Property Drop Issue 21

thepropertydrop

#THEPROPERTYDROP

1-14 FEBRUARY 2018

THEPROPERTYDROP.CO.UK

ISSUE 21

FREE COPY

MONMOUTHSHIRE | SOUTH HEREFORDSHIRE | WEST GLOUCESTERSHIRE

17

HOW TO SELL YOUR

PROPERTY IN 2018

28-29

I LOVE WHERE I LIVE IN

THE FOREST OF DEAN

IN PARTNERSHIP WITH


2 2018 NEW HOME BUILD TARGETS

Rise of the

modular home

With the ever increasing need to build new homes in the UK, and the Government’s target of 300,000 homes

to be built a year by the early 2020’s, the rise in popularity of modular homes continues.

House builders are investing in more modern methods of construction

and some say modular homes can be built more efficiently, with greater

construction standards and far easier than the standard build. Some

companies claim ability to build a home in 20 days which can be erected on site in

half a day.

Another factory to do exactly that has been given the green light just last week ….

Berkeley Group, operating in the South of England, was given approval by

Ebbsfleet Development Corporation’s planning committee to build a 150,000sqft

manufacturing facility and a 15,500sqft office building on a ten-acre site in Northfleet,

North Kent.

It will produce finished modules complete with plumbing, electrics, and internal

finishing, including flooring and fittings that can be configured to form new homes.

The development will create up to 240 jobs that will include opportunities for fulltime,

direct employment and training for local people.

Modular construction is seen as a way of speeding up housing delivery with high

quality completed units sent to the building site, reducing the amount of time it takes

to build a property by up to 50 per cent.

Ian Piper, Chief Executive of Ebbsfleet Development Corporation, said: “Modular

construction is helping to speed up the delivery of new homes in the UK and with

Berkeley recognised as one of the country’s leading developers we are pleased it has

chosen Ebbsfleet Garden City as the place it wants to produce its modern new homes.”

Tony Pidgley CBE, Chairman of the Berkeley Group, said:

“Given the skill shortages we are facing, speed of production and the impact on

labour are vital issues for the future of our industry. But the real driver for Berkeley

is the quality we can achieve with modular housing. It will help us create fantastic

homes for our customers where they can live comfortably in a beautiful setting. That

is what will really drive demand and create value for our business, as well as build

fantastic communities for people in the future.”

Turn to page 9 for residential modular homes.

THE PROPERTY DROP ROUNDUP

Page

1

Trellech House

On the market with Monmouth Property

Bureau, a Grade II listed village centre

house, annex, detached barn and

paddock. Full of character and history this

former farming residence is certainly a

one off. Separate lots also considered.

Page

24

M&S Mortgages

Marks and Spencer offer first time

buyers £1000 cash back as they launch

a range of mortgages.

Beautiful front cover home

This issues beautiful front cover home

is on the market with Fine and Country

Monmouth and situated in Penallt.

It comes with 5.5 acres and more

details can be found online at www.

fineandcountry.com and in the mid

February Property Drop.

Page

8

Page

7

Planning advice

Planning advice for commercial, residential and rural development

from our Property Drop experts Garry Thomas Studio

and Powells Rural Land and Estate agents.

Blestium Financial

For independent mortgage advice and

no broker fees visit Martin Newell of

Blestium Financial services in

The Market Tavern, Monmouth or

online at www.blestium.com


3

NHBC’s latest new home statistics

More than 160,000 new homes were registered to be built in the UK last year,

an increase of 6% on 2016, according to NHBC’s latest new home statistics.

160,606 homes were registered throughout the course

of 2017, up from the 152,017 the previous year and the

highest since the pre-recession levels of a decade ago.

The private sector grew by 3% with 118,825 new

homes registered, with the affordable sector increasing by

14% to 41,781 - the highest yearly total for the sector

since NHBC electronic records began 30 years ago.

New home completions also increased by 4% from

141,685 in 2016 to 147,278 last year.

Nine out of 12 UK regions experienced an increase

in registrations, with the East Midlands (+19% ;14,481),

Wales (+19%; 5,470) and North West (+12%; 16,947)

among the areas which saw noticeable growth.

Figures for London showed the rate of new homes

being registered was slightly up on 2016, with 17,850

units compared to 17,587 the previous year, the first

increase year-on-year in the capital since 2014.

As the leading warranty and insurance provider for new

homes in the UK, NHBC’s registration statistics are a lead

indicator of the UK’s new homes market.

Commenting on the new home registrations statistics

for 2017, NHBC Chief Executive Steve Wood said: “Our

figures show the market has delivered strong growth

resulting in the highest new home figures for a decade and

growth across the majority of the UK, including London for

the first time since 2014.

“Looking ahead, NHBC will continue to work with the

industry to help raise the standards of new homes. With

6% growth in the quantity of new home registrations, the

focus on delivering quality for consumers remains critical.

NHBC UK statistics for 2017 show that:

During 2017, the number of NHBC new home

registrations was 160,606 compared to 152,017 in 2016.

Of these: 118,825 were registered in the private sector,

compared to 115,375 in the previous year. 41,781 were

registered in the affordable sector, compared to 36,642 in

the previous year.

Registrations refer to the process of a builder registering

a new plot/home to be built in the coming months or

weeks, to be covered by NHBC’s 10-year Buildmark

warranty. Completions refer to when a new home is

completed by the builder. Changes can occur between

figures published at different times owing to changes in

policies and cancellations.

NHBC’s role is to support the industry in maintaining

and improving the build quality of new homes for

homebuyers, whilst providing the benefit of its 10-year

Buildmark warranty protection, when required. NHBC

does this through a wide range of activities, from standards

setting through technical support to warranty and insurance.

NHBC is a non-profit distributing organisation with

no shareholders. It invests any surplus into activities that

improve new homes further, in particular through its

research arm, the NHBC Foundation.

Country/Region 2017 2016

England - Regions

North East 6,065 6,170

North West 16,947 15,144

Yorkshire & the Humber 9,376 9,691

West Midlands 14,962 13,216

East Midlands 14,481 12,197

Eastern 17,319 15,923

South West 15,143 16,500

London 17,850 17,587

South East 26,142 26,147

Totals for England 138,825 132,57

Scotland 12,785 11,574

Wales 5,470 4,613

Northern Ireland & IOM 3,256 3,255

Totals for UK 160,606 152,017

NHBC is the leading warranty and insurance provider

for new homes in the UK. NHBC’s ten-year Buildmark

warranty covers around 80 per cent of new homes built in

the UK, having covered nearly eight million homes since it

began and currently protecting around 1.5 million homes.

Page

17

Local Living

Sharon Chilcott finds out what it

means to ‘Love Living in Lydney’.

Selling your home this year?

London based Shelly Robinson of Robinson Stone

explains how to achieve the quickest and most

desirable sale for your home. Investing a small

percentage before you list can add up to big

rewards when it comes to the final sale price.

Page

28 & 29

Page

31 & 33

bedroom

bathroom

Forest of Dean properties from award

winning developers & agents - Redrow

Homes and Ferrino Estate Agents.

www.thepropertydrop.co.uk

01600 717255

info@thepropertydrop.co.uk

The icons under the properties throughout

Property Drop indicate the following:

living bathroom

etc

bathroom

bedroom

bedroom

central heating

garage/covered parking

parking

Whilst every care garage/covered is taken parking with materials submitted to The

Property Drop the publisher cannot accept responsibility for

loss or damage garage/covered to such materials. parking parking Opinions expressed in

articles are strictly those of the authors. This publication is

copyright and may parking not be reproduced in any form without

written permission from the publishers.

Prices and details are subject to change and the publisher

can take no responsibility for omissions or errors. The

inclusion of an advertiser in this paper is not necessarily a

recommendation.

©The Property Drop 2018

garage/covered parking

bedroom

Number of

bedrooms

bedroom

living room etc

Number bathroom of

bathroom

living room

central

etc

heating

garage/covered parking

central heating

bathroom

garage/covered parking

central heating

living room etc

bedroom

living room etc

living room etc

reception

rooms

Number of

bathrooms

central heating

central heating

parking

ELECTRIC

Method of

central

heating

Covered

garage

parking

parking

Parking

space


4

PROPERTIES

bedroom

living room etc

Pigeon House, Marstow, Ross-On-Wye

RRK 01600 772929 www.roscoerogersandknight.co.uk

Price

£690,000

bedroom bedroom

4

living living room room etc etc

bedroom bedroom living room living room etccentral heating

bathroom

3 2

bathroom

bathroom

BIOMASS

central heating

central heating

garage/covered parking

parking

bathroom bathroom

central central heating heating

garage/covered parking

garage/covered parking

parking

parking

garage/covered parking parking

parking parking

Enjoying the benefits of a rural location

between Monmouth and Ross this attractive

and characteristic four bedroomed former lodge

sits in the middle of its mature landscaped grounds

at the end of a private gravelled drive providing

the property excellent levels of privacy.

Dedicated to letting properties since 1990

We offer a professional service tailored to suit landlords individual needs.

For a quality service at sensible prices speak to our letting team.

MONMOUTH £1500 pcm Llangovan £2,500 pcm

The owners have carefully restored and fully updated the property retaining a wealth

of original features including beams and exposed stone walls and all the rooms enjoy

excellent levels of light. Windows are double glazed and a pellet bio mass boiler provides

domestic hot water and central heating to feature sectional radiators throughout.

At the rear of the property is an impressive complex of converted outbuildings once

again featuring many attractive features including trusses and beams. Set at one end is

an open plan kitchen with galleried mezzanine room adjoining this is a large workshop,

a boiler room and further storage bays. To one side is a fully insulated purpose built

Sound Studio and there is a garden store next to it.

The attractive grounds and gardens are terraced and mainly laid to lawn with well

stocked planted borders and interspaced mature trees. The driveway runs up to the side

and back of the house and also provides plenty of parking.

Five Double Bedrooms, Three Bathrooms, Two

Reception Rooms, Garage and Enclosed

Garden. Agency Fees Apply.

MONMOUTH

B

£795 pcm

A spacious Six Bedroom Property offering

stunning views and quiet rural location.

Finished to a High Standard throughout

including bespoke oak and granite kitchen.

Agency Fees Apply

MONMOUTH

TBC

£650 pcm

A Modern Two Bedroom Apartment situated on

the edge of the Town Centre comprising Master

En-suite and full Integrated Kitchen. Agency

Fees Apply

A well presented Two Bedroom Property close

to the Town Centre of Monmouth. The property

benefits from a parking space and two Ensuites.

Agency Fees Apply

Call: 01600 772929 • lettings@roscoerogersandknight.co.uk

www.roscoerogersandknight.co.uk


THE CEDARS

USK, MONMOUTHSHIRE

£2,950,000

BELMONT HOUSE, CHRISTCHURCH,

GLOUCESTERSHIRE £1,200,000

D

F

5 6 5 3 6 4

This fine and beautifully proportioned, 6 bedroomed country house

has been fully up-graded to extremely high standards enjoying an

idyllic rural setting on the outskirts of the market town of Usk. Set in

17 acres of outstanding mature formal parkland with a tree-lined

driveway. It has a lake and the benefit of a well-presented 3 bed

detached coach house, outdoor swimming pool with adjacent pool

house, a stable block with 7 boxes and easy access to M4, A449,

Newport, Cardiff and Bristol.

Set off a quiet lane this substantial, 3 storey, 6 bed family home with

adjoining 1 bed cottage, a wide range of spacious, well-maintained

outbuildings, 14 acres and uninterrupted views towards the Malvern

Hills. Remodelled and extended to provide flexible living space.

Mature, mainly lawned gardens with pool, tennis court and balconied

summer house. The gated tarmac drive accesses extensive parking

areas, a barn, equestrian facilities and paddocks (registered small

holding). Easy access to Wye Valley walks and major road networks.

THE NORTHGATES, HEREFORDSHIRE £1,200,000 WOODCOTE , HEREFORDSHIRE £535,000 5 HEREFORD ROAD, MONMOUTH £285,000

E

E

C

Located in a secluded spot at the end of its

own sweeping drive this elegant, beautifully

presented 6 bedroom country home provides

spacious, airy accommodation over two

floors. Built in 1854, it has outstanding far

reaching views over three counties, a double

garage, a bespoke green house, numerous

outbuildings arranged around a courtyard,

formal gardens, orchard and woodland with a

lake and paddocks totalling approx.8 acres.

Bright, light & spacious this 4 bed, 3

reception family home is set in Glewstone

between Monmouth & Ross-on-Wye. This

attractive, quiet rural location has very easy

access to A40/M50. Well-built & tastefully

extended it has beautifully landscaped, well

stocked level gardens, a summer house & an

office/studio. Ample off-road parking

accesses an open fronted double garage and

an integral garage which could easily

convert into self-contained annexe.

A pretty, conveniently located

semi-detached 2 bed, characteristic town

house in level walking distance of the town

centre. Tastefully remodelled to provide

light and airy accommodation over 3 floors

it benefits from a sunny, enclosed West

facing garden and spacious first floor

balcony with far reaching views across

Vauxhall Fields and open

countryside beyond.

