Property Drop Issue 20

thepropertydrop

#THEPROPERTYDROP

15-31 JANUARY 2018

THEPROPERTYDROP.CO.UK

ISSUE 20

FREE COPY

MONMOUTHSHIRE | SOUTH HEREFORDSHIRE | WEST GLOUCESTERSHIRE

4

INSIDE OUR UNIQUE EQUESTRIAN

HOME AT REDBROOK, MONMOUTH

9 & 20

FACE TO FACE HOME BUYING & INVESTING

ADVICE SURGERIES THIS JANUARY

IN PARTNERSHIP WITH


2 WELCOME TO 2018

Positive property outlooks

for our counties in 2018

While sometimes the national news depicts doom and gloom for

property in 2018, mainly with stats based around the influential

London markets and indexes, here we can see some great

predictions for busy markets in our local areas.

Housing minister Sajid Javid says the subtle change of name for his department and his

own job “reflects this government’s renewed focus to deliver more homes and build strong

communities across England.” and that is exactly what we need.

In a brief statement the new Secretary of State for Housing, the Communities and Local

Government - who until Mrs May’s reshuffle was merely the Secretary of State for the Communities

and Local Government - said the name change demonstrated the “absolute priority” to build more

homes.

Some national agents and portals are estimating that approximately 80% of homebuyers in the

Monmouthshire area will come from the Bristol area in 2018 now the plans are set to remove the

tolls.

It was reported this week by Business News Wales that figures suggest property prices are rising

quickly in Wales due to Bristol commuters seeking new homes. Adding to the positive outlook to

the property market, which will attract buyers, especially in the Monmouthshire area, is the £8m

Severn Tunnel railway station refurbishment. In addition, a new £36m state-of-the art school is due

to open in Caldicot.

THE PROPERTY DROP ROUNDUP

Page

7

Page

9 & 20

Page

12

Record year for

Powells Land

and Estate Agents

Powells

Powells

CHARTERED

Rural

SURVEYORS

confirm

• LAND &

the

ESTATE

positive

AGENTS

predictions for our counties moving into

Telephone: 01600 714140

2018, last year having been a great year

for vendors on their books. With great

customer service, thoughtful and targeted

marketing, and professional localised

experience … there is no need to look

further than your local agent.

First Time Buyer Event

With two invitations for the 27th January

in Monmouth, making a day of talking

about property and finance could well be

a great decision to start your property

Journey in 2018.

Buy one get one free

& January Offers

If you are in the market for some

improvements to your home in 2018

be sure to call Glevum to claim 25% of

conservatories, and buy one get one free

on windows

and doors. With

special offers

during January

make sure you

grab a great

deal and buy

locally!


3

Excellent news for West Gloucestershire readers as Cheltenham tops the table of 2017 house price winners.

• 13% annual house price growth for spa town is nearly five times UK average

• Bournemouth and Brighton complete top three with 11% growth each

• Perth replaces Aberdeen as home of largest annual house price fall

The Gloucestershire town of Cheltenham saw the highest percentage rise in house prices of any major UK town

or city in 2017, according to new research by Halifax.

The average house price in the town that’s located on the edge of the Cotswolds and is famous for its horse

racing and cultural festivals, was 13% higher than in the previous year, increasing from £277,118 to £313,150 in

2017; nearly five times the 2.7% increase in the UK as a whole.

The seaside town of Bournemouth on the south coast experienced the second biggest rise, with an increase of

11.7%, while Brighton, on the south east coast completed the top three with an 11.4% rise in the past year.

Fifteen of the 20 top house price performers are in London and southern England - these include Crawley

(10.4%), Newham (10.2%), Peterborough (10.1%), Gloucester (9.5%) and Exeter (9.1%).

Huddersfield (9.3%) in Yorkshire and the Humber, Nottingham (8.9%) and Lincoln (8.4%) in the East Midlands

along with Stockport in the North West (8.2%) and Swansea in Wales (7.7%) are the top performers outside London

and the South, making the top 20 this year.

Russell Galley, Managing Director, Halifax commented: “A number of towns and cities have recorded significant

rises in house prices over the past year, with all of the top 20 performers recording growth of at least double the

national average.

“Unlike last year, the top performers are not

exclusive to London and the South East, with the top

spot now belonging to Cheltenham in the South West,

and towns in East Anglia, East Midlands, North West,

Wales and Yorkshire and the Humber also making the

list.”

The average house price in the London boroughs of

Richmond upon Thames and Barnet have grown in cash

terms by over £40,000 since 2016. In Richmond upon

Thames, the average house price has risen by £45,463

(or 7.6%) to £646,112 and in Barnet - £41,697 (or

7.7%) to £584,049.

Follow The Property Drop

for national and local

property news, views

and beautiful homes

& interiors

#THEPROPERTYDROP

01600 717255

www.thepropertydrop.co.uk

info@thepropertydrop.co.uk

Page

18

Monmouthshire

properties, Bristol

advertising

Ever since the news that the Severn Bridge toll was set to be reduced, Bristol

buyers have been crossing the Severn in search of value for money. More recently

the confirmation that the toll is due to be abolished altogether has sparked a

further wave of buyers looking to move to our side of the river, which is why

Archer & Co advertise properties on both sides!

Page

29

Monaco. Something to dream about ...

All our property and lifestyle aspirations vary from person to person, but

this article on Monaco certainly lifts the spirits and reminds us of the many

beautiful places elsewhere in the world to live.

bedroom

bathroom

www.thepropertydrop.co.uk

01600 717255

info@thepropertydrop.co.uk

The icons under the properties throughout

Property Drop indicate the following:

living bathroom

etc

bathroom

bedroom

bedroom

central heating

garage/covered parking

parking

Whilst every care garage/covered is taken parking with materials submitted to The

Property Drop the publisher cannot accept responsibility for

loss or damage garage/covered to such materials. parking parking Opinions expressed in

articles are strictly those of the authors. This publication is

copyright and may parking not be reproduced in any form without

written permission from the publishers.

Prices and details are subject to change and the publisher

can take no responsibility for omissions or errors. The

inclusion of an advertiser in this paper is not necessarily a

recommendation.

©The Property Drop 2018

garage/covered parking

bedroom

Number of

bedrooms

bedroom

living room etc

Number bathroom of

bathroom

living room

central

etc

heating

garage/covered parking

central heating

bathroom

garage/covered parking

central heating

living room etc

bedroom

living room etc

living room etc

reception

rooms

Number of

bathrooms

central heating

central heating

parking

ELECTRIC

Method of

central

heating

Covered

garage

parking

parking

Parking

space


4

PROPERTIES

bedroom

living room etc

The Nurseries, Redbrook Road, Monmouth

RRK 01600 772929 www.roscoerogersandknight.co.uk

Price

£625,000

bedroom bedroom

bathroom bathroom

4

living living room room etc etc

central central heating heating

bedroom bedroom

bathroom

bathroom

2 2

bathroom

living room living room etccentral heating

central heating

central heating

garage/covered parking

This is a truly unique location just on the edge of town. It has a South facing aspect with

outstanding views within and across the renowned Wye Valley.

garage/covered parking

garage/covered parking

GAS

parking

parking

parking

garage/covered parking parking parking parking

Dedicated to letting properties since 1990

We offer a professional service tailored to suit landlords individual needs.

For a quality service at sensible prices speak to our letting team.

Set in four acres well back off the road by its private driveway providing high levels of

privacy this ranch styled bungalow has been extended and up-dated by the owners and

is beautifully presented.

It has an attractive practical layout with spacious, light and bright rooms throughout all

enjoying these very special views.

The mature landscaped grounds consist mainly of level pasture land with fenced

paddocks. The attractive landscaped gardens are set behind and to each side with

lawned areas, sun terraces and a vegetable growing area.

The tarmac driveway leads to a large expanse of parking accessing a large, recently

constructed, high quality “T” shaped timber built complex incorporating 3 stables with

covered apron, a double garage and extensive storage bays and work shop set on each

side of an attractive arched, open, access bay. All mains services including gas central

heating.

It is hard to believe that this truly rural location is within walking distance of the town.

GOODRICH £725 pcm MONMOUTH £1,950 pcm

Three-Bedroom Semi Detached property

located in the village of Goodrich. Agency Fees

Apply.

MONMOUTH

D

£2,000 pcm

A spacious 4 double bed detached house with

a self contained 1 bed annexe with stunning

countryside views close to the well renown

schools & the historic town of Monmouth.

Agency Fees Apply

MONMOUTH

D

£12,000 PA

This exquisite Grade 2 Listed Georgian

Townhouse boasts spacious accommodation

over three storeys with many original features.

Agency Fees Apply

COMMERCIAL RETAIL UNIT situated just off

the High Street in the busy town of Monmouth

in a popular pedestrianised area adjoining a car

park to the town.

Call: 01600 772929 • lettings@roscoerogersandknight.co.uk

www.roscoerogersandknight.co.uk


THE FOLLY

TRELLECH, MONMOUTHSHIRE

£1,200,000

TREGATE WARREN COTTAGE,

LLANROTHAL, MONMOUTH £835,000

E

2 6 2

For those wanting ultimate privacy and to be in the stunning Monnow

Valley but have easy access to the town centre, the schools and the

major road networks then this 6 bedroomed cottage with stabling

and garaging set in 7.5 acres could well fit the bill. Situated at the end

of its meandering driveway it has an idyllic South facing aspect and

an impressive detached stable block and double and single garages

and spacious one bedroomed holiday apartment over. The

pastureland is level with fenced paddocks water fed and the property

is a registered small-holding.

PONT-YR-UCHEN, MONMOUTH £695,000 BEAUMONT , MONMOUTH £625,000 18 THE GARDENS, MONMOUTH £580,000

D

An elegant, well-proportioned, carefully

restored 4 bed Grade II listed Georgian

farmhouse in an attractive elevated position.

Having fine countryside views to the River

Trothy with attractive gardens, sun terrace,

extensive parking area, car port, large pole

barn and outbuildings. Adjoining pastureland

is available by separate negotiation.

Set in a generously sized plot within walking

distance of the town and the excellent

schools, this attractive, spacious four

bedroom detached family home enjoys a

southern aspect and far reaching

countryside views. Extended and tastefully

up-graded with an attractive flowing layout

and a private mature garden with sun

terrace, detached double garage

and drive with ample parking.

