10 months ago

8 Insurance

A knowledgeable

A knowledgeable insurance agent can give suggestions when deciding what coverage and limits a client demands to protect their household and investments. An insurance agent that have credentials has attestation of qualification, authority or competence, and guaranteed professional inside the field of insurance business. Nice to have: CFP - Certified Economic Planner. CLU - Chartered Life Underwriter CPCU - Chartered House & Casualty Underwriter ChFC - Chartered Economic Consultant PFS - Personal Financial Specialist CIC - Certified Insurance Counselor ARM - Associate in Risk Management Licensing Before buying an insurance from an insurance agent, make sure that the agent has a license to sell insurance. It's like a patient consulting a doctor and the doctor is required to acquire a license before they are able to provide prescriptions. Each state requires insurance agents to hold a license to sell policies. Some states require separate licenses to sell house and casualty insurance versus life and wellness insurance. 3. Client Feed Backs While you are checking whether the agent is licensed, also check to see if they've had complaints filed against them. For the company, you can check the NAIC's CIS or call your state insurance department. The insurance department can also tell you if any complaints have been filed against the agent. You also might check with all the Better Business Bureau to see if any consumers have filed complaints - or compliments - about the agents you are considering. 4. Ask Questions

It is okay to ask questions when looking for an agent. In fact, you should be asking questions when deciding who you want to function with. Some good questions are: What are your areas of expertise? What is your reach? Are you local? Statewide? Nationwide? What is your experience in my industry? How many years have you been writing this type of insurance? Do you've got any client references? How extended have you been in business? How many organizations do you represent? Which ones? Of course you can find lots of factor to consider when deciding upon an insurance agent. Take note of the most important things when trusting someone to provide you with all the most effective coverage for the business needs. You always have an option to switch agents, but it is much better to do a research beforehand to find the great insurance partner.

Harleysville 2002.editorial - Harleysville Insurance
Insurance Executive Professional Conversion Programme
Producer Guides - May Insurance Services, Inc.
Endurance Worldwide Insurance - Q2 2011 Financial Highlights
Post Claims Underwriting and Rescission Practices - Robert Wood ...
Welcome to the 2012–2013 Disability Insurance Plan - Office of ...
Journey III: The Next Frontier in Property and Casualty Insurance
Insuring British Companies' Assets in the US
Presentation - International Insurance Society
Health Insurance Exchanges – How Economic and Financial ...
Form Filing - Advanced Session - Louisiana Department of Insurance
Printed Homeowners and Renters Insurance Shopper's Guide
Ohio FAIR Plan Update - Ohio Insurance Institute
• Pre-K Lead Teachers Must have Career Level 8 through 12 • Pre-K ...
Q4 2010 Financial Highlights - Endurance Specialty Insurance Ltd.
the prognosis for national health insurance - Independence Institute
Captive Insurance Times issue 138
Louisiana Department of Insurance
General Underwriting Guidelines - AMZ Financial Insurance Services
2008 Annual Report - Florida Office of Insurance Regulation
ACE PaC Chemical Industry Solutions - ACE Group
2010 Auto Rate Guide.indd - Louisiana Department of Insurance
Richard Schieb- Property & Casualty Insurance