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Corporate Business<br />

Strategies:<br />

<strong>Funding</strong> Your Dreams<br />

1<br />

Disclaimer: the following statements concerning terms and conditions of loan amounts may NOT be the actual terms of your loan and are only to be regarded as a general<br />

guideline and for illustration purposes. All terms will be dictated by the actual lender of the loan your business entity is offered/received of which you are under no obligation to<br />

accept and can deny if you so choose. In no way or form are we acting as tax, real estate, financial or legal representatives for you or your company and advise that you seek<br />

professional help in all areas before making a decision to know the implication of such agreements and acceptance of funds. Corporate Business Strategies and its subsidiaries<br />

are strictly offering a consulting service that connects you with finance vendors and in no way guarantee that what is outlined will be exactly what you are offered. In no way can<br />

we guarantee you will receive the exact amount of funding you requested. The amount of $150,000 is meant to be guidelines only; individual results may vary.


You’ve requested this eBook because you are at an impasse with your business or idea for a business and<br />

are in need for funding to bring your ideas to fruition, and being entrepreneurs ourselves we understand your<br />

frustrations. You know where you want to go, you know how you are going to get there and you have a good<br />

idea of when you will arrive, but what you lack is the vehicle to take<br />

you on your journey. Let’s face it; there are many bumps and<br />

obstacles on every entrepreneur’s path. Some of the most common<br />

obstacles individuals have to overcome in order to make their<br />

professional dreams a reality are low credit scores (or lack of credit),<br />

lack of experience (new business), lack of money, and/or lack of<br />

network/relationships with the right people who you can trust to perform what they promise they would do.<br />

Our company’s programs remove 3 out of 4 of those obstacles (we can't provide you experience, that<br />

only comes with time) and puts you in the driver's seat of your own business with<br />

enough<br />

funding to take where you want to go. Not everyone’s needs are the same,<br />

which is<br />

why we have created different programs (pathways) for you to obtain your goals.<br />

What is Business <strong>Funding</strong> & How Does it Work?<br />

There are many misconceptions about how business funding programs work and what is possible. Let’s go<br />

over a few of the more popular misconceptions first.<br />

1. If I use a shelf corp I can get funding without using my personal credit. NO, a shelf corp is only a<br />

corporation that is aged, usually they have NO credit history, which means they are only as strong as<br />

the owner who Personally Guarantee’s (PG) it. In essence the funding obtained is really based on the<br />

owner’s creditworthiness NOT the corporations.<br />

2. I will be able to get funding if I add tradelines to my shelf corp. NO, the tradelines you buy will NOT be<br />

able to carry the entire weight of the funding alone. The underwriters will still want to factor in the<br />

owners creditworthiness to determine approval. Yes, tradelines will help strengthen the overall profile<br />

and we do offer and use them for certain programs, but as you will see later those programs still<br />

require the borrower to be creditworthy.<br />

3. Is there such thing as a “No PG funding program?” Yes, if you own Apple, Google, Amazon, or any<br />

other fortune 500 company then most any lender will be glad to give you as much money as you want<br />

for very cheap without requiring you to PG the loan. BUT for the rest of us who are small business<br />

owners, the answer is NO. Those programs are mystical stories made-up by leading brokers and<br />

shelf-corp resellers to get you to buy their products for outrageous prices and once you buy in they<br />

then make up some story of why you don’t qualify and what other tradelines, products, etc, you need<br />

to buy to qualify for a “No PG” program…DON’T FALL FOR IT. You would be better off looking for the<br />

pot of gold at the end of the rainbow.<br />

4. What about the “Tier System” approach to get No PG funding? Yes, there is a systematic approach<br />

call the “Tier System” to build up your business credit profile with Duns and Bradstreet. Basically, you<br />

start off with net 30 vendor credit (Uline, Quail, etc.) make payments on time for 30-90 days; then<br />

apply for store cards (Lowes, Wal-Mart, etc.) make payments for 30-90 days; then apply for Business<br />

credit cards, again make payments for 30-90 days and so forth moving through all six (6) tiers. This<br />

process is long and tedious, taking up to a year to move through all the tiers and in the end only get<br />

approved up to around $50,000 all together, and some of that credit is vendor credit not cash. But,<br />

hey, you found that unicorn of no PG business funding, right? OR you could go through our program<br />

where we fix your credit up over 680 FICO and get you funding up to $150,000 in about 2 months…<br />

