Debtfree Magazine December 2017

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HAVE YOU LEARNED ANYTHING? LEARN TO BUDGET! Most consumers are handed a vague, somewhat generic budget at the start of their debt review by their Debt Counsellor, or worse, by one of their assistants. The figures may not make much sense or even be that realistic (unless they really know their stuff). These figures may not be discussed with you at all. If this is the last time you did or saw a budget then you need to learn to figure out how to do a budget. Can you ask your Debt Counsellor to train you?
Page 1: South Africa’s debt counselling m
Page 5 and 6: The truth is that debt review has h
Page 7 and 8: HAVE YOU LEARNED ANYTHING? C O NTEN
Page 9 and 10: “ ” Do zey leave ze process bet
Page 13 and 14: consumer their court order. HAVE YO
Page 17 and 18: HAVE YOU LEARNED ANYTHING? LACK OF
Page 19 and 20: This means that the Debt Counsellor
Page 21: If you ended up in debt review beca
Page 25 and 26: A lack of communication about finan
Page 27 and 28: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 29 and 30: If not, it is time you sorted that
Page 31 and 32: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 33 and 34: Jothie Bechoo ATTORNEYS & DEBT COUN
Page 35: Make sure you apply your mind to gr
Page 38 and 39: THE YEAR HAS COME AND GONE. 2017 wa
Page 41 and 42: JAN Lack of clarity over DCRS futur
Page 44: SA’s Favorite Public Voting Resul
Page 48: APR 1st Online DCASA webinar hosted
Page 52: JUN Debt Review Awards in JHB. Capi
Page 57 and 58: JUL Debt Counsellor, Deborah Solomo
Page 61 and 62: NCR begin to issue annual certifica
Page 65 and 66: SEP NCR publish proposed Fee Struct
Page 68: OCT NCR go after VW Financial Servi
Page 73 and 74:
NOV Parliamentary Portfolio Committ
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DEC NCR Conference held in Cape Tow
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PROFESSIONAL DEBT COUNSELLING ATTOR
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NCR CONFERENCE 2017 The National Cr
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to many of the common practices wit
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Mr Peter Michaels of the NCR closed
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punte en dan is daar die wat nie di
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South Africa’s leading Debt Couns
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W H Y C H O O S E D C P A R T N E R
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Why did you get involved in the ind
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END Do you think the proposed NCA a
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DON’T WORK WITH AN OUT DATED VERS
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Nedbank have also donated thousands
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IRECTORY ATEGORY DO YOU WANT TO LIS
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LIMPOPO NORTH WEST EASTERN CAPE MPU
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0861 123 644 Specialist Debt Manage
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0861 123 644 National Debt Advisors
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National Debt Advisors Fighting For
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MPUMALANGA GMC Debt Solutions 52 Ke
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National Debt Advisors Fighting For
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WEBSITE | www.debt-therapy.co.za de
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Credit Rescue Debt Review Debt Revi
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SUPPORT SERVICES Tel: 011 451 0041
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LEGAL Liddles & Associates “It al
Page 126 and 127:
PAYMENT DISTRIBUTION AGENCIES DC Pa
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CAPITEC CONTACT DETAILS Form 17’s
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ABSA TASK SPECIFIC DEBT ABSA TASK S
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DC Query Process DC Query Process w
Page 134:
Telephone: 031 251 4151 Fax: 031 25
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Debtfree Magazine December 2017

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