9 months ago

Tradewinds December 2016 CC Web Final

December 2016

“We create with you in

“We create with you in mind" Tina Clancy’s Art and Antique Connection Over 100 Artists on Display “Elizabeth City’s finest custom built furniture" 252-339-3868 Wed. -Sat. 10-5 116 N. Poindexter St. Elizabeth City A A T JIM KAIGHN INSURANCE AGENCY- HOME OF THE “INSURANCE DOCTOR” Last month I closed the article talking about TERM INS. It has been probably the most popular plan for insurance over the past 25 years.. It is so easy to sell, even online sites have come up making it sooo easy to get hooked on.. After all, who needs an agent to bug you or to tell you what you need.. Heck, I do not need anyone to give me advice, I graduated high school by the skin of my teeth, or I attended college for awhile, so I have all the smartz to figure this out meself..I just go online, fill out three questions, and presto, I have insurance at a cheap rate.. I AM SOOO SMART!!! What do you mean I need to have a physical exam, no one told me that..What do you mean my rate is three times what I signed up for ..@%&(@$XX stupid company!!! Having one of those STUPID agents to help you at the beginning might seem like a good idea now, doesn’t it!!! But was it back 25 to 30 years ago!! Back then, when TERM INS. was in its infancy, when RONALD REAGAN was president, no one really knew the future of this new idea. SOOO, in came these agents who told people this plan was the wave of the future, cancel your old permanent insurance with cash value, heck I can get you four times the insurance for the same price.. It did not take much convincing folks to jump on this new bandwagon.. People got GUARANTEED rates for 10, 20 even 30 years with no change in premium, and this policy was guaranteed to you were in your 90’s.. But back then, just like NOW, agents did not tell people that at the end of this by Jim Kaighn FAIRY TALE, that when the time frame ran out, sure your insurance would keep on going, but the price of the insurance would increase about 25 to 50 times the original premium and every year after keep going up and up, like your landlord raising your rent after the lease ran out.!!! AND NOW FOLKS, ‘ THE INSURANCE CHICKEN IS COMING HOME TO ROOST”....... People are now finding out that not having an AGENT TO GUIDE THEM, or an agent just out for a quick sale , people do not know their policies are coming to an end with the original premium for the last 20 years, and now beginning the first month of the 21st year, their bank statement, instead of showing the normal $100.00 premium, now shows a $450.00 per month premium.. KAAGHING, GLOOM ,DISPAIR AND AGONY ON THEM!! TAKE OUT YOUR POLICY, LOOK INTO THE PAGE ON PREMIUMS.. LOOOK AT IT, DON’T UNDERSTAND WHAT YOU ARE LOOKING AT??? CALL “THE INSURANCE DOCTOR”, I can help you and and give you a shoulder to cry on!! WHY ME?? I have been in this business for 47 years, longer than anyone else around these parts.. I have degress in my business and I have NEVER been one of those agents discussed earlier. Give JIM KAIGHN a call at 335 5983 or 202 5983 or 261 1122, or out of the area add 252..Next month being January I will have some NEW YEAR.S RESOLUTIONS for you to consider for your Insurance Planning.. HAPPY TRAILS TO YOU Why You Should Use Garlic when preparing food By Tradewinds Staff Garlic is nature’s gift to man. This natural ingredient has so many health benefits for the human body. Herbalists and naturopaths consider garlic as a miracle ingredient. With so many studies done on garlic, it was continuously proven to help in curing a variety of health problems. As the saying goes, “Garlic can keep sickness at bay”. Because of the components of garlic, the body can fight off sickness and illness. What does garlic contain? It has water-soluble nutrients like enzymes, amino acids, vitamins and natural sugar. It has oil soluble nutrients including sulfur compounds like alliin and allicin. Garlic is known for its natural antibiotic properties. Although the sulfur compounds of garlic emit a pungent smell, there’s no denying its medicinal uses. When you cook for the family, try to include garlic in your dishes. The Health Benefits Of Garlic * Garlic is an antiseptic due to its antibacterial properties. It can help cure wounds. * Garlic has antibiotic properties which help the body fight off infections. Aside from that, garlic can help fight inflammation. * When you have colds or coughs, put raw garlic on your food and you will get better faster. Taking garlic supplements can help, but eating it raw is the best. * A study in China shows that eating garlic regularly helps in preventing cancer. * Taking fresh or cooked garlic will help lower blood pressure and prevent cardiovascular problems. You can take 500 mg garlic capsules twice a day . * Garlic increases high-density lipoproteins in the body. * Garlic helps in reducing bad cholesterol in the bloodstream. * Garlic helps keep the arteries and the heart healthy. * Garlic helps in thinning the blood, which reduces the risk of blood clotting. It improves blood circulation in the body. * Garlic helps boost the immune system to fight off diseases. * For people with respiratory problems, garlic can prevent and relieve chronic bronchitis and catarrh. * Garlic acts as an expectorant for a cough and nasal decongestants for colds. * In the digestive system, garlic cleans the stomach and kills internal parasites. It cures flatulence and is a great internal antiseptic. Consuming Garlic is healthy. Include it in food for design, flavor, and scent. Now that you know the health benefits of garlic, it is a must that you include garlic in all the dishes you cook. It is cheap, yet the benefits are immense. The Albemarle Tradewinds reaches 60k readers each month in printed and social media ...... call Ken and learn how. 252-333-7232 Did you know that garlic was used by the ancient civilizations as medicine? Well-preserved garlic cloves were found in the tomb of King Tutankhamen who ruled from 1334 BC to 1325 BC. 10 Albemarle Tradewinds December 2016