This top quality, detached, 4 bedroom

contemporary home is ideally located

within walking distance of the town. Its

innovative and very attractive split level

design provides great space and high levels

of light and takes full advantage of its

elevated aspect with fine views across the

Wye Valley to the Kymin, with gardens to

front and back, off street parking and an

integral garage.

3 Agincourt Square • Monmouth • NP25 3BT • Call: 01600 772929

enquiries@roscoerogersandknight.co.uk • roscoerogersandknight.co.uk

Monmouth & London offices


Brand new, affordable homes for sale

at King’s Wood Gate from just £99,500*

MHA’s Homebuy scheme offers an equity loan to

part-fund the purchase of your new home through MHA.

For more information or to register your interest in buying

an affordable home at King’s Wood Gate, please contact

Sarah Harrison on 0333 207 9000.

www.mhahomes.co.uk/kingswoodgate

*Shared equity.

Homebuy offers funding

of 50%, 40% or 30% of a

property’s purchase price.

Terms and conditions apply.


ADVICE

7

Considering Selling?

Powells urge vendors to remember property is a people business

As the debate between the benefits of purported low cost ‘online’ and ‘pay up

front’ agents and traditional agents continues, Powells, have reported their

most successful year yet, throughout 2017, of completed sales.

Agency Associate Elizabeth Sawyer commented “A number of our 2017

instructions came to us from strong word of mouth recommendations from previous

vendors who have been delighted at our professional expertise, service and results

achieved in marketing and selling their property”.

Elizabeth adds “Last year we certainly experienced an increase in the number of

vendors coming to us after a very poor experience with a purported ‘low cost online’

or ‘pay up front’ agent. Whilst these may have a place for lower value more standard

urban properties, the vendors that proceeded with them for more bespoke prime rural

residential properties came to us feeling incredibly dissatisfied with the service that

they have been provided”.

“It seems that after

initially being lured

in by the promise of

an overinflated value,

cheap fixed fee rate

(often payable upfront

when no instruction has

commenced or sale result

looks feasible) and a

quick sale. In reality what

they tend to experience is

that once they have paid a significant upfront fee (for effectively a Rightmove posting),

the incentive wanes, with a lack of personal contact being noticeable and a lack of

detailed property knowledge, local market knowledge, proceedable applicants and

agency skills in ‘selling’ a property throughout the personal viewing and negotiation

process.

David Powell Managing Director of Powells comments that with the majority of

prime rural properties, there are a host of specific and unique matters to that property

that often arise during the sale progression stage. It always requires experience,

detailed property knowledge and a proactive approach, along with the correct

interpersonal skills between vendor and the purchaser for a sales transaction to often

achieve being successfully concluded. The fall out rate of agreed sales via an ‘online

agent’ appears to always be high.

At Powells we provide, and deliver, to each of our clients a bespoke marketing

strategy along with an un-rivalled personal service. Combining this with our skilled

and experienced agency teams’ expanse of local market knowledge, extensive

applicant database of

buyers and full suite of

agency marketing tools &

skills, we can successfully

maximise the interest

and result of each client’s

properties.

Mr & Mrs Hudson,

vendors last year of

The Perrogs Country

House at Cwmcarvan,

Monmouthshire provided

a glowing testimonial commenting “Having engaged several previous selling agents

(including an ‘online only’ agent) to sell our much loved country house for over

a year, we were immediately struck by Powell’s completely professional approach

to all elements of the bespoke marketing strategy required to sell The Perrogs. All

aspects of Powells agency service, including the use of a very competent professional

photographer to produce beautiful images of the property, rather than the dismal

‘snaps’ the other agents had commissioned.

Mrs Hudson continues “this set the tone for the whole experience and resulted in a

maximised sale being agreed within five weeks of Powell’s engagement. All through the

subsequent sales transaction, Powells handled all the inevitable queries that arose with

great skill, considerable charm and complete professionalism. Our principal contact,

Elizabeth Sawyer, was simply magnificent and provided excellent advice, ensuring

that the purchasers were fully engaged and dealt efficiently with all a number of

property related queries the buyers solicitor has raised. Elizabeth worked proactively

through to completion as if we were her only clients, when we know for a fact she was

fully engaged in the sale of many other properties. We cannot praise Powells highly

enough for delivery of a sale in very short order, and in a totally professional and

ceaselessly pleasant manner throughout our first house move in over thirty years. Our

heartfelt thanks to all at Powell’s for their considerable efforts.”

If you are considering selling in 2018, for a free no-obligation marketing appraisal,

please contact Elizabeth Sawyer or David Powell at Powells 01600 714140 or email

enquiries@powellsrural.co.uk

Tell us #HCRlaw

PEOPLE ARE

OUR PASSION

WHAT’S YOURS?

Our clients trust us with their greatest asset by putting their dream

home in our safe hands.

Your Local Top 100 UK Law Firm

Andrew Murfin, Head of Residential Conveyancing, Harrison Clark Rickerbys

Talk to us: Wye Valley: 01989 562377 Visit us online: www.hcrlaw.com

inc SHAWCROSS

Harrison Clark Rickerbys inc Shawcross is a trading name of Harrison Clark Rickerbys Ltd which is authorised and regulated by the SRA


Sales: 01600 719184

Lettings: 01600 719183

WITHY LANE, MONMOUTH

GUIDE PRICE £325,000

A fantastic three bedroom semi detached cottage on two

floors with approximately 1/2 acre gardens, garage and

driveway. EPC D

BEAUFORT MEWS, MONMOUTH

£350,000

A rare opportunity to acquire a centrally located two bedroom

ground floor purpose built flat with a private garden and

private parking, built circa 2007. EPC B

MADDOX CLOSE, OSBASTON

GUIDE PRICE £320,000

A very well proportioned modern three bedroom detached

family home built circa 1986 with garage, driveway and

attractive gardens. EPC D

VINE ACRE, MONMOUTH

GUIDE PRICE £465,000

An exceptional four bedroom detached bungalow built circa

1962 with attractive wrap around gardens, lovely views,

driveway and detached garage. EPC D

LLANGROVE, ROSS-ON-WYE

GUIDE PRICE £500,000

Detached bungalow, three bedrooms, three receptions, loft

room including a full sized snooker table. Half acre gardens,

driveway and garage/workshop EPC E.

GLENDOWER STREET, MONMOUTH

GUIDE PRICE £360,000

An attractive and characterful three bedroom Georgian Grade

ll listed link end terrace house. Set over three floors featuring

vaulted ceilings plus Chain Free.

MONNOW KEEP, MONMOUTH

£289,950

Three bedroom modern town House with garage and

gardens. Situated in a quiet location in the centre of

Monmouth. CHAIN FREE EPC C

KINGSWOOD ROAD, OVERMONNOW

GUIDE PRICE £325,000

A very well proportioned four bedroom detached family home

with integral garage, conservatory and west facing garden,

ideal for BBQ's. EPC C.

WYE RAPIDS COTTAGES, SYMONDS YAT

GUIDE PRICE £205,000

A truly delightful and well appointed two bedroom cottage

situated in a beautiful semi rural location partly overlooking

the River Wye. Chain Free EPC D

WONASTOW CLOSE, OVERMONNOW

OFFERS IN EXCESS OF £200,000

A pleasant two bedroom bungalow with a well-planned and

functional layout offering attractive gardens, driveway for 3

cars and garage. Chain Free EPC D

MONK STREET, MONMOUTH

GUIDE PRICE £179,950

A charming two bedroom terraced cottage on three floors

with small court yard offering excellent potential as a holiday

buy to let or first time buy opportunity. Chain Free. EPC D

OLD COURT BANK, WHITCHURCH

OFFERS IN EXCESS OF £250,000

Outstanding recently built link detached two bedroom

bungalow with garage, parking and a large garden extending

to a 1/4 acre. Chain Free EPC C.

monmouthpropertybureau.co.uk

The Market Tavern, Agincourt Square, Monmouth NP25 3BT


FIRST TIME BUYER EVENT

9

First Time Buyers are back

Over the last five years first time buyer numbers have grown significantly and according to analysis by

Hometrack they accounted for 36% of UK housing sales in 2016.

So what do we know about first time buyers, how

old are they? Do they have children? Do they

want to live in the same street as their Mum or

Grandma? Recent market research has produced some

interesting facts;

Not surprising the average first time buyer is 32

years of age and in steady employment, according to the

Department for Communities and Local Government

who have profiled first time buyers. 90% of them are

working full time, furthermore they buy as a couple

or joint owners in 75% of all transactions. Women

are often the driving force both in terms of deciding

when to buy and what to buy with 62% of the decision

makers being women.

What first time buyers choose to buy is based not

on whether it is newly built or an older property but

the location, with many looking to buy within a 10 mile

radius of a family member. This may be due to the fact

that a third of first time buyers have children already

and having the support of family nearby could be a big

influencing factor.

Of course first time buyers, generally speaking, don’t

know as much about buying a home as their parents

so it’s not surprising that over half will discuss this

with at least one member of their family. Interestingly

only a quarter of first time buyers will contact a local

estate agent first, preferring to look on line instead for

financial advice or property to buy. Our advice would

always be to talk to an estate agent. They will have a

wealth of local knowledge and once befriended will

keep you in mind for any new property coming on the

market. This can mean you get ahead of the game when

it comes to viewing property first

To further help those of you looking to buy your

very first property or even those who are looking to

sell a property for the first time, Monmouth Property

Bureau in association with Blestium Financial Services

is holding a First Time Buyers event at Weatherspoon’s,

Kings Head Hotel, Agincourt Square, Monmouth on

Saturday 27th January between 10.00 am. and 1.00

pm. Everyone is welcome to join us for a coffee and to

find out how to go about buying a house; how much it

really costs, who to talk to about mortgages, we’ll even

provide take - home packs filled with advice from our

teams. We look forward to seeing you.

monmouth

PROPERTY BUREAU

Your local sales and

lettings specialist

Sales: 01600 719184

Lettings: 01600 719183

2 Ox House, Nr Usk

Beautiful 2 bed stone property in rural hamlet

with well appointed kitchen & utility large

reception room, WC, bathroom, patio garden,

parking. LPG CH. EPC E Agency Fees Apply

£800 PCM

The Market Tavern, Agincourt Square, Monmouth NP25 3BT

monmouthpropertybureau.co.uk

5 Chaucer Way,, Monmouth

Newly refurbished 3 bed detached bungalow in

much sought after location with sitting room,

dining area, kitchen, utility, bathroom, gas CH,

garage, EPC E Agency Fees Apply

£895 PCM

8 Dixton Close, Monmouth

Well presented 3 bed bungalow in popular cul

de sac location within level walk of town with

private garden, garage, warm air gas CH EPC

E Agency Fees Apply

£795 PCM

Thinking of letting your property?