3 Agincourt Square • Monmouth • NP25 3BT • Call: 01600 772929

enquiries@roscoerogersandknight.co.uk • roscoerogersandknight.co.uk

Monmouth & London offices


Sales: 01600 719184

Lettings: 01600 719183

LLANGROVE, ROSS-ON-WYE

GUIDE PRICE £499,950

Super detached bungalow presently arranged as

three bedrooms and three receptions plus a very

large loft room including a full sized snooker

table. The property offers generous half acre

gardens, driveway and garage/workshop. Well

regarded local school with Monmouth 6 miles,

Ross on Wye 8 miles EPC E

VINE ACRE, MONMOUTH

OFFERS IN EXCESS OF £450,000

An exceptional four bedroom detached bungalow

built circa 1962 with attractive wrap around

gardens, lovely views, bathroom, two shower

rooms, driveway and detached garage. Highly

sought after location approx 1 mile from town

centre. EPC D

WITHY LANE, MONMOUTH

GUIDE PRICE £325,000

A fantastic three bedroom semi detached cottage

on two floors with lots of room to extend (stp)

approximately 1/3rd acre gardens, garage and

driveway. Situated on a small lane adjacent to

fields, 1 & 1/2 miles from town centre. EPC D

MADDOX CLOSE, OSBASTON

GUIDE PRICE £320,000

A very well proportioned modern three bedroom

detached family home built circa 1986 with

garage, driveway and attractive gardens. Much

sought after cul de sac and local church school

nearby. Monmouth approximately 1 & 1/2 miles

distance. EPC D

TRELLECH, MONMOUTH

GUIDE PRICE £345,000

Outstanding Georgian Grade ll Semi detached on

three floors with four bedrooms and two

bathrooms. Situated in the historic village of

Trellech with Monmouth 6 miles, Chepstow and

M4 motorway 10 miles distance, Agents Note:

Flying Freehold. CHAIN FREE

GLENDOWER STREET, MONMOUTH

GUIDE PRICE £360,000

An attractive and characterful three bedroom

Georgian Grade ll listed link end terrace house.

Set over three floors featuring vaulted ceilings,

gas central heating, modern fitted kitchen and

bathroom, courtyard and small garden. Chain

Free.

CWRT WILLIAM JONES, MONMOUTH

£289,950

An exceptionally well presented contemporary

two bedroom terrace townhouse on two floors

built circa 2012 with 2 secure parking spaces.

Situated in an exclusive gated community

centrally located for Monmouth Town centre,

approximately 350 yards distance. Agents Note:

Valid NHBC warranty. EPC B

KINGSWOOD ROAD, OVERMONNOW

GUIDE PRICE £325,000

A very well proportioned four bedroom detached

family home with, modern bathroom, en suite

shower, interconnected Lounge, dining room and

kitchen, integral garage, driveway, conservatory

and west facing garden, great for BBQ's. EPC C.

WONASTOW CLOSE, OVERMONNOW

GUIDE PRICE £189,950

A very pleasant two bedroom bungalow with a

well-planned and functional layout offering

attractive gardens, driveway for 3 cars and

garage. Situated on a small cul de sac 1/2 mile

for town centre. Chain Free EPC D

monmouthpropertybureau.co.uk

The Market Tavern, Agincourt Square, Monmouth NP25 3BT


PROPERTIES 7

bedroom

living room etc

Trellech House, Trellech

Monmouth Property Bureau 01600 719184

www.monmouthpropertybureau.co.uk

Price

£985,000

garage/covered parking parking

Trellech House is a substantial Grade ll listed property positioned in the central central heating centre heating of Trellech Village.

bathroom bathroom

garage/covered parking parking

Originally built in the latter part of the Georgian

era as a gentleman’s farming residence with a walled

garden and extensive farmlands.

Today the property is still a magnificent characterful

home and although the farmlands are no longer part

of the property there is still a generous paddock of

approximately 1 hectare (2.4 acres). The walled gardens

incorporate a gated, sweeping drive with mature trees

9

garage/covered parking parking parking parking

bedroom bedroom

bathroom

5 4

living room living room etccentral heating

central heating

bedroom bedroom living living room room etc etc

bathroom

central heating

garage/covered parking parking

Alternatively as three separate lots as bathroom follows: Trellech House: £540,000.

and shrubs totalling a ½ acre and just beyond the walls

is Trellech Village.

This detached property is currently divided into two

separate houses; the main house set over three floors and

having some distinguishing period features including a

grand drawing room with rising shutters, a fine staircase

and five bedrooms. Attached is a four bedroom annex

and there is a large detached modern barn/workshop

The Annex: £345,000. Detached Modern Barn and Paddock £100,000.

within the grounds. Situated in the historic village of

Trellech with Monmouth 6 miles, Chepstow and M4

motorway 10 miles distance,

Agents Note: If Trellech House and Annex are sold

separately then they will be subject to the updating of

the title deeds. The barn will not be sold prior to the

main house sale. Trellech House and the Annex would

be subject to a flying freehold if sold separately.

LPG & OIL

monmouth

PROPERTY BUREAU

Your local sales and

lettings specialist

Sales: 01600 719184

Lettings: 01600 719183

34 St Thomas Rd, Monmouth

Detached 4 bed, 2 reception roomed house in

popular location with 2 shower rooms, good

sized enclosed garden, garage, gas CH EPC D

Agency Fees Apply

£895 PCM

2 Ox House, Nr Usk

Beautiful 2 bed stone property in rural hamlet

with well appointed kitchen & utility large

reception room, WC, bathroom, patio garden,

parking. LPG CH. EPC E Agency Fees Apply

£800 PCM

Thinking of selling your house?

Here at Monmouth Property Bureau we

take you and your property personally.

We are proud of our reputation for

excellent service and work hard to get the

best price for your property.

Our fees undoubtedly offer the best value

for money in town at 1%*, which

includes solicitors fees for your sale,

saving you a minimum of £500.

So if you are looking for a local,

independent estate agent offering a flexible,

customer focused approach, call

39 Wyefield Court, Monmouth

Well presented mid terrace; porch, breakfast/

kitchen, lounge, 2 dble bedrooms, bathroom

with shower over bath, enclosed garden, gas

CH, parking. EPC D. Agency Fees Apply

£595 PCM

The Market Tavern, Agincourt Square, Monmouth NP25 3BT

monmouthpropertybureau.co.uk

Little Cross Cottage, Great Oak

Beautiful cottage completed to a very high

standard in rural setting yet close to major road

networks. EPC F. Agency Fees Apply.

£595 PCM

Monmouth Property Bureau

on 01600 719183

or visit us at

The Market Tavern,

Agincourt Square, Monmouth

monmouthpropertybureau.co.uk

* Terms & Conditions Apply


8 PLANNING

Gaining planning permission

for the golden age ‘Granny

Annexe’ and Care Home

By Herefordshire’s Top 25 Grand Design Architect Garry Thomas of Thomas Studio

Despite the huge need for what we affectionately call a ‘Golden Years’ home,

working within this field is like opening a steam cooker. While currently

unsupported by planning departments, suitable arrangements to reduce the

burden on the state or local authority care provision by developing self-builds sees

planners indifferent to this problem.

That’s because personal circumstances are not a planning matter, cold hard

planning policy trumps personal gain, but ‘Garry’s 3 simple step formula’ can lubricate

your application through the planning system.

Elevate the Critical Need

Failing to elevate awareness of the critical need in your planning application,

means it will be judged purely on planning policy – often getting a refusal under

delegated powers before any elected councilors get anywhere near supporting your

application.

“I am convinced that the time and effort that you put into your submission,

together with the associated policy detail… explanations swayed the meeting leading

to an extremely close but nonetheless positive vote” said a recent Thomas Studio

client, who informed the local councilor who got behind their application for a

2-bedroom care home for his elderly mother.

But crafting the perfect planning application takes experience, understanding as

well as an architect who knows what they are doing.

Garry’s 3 simple step formula

1. Design: Make the project appealing. A pleasing design will gain better merit with

the planners, so take the time to understand the site and to create a building that

fits in.

For example: A recent Thomas Studio client had planning success for a 2 bed care

home that was designed as a garden folly set within the plot of an existing house

with landscaped grounds.

2. Support the Back Story: Get the community behind the scheme. Appeal to

friends and neighbours to write a suitable support letter, and to ensure they

identify with your needs and capture this in writing, informing the planning officer

and the local councilors of why this need should be granted approval - elected

councilors will always go with the voters, particularly when they are seen to be

championing a local campaign.

3. The Planning Committee: Getting your application in front of a planning

committee is a dark art and the first two steps above will strongly assist that.

Publishing the right information at the right time during the planning process

is essential, whilst at the same time getting decision makers to focus on the main

issues is key.

Whilst we don’t consider Thomas Studio to be a care home guru, we do

understand how to unlock planning permission on difficult sites. Our clients identify

with this and we are often asked to consider unusual locations for dwellings in open

countryside. Though they aren’t always possible, the reality is if you follow the 3

points above you maximise your chances at unlocking the potential.

You’ll find even more support information about this topic on our website here:

www.thomasstudio.co.uk/how-to-get-planning-for-a-golden-years-home-for-mumand-dad/

Or contact Garry on T: 07747 478079 / 01432 860338 info@thomasstudio.co.uk

04271 Planning Advert_Layout 1 22/01/2018 17:36 Page 1

Rural Planning & Development Specialists

Land with Development Potential?

As independent rural planning & development specialists acting

solely on behalf of landowners, we are fully equipped to assist

you with all of your planning & development requirements

• Land Promotion •

• Strategic Development Sites •

• Negotiation of Promotion & Option Agreements •

• Planning Applications •

n

• Development Land Sales & Valuations •

n n• n

For a no obligation & confidential discussion please

contact David Powell or Stuart Leaver

Singleton Court Business Park, Monmouth NP25 5JA

Email: enquiries@powellsrural.co.uk

Telephone: 01600 714140

www.powellsrural.co.uk

n


BUILDING

9

Residential Modular

Homes

Modular construction is a process in which a building is constructed off-site, often using the same materials and

designing to the same codes and standards as conventionally built homes - but in half the time. Buildings are

produced in modules within a factory environment and then put together on site. While already popular in the

commercial sector, more and more families are turning to this quick, efficient and green way of building.

The Property Drop spoke with the team at Dan Wood Homes to explore a recently

completed modular home in Leamington Spa. A similar Dan Wood 3 bedroom home

starts from £160,000.

“Dan-Wood houses combine superb quality of design and construction with

exceptional value for money. An experienced and dedicated team of architects,

designers and trades people use only the best quality materials to build a Dan-Wood

house in only eight to 12 weeks.

Everything, from initial design through to interior decoration, is included in a

fixed price, with exceptional thermal efficiency and ventilation – which comes as

standard in every Dan-Wood house - ensuring comfortable, cost-effective and energyefficient

living. A choice of over 50 standard designs can be adapted to suit every taste

and lifestyle”

The Turn-key Process

There are two ways you can build your Dan-Wood house: Client Completion and

Turn-key. For both options Dan-Wood builds and installs the entire house structure,

including the walls, roof, elevations, windows and technical installations.

The Turn-key option includes external and internal decorating and finishes, stairs,

sanitary ware, doors, flooring, plumbing and utilities. The only thing you need to do

is supply and fit your kitchen – and move in.

With the Client Completion option you carry out the internal works yourself.

This might include painting and decorating, hanging internal doors, tiling, installing

sanitary ware, stairs and other works.

With our Turn-key service, we do everything for you from start to finish to build

your dream home.

Our architects will work with you on any modifications to the standard Dan-

Wood house designs. Or if you prefer a completely bespoke house they will work

with you to design a home to meet your exact needs and lifestyle.

We can manage work in connection with planning permission and building

regulations on your behalf.

We can install renewable, energy-efficient heating and hot water systems,

including solar panels, heat pumps, heat recovery ventilation systems or photovoltaic

panels.

We can build your house - fully equipped and insulated in only eight to 12

weeks, once the construction team arrives on your site.

For more information on Dan Wood Homes in South Wales and the West of

England, Vic Moore can be contacted on 01242 695056.


10

PROPERTIES

bedroom

living room etc

Cider Mill Cottage, Monmouth, NP25 5RJ

Parrys 01600 713030 www.parrys.com

Price

£425,000

bedroom bedroom

4

bathroom bathroom

to the valley towards Monmouth.

living living room room etc etc

Situated in a semi-rural setting on the outskirts of Town,

with distant views through

central central heating heating

bedroom bedroom

bathroom

bathroom

bathroom

living room living room etccentral heating

3 2 1

central heating

central heating

garage/covered parking

garage/covered parking

garage/covered parking

GAS

parking

parking

parking

The original cottage has been extended to provide a 3/4 Bedroom home with versatile

family living rooms.

Beautifully presented and styled, combining character with modern comfortable living.

Features also include fireplace with multi-fuel stove, exposed ceiling beams, superior

fitted contemporary Kitchen with quality appliances. Outside there is a driveway and

parking area.

garage/covered parking parking parking parking

Also a useful Cellar and the garden leads down to a stream which runs along the

boundary with pretty miniature waterfalls.

Unlock the value of your

home with Equity Release

Improving health and an increase in life expectancy is putting a strain on people who

fund their lifestyle on limited resources, particularly in times of instability on stock

markets and low interest rates.

Coupled with this is the increase in debt being carried into retirement, funding the

provision of care, supporting children in adulthood and the growth in relationship

breakdown with the over 60s.

As an owner, your property is probably your biggest asset and with the passage

of time there has been an ever-increasing number of homeowners turning to equity

release as a means of releasing some of the tax-free cash tied up in it. What started off

as a scheme to enable people in need to release capital or income from their home has

developed into an integral part of financial planning to be used in a variety of ways

including:

• maintaining your standard of living by supplementing income or replacing capital

• consolidating credit cards, loans and other debts

• paying off an interest-only age restricted mortgage

• home improvements and adaptations

• holiday of a lifetime

• funding medical and social care

• assisting children and grandchildren on the property ladder

• funding divorce or civil partnership settlements for self or children

• paying school and university fees

• mitigating inheritance tax

Equity release is highly regulated and there are many safeguards in place to protect

those who take out a plan, however, it is important that advice is sought from a

specialist solicitor and financial adviser with the relevant experience early in the

process.

