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October 20<strong>17</strong><br />

PATTAYA<br />

TM<br />

BUSINESS<br />

SUPPLEMENT<br />

OCEAN MARINA PATTAYA BOAT SHOW<br />

TO TAKE PLACE AS EEC BOOSTS<br />

MARINE TOURISM<br />

COVER STORY<br />

OVERLEAF<br />

INSIDE THIS ISSUE ...<br />

& FOREIGN CURRENCY UPDATE<br />

& ‘PAYMENT BY VEIN’ TRIALLED IN UK SUPERMARKET<br />

& SOUTHEAST ASIAN BUSINESS ROUNDUP<br />

ADVERTISEMENT<br />

SCAN<br />

THIS<br />

AREA


BUSINESS SUPPLEMENT<br />

cover story<br />

OCEAN MARINA PATTAYA BOAT SHOW TO TAKE<br />

PLACE AS EEC BOOSTS MARINE TOURISM<br />

As the rollout of the government’s massive<br />

Eastern Economic Corridor (EEC) project<br />

gathers pace and increases interest in the<br />

Eastern Seaboard, Ocean Marina Pattaya is<br />

set to host a boat show in November as a way<br />

to promote the area as a centre of marine tourism.<br />

The boat show will be called The Ocean<br />

Marina Pattaya Boat Show.<br />

The show will take place from 23rd to 26th<br />

November 20<strong>17</strong> and is expected to attract<br />

more than 6,000 visitors. It will be located at the<br />

Ocean Marina Yacht Club. Some 150 exhibitors<br />

will be showing off a variety of products for the<br />

marine tourism industry such as new models<br />

of yachts, as well as accessories. A number of<br />

service providers will also be exhibiting at the<br />

show enabling boat owners and prospective<br />

boat owners to maintain their vessels with ease.<br />

The show will include some super yachts, each<br />

with a price tag in excess of 200 million baht.<br />

More than 2 billion baht in new business is expected<br />

to be generated at the show, in keeping<br />

with previous annual estimates.<br />

Mr. Tirachai Pipitsupaphol, managing director of<br />

Ocean Property, the company that owns Ocean<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

Marina Pattaya, was quoted as saying, “With<br />

the momentum of investment on the Eastern<br />

Seaboard, marine tourism will continue booming<br />

over the coming years.”<br />

Not only is there a wealth of natural marine resources<br />

along the Eastern Seaboard, but also<br />

incoming investment in support services will<br />

lead to a rare combination of positive trends in<br />

the marine tourism industry coming online.<br />

There will be incentives in place for manufacturers<br />

and service providers in the marine sector<br />

to thrive in the vicinity of the marina to support<br />

the growth of marine activities along the EEC.<br />

High-tech industrial zones will be developed<br />

to attract exactly the right companies that can<br />

bring forward new technology.<br />

The EEC project will lead to more than 1.5 trillion<br />

baht in both private and government investment<br />

in three provinces, namely Rayong, Chachoengsao<br />

and Chonburi. Over 30,000 rai has<br />

been earmarked for development.<br />

As part of the infrastructure investment in the<br />

region a high-speed rail link is planned to connect<br />

U-tapao Airport near Sattahip with Suvarnabhumi<br />

and Don Mueang airports. A huge expansion<br />

of U-tapao airport will come at the same time,<br />

heightening its importance as a gateway to the<br />

EEC. It is expected to lead to a sharp increase<br />

in tourist numbers and also serve as an essential<br />

logistics hub.<br />

It is not only airport expansions that are taking<br />

the centre stage. Marine expansion is most<br />

definitely a priority under the EEC scheme.<br />

The deep-sea port at Laem Chabang will see a<br />

major expansion under its third phase of investment,<br />

as will the Map Ta Phut deep-sea port,<br />

also under its third phase. These two ports, and<br />

a deep-sea port at Sattahip, are to be connected<br />

by a double track rail system.<br />

As Pattaya is more or less in the centre of the<br />

EEC area, it is expected to benefit from a significant<br />

increase in tourist numbers. In the first<br />

half of 20<strong>17</strong> some eight million tourists came to<br />

Pattaya, up by 15% compared to the first half<br />

of last year.<br />

Scott Finsten, the harbourmaster of Ocean<br />

Marina Yacht Club was quoted as saying, “In<br />

terms of day trips from Ocean Marina to islands<br />

near Pattaya during the first half this<br />

year, 18,000 people on average took a trip per<br />

month, up 60% year-on-year.”<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

CONSUMERS WITH SEVERAL<br />

CREDIT CARDS ARE LESS LIKELY<br />

TO DEFAULT ACCORDING TO<br />

A RECENT STUDY<br />

According to the study “Thailand’s<br />

Household Debt Through the Lens<br />

of Credit Bureau Data: Borrower’s<br />

Portfolio and Behavior”, consumers<br />

with several credit cards were<br />

more responsible with their debt.<br />

Head of networking and communications<br />

at the Puey Ungphakorn<br />

Institute for Economic Research<br />

(PIER), Ms. Atchana Lamsam<br />

was quoted as saying, “Debtors<br />

with multiple credit cards tend to<br />

default less compared with those<br />

holding fewer credit cards.”<br />

There appears to be some correlation<br />

between having lower<br />

balances due to spreading payments<br />

on different cards, and the<br />

ability to pay off these balances<br />

either in full or at least at a rate<br />

that is much above the minimum<br />

payment required.<br />

This trend leads to a diminished<br />

amount of default activity. In addition,<br />

it would appear that those<br />

who have many credit cards may<br />

have a higher income and may<br />

also have a higher level of creditworthiness<br />

in order to gain the<br />

multiple card offers in the first<br />

place, further re-enforcing the<br />

theme of responsible borrowing<br />

amongst this group of consumers.<br />

Yet all is not black and white. Ms.<br />

Atchana Lamsam was further<br />

quoted as saying, “The findings in<br />

Thailand contrasts with the credit<br />

card crisis that happened in South<br />

Korea, which was mainly caused<br />

by debtors with multiple credit<br />

cards.”<br />

The multiple credit card behavior<br />

also contrasts with the behavior of<br />

those with multiple personal loans<br />

in that the latter group are often<br />

finding themselves in financial<br />

difficulties.<br />

One of the reasons for this second<br />

contrast could be that the money<br />

received from personal loans is<br />

paid up front in a lump sum and is<br />

easier to spend as if it were considered<br />

to be the borrowers own<br />

money as compared to the more<br />

careful thought associated with using<br />

a credit card and running up a<br />

credit bill at the end of the month.<br />

As for an age group analysis,<br />

those in the age range of 25 to 45<br />

were found to be the most likely to<br />

default with credit cards, and yet<br />

it was the opposite for personal<br />

loans where under 25’s and over<br />

60’s were more likely to default.<br />

It was noticed that geographical<br />

hotspots were also found in the<br />

study. In the capital city, credit cards<br />

and any-purpose personal loans<br />

were the most common, whereas<br />

those in the Northeast were more<br />

likely to have business loans with<br />

specialist lenders as they were<br />

generally in the farming business.<br />

Mrs. Sommarat Chantarat, head<br />

of the financial systems section at<br />

PIER, was quoted as saying, “ To<br />

solve the farmer’s vicious cycle of<br />

debt, financial institutions should<br />

offer more suitable products, such<br />

as risk-contingent credit which will<br />

provide coverage for damaged<br />

crops from natural disasters.”<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


