdirector, 

Bill Fayne. Fayne’s decades-long dream of bringing the longest 

running musical to Las Vegas was crushed during production when the 

Onyx Theater closed last year. 

Unbeknownst to Fayne, Las Vegas hoofer Gary Colombo, recognized 

by many for his Gene Kelly tribute, followed the ups and downs of 

Fayne’s Fantastiks on Facebook. Colombo approached the folks at Super 

Summer Theater who maintained a warehouse in an industrial area 

near the Orleans. 

A plan was developed to turn that space into a black box theater, a very 

basic, stripped-down venue. Colombo, like Fayne, had fallen in love with 

the show decades earlier; as a 19-year old he performed in the National 


American club 

on Tuesday 

nights, Golden 

Tiki in China 

Town on 

Thursday 

nights, E-String 

on Saturday 

afternoon and 

the Bootlegger 

Bistro on some 

Sunday afternoons. 

Let’s not forget The Vegas Good Fellas on Thursday nights at Siena 

Italian Restaurant on West Sahara, where Kent Foote brings the locals 

together to enjoy his music and occasionally cut a rug. 

An old standby for me is the Italian American Club on East Sahara, 

where performers entertain Wednesday through Sunday. Two or three 

times a month there are shows in their showroom and they just started 

lunch on the first Thursday of the month. 

If you want an in-depth list of performers and venues, please go to my 

web site and check out the Calendar of Events or send me your email 

address and I’ll keep you up to date. 

You can read Evan’s entertainment blog and sign up to receive 

his free email weekly Calendar of Events at www.EvanDavisJazz. 

com. Email him at: evan@thevegasvoice.net. 

Erickson, Fayne, Colombo 

Touring Company. 

“I’ve been waiting 20 years to do this play in Vegas,” Colombo said. 

After Fayne and Colombo met, new life was breathed into the project. “We 

are both really passionate about the show,” Fayne said. 

The full cast and crew gathered in early September for the first reading 

with spine-tingling results. “I’ve never been to a better first reading,” 

Colombo commented of his 47 years theatrical experience. The cast 

quickly absorbed the power of Erickson’s opening notes. 

Fayne, who first saw the show in 1963, promises to be true to the original 

script, adding “I’m a romantic; it’s the most romantic show I know.” 

The off-Broadway production of The Fantastiks opened in 1960, 

running over 17,000 performances before closing last June. 

The Fantastiks two weekend performances opens November 9 with 7 

pm and matinee performances. For tickets, www.SuperSummerTheater. 

org or visit Prestige Travel, 7500 W. Lake Mead, Las Vegas. 

PRESENTS THE 

1 ST ANNUAL 

And Best 

Christmas Show Ever! 

1 ST 

For tickets, 

visit The Vegas Voice website: 

www.thevegasvoice.net/events 

or call Entertainment Editor Evan Davis, 

702/630-6111 

General $ 

Admission 20 

VIP Reserve $ Table Seating 30 

Hosted by 

Frankie Scinta 

with all your favorite performers TBA 

Tues. Dec.19 th 

Veil Pavilion 

Silverton Casino 

Doors: 6:30 • Show: 7 PM 

Musical Director: 

Gary Anderson and 

The Vegas Voice Band 

11

Overseeding the Course 

By: Mike Landry / Golf Fore Ever 

Overseeding Season is upon us. Have you 

ever wondered why golf courses go through 

the trouble and expense of overseeding? 

It’s simple. Most golf courses use Bermuda grass 

which goes dormant during the cold season and turns yellow which is not 

appealing to most golfers. So, golf courses spend lots of time, energy and 

money to overseed with Rye grass which grows during colder months to 

seed fairways, tee boxes and greens. 

I would say 90% of the golf courses in the valley close for 10-14 days 

in September and October to allow the new grass to germinate and grow. 

Once golf courses reopen, they allow golf carts on cart paths only for 

10-14 days. 

If you’re like me and have a bad knee, all this walking is painful so I 

look for alternatives. Two golf courses that don’t overseed are the Boulder 

City Muni and the Mountain Falls in Pahrump. And courses with 27 or 

54 holes often close one 9-hole at a time so play can continue as normal. 

See you on the links! 

Mike Landry resides in Sun City MacDonald Ranch and is a member 

of both the Nevada State Seniors Golf Club and Winterwood Men’s 

Group. He can be reached at: airmikel1@cox.net 

Our Pageant Family 

By: Charlie Christy / Executive Director 

- Ms. Senior Nevada 

Loyal readers already 

know that Ms Senior Nevada 

is in its 33rd year of service to Nevada seniors. Our 

Pageant Family is composed of former contestants 

and individuals with a desire to serve seniors. 

We also have individuals that step up and take 

leadership rolls. One of those special people is 

Mary Mancini. 

Mary participated in the 2006 Ms Senior Nevada 

Pageant and was selected as Ms Congeniality. Her 

talent was singing and she had so much fun, she 

was a contestant in 2007 and 2008. She has become a vital part of the 

Pageant Family. 

Mary has taken over the task of organizing the talent and presenting 

the entertainment to seniors living in Group Homes. She often produces 

three to five events every month; brightening the lives of those no longer 

able to attend shows, but still enjoy the entertainment. 

Mary works with the senior facilities who request a show and then 

whips into action. Mary notifies members, does the line-up, emcees the 

event and even sings a number or two. 

Her able assistant, Stormy Caprice brings her talented husband, “Video 

Vinney” to video each show. These tireless volunteers are just part of a 

group of dedicated seniors that make Las Vegas a better place to live. 

Zen Fully Yours 

By: Ali Guggenheim / Psychic Phenomenon 

There's no doubt that the word Zen is an 

American “buzz” word. Just Google Zen 

and you will be amazed at how many products, 

businesses, services, and topics appear. Yet ask random strangers what 

Zen means, and most of them won't really know. 

Zen's beginnings trace back to Buddha's famous Flower Sermon; 

sitting before his disciples, holding and staring at a lotus flower. One 

disciple, Mahakasypa was later entrusted with all that could be passed 

through the special transmission between master and disciple. 

When brought to China the teachings became Chan, and when brought 

to Japan, they became Zen. 

Zen is not a religion. In fact, God and religious philosophies are not 

relevant to its practice. Zen is a philosophy that is based, mostly on 

meditation (contemplative), and intuition. 

Emphasis is placed on the experience, while, de-emphasizing the mind. 

Its uncomplicated approach has no rigid expectations or any limitations. 

The only requirement is for participants to walk their individual path of 

awakening at their own pace. 

There are various styles of Zen, yet, none are considered wrong, or better. 

As in its teachings, there are many different paths to reach enlightenment. 

Their "one size doesn't fit all" approach encourages individuals to seek 

what works best for them. 

Chan requires disciple 

relationship with alternating 

masters, even when seeming 

irrational. The master's 

objective is to pass on an 

experiential understanding 

of the tradition. 

Koan uses stories and 

anecdotes concerning 

the great masters and 

students answer paradoxical 

questions, while Zazen 

is a meditation practice; 

emptying the mind and focusing only on the present 

In Zen, questions are answered with questions, pushing you to figure 

it out. Paradox is a part of its teachings. A paradox nudges the mind to 

think "outside the box" by disengaging the rational mind and freeing 

the intuition. It also leads us to a truth that cannot be rationally derived 

through logic. 

Zen is experiencing the present fully and delighting in the basic 

miracle of life itself. 

To learn more about Ali, spiritual consultations, coaching, 

classes, workshops, and readings, call, give her a call: 702/373- 

9081. 