GWYN JAMES

S O L C I T O R S

THE PROPERTY SPECIALISTS

u Residential Sales and Purchases

u Remortgage

u Buy to Let

u Shared Equity Purchases

u Help to Buy Schemes

u Leasehold Properties

u Equity Release

u Property Trusts

u Sharing Ownership

u Property Disputes

COLEFORD | MONMOUTH | ROSS ON WYE | CINDERFORD

(01594 833042) (01600 775950) (01989 564209) (01594 822277)

info@gwynjames.co.uk

www.gwynjames.co.uk

Gwyn James Solicitors is a trading name of Gwyn James Legal Limited

which is authorised and regulated by the Solicitors Regulation Authority


Whether selling, letting, buying or or or renting,

allow Parrys to to to open the door to to to your new home.

We would love to to to hear from you!

Please either give us us a us a a call, send an an an email or or

or

pop into our our our sales offices located in in in Abergavenny and and and Monmouth.

21 21 21 21 Nevill Street

2 2 Agincourt 2 Square

Abergavenny

Monmouth

Monmouthshire

Monmouthshire

NP7

NP7

NP7 NP7 5AA

5AA

5AA 5AA

NP25

NP25 3BT 3BT

3BT

3BT

01873

01873 858990

858990

01600

01600 713030

713030

abergavenny@parrys.com

monmouth@parrys.com

abergavenny@parrys.com

monmouth@parrys.com

www.parrys.com

www.parrys.com


Sales & Lettings Agent

Open 7 days per week

No Sale - No Fee

Free Valuations

Chepstow Office Tel: 01291 629292

STONE COTTAGES, SUDBROOK

• MID TERRACE STONE BUILT PROPERTY

• THREE BEDROOMS • OPEN PLAN KITCHEN/DINING RM

• UTILITY ROOM & GROUND FLOOR BATHROOM

• OFF ROAD PARKING AND GENEROUS LEVEL REAR GARDENS

• E.E.R – D

£224,950

CROSSWAY, ROGIET

• INVESTMENT OPPORTUNITY

• THREE BEDROOM PROPERTY IN NEED OF MODERNISATION

• FULL PLANNING PERMISSION FOR ATTACHED TWO BEDROOM

PROPERTY IMMINENT • PLANNING REFERENCE DC/2017/00829

• SECTION 106 CHARGE TO BE PAID BY VENDOR UPON COMPLETION

• NO ONWARD CHAIN

£240,000

TY-MAEN, LLANVACHES

• INDIVIDUALLY DESIGNED DETACHED FAMILY HOME

• 4/5 BEDROOMS

• FAMILY BATHROOM, SHOWER ROOM AND 1 EN-SUITE

• STUNNING KITCHEN WITH A RANGE OF BESPOKE FITTINGS

• NO ONWARD CHAIN • E.E.R – D

£500,000

CASTLE GARDENS, CHEPSTOW

• SPACIOUS DETACHED FAMILY HOME

• THREE BEDROOMS

• DINING ROOM

• KITCHEN

• LEVEL REAR GARDENS • E.E.R – C

£274,950

THE LAURELS, SEDBURY

• BRAND NEW LINKED DETACHED DORMER BUNGALOW

• SUPERB OPEN PLAN KITCHEN/DINING/LIVING SPACE

• TWO DOUBLE BEDROOMS TO FIRST FLOOR

• BEDROOM 3/STUDY TO GROUND FLOOR

• FAMILY BATHROOM PLUS GROUND FLOOR WC

• BUILD COMPLETE EARLY 2018

£279,950

MATHERN ROAD, BULWARK

• FIRST FLOOR APARTMENT

• TWO DOUBLE BEDROOMS

• STUDY/STORE ROOM

• KITCHEN/DINING ROOM

• LIVING ROOM • E.E.R – D

£154,950

BARN OWL ROAD, ROGIET

• SPACIOUS DETACHED FAMILY HOME

• FOUR DOUBLE BEDROOMS, MASTER WITH EN-SUITE

• THREE GENEROUS RECEPTION ROOMS

• RECENTLY REFURBISHED LARGE KITCHEN/BREAKFAST RM

• DOUBLE GARAGE AND PARKING • E.E.R - C

£335,000

NEWPORT ROAD, CHEPSTOW

• RECENTLY UPDATED THROUGHOUT

• DETACHED BAY FRONTED HOUSE

• 28’ RECEPTION ROOM

• ATTRACTIVE KITCHEN PLUS UTILITY ROOM

• ADDITIONAL RECEPTION ROOM • FOUR BEDROOMS

£429,950

Magor/Undy Area

Tel: 01633 745396

Chepstow Lettings Office

Tel: 01291 624881

SPYTTY LANE, NEWPORT

• FIRST FLOOR FLAT

• ONE SMALL BEDROOM

• LARGE LIVING/DINING ROOM

• AVAILABLE NOW

• EPC RATING E

£395.00 PCM

HOWELLS ROW, CHEPSTOW

• TOTALLY REFURBISHED

• ONE BEDROOM

• MODERN FITTED KITCHEN WITH APPLIANCES

• AVAILABLE 27TH FEBRUARY

• EPC RATING D

£600.00 PCM

BISHOPS CLOSE, THORNWELL

• MID LINK PROPERTY

• TWO DOUBLE BEDROOMS

• TWO PARKING SPACES

• AVAILABLE 23RD FEBRUARY

• EPC RATING C

£650.00 PCM

RIVERSIDE MILL, CHEPSTOW

• GROUND FLOOR TWO BEDROOM PARTMENT

• SEPARATE LIVING ROOM AND KITCHEN

• ALLOCATED PARKING

• AVAILABLE NOW

• EPC RATING C

£650.00 PCM

GARVEY CLOSE, THORNWELL

• MID LINK PROPERTY

• TWO BEDROOMS

• 3 ALLOCATED PARKING SPACES

• AVAILABLE 2ND FEBRUARY

• EPC RATING C

£675.00 PCM

VALENTINE LANE, THORNWELL

• SEMI DETACHED THREE BEDROOM

• SEPARATE KITCHEN TO FRONT

• DRIVEWAY AND SINGLE GARAGE

• AVAILABLE 17TH FEBRUARY

• EPC RATING D

£725.00 PCM

ST KINGSMARK AVENUE, CHEPSTOW

• DETACHED FOUR BEDROOM PROPERTY

• MAIN BEDROOM WITH ENSUITE

• DRIVEWAY PARKING LEADING TO SINGLE GARAGE

• AVAILABLE 28TH MARCH

• EPC RATING D

£900.00 PCM

TREETOPS, PORTSKEWETT

• WELL PRESENTED DETACHED HOME

• FIVE BEDROOMS, TWO WITH ENSUITE

• FURNISHED

• AVAILABLE NOW

• EPC RATING D

£1150.00 PCM

www.thinkmoon.co.uk


PROPERTIES 13

bedroom

living room etc

Fryth Wood, Chepstow

Moon & Co 01291 629292 www.thinkmoon.co.uk

Price

£499,950

bedroom bedroom

bathroom bathroom

6

living living room room etc etc

central central heating heating

garage/covered parking parking parking parking

bedroom bedroom

bathroom

Superbly presented detached family home set over three floors.

Viewing highly recommended.

The property comprises to the ground floor, reception hall giving access to the ground

floor w.c., kitchen/breakfast room with integrated appliances, dining room and living

room. To the first floor guest bedroom 2 with en-suite shower room, three further

bedrooms and family bathroom.

To the second floor master bedroom suite to include vaulted ceilings, dressing room and

en-suite bathroom plus separate shower and further guest bedroom.

Outside the property benefits from detached double garage with remote electric up

and over doors, ample parking for 4 to 6 vehicles to include garage space and superb

well-maintained gardens to the front. To the front, predominately laid to lawn with

footpath leading to the front door. Red Robin Laurel hedge to boundary. Gate to the side

bathroom

2 3

bathroom

living room living room etccentral heating

central heating

central heating

garage/covered parking

garage/covered parking

garage/covered parking

GAS

parking

parking

parking

of the property leads to the most generous sun terrace with wrought iron balustrade.

Steps down to the lawned areas with well stocked beds and borders. Seasonal plants,

shrubs, trees and bushes. There is also a productive fruit and vegetable patch again with

a selection of maturing shrubs, trees and bushes to boundary. Greenhouse and garden

shed to remain.

The property itself is situated within this most sought after development close to the

market town of Chepstow with its attendant range of facilities.

There are good junior and comprehensive schools nearby, bus and rail links as well as

the A48, M48 and M4 motorway network bringing Newport, Cardiff and Bristol within

easy commuting distance.

Property Q&A

Rhiannon Blackaby, Residential Property Solicitor at Harding Evans Solicitors in Newport answers your property questions.

I have inherited a property and have discovered

Q that there is Japanese Knotweed present in the

garden. Will I ever be able to sell the house?

AYes. If you sell to a purchaser that does not require a

mortgage then it will be their choice whether they want

to proceed once they are aware of the Japanese Knotweed. If

the buyer requires a mortgage it can be more difficult. There

are a few mortgage companies that will lend against a property

affected by Japanese Knotweed however they have a set list of

criteria that needs to be met before they release the mortgage

advance. Typically a mortgage lender will want evidence that

a treatment plan is in place to eradicate the plant. It would be

a good idea to contact a specialist horticultural company to

attend the property and to get a treatment plan in place before

you place the property on the market.

A New Build development in my area has just started

Q taking reservations, however the property will not be

ready for 9 months, very few properties enter the market

where I live and I don’t want to miss my chance to reserve

as the new houses are selling fast. What do I need to

consider?

AThe main point to consider is that most mortgage offers

are only valid for 6 months. You will need to have a

mortgage offer in place to exchange contracts to secure the

property, most new home builders require you to exchange

contracts within 28 days of reserving the plot and at this point

you will pay a deposit of up to 10% of the property value to the

developer. Once you have exchanged contracts you are legally

bound to complete the purchase of the property. Therefore

partway through the transaction your mortgage offer is going to

expire and you will either have to obtain an extension from the

lender or apply for a new mortgage offer. If you are applying

for a new mortgage offer you may not be able to get the same

interest rate as the original offer you obtained which could

affect your ability to afford repayments.

I want to sell my flat but I have been told that I need

Q to obtain a pack from the Management Company,

what is this pack and do I have to pay for it?

AWhen selling a Leasehold property you will usually need

to pay the Landlord - normally via the Management

Company or Managing Agents - to provide the information

required by your buyer and their lender. The pack usually

contains a completed LPE1 Form which gives essential

information about the property, details of the Service Charge

and Ground Rent, Fire Risk Assessments and Asbestos Reports.

Please be aware that in some cases two packs may need to be

obtained if you pay your Service Charge and Ground Rent to

different companies.

To ensure you are aware of any such costs you could

instruct your conveyancer to review your lease before you

market the property. Unfortunately there is no set fee for

the pack and the individual companies have their own fee

scales, however you should be expected to pay around

£300.00.

Harding Evans has a wealth of experience in both

commercial and residential property and we are supported

by the latest case management systems and established

processes to ensure that your move proceeds smoothly.

If you have any questions regarding buying or selling

a property or you’re looking for a conveyancing quote –

please get in touch with one of our specialist solicitors

today on 01633 235140.

HardingEvans are a multi-disciplinary law firm with

an expert residential property team who specialise

in buying, selling and re-mortgages with fixed-fee

rates and no hidden costs.

QUOTE: PROPDROP

Please get in touch at: conveyancing@hevans.com,

01633 235140, 2 North Street, Newport, NP201TE

*While every effort has been made to ensure the accuracy of

the information provided above, it does not constitute legal

advice and cannot be relied upon as such. Please seek legal

advice for your individual case.


The Customer Journey

The Customer Journey

Buying or selling a property can be a complicated process, but we’re here to help. Our specialist staff will

guide you every step of the way from valuation to completion.

Buying or selling a property can be a complicated process, but we’re here to help. Our specialist staff will

guide you every step of the way from valuation to completion.

Valuation

Valuation

Sophie White

Branch Manager

Sophie offers offers a wealth a wealth of knowledge of knowledge and experience and

of experience the property in property market markets as she and has has worked been in in the

industry all of her working life. Sophie joined Peter

Alan several years ago, managing various branches

in North Cardiff, helping her to gain valuable

experience within the higher-end

of

of the property

market. Dealing with

all

all aspects

of

of

your

your

house

house

sale,

sale

start to finish

from start to finish.

Viewings

Mortgage

Advice

Offer

Mary Buffrey

Sales Valuer

Mary has been in in the the Monmouth branch branch for 5years for 5

years she conducts and conducts valuations valuations and viewings and viewings. and will plenty Mary

has of experience plenty of experience in negotiating in negotiating offers on properties. offers on

properties Mary prides and herself prides on herself customer’s on customer service she service. lives

Living locally with locally and her here knowledge of on the the area area is second is second to

none. to none.

Sorella Keelina

Sales Negotiator

Sorella has been in the Monmouth Branch just over

a year and but has already secured clients her clients their dream their

dream homes throughout homes throughout the Monmouthshire the Monmouthshire County.