Whether you are looking to

purchase your first Buy to Let

or need to rent out the family

home, our professional team

have a wealth of experience

in the property rental sector.

For an award winning service

call

Monmouth Property Bureau

on

01600 719183

or visit us at

The Market Tavern,

Agincourt Square, Monmouth

monmouthpropertybureau.co.uk


10 ADVICE

A guide to Japanese Knotweed

Japanese knotweed is an invasive plant species that causes issues with land and

buildings and injurious weeds such as certain ragworts, thistles, and types of dock are

strictly controlled. Since it has no natural predator in the UK Japanese knotweed has

caused particular problems and causes significant damage to property.

Spring

Summer

Winter

It is an invasive non-native weed, found mainly in urban areas, where it is considered

a nuisance in property development, because plants regrowing from rhizomes can

come up through gaps in flooring in conservatories and patios. Sometimes it is found

established on the edges of arable fields, and other places where garden waste or topsoil

has been dumped.

It is not a criminal offence to have the plant growing on your land. However,

under the Wildlife & Countryside Act 1981 it is an offence to plant or ‘cause to grow’

certain plants, including Japanese Knotweed. Negligent or reckless behaviour (such

as inappropriate disposal of garden waste) that results in an invasive species becoming

established in the wild would also constitute an offence. Such offences carry fines and/or

imprisonment but a defence would be that you have made efforts to prevent the spread of

the same.

The owner of land affected by knotweed will be liable to his neighbours in common law

if it spreads onto their land. Buildings insurance does not usually cover knotweed damage.

It was introduced to gardens as an ornamental ‘architectural’ plant in the 1800’s and it

is still grows widely in larger gardens and parks. Plants and fragments of root, if discarded,

can become established in the wild, particularly along riverbanks, roads and railways,

where spores are easily dispersed.

Japanese knotweed can grow up to 10cm a day between the months of April and

October and the roots can extend to a depth of three metres and up to seven metres

laterally. If even a small piece of root or stem is left in the ground, it can reinfest the land.

Its vigorous roots and top growth penetrate foundations, concrete hardstanding and

walls, causing considerable damage. The costs of knotweed removal and treatment are

substantial. The government has estimated the costs of eradicating Japanese knotweed

from all of the UK at £2.6 billion.

Eradicating it from construction sites can cost well over £1,000 per square metre and,

as a controlled waste, it can be expensive to dispose of the ‘contaminated’ topsoil.

There is rarely a quick fix, and most treatments involve a combination of removal,

barriers, plus a long term herbicide treatment management plan. Unless the ground is

treated for many years, the plant can re-appear, as the roots and rhizomes are very resistant

to treatment.

The Invasive Non-Native Specialists Association (‘INNSA’) (www.insa.org) can

provide further information on knotweed treatment options, and details of a suitable

specialist in your area. However, unless you use an experienced contractor with a proper

warranty, insurance and have a long-term remediation strategy carried out under a

recognised Code of Practice, your knotweed treatment can leave you just as much at risk as

when you first spot the distinctive leaves.

How does this affect the sale of my property?

The standard Property Information Form completed by a seller asks whether the

property is affected by Japanese knotweed and sellers will be liable to a buyer for

misrepresentation if they say there is no knotweed when they know that there is.

You may not be able to sell an affected property if a buyer cannot get a mortgage on

it as a result of contamination by an invasive species. The Council of Mortgage Lenders

(CML) has stated that mortgage lenders will expect the presence of knotweed to be noted

on a residential valuation report. Lenders determine their own individual policies on this

issue.

If knotweed is present, it is usually one of a number of factors the lender will consider,

and the level of severity may be a factor. If mortgage lenders agree to lend on an affected

property, they will normally require evidence of treatment that will eradicate the plant as a

condition of lending. They may also require an insurance-backed guarantee.

If there is any question over the presence of an invasive species on the property, then

a survey should be carried out by a suitably experienced residential surveyor and/or a

specialist invasive species consultant.

Dobbs & Drew

Property Lawyers

Opening hours Monday to Friday 9am to 5pm, Saturday 10am to 1pm

Thinking of Moving House?

mortgages, life insurance and finance specialists

Sell your Current home for £599 inclusive

Buy your New home for £899

plus Stamp Duty & Land Registry fee

Sell & Buy together for £1399

plus Stamp Duty

& Land Registry fee

4 Re Mortgage

4 Overseas Mortgages

4 Buy To Let Mortgage

4 Let To Buy

4 Help To Buy

4 Equity Release

4 Protection

4 Asset Finance

4 No broker fees

Call us Today: 01594 562239

sue.drew@dobbsanddrew.co.uk lisa.dobbs@dobbsanddrew.co.uk

Blue Rock House, Blue Rock Crescent, Bream,

Glos, GL15 6LW

www.dobbsanddrew.co.uk

Professional Impartial Confidential

Top Floor, The Market Tavern, 26 Agincourt Square, Monmouth NP25 3BT

E: blestium@hotmail.com

Tel: 01600 775393

www.blestium.com


New Redrow homes available in Lydney

3 & 4 bedroom homes

available from £233,995

Find your dream new home

at Severn Heights in Lydney.

Speak to our Sales Consultants

today to find out more.

#bettermemories

Severn Heights

Wintour Drive, Lydney, Gloucestershire GL15 5FA

See website for opening times

Call: 01594 501844

Visit: redrow.co.uk/severnheights

Images are indicative only. Price correct at time of going to press.


12

PROPERTIES

bedroom

living room etc

The Forge, St Arvans

Moon & Co 01291 629292 www.thinkmoon.co.uk

Price

£389,950

bedroom bedroom

• Utility and Ground Floor Bathroom

bathroom bathroom

3

living living room room etc etc

central central heating heating

garage/covered parking parking parking parking

bedroom bedroom

bathroom

bathroom

2 1

• Characterful Semi Detached Cottage

• Three Double Bedroom • Spacious Living Room • Kitchen/Dining Room • Study

The Forge, St Arvans comprises of a semi detached stone

built cottage believed to date back to around 300 years

old with original use as Forge located in garden. With

some features remaining in the garden.

The property is well appointed throughout offering

modern living whilst retaining many of the original

characterful features including flagstone flooring and

exposed wooden beams.

• Enclosed Private Gardens • Off Road Parking

• Viewing Highly Recommended • Energy Efficiency Rating - E

The property briefly comprises of reception hall giving

access to living room and kitchen/dining room which

in turn leads to side hallway giving further access to

study and ground floor bathroom as well as access to

utility room and boiler room. To the first floor are three

bedrooms.

Outside the property benefits from gated access to off

road parking with lawned gardens and large store shed

bathroom

living room living room etccentral heating

central heating

central heating

garage/covered parking

garage/covered parking

garage/covered parking

OIL

parking

parking

parking

which although derelict, part could be utilised in the

future for further storage space. Being situated in St

Arvans a number of facilities are close at hand to include

local pub and shop with a further range of amenities in

nearby Chepstow. There are good bus, road and rail links

with the A48, M48 and M4 motorway networks bringing

Newport, Cardiff and Bristol within easy commuting

distance.

Glevum

For quality, Security & Value

Whether

you are

looking

for a brand new

conservatory,

replacement windows

or advice on how

double-glazing units

can help with your

energy bills, Glevum

has the experienced

team to help you.

From design through

to installation, we treat your home with as much care as if it was our own; our

installers tidy up every day and our dedicated aftercare service team are there to advise

you on your new uPVC doors and windows.

We use only the highest quality uPVC product range, made locally in Tewkesbury

by Duraflex, one of the largest extruders of uPVC profile in the UK. Supplying

products for more than 20 years, Duraflex complements Glevum’s experience and

reputation for trust and customer service.

A family-run firm, Glevum have worked with customers for over 30 years to

enhance and protect their homes with a high-quality range of products installed by

an experienced team. They pride themselves on attention to detail and much of their

business comes from recommendation. More than 40,000 customers throughout

Gloucestershire and beyond now benefit from the security and quality of Glevum

doors, windows and conservatories.


Sales & Lettings Agent

Open 7 days per week

No Sale - No Fee

Free Valuations

Chepstow Office Tel: 01291 629292

WILLOW COURT, CHEPSTOW

• SPACIOUS DETACHED FAMILY HOME

• FOUR DOUBLE BEDROOMS, MASTER WITH EN-SUITE

• KITCHEN/BREAKFAST ROOM

• GENEROUS GARDENS APPROACHING 3/4 ACRE

• DOUBLE TANDEM GARAGE • E.E.R – D

£525,000

HIGH STREET, AYLBURTON

• CHARMING VICTORIAN SEMI-DETACHED HOUSE

• LARGE MATURE GARDENS PLUS OUTBUILDINGS

• UPDATED KITCHEN/FAMILY ROOM

• THREE BEDROOMS

• UTILITY/GROUND FLOOR CLOAKROOM • E.E.R – F

£324,950

BULWARK ROAD, BULWARK

• PERIOD SEMI DETACHED PROPERTY

• THREE BEDROOMS

• KITCHEN/DINING ROOM

• GROUND FLOOR WET ROOM PLUS SEPARATE WC

• NO ONWARD CHAIN • E.E.R – D

£179,950

THE OLD LAUNDRY, SEDBURY

• EXCELLENT BUILDING SITE

• SOUGHT AFTER LOCATION

• OUTLINE CONSENT FOR 10 TWO BEDROOM APARTMENTS

• PARKING

• RARE OPPORTUNITY

£400,000

COTTAGE VIEW, DEVAUDEN

• SPACIOUS DETACHED FAMILY HOME

• FOUR BEDROOMS MASTER WITH EN-SUITE

• TWO GENEROUS RECEPTION ROOMS + CONSERVATORY

• KITCHEN AND UTILITY

• DOUBLE GARAGE • E.E.R – D

£449,950

CATS, LEYS HILL, ROSS-ON-WYE

• RESIDENTIAL PLOT WITH FULL PLANNING PERMISSION FOR 5

DETACHED DWELLINGS

• EACH PROPERTY WOULD BENEFIT FROM 6 BEDROOMS (2 EN-SUITE)

• 3/4 RECEPTION ROOMS AND DOUBLE GARAGE

• EACH PLOT COMPRISING OF APPROXIMATELY 3/4 OF AN ACRE

• PLANNING REFERENCE: P161689/F (HEREFORDSHIRE COUNCIL)

£1,750,000

FRYTH WOOD, CHEPSTOW

• DETACHED FAMILY HOME SET OVER THREE FLOORS

• MASTER BEDROOM WITH DRESSING ROOM AND EN-SUITE

• FIVE FURTHER BEDROOMS, ONE WITH EN-SUITE FACILITIES

• KITCHEN/BREAKFAST ROOM WITH BUILT-IN APPLIANCES

• TWO RECEPTION ROOMS • E.E.R - D

£499,950

BROADHURST, CHEPSTOW

• CHARACTERFUL DETACHED PROPERTY

• 4 BEDROOMS, 2 OF WHICH WITH EN-SUITE FACILITIES

• 2 RECEPTION ROOMS, SEPARATE KITCHEN/DINING ROOM

• UTILITY AND GROUND FLOOR W.C.