12 


13

By: Yvonne Cloutier / Musical Moments 

Carman Miranda, America's Portugueseborn, 

Brazilian raised dancer, singer, and 

entertainer, was named Carmen by her operaloving 

father. Between 1930-1950s she was the highest paid entertainer, 

top female taxpayer, and the 3rd most popular personality in the 

country. 

Carman was discovered in Brazil singing (while employed in a hat 

shop at age 14) and her mother then entered her in a contest. Her angered 

father, beat her mother for allowing it. 

She was best known for her Hollywood inspired musical numbers 

where she wore a costume featuring a hat decorated with fruit. Carman 

was called the “Lady with the Tutti-Frutti Hat”, an image she was never 

able to shake. 

Miranda brought Brazil's sensuous Samba dance with a Latin beat to 

a worldwide audience. Her Hollywood image of a generic Latina blurred 

the distinctions between Brazil, Portugal, Argentina, and Mexico. The 

Samba, Tango and Habanera dance movements were likewise merged. 

She danced with such grace of movement. 

The fashion industry was likewise influenced by her style. The Carmen 

Miranda fruit image inspired costume ideas and Chiquita Banana 

capitalized on her image. 

Some of her many musicals and TV appearances were in: South 

American Way, That Night in Rio, Springtime in the Rockies, Carman 

Miranda Dokumentti, and the Ed Sullivan Show. She appeared in 

musicals with Don Ameche, Cesar Romaro, and performed for President 

Franklin Roosevelt. In 2009, a 1939 recording of her singing O Que E Que 

a Baiana Tem was selected for preservation in the Library of Congress. 

Carmen was discreet about her private life. She married once, separated, 

and reunited, since she did not believe in divorce. 

By: Linda Bateman-Gomez / Timeless Beauty 

For many of us, when we go to bed at night 

we look far better than when we wake up in 

the morning. Surprising, since this is supposed to 

be beauty rest! 

Outside the fact that age has brought on insomnia, suddenly I want 

to rise at 3:00 am. While our bodies may be (somewhat) rested, our 

faces often appear puffy; especially around the eyes. 

As I’ve previously mentioned, sleeping on your back (whenever 

possible) will help and it will also decrease the sleep lines on your face 

the next morning. Watching what we eat the night before however is key. 

While eating out is a fun experience, those divine dishes usually taste 

extra special because they’re loaded with salt. Throw in a dirty martini 

prior to a nice steak and by the next morning you’ll looking more 

Michelin Man than Victoria’s Secret model. 

As with everything else these days, moderation is our friend. Cutting 

out salted treats and simply being mindful makes a big difference. But, 

if you do find yourself with a case of the “morning puff”, it's time to ice 

14 

The Brazilian Bombshell 

Michelin Man or Victoria’s Secret Model 


In her final years, Miranda smoked and drank heavily, and suffered 

from severe depression. Miranda returned to Brazil, then back to America. 

She taped a strenuous song-and-dance number for The Jimmy Durante 

Show, falling in the routine, getting up and finishing. 

Miranda then had an extended party at her Beverly Hills home. Before 

retiring to bed, she went to her bedroom, lit a cigarette, had a heart attack, 

and died. She was only 46 years old. 

A huge crowd attended her burial in Rio. Brazil and Portugal museums 

honored her. She is on two Latin commemorative U.S. stamps; her 

footprints are on the Hollywood Walk of Fame and the American Film 

Institute listed her as one of the “500 Great Legends of Cinema.” 

Yvonne Cloutier, a former teacher/principal, with a music 

background, specializes in ragtime piano. She reports about 

music on SCA-TV.com/Anthem Alive! You can contact her at www. 

mytimeisragtime.com. 

your face! 

I take a bowl and fill it with ice cubes and water. I prefer soaking a 

washcloth, wringing it out and placing it over my face, leaving it until 

it warms, and repeating. Make sure it is really ice water and gently pat - 

especially around the eye area. 

If your eyes need extra attention, green tea bags soaked and dipped 

in ice water and then placed over your eyes is also quite the morning 

refresher! I find using a toner after icing is beneficial to closing the pores, 

giving your skin a tighter and smoother look. 

My company sells a rose toner that, of course I love, especially the 

smell, but there are many good ones on the market. Getting up and active 

will also help get things moving and eliminate that morning bloat. 

The more we pay attention to what we put in our body and how it 

responds, the less patching up we will have to do! So just be mindful! 

Linda Bateman-Gomez has an international beauty company 

based in Las Vegas that specializes in cosmetics and other beauty 

products. Contact Linda at TimelessBeauty2020@gmail.com or 

through her website www.fullips.com. 

Like We Never Left 

By: Rich Natole / Voices of a Generation 

I 

'm very excited about the return of our 

show, “Listening to The Vegas Voice.” We 

began last month on and will continue every 

Tuesday from 10 -11 am, on KSHP 1400 am. 

I'm also thrilled to be joined by my co-host, the man with the “Golden 

Voice” - Jon “the Announcer” Lindquist to the show. We are so fortunate 

to have him as part of our Vegas Voice family. 

Once again, I have the great pleasure of interviewing local as well as 

national stars and celebrities. My first guest? Who else but another Vegas 

Voice personality and national treasure – Marty Allen. 

And if you missed any of our initial broadcasts, take a look at our Vegas 

Voice website (thevegasvoice.net) and just see and listen to what our 

wonderful guests had to say. 

Jon and I will once again, and as always, bring a fun and entertaining 

interview show to Las Vegas. Please tune in and tell your friends as we 

broadcast “live” on the radio. 

Rich Natole is a comic/impressionist headlining entertainer 

& host of “Listening to the Vegas Voice” Radio Show. For more 

information visit: www.richnatole.com. You can also contact 

Rich at: rich@richnatole.com. 

“Listening to the Vegas Voice” 

Introducing 

our new radio 

show at KSHP 

1400am 

Every Tuesday 

10-11AM 

Hosted by 

Rich Natole 

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391 

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20 

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15

Ru-u-u-un, Vicki, Ru-u-u-un! 

By: Vicki Wentz / Vicki’s Voice 

As my parents began aging...and, ok, 

me, too...I learned many ways to tell if 

someone was (a) having a stroke; (b) developing 

a cognitive function disorder; or (c) extremely drunk. Over time, I 

became reasonably good at discerning those subtle differences. 

Because of this recently acquired expertise, based on what happened to 

me last month, I am thoroughly confident that I must be, (d) all of the 

above. 

I called my children and, after relating the episode and my probable 

all-of-the-above status, I just asked them not to put me in a home. Their 

identical response? “Well, certainly not MY home!” (I don’t know where 

they got that sarcastic sense of humor, but it’s very unbecoming.) 

Let me just say at the outset that I am fine, everyone is fine, no laws 

were violated (sort of), and there was no public indecency (sorry). In 

fact, if anything, besides my possibly being all-of-the-above, it was clear 

afterwards that my inherent athleticism is still with me...buried deep... 

deep... deeeep inside. 

It was late afternoon. I was tired. I had gone to water aerobics class, 

done my knee exercises, gone to the bank, the post office and the grocery 

store. 

But, being the “mother” of three dogs that are all - quite seriously, 

as you will see - driving me nutty with their neediness, and since I was 

driving right by the pet store, in the same shopping center, I thought I’d 

just pop my head in (literally) and ask someone if they had a chew treat 

I heard of called “Calm.” I figured a few of these with my morning coffee 

might take the edge off. 

So, I pulled up at the curb in front of the store - I know you’re not 

supposed to park there, but I was just poking my freakin’ head in (what 

are you, Pistol Pete?!) and grabbed some trash I’d accumulated, to pop 

into the waste bin outside their door. I even left my car door open! 