County. She is prepared She is prepared to go above to go and above beyond and in beyond order in to

order ensure to she ensure meets she the meets needs the of needs her clients. of her clients

Pete Burrows

Branch Manager

Pete’s experience in the property sector spreads over

10 Pete’s years, experience where he in worked the property as a property sector and spreads estate

consultant over 10 years, for a where High Net he worked Worth banking as a property sector

before and estate moving consultant firmly into for estate a High agency Net Worth several

years banking ago. sector Pete’s experience before moving has led firmly to him into providing estate

service agency for several a wide years range ago. of Pete’s clients experience and properties has

from led to first him time providing buyers through a service to for exclusive wide range homes. of

clients and properties from first time buyers

through to exclusive homes.

Viewings

Mortgage

Advice

Offer

Matthew Bates

Sales Negotiator

With a recent career change into estate agency

Matt brings with him a wealth of customer

service and advertising experience. Matt’s

rapport building and dedication to clients sets

him apart from other agents by focusing on

attention to detail and providing a relaxed

customer focused experience.

Katie Pring

Mortgage Services Consultant Legal

Katie started working for for Peter Peter Alan Alan in 2014 in 2014 in the in

Monmouth branch, which specialised in selling Process

the Monmouth branch, which specialised in

selling executive executive properties. properties. Katie Katie prides prides herself herself on

on

customer

customer

service

service

and

and

gets

gets

great

great pleasure from

working with

with

customers

customers

and

and

helping

helping

them

them

find their

find

their

dream

dream

home.

home.

Please

Please

come

come

in and

in

see

and

Katie

see

or

Katie

call

to book an appointment if you’re thinking of moving, Exchange

or call to book an appointment if you’re thinking of

or investing in property.

moving, remortgaging or investing in property.

Paul Forse

Business Development Manager

Paul is is the the business business development development manager manager for our of

executive properties of for PA PA Black. He He is is one of of Peter

Alan/ PA Black’s longest serving and most experienced

managers of within the group. the group. Paul Paul delivers delivers advice advice about about the

Completion the most most effective effective methods methods of selling of marketing properties and in selling and

properties across South in Wales. and across He has South vast knowledge Wales. He of has country a vast

knowledge properties. and specialism in country properties.

Monmouth branch

01600 714355

monmouth@peteralan.co.uk

www.peteralan.co.uk

Katie Pring

Mortgage Services Consultant

Katie started working for Peter Alan in 2014 in

the Monmouth branch, which specialised in

selling executive properties. Katie prides herself

on customer service and gets great pleasure

from working with customers and helping them

find their dream home. Please come in and see

Katie or call to book an appointment if you’re

thinking of moving, remortgaging or investing in

property.

Legal

Process

Exchange

Completion

Chepstow branch

01291 630876

chepstow@peteralan.co.uk

www.peteralan.co.uk

Karen Hards

Sales Progressor

Karen has worked for Peter Alan for over 19

years in various roles within sales and lettings,

which has resulted in her possessing a wealth of

knowledge and experience of the property

industry. Karen’s branch based position

enables her to effectively focus on the

progression of property sales ensuring that

customers post agreement runs as smoothly as

possible.


HOME IMPROVEMENTS

15

How to choose the perfect

door for your home

What is important to YOU when choosing a front door?

Our homes are

as individual

and unique

as we are. Each family

home will have different

requirements for the

perfect front door,

depending on style,

security requirements

and functionality.

Choosing your dream

door doesn’t have to

be a chore. By working

out what you need from

your entranceway, you’ll

be able to easily find the

best fit for you and your

family.

Windows don’t just look pretty

Inserting a door with a window can not only add to the overall look of your

entranceway, but also provide much needed privacy and security to your home.

Frosted or stained glass makes it difficult for unwanted visitors to see in, but

provides you with a view outward to check who’s come calling. From large glass

panels that cover almost half the door, to pretty stain glass inserts or small peekthrough

windows there’s a variety of window options available to suit your style.

you exactly who’s at

your doorstep without

having to come to the

door, will provide you

the peace of mind that

you know who’s there,

and allow you the

choice to welcome them

in or pretend you’re

not home (ideal for

when the in-laws come

knocking!). There are

even systems available

now that will allow you

to answer your door

when you are not at

home, remotely over

your phone or tablet.

Although we spend

a lot more time inside our houses, than looking at them from the outside, the

entrance makes a big difference to your home’s kerb appeal. A beautiful door is the

first welcome your guests, or potential home buyers, will notice. So choose wisely!

Features for added security

Depending on location, security may be a concern when choosing the ideal front

door. Frosted windows, a spy hole, a higher specification locking system, there are

many ways to increase the level of security without compromising on the look of

your door.

No more drafts

In this typically cold British climate, drafty doors and windows are a common

hassle for homeowners. Blustery winds sneaking in through gaps under doors

mean homes are less economical, less energy efficient and can feel damp and

chilly. Installing a well fitted door will save you money by reducing heating bills

and eliminating the need for a draft excluder. They will also be beneficial for those

precious few hot days of the year, keeping your house as cool as possible when the

sun does decide to show its face.

Colours and shapes to suite your style

Choosing a door can be a great opportunity to be creative and your home can be

as unique as you like. Front doors come in a wide variety of colours, shapes, sizes

and styles. Whether you have a grand Victorian fronted building or a new build state

of the art apartment, choose a door that suits your home’s style and look. Set your

home apart from the others with a bold red or black door, or finish in ivory for a

classic, timeless look.

Knock, knock, knock

How would you like your visitors to get your attention? Front doors can be fitted

with a stylish, classic door knocker, modern discreet doorbell, or functional buzzer.

For added security why not consider a video intercom system? A camera to show


Sales - Monmouth

SSTC

Sales - Monmouth

NEW

Sales - Monmouth

Still

Available

Public Notice

Redbrook £350,000

This beautiful stone built, extensively renovated four bedroom

semi-detached family home sits on a lovely plot in a village of

outstanding natural beauty, with gardens wrapping around the

property to the front, side and rear. There are three receptions

rooms boasting plenty of original features.

Hereford Road £350,00

This unique property has a lot to offer; stunning views across

the Wye Valley, flexible living accommodation that can be

arranged to suit most and a beautiful garden with a covered

decking area as well as off road parking.

Joys Green from £495,000

Located on an exclusive development of just four detached

homes, this impressive home offers flexible living with a large

family kitchen with integrated appliances, three reception

rooms and four bedrooms arranged over two floors.

41 Gaer Park Hill, Newport, NP20 3NP £140,000

By order of the Mortgagee in possession, we would advise you that an

offer has been made for the above property in the sum of One Hundred

and Forty Five Thousand Pounds (£145,000.00). Any person wishing to

increase on this offer should notify the selling agents of their best offer

either prior to exchange or within the next 7 days whichever is sooner.

Peter Alan, 75 Bridge Street, Newport, NP20 4AQ Tel: 01633 221 892

New

Price

Sales - Monmouth

Sales - Monmouth

Great

Location

Sales - Monmouth

Still

Available

Sales - Monmouth

Viewing

Essential

Ganarew £625,000

Set in a delightful rural location, yet only a short drive away

from the historic market town of Monmouth, a stone built barn

which has been sympathetically and tastefully converted to

provide a five double bedroom family home with generous

grounds, enjoying far reaching views over open countryside.

Osbaston £475,000

Set in a sought after location on the edge of the historic

market town of Monmouth and within walking distance of

some excellent schools, this five bedroom detached property

has much to offer. Features include countryside views, a double

garage and a south westerly facing rear garden. EPC D.

Cross Ash £575,000

Sitting in grounds approaching an acre in size, this imposing

5 bedroom detached property, with accommodation over three

floors, is full of history and character and enjoys a southerly

aspect to the rear with glorious views across fields and open

countryside towards Monmouth.

Whitchurch £490,000

This impressive family home offers over 3600 square feet of

beautifully presented accommodation. The former chapel was

converted just over 12 years ago, making full use of the large

windows and abundance of natural light.

Sales - Chepstow

Still under

NHBC

Sales - Chepstow

Viewing

Advised

Sales - Chepstow

Immaculate

Throughout

Sales - Chepstow

Corner

Plot

Roundbush Crescent, Caerwent £300,000

A DELIGHTFUL FOUR BEDROOM FAMILY HOME! This detached

four bedroom property is immaculately presented throughout

and is still under NHBC warranty. With generous bedroom sizes

and the additional reception room there is space for the whole

family.. EPC C.

Holmleigh, Tintern £330,000

A Viewing is essential of this lovely family home in the popular

village of Tintern. With breath taking riverside views, this is one

not to be missed! The property benefits from spacious living

accommodation and open plan kitchen diner. EPC E.

Eagle Close, Caldicot £230,000

Ideal First time buy! **THE EAGLE HAS LANDED!** Do not miss this

opportunity to view this immaculately presented three bedroom semidetached

property set in the popular town of Caldicot close to great

transport links including the M4 and Severn Tunnel Rail Junction. It

benefits from a spacious full width conservatory and open plan kitchen

diner. Great Access to Major Transport Links. EPC D.

Wintour Close, Chepstow £325,000

*OPEN HOUSE* SATURDAY 20thjANUARY 12pm-4pm PLEASE CALL

TO RESERVE YOUR TIMESLOT! Extended Detached house located in

a popular area in Chepstow, positioned at the end of a cul de sac and

just a short walk from the town centre. The accommodation benefits

from being on a larger than average plot. EPC D.

Sales - Chepstow

NEW

Sales - Chepstow

Stunning

Town House

Sales - Chepstow

Sale

Agreed

Sales - Chepstow

Reduced

Sedbury Court, Chepstow £299,950

*OPEN HOUSE* SATURDAY 10th FEBRUARY 12pm-4pm PLEASE CALL

TO RESERVE YOUR TIMESLOT! Stunning Detached house located in a

popular area of Sedbury, positioned at the end of a cul de sac and just a

short walk from local services and schools. Garage, driveway and Parking.

Open Plan Kitchen Diner and Conservatory. EPC C.

Bayfieldwood Close, Chepstow £269,950

*Call to book your viewing now! A stunning 3 storey house

with 3 double bedrooms and parking! Immaculate throughout,

landscaped garden and ensuite to master. Just a short walk

from the town centre. The accommodation also benefits from

ground floor shower room. Ideal First Time Buy!! EPC B.

Lewis Way, Chepstow £240,000

Detached Bungalow in Sought After Location. Two

Double bedrooms. New carpets throughout. Detached

garage. Conservatory. Large plot. Updated kitchen. Lovely

views. EPC C.

Wyndcliffe, St Arvans £300,000

Want that Village location? Backing on to fields and countryside. Offered

with NO ONGOING CHAIN this ideal family home has a lot to offer. This

extended semi-detached property would make an ideal family home.

Offered with NO CHAIN the property is conveniently situated in the very

desirable village location of St Arvans, just outside of Chepstow Town

Centre. EPC D.


ADVICE

17

How to sell your

property in 2018

In a competitive property market, property dressing expert Shelly Robinson of Robinson Stone

explains how to achieve the quickest and most desirable sale of your property.

Over the last six months, I’ve had countless conversations with sellers about

the state of the property market. Questions have included when to sell, with

whom and indeed, if to sell at all. This hesitation is understandable given

the constant stream of bad news stories relating to property sales in a Brexit market.

Selling a property at the best of times can be arduous, stressful and frustrating and set

against the current market backdrop it’s easy to see why one might be deterred from

the entire enterprise.

But let me remedy the above - it would be wrong to think its all doom and gloom.

Talking with agents and drawing upon my own experience, the middle market is still

seeing considerable movement. Indeed, Rightmove recently announced that it has

seen an increase in buyer interest and activity on its site in the first part of this year.

Where the majority of unsuccessful sellers are going wrong is being complacent

about preparing their property and relying on its ability to sell itself. In the current

climate, a poorly presented or vacant property will receive little to no buyer interest.

And when it comes to your agent, they are only as good as the product you give them

to sell.

The savviest of sellers use the

magic formula of the right agent and

the correct presentation to achieve

their desired sale price.

Initial investment

Investing 0.5-1% of the asking

price into presentation before

putting a property on the market

is the surest way to see the best

results. To put that in context, for

a £600,000 property you should

be looking to spend between

£3000 and £6000 on presentation

improvements before approaching

an agent.

I commonly find sellers are

deterred by making this initial

investment. My response is always

the same; it’s easy to throw away

money you’ve never had. If a home

is languishing on the market for

several months and you drop the price to gain more attention, certainly in London,

you’ve just lost £50,000. For a £3,000 investment you are far more likely to achieve

your desired price, and in many cases exceed it.

The amount you spend very much depends on the property’s condition. If the

walls need repainting or repairs need to be made then you would be spending closer

to the 1% mark, but for most clients we find that 0.5% is about right.

Property dressing

Property dressing has long been the norm with our American cousins and is

viewed as a crucial part of the selling process.

So, what exactly is it?

This depends on the property you’re planning to sell. For a vacant or ex-rental

property, it involves the rental of stylish furnishings that immediately give previously

empty and lifeless rooms that

wow factor. For a lived-in home

it requires depersonalising the

space, making sure each room is

tidy and clutter-free.

When selling a property, I

always urge my clients to sell the

lifestyle that comes with it. This

means that if you are a quickly

expanding family with a 2-bed

flat looking to sell in order to

buy something bigger, those

most likely to buy your current

property are probably not

going to be in your situation.

They want to see a space that

reflects their young-professional

aspirations, which won’t include children’s toys scattered across a room or star-charts

mounted on a fridge.

