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Top 5 Business Loans of 2018 Whether it may be a startup business or an established one, monetary needs are a very common phenomenon for any business. Money is needed for starting a business as well as to expand it. The best way to get money for business is a Business Loan. What Is A Business Loan? A business loan is a financial instrument specially designed to utilize in business purpose. A self-employed proprietor as well as entities such as partnerships, private and public limited companies can go for a business loan. A business loan can be used in starting a business or bearing the expenses of continuing a business. A company can use the loan amount to expand his business, buying new equipment, Opening an additional branch, hiring a new batch of employees etc. There are many benefits of a business loan. One can apply for a business loan without any collateral. Most of the business loans are unsecured loans. It doesn't even require any guarantors. Most of the banks offer the provision of pre-payment with a minimal charge.