Finance Ministry might scrap tax exemption<br />

on interest.<br />

Currently there is a tax exemption applied to<br />

interest earned as long as it is not over 20,000<br />

baht per year. However, this may be set to<br />

change. The finance ministry is looking at the<br />

possibility of scrapping the waiver in place<br />

currently.<br />

Normally, when earning interest on bank and<br />

savings account deposits, savers are required<br />

to deduct 15 per cent withholding tax, but there<br />

is a waiver in place for amounts of less than<br />

20,000 baht.<br />

Minister Apisak Tantivorawong, a former banker,<br />

was quoted as saying, “It’s become a common<br />

practice for bank employees to advise a large<br />

depositor to close his bank account when the<br />

interest nears 20,000 baht and move the money<br />

to other financial products. This is not consistent<br />

with the intent of the law,” he said.<br />

One idea being floated that may preserve the<br />

benefit of the waiver but deter people from profiting<br />

from any loophole is to deduct the 15 per<br />

cent withholding tax from all deposits and then<br />

to provide a tax rebate in the following year.<br />

Thai petrochemicals industry expected to<br />

enjoy robust growth.<br />

The Thai petrochemicals industry is poised to see<br />

healthy demand growth over the next two years<br />

BUSINESS SUPPLEMENT<br />

THAILAND BUSINESS NEWS<br />

as a result of an expanding global economy.<br />

It is the plastics industry that will likely propel<br />

growth in the petrochemicals sector such that<br />

it will expand at a faster rate than the overall<br />

global economic growth rate.<br />

However, it is not all plain sailing. With oil prices<br />

volatile and still at the low end of a recent wide<br />

range, producers need to keep a close eye<br />

on operation costs, optimization of assets and<br />

business sustainability.<br />

Mr. Pramodkumar Lakhmapure, head of Southeast<br />

Asia sales at AspenTech, (an asset optimization<br />

software provider based in Massachusetts),<br />

was quoted as saying, “Planners need<br />

to have sustained profitability in mind,” adding,<br />

“This includes selecting the correct modeling<br />

parameters from hundreds of variables to create<br />

an ideal map.”<br />

Gems Gallery offers lifetime guarantee to<br />

woo foreign tourists.<br />

Gems Gallery’s lifetime guarantee is enticing<br />

foreign tourists to buy with confidence.<br />

Gems Gallery’s chief executive, Phattaraphon<br />

Hongsrisook, was quoted as saying, “We’re<br />

one of the few in the market to offer a 100%<br />

full refund for jewelry purchased in the store. As<br />

long as the piece is not modified or very damaged,<br />

customers can receive its original retail<br />

value in cash.”<br />

In reality the vast majority of customers are<br />

delighted with their purchase and this is evidenced<br />

by the fact that less than one percent<br />

of people who purchased make any kind of<br />

return.<br />

The guarantee has also been noted by prospective<br />

Thai buyers who have been looking<br />

for a reliable gems provider.<br />

Mr. Hongsrisook was further quoted as saying,<br />

“We also have a few Thai customers who<br />

learn about the store through word of mouth,<br />

mainly family and friends.”<br />

The Gems Gallery’s guarantee has been offered<br />

since 1987, when the company was<br />

founded.<br />

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www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

“Bits n<br />

Bytes”<br />

STEVE DICKENS<br />

‘PAYMENT BY VEIN’ TRIALLED IN UK SUPERMARKET<br />

COMING TO A RETAIL OUTLET NEAR YOU SOON?<br />

A supermarket in London is<br />

trialling a biometric payment<br />

system that uses the unique<br />

vein pattern in fingertips to pay<br />

for goods.<br />

Costcutter said it would consider<br />

rolling Fingopay out more widely if<br />

the test, at Brunel University, was<br />

successful.<br />

An electronic reader maps the<br />

user’s finger veins, generating a<br />

unique key.<br />

But one expert questioned whether<br />

biometric systems had any benefit<br />

over traditional methods of payment.<br />

During registration, users need<br />

to link their finger pattern to their<br />

credit or debit card and then they<br />

can pay for goods without the need<br />

to be carrying any cash or cards.<br />

The technology has been developed<br />

by electronics giant Hitachi,<br />

with biometric payments company<br />

Sthaler licensed to roll it out in the<br />

retail sector.<br />

Nick Dryden, chief executive of<br />

Sthaler, said the system would<br />

appeal to young people.<br />

“Today’s millennial generation now<br />

expects a higher level of ease,<br />

security and efficiency from the<br />

way that we pay,” he said.<br />

James Budkiewicz, assistant director<br />

of the commercial directorate<br />

at Brunel University London,<br />

said that it would give students<br />

“the opportunity to take cash off<br />

campus, benefiting not just customers,<br />

but our retailers too”.<br />

A spokeswoman for Costcutter<br />

said: “We will be interested to see<br />

the results and will decide on next<br />

steps at that point.”<br />

Finger change<br />

Barclays bank introduced the<br />

same Hitachi-developed technology<br />

in 2014 when a similar finger<br />

vein desktop reader was rolled out<br />

to its corporate customers.<br />

Fingopay was also trialled at a bar<br />

in Camden earlier this year, with<br />

2,000 customers signed up.<br />

Sthaler says its method is “the<br />

safest form of biometrics with no<br />

known breaches”.<br />

Security consultant Graham Cluley<br />

said: “There have been fingerprint<br />

biometric systems in the past that<br />

have been easily tricked.<br />

“The problem with biometrics<br />

is that you can’t change it, so if<br />

someone gets hold of your information<br />

and reproduces it, what are<br />

you going to do? You can’t change<br />

your finger.<br />

“I do wonder why there is such an<br />

urgent push to use this technology<br />

rather than the traditional methods<br />

of identifying yourself.”<br />

Prof Alan Woodward, a computer<br />

scientist from the University of<br />

Surrey, said a system that relied<br />

on vein patterns was more secure<br />

than previous biometrics.<br />

“This is a good thing to do,” he<br />

said. “With this system, blood<br />

needs to be flowing through the<br />

veins so you can prove it is a real,<br />

live person using it, which is much<br />

harder to spoof.”<br />

LIBERTY COMPUTERS PATTAYA (Est. 1997)<br />

The specialists for bar, restaurant and entertainment systems<br />

from B31,000 New Pc’s, PC repairs, CCTV and security systems<br />

Tel: 038 360 400 or email steve@libertycomputers.asia<br />

www.libertycomputers.asia<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

SCAN THIS AREA<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


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BUSINESS SUPPLEMENT<br />

HONG KONG<br />

Sea View, 105 sqm<br />

$2.95M (98,070,000 ฿)<br />

SYDNEY<br />

Partial Harbour View, 120 sqm<br />

$1.35M (44,880,000 ฿)<br />

BANGKOK<br />

Riverside Condo, 145 sqm<br />

$1.3M (43,000,000 ฿)<br />

Top Floor (30th) 141 sqm Luxury Apartment<br />

Ocean Front Property with Priceless Panoramic Sea Views.<br />

for details, contact: 084 677 4360<br />

E-mail: HIGHTOWERPATTAYA@GMAIL.COM<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