Michael P. Sanders Attorney at Law Serving the Albemarle Region and the Outer Banks since 1990. Criminal and Traffic Law, Catastrophic Personal Injury and Wrongful Death, General Practice. Dear Dr. Crime Dr. Crime is a pseudonym for a social scientist holding a Ph.D. degree in sociology and in criminology. He has worked in all major parts of the criminal justice system. Drop him a note at the website If you or your child is in trouble, he may be able to help, give him a call (2523390000) or E-mail at 406A-1 South Griffin Street Elizabeth City, North Carolina Office (252) 331-1628 Fax (252) 331-1657 T S Owner C W O H S E NC P C D Bob’s Guns also does gun repair! Funked Up Junk ecor urniture onsignment endor ooth Upcycled Previously Loved Items 77 328-80 9M - M Mon - at 302 Mill treet liaeth it ash hec redit ard 0% off 0 or more regular price items this d Dear Dr. Crime: My husband and I argue a lot about taking our children to church. I think it can help keep them out of trouble, and he says it won’t matter. Can you give us objective advice about this? Sara Dear Sara. Sadly, religion seems to be having less of a role in our lives than in the past. The 10/19/16 Virginian Pilot reported that for the fi rst time in US history, the largest category of religious affi liation is “none”. What impact will that have on the behavior of our youth? Our social science research is clear that the conditions and events of early life are powerful determinants of later behavior. A recent studyi of the force of family and of religion on later life tells us you and your husband should work together, in a religious family setting, to put your kids on the right track. The very powerful research in the American Sociological Review showed that kids raised in a religious home with BOTH parents had the best chance of doing well in life. The science says that family and religion interact to predict delinquency outcomes. Religion enhances parental affection in deterring delinquent behavior and mitigates the increased risk of high levels of delinquent behavior among youths in single-parent families. The research is clear, your position in the argument with your husband is correct. I encourage you to discuss these issues with your friends, for the research showing the weakening of religion in American families is clear. And it is not simply a brief and inconsequential shift, it is big. The Downtown Café and Soda Shoppe 252-482-8300 Dear Dr. Crime: It works to convict criminals doesn’t it? We can ignore crime but should jump on every offender and put them away, right? Hard Nose Harry Dear Harry: Your question is perhaps the most important one facing us. A recent studyii of all 25,431 U.S. citizen federal offenders released in 2005 and followed for 8 years found that about half of them were rearrested. The most common re-arrest was for assault. And we know their criminal history predicted recidivism well. My belief is that we need to get beyond politics and do every more research on preventing crime before it happens. Dear Dr. Crime: Will it help to take my kid out of public school and put him in a “charter” school? Worried Dad Dear Dad: I do not know of research about the impact of charter schools on delinquency, but I will look. We do have research on other effectsiii, but more such research is needed and the effects are not totally clear. The research shows that students who attended charter high schools were more likely to receive a high school diploma. Also the charter school kids were more likely to enroll in college, and persist in college. The annual earnings in later life were higher for students who attended charter high schools. Let us look closer at what is going on with this important matter. 301 S.Broad St Edenton, NC Coupon! Buy any blackboard special get second half price! Albemarle Tradewinds December 2016 11