• PARKING FOR NUMEROUS VEHICLES • E.E.R - D

£599,950

Magor/Undy Area

Tel: 01633 745396

Chepstow Lettings Office

Tel: 01291 624881

SPYTTY LANE, NEWPORT

• FIRST FLOOR FLAT

• ONE SMALL BEDROOM

• LARGE LIVING/DINING ROOM

• AVAILABLE NOW

• EPC RATING E

£395.00 PCM

CHEPSTOW ROAD, CALDICOT

• REFURBISHED FIRST FLOOR ONE BED FLAT

• SEPARATE LIVING ROOM AND KITCHEN

• NEUTRAL DECOR THROUGHOUT

• GAS CENTRAL HEATING

* AVAILABLE NOW

£495.00 PCM

GRAIG PARK LANE, MALPAS

• SEMI DETACHED PROPERTY

• THREE BEDROOMS

• LIVING/DINING ROOM

• AVAILABLE NOW

• EPC RATING E

£625.00 PCM

SOMERSET WAY, BULWARK

• MID LINK PROPERTY

• THREE BEDROOMS

• OFF ROAD PARKING FOR 1 VEHICLE

• AVAILABLE 5TH JANUARY

• EPC RATING D

£650.00 PCM

VALENTINE LANE. THORNWELL

• WELL PRESENTED TWO BEDROOM MID LINK

• MODERN FITTED KITCHEN WITH APPLIANCES

• SINGLE GARAGE AND DRIVEWAY

• AVAILABLE NOW

• EPC RATING C

£650.00 PCM

GARVEY CLOSE, THORNWELL

• MID LINK PROPERTY

• TWO BEDROOMS

• 3 ALLOCATED PARKING SPACES

• AVAILABLE 2ND FEBRUARY

• EPC RATING C

£675.00 PCM

WILLOW CLOSE, BULWARK

• SPACIOUS END TERRACE FAMILY HOME

• THREE BEDROOMS

• OPEN PLAN LOUNGE DINER

• AVAILABLE NOW

• EPC RATING D

£700.00 PCM

ST ANNES CRESCENT, UNDY

• SEMI DETACHED THREE BEDROOM HOME

• LIVING ROOM AND DINING ROOM

• GARDEN TO FRONT AND REAR

• AVAILABLE NOW

• EPC RATING C

£725.00 PCM

www.thinkmoon.co.uk


14

PROPERTIES

bedroom

living room etc

3 Kingsmark Lane, Chepstow

Archer & Co 01291 626262 www.archerandco.com

This bright, airy and well-proportioned detached

bungalow would be ideal for those seeking a retirement

property or family alike and is located on the popular

area of The Danes on the outskirts of Chepstow Town

Centre which comprises shops, restaurants, pubs, wine

bars, leisure facilities, junior and senior schools, bus and

rail links.

Price

£285,000

bedroom bedroom

bathroom bathroom

3

living living room room etc etc

central central heating heating

garage/covered parking parking parking parking

bedroom bedroom

bathroom

Well proportioned detached 3 bed bungalow in very popular location

Driveway parking for 2 cars plus garage

Approximately 1.5 miles from the M48 Severn Bridge

giving access and easy commuting to Bristol and London

to the east and Newport and Cardiff to the west. Situated

on the edge of the beautiful and renowned Wye Valley

there are a wealth of popular countryside pursuits

including walking, caving, canoeing, riding and cycling.

The castles of Chepstow and Caldicot and Tintern Abbey

bathroom

living room living room etc etc

garage/covered parking

garage/covered parking

bathroom

central heating

central heating

parking

parking

central heating

1 1 1

garage/covered parking

are a short drive away and offer historical interest and

various outdoor concerts throughout the summer months.

The property is approached via driveway which provides

parking for up to two cars in front of the garage. The

accommodation comprises entrance hall, lounge/dining

room, kitchen, three bedrooms and a shower room. There

are low maintenance gardens to front and rear.

GAS

parking

bedroom

living room etc

Woodcutters Cottage, Sandford Road, Aylburton Price

Fine & Country 01291 629799 www.fineandcountry.com £525,000

bedroom bedroom

living living room room etc etc

bedroom bedroom

living room living room etc etc

garage/covered parking parking

current Vendors and is now ready for the incoming purchaser to make the finishing touches to their own taste.

central central heating heating

bathroom bathroom

garage/covered parking parking

It is set in its own landscaped gardens and grounds extending to some 19.1 acres and

has commanding views over its own land and surrounding countryside. Centrally

situated in the village of Aylburton which lies on the line of an old Roman and medieval

road on the edge of the famous Forest of Dean which is characterised by more than

42 square miles of mixed woodland and is one of the surviving ancient woodlands in

England. It forms a roughly triangular plateau bounded by the River Wye to the west

and north-west and Herefordshire to the north, the River Severn to the south and the

3

bathroom

bathroom

bathroom

central heating

central heating

central heating

2 1 1

garage/covered parking

This charming country cottage, with a south facing aspect, built c1890 has been recently refurbished by the

City of Gloucester to the east and provides an absolute wealth of outdoor pursuits

to include rambling, mountain biking, riding to name but a few. Set just off the A48

between Chepstow and Gloucester there are local schools available in the village and

garage/covered parking parking parking parking

further afield in Lydney. Chepstow and the M48 motorway network is approximately 8

miles distant making an easy commute to Bristol and London to the east and Newport

and Cardiff to the west with Gloucester approximately 21 miles distant in the opposite

direction.

GAS LPG

parking


4 2 3 D

3 2 1 C

3 1 1 F

5 3 3 B

CHEPSTOW - TUTSHILL

Much improved mature family house

Popular & convenient area, good views

4 beds (1 en-suite), consent to extend

Archer & Co Chepstow 01291 62 62 62

Offers over £500,000

TUTSHILL - CHEPSTOW

Detached 3 bed family house

Very popular location

Single garage plus off road parking

Archer & Co Chepstow 01291 62 62 62

£285,000

CHEPSTOW - WOODCROFT

Refurbished 3 bed period cottage

Village setting, 2 miles Chepstow

Courtyard garden, useful office/studio

Archer & Co Chepstow 01291 62 62 62

Guide price £345,000

LLANMARTIN

Modern detached 5 bed three storey family home

End of quiet cul-de-sac in popular area

Stunning rural location, excellent countryside views

Archer & Co Chepstow 01291 62 62 62

£445,000

4 2 2 D

2 1 1 B

2 1 1 D

4 1 3 Exempt

PWLLMEYRIC, CHEPSTOW

Individually designed large family home

Large attractive wrap around gardens

Very popular location, easy access to motorway

Archer & Co Chepstow 01291 62 62 62

£499,950

CHEPSTOW - TUTSHILL

Ground floor 2 bed flat in popular area

Very convenient to all amenities

Dedicated parking space

Archer & Co Chepstow 01291 62 62 62

£184,950

CHEPSTOW

Well presented 2 bed detached bungalow

Very popular location

Level private gardens to the rear

Archer & Co Chepstow 01291 62 62 62

£295,995

CHEPSTOW TOWN CENTRE

Grade II listed terraced 4/5 bed house

Small courtyard garden

Edge of Town location

Archer & Co Chepstow 01291 62 62 62

Guide price £380,000

2 2 2 E

3 2 2 D

5 4 3 C

4 2 2 F

HEWELSFIELD

Well presented 2 bed bungalow

Large gardens, spectacular views

Extensive parking plus garage

Archer & Co Chepstow 01291 62 62 62

£399,500

SHIRENEWTON

Extended 3 bed detached house

Popular village location

Attractive gardens to front & rear

Archer & Co Chepstow 01291 62 62 62

Guide price £450,000

BROCKHOLLANDS - BREAM

Substantial 4 bed house in idyllic location

With 1 bed annexe

No onward chain

Archer & Co Chepstow 01291 62 62 62

£525,000

TINTERN - LOWER WYE VALLEY

Home and retail unit in famous beauty spot

Excellent shop & two large 2 bed flats

Attractive garden, outbuildings & parking

Archer & Co Chepstow 01291 62 62 62

£425,000

4 3 2 New

1 1 1 C

4 3 4 D

1 1 1 C

BLAENAVON - PLOT 24

Substantial 4-bed family home

Welcoming lobby and hallway

High specification, granite worktops

Archer & Co Usk 01291 67 22 12

Offers in the region of £274,950

USK

One Bed Ground Floor Retirement Flat

Emergency Alarm Call and Door Entry System

Communal Grounds and Parking

Archer & Co Usk 01291 67 22 12

Offers over £69,950

LLANFRECHFA

Situated in an Exclusive Quiet Cul de Sac

Well proportioned 4 double bedroomed family home

Double Garage & Enclosed Rear Garden

Archer & Co Usk 01291 67 22 12

£450,000

Monmouth - The Rolls

Exquisite Conversion of Former Hospital

1 Bed Apartment - Easy Walk Town Centre

Beautiful Communal Gardens, Parking

Archer & Co Usk 01291 67 22 12

Offers in the region of £205,000

Associated Park Lane office


Chepstow

Monmouth

Usk

Ross-on-Wye

Abergavenny

Newport

Forest of Dean

HOW CAPLE

A detached dormer bungalow in a rural setting enjoying some fine far reaching

views. The accommodation which leads off an attractive galleried entrance hall

provides three reception rooms, an 18' breakfast kitchen, utility and four

double bedrooms, with one having en-suite facilities. The property sits within a

mature plot of about .25 acre and enjoys fine views over surrounding

countryside. Garage/workshop. EPC Rating: F

Fine & Country Ross-on-Wye 01989 764132 £500,000

ENGLISH BICKNOR

A refurbished period farmhouse with extensive accommodation, full of

character with exposed beams and stone, and an adjoining barn with potential

for further accommodation or annex. Well situated, rural yet accessible. Two

character reception rooms with fireplaces, an unfitted kitchen and old dairy/

utility. On the first floor are four double bedrooms and a family bathroom.