LONDON<br />

Waterfront Apartment, 193 sqm<br />

$5.2M (<strong>17</strong>2,855,000 ฿)<br />

PARIS<br />

Waterfront Apartment, 160sqm<br />

$3.5M (1<strong>17</strong>,400,000 ฿)<br />

SINGAPORE<br />

Sea View, 113 sqm<br />

$2M (66,490,000 ฿)<br />

The cost of living a lifestyle<br />

by the water’s edge around the world<br />

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But this could be yours in<br />

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Email: ben.hightowerltd@gmail.com<br />

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BUSINESS SUPPLEMENT<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

ALL-NEW HONDA CR-V IS THE<br />

FIRST AUTOMOBILE TO<br />

ACHIEVE A 5-STAR ASEAN NCAP<br />

Honda Automobile (Thailand)<br />

Co., Ltd. announced the success<br />

of the all-new Honda CR-V, which<br />

was awarded a 5-star rating in a<br />

crash test conducted by the ASE-<br />

AN NCAP (New Car Assessment<br />

Program for Southeast Asia). The<br />

all-new Honda CR-V has become<br />

the first model to be awarded a<br />

5-star rating under the new ASEAN<br />

NCAP Assessment 20<strong>17</strong>-2020<br />

Protocol. This outstanding result<br />

emphasizes Honda’s commitment<br />

to creating quality automobiles<br />

with safety technologies to ensure<br />

safety for Honda customers and<br />

everyone sharing the road.<br />

Based on the new ASEAN NCAP<br />

Assessment 20<strong>17</strong>-2020 Protocol,<br />

which came into effect on 01<br />

January 20<strong>17</strong>, the all-new Honda<br />

CR-V achieved a 5-star rating<br />

with an overall score of 88.8 out<br />

of 100. This new assessment included<br />

a frontal offset impact test,<br />

side impact test, and evaluation<br />

of safety features. The all-new<br />

Honda CR-V received impressive<br />

scores of 47.25 for Adult Occupant<br />

Protection (AOP), 22.84 for<br />

Child Occupant Protection (COP),<br />

and 18.71 for Safety Assist Technologies<br />

(SATs).<br />

The all-new Honda CR-V made<br />

its debut in Southeast Asia at the<br />

end of March 20<strong>17</strong> in Thailand,<br />

followed by Indonesia, Malaysia,<br />

and the Philippines. This premium<br />

sport utility vehicle has received<br />

an overwhelming response from<br />

customers after its launch in each<br />

country. In Thailand, the all-new<br />

Honda CR-V recorded over 6,500<br />

bookings within four months after<br />

the launch (from 24 March 20<strong>17</strong><br />

– 31 July 20<strong>17</strong>).The all-new Honda<br />

CR-V also received several<br />

Email: ben.hightowerltd@gmail.com<br />

awards from many institutions<br />

around the region such as “The<br />

Best Car Choice by Visitors” at<br />

the Indonesia International Motor<br />

Show 20<strong>17</strong> in July and the BIG<br />

Best Car of the Year 2016-20<strong>17</strong><br />

for Impressive Suspension from<br />

Yanyont Square Group Co., Ltd.,<br />

the organizer of the Bangkok International<br />

Grand Motor Sale<br />

20<strong>17</strong> in Thailand.<br />

This time, the 2.4L DOHC i-VTEC<br />

Honda CR-V tested for this rating<br />

is produced and sold in Thailand.<br />

This truly emphasizes Honda’s<br />

commitment to creating high-quality<br />

automobiles with the highest<br />

levels of safety for drivers and<br />

adult or child passengers. The<br />

Honda CR-V’s premium safety<br />

technologies include a Driver Attention<br />

Monitor; Agile Handling<br />

Assist (AHA); and Honda Lane-<br />

Watch, Honda’s unique system<br />

that received a Safety Technology<br />

award at the ASEAN NCAP<br />

Grand Prix Awards in 2014. The<br />

car is also fully equipped with<br />

standard safety features including<br />

six airbags – Dual SRS Airbags,<br />

i-Side Airbags, and Side Curtain<br />

Airbags; Electronic Parking Brake<br />

(EPB); Automatic Brake Hold;<br />

Walk Away Auto Lock; Vehicle<br />

Stability Assist (VSA); Hill Start<br />

Assist (HSA); Emergency Stop<br />

Signal (ESS); Multi-angle Rearview<br />

Camera, and many more.<br />

With its global safety slogan<br />

“Safety for Everyone,” Honda<br />

will continue to provide safe and<br />

reliable vehicles and lead efforts<br />

to realize a collision-free mobile<br />

society.<br />

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to variants and countries.<br />

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BUSINESS SUPPLEMENT<br />

THE SPORTSMAN PUB AND<br />

RESTAURANT PREPARES FOR<br />

A BUMPER HIGH SEASON<br />

The Sportsman Pub and Restaurant,<br />

located on Soi 13, between Beach<br />

Road and Second Road, celebrated<br />

its 20th anniversary earlier this year<br />

and is one of the longest-running<br />

British-style bar-pub-restaurants in<br />

Pattaya.<br />

Among the myriad of reasons for the<br />

Sportsman’s long running success is<br />

food quality, generous portion sizes,<br />

staff attentiveness, hands-on management<br />

and ambience.<br />

The Sportsman Pub and Restaurant<br />

is rated in the top 15 out of more than<br />

900 restaurants in Pattaya by Trip<br />

Advisor, testament to its enduring resilience<br />

and consistency in a tough<br />

market.<br />

Upcoming special events for The<br />

Sportsman include that major American<br />

holiday in November, Thanksgiving.<br />

The Sportsman may well be<br />

classified as a British pub, but its fare<br />

is sufficiently variable that it attracts<br />

diners from all corners of the globe.<br />

They will be having a Thanksgiving<br />

dinner of three courses, including<br />

traditional roast turkey, pumpkin pie<br />

and much more.<br />

Christmas is approaching and The<br />

Sportsman has always been an incredibly<br />

popular place for this most<br />

traditional of feasts. Again, it will<br />

feature traditional turkey with all the<br />

trimmings and homemade Christmas<br />

pudding. Book early, as they do get<br />

extremely busy.<br />

Always striving to be ahead of the rest<br />

the management has just introduced<br />

some very interesting new beverages<br />

including Chunky Monkey and Apple<br />

Pie shakes adding to their already<br />

large milkshake range. On the nutritious<br />

side wheat-grass & pineapple<br />

and carrot & orange have been added<br />

to their ‘healthy options’ menu.<br />

There’s also a new selection of ice<br />

teas to quench your thirst during<br />

those hot days and they now even<br />

offer a selection of tea and biscuits,<br />

very English.<br />

As an incentive for the ladies, the<br />

Sportsman has introduced ‘Ladies<br />

Night’ every Friday where ladies can<br />

take advantage of The Sportsman’s<br />

new cocktail menu with a buy one,<br />

get one free promotion from 6:00pm<br />

till close.<br />

Other promotional days unique to The<br />

Sportsman include. Wednesday’s<br />

special burger and chips, with a complimentary<br />

bottle of San Miguel for<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

drink promotions.<br />

just 195 baht, available<br />

all day and all night.<br />

On Fridays, the food special is an allyou-can-eat<br />

pizza, pasta and salad<br />

buffet, available between 6:00pm and<br />

10:00pm, for just 249 baht per person.<br />

On Sundays, what else would be fitting<br />

than an all-you-can-eat Sunday<br />

Carvery! This long running traditional<br />

carvery remains leanly priced at only<br />

425 baht per person available between<br />

12:30pm and 8:30pm. The<br />

Sportsman’s Sunday Carvery is rated<br />

among the best in Pattaya. There are<br />

always two soups, five roast joints, a<br />

special steak and kidney pie, Yorkshire<br />

pudding, mini sausages with<br />

all the trimmings and a gravy and<br />

sauce selection to suit every taste,<br />

much more than most so keeping<br />

The Sportsman’s Sunday Carvery the<br />

benchmark for others to follow.<br />

Finally, and if that wasn’t enough The<br />

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For those people who take their<br />