But, as I’m tossing the trash, I see in my peripheral vision my car... 

slowly driving away. 

This is where my athleticism shows up, because without thinking I 

began to run. Didn’t consider that my knee is almost non-functional now, 

or that the arthritis in my formerly-broken ankles may be terminal, or 

that I haven’t run since high school P.E. at St. Joe’s, which I flunked...or 

that I’m like a thousand years old. I just ran. 

The car was going slow and sort of curving into the parking lot across 

from the store - a lot filled with cars, one of which was backing out right 

towards my oncoming RAV4. I screamed, “Look out!” as loud as I could, 

and the guy took off (I’ve always prided myself on my voice projection 

capabilities) and I powered on the afterburners, baby! 

As I drew even with the open driver’s door, it flashed through my mind 

that I was about to do something “they” tell you never to do - jump into a 

moving car. (It also flashed through my mind that I was behaving rather 

“Charlie’s Angels”-like, if I do say so myself.) 

So, as my car traveled the final distance to several parked cars, I threw 

myself sideways, hauled my legs inside and slammed down the brake 

pedal. The car stopped - less than a foot from someone’s bumper. 

A man standing nearby, who’d watched the whole thing in stunned, 

wide-eyed wonder, simply stared at me and shook his head as he climbed 

into his own car, no doubt thinking, “Women! Nothing’s been safe since 

we gave them the vote!” 

Vicki Wentz is a writer, teacher and speaker living in North 

Carolina. Readers may contact her - and order her new children’s 

book! - by visiting her website at www.vickiwentz.com. 

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16 


17

18 

Back in Perspective 

By: Adrea Nairne-Barrera / 60s to 60 

The time for debating global warming, 

political agendas and discrimination 

should have ended a long time ago but sadly it did 

not. As I watch the news and see the devastation across the hurricane 

stricken parts of our country, I am praying that the light goes on for 

those people still blinded by prejudice and divide. 

So many claim to be true Americans, and yet they breed hate for the 

very things we as a country stand for and use our freedoms to spread 

their poison. Perhaps the destruction Harvey and Irma left behind has 

awakened some to the idea that we are all in this together. 

The survival stores are so heroic they leave me in tears. The mother 

who died holding her baby safe, the people who made a chain in the 

water to rescue a man from his truck, the man who gave up a generator 

to a woman with a father on oxygen and countless others. My heart goes 

out to everyone and most of all, my admiration and respect for those who 

came together. 

No one asked a victim to fill out an application to see if they were 

worthy of help. No one asked their views or if they were conservative or 

liberal. After all, what difference does any of it make anyway? 

Let’s remind the world that we are all Americans that come together 

if threatened; even if the threat is a natural disaster like a hurricane. Get 

rid of all the preconceived ideas about politics, whoever you are. It really 

doesn’t matter in the overall scheme of things. 


Make a difference now. Be the one who moves closer to your neighbor. 

Be the one to lighten the load for someone. And perhaps, most of all, 

remember the basic acts of kindness you have received over the years and 

pay it forward every day. 

None of this is news to our readers. We are a bit older and have years of 

experience, adventure and knowledge in our pockets. But many of us just 

observe. These are the relaxed years of retirement and we can be isolated 

and complacent. 

Whenever you feel the tug on your heartstrings, give help in any way 

you can. Get back in the mainstream and be a part of something bigger. 

Rescue a dog, be a mentor, help someone navigate a difficult issue and 

provide your personal expertise. We all have something to give. 

Now more than ever, everything matters. The world is pretty scary and 

I felt helpless to change it. And then I was shocked into reality by Florida 

and Texas. Putting life back into perspective, I am hitting the “refresh” 

button and doing something. 

Adrea Nairne-Barrera’s writing focus these days are on 

observations, celebrations and complaints about life in the 1960s 

to being in your 60’s. You can contact her at: sixties2sixty@ 

yahoo.com 

Do They Really Mean It? 

By: Chuck Dean / Vet 2 Vet 

In 1865, Abraham Lincoln spoke the famous 

words, “to care for him who shall have 

borne the battle, and for his widow, and his 

orphan.” And 65 years later, those 17 words became the motto when 

establishing the Veterans Administration. 

They were perfect words commanding this nation to care for its 

defenders. However, that care has been a long time coming, and in the 

meantime, much unfairness has abounded; even leaving ailing veterans 

dying on the VA doorsteps. 

For way too long, many employees at VA medical centers have “done 

their thing” safe and sound in a protective bubble at the expense of the 

veterans they are “supposed” to be working for. Up until now, it has been 

difficult to fire those who have cheated and rested on their laurels within 

the security of a “civil service” firewall. 

Even when placed on administrative leave, they were getting full 

salaries and bonuses. Somewhere along the funky bureaucratic line of 

corruption and greed many VA caregivers got into a selfish rut; and while 

they were saying “veterans first” they really didn’t mean a damn word 

of it. And now the House, Senate, and President have had to step in and 

figure out a way to get rid of the “bad actors” that are lazy and corrupt to 

ensure that our vets get the best that they deserve. 

Finally, it looks like the end is near for the kind of goldbricking that 

has gone on. With the recent approval of the “VA Accountability and 

Whistleblower Protection Act” the ship will be righted, and it appears that 

everyone - from the President down is going to make sure that the new 

law will be upheld. 

The new law will increase accountability by expediting the removal 

of poorly performing employees and corrupt managers who are guilty 

of wrongdoing. As ridiculous as it seems, before this law, the VA could 

not terminate anyone in a swift manner; which led to a lengthy process 

allowing poorly performing or dishonest employees to continue collecting 

a paycheck, which is a disservice to veterans and other VA employees who 

are working hard and to always put veterans first on their jobs. 

Those days are gone, and it is one step closer to all veterans getting 

the benefits and services promised to us. We vets can be thankful that 

there are leaders in our government who do listen and take action when 

needed. 

Chuck Dean served as an Army paratrooper in Vietnam and 

through that experience was led to address the many transitional 

issues veterans struggle with. He is the author of several important 

books for veterans. All can be found on Amazon at: http://www. 

amazon.com/author/chuckdeanbooks 

The Mystical Pueblo 

Series 

When I was a little girl, on Halloween 

Crystal Czerkas- my friends and I would gather in 

Sarbacker our makeshift costumes to exchange 

trick or treat information. We all wanted to know who was 

handing out Hershey Bars or real nickels. As I got a bit older, 

though, I tired of unlimited candy and wanted a real Halloween 

adventure. So when some kids asked me to join them at 

a nearby church cemetery candle lighting ceremony, I jumped 

at the chance. We hid behind old tombstones and watched as 

the faithful placed candles on grave sites. We overheard their 

conversations and discovered they were lighting the way for 

souls expected to appear that night. At first my friends and I 

almost giggled. But this was no laughing matter. Eerie shadows 

from the candlelight flickered and grew on the church 

walls, and really scared me. Suddenly all of us jumped to our 

feet and ran home as fast as we could. 

“3 Ovens,” 

watercolor 

available 

as a giclee 

This cemetery visit was very dramatic. But its impact on 

me was due to the extraordinary beliefs of the candle lighters. 

They were there to feel the presence of their departed 

loved ones, and their faith was unshakable. It’s this capacity 

for spirituality that sets us apart from other creatures, and 

it’s evident in many cultures like those of our early Native 

Americans in the Southwest. They honored their great spirits 

and ancestors through traditions and customs passed down 

through the ages. My Dad (Victor Czerkas) had great respect 

for the unique heritage of these Southwest inhabitants and as 

a family we often visited their Pueblos. So, my Dad’s Mystical 

Pueblos series of paintings has always been my favorite. 