These are some of the more popular myths being spread around the business lending space and of course<br />

everyone wants them to be true but in actuality they are not; unless you have an established corporation<br />

churning out millions of dollars per year and have built up a credit history with many vendors over the years<br />

and always paid on time, you are going to need to PG your business funding.<br />

2<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


Being an entrepreneur is about craving out your niche in the marketplace and creating a business to stand<br />

the test of time. Being an entrepreneur is also about taking risk and venturing into unexplored waters. It’s also<br />

about taking responsibility for your actions, which means you are willing to put your credit on the line for your<br />

idea, your dream…you can’t be afraid of being responsible, it comes with the territory of an entrepreneur. We<br />

can fix your past and make you creditworthy enough to PG your business funding; we can also help you get<br />

the funding, but the rest is up to you.<br />

Continue reading to see what programs we have available and what works best for your situation and let us<br />

handle the rest.<br />

Our <strong>Programs</strong><br />

For Those Who Have a 700+ FICO<br />

The first lending criterion to be met is having a FICO score over 680, preferably over 700; however, not all<br />

“700 FICO” scores are created the same. So we will perform an analysis on your credit profile to make sure it<br />

presents itself to be strong enough to qualify for funding. For those who meet that criterion we can take you<br />

straight into funding, which will take about 2-3 weeks to complete.<br />

For those who don’t meet the “700 FICO” standard, don’t<br />

worry, we have relationships with a couple of great credit<br />

repair companies who are backed by a team of attorneys<br />

that can handle most any file and fix most of the negative<br />

items that typically show up on a credit profile. Such items<br />

include charge-offs, late payments, inquiries, bankruptcies, tax liens, etc.<br />

The first step is to complete a credit analysis on your file to see what type of items need to be removed and<br />

determine the process we will have to take to remove them. After which we can layout the options available<br />

to you that will suite your circumstances best.<br />

We truly stand behind our capabilities to restore your credit so when your file is presented to the<br />

underwriters they will see immediately that they are dealing with a creditworthy business owner. Before<br />

we begin the funding or credit repair process the client will need to determine how much funding they need<br />

and if they want only personal funding, business funding or a combination of both. These choices will<br />

determine what program they will enter into with us.<br />

Option A-Pay on the Backend<br />

Option A is for those clients who only need a little “touch up and polish” on their credit to get them back<br />

over 680. These would be files that need to remove a few charge-offs, some late payments, inquiry<br />

removal, etc…The important aspect of these clients is that after the credit restoration is complete, they will<br />

have at least 1-2 primary accounts (accounts in your name) and possibly some Authorized User accounts<br />

(accounts where someone has trusted you enough to allow you access to their credit card). Having a<br />

combination of these types of accounts in good standing leftover is going to allow us to take you to<br />

funding after the restoration is complete.<br />

3<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


We will assign you a credit restoration specialist that will work with you to restore your credit profile up to<br />

680 or higher. This service will include removing charge-offs, Bankruptcies, Foreclosures, inquiries, late<br />

payments etc., and if need be we have the ability add additional tradelines to make your profile more robust<br />

(for an additional fee). The credit restoration process will take about<br />

2-6 weeks in addition to the 2-3 weeks for personal funding up to<br />

$50,000. A client can expect to complete the entire process from<br />

beginning to end in about two (2) months. The cost to get started with<br />

Option A is $200 on the front end and a 25% success fee (which<br />

includes the cost of credit repair) on the backend to be paid out of<br />

your funding.<br />

Also, if you would like to save some money on the success fee you can pay for your credit repair upfront<br />

which typically ranges from $1500-$2500 and the success fee will drop to 15% paid from your funding.<br />

To get started with this program please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

Option B-Pay As You Go<br />

Option B is for those clients who are in need of extensive repair and/or have some public record removals<br />

and other serious delinquent accounts. The major distinctions of these files from the “Pay on the<br />

Backend” files are the fact that after the credit restoration is complete there will be no positive tradelines<br />

reporting (specifically no primary tradelines).<br />

What this means is that all (or most) of your accounts had to be removed and you wont be left with any<br />

tradelines that will allow the lenders to make a determination to provide you funding because of the lack of<br />

credit history.<br />

These files usually take longer to complete and requires more work on our behalf, which is why we<br />

require these files to be set up as “Pay as you go.” There is a $199 file set-up to get started and a monthly<br />

recurring fee of $99 per month until your file is complete, which can average 2-6 months.<br />