We never tell our clients to get rid of these things entirely, instead to just be

mindful to tidy them out of the way before a viewing. It’s these small and relatively

simple things that can make a tremendous difference when selling a property.

Emotional certainty

Studies have shown it takes just 40 seconds for someone to make a purchasing

decision. It is therefore crucial to establish an emotional connection between

prospective buyers and a space the second they walk through the door.

Employing dressing and styling techniques throughout your property is the surest

way of cementing a buyer’s love for your home. With over 15 years experience helping

sell properties, I have seen time and again that those buyers who form a connection

with the space are the ones most likely to offer the asking price or above and follow

through with the sale.

In an uncertain market, those serious about selling view presentation as an integral

part of the process and ultimately, are the ones who can be most certain of a successful

sale.


18

PROPERTIES

bedroom

living room etc

Tanglewood, High Woolaston GL15 6PX

Archer & Co 01291 626262 www.archerandco.com

Price

£525,000

This substantial and very well presented barn conversion was purchased by the Vendors

as a derelict building some 20 years ago and is being sold for the first time since they

supervised the renovation/refurbishment to a very high standard at that time.

Retaining features such as exposed beams, this would make an ideal family home with

potential for a possible annexe and/or teenage hideaway. The accommodation comprises

impressive reception hall, study/bedroom four, living room and TV room, dining room,

bedroom bedroom

bathroom bathroom

4

living living room room etc etc

central central heating heating

garage/covered parking parking parking parking

bedroom bedroom

bathroom

Very well presented substantial barn conversion with possible annexe potential

with 3-5 bedrooms and indoor heated swimming pool.

bathroom

living room living room etc etc

central heating

central heating

garage/covered parking

garage/covered parking

bathroom

garage/covered parking

parking

parking

central heating

3 3 2

kitchen with utility room, ground floor shower room and day room/potential for

possible annexe/bedroom five, three first floor bedrooms (bedroom one with en-suite)

and family shower room.

There is a long driveway approach with extensive parking, double car port, workshop

and outbuilding. The property also benefits from a conservatory leading through to an

indoor heated swimming pool.

OIL

parking

bedroom

living room etc

Beech Cottage, The Common, St Briavels, Glos Price

Fine & Country 01291 629799 www.fineandcountry.com £559,750

bedroom bedroom

living living room room etc etc

bedroom bedroom

living room living room etc etc

garage/covered parking parking

spacious detached country cottage with fine unspoilt views, pretty gardens, cherry orchard and valuable pasture.

central central heating heating

bathroom bathroom

garage/covered parking parking

5

bathroom

bathroom

bathroom

central heating

central heating

central heating

2 2 1

garage/covered parking

Elevated yet sheltered in the rural lanes above the Wye Valley between St Briavels and Brockweir, a versatile &

The flexible accommodation has a large sitting room with wood-burner, lovely kitchen

family room/conservatory and several potential uses of the remaining rooms as further

reception rooms or up to 6 bedrooms.

There is also the potential for an informal annexe with separate entrance. There is a long

drive to a detached garage and separate workshop.

The lovely mature grounds have many mature trees, formal lawns, a young cherry

orchard and useful paddock. In all about 1.9 Acres.

Although delightfully garage/covered rural parking there parking is a parking shop parkingat St Briavels and the thriving community

shop at Brockweir/Hewelsfield. Chepstow and the Severn Bridge (M48) are less than

10 miles.

OIL

parking


4 3 3 D

4 2 1 E

4 3 3 C

5 3 2 E

HIGH WOOLASTON

Very well presented substantial barn conversion

Possible annexe potential with 3-5 bedrooms

Indoor heated swimming pool

Archer & Co Chepstow 01291 62 62 62

£525,000

CHEPSTOW - WOODCROFT

Very well presented 3-4 bed attached cottage

Parking for 2 cars

Popular village location

Archer & Co Chepstow 01291 62 62 62

Guide price £350,000

PARC SEYMOUR

Unique 4 bed family property

Individually designed, extended & upgraded

Excellent location for M4 commuting

Archer & Co Chepstow 01291 62 62 62

£489,950

PWLLMEYRIC - CHEPSTOW

Individually designed 5 bed family house

Very popular village location

Large private gardens, Lovely views

Archer & Co Chepstow 01291 62 62 62

£550,000

5 2 2 D

5 1 2 D

1 1 1 B

3 1 1 D

PWLLMEYRIC - CHEPSTOW

4/5 bed detached property on half acre plot

Annexe potential, Popular village location

Ample parking & double length garage

Archer & Co Chepstow 01291 62 62 62

£525,000

CHEPSTOW

Large detached 5 bed house

Convenient edge-of-town location

Off road parking for several vehicles

Archer & Co Chepstow 01291 62 62 62

Guide price £350,000

TUTSHILL, CHEPSTOW

One bed ground floor apartment

Allocated parking space

Conveniently located. No upper chain

Archer & Co Chepstow 01291 62 62 62

£114,950

SEDBURY - CHEPSTOW

Well presented 3 bed semi-detached house

Within walking distance of amenities & schools

Ideal for first time buyer or growing family

Archer & Co Chepstow 01291 62 62 62

Guide price £210,000

4 2 2 F

2 1 1 Exempt

5 4 2 C

2 1 1 Exempt

TINTERN - LOWER WYE VALLEY

Home and retail unit in famous beauty spot

Excellent shop & two large 2 bed flats

Attractive garden, outbuildings & parking

Archer & Co Chepstow 01291 62 62 62

£425,000

ITTON

Two bed ground floor apartment

Magnificent Grade II Listed Manor house

Spectacular setting, countryside views

Archer & Co Chepstow 01291 62 62 62

£225,000

CHEPSTOW

Substantial modern end terrace house

5 good bedrooms (3 en-suite)

Ideal for a growing family. Garage & parking

Archer & Co Chepstow 01291 62 62 62

£320,000

BEACHLEY

Two bedroom park home

Rural location

Allocated parking space

Archer & Co Chepstow 01291 62 62 62

£90,000

3 1 1 D

3 1 2 E

4 3 4 D

1 1 1 C

RAGLAN

Attractive Georgian Style Cottage

Convenient Central Location

Detached Garage With Potential

Archer & Co Usk 01291 67 22 12

£359,950

LLANGWM, NEAR USK

Double Fronted Detached Cottage

Recently Extended & Totally Refurbished

Gardens Bordered by Stream

Archer & Co Usk 01291 67 22 12

£399,950

LLANFRECHFA

Situated in an Exclusive Quiet Cul de Sac

Well proportioned 4 bed family home

Double Garage & Enclosed Rear Garden

Archer & Co Usk 01291 67 22 12

£450,000

USK

One Bed Ground Floor Retirement Flat

Emergency Alarm Call and Door Entry System

Communal Grounds and Parking

Archer & Co Usk 01291 67 22 12

Offers over £69,950

Associated Park Lane office


Chepstow

Monmouth

Usk

Ross-on-Wye

Abergavenny

Newport

Forest of Dean

EARLSWOOD, CHEPSTOW - CIRCA 10 ACRES

A unique opportunity to acquire a very private and outstanding family sized barn conversion in an

idyllic unspoilt rural setting with the final approach off a little used country lane. With superb

countryside views over Wentwood Forest and the Severn Estuary and yet so accessible being within

a 15 minute drive of the M48 motorway giving access to Bristol, London, Newport and Cardiff.

Beautifully renovated by the current Vendor to a very high standard providing versatile

accommodation with enormous character with many exposed oak beams, rafters and doors and

comprising open fronted porch with cloakroom/utility, open plan entrance hall/family room/dining

room, ground floor bedroom 4, kitchen, sitting room, a further three first floor bedrooms (bedroom

three being accessed off the sitting room and with potential to be used as an annexe/teenage den

and with its own en-suite) and family shower room. EPC Rating: G

Fine & Country Chepstow 01291 629799 Guide price £750,000

CHEPSTOW

This elegant and well-presented late Georgian Grade II listed property of

considerable style and character retains many original features including

staircase, magnificent bay windows, cornices, coving, dado rails and ceiling

roses. Enjoying an elevated position within walking distance of Chepstow town

centre which features a range of shops, restaurants, pubs, leisure facilities road,

bus and rail links with the Schools of St Johns on the Hill, and Monmouth

Haberdashers Schools all within easy reach. EPC Rating: Exempt

Fine & Country Chepstow 01291 629799 £725,000

Cheltenham

Bristol

Cardiff

London

ST BRIAVELS - 1.9 ACRES

Elevated yet sheltered in the rural lanes above the Wye Valley between St

Briavels and Brockweir, a versatile & spacious detached country cottage with

fine unspoilt views, pretty gardens, cherry orchard and valuable pasture. The

flexible accommodation has a large sitting room, lovely kitchen family room/

conservatory and several potential uses of the remaining rooms as further

reception rooms or up to 6 bedrooms. There is also the potential for an

informal annexe with separate entrance. EPC Rating: D

BETTWS NEWYDD

Camp Cottage provides an excellent opportunity to purchase a spacious

family residence with stunning views and would naturally lend itself to the

equestrian life style having 3 plus acres of ground with stable block and

manege. The property occupies a commanding position overlooking open

countryside with panoramic views towards the mountains of the Skirrid and

Sugar Loaf. The property is located on the edge of Bettws Newydd being a

small rural Village in the centre of Monmouthshire which benefits from a local

pub, church and village hall. EPC Rating: F

Fine & Country Chepstow 01291 629799 £559,750

Fine & Country Usk 01291 672212 O.I.R.O £695,000


Regionally

32 offices

throughout

the south west

BROMSASH, ROSS-ON-WYE

A pretty detached character home in an idyllic rural location. To the ground

floor is a wonderful, bright open-plan kitchen and dining/family room with

access outside to a decking area. There is also a large living room. To the first

floor are three generous double bedrooms, one with en-suite and dressing

area, as well as a family bathroom. Outside are attractive gardens with

stunning views and ample parking. EPC Rating: D

ORCOP, HEREFORD

Occupying a peaceful elevated position, in the heart of the Herefordshire

countryside, with stunning views across the surrounding countryside. This

substantial family home is in a glorious rural setting within gardens extending

to three quarters of an acre. Incredible tranquillity and privacy, a short distance

from Hereford, Monmouth and Ross-on-Wye. Parking for several vehicles.

EPC Rating: D

Nationally

225 offices across

Great Britain

Internationally

Plus 75

offices globally

Fine & Country Ross-on-Wye 01989 764132 £465,000

Fine & Country Ross-on-Wye 01989 764132 £650,000

5000

professional

associates all

around the world

LITTLE MILL - NR USK

Nestled in an idyllic location on the fringe of Little Mill Village in the beautiful Vale of Usk

Ty Draw is tucked away at the end of a no through lane providing a semi rural lifestyle

being surrounded by farmland, meadows and woodland. The original Barn we

understand was built in 1856 and was converted by the occupying owners in

approximately 2008. The accommodation offered is spacious and well proportioned and

has many unusual and unique features which the Agents feel can only be fully

appreciated by an early internal inspection. The property has the benefit of an LPG gas

central heating system providing under floor heating to the ground floor and radiators to

the first floor. EPC Rating: D

WORMELOW - 1.4 ACRES

Forming part of a small select development in a rural setting enjoying fine

views, a superb conversion of a former stone barn in to a home of great

character and quality. The ground floor features flagstone flooring with

underfloor heating, a stunning 24' family kitchen, 20' drawing room, utility

room and cloakroom. On the first floor is a sitting room, four bedrooms,

including a wonderful master suite. 1.40 acre plot, with landscaped gardens

and a 3-bay carport. EPC Rating: D

Fine & Country Usk 01291 672212 O.I.R.O £435,000

Fine & Country Ross-on-Wye 01989 764132 £725,000


Ever since the news that the Severn Bridge toll

was set to be reduced, Bristol buyers have been

crossing the Severn in search of value for money.

More recently the confirmation that the toll is

due to be abolished altogether has sparked a

further wave of buyers looking to move to our

side of the river, which is why we advertise all of

our properties on both sides!

To see what this means for the value of your home

call us now to arrange a free market appraisal or

visit our website for a free instant online valuation.


PROPERTIES 23

bedroom

living room etc

Llan Y Nant, Llangwm, Nr Usk NP15 1HG

Archer & Co 01291 672212 www.archerandco.com

Price

£399,950

Nestling in the heart of this idyllic rural Village lies Llan Y Nant Cottage, a double

fronted detached property which has recently been extended and remodelled and now

offers an excellent level of family accommodation.

The property benefits from full double glazed windows and doors and oil fired central

heating. Llan Y Nant Cottage sits on an attractive corner plot with rear vehicular access

with a good size gravelled parking area and detached garage.

bedroom bedroom

bathroom bathroom

Gardens Bordered by Stream

3

living living room room etc etc

Double Fronted Detached Cottage

Recently Extended & Totally Refurbished

central central heating heating

bedroom bedroom

bathroom

bathroom

living room living room etc etc

central heating

central heating

garage/covered parking

garage/covered parking

bathroom

garage/covered parking

parking

parking

central heating

2 2 1

Standing in level mainly lawned gardens the property is bounded to the road sides by

hedge and fences and to the inner boundary by a most attractive stream. Paved patio

garage/covered parking parking parking parking

area, trellis archway, timber built storage shed.

It is the Agent’s opinion that to fully appreciate the many unusual and unique features

contained within Llan Y Nant Cottage an internal inspection is essential.