Known simply by his last name, Czerkas, my Dad focused on 

the spirituality and timelessness of the Taos Pueblo dwellers 

in this impressionistic grouping. Original art and limited 

edition giclees are available, and each comes with a signed/ 

numbered Certificate of Authenticity. For more information... 

please call Ray Sarbacker at 702/463-0966 

COLLECTION 

702/463-0966 

The painting shown here is by 

Crystal’s Dad, the award winning artist Victor Czerkas, the only 

known private student of the great Russian impressionist, 

Nicolai Fechin. Want more info....? 

19

Seniors & Kids 

By: Dan Hyde / Call to Action 

Something extraordinary is about to 

occur at Sun City MacDonald Ranch 

in Henderson. This senior community is 

about to embrace kids in need! 

Most know that the “Ranch” is home to a state of the 

art, well maintained and very challenging executive golf 

course. What many may not know, is that we have a longterm 

contract with a former LPGA golf pro - Pam Bowers. 

Pam provides, at reduced rates, lessons to the seniors in the 

community AND sponsors a Junior League for kids aged 5-15. 

Some of those kids are physically challenged in some way. A 

few, have ALS. The Men’s Golf Club of the “Ranch” is looking 

to provide the necessary funding so that specially made golf 

clubs can be provided to those physically challenged. The 

goal is that they may golf despite their limitations. 

There is nothing more rewarding than seeing the face of 

a child change from one of despair into a broad smile of 

happiness when they are provided a set of specially designed 

golf clubs. Their “limitations” seem to disappear! 

There is also nothing more rewarding than seeing us seniors 

transformed in such a way as to enhance our appreciation of 

giving back to those in need! 

Tax Reform Helps Seniors 

By: Victoria Seaman / Victoria’s Corner 

Congress has a golden opportunity 

before them that we haven’t had in 

decades: to reform the U.S. tax code. As 

folks across the country are struggling more and more to 

make ends meet, the tax system continues to become more 

complex, hurting hard-working Americans who deserve to 

keep more of their money. 

Our tax code has not been reformed since 1986. Can you 

believe that? The last time it was reformed, the average cost 

of a new house was $89,430. Not since the movie Top Gun was 

released and The Oprah Winfrey Show began airing has the 

tax system been updated. 

For the first time in decades, we have a President and 

congressional leaders that have identified tax reform as a 

key part of their agenda and a specific legislative package is 

expected to be released very soon. Among many of the other 

proposals, it is likely that the plan will provide additional 

money to retirees who are living on a fixed income. 

We have a responsibility to leave this country in better 

shape than we inherited it, and reforming the tax code is one 

of the first steps to ensuring that. We must do everything in 

our power to make sure Congress acts on this opportunity so 

that the United States can reach its full economic potential. 

Dan Hyde is a passionate and effective advocate for the senior 

community. He served as Chair of the City of Henderson’s Senior 

Advisory Commission. He can be reached at: dhyde9@cox.net. 

20 


Victoria with Rana. Victoria 

announced last month that 

she is running for Nevada’s 3 rd 

Congressional District 

Victoria Seaman is a former Nevada Assemblywoman, 

businesswoman and currently a Realtor in Las Vegas. You can 

contact Victoria at: victoria@victoriaseaman.com. 

21

Foundation Assisting Seniors Hosts Basket Raffle 

The Foundation Assisting Seniors is set to hold their Basket Raffle at 

2:30 pm with doors opening at 1:30 pm on Sunday, October 29 in the 

Ballroom at Green Valley Ranch Resort. 

This is the third annual raffle and the first time the Foundation 

Assisting Seniors will be hosting the event at Green Valley Ranch Resort. 

All proceeds benefit the Foundation and their ongoing programs and 

services. The basket raffle will also include an auction, themed baskets 

and a gift card grab. 

“We are happy to be able host another basket raffle this year and know 

the community enjoys seeing all the baskets our volunteers have put 

together,” said Phyllis Washburn, Chairman of the Basket Raffle. “It’s a 

great opportunity not only to raise money for the Foundation Assisting 

Seniors, but to get the senior community together in a fun and interactive 

atmosphere.” 

The Foundation Assisting Seniors was founded with the mission of 

improving the quality of life for the senior community by assisting them 

in times of illness, recovery, confinement at home, coping with the loss of 

a loved one and other senior challenges, as well as to provide assistance 

with everyday tasks such as household maintenance and transportation. 

Since its inception in 2002, the Foundation has responded to more than 

100,000 requests for assistance services. 

For more information on the event or for tickets, please call 725-244- 

4200 or visit: FoundationAssistingSeniors.org. 

Open Letter to Sun City Anthem Residents 

Dear Neighbors: 

While I’m the last person to get involved in Sun City Anthem politics, I 

hope you’ll join me in voting for the recall of the 4 Board members. 

My reason for the recall vote is due solely by their secretive actions 

in forcefully removing a fellow Board member – Nona Tobin. I have a 

fundamental problem in allowing the Board to play “Prosecutor, Judge & 

Jury” in determining that Ms. Tobin violated the law. 

Now I’m not saying that Tobin is innocent or guilty of the accusations 

(whatever they may be, since the Board has not disclosed what they were); 

it’s that these Board members came up with the charges, determined that 

she’s guilty and then decided on the punishment. 

I also have a problem that the Board acted without any notice to the 

residents and everything was done in private. I remain incensed that, 

rather than take their allegations to the proper authorities (Nevada Real 

Estate Division, HOA Ombudsman, Nevada Attorney General, or any other 

independent organization, entity or state agency) they simply threw her 

off the Board. 

We need to recall these 4 Board members so no future Board will ever 

again act so recklessly. If there is any sense of fairness and justice, I hope 

you feel this way too. 

Living a healthy life shouldn’t get 

in the way of real life. Our care 

model is built on coordination — 

between you, your doctor, and the 

team managing your care. We 

make health care simpler, so you 

can focus on the things you love. 

By: Mary Richard / Health Fitness 

That phrase is spoken frequently, yet those 

words can describe different scenarios. I’ve 

heard that from some people at a Fitness Center. 

They may play billiards, walk the dog, play cards or do some other type 

of activity. 

They may say, “I’m on the go all the time, take care of my spouse, 

do some gardening or…” Often, these people do move around a great 

deal during their waking hours. They may even rarely sit. They may be 

physically active, but they don’t exercise. 

Compare that scenario to another example: “I get all the exercise that I 

need. I walk three times a week for 30 minutes.” To their credit, they may 

be following a standard exercise recommendation. 

However, when you look at the rest of their waking hours, they may be 

quite sedentary, spend hours in front of the television, while eating fatloaded 

snacks. At any rate, while they do the 90 minutes of total walking 

a week, they don’t move around much. 

Exercise is a form of physical activity; it is planned and has intention. 

Usually, the intention is to become more fit. So, who is better off: the 

person who is physically active but doesn’t exercise or the person who 

22 

“I Get All the Exercise I Need!” 


exercises but is not physically active? 

Doing something is almost always 

better than not doing anything. However, 

we need to have a combination of both 

physical activity and exercise. Being 

more physically active has positive health 

benefits, while exercise best ensures a balance of fitness. 

Aerobic exercise is probably the most common form of exercise. It is 

known to improve cardiovascular endurance, or the body’s ability to take 

in, transport and utilize our oxygen level in the most efficient method. 

Doing aerobic exercises strengthens the heart, allows us to breathe easier 

and helps with sleeping. 

Start off with an aerobics class gradually, especially if you have not been 

exercising for some time. Join a club; take classes at any of the facilities 

that offer a cardio workout. Start out slow and gradually build up. 

You will benefit tremendously and feel better, stronger, and may lose 

some weight. It can be done at any age. 