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Buying for<br />

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..................................................<br />

also not a thought worth entertain-<br />

So, what are PowerBlocks?<br />

ing. Cheaper price means lower<br />

quality First released<br />

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of some-<br />

market<br />

only<br />

thing going in<br />

wrong. 1993,<br />

Repairs PowerBlocks<br />

could<br />

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of rubber<br />

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1. and Many is known companies for is durability. use demo<br />

A<br />

machines single set to of show Powerblock big name dumbbells<br />

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gyms<br />

the chines a range have of fulfilled ordinary their dumbbells purpose,<br />

they and are weight sold plates off a lying cheaper around. price<br />

to Basically, get back having the original a Powerblock investment.<br />

set is Some the equivalent of these to machines<br />

having<br />

may around still eight be under or the so manufac-<br />

separate<br />

turers dumbbells warranty. of varying This heaviness. represents<br />

excellent To the gym-goer value, who although is used the<br />

to<br />

equipment standard dumbbells,<br />

may not be the<br />

brand Powernew<br />

and Blocks<br />

straight initially<br />

out may<br />

of the feel<br />

box, strange,<br />

being<br />

a commercial grade piece, it will<br />

being square rather than round.<br />

more than likely be in excellent<br />

Very quickly though it becomes<br />

condition and under normal home<br />

apparent the shape is not a limiting<br />

factor in any way to doing a<br />

use, will last a hundred years!!<br />

2. good Superseded workout. model, or end of<br />

production. ..................................................<br />

When a new model is<br />

released, A PowerBlock many companies dumbbell has like to<br />

a<br />

clear selector out pin, remaining on one stocks side of of each the<br />

old PowerBlock, model to make and way this for allows the incoming<br />

the user new to designs. quickly and It may easily not<br />

be change the latest the selected and greatest, weight but in it<br />

is steps by no of means either five a bad or deal. 10 pounds Again,<br />

these (2.5 to commercial five kilos), models depending will last<br />

on<br />

decades which model when used of PowerBlock by one or two<br />

is<br />

people being used. at home Weight and changes as above,<br />

are<br />

may instantaneous, even still carry there the are manufac-<br />

no extra<br />

parts full to commercial tighten, and warranty.<br />

the colour-coded<br />

bands make it easy<br />

turers 3. to<br />

Trade-ins. see which<br />

When weight<br />

big is selected.<br />

box clubs<br />

catering to large membership<br />

..................................................<br />

bases update their equipment,<br />

The top of the PowerBlock is<br />

they usually trade-in the old models<br />

in to get something back on<br />

open their to original allow easy investment. access for More<br />

either<br />

often large than or not, small these hands. machines<br />

At the<br />

center have been of the under core a is yearly a firm service<br />

textured<br />

contract handgrip although that provides have had<br />

a<br />

secure, high usage, non-slip they grip. have Grasp been the well<br />

handgrip taken care and of. Belts lift upward. replaced The and<br />

selected oiled regularly. weight slides Most equipment<br />

smoothly<br />

free suppliers of the will remaining happily stack. sell these<br />

..................................................<br />

on at more or less the same price<br />

The they selector bought it pin for securely in order locks to get<br />

the it off weight their hands plates quickly. to the The handle last<br />

with thing multiple they need points is a of warehouse<br />

contact.<br />

The full of pin equipment won’t come just getting loose, older.<br />

no<br />

matter<br />

These machines how fast<br />

rarely you move<br />

have any<br />

or<br />

manufactures warranty left but if<br />

shake the dumbbell, what exercises<br />

you perform, or how much<br />

purchased through a reputable<br />

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weight you use. This is a great<br />

service and support just a phone<br />

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call away.<br />

combination of security<br />

and adjustability.<br />

..................................................<br />

There are many reasons why<br />

people don’t or won’t go to train<br />

in a gym. If you are the kind of<br />

person who is looking to get into<br />

better shape, but doesn’t want<br />

the hassle of joining a gym, but<br />

is All sufficiently of the above motivated options to gives spend you<br />

around a more 20 reasonable to 30 minutes entry into a day the<br />

for world three of quality or four health days a and week fitness<br />

in<br />

the equipment. comfort High of your end own brands home, and<br />

then affordable PowerBlocks prices. could SEARA be is the a<br />

perfect company exercise that has ‘tool’. been in busi-<br />

..................................................<br />

ness for 25 years in Thailand and<br />

After<br />

has built all, you<br />

a reputation can choose<br />

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a<br />

trusted and respected business<br />

time to do a workout; how long<br />

partner to both Commercial and<br />

to spend doing that workout<br />

Home Use markets and from time<br />

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level is available of weight either resistance in the Pattaya<br />

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only limiting factor is you: how<br />

dedicated Investing in and your motivated health you and<br />

can well-being or want is to be never to achieving something<br />

your that should fitness be goals. taken lightly and it<br />

Note: might the just sponsor be worth of the this extra page, dig-<br />

Seara ging around Sports, to has try stocked find a PowerBlocks<br />

quality of at equipment their stores at an in afford-<br />

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The Fitness Column is brought to you by:<br />

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Pattaya: 038 757 196-7 / Bangkok: 02 185 1920<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

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So, what are PowerBlocks?<br />

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The top of the PowerBlock is<br />

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..................................................<br />

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..................................................<br />

There are many reasons why<br />

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friends of people who used your<br />

app, people who are going to your<br />

event and friends of people who<br />

are going to your event.<br />

There is also the option to remarket<br />

to people who visited your<br />

website, custom lists of emails<br />

you have collected or custom lists<br />

of phone numbers you have collected.<br />

in sales. You do need to remember<br />

that your sales conversion<br />

rate will be much lower than any<br />

direct advertising you do to people<br />

who are actively searching for<br />

your product.<br />

Gemma Purnell is a certified<br />

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Although this sounds easy, the<br />

last option for emails and phone<br />

numbers can only be used for remarketing<br />

if the email or phone<br />

number is connected to the persons<br />

Facebook account.<br />

Facebook advertising is a great<br />

way to extend the reach of your<br />

brand visibility and if done correctly,<br />

should lead to an increase<br />

Gemma Purnell<br />

+66 33 039 399<br />

gemmapurnell.com<br />

gemma@gemmapurnell.com<br />

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<br />

HIGH TOWER CO.,LTD.<br />

47/113 Moo 9, Nongprue, Banglamung, Chonburi 20150<br />

T: 038 411 009 (Office), M: 084 677 4360 (En), 064 794 5600 (Th)<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