Once your file is complete, you will have the option to purchase tradelines in order to boost your credit<br />

profile which will allow up to “stair-step” you into multiple funding rounds increasing the funding amounts<br />

with each round. This process may take a bit longer but in the end you will walk away with a more solid<br />

credit foundation than you had previously and will have a far superior credit profile than ever before. We<br />

can eventually get your profile built out enough to get you qualified for business funding if you so desire.<br />

I know…you are probably asking yourself, “How can they do it for so cheap?” We strive to set ourselves<br />

apart from our competitors, in fact, we consider ourselves not to have any competitors. We know that more<br />

than likely we are not the first place you have inquired about funding, and hopefully we will be the last.<br />

To get started with this program please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

4<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


Option C-V.I.P Express Program<br />

This program is for those who are ready to act and what the dedicated attention of an attorney to handle their<br />

file. This program takes about 60 days to complete and is overseen by one of our credit restoration attorneys,<br />

who will make sure all negative items are removed so we can take you to funding for both personal and/or<br />

business.<br />

The two requirements for this program is that you pay $1500 upfront and that you agree to go for personal<br />

funding once we complete your file of which you can pay the remaining credit restoration fee balance and our<br />

funding success fee of 15%.<br />

To get started with this program please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

Note: Our credit repair services are outsourced to a 3 rd party that we have a working relationship with and which you will be contracted and billed for separately from our<br />

services. Credit restoration is not an exact science, there is no way our vendors can guarantee that all negative items will be deleted permanently nor can we guarantee if<br />

your score will raise up to 680 or higher. Furthermore the estimated time of completion is an average and your file may take longer or shorter amount of time to complete.<br />

How To Increase Your <strong>Funding</strong> Amount<br />

Even though these programs on stated income only, there are a few ways we can increase the funding<br />

amount you receive and each case will have to be evaluated individually to see if you qualify for additional<br />

funds. Some of the ways include but are not limited to:<br />

<br />

<br />

<br />

Able to show proof of income (tax returns, pay stubs)<br />

Show Business income (bank statements, tax returns)<br />

Business has credit history (D&B profile or other credit reporting history)<br />

Being able to provide any or all of the above items may increase your funding amount by $50,000-<br />

$100,000<br />

5<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


Additional <strong>Programs</strong><br />

We do have additional programs available that can either be directly applied for independently or “stairstepped”<br />

into. A brief outline of each is as follows:<br />

<br />

Vehicle Lease Program: Our vehicle lease program is a way for businesses to lease a vehicle or<br />

equipment for use for their business WITHOUT the need of a personal guarantor. The key is to have<br />

an established leasing credit history with PayNet of which we can provide for you. The following<br />

breakdown shows the price for each package and the amount of leasing history that will be attached,<br />

which should allow you to go out and lease a vehicle (or piece of equipment) for roughly the same<br />

value.<br />

o For $2000 we will attach a $35k-$45K No PG lease to PayNet<br />

o For $3000 we will attach a $75k-$100K No PG lease to PayNet<br />

o For $4000 we will attach a $150K No PG lease to PayNet<br />

<br />

Equipment Lease Program: Our equipment lease program takes about 60 days to complete and<br />

allows the business owner to apply for funding up to $300,000 in term loans to be paid back in 3-5<br />

years. This program can be somewhat expensive for borrows especially if they have to purchase a<br />

shelf corp and add business tradelines. In addition to that potential upfront fee there is also a<br />

success fee to be paid on the backend out of your funding.<br />

This funding program usually works best for real estate investors or entrepreneurs who have the<br />

ability to refinance with a permanent loan or have the capabilities of a high return on their<br />

investment.<br />

Requirements needed to qualify for this program are:<br />

o 660+ FICO (we can fix if needed)<br />

• No derogs in last 3 years (we can fix if needed)<br />

• NO BK or foreclosure (we can fix if needed)<br />

• Credit utilization below 50% (we can fix if needed)<br />

o 3+ year old corp<br />

• Business Tradelines (we can provide if need be)<br />

• Website that matches business start date (we can provide if need be)<br />

o 3 months business or personal bank statements<br />

o Driver’s license, SS card, and Articles of Organization<br />

6<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


Who We Are<br />

Now that you have learned about our programs the next questions that usually come to mind is,<br />