Positive attitude and good health to all! 

Mary Richard was crowned Ms. Senior Nevada 2006, was first 

runner-up for Ms. Senior America 2006 and is a life-time dancer. 

Mary can be reached at mary-vegasvoice@cox.net. 

MEDICARE OPEN ENROLLMENT 

ENDS DECEMBER 7 

To learn more about becoming a patient, 

visit MakeMedicareYours.com or call 

702-623-9212 

©2017 DaVita Inc. All rights reserved. 

23

Crystal 

Merryman-Sarbacker 

The Travel Company Designed Especially for Active Seniors! 

Enjoy 8 Days of Luxury in Cool and Charming French Canada! July 20-27, 2018 

Montreal, Quebec City, 

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featuring 3 historic luxury hotels: 

Fairmont Chateau 

Frontenac Quebec, 

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Richelieu, & 

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Plan NOW to 

Beat the Vegas Heat 

Next Year, 

July 20-27, 2018! 

Our French Canadian Group 

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from Las Vegas plus transfers 

to and from McCarran Airport! 

With our Early Bird Special, 

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Double $3,999 

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For bookings made after January 

19, 2018, please call for rates. 

Call for the new brochure on 

this exciting Collette Vacation! 

702/419-0550 

OR UNPACK JUST ONCE! 

With any of these 14 stress free 

getaways! They’re Collette “Spotlight” 

Vacations to one remarkable 

city at a time! 

London, 7 days 

Paris, 7 days 

French Riviera, 8 days 

Rome, 7 days 

Venice in Winter, 7 days 

Madrid, 8 days 

Barcelona, 7 days 

New York City, 5 days 

New York City Holiday, 5 days 

Washington, D.C., 6 days 

San Antonio, 5 days 

San Antonio Holiday, 5 days 

New Orleans, 5 days 

South Dakota, 7 days. 

Call for info on any of these Spotlight Tours! 

This brand new Collette Vacation is being offered for 

Wow! Local professional airport 

the first time and features Montreal, Quebec City and 

transfers provided by 

more. Plus you’ll enjoy the best of the best with two night 

Vegas Vacationers 

stays in each of three elegant Fairmont Hotels and the 

for every Collette 

famous Le Centre Sheraton Montreal, too. There will be 

Vacation with air! 

just enough grand touring to show you the beautiful city 

and rural sights of French Canada plus there’ll be the excitement 

of whale watching in the St. Lawrence as well as 

soaring over the Montmorency Falls in a cable car. Also - 

and this is really important - there’ll be time for exploring 

Collette’s latest 2018 booklets are 

on your own or enjoying your favorite touring activities. 

NOTE: 

available now. 

This is a Person! 

You can linger in a sidewalk cafe or browse through 

Call Crystal for your copy at 

fascinating shops where you’ll find art galleries, antique 

702 

malls, and gift stores filled with keepsakes. This is one of 

419-0550 

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*All prices subject to change.and are based on per person, 

your destinations at a more relaxed pace. Tres Bien! 

double occupancy. Single room upgrades available at extra cost. 

2 August 2017 

Montmorency Falls 

Shrine of St. Anne de Beaupre’ 

MasterCard, VISA, Amex accepted or private checks. 3 

24 


25

26 

Memories Made 

By: Stu Cooper / Happy Destinations 

am a man of my word. Almost three years to 

I the day that our grandson Jake was born, I 

promised to take him to Disney World. We (the 

three generations) made our first "adventure" to Florida. 

It been over thirty years since I last took two toddlers to Disney. Yes, Jake 

has a little sister. 

The memory does fade as to the challenges encountered when taking 

toddlers to Disney. Safe to say it was a very good thing that our daughter 

Jessica and son-in-law Craig came along for the ride. 

From Grandpa's point of view, it was an absolutely fantastic and 

memorable trip. I'm not so sure Grandma Sharon would agree, since she 

and our daughter were tasked with the diaper and clothes changing, as 

well as chasing after the little ones. 

I forgot that toddlers have a mind of their own and a huge amount 

of patience and flexibility is required by us adults. Dinner plans at 5 

pm, changed to a late lunch at 3. Walking by a puddle from a recent 

rain shower requires a stop and a jump or two (or three) in said puddle. 

Walking in and out of a glass sliding door can easily be a fifteen-minute 

detour. 

Once we understood the rules it got a little easier. My chief role was 

to push a stroller now and then, sit with them on just about every 

toddler friendly ride, take them to the hotel pool and most importantly, 

take pictures of them with Mickey, Minnie, Donald, Daisy, Goofy, Pluto, 


Chip and Dale and any other character that crossed our path. It's these 

activities where memories were made and I will always cherish. 

And as I have said for as long as our family has been in the travel 

business, trips like this are all about making memories. There are many 

more memories to make. 

*WOW, WOW, WOW!!! We have over 150 people booked on our 

Carnival Splendor, Mexican Riviera Phat Pack Cruise January 27 - 

February 3, 2018. Space is almost sold out. If you are thinking about 

joining us call ASAP. 

**Our next Vegas Voyagers meetings are scheduled for Sunday, 

November 12 th 9 am at Buckman’s at the Revere Country Club in Sun 

City Anthem and 1 pm at the Sun Coast Hotel in Summerlin. Please RSVP 

to info@vegasvoyagers.com or by phone: 800/698-1101. 

Balcony 

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Fares from 

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President Holds God’s Power 

By: Kathy Manney / Around Our World 

In October 2012, I wrote about the Cuban 

Missile Crises through my lens as a young 

Air Force wife whose husband was on high alert 

during the two-week Cuban Missile crises. In 2016, I saw a newspaper 

article titled, “Abandoned Cold War base has stories to tell” with a subtitle 

“Wisconsin installation stood guard during Cuban missile crisis”, 

that town - Antigo, Wisconsin. 

Few have heard of Antigo, though it is home to our son and his family. 

Our daughter-in-law was born and raised there. 

The article began “The radar base is abandoned, overgrown with weeds. 

Buildings with broken windows and sagging walls . . . obscured behind 

trees and bushes.” In 1952, a military radar squadron opened near Antigo, 

to protect Americans against the threat of nuclear attack. 

The improbable materialized as the Cuban Missile Crisis. If you are old 

enough to remember the Cold War, especially the Cuban Missile Crisis in 

October 1962, you know this was an extremely alarming event. 

The United States and the Soviet Union stood-down over nuclear-armed 

missiles. Six-weeks before, sixty-six intermediate range missile launching 

pads were spotted under construction in Cuba and more than 600 Soviet 

ships heading toward Cuba were identified by American U-2 spy planes. 

All-out nuclear war was imminent. 

Seventy-Five B-52’s from several air force bases stayed airborne 24/7 

during this national emergency. Small remote missile bases, like the one 

in Antigo were fixed to launch their missiles toward Cuba. 

My husband remembers, “There was an intense sense of team and 

mission. Everyone working on the flight-line was lost in their own 

forbidding thoughts. This was a global game from both governments’ 

perspectives. 

“Top priority at B-52 bases was to launch planes on 15-minute notice. 

To have fresh crews flying round the clock, two flight crews flew on board 

each aircraft. One crew slept while the other crew flew the plane.” 

During the missile crisis, the President “held the power of a god and 

the responsibility of a man.” If he stumbled, he could bring about the 

obliteration of half, if not all humanity. Fifty-five years after the Cuban 

Missile Crisis, that still holds true. 

Kathy Manney enjoys visiting interesting places and being an 

Adventure Diva. Her “Must See” travel journeys continue - always 

with enthusiasm. 