OIL

parking

bedroom

living room etc

Cothars Farm, Gorsley, Ross-on-Wye

Fine & Country 01989 764132 www.fineandcountry.co.uk

Price

£1,299,950

bedroom bedroom

living living room room etc etc

bedroom bedroom

living room living room etc etc

garage/covered parking parking

Well presented main house, including substantial 2 bedroom annex and swimming pool complex.

central central heating heating

bathroom bathroom

garage/covered parking parking

5

bathroom

bathroom

bathroom

central heating

central heating

central heating

4 5 2

An outstanding country residence, enjoying an enviable location with fantastic views all around.

Situated in the village of Gorsley near to the market towns of Newent and Ross on Wye,

Cothars Farm is an outstanding country residence, enjoying an enviable location with

fantastic views all around. The property comprises a spacious and very well presented

main house, a substantial 2 bedroom annex, a swimming pool complex complete with

indoor pool, gymnasium and changing room, double garage, outbuildings and well

tended gardens. A selection of paddocks surrounds the property on 3 sides, which,

combined with the rest of the plot amounts to 12.4 acres.

garage/covered parking

The main house features spacious ground floor accommodation, including an impressive

entrance hallway, leading to a games room, study with in-built storage cupboards, a

generous and bright living room with a log burner, dining room, modern kitchen with

garage/covered parking parking parking parking

utility and ground floor shower adjacent and a conservatory with access to the rear

gardens. A grand staircase leads to the first floor landing, accessing 5 double bedrooms

and a family bathroom. Three of the bedrooms feature en-suite bath or shower rooms,

and all feature in-built wardrobes.

OIL

parking


24 FINANCE

M&S Bank launches first mortgage

range with additional solutions

to support First Time Buyers

• Includes fixed and tracker options for first time buyers, movers and remortgagers

• First time buyers will receive a market-leading £1,000 cashback

• Every mortgage purchased will also mean a £25 donation to Shelter, the housing and homelessness charity

legal service, which covers the cost of the standard legal work required to remortgage

from another lender.

To mark the launch of its first mortgage range, M&S Bank is also announcing that

it will be working in partnership with Shelter the housing and homelessness charity,

which will see M&S Bank donate £25 to Shelter for every mortgage purchased**.

Polly Neate, CEO of Shelter, said: “We are extremely excited about the potential

to raise significant funds for Shelter, and want to thank M&S Bank, its employees and

customers for this unique opportunity. Together, we can help to make sure no one has

to fight bad housing or homelessness on their own.”

Sue Fox added: “We launched M&S Bank to bring the M&S brand values to

banking and in line with these values we wanted to mark this key milestone in our

history by supporting Shelter with the fantastic work they do in the fight to end

homelessness across the UK.”

M&S Bank Mortgages will be available directly from M&S Bank and also through

the broker channel, starting with London & Country and rolling-out more widely

throughout 2018.

M&S Bank has launched its first mortgage range. In addition to a number of

fixed and tracker options available to home movers and customers looking

to remortgage, M&S Bank has also developed a first time buyer range to

support those trying to get a first step on the property ladder.

After launching in 2012, on the foundations of M&S Money, to bring the M&S

brand values to banking, M&S Bank has regularly been voted one of the UK’s best

banks for customer service* and holds Which? Recommended Provider status for its

current account offering. Its first mortgage range marks a key step in its transition

from a financial services provider to a full-service bank.

Sue Fox, CEO of M&S Bank, said: “The launch of an M&S mortgage is a major

milestone for M&S Bank and I’m delighted that customers will now be able to get the

M&S-standard service they have come to know and expect from M&S Bank when

they make the biggest and most important purchase they will ever make – their home.

With this in mind, we have developed a range of solutions to support first time buyers

and to assist families with their desire to help loved ones make that critical first step

on the property ladder.”

To assist first time buyers, M&S Bank is offering a market-leading £1,000 cashback

exclusively for those purchasing their first home, plus a free valuation. M&S Bank’s

first time buyer range includes two- and five-year fixed rate and two-year tracker

mortgages, from 60 to 90% loan to value (LTV), on terms up to 30 years, with feesaver

options across the range.

To further support those purchasing their first home, M&S Bank will enable up to

four borrowers who will live in the property to take out a mortgage together, ideal for

a group of friends or siblings who want to realise their dream of home ownership, but

perhaps wouldn’t be able to do so alone. As well as first time buyers, this innovative

feature can be utilised across M&S Bank’s product range by home movers and those

remortgaging.

With families increasingly looking into ways to support loved ones with achieving

their ambition of purchasing their own home, M&S Bank is also offering customers

remortgaging with M&S Bank the option to consider additional borrowing, at the

same rate and term as their M&S Bank mortgage. This would give them a lump sum

which could be ‘gifted’ to a loved one to use towards a house deposit. Customers

remortgaging to M&S Bank from another provider will also benefit from fee assisted

mortgages, life insurance and finance specialists

4 Re Mortgage

4 Overseas Mortgages

4 Buy To Let Mortgage

4 Let To Buy

4 Help To Buy

Top Floor, The Market Tavern, 26 Agincourt Square, Monmouth NP25 3BT

E: blestium@hotmail.com

Tel: 01600 775393

4 Equity Release

4 Protection

4 Asset Finance

4 No broker fees

Professional Impartial Confidential

www.blestium.com


26

PROPERTIES

King’s Wood Gate, Wonastow Road,

Monmouth, Monmouthshire

King’s Wood Gate offers you an exciting opportunity

to move into a brand new, affordable home

in the historic town of Monmouth.

With a range of high quality homes available through Monmouthshire Housing Association (MHA) – from 1 bedroom apartments to 4 bedroom family homes – King’s

Wood Gate offers the perfect mix of scenic countryside living with all the benefits of a thriving town nearby.

When you move into your new home at King’s Wood Gate you can be sure it will be equipped with quality fixtures and fittings, all carefully selected to enhance

the character of the property.

There are a number of options to rent or buy a home at King’s Wood Gate through MHA, outlined below. To receive up to date pricing information and details please call

Sarah Harrison on 0333 207 9000

House types for sale

Berwick

Denford

Easedale

Kirkwood

two bedroom

two bedroom

three bedroom

three bedroom

Tell us #HCRlaw

PEOPLE ARE

OUR PASSION

WHAT’S YOURS?

Our clients trust us with their greatest asset by putting their dream

home in our safe hands.

Your Local Top 100 UK Law Firm

Andrew Murfin, Head of Residential Conveyancing, Harrison Clark Rickerbys

Talk to us: Wye Valley: 01989 562377 Visit us online: www.hcrlaw.com

inc SHAWCROSS

Harrison Clark Rickerbys inc Shawcross is a trading name of Harrison Clark Rickerbys Ltd which is authorised and regulated by the SRA


28 LOCAL LIVING

I love where I live…

Lydney

Sharon Chilcott

Former classics teacher and magistrate, Pearl Biddle, has seen a lot of changes in Lydney and

she believes the town is now “on the cusp of something quite significant.”

How long have you lived in or near

Lydney?

All my life. I was born in a nearby

village and now live on the outskirts

of the town. The first thing to be said

about it is that it has an industrial past,

with a history of factory work and low

wages. But that’s changing. It’s becoming

popular with commuters, with people

moving here from Bristol in particular.

There is a lot of house building going

on, with more to come. Properties

are reasonably-priced and the area is

favoured by families with children. It’s bringing in a new kind of person with

more sophisticated expectations. All that is making an impact.

How would you sum up the town?

A modest, working class place with some hidden secrets. And the people

are unpretentious, friendly and extremely charitable.

What hidden secrets?

Well, there’s the wonderful docks and harbour. It’s an historic, maritime

site and a scheduled ancient monument. It’s accessed by a road which passes

through an industrial area, so it’s a bit out of the way but it is incredibly

popular with local people. Severn and Wye Smokery, who own the Pine End

works alongside the harbour, have some exciting and ambitious plans to

improve the whole area and put it more on the map.

Another local secret is Bathurst Park, with its play areas and sports

pitches and then there’s Lydney Park Estate, owned by Viscount Bledisloe,

which is open to the public in the spring and has Roman ruins and

wonderful rhododendrons and azaleas. There’s a steam railway station for

the Dean Forest Railway, which is run by volunteers and is very popular;

there are wonderful sports facilities – possibly the best in any small town in

Gloucestershire; a strong community centre and a town hall with one of the

best dance floors in the county.

What are the best things about living in Lydney?

The main line railway station and the good roads mean that for culture,

shopping or work you can get anywhere you need to within two hours.

There’s Bristol, Stratford, Cheltenham, Bath, Cardiff and Gloucester all within

easy reach.

What makes Lydney special?

The people – they are friendly and extremely charitable and there is

a sense of community. I experience that in my voluntary work. I have

volunteered for 15 years with The Victoria Centre which provides lunches and

clubs for our elderly residents.

What, if anything, spoils it for you?

What would you change about it,

assuming you could!?

Frankly, the town itself is not

particularly pretty. There are very

few traditional buildings left and if

I won the lottery I would paint the

whole High Street. But appearances

can be deceiving and what’s more,

people’s expectations are changing,

so more sophisticated shops are

starting to open up. There is a great

sense of entrepreneurship.


29

Describe the vibe in your favourite local café or pub...

Lydney Brew, the artisan coffee house in Church Street, is very relaxed for Sunday brunch.

Where would you book up for a celebratory meal?

A favourite of mine is the restaurant at the Severn and Wye Smokery in Chaxhill near

Westbury-on-Severn.

“What surprises people who come to

live here is the world of experience that

a small town like this can offer.”

What’s the most fun you have had at a local event?

That would be at A Tribute to Abba in Lydney Town Hall. It was one of the events at the

annual Lydney Festival, which my husband, Derek, runs. Over the years that’s involved music,

dance, drama and arts events in the town and a weekend of celebrations at the docks. We tend

to make our own amusement in the Forest. That indicates the spirit of the area. The town hall

and the local church host events and there are a couple of local operatic and music societies

and brass bands.

What else is there in the way of local arts and culture?

There’s the annual Forest of Dean and Wye Valley Open Studios and Taurus Crafts, an art

and craft centre with studios, exhibitions and events.

Where would you shop for day-to-day groceries?

What leisure pursuits do you

enjoy locally?

I do pilates and I like

walking. My favourite walk is

down by the docks.

If you were going to splash out

on a smart new dress, where

would you shop for it?

My daughter has just opened

a new dress shop in Lydney, The

Dressing Room, and that’s where

I go and spend all my money!

There are two major supermarkets in the town, both well-stocked and with a lot of

sophisticated products. There’s even some talk of a third to come.

Where would you shop locally for a special dinner party?

Probably the deli at Taurus Crafts.

If friends were staying with you for a

week, where would you take them?

The Wye Valley, the Forest of

Dean, Tintern Abbey, Bath, the

Cotswolds… I could go on forever!

Lydney is twinned with Bréhal in

Normandy and when our French

visitors come over there is so much

for them to do. What surprises

people who come to live here is the

world of experience that a small

town like this can offer.

If friends with children were staying with you for a week, where would you take them on an

outing?

To the Forest of Dean and Wye Valley; on the steam railway; to the local skateboard park

or Bathurst Park… There’s so much for children to do. It’s why Lydney offers a great lifestyle

for families.

Tell me one fascinating fact about Lydney that’s not widely known.

It has its own lido! Bathurst Pool was gifted to the residents of Lydney and Aylburton by

the Bathurst family in 1920. The 38-metre outdoor pool is run by volunteers and open for at

least ten weeks during the summer each year.

Facts and Figures

Lydney is a small town at the gateway to the Forest of

Dean. On the banks of the tidal River Severn, it’s been

settled since Roman times. Its harbour, the last port

on the Severn where sea-going boats could unload,

operated from the early 1800s until 1977. Initially it

exported iron and coal from the Forest of Dean but by

the 1940s its main trade was importing wood for the

manufacture of plywood at the nearby Pine End Works

factory. The town benefits from excellent transport

links and has a variety of shops, two town-centre

supermarkets and a range of leisure and recreation

facilities.

Photos: Lydney Town Council/

Mr Dave Street and Sharon Chilcott


30

PROPERTIES

Reach a new level of perfection with

Redrow’s Severn Heights development

Situated just a stone’s throw away from Lydney town centre, Redrow’s Severn Heights development

offers the best of both worlds for work and leisure, with convenient transport links and the ancient woodlands

of the Forest of Dean nearby.

Severn Heights boasts a selection of three and fourbedroom

family homes handpicked from Redrow’s

popular Heritage Collection. All of the properties

offer future residents the perfect blend of classic

architecture and modern, family friendly interiors.

With the picturesque city of Gloucester just a short

drive away, Severn Heights benefits from the charm

of village life with all the convenience of a number of

cities within easy reach. Gloucester is well-known for its

range of quirky independent shops and has four distinct

shopping quarters to choose from.

Residents will also find a wide variety of local

amenities around Lydney High Street and will be spoilt

for choice when it comes to finding fantastic cuisine

right on their doorstep. For leisure facilities, the town

has its own golf club, along with an excellent choice of

pitches and courts, a new gym and swimming pool.

The development is ideally located for commuters

and has exceptional road links to Gloucester and the M4

motorway for those working further afield. Chepstow is

located just 9 miles from the development and Bristol

around 27 miles. For those who love the great outdoors

the Forest of Dean is just 8 miles away and for flights, Cardiff

and Bristol Airport can be reached in under an hour.

Severn Heights sits within the catchment area of

several highly respected primary and secondary schools,

meaning children won’t have to travel far to access good

quality education. For younger children, there’s a choice

between Severnbanks Primary School and Lydney CofE

Primary and older pupils will find The Dean Academy an

excellent school for preparing them for higher education.