“Who are you, and how are you able to offer what no else in the industry can?”<br />

Our team is made up of various professionals from the real estate, mortgage, lending and credit<br />

repair industries. The founding partners are both licensed Real Estate agents in the state of<br />

California specializing in multi-family investment properties. The conception of Corporate<br />

Business Strategies came from the repeated request of their clients to find them more money for<br />

their professions and real estate investments.<br />

After years of searching and testing multiple vendors, lenders, programs and the like we<br />

accumulated what we believe to be the cream of the crop. Our credit restoration team have a<br />

background in underwriting loans, making them an expert in restoring your credit and preparing<br />

your file for submission for funding, knowing exactly what the underwriters are looking for.<br />

Behind them is a team of attorneys skilled in the area of credit law, therefore drawing up legal<br />

documents for each of your creditors requesting proof that they are abiding with by the law when<br />

reporting negative items on your credit report.<br />

The last piece of the puzzle is our direct relationship we have with several lenders across the US.<br />

It’s that personal touch we have with the underwriters that allow us to know what they are looking<br />

for, prepare the files for approval and obtain the highest funding amounts for our clients.<br />

Please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong> to learn how the process works.<br />

How to Make These <strong>Programs</strong> Work for You.<br />

The above terminology and concepts may be new to most people and with that comes the<br />

question of how will these programs work for me or my situation? Everyone’s needs, goals, and<br />

current financial circumstances are different. The following are some examples of past clients<br />

scenarios to help you better understand what can be accomplished with our <strong>Funding</strong> <strong>Programs</strong>.<br />

Note: All names have been changed and funding amounts are for illustration purposes only and not to be used as exact<br />

measurements to compare for your situation.<br />

Scenario 1: Robert, Sam, and Henry are real estate investors who wanted to be able to buy<br />

houses all cash and have the rehab money available to turn houses quickly and make<br />

themselves more competitive in their market. They decided to each go for Option “A” program<br />

to qualify for funding up to $150,000, which netted them about $300,000<br />

total. Then they took some of their funding and invested into a 3 year old<br />

shelf corp and purchased some business tradelines so they could apply<br />

for the Equipment Lease Program for an additional $300,000 of which<br />

they netted $225,000 giving them a grand total of $525,000, increasing<br />

their ability to be more competitive in the marketplace and shelter their<br />

assets while protecting themselves from liabilities.<br />

7<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


If they continue to make their loan payments on time, they can come back for additional rounds<br />

of funding in about 90-120 days. That would allow them to potentially receive an additional<br />

$300,000. In the end all three partners received 700+ FICO scores, over $500,000 in funding<br />

and the creditworthiness to gain access to more capital if needed down the road to expand<br />

their business.<br />

To learn more about this program or others we have call <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

Scenario 2: Sebastian had a great startup idea but was stuck grinding out<br />

his 9-5 job that kept him from really pursuing his dream full-time. He<br />

calculated that if he trimmed his living expenses he would have enough to<br />

live on and to grow his idea for 2 years with $150,000 in funding. He has<br />

since quit his job and has become a full-time entrepreneur fulfilling his<br />

dreams.<br />

Scenario 3: Daniel was concerned about the uncertainty of the economy after losing a<br />

considerable amount in his 401k in the 2008 crash. He knew he had to do something to protect<br />

him and his family. He also knew he wasn't the only one who took a hit during that time as<br />

many of his close friends and family members were decimated by the<br />

crash too. After extensive research into alternative investments both in<br />

the US and abroad over the last 9 years, Daniel and a few close friends<br />

educated themselves and created what they feel to be a “crash proof”<br />

investment plan. However, they lacked the necessary capital to<br />

implement it to its maximum effectiveness. After learning about our<br />

funding programs, Daniel rounded up his friends and family and presented them with his<br />

investment strategy and its ability to maximize their return on investment if they pooled their<br />

money together. But where would they each get enough money to invest into the plan?<br />

That’s where we came into play; each family membered purchased our Option “C” funding<br />

program to help restore their credit and receive $150,000 in funding. Of which each member<br />

averaged about $100,000 in funding; which they then pooled their money together under<br />