27

How to Avoid Buying a Flooded Vehicle 

By: BJ Killeen / Down the Road 

Between the hurricanes, tornadoes, and 

monsoons, well over a million vehicles in 

the country have experienced some type of flood 

damage this year. With most cars, dented body panels and interior seats 

can be replaced, so when you look at the car, it will appear undamaged. 

But many items you can’t see can be affected by corrosion or other 

water-related issues - like sensors, electrical connectors, computer chips, 

and even wiring. Not to mention possible rust in the frame or floorboards. 

How can you protect yourself from purchasing a flood-damaged 

vehicle? 

While most insurance companies will write off the vehicle and sell it to 

a salvage yard, in some states, a salvage title isn’t required. This means 

you won’t know if that vehicle has been in a flood then cosmetically 

repaired. There are ways however, to protect yourself. 

First, be cautious about buying a vehicle from eBay or Craigslist; even 

though the websites are reputable, the sellers may not be. For less than 

$50, you can run the Vehicle Identification Number (VIN) through a 

service like AutoCheck or CarFax to see if the vehicle has been damaged. 

This also goes for non-flood damages as well, such as a car accident. 

If you are purchasing from a dealership, many pre-owned cars 

are bought at auctions, and a flooded vehicle may be sold there also. 

Reputable dealers will be happy to run a check on the vehicle for you. 

You also can do your own easy check. Does the carpet look brand new 

on an older vehicle? 

Does the car smell 

musty? Does 

the inside of the 

exterior lights look 

foggy? Any flaking 

around the bottom 

of the vehicle? Any 

rust spots? 

Finally, take 

the vehicle to a 

mechanic you trust, 

not one selected by 

the seller. Pay to 

have a thorough 

inspection. 

Spending $150 now 

will be worth it to save thousands later if you made a bad purchase. 

Remember, don’t be pressured into buying any vehicle at any time. You 

can always walk away if you have doubts. 

BJ Killeen has been an automotive journalist for over 30 years. 

She welcomes all questions and inquiries, and can be reached at 

bjkdtr@gmail.com 

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29

Pain in the Neck 

By: Kyo Mitchell / A Healthier You 

Many people suffer from neck pain 

at some point in their life. There 

are, however, far too many people who 

suffer from chronic neck pain when there are easy and 

effective means to treat this pain. 

Like all medical problems, to effectively treat neck pain you must first 

determine what the problem is before you can fix it. While imaging such as 

x-rays and MRIs are many times necessary, sometimes simple orthopedic 

tests and a little common sense go a long way to help understand the 

possible causes. 

There are only certain structures within the neck that can cause pain. 

If you ask a patient to look up at the ceiling and this increases their pain, 

it is highly likely that you have a problem with your facets. Facets are 

where two vertebrae meet in the back part of the vertebrae. The facets 

have a lot of pain sensors in them. 

The body of the vertebrae (the front and larger part of the vertebrae) 

is supposed to carry most of the weight load of the structures above them 

and the facets are only places of contact between vertebrae to help keep 

them stable. They are not supposed to carry the load. 

However, in certain trauma, such as a motor vehicle accident where you 

are hit from behind, the head is thrown violently backward slamming the 

facets together. This traumatizes them and the nerves found within them 

giving rise to acute pain. Chronic pain is possible if the trauma to the 

facets is not resolved. 

Another potential cause of neck pain is 

damage to the vertebral discs. One way 

to check for disc problems in the neck is 

to have the patient put their chin on the 

chest. If the pain increases doing 

this movement, it is highly 

probable that the cause of the 

pain is a disc problem. 

The reason for this is that when you bend your head forward, the 

vertebrae above and below the disc exert the most pressure on the front of 

the disc. This displaces the disc backwards where the nerves are located. 

Worse still, if too much pressure is exerted on the disc, the disc can be 

damaged. The substance in the center of the disc usually has no contact 

with nerves. If the disc is damaged and this substance leaks out, it is the 

equivalent to pouring battery acid on the nerves. 

For those suffering from chronic neck pain, there are treatments that 

can help relieve your pain. A machine known as frequency specific 

microcurrent can help effectively treat disc and facet pain as well as other 

problems of the neck. 

If you have neck pain, do not suffer needlessly. Help is available. 

Dr. Kyo Mitchell served as faculty at Bastyr University in Seattle 

and Wongu University in Las Vegas for over a decade. Dr. Mitchell 

practices in Summerlin and can be reached at 702-481-6216 or 

rkyomitchell@gmail.com. 

Is “Full Coverage” a Myth? 

By: Jim Valkenburg / Insurance Insight 

When I had my insurance agency, we were 

faced with the “full coverage” myth 

on what seemed like a daily basis. The truth is 

you cannot really have full coverage on your auto policy unless you 

purchased every coverage available from your own insurance company. 

And companies do differ! So, it’s worth investigating that phrase. 

Typically, when a person says they have full coverage, they have: 

liability, comprehensive/collision, medical payments & 

uninsured/underinsured motorist coverage. These are the 4 major 

coverages most people generally buy. 

And, if they buy all 4, they think they have “full coverage.” But there’s 

more! Here are few of the common ones: 

Towing & rental pays for towing if you breakdown and a rental car 

while your car is being repaired. You would not typically have this if you 

have other coverage from AAA or some other roadside assistance service 

organization. 

Gap insurance is available if you are “upside down” on your 

vehicle loan. In other words, if you owe more on your loan than the car 

is currently worth. It is always advisable to buy this coverage from your 

insurance carrier rather than the car dealership. 

Why? Because if it’s on your insurance policy, you can cancel it once 

you are no longer “upside down” but, if you buy it from the dealership, it 

is added to your total loan and paid over the entire life of the loan - even 

8907_OctVegasVoice_Ad_FIN.pdf 1 9/22/17 11:58 AM 

when you don’t need it any longer! Additionally, gap coverage is usually 

much less expensive on your insurance policy. 

Add-on equipment insurance covers non-factory installed items 

you may have added to your vehicle after you purchased it (e.g., stereo 

equipment or custom wheels or rims). 

Therefore, if you buy all three of those as well as the basic four, does 

that then mean “full coverage”? Not necessarily! 

Some companies offer things like accident forgiveness 

and disappearing deductibles. The list of “special coverages” 

that are used for marketing purposes goes on and on. 

Therefore, using the English language as a guide and saying, “full 

coverage” is truly a myth. 

Jim Valkenburg is a retired military officer and insurance 

executive. He and his wife owned and operated their own 

insurance agency for over 16 years. His primary purpose is to 

give out real information that can be used to make intelligent 

insurance decisions. 

30 


31

TMD/TMJ 

By: James J. White, D.D.S. / Your Dentist 

Recently I did a consultation with a patient 

who was referred to my office from an 

orthodontist. The young lady was 29 years old 

with chief complaints of neck pain and pain located in front of her ears. 

Upon my examination, I found many muscles that were sore with 

palpation. Frequent headaches were a major complaint, many of which 

occurred in the morning and then late afternoon. She attributed the 

headaches to stress. 

I discovered that many muscles of her jaw, head and neck were in 

spasm. Judging by the wear of her teeth, clenching or grinding was 

probably causing the pain and not stress. 

Tempromandibular joint disorder (also known as TMD and more 

familiarly as TMJ) affect as many as 10 million people. TMJ issues are a 

result of a chronically degenerative disease that may take years to develop. 

The jaw joints break down in stages and, as with any other joint in 

the body, the sooner one seeks care, the better the prognosis to arrest or 

stabilize the degeneration. The mouth is the most used organ of our 

bodies, so it comes as no surprise that the jaw joint can be subject to 

damage - especially if the bite and the joint position are not in harmony. 