Kate Lacey, Area Sales Manager of Redrow Homes

South Wales, said: “We’re very excited to be offering

so many family homes in such a beautiful location.

This development is proving incredibly popular with

house hunters and with the Forest of Dean right on

its doorstep and multiple cities just beyond, it is in

a perfect position for families to enjoy the naturally

beautiful countryside whilst remaining close to the

hustle and bustle of urban life.”

“We have now sold all of the homes on the first

phase of the development and have launched the second

phase, so encourage anyone who is interested to get in

touch as soon as possible.”

The Sales Office at Severn Heights is open Tuesday-

Sunday, 10am-5.30pm and Mondays, 11am-5.30pm.

For further information please call 01594 501807 or

visit www.redrow.co.uk

Creative Activites at Taurus Crafts

Taurus Crafts, the popular visitor centre near Lydney, is running a full programme of creative activities

to help keep the kids entertained this February half term.

With new activities, and 2 free activities the

centre is upping its game and making sure

there is something to appeal to all.

“We value ‘hands on’ experiences and the chance

to get involved in making at Taurus Crafts, and our

activity programme

this February really

delivers.”

“We have a new

collaboration with

local artist Jayme-Lee

Cooper and with artisan baker and teacher Isabel

Partridge. Making forest dwellings with Jay will be

great fun, she uses her artist-eye to help the kids turn

a pile of found materials into a magical dwelling for

mythical folk, where Isabel combines her teaching

profession and baking passion to make the best

cupcakes and cookies in the area and helps you to

literally put the icing on the cake”

With a free puppet performance from ventriloquist Leesa

Cartwright, and Wendy’s free recycled materials sessions the chance

is there for budding makers on a budget to try something out and go

home having had a day out to remember.

Along with these new and free activities, the centres classic

activities are all up and running and include: stone carving, reptile

encounters, jewellery

making, pottery painting,

candle dipping and

chocolate making.

To get all the details

dates and times it’s easy to join Taurus

Crafts e-newsletter or check their Facebook

page and website, they are all kept up to

date.

The centre is open daily 10am until

5.30pm and is free to get in with a large

free car park. Located just outside Lydney

town on the A48.

February Holiday Activities Saturday 10th - 25th February 2018

Taurus Crafts, Lydney, Gloucestershire, GL15 6BU

www.tauruscrafts.co.uk 01594 844841 tom@tauruscrafts.co.uk


New Redrow homes available in Lydney

3 & 4 bedroom

homes available

from £234,995

Find your dream new home at

Severn Heights in Lydney.

Speak to our Sales Consultants

today to find out more.

#bettermemories

Images are indicative only. Price correct at time of going to press.

Severn Heights

Wintour Drive, Lydney, Gloucestershire GL15 5FA

See website for opening times

Call: 01594 501844

Visit: redrow.co.uk/severnheights


32

PROPERTIES

bedroom

living room etc

Woodland Road, Christchurch, Coleford, Glos Price

Ferrino 01594 811111 www.ferrino.co.uk

£545,000

bedroom bedroom living living room room etc etc

bathroom

This unique family home with separate one bedroom annex overlooks the forest

bedroom bedroom living room living room etc etc

central heating

bathroom

garage/covered parking parking

in the peaceful neighbourhood of Christchurch, Gloucestershire, an Area of Outstanding Natural Beauty.

central central heating heating

bathroom bathroom

garage/covered parking parking

It is a versatile, well presented, well equipped living space suited to extended family occupation if required.

5

4 3 2

bathroom

OIL

central heating

central heating

garage/covered parking

parking

The style is modern contemporary, very tasteful and very

comfortable. Space is what this fantastic home can offer,

both inside and out.

It has a well-designed open plan kitchen/family room,

lovely sitting room and further reception room. There are

five bedrooms and four bathrooms including a ground

floor en-suite bedroom in the main dwelling. There is

potential to link internally to the annex which is selfcontained

and has potential for rental/holiday let.

There is access to the forest for walking and cycling. The

garden is arranged for relaxing and entertaining, low

maintenance and very private.

There is also a useful studio/office and timber chalet. The

double garage and drive provide ample secure parking.

garage/covered parking parking parking parking

An impressive, bright and stylish family home in a

beautiful sought after location. The property is for sale

with ‘ No Onward Chain’. Offers considered.

UK Homeowners throw

£37 million a year into

auto-renewal black hole

A

quarter of Brits

automatically

renew their home

insurance policy instead

of shopping around and

saving money.

The typical annual

increase of over £9 per

policy adds up to £37

million down the drain

every year.

UK homeowners are collectively wasting £37 million annually by allowing their

home insurance provider to automatically renew their policy, new insight reveals.

If those homeowners shopped around and switched, they could see savings of up

to £59 each – or £243 million collectively

UK homeowners are collectively wasting £37 million annually by allowing their

home insurance provider to automatically renew their policy, new insight reveals.

Analysis by MoneySuperMarket reveals a quarter (26 per cent) of homeowners with

buildings and/or contents cover automatically renewed their policy with their existing

provider and almost two fifths (39 per cent) saw their premiums rise as a result.

Top reasons why homeowners auto-renewed

rather than change providers:

• A third (37 per cent) were happy with the cost of their insurance

• A fifth (20 per cent) couldn’t be bothered to shop around

• Almost a fifth (17 per cent) said loyalty stopped them from moving

• 16 per cent liked their current provider’s brand

• One in seven (13 per cent) liked the customer service their current provider offers

Kevin Pratt, consumer affairs expert at MoneySuperMarket, continues: “Home

insurance premiums fell to a six-year low in April, and prices are now at their lowest

since 2010, standing at £109 on average for combined buildings and contents cover.

Customers who auto-renew are not benefitting from these competitive prices, though

– they are reserved for those switching providers.

“As a nation, we spend over £37 million more than we need to because so many

home insurance providers renew their customers’ policies automatically - that’s

money we can’t afford to waste. There are savings of up to £59 per household to be

made by shopping around and switching providers, rather than letting insurers get

away with it.”


Making estate agency make sense.

Contact us on 01594 811111

or theteam@ferrino.co.uk

47 High Street,Lydney, Gloucs GL 15 5DD

BROADOAK, NEWNHAM -

£525,000

This Georgian period property is situated in the picturesque

riverside village of Broadoak, ten miles south of the city

of Gloucester. It sits in excess of two and a half acres of

good level ground which is divided into formal garden

and fenced paddock with stabling. The house, believed to

date back to 1804, was built by a local shipbuilder and

timber merchant who used ship’s timbers to construct the

roof. It is a most comfortable family home with many

original character features and a warm and welcoming

atmosphere. The sitting room has a bright easterly aspect.

The family kitchen/dining room is a great open plan

design. There are four bedrooms and a modern family

bathroom. The numerous outbuildings provide plenty

of office/storage and activity space. There is parking for

several vehicles. A lovely home with equestrian facilities

in a delightful location conveniently close to major road

and rail networks.

BROCKHOLLANDS, LYDNEY -

£499,995

This well presented spacious family home with attached

annex is situated in the peaceful hamlet of Brockhollands

in the heart of the Forest of Dean, Gloucestershire. The

property is set in attractive landscaped gardens and has

the benefit of beautiful far reaching views over the

surrounding countryside. The flexible accommodation

is bright and airy with an easy flowing open plan living

arrangement. It has a large kitchen/breakfast room,

conservatory and four double bedrooms, two being ensuite.

New double glazing throughout, good insulation

and solar panels make this a very economical home to

run.. There is parking space for several vehicles including

a motor home/caravan. The house offers lots of great

space inside and out in a fabulous location. The popular

local village, Bream, is less than a mile away. The property

is available for sale with ‘No Onward Chain’.

CLEMENTS END, COLEFORD -

£495,000

This four bedroom detached cottage is situated in

the peaceful village location of Clements End in

the heart of the Forest of Dean, Gloucestershire. It

has a recent addition of an attached one bedroom

annex, this is a work in progress. The cottage has two

good reception rooms, a large kitchen/dining room

and separate utility/boot room. There is potential

for further investment. The garden is enclosed

and private with a sunny sheltered courtyard and

a detached garage. There is direct access into the

surrounding woodland from the property. An

attractive family home with flexible accommodation

in a lovely village setting. The property is offered for

sale with ‘No Onward Chain’.

POPES HILL, NEWNHAM -

£465,000

This delightful cottage is set in attractive gardens in

the peaceful rural countryside of Popes Hill, eleven

miles south of Gloucester City. This idyllic location

provides the perfect opportunity to escape the hustle

and bustle of daily life to enjoy peace and relaxation

in beautiful surroundings. The cottage is presented

in excellent order throughout. The accommodation

includes a comfortable sitting room, the focal point

being the fireplace with wood burning stove, a cheerful

fully fitted kitchen, separate dining room, utility/

cloakroom, a sunny garden room and study. There are

three double bedrooms, the master being en-suite and

a family bathroom. The detached double garage has

workshop area, there is parking space on the drive.

A charming, warm and welcoming family home in a

tranquil location.

HILLERSLAND LANE,

COLEFORD - £425,000

This traditional country cottage sits in a large level

garden in a peaceful location between the beautiful

Forest of Dean and Wye Valley, Gloucestershire. This

position affords lovely far reaching views and easy access

to the surrounding countryside. The accommodation is

spacious. There are two good reception rooms, kitchen/

breakfast room, separate utility room and cloakroom.

Upstairs are four double bedrooms, the master ensuite,

a modern family bathroom and access out onto

the west facing balcony. The detached garage has an

internal workshop, there is a small pony stable in the

yard. The cottage is in walking distance of the shop, pub

and church and is also near a bus route. It has been in

the same family ownership for many years and now

welcomes new owners to a comfortable home in a

delightful yet convenient location.

BOXBUSH ROAD, COLEFORD -

£315,000

Boxbush Road is situated just off the town centre, a

quiet location within walking distance of the shops,

cinema, doctors surgery and a wide variety of small town

amenities. This attractive family home is built from local

stone, it has a handsome facade, lovely period features and

well proportioned rooms with high ceilings and original

period features. There are two comfortable reception

rooms and a stylish fully equipped modern kitchen/

dining room. The accommodation is arranged over three

floors with bedrooms, five in total, and bathrooms on

both levels. The attic is converted for even more space

and the cellar provides very useful storage space. The

garden is large with a productive vegetable plot and

plenty of space for relaxing and outside activity. This is

a delightful, family home with a warm and welcoming

atmosphere in a good convenient location.

ferrino.co.uk


34 ADVICE

Conservation Areas

by Lisa Dobbs of Dobbs & Drew

Local authorities have the power to designate as

conservation areas, any area of special architectural

or historic interest. This means the planning authority

has extra powers to control works and

demolition of buildings to protect or improve the

character or appearance of the area.

The designation of a Conservation Area will affect an area in a number of ways.

For example, the permitted development rights of the properties within the

conservation area will be affected. In normal circumstances, householders have

certain ‘Permitted Development’ rights to carry out minor works to their properties,

without requiring planning permission, such as small extensions and new garden

sheds.

In Conservation Areas, ‘Permitted Development’ rights are reduced and works,

which normally don’t require permission do, these are listed below:

• Some types of cladding

• The insertion of dormer windows into roof slopes

• The erection of satellite dishes on walls, roofs or chimneys fronting a highway

• The installation of radio masts, antennae or radio equipment housing with a

volume in excess of two cubic metres

• Changes to walls and fences or other means of enclosure

• The size of house and industrial extensions that may be carried out without

specific planning permission is also more restricted. Certain demolition works

may also require consent in conservation areas

• Living in a Conservation Area requires householders to respect the special

character or appearance of the area when making changes affecting the outside

of their properties.

• Replacement external windows and doors may require planning permission.

Trees in a conservation area that are already protected by a Tree Preservation Order

are subject to the normal procedures and controls for any tree covered by such an

Order.

Trees in a conservation area that are not protected by a Tree Preservation Order

are protected by the provisions in section 211 of the Town and Country Planning Act

1990. These provisions require people to notify the local planning authority, using a

‘section 211 notice’, six weeks before carrying out certain work on such trees, unless

an exception applies. The work may go ahead before the end of the six-week period

if the local planning authority gives consent. This notice period gives the authority an

opportunity to consider whether to make an Order on the tree.

Opening hours

Monday to Friday 9am to 5pm

Saturday 10am to 1pm

Dobbs & Drew

Property Lawyers

Thinking of Moving House?

Sell your Current home for

£599 inclusive

Buy your New home for

£899

plus Stamp Duty & Land Registry fee

Sell & Buy together for

£1399

plus Stamp Duty & Land Registry fee

Call us Today: 01594 562239

sue.drew@dobbsanddrew.co.uk lisa.dobbs@dobbsanddrew.co.uk

Blue Rock House, Blue Rock Crescent, Bream, Glos, GL15 6LW

www.dobbsanddrew.co.uk


Rural Residential Commercial Design

djandp.co.uk

newlandrennie.com

Hereford Road, Monmouth Monmouthshire

Guide Price £699,000 Guide Price £750,000

A substantial detached property enjoying outstanding views across the valley at the rear. The property is located in a much sought

after area within easy distance of the town centre which provides a comprehensive range of amenities with a wide range of shops

and excellent schools, both junior and senior, including the Haberdashers schools for boys and girls. The house, which has been

extensively renovated and modernised and is nearing completion, provides 3 reception rooms with a large open plan kitchen/dining/

living area, 4 bedrooms and a self-contained annexe if required. Large attic room space. Parking and garage. EPC rating F.