THAILAND<br />

Factory for Sale/Rent in Pattaya<br />

Located close to Motorway 7 to Rayong and Bangkok. This is the best location and best<br />

value for a workshop. The factory is around 490 square meters with 2 offices with toilet,<br />

kitchen, store room, meeting room, workshop with separate toilet for the factory staff.<br />

A big sliding door can be open for the 6 wheeler trucks to load or unload in the factory.<br />

The factory has 220/380V 35kW power supply and is connected to the common water<br />

supply. in.<br />

BUSINESS SUPPLEMENT<br />

Buying or Selling : A Business -<br />

House - Boat - Car - Bike - Condo - Land<br />

Let us take the stress & Hassle out of your transactions<br />

Sales price is 5 million baht o.n.o<br />

Rent for just 28,000 baht per month<br />

No-key money, just a security deposit (returnable)<br />

with first & last months rent payments.<br />

Now<br />

Guesthouse for Rent<br />

Rent per month only<br />

55,000 baht<br />

No key money, just a security<br />

deposit (returnable) with first & last<br />

months rent payments.<br />

This 3 unit shop house includes the Restaurant,<br />

kitchen, several eating areas both inside & outside<br />

Also 12 rentable rooms, located close to Regent<br />

International School. Rooms available with Sea view<br />

and Mountain View and free Wifi, free Sat TV, with<br />

security cameras & Key Card system.<br />

Rooms available from 4000 baht per month<br />

BUSINESS FOR SALE<br />

SUPER INVESTMENT OPPERTUNITY<br />

This turn-key free-hold business consists of a fully<br />

equipped, licenced & opperated/managed Pub,<br />

Restaurant & Boutique Hotel & has been established<br />

since 2006 & is a well known landmark located<br />

centrally & convieniently between Pattaya &<br />

Jomtien with a guaranteted rental income.<br />

Including a fully managed & licenced<br />

full kitchen<br />

with plenty of outside (Al-Fresco)<br />

laundry & 12 comfortably furnished<br />

rooms with ensuite bathrooms,<br />

the company is debt free and has a full<br />

income history available.<br />

An absolute “Must See”<br />

for those looking for a safe proven<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

THAILAND MORTGAGE LAW<br />

A mortgage is a contract whereby<br />

a person (mortgagor), assigns a<br />

property to another person (mortgagee)<br />

as security, without delivering<br />

the property to the mortgagee.<br />

The mortgagee is entitled to be<br />

paid out of the mortgaged property<br />

in preference to ordinary creditors<br />

regardless as to whether or not<br />

the ownership of the property has<br />

been transferred to a third person.<br />

A mortgaged property is a security<br />

for the performance of the obligation<br />

and for the interest, compensation<br />

in case of non-performance<br />

of the obligation and costs of enforcement<br />

of the mortgage.<br />

Immovable properties of any kind<br />

can be mortgaged. However, duly<br />

registered movables can also be<br />

mortgaged, such as ships of five<br />

tons and over, floating houses,<br />

beast of burden, or any other<br />

movables with regard to which the<br />

law may provide registration for<br />

that purpose.<br />

A mortgage over land does not<br />

extend to the buildings built upon<br />

such land by the mortgagor after<br />

the date of the mortgage unless<br />

there is a special clause in the<br />

contract. However, in any case,<br />

the mortgagee can have such<br />

buildings sold with the land, but he<br />

can exercise his preferential right<br />

only against the price obtained for<br />

the land. Mortgages over buildings<br />

built or constructed upon or<br />

under the land of another person<br />

does not extend to such land, and<br />

vice versa. Mortgage does not extend<br />

to the fruits of the mortgaged<br />

property except after the mortgagee<br />

has notified the mortgagor or<br />

the transferee of his intention to<br />

enforce the mortgage.<br />

To enforce a mortgage when the<br />

mortgagor defaults, the mortgagee<br />

shall notify the debtor by writing in<br />

advance to perform the obligation<br />

within a period of not less than 60<br />

days from the day that the debtor<br />

receives such notice. Otherwise,<br />

the mortgagee may bring an action<br />

to the court for a judgment ordering<br />

the mortgaged property to be<br />

seized and sold by public auction.<br />

If in case the mortgagor mortgaging<br />

property as security for the<br />

performance of an obligation by<br />

another person, the mortgagee<br />

shall deliver such notice to the<br />

mortgagor within 15 days from the<br />

date that the notice is delivered to<br />

the debtor. If the mortgagee does<br />

not proceed within such 15-day<br />

period, the mortgagor shall be<br />

discharged from liability in interest<br />

and compensation unpaid by the<br />

debtor, including charge accessory<br />

to such obligation incurring as<br />

from the date that such 15-day<br />

period expires.<br />

If there are no other mortgages or<br />

preferential rights registered on<br />

the same property, the mortgagee<br />

may bring an action to the court<br />

for the foreclosure of the mortgaged<br />

property in lieu of public<br />

auction if the debtor has failed to<br />

pay interest for 5 years and if the<br />

mortgagee has substantiated and<br />

satisfied the Court that the price<br />

of the property is lesser than the<br />

amount in arrears.<br />

When the mortgagee intends to<br />

enforce the mortgage against the<br />

transferee of a mortgaged property,<br />

the mortgagee shall notify the<br />

transferee by writing in advance<br />

for a period of not less than 60<br />

days in order to be entitled to the<br />

enforcement of such mortgage.<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

SOUTHEAST ASIAN<br />

BUSINESS ROUNDUP<br />

Myanmar-Singapore<br />

The Alliance for Microfinance in<br />

Myanmar Ltd, which is a Mandalaybased<br />

deposit taking microfinance<br />

institution, recently obtained an<br />

equity injection of US$5 million<br />

from their existing shareholders<br />

and a new investor, Asia Impact<br />

Investment Fund (AIIF).<br />

Alliance began operating in<br />

Myanmar in 2014, providing financial<br />

services and education to<br />

low-income households focusing<br />

on female entrepreneurs.<br />

Existing shareholders, Base of<br />

Pyramid Asia (BOPA), a Singapore-based<br />

equity investor in microfinance<br />

institutions, the Danish<br />

Investment Fund for Developing<br />

Countries (IFU), and Insitor Impact<br />

Fund of Insitor Management, participated<br />

in the latest investment<br />

round. Asia Impact Investment<br />

Fund I, is a joint collaboration between<br />

UOB Venture Management<br />

Pte Ltd, a subsidiary of United<br />

Overseas Bank Limited, and the<br />

Singapore branch of Credit Suisse<br />

AG.<br />

Alliance reached a gross loan<br />

portfolio of 64,120 active borrows<br />

and aims to promote financial<br />

inclusion around Myanmar by<br />

reaching a gross loan portfolio of<br />

US$36 million by 2019. Loan sizes<br />

can be from as little as $80 to as<br />

much as $4000.<br />

Myanmar has about 250 microfinance<br />

institutions, some of which<br />

recently received funding.<br />

Singapore<br />

Singapore-based venture capital<br />

fund Prestellar Ventures has<br />

committed an initial US$1 million<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