There are many causes of joint dysfunction: tumors, bony growths, 

arthritis, to name a few. By far, the most frequent cause of jaw joint 

dysfunction is an improper bite. 

Noises such as clicks, pops, or grating of the jaw joint are signals of 

damage within the joint, as well as muscles that are not working in 

harmony. When muscles are antagonistic to one another inflammation 

can occur with 

resulting pain 

(neck pain, 

headaches, jaw 

pain, pain to chew). 

The following are 

some symptoms of 

TMJ at some level: 

headaches, worn, 

cracked, chipped 

or fractured teeth, 

breaking of fillings 

or crowns, pain 

around the ears/ 

jaw joints, cold 

sensitivity in select 

teeth, jaw joint noises: clicking, popping, grating, head, neck, shoulder 

and even back pain and/or decreased range of motion (mouth opening). 

The lady in this example was in the early stages of disharmony of her 

bite and physiological jaw joint position. I was able to relieve her pain 

through bite splint therapy and then a correction to her bite. 

The take away message is not to ignore jaw joint noises or frequent 

head and neck pain. Early treatment is the key. 

It never gets better on its own. The noise may go away (sometimes 

for years) but the noise and symptoms will return, along with increasing 

teeth damage. 

Leaving the Hospital? Tips to Prepare You for Home 

By: Regale Harris / Your Kindred Team 

If you find yourself in the hospital it can be 

very exciting when your physician finally 

tells you that you can go home. It’s important to 

prepare for your return home to make sure your transition is successful. 

How do you keep your home safe? What can you do if there’s a problem? 

Before You Head Home 

After your hospital stay, you may not be able to get around as well as 

you once did, and you may need assistance. With that in mind, take a 

moment to assess your home. 

Practice using a cane, walker, 

crutches, or a wheelchair before leaving 

the hospital, if you can. It is especially 

important to practice the correct ways to: 

1. Sit down to use the toilet and stand up after 

using the toilet. 

2. Get in and out of the shower and use of 

shower chair. 

3. Go up and down stairs. 

Ask your doctor if there are specific foods you should try to eat or avoid 

eating. Then, ask a loved one or friend if they can help you get groceries 

before heading home. 

Make a list of your medications and dosage and when you should take 

them. Then organize your medication in a pillbox so your loved ones can 

help you take the medicine at the correct time. 

Confirm bathing instructions with your doctor. Are there any special 

instructions if you have an incision site or wound? 

Preparations to Make Your First Day 

1. If possible, enter your home without climbing steps. If you need to 

climb steps, ask someone if they could be available to provide assistance 

if needed. Make sure the handrails are secure and a light can be turned 

on from the top and the bottom of the stairs. 

2. Set up a “command center” near the chair you will be using most 

often. Make sure to keep your phone near, all remotes needed and a water 

bottle to stay hydrated. 

3. Make sure everything you need 

is easy to get to. Consider setting up a 

temporary bedroom on the main level if you 

must climb stairs to reach your bedroom. Make 

sure a bathroom is available, ideally on the same 

floor. 

4. Remove small throw rugs, and make sure area 

rugs have non-slip backing or are taped down with 

double-sided tape. 

5. Be sure a telephone is easily accessible in each room of the main 

living areas. If using a cordless or cell phone, be sure the charger is easily 

accessible and the phone is fully charged. 

If you have healthcare questions, call 1.866.KINDRED to speak with 

one of our Registered Nurses. 

Regale Harris is the Manager of Volunteer Services and 

Community Liaison for Kindred. She welcomes all questions and 

inquiries and can be reached at: regale.harris@kindred.com. 

“People don’t care how much you know, until they know how much you care.” 

32 

M 

astering the art/science of dentistry takes 

experience, extensive post-graduate education, 

and a passion for the art of dentistry. 

We offer: 

• Implants 

• Cosmetic crowns/bridges 

• Turbyfill dentures 

• Bridges on implants to replace dentures with 

permanent teeth (what a concept!) 

• Restorative care 

• Experienced registered dental hygienists 

• TMJ problems 

• A full service office 

Today’s senior dentistry is amazing! 

CALL for a complimentary consultation. 

Learn more about Dr. White at: 

www.jameswhitedds.com 


Actual patient 

James J. White DDS 

1140 Town Center Drive, # 170, Las Vegas, NV 89144 

702/562-8833 • 702/562-7910 Fax 

33

34 

New Device Stops a Cold Before it Starts 

By: Doug Cornell / To Your Health 

New research shows you can stop a 

cold in its tracks if you take one 

simple step with a new device when you 

first feel a cold coming on. 

Colds start when cold viruses get in your nose. Viruses 

multiply fast. If you don’t stop them early, they spread in 

your airways and cause misery. 

But scientists have found a quick way to kill a virus — 

touch it with copper. Researchers at labs and universities 

worldwide all agree — copper is “antimicrobial.” It kills microbes, 

such as viruses and bacteria, just by touch. 

That’s why ancient Greeks and Egyptians used copper 

to purify water and heal wounds. That’s why Hippocrates, 

the “father of modern medicine”, used copper to heal skin 

ulcers, and why Civil War doctors used it to prevent infection 

of battlefield wounds. They 

didn’t know about viruses and 

bacteria, but now we do. 

Researchers say microbe 

cells have a tiny internal electric 

charge across the membrane surrounding 

the cell. The high conductance 

of copper short-circuits 

this charge and pops holes in the 

membrane. This immediately 

stops the microbe from reproducing 

and destroys it in seconds. 

Tests by the Environmental 

Protection Agency (EPA) show 

that copper surfaces kill germs that get on them. That way the 

next person to touch that surface does not spread the germ. 

As a result of this new knowledge, some hospitals switched 

to copper for “touch surfaces”, like faucets, bedrails, and 

doorknobs. This cut the spread of MRSA and other illnesses 

in those hospitals by over half, and saved lives. 

The strong scientific evidence gave inventor Doug Cornell 

an idea. When he felt a cold coming on he fashioned a 

smooth copper probe and rubbed it gently in his nose for 60 

seconds. 

“It worked!” he exclaimed. “The cold went away completely.” 

It worked again every time he felt a cold coming 

on. He reports he has never had a cold since. 

He asked relatives and friends to try it. They said it worked 

for them, too, every time. So he patented CopperZap and 

put it on the market. 

Soon hundreds of people had tried it and given feedback. 

Nearly 100 percent said the copper stops their colds if used 

within 3 hours after the first sign. Even up to 2 days, if they 

still get the cold it is milder than usual and they feel better. 

Users wrote things like, “It stopped my cold right away,” 

and “Is it supposed to work that fast?” 


New research: Copper stops colds if used early. 

“What a wonderful thing,” wrote Physician’s Assistant 

Julie. “Now I have this little magic wand, no more colds for 

me!” 

Pat McAllister, age 70, received one for Christmas and 

called it “one of the best presents ever. This little jewel really 

works.” Many users say they have completely stopped 

getting colds. 

People often use CopperZap for prevention, before cold 

signs appear. Karen Gauci, who flies often for her job, used 

to get colds after crowded flights. Though skeptical, she tried 

it several times a day on travel days for 2 months. “Sixteen 

flights and not a sniffle!” she exclaimed. 

Business owner Rosaleen says when people are sick 

around her she uses CopperZap morning and night. “It saved 

me last holidays,” she said. “The kids had colds going round 

and round, but not me.” 

Some users say it also helps 

with sinuses. Attorney Donna 

Blight had a 2-day sinus headache. 

When her CopperZap arrived, 

she tried it. “I am shocked!” 

she said. “My head cleared, no 

more headache, no more congestion.” 