The second floor is entirely devoted to an outstanding master suite comprising

landing, large bedroom, study, large dressing room and en-suite bathroom.

EPC Rating: F

Fine & Country Ross-on-Wye 01989 764132 £595,000

Cheltenham

Bristol

Cardiff

London

LITTLE MILL - NR USK

Nestled in an idyllic location on the fringe of Little Mill Village in the beautiful Vale of Usk

Ty Draw is tucked away at the end of a no through lane providing a semi rural lifestyle

being surrounded by farmland, meadows and woodland. The original Barn we

understand was built in 1856 and was converted by the occupying owners in

approximately 2008. The accommodation offered is spacious and well proportioned and

has many unusual and unique features which the Agents feel can only be fully

appreciated by an early internal inspection. The property has the benefit of an LPG gas

central heating system providing under floor heating to the ground floor and radiators to

the first floor. EPC Rating: D

BETTWS NEWYDD

Camp Cottage provides an excellent opportunity to purchase a spacious

family residence with stunning views and would naturally lend itself to the

equestrian life style having 3 plus acres of ground with stable block and

manege. The property occupies a commanding position overlooking open

countryside with panoramic views towards the mountains of the Skirrid and

Sugar Loaf. The property is located on the edge of Bettws Newydd being a

small rural Village in the centre of Monmouthshire which benefits from a local

pub, church and village hall. EPC Rating: F

Fine & Country Usk 01291 672212 O.I.R.O £435,000

Fine & Country Usk 01291 672212 O.I.R.O £695,000


Regionally

32 offices

throughout

the south west

DRAETHEN - NEAR CARDIFF

A unique opportunity to acquire this stunning contemporary home which has

been total refurbished and extended to a particularly high standard by the

current vendors. Standing in 14 acres of garden and grounds, this beautiful

spacious home is also ideal for equestrian and country pursuits having the

benefits of fishing rights, stable block with feed store, tack room and wc, access

to country walks, own private woodland and lakes. There is also a detached

coach house with double garage and one bed apartment above with consent

to be extended to a 3 bed detached house with double garage. EPC Rating: D

Fine & Country Chepstow 01291 629799 £1,900,000

PENYCAEMAWR - NR USK

Situated on the edge of Wentwood Forest in a stunning rural setting, this

beautifully presented detached four bedroomed stone built barn conversion

enjoys stunning countryside views and stands in level garden grounds

extending to just over 3 acres (with potential for paddock). Approached via a

gated entrance and gravelled driveway including a turning area leading to the

triple garage. This luxurious home provides a flexible design to allow for a

variety of living requirements including dual family occupation. EPC Rating: D

Fine & Country Chepstow 01291 629799 £820,000

Nationally

225 offices across

Great Britain

Internationally

Plus 75

offices globally

5000

professional

associates all

around the world

LLANTRISANT

Arguably, one of the best locations in southern Monmouthshire, tucked away

off a country lane yet with the most magnificent views across the Usk Valley.

Ysguborwen was built in the 1960s to an exacting standard, on the site of a

former dwelling. Follow the enchanting tree lined driveway, passing pasture

paddocks along the way, up to the house which is situated in an elevated

position to take advantage of the far reaching views. Typical of the period, the

house offers light and space with all the principal rooms being of a generous

size and having large, picture windows. EPC Rating: G

BREAM

A carefully extended and much improved old cottage in a very pleasant setting adjacent

to forestry commission, on the edge of a popular village 12 miles from Chepstow. There

is versatile family accommodation of character with exposed stone walls and fireplaces,

together with a very attractive cottage gardens and woodland outlook. Approached via

a walled entrance courtyard there is an entrance conservatory, fitted cloakroom, study,

18ft sitting room with fireplace, 19ft dining room, refitted kitchen, utility, first floor sitting

room/bed 6, 5/6 bedrooms (1 with en-suite shower & dressing room) family bathroom.

Workshop & garden store. EPC Rating: D

Fine & Country Usk 01291 672212 £1,500,000

Fine & Country Chepstow 01291 629799 £475,000


Ever since the news that the Severn Bridge toll

was set to be reduced, Bristol buyers have been

crossing the Severn in search of value for money.

More recently the confirmation that the toll is

due to be abolished altogether has sparked a

further wave of buyers looking to move to our

side of the river, which is why we advertise all of

our properties on both sides!

To see what this means for the value of your home

call us now to arrange a free market appraisal or

visit our website for a free instant online valuation.


PROPERTIES 19

bedroom

living room etc

Camp Cottage, Bettws Newydd, Nr Usk

Fine & Country 01291 672212 www.fineandcountry.com

Offers in excess of

£695,000

bedroom bedroom

living living room room etc etc

garage/covered parking parking parking parking

bedroom bedroom

living room living room etc etc

garage/covered parking parking

Equestrian facilities with dressage ménage, detached double garage, store with agreed change of use

central central heating heating

bathroom bathroom

garage/covered parking parking

5

bathroom

Detached Bungalow in excess of 3 acres of land in idyllic rural location

Camp Cottage provides an excellent opportunity to purchase a spacious family residence

with stunning views and would naturally lend itself to the equestrian life style having

approximately 3 acres of ground with stable block and ménage.

bathroom

bathroom

ELECTRIC

central heating

central heating

central heating

4 5 2

garage/covered parking

The property occupies a commanding position overlooking open countryside with

panoramic views towards the mountains of the Skirrid and Sugar Loaf.

parking

AGA & RAYBURN

DISTRIBUTORS

RANGE COOKER &

WOODSTOVE STUDIO

BETTY TWYFORD

HOMEWARES & COOK SHOP

Units C3 – C5 Marches Trade Park,

Leominster Enterprise Estate, HR6 0QF

www.twyford-cookers.com

01568 611124


20

PROPERTIES

bedroom

living room etc

The Old Dairy, Redwick NP26 3DY

pa black 01291 630876 www.pablack.co.uk

Offers in region of

£550,000

bedroom bedroom

bathroom bathroom

5

living living room room etc etc

central central heating heating

bedroom bedroom

bathroom

bathroom

living room living room etc etc

garage/covered parking

bathroom

central heating

central heating

garage/covered parking

garage/covered parking parking parking parking

There is also a village church that is unusually large for a parish church on the Caldicot

parking

parking

central heating

2 3 1

This beautifully converted detached barn offers lots of period features. Its exposed beams,

garage/covered parking

stone feature walls and fireplaces add to this property’s characteristics and charm.

A stylish and contemporary accommodation mixed with original features, boasting

generous room sizes, high ceilings with exposed beams and floor to ceiling windows

capturing an abundance of natural light. It sits in grounds of approx 0.6 of an acre

containing mature fruit trees and shrubs and sheds. The views over the neighbouring

farmland are idyllic. The property is set within spacious level grounds offering versatile

living accommodation, with a large driveway and turning circle and a garage which has

been plaster-boarded and contains electrical points and lighting.

The Old Dairy is situated in the desirable yet accessible rural village of Redwick. The

nearby village pub is the Rose Inn, a free house situated on South Row. In May 2011,

after a four-year wait, a grant from the Big Lottery Fund alongside £200,000 from the

Welsh Assembly which meant a replacement of the existing 60-year-old Village Hall.

and Wentloog Levels, perhaps second only in its grandeur to that at Peterstone.

This property is well suited to those wishing to combine good commuting links with

a rural lifestyle. Junction 23A of the M4 Motorway is just four miles away bringing

Newport, Cardiff, Bristol and London within easy reach.

DUEL FUEL

parking

We have expanded!

To meet demands of buyers, sellers and landlords alike, we are pleased to welcome to our team

the financial advisor and property expert Katie Pring.

Having been in the industry for a number of years, Katie offers a wealth of knowledge and experience. She prides herself on customer service and has been saving her

clients thousands of pounds. Pop into our Monmouth or Chepstow Branch, if you are thinking of re mortgaging, or investing in property or if you simply want to

ensure you are not paying too much for your mortgage product, Katie is here to help.

Do you know how much you could

borrow to purchase that dream house

you’ve been thinking about?

Nervous about your first time buying

or first time selling?

Don’t panic we can help! We have set up a dedicated day to provide you with all the information you need.

The Mortgage Clinic will be held in the Monmouth Branch on Saturday 27thJanuary.

Call now on 01600 714355 for further information.


Sales - Monmouth

Rural

Location

Sales - Monmouth

Village

Location

Sales - Monmouth

SSTC

Sales - Monmouth

Village

Location

Cross Ash £575,000

Sitting in grounds approaching an acre in size, this imposing 5

bedroom detached property, with accommodation over three

floors, is full of history and character and enjoys a southerly

aspect to the rear with glorious views across fields and open

countryside towards Monmouth. EPC G,

Redbrook £650,00

Situated in the village of Redbrook, and located within a short

stroll of the River Wye, a stone built 19th century 3 bedropom

cottage and a 2 storey / 2 double bedroom stone built detached

annex set around a central courtyard with its own waterfall.

Stunning village location next to the River Wye. EPC E.

Llandogo £140,000

Offered with no onward chain, this spacious apartment is an

ideal first time buy or bolt hole within the beautiful Wye Valley!

There is a large open plan living / dining / kitchen, two double

bedrooms, ample storage and pleasant communal space.

EPC E.

Redbrook £350,000

This beautiful stone built four bedroom semi-detached family

home sits on a lovely plot overlooking the ground of Redbrook

Rovers football pitch with gardens wrapping around the property

to the front side and rear. Three receptions rooms that boasts

plenty of original features. EPC E.