Newland Rennie Monmouth office 01600 712916

Llangeview, Usk Monmouthshire

A substantial detached period farmhouse with a wealth of character including oak beams and trusses and flagstone floors.

The property includes a large farmhouse kitchen, dining room, sitting room, garden room and porch/conservatory, utility room and

wet room. The first and second floors offer 2 en suite bedrooms, a family bathroom and a further 2 second floor bedrooms and

shower room. The property opens to a graveled parking area and double garage with workroom. The large gardens are beautifully

landscaped with a large wildlife pond and an orchard. A level pasture paddock extends to approximately 4 acres. EPC rating F.

Newland Rennie Monmouth office 01600 712916

Lydart Monmouthshire

Offers In The Region Of £550,000

A detached stone farmhouse, thought to be a former gate house, which has been substantially extended to provide family

accommodation which includes a reception hall, study, sitting room, kitchen, utility room and cloakroom, and on the first floor,

4 bedrooms and a separate WC and bathroom. The property stands in gardens with a yard, having a range of traditional and

modern outbuildings and land extending to approximately 11 acres. EPC rating G.

Newland Rennie Monmouth office 01600 712916

The Narth Monmouthshire

Guide Price £550,000

An attractive former school house situated in this popular village just to the south of Monmouth and standing in a generous plot

of approximately 1/3 acre. The property has been extended to provide family accommodation including porch and hall, shower

room/cloakroom, sitting room, open plan kitchen and dining room, conservatory, 4 bedrooms (master en suite), family bathroom.

Large terrace, landscaped gardens. Detached garden room/workshop, parking area and detached triple garaging. EPC rating E.

Newland Rennie Monmouth office 01600 712916

Crocker’s Ash, Monmouth Monmouthshire

Guide Price £695,000

A rare opportunity to purchase building land with planning permission for 6 substantial detached residential dwellings (Application

No: P163303/F). In a sought after location within easy reach of the towns of Monmouth and Ross-on-Wye, enjoying a semi-rural

location near Crocker’s Ash, with views over the surrounding countryside and allowing easy access to the major road networks.

Monnow Keep, Monmouth Monmouthshire

Guide Price £129,950

A superb opportunity to acquire a modern second floor apartment in the heart of Monmouth town. Hall, sitting room, kitchen,

1 bedroom, bathroom. Allocated parking. EPC rating B.

Newland Rennie Monmouth office 01600 712916

DAVID JAMES

Newland Rennie Monmouth office 01600 712916

PARTNERS WITH NEWLAND RENNIE


36 MARKETS

Equity release records broken as

unprecedented Q4 activity sees

2017 lending reach £3.06bn

with annual growth at a 15-year high

• Market sees over 37,000 new customers as total

lending in 2017 reaches £3.06bn

• Q4 2017 marks historic end to year with record

lending of £838m and a milestone of over 10,000

new customers for the first time

• Across 2017, the sector supported almost 67,000

customers seeking to unlock part of their housing

wealth to manage their finances in later life

• Drawdown products remain the most common type

of new product, favoured by 75% of new customers in

Q4 2017

• Fewer customers make additional drawdowns or seek

further advances compared with Q3

A

record quarter for equity release activity in Q4 2017 pushed annual lending

growth in the sector to its highest level since 2002, according to year-end

lending figures¹ from Equity Release Council (The Council). As a result, the

total amount of housing wealth unlocked by over-55 homeowners reached £3.06bn in

2017 - the first time it has exceeded £3bn in a single year.

Lending via equity release plans in Q4 2017 amounted to over £838million, the

highest level on record for any single quarter, as UK homeowners use their housing

wealth to support their finances in later life. This contributed to overall annual lending

growth of 42% when compared to £2.15bn during 2016.

The final three months of 2017 also saw an unprecedented number of new equity

release customers, exceeding 10,000 for the first time in a single quarter (10,327).

This represented a 4% increase from 9,905 in Q3 2017 and almost a quarter (24%)

compared to 8,303 new customers in Q4 2016.

These increases meant the total number of new equity release plans agreed in 2017

was up 34% on 2016 from 27,563 to 37,037: the highest total on record and the

biggest percentage rise since 2003.

Overall, the sector supported almost 67,000 customers during 2017, with

25,794 existing drawdown lifetime mortgage customers returning to dip into agreed

reserves, and 3,867 existing customers agreeing further advances on either lump sum,

drawdown or home reversion plans.

Trends in new equity release plans agreed

Drawdown lifetime mortgages remain the most popular type of product,

representing 75% of new plans agreed in Q4 2017, up from 64% in Q4 2016. Across

2017 as a whole, 71% of new customers opted for drawdown plans, which typically

see smaller amounts of housing equity withdrawn initially compared with lump sum

plans, with an extra amount reserved for future use – thereby limiting the interest

owed as it is only charged on funds as they are withdrawn.

New drawdown customers agreed an average initial instalment of £62,359 in Q4,

a rise of 6% year-on-year from £59,002 in Q4 2016, but down by 4% on Q3 2017

(£64,973). One in four (25%) new customers opted instead for a lump sum lifetime

mortgage in Q4, with the average loan amount of £101,913 relatively stable compared

with Q3 (£100,389) – a rise of 2% – and up 8% year-on-year from £94,330 in Q4 2016.

Across all new customers, the continuing trend towards drawdown products as a way

to release housing equity in smaller instalments meant that – despite the overall growth

of lending activity – average lending per customer was stable year-on-year at £72,217

in Q4 2017 compared with £71,627 in Q4 2016.

Trends in returning drawdown

customers and further advances

The Council’s data shows that the number of returning drawdown customers

dipping into their agreed reserves decreased by 7% in Q4 from 6,849 in Q3 to 6,360.

At the same, the number of existing customers seeking further advances on existing

loans also dropped 16% from 1,138 in Q3 to 961.

The average drawdown instalment taken by returning customers was £10,853 in

Q4 – broadly in line with the average across 2017 (£10,542). Further advances made

up the smallest part of overall market activity, with the average lump sum amount

agreed being £20,171 in Q4, down 7% from £21,757 a year earlier. The average

drawdown further advance was £21,991, up by 4% from £21,066 in Q4 2016.

David Burrowes, Chairman of the Equity Release Council, commented:

“The record-breaking demand for equity release over the past year is testament to

the fact more consumers are changing the way they plan financially for retirement,

and taking a broader range of options into consideration. This is illustrated by the

continued popularity of drawdown products, with many customers viewing equity

release as a reliable source of income in later life.

“Importantly, the evolving mindset of consumers is helped by the flexibility to use

housing wealth for a range of purposes, and the rigorous safeguards and customer

protections in place across the market. Consumers also have more choice than ever

before – driven by the increasing number of providers that has, in turn, increased the

range of product options and helped to push interest rates to new lows.

Property is, for many people, their largest asset and has the potential to play

an ever-greater role in the future to meet the challenge of ensuring effective later

life funding. I look forward to working with our members and industry, regulators

and government across 2018 to build on what has been a breakthrough year for the

sector.”


INTERNATIONAL

37

Sales to foreign buyers

in Turkey up 22%

The Turkish Statistical Institute, Turk Stat, have published their 2017 report of foreign

property buyers in Turkey revealing a colourful variety of nationalities bought a total of 22,234 homes

reflecting an increase of 22.2% year on year.

The improved stats reported by Warren Lewis

(propertyreporter.co.uk) this week are most

likely the results of a favourable exchange

rate as well as a variety of incentives by the Turkish

government to attract foreigners to their real estate

market.

In January 2017, the Official Turkish Gazette

published a decree offering citizenship to any foreigner

buying property worth 1 million USD or more.

The following month, Turkish parliament passed a

law that enabled foreigners investing in the property

market of Turkey to be exempt from value-added-tax.

Conditions included making the purchase in a foreign

currency and keeping the new property for at least

a year. The law also applied to Turks who lived and

worked abroad for more than 6 consecutive months.

Most popular districts for foreign

property buyers in Turkey

Stats show Istanbul as the most popular district for

house sales to foreigners with a total of 8,182 homes

sold. The city, the largest and busiest in Turkey is

currently undergoing a construction boom with many

skyscraper projects on the market.

“Offering a wide range of social community features

such as swimming pools, landscaped gardens and onsite

fitness gyms, prices starting at an average of £55,000 are

proving to be a huge hit. The outskirts and surrounding

districts of Istanbul are also climbing in popularity as

buyers are lured by lower property prices but with all

the benefits of city living close by.”

The Mediterranean district of Antalya followed by

4707 house sales to foreigners. Consisting of the smaller

coastal resorts of Side, Alanya, Kemer, Belek, Kas,

Kalkan and the main city centre, Antalya is particularly

popular with Russians, Germans and Brits, of which

many live permanently in the area as retired expats.

Once again, the districts of Bursa (1474) and Yalova

(1079) are slowly climbing up the ranks. Despite

being latecomers to the market appealing to foreign

property buyers, the historical value, as well as beautiful

landscapes, are especially popular with Middle Eastern

nationalities who find many similarities between cultures.

Foreign property buyers in Turkey

The top buying nationality was Iraqis with a total of

3805 houses. Saudi Arabians closely followed with 3345

house sales. The nationality taking third was Kuwait

with 1691 sales.

British buyers bought a total of 794 homes in Turkey.

Despite getting off to a shaky start in the first two

months of the year with just 77 sales, business picked

up and climbed to its peak in September with 103 sales

for that month alone.

General trends show British buyers tend to stick to

the Aegean and Mediterranean coasts in resorts such as

Didim, Fethiye, Bodrum and Kalkan.

Outlook for 2018

Expert insiders are predicting a rebound for both the

tourism and foreign Turkish real estate market in 2018.

The government spent most of 2017 clamping down on

terrorism, and the lack of attacks is seeing a return in

confidence for both sectors.

British airlines have massively increased their seat

capacity between the two countries and a favourable

exchange rate, as well as a surplus supply of new,

modern homes offer ideal conditions for foreign

property buyers in Turkey.

Commenting on the public register for overseas owned properties,

Mark Hayward, Chief Executive of NAEA Propertymark said:

“It’s excellent that this register will be up and running by 2021, ensuring dirty money can no longer be used to buy

property under the guise of a shell company. Houses bought with laundered money often sit empty, taking homes away

from the market that could be used for families and as such impacting the wider community. It’s important to know who the

ultimate owner of a property is if we wish to maintain integrity in our property market”.


38 HOME IMROVEMENTS

Contemporary Vs Traditional from Sussex sofa makers Rume

Which sits better with you?

The Chesterfield is a sofa that often sparks lively debate. Those who say they dislike them often have memories

of a parent’s old Chesterfield, hard of seat, bereft of personality and covered in hard shiny leather.

Our Chesterfields are different, they don’t divide opinion at all, they are simply

loved. They effortlessly woo the doubters, not only are they delightful to

behold they are also fantastically comfortable. The Pelham is our most

timeless with slimmer arms, a flatter top and luxurious duck and reflex seat cushions.

The buttons are deep and the facings can be piped in a contrast colour or nailed with

a stud of your choice. Each Pelham takes up to a week to upholster in a fabulous soft

leather, hardy wool or lush velvet but it is definitely worth the time and care taken as

the result is the one of the most beautiful English Chesterfields that you can buy.

When designing a new sofa it is always tempting just to go with the unsullied

idea. To come up with something so compelling that it will prove irresistible. The only

problem is that a sofa has to serve a very basic function one that often demands way

too much of a pure design. Someone has to sit on it. This may sound obvious but it

is often overlooked. The Thunderbird is a case in point and has gone through many

iterations, making it as comfortable as it was beautiful proved a real challenge. A sofa

that started out as an easy sketch soon become a near impossible puzzle, sure it looks

simple, the best things often do, but it was determined not to be sat on. We persevered

of course and now, courtesy of many coil springs, three different densities of shaped

foam and some brilliant upholstery the Thunderbird has realised its potential. A joy to

sit on, yet poised and taut, it is the perfect sofa.

These beautiful sofas are all hand made to order in Rume’s Sussex workshop using

superior materials and mixing the finest of old skills with the best of new techniques.

01273 777810, www.rume.co.uk


MONMOUTHSHIRE

CONSERVATORY COMPANY

CONSERVATORIES . ORANGERIES . UPVC & ALUMINIUM WINDOWS

SECONDARY GLAZING . DOORS . GREENHOUSES . GARDEN BUILDINGS

We would like to take a moment to share these recent installations

with you and explain a little about the process involved when creating

such beautiful builds.

The beginning stages of your extension can be daunting at times

with so many elements to consider. Will you need planning

permission? Would you prefer Aluminium or uPVC? What

colour roof system, frames, doors or windows will you choose?

With many years experience within the industry, our team can

help you design the build that is right for you and your home.

Marrying in with the style and era of your property whilst

simultaneously complimenting and enhancing your living space.

Once construction is underway, your project manager will

keep you updated with every element of your new build,

whilst our trusted builders, fitters, joiners, electricians and

plasterers display the highest level of professionalism. If you

would like to learn more, please visit our fantastic showsite,

website or social media pages for more information.

“I love my front door

from MCC. When I tell

people where I live, they

often say ‘the one with

the lovely door?’

It’s completely changed

the look of our house,

I love it!”

Ms Heath

MONMOUTHSHIRE CONSERVATORY COMPANY

Pengethley Garden Centre

Peterstow

Tel: 01989 730 551 Fax: 01989 730 596

info@monmouthshireconservatorycompany.co.uk

Ross-on-Wye

www.monmouthshireconservatorycompany.co.uk

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