Newsletter No.5
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The accumulation of knowledge and skills is the safest<br />
investment far beyond financial and material<br />
accumulations. Each new and useful thing help you learn<br />
and, put into practice, will make life better.<br />
You can climb the ladder of self-improvement on two<br />
conditions:<br />
1.To be permanently sure that you still have something<br />
more to learn.<br />
2.Do not blame external causes for personal failures; in<br />
other words to be pro-active.<br />
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