One man had suffered seasonal 

sinus problems for years. It 

was so bad it ruined family vacations 

and even dinners out with 

friends. His wife Judy bought 

CopperZaps for both of them. He 

was so skeptical he said, “Oh Judy, you are such a whack 

job!” But he finally tried it and, to his surprise, the copper 

cleared up his sinuses right away. Judy and their daughter 

both said, “It has changed our lives!” 

Some users say copper stops nighttime stuffiness, too, if 

they use it just before bed. One man said, “Best sleep I’ve 

had in years.” 

Some users have reported success in stopping cold sores 

at the first sign of a tingle in the lip. One family reports it has 

worked to eliminate warts as well. 

The handle is sculptured to fit the hand and finely textured 

to improve contact. Tests show it kills germs on fingers to 

help you stay well and not spread illness to your family. 

Copper may even help stop flu if used early and for several 

days. In a lab test, scientists placed 25 million live flu 

viruses on a CopperZap. No viruses were found alive soon 

after. 

The EPA says the natural color change of copper does not 

reduce its ability to kill germs. 

CopperZap is made in the U.S. of pure copper. It carries 

a 90-day full money back guarantee and is available for 

$49.95 at CopperZap.com or toll-free 1-888-411-6114. 

(Paid Advertisement) 

Age Related Hearing Loss (ARHL) and Dementia 

The term presbycusis is the clinical 

term for age-related hearing loss 

(ARHL). There are characteristics 

of ARHL which have been studied for 

decades. 

As people age, the temporal lobe of the brain’s 

ability to identify and locate sound deteriorates. 

As a result, the ability to discern speech degrades. 

Patients report this difficulty becomes worse while 

in a noisy environment. 

Cognition slows down as people age as well 

which leads to processing problems. For example, 

it takes longer to remember numbers and dates as 

we age. It also becomes increasingly more difficult to understand the 

clarity of speech when a person has untreated hearing loss. 

In February of 2011 Johns Hopkins and National Institute on Aging 

researchers performed a study and found seniors with hearing loss are 

significantly more likely to develop dementia over time than those who 

retain their hearing. Researchers compared volunteers with normal 

hearing, to those with mild, moderate, and severe hearing loss to be at 

greater risk of developing dementia over time. The more hearing loss 

they had, the higher the likelihood of developing dementia. 

Long-term noise exposure can accelerate hearing loss; therefore, ear 

protection while working in noisy situations or while doing hobbies is 

highly recommended. When hearing loss becomes noticeable to either 

the patient or family members, 

the use of hearing aids might be 

recommended. 

Fortunately, the team of caring 

hearing health providers of Miracle-Ear provides 

excellent quality hearing solutions for different 

hearing losses and budgets. Patients can feel 

confident in our team of licensed professionals to 

receive superior service and outstanding products. 

Miracle-Ear, has specialized in designing and 

manufacturing customizable hearing solutions 

that feature discreet, comfortable products 

designed to meet each individual’s hearing loss 

needs. Miracle-Ear boasts the largest and only nationwide network 

of hearing care centers. We offer free hearing tests at 1,200 locations 

across the United States giving our customers access to unparalleled 

service across the nation. 

Miracle-Ear has been servicing the Las Vegas Valley for over 30 

years as a trusted resource for hearing health care, offering state of 

the art technology and outstanding customer service at six convenient 

locations. Customer satisfaction is our number one priority. 

We are sure you will agree that Miracle-Ear is the one to trust for all 

your needs. That is because at Miracle-Ear, we don’t just sell hearing 

aids, we offer hearing solutions. We look forward to gaining customers 

for life and building a strong presence in the Las Vegas community. 

35

As you near retirement, it's likely you'll have 

many questions about Social Security. Here 

are a few of the most common questions and 

answers about Social Security benefits. 

Will Social Security be around when you need it? 

You've probably heard media reports about the worrisome financial 

condition of Social Security, but how heavily should you weigh this 

information when deciding when to begin receiving benefits? While it's 

very likely that some changes will be made to Social Security (e.g., payroll 

taxes may increase or benefits may be reduced by a certain percentage), 

there's no need to base your decision about when to apply for benefits on 

this information alone. 

Although no one knows for certain what will happen, if you're within a 

few years of retirement, it's probable that you'll receive the benefits you've 

been expecting all along. If you're still a long way from retirement, it may 

be wise to consider various scenarios when planning for Social Security 

income, but keep in mind, that there's been no proposal to eliminate 

Social Security. 

If you're divorced, can you receive Social Security retirement 

benefits based on your former spouse's earnings record? 

You may be able to receive benefits based on an ex-spouse's earnings 

record if you were married at least 10 years, you're currently unmarried, 

and you're not entitled to a higher benefit based on your own earnings 

record. You can apply for a reduced spousal benefit as early as age 62 

or wait until your full retirement age to receive an unreduced spousal 

benefit. 

If you've been divorced for more than two years, you can apply as soon 

as your ex-spouse becomes eligible for benefits, even if he or she hasn't 

started receiving them (assuming you're at least 62). However, if you've 

been divorced for less than two years, you must wait to apply for benefits 

based on your ex-spouse's earnings record until he or she starts receiving 

benefits. 

If you delay receiving Social Security benefits, should you 

still sign up for Medicare at age 65? 

Even if you plan on waiting until full retirement age or later to take your 

Social Security retirement benefits, make sure to sign up for Medicare. If 

you're 65 or older and aren't yet receiving Social Security benefits, you 

won't be automatically enrolled in Medicare Parts A and B. 

You can sign up for Medicare when you first become eligible during 

your seven-month “Initial Enrollment Period.” This period begins three 

months before the month you turn 65, includes the month you turn 65, 

and ends three months after the month you turn 65. 

The Social Security Administration recommends contacting them to 

sign up three months before you reach age 65, because signing up early 

helps you avoid a delay in coverage. For your Medicare coverage to begin 

during the month you turn 65, you must sign up during the first three 

months before the month you turn 65 (the day your coverage will start 

depends on your birthday). 

If you enroll later, the start date of your coverage will be delayed. If you 

don't enroll during your Initial Enrollment Period, you may pay a higher 

36 

A Few Things About Social Security 

By: Todd Bauman / Financial Focus 


premium for Part B coverage later. Visit the Medicare website, www. 

medicare.gov to learn more, or call the Social Security Administration 

at 800-772-1213. 

Will a retirement pension affect your Social Security 

benefit? 

If your pension is from a job where you paid Social Security taxes, then 

it won't affect your Social Security benefit. However, if your pension is 

from a job where you did not pay Social Security taxes (such as certain 

government jobs) two special provisions may apply. 

The first provision, called the government pension offset (GPO), may 

apply if you're entitled to receive a government pension as well as Social 

Security spousal retirement or survivor's benefits based on your spouse's 

(or former spouse's) earnings. Under this provision, your spousal or 

survivor's benefit may be reduced by two-thirds of your government 

pension (some exceptions apply). 

The windfall elimination provision (WEP) affects how your Social 

Security retirement or disability benefit is figured if you receive a pension 

from work not covered by Social Security. The formula used to figure your 

benefit is modified, resulting in a lower Social Security benefit. 

As always, if you should have any questions or need assistance please 

feel free to contact me at 702.897.9997 or info@toddbauman.com. 

Advisory services are offered through Bauman Advisory 

Group, LLC, “BAG”, a Registered Investment Advisor 

in the state of Nevada. Insurance products and services 

are offered through Bauman Financial Group, LLC, 

“BFG”. BAG and BFG are affiliated companies. 

BAG, BFG and Todd Bauman are not affiliated or 

endorsed by the Social Security Administration or any 

government agency. 

37

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