investment to solar products and<br />

Internet-of-Things energy company<br />

ThirdWave Power Pte. Ltd (TWP).<br />

In late July, Prestellar Ventures<br />

raised $100 million from four<br />

general partners with plans to invest<br />

in tech-enabled startups in<br />

South Asia and ASEAN working<br />

in hospitality, consumer, financial<br />

services, and rural products and<br />

services.<br />

TWP’s product range includes<br />

solar-powered low energy consumption<br />

lights, solar charging<br />

systems, including power banks<br />

as well as micro-grid batteries<br />

and inverters, and off-grid IOT<br />

solutions such as pay-as-you-go<br />

smart solar home systems.<br />

Indonesia<br />

The Asian Development Bank<br />

(ADB) has launched a US$1.1 billion<br />

funding support for the energy<br />

sector. The regional bank noted<br />

the support is composed of two<br />

loans, a $500-million policy-based<br />

loan (including $100 million from<br />

the ASEAN Infrastructure Fund)<br />

for the Sustainable and Inclusive<br />

Energy Program. The second is a<br />

$600 million results-based loan to<br />

the State Electricity Corporation<br />

(PLN), guaranteed by the Republic<br />

of Indonesia, which will boost<br />

access to sustainable and modern<br />

energy services in eastern<br />

Indonesia.<br />

ADB said Indonesia’s energy<br />

sector faces far-reaching and interrelated<br />

problems throughout<br />

the value chain, from the supply<br />

of primary energy to the distribution<br />

of electricity, leaving some 23<br />

million people lacking access to<br />

power.<br />

The $600 million loan to PLN<br />

forms part of a series of investment<br />

programs to enhance people’s<br />

access to sustainable and<br />

modern energy services, with a<br />

focus on developing the eastern<br />

part of the country as a new<br />

growth hub.<br />

Philippines<br />

Singapore-based venture capital<br />

firm Cocoon Capital, recognising<br />

the rapid improvement in the Philippines<br />

e-commerce space, has<br />

invested over US$629,700 in a<br />

seed round for local e-commerce<br />

startup Poundit, formerly YouPoundit.<br />

Founded in 2014, Poundit is an<br />

ecommerce site for electronics<br />

and accessories that has built<br />

partnerships with about 50 tech<br />

brands and authorized distributors<br />

including Sony, GoPro, ASUS, JBL,<br />

Harman Kardon, and Otterbox.<br />

BEST SUPERMARKET<br />

BEST SUPERMARKET<br />

North Pattaya Road<br />

(close to the Dolphin Roundabout)<br />

Logo for dark or black background<br />

Logo for light or white background<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

WHEN NOT TO IGNORE A HEADACHE!<br />

Most of the time, a headache isn’t<br />

an emergency. But in general, you<br />

should seek help if it’s the worst<br />

headache of your life, or if it’s<br />

severe and unlike others you’ve<br />

had before.<br />

Extend both arms (palms up)<br />

for 10 seconds. If one arm drifts<br />

downward, that indicates muscle<br />

weakness, a sign of stroke. Another<br />

test: With eyes open, lift<br />

each leg separately.<br />

An extreme headache can be the<br />

first sign that you have a cerebral<br />

aneurysm, which is a weak<br />

area in the wall of a blood vessel<br />

in your brain, and it has begun<br />

to leak. An MRI or CT scan can<br />

detect this problem. It requires<br />

immediate medical attention, and<br />

possibly surgery, because a leak<br />

might lead to a rupture, which can<br />

be life-threatening.<br />

A stroke - a decrease in blood<br />

flow to the brain due to a clot or<br />

bleeding - is a medical emergency.<br />

And doctors often say “time is<br />

brain,” meaning the quicker you<br />

get treatment, the less likely it is<br />

that your brain tissue will be permanently<br />

damaged. About 80% of<br />

strokes are due to a clot (ischemic<br />

strokes) and the rest are due to<br />

bleeding in the brain (hemorrhagic<br />

stroke).<br />

“There are treatments available<br />

for stroke that needs to be provided<br />

within the first 3-4 hours, such as<br />

clot-busting medications. That is<br />

why urgent attention is critical,”<br />

Trouble seeing or blurry vision<br />

Stroke can cause double vision,<br />

blurred vision or loss of vision in<br />

one eye.<br />

But it may not be as well recognized<br />

as facial weakness, arm<br />

weakness, and speech problems.<br />

When 1,300 people in the U.K.<br />

were asked what symptoms occur<br />

in stroke, only 44% knew vision<br />

loss is a strong indicator.<br />

Difficulty speaking or confusion<br />

When former Chicago Bears<br />

coach and Hall of Fame tight end<br />

Mike Dikta suffered what doctors<br />

told him was a “very minor stroke,”<br />

one of the symptoms he experienced<br />

was difficulty speaking.<br />

Dizziness or loss of balance<br />

If you are dizzy, nauseous or have<br />

trouble walking, people may think<br />

you’re intoxicated when, in fact,<br />

you’re having a stroke.<br />

Severe headache<br />

A sudden, severe headache, perhaps<br />

the worst you’ve ever had, is<br />

a common stroke symptom.<br />

One study involving 588 patients<br />

found people who experienced<br />

headache with the onset of stroke<br />

tended to be younger and have a<br />

history of migraine. Women were<br />

more likely to have a headache<br />

with stroke than men.<br />

Droopy face<br />

Sudden, one-sided facial weakness<br />

can be a sign of stroke.<br />

Emergency medical personnel<br />

will ask you to smile or show your<br />

teeth. If one side of your face sags<br />

or doesn’t move, that could mean<br />

you’re having a stroke.<br />

Fatigue or mental changes<br />

A recent study of gender differences<br />

in ischemic stroke, the type<br />

caused by clots, found that women<br />

having a stroke were more likely<br />

than men to experience general<br />

weakness, fatigue, disorientation,<br />

and change in mental status.<br />

If you would like more information<br />

on stroke or if you would like to<br />

speak to a specialist doctor then<br />

contact Phyathai Sriracha Hospital<br />

Neurology Center on direct international<br />

line no 087 – 100 – 0990<br />

or by email gavin@phyathai.com<br />

website www.phyathai-sriracha.com<br />

Stroke can impair the ability to<br />

express yourself or understand<br />

speech. One test: Repeat the<br />

phrase “You can’t teach old dog<br />

new tricks.” Are you slurring<br />

words, using the wrong words, or<br />

are unable to speak? If any one<br />

of these occurs, there’s a 72%<br />

chance you have had a stroke.<br />

Weak arm or leg<br />

When you’re having a stroke,<br />

it’s common for an arm or leg (or<br />

both) to suddenly go weak, numb,<br />

or to become paralyzed. Often<br />

the affected limb is on the side of<br />

the body opposite from where the<br />

stroke occurred in the brain.<br />

Gavin Waddell<br />

Phyathai Sriracha Hospital<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

BUSINESS FOR SALE<br />

LOUNGE, RESTAURANT & ACCOMMODATION<br />

PROPERTY DETAILS:<br />

- Ground floor: 400 sqm. with bar area,<br />

seating and sea front terrace.<br />

- 6 Sea view rooms (65 sqm.)<br />

with balconies and separate entrance.<br />

- All nicely decorated with<br />

modern furnishings.<br />

- Roof terrace with 80 sqm. of seaview<br />

Sale Price:<br />

2.5MB<br />

................<br />

PHONE: 08 4677 4360<br />

(A Partnership in this business for 1.35 MB<br />

or Full Rental Option available.)<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