Daniel’s guidance and recommendation and are now sleeping peacefully knowing regardless of<br />

what happens their family is secure.<br />

As you can see the utilization of these programs are endless and you are truly only limited by<br />

your imagination. We originally created these to help fund our own investment goals and<br />

dreams and have built up great financial security using them. Now we want to give you the<br />

same opportunity to make your dreams a reality.<br />

What dreams or desires have you been shelving due to lack of money or resources? Remember<br />

the crash of 2008? Were you protected? Did you thrive or dive? I lost it all...I had to close my<br />

company, move back in with family, and start all over. It has taken me these last 10 years to<br />

build myself back up and I can say with confidence that regardless of what economic downturns<br />

are to come, my family and I are insulated and we sleep peacefully knowing it.<br />

8<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


Have you taken any steps to protect yourself from another financial meltdown, like that of 2008?<br />

If not, what is stopping you? Let me guess...the lack of resources and/or capital? As the old<br />

saying goes…”don’t put off till tomorrow, what needs to be done today.” There is no better<br />

time to prepare for the future, than right now. The economy is thriving people are buying new<br />

homes, brand new cars, traveling and filling their lives with other luxuries. Why aren’t<br />

you?<br />

The time is now; this is the opportunity you have been praying for; the writing's on the wall and it<br />

says, “You are the master of your own reality.” So don't hesitate any longer. Secure your<br />

future by increasing your credit worthiness and working capital.<br />

9<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


FAQ<br />

1. Do I need to show proof of income/tax returns to get funding? NO, our programs do<br />

not require tax returns or proof of income to receive funding. However, if you can, it may<br />

increase your ability to get more funding.<br />

2. What if I don’t qualify for any funding when I am finished with credit restoration?<br />

For those who fall into Option “B” we have Authorize Users and Primary tradelines that<br />

can be purchased to help enhance your file to get you credit worthy enough to qualify<br />

for a small amount of funding. After that we can “stair-step” you into higher rounds of<br />

funding.<br />

3. I already have a corporation; can I use it to obtain the funding? Yes, if you have an<br />

existing corporation or LLC we can use it to obtain business funding regardless if it has a<br />

credit history or not. If your corp/LLC does have business credit established and/or can show<br />

business tax returns or bank statements, you may qualify for more business funding.<br />

4. I am in credit repair now with another company, what are my options? You will need to<br />

either cease your services with your current company and then start with us, or you will need<br />

to finish the process with them and once you have achieved at least 680 FICO, you can<br />

retain our services to help you get funding<br />

5. Can someone else PG my own corporation if my credit score does not meet<br />

the lending criteria? Yes if they meet the underwriter’s guidelines including FICO<br />

score and debt to income ratio, then of course they can PG your corporation/LLC.<br />

However, please note that all loans will be in their name and they will be<br />

completely liable if you don’t pay the money back.<br />

6. Do you offer a money back guarantee? Yes, we do offer a 100% money back<br />

guarantee no questions asked within 3 days of your signed agreement. Also we offer a<br />

100% refund if for some reason we are not able to perform our obligations and/or duties to<br />

you as outlined in your signed agreement and is of no fault of you or any 3rd party vendor.<br />

Please note we CANNOT guarantee that you or your corp/LLC will receive a specific<br />

amount.<br />

7. Do you offer a guarantee of services that I will get me a specific amount of funding<br />

for each program described? No, we cannot guarantee that you will qualify for the<br />

amount specified for each program described above. Those amounts are for illustration<br />

purposes only and are based on past client approval history. All approvals are solely<br />

based on the underwriters opinion of your credit profile.<br />

8. Will the funding come from one source or multiple sources? Your funding may<br />

come in different forms, such as; signature loans, credit cards, lines of credit,<br />

etc...Regardless of the makeup of funding the total amount will be as close as possible<br />

to the estimated amount for the package you purchased and in some cases may exceed<br />

that amount.<br />

9. Can I do more than one funding program? Yes and No…each LLC will be Personally<br />

Guaranteed by you so you will only be able to apply for one program at a time. However,<br />

there is ways to “stair-step” you into other programs after your initial one is complete.<br />

Please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong> to learn how the process works.<br />

10<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


11<br />

10. Are there any other requirements/cost to get the process started? You will have to<br />

sign up with an approved credit monitoring service (preferably with Credit Check Total or<br />