Sales - Monmouth

Stunning

Views

Sales - Monmouth

Rural

Location

Must

View

Sales - Monmouth

Sales - Monmouth

Great

Location

Symonds-Yat-West £640,000

The beauty of this property also lies in the grounds that surround the

property, totalling approximately two acres they are mainly sloping

grassland with mature trees and meandering pathways giving access to

secluded areas and a vegetable patch. There are three outbuildings that

have been converted in to further accommodation and were previously

run as a successful holiday let business. EPC E.

Welsh Newton £500,000

Enjoying a rural location on the periphery of Welsh Newton

Common, this exceptionally well presented 4 double bedroom

detached bungalow is set on a south westerly plot of just

over an acre and comprises formal gardens and an enclosed

paddock which currently houses livestock. EPC D.

Ganarew £650,000

Set in a delightful rural location, yet only a short drive away from

the historic market town of Monmouth, a stone built barn which

has been sympathetically and tastefully converted to provide

a five double bedroom family home with generous grounds,

enjoying far reaching views over open countryside. EPC D.

Osbaston £475,000

Set in a sought after location on the edge of the historic

market town of Monmouth and within walking distance of

some excellent schools, this five bedroom detached property

has much to offer. Features include countryside views, a double

garage and a south westerly facing rear garden. EPC D.

Sales - Chepstow

Still under

NHBC

Sales - Chepstow

Ideal

Holiday Let

Sales - Chepstow

Immaculate

Throughout

Sales - Chepstow

SSTC

Roundbush Crescent, Caerwent £300,000

A DELIGHTFUL FOUR BEDROOM FAMILY HOME! This detached

four bedroom property is immaculately presented throughout

and is still under NHBC warranty. With generous bedroom sizes

and the additional reception room there is space for the whole

family. EPC C.

Holmleigh, Tintern £330,000

A viewing is essential of this lovely family home in the popular

village of Tintern. With breath taking riverside views, this is one

not to be missed! The property benefits from spacious living

accommodation and open plan kitchen diner. EPC E.

Eagle Close, Caldicot £230,000

Ideal first time buy! **THE EAGLE HAS LANDED!** Do not miss this

opportunity to view this immaculately presented three bedroom semidetached

property set in the popular town of Caldicot close to great

transport links including the M4 and Severn Tunnel Rail Junction. It

benefits from a spacious full width conservatory and open plan kitchen

diner. Great Access to Major Transport Links. EPC D.

Barnetts Wood, Chepstow £484,950

Beautifully Presented Detached Property. Large Corner Plot.

Four Double Bedrooms. Sought After Residential Area Within

Walking Distance of Chepstow Town Centre. Elevated Position

with Views. Double Garage. Flexible Living Space. Enclosed

Sunny Garden. EPC D.

Sales - Chepstow

NEW

Sales - Chepstow

Bungalow

Sales - Chepstow

Open

House

Sales - Chepstow

Village

Location

Wintour Close, Chepstow OIEO £325,000

*OPEN HOUSE* SATURDAY 20th JANUARY 12pm-4pm PLEASE CALL

TO RESERVE YOUR TIMESLOT! Extended Detached house located in

a popular area in Chepstow, positioned at the end of a cul de sac and

just a short walk from the town centre. The accommodation benefits

from being on a larger than average plot. EPC D.

Lewis Way, Chepstow £240,000

Detached Bungalow in Sought After Location. Two

Double bedrooms. New carpets throughout. Detached

garage. Conservatory. Large plot. Updated kitchen. Lovely

views. EPC C.

Park View, Sedbury £300,000

**OPEN HOUSE Saturday 13th Jan 10am-12pm** Please call to

register your timeslot!** A well-presented four bedroom house

in the sought after location of Park View Sedbury. With its large

garden, driveway and position (overlooking countryside) it’s a

great home for first time buyers or young family. EPC C.

Wyndcliffe, St Arvans £310,000

Want that Village location? Backing on to fields and countryside. Offered

with NO ONGOING CHAIN this ideal family home has a lot to offer. This

extended semi-detached property would make an ideal family home.

Offered with NO CHAIN the property is conveniently situated in the very

desirable village location of St Arvans, just outside of Chepstow Town

Centre. EPC D.


22 THROUGH THE KEY HOLE

A Right Royal Restoration

Sharon Chilcott

Sharon Chilcott tours a true historic gem…

A

Welsh monastic building, established in the reign of Henry I and once

owned by Henry VIII, has been royally transformed from near-ruin into an

imposing home.

Once scheduled for demolition, the property has been rescued and restored

thanks to the visionary intervention and dedication of two women captivated by

its ambience.

Llanthony Secunda Manor, possibly one of the oldest, inhabited house in

Wales, boasts a grand baronial banqueting hall, atmospheric Tudor bedrooms with

carved four-poster

beds, and a host of

ancient and time-worn

features including

studded oak doors,

open fireplaces and

stone spiral staircases.

Reputedly

established in the

12th Century by the

Augustinian monks

from Llanthony

Prima in the Black

Mountains, the

property, in Church

Road, Caldicot, may

originally have been a monastic grange and an outpost of Llanthony Secunda

in Gloucestershire. It appears to have been extended in the 15th Century to

provide monks’ cells and then, during the dissolution of the monasteries, Henry

VIII took possession of it, appointing a bailiff to look after the building and

farm the surrounding land. By 1557 it had

been sold and in the 17th Century it was

altered to provide more comfortable living

accommodation, with the addition of stone

spiral stairs and many of the fireplaces which

remain to this day. In Victorian times, the

property was the farmhouse to Church Farm

but by 1972, with the farmland sold to

developers, the now sadly dilapidated house,

much of its historic origins hidden by external

render, was due to be knocked down. Only

a hurried listing (Grade 2*) and recognition

of its status as “an exceptionally rare and

interesting monastic building from the late Middle Ages” saved it from its fate.

Still so neglected that it was in danger of collapse, the building was rescued

in 1978 when it was bought by Mrs. S.M. McLeod. She started the long and

exhaustive process of restoration which has recently been completed by its present

owner, Becky Adorjan.

Thanks to Becky’s visionary and painstaking improvements, Llanthony Secunda

Manor (so-named in the 1980’s) now combines ancient charm with 21st Century

comforts. Its cleverly-designed kitchen and luxurious bathrooms have all been

incorporated with the utmost sensitivity to the history of the building, and without

detracting from its immense character. “I have spent a fortune to make it look as if

I haven’t done anything,” she says wryly.

When she took possession of the property in 2005, there was still a lot to do

to transform it into the authentically restored yet updated home that it is today.

“Some work had been done in the 1980s when they didn’t know quite as much

about property conservations as we do now.”


23

Becky was determined to do right by the

venerable old building, using traditional materials

and respecting its original fabric and features. She

did her research and when it came to the choice of

materials: “If they didn’t have it 500 years ago, or if

it wasn’t already here, we didn’t use it,” she says.

The transformation took four years, in which

Becky set about some of the work herself, learning

how to reinstate the lime plaster and undeterred by

the time-consuming job of staining the old beams

using a toothbrush. Justifiably, she is proud of what

she had achieved and working on the old building

has given her insights into its past.

In the oldest part of the building there is now

a cosy living room with an open fireplace and a

beautiful cobbled floor, formerly covered with

carpet, which Becky has exposed and had repointed.

There is also a double bedroom (which could also

be used as a snug or dining room) alongside. She

believes these rooms would have been part of a 12th

Century grange, with animals on the ground floor

and living space above, accessed by an external

staircase. Today, the upstairs accommodation is

reached by an internal staircase. The largest of two

upper rooms is now presented as a magnificent

banqueting hall. It has a large stone fireplace and

in the middle are a large trestle dining table and

wooden benches, which Becky had specially built

to fit the sloping floor. The hall would originally

have formed the main living accommodation and

would have had a central fire, she thinks, whilst to

one side, accessed by a superb, studded oak door, is

a double bedroom, which would once have been a

private chamber.

Over the centuries, the building has been much

altered and extended. Today, there’s a further floor

above the two-storey grange, laid out to provide

two bedrooms and a bathroom and above that

there’s a large attic. There is also a three-storey 15th

Century extension, probably added to provide more

accommodation for the monks. On the ground

floor of this is the kitchen, dominated by an open

fireplace with a large bread oven to one side. Becky

has designed the kitchen carefully. There’s a large

electric range in the fireplace, a massive Gothicstyle

oak dresser which has been carved to fit the

contours of the uneven wall and a central oak island,

with granite worktops, which hides the electric

plugs and functioning part of the kitchen. The fridge

freezer is cleverly hidden behind a curtain in the

corner of the room.

Above the kitchen are two bedrooms which

are little changed, structurally, from when they

were monks’ cells. The first floor bedroom is now

dominated by a carved four-poster bed which Becky

bought from the Woodcarvers’ Guild in Somerset.

Get the Lifestyle

Get the Look

The banqueting table and benches were hand made

by Colin Powell Carpentry and Kitchens, Langstone

01633 411070. The traditional-style candle lantern

in the centre of the table is from Salt and Pepper

Gift Shop, 31-33 Monnow Street, Monmouth 01600

719717 www.saltandpepper.co.uk

This pewter pitcher is from Didier and Dandelion,

72 Monnow Street, Monmouth, 01600 711500

www.didieranddandelion.co.uk

Becky has transformed Llanthony Secunda Manor into a home with a fine future as well as a

fascinating past. Now it’s time for new owners to enjoy it. The property in Church Road, Caldicot is

on the market for offers in excess of £800,000 with Fine and Country, 30 High Street, Chepstow

01291 629799 www.fineandcountry.com

The window seats are a perfect height for kneeling

for prayer and have a distinctive wimple-shaped

lintel. Becky has curtained off the garderobe to one

side of the fireplace to create a walk-in wardrobe

and a space to the other side, where a spiral staircase

would once have been, has been cleverly converted

into an en-suite. The second 15th Century bedroom,

above, is almost identical and is presented in much

the same way. Above

this, accessed by a

stone spiral staircase

is an attic room with

exposed stone walls,

which could be used

as a further bedroom

or reception room.

A notable feature is

the large bread oven

in the corner, which

Becky believes would

have been used for

consecrated bread.