Expanded organic farming keeps the freshness for<br />

&<br />

When the Business Supplement first started informing readers about the<br />

Toscana Italian and Moom Talay Thai restaurants, located side-by-side on Beach<br />

Road in central Pattaya, we initially took some time out to cover the two organic<br />

farms operated by Luca Marchetti and his Thai wife.<br />

What makes Toscana and Moom Talay<br />

stand out from their competitors in terms<br />

of food is simply that the vast bulk of<br />

the produce which is carried through the<br />

doors of these two places comes from<br />

their two almost pristine farms in the eastern<br />

reaches of Pattaya.<br />

The first of the farms sits in the shadows<br />

of the noted Khao Din temple, between<br />

the Charknok and Mabrachan reservoirs,<br />

and is solely devoted to growing the vast<br />

quantity of vegetables required by Toscana<br />

and Moom Talay.<br />

Covering an area of around 5,000 square<br />

metres, and with a house on the site, it has<br />

two full-time Thai staff employed to plant,<br />

water and generally cultivate the vast<br />

rows of spinach, onions, celery, mustard,<br />

parsley, rocket, beans and other vegetables<br />

which make it onto the plates and into<br />

the soups in Moom Talay and Toscana.<br />

Luca Marchetti grew up on a farm in the<br />

mountains to the north of Tuscany, so<br />

he knows what it takes to run a rustic<br />

operation. For example, after much<br />

experimentation, Luca found the<br />

only place on the farm where<br />

rosemary would grow.<br />

Much of the produce, especially the tomato<br />

plants, which take two to three<br />

months to grow to maturity, are protected<br />

from the worst of the elements by strong<br />

UV-plastic covering.<br />

The vegetable patches are rotated on a<br />

regular basis and a brace of free-range<br />

chickens put added manure into the soil,<br />

to help with regeneration of precious<br />

minerals.<br />

Luca refuses to use any chemicals on his<br />

produce, preferring nature and nurture to<br />

provide the necessary abundance to keep<br />

the restaurant tables well stocked.<br />

The organic animal farm is situated in<br />

Huay Yai and spreads over 10,000 square<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

metres, employing around eight staff to<br />

feed and care for a wide variety of creatures,<br />

from pigs, goats and rabbits to<br />

chickens, ducks and geese and, now, a<br />

clutch of Angus-Brahman cows.<br />

Luca’s central policy on the farm is to let<br />

nature take its course. As Luca says, “We<br />

do not use antibiotics for the animals. If<br />

they die, they die.”<br />

One major change in recent times has<br />

been to raise the cages for the chickens<br />

and fowl off the ground. This lets the<br />

manure filter through the flooring and fall<br />

to the ground, leaving the cages cleaner<br />

and has, not surprisingly, led to a marked<br />

reduction in fatalities.<br />

The number of pigs stocked by the farm<br />

has increased markedly over the last 18<br />

months or so. The pigeons have been<br />

moved to a new location and in their place<br />

a whole new set of pig pens have sprung<br />

up and include South African ‘Boer’ pigs,<br />

which Luca says provide good meat. All up,<br />

Luca has around 500 pigs and wild boars,<br />

500 sheep and 500 goats. Luca considers<br />

goat meat more filling and tasty than lamb.<br />

There are 14 incubators and from these<br />

Luca is able to produce all the daily requirements<br />

for his restaurants for chicken,<br />

duck and quail eggs. There are also plenty<br />

of eggs left over to provide the basis for the<br />

next generations of fowl on the farm.<br />

The farm is home to a variety of<br />

ducks, including Mallard and<br />

Muscovy, and geese as well as<br />

an ever-wider variety of chickens<br />

than previously. Apart from the Leghorns,<br />

Rhode Island Reds, Australorp<br />

(from Australia) and breeds from Germany<br />

and Russia, Luca recently added<br />

a Czech strain.<br />

As Luca stated when we first toured<br />

his farms, “How could I promote my<br />

food in my restaurant if I didn’t<br />

know where it came from?”<br />

While it involves an enormous amount of<br />

time and effort, the results are evident in<br />

the high esteem accruing to both Toscana<br />

and Moom Talay.<br />

Trattoria Pizzeria TOSCANA Restaurant<br />

and the Moom Talay Thai Restaurant are<br />

located on Beach Road, Pattaya (between<br />

Soi 6 and Soi 7). Telephone: 038 362 370;<br />

Fax: 038 362 371;<br />

email: tirreno@ptty2.loxinfo.co.th<br />

For reservations: Phone 081 861 3446.<br />

Trattoria Pizzeria Toscana<br />

Moom Talay Thai Restaurant<br />

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Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

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Reservations: 081-861-3446<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT<br />