Privacy Guard) and maintain that service until all services have been completed. Some<br />

programs may require a specific aged corporation and/or business credit history of which<br />

these may be purchased if you don’t meet those requirements.<br />

11. What are the terms of the loans? The terms are dictated by the lenders and will be<br />

explained to you in detail at the time of your approval.<br />

12. What if I filed for bankruptcy, can you remove that? There are some restrictions<br />

on removing bankruptcies, the main one being it has to be at least 3 years old or<br />

older and has been marked as “dismissed.” There are a few other restrictions that<br />

may prevent us from removing it from your record, make sure to inquire with one of<br />

our agents to see if we can help restore your file. Call <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

13. What can I use the money for/are there any restrictions on how I use the money?<br />

NO there are no restrictions; it is your business and you can use the money for anything<br />

you choose.<br />

14. How long does the entire process take? It depends on which package you choose<br />

and what your credit profile is when you retain our services. You could receive funding<br />

in as little as fourteen (14) business days or it could take a few months to fix your credit<br />

and get you the funding you desire. Please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong> so we can have<br />

a specialist analyze your profile today.<br />

15. Do I have to accept the total amount of funding made available to me or my<br />

business? NO, you do not have to accept any or all the funding that is made<br />

available to you.<br />

16. Do I have to pay back the money I receive? YES, the money you receive will be loans,<br />

credit cards, and/or signature loans all of which will be given to you as a form of credit to<br />

be paid back per the lender’s terms.<br />

17. I was scammed before, how do I know you will perform? Who hasn't been<br />

scammed, we too have been, which is why we have spent over a year vetting out our<br />

vendors, in order to make sure we only have the most reputable people on our team.<br />

18. Can I pick what state I want my LLC to derive from? Yes you can pick what state you<br />

want your new LLC to be instated along with the name of your choice (as long as it is<br />

available) HOWEVER, if you purchase a shelf corp you will be limited to what is available.<br />

At the time of purchase and we can then do a Foreign Entity Transfer change to transfer it<br />

to your state of choice.<br />

19. Can I use my CPN to get funding? NO, we do not work with CPN’s. It is illegal to<br />

substitute a CPN number in place of your social security number on loan applications and<br />

will put you in breach of your contract.<br />

20. What is an Aged (Shelf) Corporation? A Shelf Corporation, Shelf Company, or Aged<br />

Corporation, is a company or corporation that has had no activity. It was put on the<br />

“shelf” to “age”. The company can then be sold to a person or group of persons who<br />

wish to start a company without going through all the procedures of creating a new one.<br />

21. Do I need to obtain Business Licenses for the LLC in my Home State? You will<br />

need to refer to an attorney or tax professional to determine if a business license is<br />

required in your state for the type of business you will be conducting.<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com


22. What is a Federal Tax ID # (EIN) and why do I need one? An Employer Identification<br />

Number (EIN) is also known as a Federal Tax Identification Number, and is used to<br />

identify a business entity, just like a Social Security Number identifies an individual. It is<br />

required to open a Business Bank Account and/or hire any employees. All of our new<br />

LLC’s come with a valid EIN # included for FREE.<br />

23. What is a Registered Agent, and can I be my own Registered Agent? A Registered<br />

Agent is a business or individual designated to receive Service of Process (SOP) when a<br />

business entity is a party in a legal action such as a lawsuit or summons. The registered<br />

agent’s address may also be where the state will send the paperwork for the yearly<br />

renewal of the business entity’s charter. The registered agent for a business entity may<br />

be an individual member of the company, or (more often) a third party, such as the<br />

organization’s lawyer or a service company. Yes you can be your own registered agent.<br />

24. Which States have No Income Tax?<br />

a. NO Personal Income Tax: Alaska, Florida, Nevada, South Dakota, Texas,<br />

Washington, and Wyoming. For a complete list of Personal Income Tax Rates.<br />

b. NO Corporate Income Tax: Nevada, South Dakota, Texas, Washington, and<br />

Wyoming. For a complete list of Corporate Income Tax Rates.<br />

c. No Personal Income Tax AND No Corporate Income Tax: Nevada, South<br />

Dakota, Texas, Washington, and Wyoming.<br />

If you have any further questions or are ready to get signed up for one of our<br />

programs, please contact us at <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

12<br />

Corporate Business Strategies / 4340 Von Karman Ave.Ste 200 Newport Beach, CA 92660 / <strong>949</strong>-<strong>326</strong>-<strong>7977</strong><br />

www.corporatebusinessstrategies.com

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