At some time

in the 18th or 19th

Century, the L-shaped

house was enclosed

by the addition

of a two-storey

extension and Becky has further added to this extra

accommodation by incorporating a 19th Century

lean-to. The space is arranged to form a large

entrance hall, study, utility room and store room on

the ground floor, with a first floor breakfast room

and family bathroom and further utility and storage

rooms above. Outside, the well-laid out gardens are

enclosed by a high stone wall.

Main photos: Becky Adorjan


24

PROPERTIES

bedroom

living room etc

Popes Hill, Newnham-On-Severn, Glos

Ferrino 01594 811111 www.ferrino.co.uk

Price

£549,950

bedroom bedroom

living living room room etc etc

central central heating heating

bathroom bathroom

over the surrounding countryside and Severn Vale.

4

bedroom bedroom

bathroom

bathroom

bathroom

living room living room etccentral heating

4 2 3

This individual family home is set in a large plot in the peaceful rural countryside

of Popes Hill, Gloucestershire, a beautiful location enjoying superb views

central heating

garage/covered central heating parking

garage/covered parking

garage/covered parking

LPG

parking

parking

parking

The property offers plenty of flexible accommodation that can be arranged to suit

different living requirements and lifestyle. This includes a large sitting room, kitchen/

dining room, conservatory, study, four bedrooms and two bathrooms. There is

independent access to both floors. Outbuildings include a workshop, a hen house with

attached chicken run and a large timber shed, both with power. The raised decking and

patio provide great outside entertaining garage/covered parking parking parking space, parking there is off road parking for a number of

vehicles. A home with lots of space inside and out, a fabulous location within easy reach

of major road and rail networks. No Onward Chain. Offers considered.

Unlock the value of your

home with Equity Release

Improving health and an increase in life expectancy is putting a strain on people who

fund their lifestyle on limited resources, particularly in times of instability on stock

markets and low interest rates.

Coupled with this is the increase in debt being carried into retirement, funding the

provision of care, supporting children in adulthood and the growth in relationship

breakdown with the over 60s.

As an owner, your property is probably your biggest asset and with the passage

of time there has been an ever-increasing number of homeowners turning to equity

release as a means of releasing some of the tax-free cash tied up in it. What started off

as a scheme to enable people in need to release capital or income from their home has

developed into an integral part of financial planning to be used in a variety of ways

including:

• maintaining your standard of living by supplementing income or replacing capital

• consolidating credit cards, loans and other debts

• paying off an interest-only age restricted mortgage

• home improvements and adaptations

• holiday of a lifetime

• funding medical and social care

• assisting children and grandchildren on the property ladder

• funding divorce or civil partnership settlements for self or children

• paying school and university fees

• mitigating inheritance tax

Equity release is highly regulated and there are many safeguards in place to protect

those who take out a plan, however, it is important that advice is sought from a

specialist solicitor and financial adviser with the relevant experience early in the

process.

GWYN JAMES

S O L C I T O R S

THE PROPERTY SPECIALISTS

u Residential Sales and Purchases

u Remortgage

u Buy to Let

u Shared Equity Purchases

u Help to Buy Schemes

u Leasehold Properties

u Equity Release

u Property Trusts

u Sharing Ownership

u Property Disputes

COLEFORD | MONMOUTH | ROSS ON WYE | CINDERFORD

(01594 833042) (01600 775950) (01989 564209) (01594 822277)

info@gwynjames.co.uk

www.gwynjames.co.uk

Gwyn James Solicitors is a trading name of Gwyn James Legal Limited

which is authorised and regulated by the Solicitors Regulation Authority


Making estate agency make sense.

Contact us on 01594 811111

or theteam@ferrino.co.uk

47 High Street,Lydney, Gloucs GL 15 5DD

MINSTERWORTH,

GLOUCESTER - £975,000

The Naight House is a jewel. Originally thought to date back

to the Middle Ages, this handsome property has developed

over the centuries into an idyllic gentleman’s residence, set

in approximately three acres of ground in the peaceful rural

community of Minsterworth, Gloucestershire. The Georgian

architecture is enhanced by delightful formal gardens with

river frontage and natural woodland, both renowned for

their beautiful crowds of snowdrops in the winter months.

The house offers classic proportioned accommodation with

a wealth of period features, including impressive fireplaces,

original window shutters and tiled natural stone floors. There

are five reception rooms and six bedrooms. The hub of the

home is the warm and comforting ambiance of the kitchen/

family room. Sitting adjacent to a lovely walled kitchen garden

is an original two storey coach house that has potential for

development. There are other outbuildings including, on the

banks of the river, a unique two storey fish house which has

the potential for conversion into a private studio, writing room

or fantastic children’s play house. A family home of stature in a

stunning location.

HIGH STREET, NEWNHAM -

£599,500

The Ship Inn is a landmark property situated in the

popular and historic High Street of Newnham on Severn,

Gloucestershire. Planning permission has been granted

for an exciting development. The new development

consists of a four bedroomed (two en-suite), two storey

house; an attached one bedroomed apartment with

separate entrance; a detached one bedroomed house,

garden together with two parking spaces and a five

bedroomed (two en-suite) three storey house; an attached

two bedroomed, two bathroom, mainly ground floor

house with a separate entrance, garden and two parking

spaces. The plans for conversion to the proposed layout

are available from the Forest of Dean planning website,

reference number P1262/16/LBC and P1263/16/LBC.

This represents a unique opportunity to create either a

large private residence, or an investment to generate a

significant revenue stream from long term residential or

holiday letting.

OLDCROFT, LYDNEY -

£499,000

This perfect cottage has the most warm and welcoming

ambience which radiates a rare calm and restfulness.

It sits in the most delightful gardens in a semi-rural

location with a back drop of beautiful woodland and

far reaching views south, towards the River Severn. The

accommodation includes an enchanting sitting room

and cheerful kitchen/family room, both with original

fireplaces with wood burning stoves, a cosy snug, study,

hobby room, large master en suite bedroom, a further

three bedrooms, family bathroom and separate utility/

cloakroom. After a walk in the surrounding forest, the

rear boot room is a useful practical space for coats, shoes

and muddy pets. There is a detached studio/office and

storeroom in the garden and ample parking space. The

village shops, Post Office, school, doctors surgery and an

impressive new community centre is in walking distance.

Magpie Cottage is an absolute gem.

JOYFORD HILL, COLEFORD -

£450,000

Outline Planning Permission has been granted for

an exciting private development of three unique

high specification detached dwellings in the peaceful

community of Joyford Hill, north of Coleford,

Gloucestershire. The area is within easy reach of

the popular market towns of Ross-on-Wye and

Monmouth and in commutable distance of Gloucester

City and Cheltenham. Primary and secondary schools,

sports and leisure facilities, shops and public houses

are all close by. The proposed development comprises

one four bedroom house, one five bedroom house

and a four bedroom dormer bungalow, all individual,

all with garaging and large gardens. The plans can be

viewed on the Forest of Dean District Council web

site Ref. P0989/15/OUT.

BLAKENEY HILL ROAD,

BLAKENEY - £284,950

A fabulous outlook over the beautiful woodlands of the

Forest of Dean is a major attraction of this delightful country

cottage. This home of character is a perfect example of a

traditional cottage with the benefit of a very stylish and

practical modern interior. It sits in an elevated position, the

south facing aspect allowing sunlight to flood throughout.

The accommodation includes a restful, relaxing sitting

room, the focal point being the original fireplace with a

wood burning stove, a bright and airy open plan kitchen/

dining room, separate utility room, two bedrooms and

family bathroom. There is a well-established garden with

a fabulous raised decked area and attractive summer house,

perfect for sitting and appreciating the lovely view. There

is also a detached garage and wood store. The property

represents an idyllic retreat within walking distance of the

village and direct access into beautiful open woodland.

HIGH STREET, NEWNHAM -

£280,000

Kingswell is an attractive town house situated in the

charming riverside village of Newnham on Severn,

Gloucestershire. It is a traditional period home with

a completely refurbished stylish modern interior

designed around the original character features. A recent

addition is the fully equipped kitchen and spacious

luxury bathroom. The accommodation is arranged

over three floors and extends to sitting room, kitchen/

family room and three bedrooms. It has a secure walled

garden, a particular feature is a natural spring fed well.

Newnham is a lively and friendly village with a number

of amenities including shops, pubs, cafe, primary school,

an active community hall and doctors surgery. The city

of Gloucester is a twenty minute drive. This is a home of

character with all the requirements of a modern lifestyle.

The property is offered for sale with ‘No Onward Chain’.

ferrino.co.uk


26 NEWS

New homes team moves in to

expand property service

Help is at hand for buyers of new build homes, with a new team at Harrison Clark Rickerbys offering

legal support and advice from the first site visit to the day buyers step over the threshold.

The New Build Property team adds to the firm’s real estate services and is based in the Wye Valley.

Led by Bob Leather, who has many years’

experience as a specialist on newly built

properties and has established such a new

build team before, the team comprises Bob,

Chantelle Forbes as senior conveyancer, Eyvonne

Dight as operations manager and Sophie Beckett as

administrator.

Working through the Three Counties, across the

Midlands and nationally, the team will build on their

experience and reputation with major house builders

to offer clients buying new properties all the help

they need with buying or selling homes. Bob and

Chantelle’s expertise is already in demand from the

house builder’s legal panels and the team is already

set to be appointed as the preferred choice for a

number of them because of their experience with new build plot purchases.

Bob said: “I’m looking forward to bringing our expertise to the firm’s existing

clients and to widening our scope. New builds come with a different range of

challenges and opportunities for both buyers and sellers, and our experience in this

area will be invaluable.”

Matt Hayes, partner and head of Harrison Clark

Rickerbys’ Hereford office, who has been at the

heart of this project, said: “Bob’s team are going

to be a tremendous addition to our real estate

services; they really understand what is needed to

operate properly in what can be quite a pressured

and emotional environment. The fact that they

have worked together before, along with the work

we have done over the past few months on our

systems, gives me great confidence that they can

offer a seamless service to clients right from the

start.”

Harrison Clark Rickerbys has 450 staff and

partners based at offices in the Wye Valley,

Hereford, Birmingham, Worcester, Cheltenham, the

Thames Valley and London who provide a complete spectrum of legal services to both

business and private clients, regionally and nationwide. The firm also has a number of

highly successful teams specialising in individual market sectors, including health and

social care, education, agricultural and rural affairs, defence, security and the forces,

advanced manufacturing and construction.

