Inspire Magazine - Winter 2018

ADVICE
It’s never too late
to start saving!
Do you think that saving is what other
people do, or don’t see the point in keeping
some money aside?
It’s good to have a goal - a holiday, new furniture or something
new for you. Even the smallest amount can be handy when you
need to find money in an emergency. And saving is much easier
than you think! Savings apps are the latest way to save small
amounts each week, month or whenever you can.
Money Box
This rounds up anything you spend, swiping the difference
to your savings or investment account e.g. spend £2.40
on a coffee and it will transfer the 60p balance to your account.
Please note as your money goes into an investment account, your savings
can go up as well as down but you can control the level of risk.
www.moneyboxapp.com
Oval Money
A savings and financial education app which integrates with
Facebook, allowing users to contribute to their savings each
time they post on social media.
www.ovalmoney.com
Bank savings apps
Some banks have similar ways of saving such as Lloyds ‘Save the
Change’, which also allows you to put the savings into someone
else’s account to help them save. Check it out at:
www.lloydsbank.com/savings/save-the-change.asp
Ask your employer
Your employer might have a savings scheme. This could come
out of your wages.
Credit Union
Once you start saving you will be able to access low cost loans
should the worse happen. Even when you are repaying the loan
you will be contributing to your savings pot, so eventually you
shouldn’t need to borrow. What a great feeling!
www.manchestercreditunion.co.uk
www.smcreditunion.co.uk
Budgeting
Cutting down on your spending is the ideal way to save money.
Our Super Savvy Spending Diary will help you find out where
your money is going and how you can start to save. Call us or
search for Super Savvy Spending Diary on our website.
If you’re cooking on a budget, find the cheapest supermarket at
www.mysupermarket.co.uk
They serve us right
During our Community Soups we have
proudly worked with Back on Track,
a charity who support people that
have experienced problems including
homelessness, drug and alcohol issues,
and mental health problems.
Their café and catering service offer cookery skills to
help their volunteers find their way into employment.
Back on Track have kindly provided their very own tasty
Chicken Masala recipe for you to try.
Chicken Masala
Ingredients
500g boneless chicken
1 medium onion finely chopped
1 tbsp ginger & garlic paste
½ can or 3 fresh chopped
tomatoes
½ cup yoghurt
1 tsp chilli powder
1 tsp paprika
¼ tsp turmeric
1 ½ tsp coriander
1 tsp cumin
1 tsp garam masala
Salt to taste
6 tbsp oil or clarified butter
½ cup chopped fresh coriander
¾ fresh green chillies chopped
(optional)
Method
• Heat oil in a pan. When hot add the onion, ginger and
garlic paste then fry until golden brown.
• Now add half a cup of water, the chilli powder, turmeric,
cumin, coriander and salt, and fry for one minute.
• Add tomatoes and stir for 10 minutes or until the oil
comes out, all the water is gone and tomatoes are soft.
• Add chicken and fry it with masala for five minutes or
until all the water from the chicken has gone.
• Add yoghurt and fry until it has gone and you can see
the oil.
• Now add ½ cup of water, garam masala, coriander
and green chillies. Lower heat, cover pan and cook for
15 minutes.
• Serve hot with rice or naan bread.
Our One Money team can provide individual advice
on managing your money, simply call 0330 355 1002.
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