GREEN IS GO!<br />

at<br />

Collingbourne<br />

Auctioneers<br />

PATTAYA<br />

You can now buy items that have a<br />

GREEN STICKER<br />

on week days.<br />

To see the auction live and to book in online, visit<br />

JUST THE STATISTICS<br />

While bar charts, line graphs and<br />

simple numbers are hardly capable<br />

of providing the defining answer<br />

to many economic, social and political<br />

questions, they are certainly<br />

a good way of obtaining a general<br />

overview of any particular subject.<br />

Each month the Business Supplement<br />

will look into a brace of<br />

statistical information and provide<br />

readers with what we consider to<br />

be the central elements of these<br />

figures. Readers are encouraged<br />

to dig deeper for greater perspective.<br />

English Proficiency<br />

The Education First English Proficiency<br />

Index ranks 72 countries<br />

and territories based on data obtained<br />

by testing approximately<br />

950,000 adults online who are<br />

prepared to take tests in English.<br />

The scores are grouped into five<br />

proficiency bands with very high,<br />

which is above 60 to very low, a<br />

score of 48 or under.<br />

Thailand ranked a low 62nd in<br />

2015, with a score of 45.35, but<br />

managed to improve marginally,<br />

to 56th place, in the 2016 series,<br />

scoring 47.21. When it comes to<br />

comparing Asians with Asians,<br />

Thailand ranks 15th, behind that<br />

perennial winner Singapore,<br />

which had a 63.52 score, Malaysia<br />

with 60.70, the Philippines, Vietnam<br />

and Indonesia.<br />

The latter pair are probably a<br />

cause for some concern since<br />

both represent real competition<br />

in terms of attracting tourists and,<br />

especially, business.<br />

The Economy of the Future<br />

In January this year the Business<br />

and Sustainable Development<br />

Commission released a list of<br />

what it called the 12 largest business<br />

themes in a world heading<br />

for the UN Sustainable Development<br />

Goals.<br />

Email: ben.hightowerltd@gmail.com<br />

With increasing strains being<br />

placed on resources and the environment,<br />

it is clear Asia needs<br />

to join the global drive aimed at<br />

cleaner and sustainable economic<br />

activity.<br />

Not surprisingly, technology in<br />

the form of mobility systems was<br />

identified as the clear leader on<br />

the list, with the next five on the<br />

table being new healthcare solutions,<br />

energy efficiency, clean<br />

energy, affordable housing, and<br />

circular economy manufacturing.<br />

The last six were healthy lifestyles,<br />

food loss and waste, agricultural<br />

solutions, forest ecosystem<br />

services, urban infrastructure<br />

and buildings solutions.<br />

The Internet of Things<br />

Businesses, governments and<br />

consumers are all engaged in using<br />

the Internet of Things, or IoT<br />

as it is now termed, and just about<br />

everyone agrees it will transform<br />

our lives.<br />

The IoT is expected to be worth<br />

around US$13 trillion by 2025<br />

and there will be an astonishing<br />

24 billion IoT devices installed by<br />

2020. The breakdown of these<br />

numbers will see governments<br />

having 7.7 billion devices installed<br />

by 2020, while businesses will have<br />

11.22 billion devices installed and<br />

private consumers around five<br />

billion.<br />

These devices will see a return<br />

on investment of about US$4.7<br />

billion for governments and $7.6<br />

billion for business by 2025.<br />

The biggest spending in the IoT<br />

up until around 2025 will come<br />

on application development, just<br />

ahead of device hardware and<br />

system integration.<br />

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BUSINESS SUPPLEMENT<br />

Yen weakness ensued to push the cross rate<br />

to above 112.57 with a subsequent range of<br />

111.80 to 112.20 being set. (When the Japanese<br />

Yen becomes less expensive, the more<br />

Yen can be bought with the dollar so the exchange<br />

rate moves up on Yen weakness). This<br />

move comes amid a re-ignition of the risk-on<br />

trade that saw global stock markets rise during<br />

the latter part of September. Against the Thai<br />

Baht the Yen fell from its range of 0.3003 to<br />

0.3044 to sit at 0.295, its lowest level since<br />

December 2015.<br />

FOREIGN CURRENCY UPDATE<br />

The US Dollar has fallen again from what appeared<br />

to be a range-low in the previous month.<br />

The DXY Dollar index, (an index that measures<br />

the dollar’s strength compared to a basket of<br />

other currencies), dropped to a low of 90.8 from<br />

the previous bottoming out formation at around<br />

93, to recover back to 92.2. This marks a loss<br />

of nearly 10% for the year for the greenback.<br />

Against the Thai baht, the US Dollar has leveled<br />

off but is still lower at 33.06 from 33.28 previously.<br />

The British pound has had a volatile time but<br />

has built on gains from the previous high at<br />

1.3220 to move up to a high of 1.3667 before<br />

settling at around the 1.3440 mark. Plenty of<br />

news has buffeted the currency around including<br />

the Bank Of England minutes, the Federal<br />

Reserve meeting and various Brexit activities.<br />

Against the Thai Baht the rise was no less broad<br />

based with the Pound moving from 42.73 to hit<br />

a high of 44.93 before resting at 44.63. Expect<br />

the spread at currency exchange booths to be<br />

wider due to continued volatility.<br />

The USD/JPY cross rate reversed its fall from<br />

the recent downtrend, but only after hitting a<br />

low of 107.32, after which a strong period of<br />

The Russian ruble strengthened from 58.8 to<br />

the USD to move to 57.40. It is still far away<br />

from the 34 level seen 3 years ago but it appears<br />

to be slowly regaining ground. Against<br />

the Thai baht, the previous range of 0.556 to<br />

0.562 over the last few weeks has been tested<br />

to the upside with the Ruble at one point fetching<br />

a high of 0.584 Thai Baht, before slipping<br />

back to 0.575 which still represents a reasonable<br />

gain.<br />

There were several high profile bankers suggesting<br />

that the Euro would hit 1.20 to the<br />

USD by the middle of next year but it has<br />

already broken through this level and beyond<br />

to hit close to 1.21 before finding a footing<br />

following the German elections at around the<br />

1.<strong>17</strong>90 to 1.1950 range. At the ECB, Mario<br />

Draghi’s comments were overall quite ambiguous<br />

but the currency markets reacted with<br />

a Euro buying binge nonetheless. Against the<br />

Thai baht the Euro put on a nice gain rising<br />

from 39.07 to hit a high of 40.02 before settling<br />

in the 39.10 to 39.67 range.<br />

High Tower Co., Ltd. Tel: 038 411 009<br />

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BUSINESS SUPPLEMENT<br />

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www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT<br />

SUDOKU<br />

These Sudoku puzzles are pitched at a middle level: not too easy,<br />

and not too frustratingly hard, for the average person.<br />

We will publish the solutions in next month’s issue.<br />

Last months sudoku answers<br />

ACROSS<br />

CROSSWORD<br />

1. Sentiment (7)<br />

5. Short sleep (3)<br />

6. Teeth on the rim of a wheel (3)<br />

8. Percussion instrument (9)<br />

9. Floor covering (3)<br />

10. Units of Time (7)<br />

DOWN<br />

1. Unpleasant (9)<br />

2. Urge (7)<br />

3. Beginning (9)<br />

4. Forestalled (9)<br />

7. Ostler (5)<br />

TRIVIA Quiz<br />

1. Who was the most successful of the British air aces in<br />

World War One, downing 44 German planes?<br />

2. Who was the first man to fly over both the North and<br />

South Poles?<br />

3. In what year did the Hindenburg catch fire in New Jersey<br />

and crash?<br />

4. ‘Just like the old man in the book by Nabakov’ is a line from<br />

which Police hit song?<br />

1<br />

2 3<br />

4<br />

5. Which country was created by the Lateran Treaty of 1929?<br />

6. With which major conflict would you associate Tim Page,<br />

Jon Swain, and Neil Davis?<br />

5<br />

6 7<br />

7. The biography Plain Speaking is about which 20th century<br />

US President?<br />

8. Which Roman writer penned a series entitled ‘Lives’, potted<br />

biographies of famous Greeks and Romans?<br />

9. Is the Sea of Galilee to the north or south of the Dead Sea?<br />

8<br />

10. Which city has hosted two Summer Olympic Games closest<br />

together in time?<br />

9<br />

Answers<br />

1. Albert Ball VC 2. Richard Byrd 3. 1937 4. Don’t Stand So Close To Me 5. Vatican City<br />

6. Vietnam War (Second Indochina War) 7. Harry Truman 8. Plutarch 9. North<br />

10. Paris (1900 & 1924)<br />

10<br />

CROSSWORD ANSWERS<br />

ACROSS 1. Opinion 5. Nap 6. Cog 8. Xylophone 9. Mat 10. Seconds<br />

DOWN 1. Obnoxious 2. Impulse 3. Inception 4. Prevented 7. Groom<br />

For information on the PATTAYA BUSINESS SUPPLEMENT Contact High Tower Co., Ltd. Tel: 038 411 009 - 089 249 2778<br />

*The Pattaya Business Supplement is published by High Tower Co., Ltd.


BUSINESS SUPPLEMENT<br />

Pratumnak - The Beverley Hills of Pattaya<br />

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Sea Views<br />

with<br />

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This property is finished to a very high standard throughout.<br />

Comes fully furnished with covered car parking.<br />

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That’s just 49,750 Baht per sqm<br />

FOR DETAILS CALL: 09 432 997 01 OR 08 467 743 60 OR EMAIL: HIGHTOWERPATTAYA@GMAIL.COM<br />

Email: ben.hightowerltd@gmail.com<br />

www.Thailand-Business-Supplement.com


MAKE SURE YOUR BUSINESS<br />

GETS THE ATTENTION IT DESERVES!<br />

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resources, High Tower Printing Service can provide you<br />

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We bring your work to Life!<br />

T: 038 411 009, M: 084 677 4360 (EN), 064 794 5600 (TH), E: Hightowerpattaya@gmail.com

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