Churches, historic buildings, landmark sites…

Are you looking to secure heritage lottery funding?

Now could be the right time.

Herefordshire based Top 25 Grand Designs Architect, Garry Thomas, gives his tips on what’s involved…

If you are looking to secure funding: then the

Heritage Lottery Fund (HLF) is offering a range of

different grant programmes, with grants from £3,000

to over £5million. HLF love to assess applications that

take account of the outcomes, for HERITAGE, PEOPLE

and COMMUNITIES that the projects will achieve.

Each grant funded project needs to make a

difference. The sort of outcomes that gain grant funding

are ones that achieve

• Changes

• Impacts

• Benefits

• Effects

as a result of the project taking place. Projects are

expected to make ONE or MORE of these outcomes.

Potential projects need to help sustain and transform

the UK’s heritage. Projects that gain HLF support tend

to rescue buildings and places from decay; breathing

new life into neglected buildings, collections, parks and

landscapes. They also seek to inspire communities to

record and celebrate the heritage story to reimage the

heritage asset for a whole new generation.

It’s about management too. Successfully funded

projects need a clear forward management and

maintenance vision. Call this the ‘business plan’.

Projects must be sustainable going forward, and they

need to secure the heritage asset.

Gathering evidence of success will be important

too. You need to show that the heritage asset that

you manage, is in a better position as a result of your

project. You will need to demonstrate that you can

achieve and meet national quality standards.

Sometimes heritage assets are difficult to access,

particularly for disabled folk. The HLF like to encourage

interpretation and modern technology too. If elements

of the project are out of reach, but interesting to visitors,

often smart phone apps or interpretation panels can

bring inaccessible heritage alive.

The successful HLF grants are the ones that bring

forward previously hidden, not well known, or not

accessible heritage assets, making them available to the

public.

If you are thinking of seeking funding for your

heritage project, you can find out more on the HLF

website www.hlf.org.uk

If you would like a no obligation informal chat about

what is involved in applying for HLF funding, and the

type of projects that are funded, contact us at Thomas

Studio. We are more than willing to discuss some of the

past and present HLF projects being worked on.

T: 0774 747 8079 / 01432 860338

E: info@thomasstudio.co.uk


28 MARKETS

2017 House Price Growth Eased to 2.7%

+2.7%

Annual change

-0.6%

Monthly change

+1.3%

Quarterly change

£225,021

Average price

• Prices in the last three months of 2017 were 2.7% higher than in the same three months a year earlier

although the annual change in December was lower than in November (3.9%)

• House prices in the final quarter (October-December) were 1.3% higher than in the previous quarter (July-

September), down from 2.3% recorded in October and November

• On a monthly basis, prices also fell by 0.6% from November following a 0.3% increase in both October and

November; this is the first fall since June 2017

• The average price of £225,021 at the end of the year is 2.4% higher than in January 2017 (£219,741)

Russell Galley, Managing Director, Halifax Community Bank, said:

“House prices in the three months to December were 1.3% higher than in the

previous quarter; a gradual slowdown from 2.3% in both October and November. The

annual rate of growth has also moderated to 2.7% from November’s 3.9%. Ending the

year, house prices in December fell by 0.6%; the first monthly decline in six months.

“As we’d anticipated, the housing market in 2017 followed a similar pattern to the

previous year. House price growth slowed, whilst building activity, completed sales

and mortgage approvals for house purchase all remained flat. This has been driven by

a squeeze on real wage growth and continuing uncertainty over the economy.

“However, nationally house prices in 2018 are likely to be supported by the

ongoing shortage of properties for sale, low levels of housebuilding, high employment

and a continuation of low interest rates making mortgage servicing affordable in

relative terms. Overall we expect annual price growth to continue in the range of 0-3%

at the end 2018.”

Housing Activity

• Monthly UK home sales exceed 100,000 for the eleventh month in

succession. Sales have remained above 100,000 in all months of 2017. In

November they reached 104,200, the highest monthly level since March 2016. In

the three months to November home sales were 7% higher than in the same period

a year earlier. (Source: HMRC, seasonally-adjusted figures)

• Mortgage approvals for house purchases remain flat. The number of mortgage

approvals – a leading indicator of completed house sales - edged up by 0.4% m/m

in November to 65,139. In the three months to November approvals were 2.1%

down on the same period a year earlier. For the past twelve months mortgage

approvals have been in the narrow range of 64,900 to 69,500. (Source: Bank of

England, seasonally-adjusted figures)

• Decline in instructions for sale. New buyer enquiries appeared a little more

stable over the month having declined sharply in autumn, this measure, however,

has now fallen for the last eight months. Turning to supply, new instructions to sell

continued to deteriorate at the headline level and has now fallen for 22 consecutive

months – the worst sequence for close to eight years. (Source: Royal Institution of

Chartered Surveyors’ (RICS) monthly report)

• In 2018 we expect house prices trends to be similar to 2017*. Overall, we

expect annual house price growth nationally to stay low and in the range of 0-3%

by the end of 2018. The main driver of this forecast is the continuing effects of

the squeeze on spending power as inflation has outstripped wage growth and the

uncertainty regarding the prospects for the UK economy next year.

UK House Prices Historical Data


INTERNATIONAL

29

Top 5 reasons to live

in Monaco

There are many reasons why Monaco is one of the most desirable places to live in the world,

particularly for high net worth (HNW) individuals, Daniel Howarth

Co-head of Enness International looks at the top 5 reasons to live in Monaco:

Location

Its stunning location on the French Riviera offers

residents a Mediterranean climate, with around 300

days of sunshine each year, whilst also being in close

proximity to the mountains of the Southern Alps.

It’s ideally located for business people, with access to

other European cities from Nice’s international airport.

It is also within easy reach of some of Europe’s most

exclusive resorts, including Cannes and Saint Tropez.

sports fans; it’s home to the International Association of

Athletics Federation and has its own successful football

team. Monte Carlo also hosts one of the most famous

Formula 1 races in the world as well as the Monte Carlo

Rolex Masters tennis tournament and the Monaco Yacht

Show. It is also very close to the star studded Cannes

Film Festival.

Tax incentives

Aside from its stunning coastal location, residents

of the Principality also benefit from its tax incentives;

not being required to pay income tax on their global

income, capital gains tax and wealth tax is a big draw.

Health and security benefits

Monte Carlo was rated the third healthiest place to

live in The CNN 10 Healthiest Cities 2014 list as well

as the Principality being known to be one of the safest

locations to live, with an extremely low crime rate and

high ratio of police to residents. This coupled with

the variety of exceptional schools and highly regarded

university makes it a very attractive option for families.

Culture and sport

The Monte Carlo Philharmonic Orchestra, opera

scene and award-winning Grimaldi Forum mean that

Monaco is not short on culture. It also offers a lot for

Property

Monaco’s luxury property is some of the most

exclusive in the world, with its Odeon Tower widely

thought to be one of the best places to live. For people

who want to experience its lifestyle, understanding the

intricacies of the Monaco property market is crucial and

that is where our experiences and multilingual team can

help.

The market is very liquid and fast paced and

accessing it can be challenging. It is common for a

purchase to go from offer to completion in just a couple

of weeks and Enness International can facilitate this

process for you, guiding you through it and structuring

your finances in a way that optimises tax efficiency.


30 HOME IMPROVEMENTS

About Furniture Importers

Furniture Importers began life in 1998 as a shop in Witney, Oxfordshire and has expanded with two

very local retail outlets and the head office and warehouse in Ross on Wye. 15 years on and their staff continue

to be committed to offering exceptional value for money products.

Stellar Customer

Service

Our aim to keep things as simple

as possible means that we’ll always be

transparent and easy to do business

with. Our staff are trained to provide

the highest quality customer service at

all times, and we’ll work hard to right

any dissatisfactions you may have.

Though we endeavor to provide top quality service

and products at all time, we know there may be times

when something goes wrong. We promise to work hard

to right any wrongs. If for any reason, you’re still dissatisfied,

we encourage you to let us know, so that we

can improve our service. You can contact us via email,

or call us on 01600 891212, or follow our social media

pages for sale and event news.

Looking to buy in bulk?

We also supply to bulk and trade purchasers,

including furniture retailers, hotels, restaurants and

property developers on our trade site.

At Furniture Importers, the team like to keep

things as simple as possible and so stick to the

following values:

Low Prices, all year round

We aim to keep our prices as low as we can, all year

round, yet still provide you with high quality furniture

that will stand the test of time. Our goods are priced

fairly from the start.

Delivery on time

We promise to deliver when we say we will, bringing

your purchases to your home in a condition you expect.

Should there be any reason why we can’t deliver on

time, we’ll be sure to keep you up-to-date on why we

can’t.


MONMOUTHSHIRE

CONSERVATORY COMPANY

CONSERVATORIES . ORANGERIES . UPVC & ALUMINIUM WINDOWS

SECONDARY GLAZING . DOORS . GREENHOUSES . GARDEN BUILDINGS

We would like to take a moment to share these recent installations

with you and explain a little about the process involved when creating

such beautiful builds.

The beginning stages of your extension can be daunting at times

with so many elements to consider. Will you need planning

permission? Would you prefer Aluminium or uPVC? What

colour roof system, frames, doors or windows will you choose?

With many years experience within the industry, our team can

help you design the build that is right for you and your home.

Marrying in with the style and era of your property whilst

simultaneously complimenting and enhancing your living space.

Once construction is underway, your project manager will

keep you updated with every element of your new build,

whilst our trusted builders, fitters, joiners, electricians and

plasterers display the highest level of professionalism. If you

would like to learn more, please visit our fantastic showsite,

website or social media pages for more information.

“I love my front door

from MCC. When I tell

people where I live, they

often say ‘the one with

the lovely door?’

It’s completely changed

the look of our house,

I love it!”

Ms Heath

MONMOUTHSHIRE CONSERVATORY COMPANY

Pengethley Garden Centre

Peterstow

Tel: 01989 730 551 Fax: 01989 730 596

info@monmouthshireconservatorycompany.co.uk

Ross-on-Wye

www.monmouthshireconservatorycompany.co.uk

Herefordshire

HR9 6LL


CALL: 01600 717255

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