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Albemarle Tradewinds June 2016 Final Web Optimized

June 2016

SHOULD I OR SHOULD I

SHOULD I OR SHOULD I NOT? & SIZE DOES MATTER ! Part 2 By: Publius If I were to purchase only one of the above selections, it would be the Smith & Wesson Bodyguard in .38 caliber due to its concealability, light weight, simplicity of operation and hammerless design which allows it to be reliably fired from inside a pocket or purse. There is no magazine to jam or slide to pull back. Simply load five in the easily swung out cylinder and fire five with a pull of the double action trigger for each shot. In my opinion, there is no safer or more reliable choice in a pistol. Although used by some, I do not recommend anything of less than .38 caliber, with the correct load, for personal defense. I have seen a number of individuals purchase a handgun for concealed carry and end up with entirely too bulky and heavy a pistol. They were correct in the assumption larger calibers have more stopping power and a lot of rounds in a magazine are nice, but totally impractical when expecting to carry on a full time concealed basis. If it’s too big and heavy, it will end up locked up at home or in the car and not where it needs to be which is on your person. Your pistol cannot help you if you do not carry it regularly. When I began to carry concealed it took about 90 days before I no longer noticed the small additional weight and presence of the weapon. I now feel the difference immediately when not carrying and carry at all times, other than where prohibited. Therefore, as I am sure now you understand, “Size Does Matter”. The Chowanoke Indians By Duvonya Chavis Life for the Chowanoke Indians took a different turn after the arrival of the English settlers in the 1500’s. Unlike contact that had occurred with previous newcomers, these explorers were destined to bring an unsettling change to the landscape of Indian country in eastern North Carolina. Once considered a sedentary people who had stayed within their geographical boundaries for centuries, some Chowanoke families eventually left the area to escape conflict and to retain cultural identity. Some traveled into Virginia and South Carolina or traveled westward into Ohio and Tennessee. On the other hand, many Chowanoke families remained. Depending on the period of time, Chowanoke migration into neighboring Algonquian tribal areas such as the Mattamuskeet, the Machapungo, and the Nansemond took place and can be verified in historical documents. Likewise, these neighboring Algonquian tribes also sought refuge in Chowanoke territory or on the Chowanoke Reservation during different periods of time. In addition, the sale of the last parcel of land on the Chowanoke Reservation, the eventual disbanding of the Chowanoke Tribe, and other events brought about further changes in their landscape. As the struggle to survive and to retain cultural identity continued, Chowanoke families later moved into isolated havens and began to form small Indian communities amongst themselves to include areas such as Sarum, Indian Neck, Booneville, Indiantown, Mintonsville, and Hobbsville, to name a few. While Chowanoke Indians were not uniquely affected by these circumstances with respect to the rest of Indian country, losing their reservation made a huge impact in their continued struggle for Indian survival. As a side note, historical documentation of the Chowanoke Indians in Gates County includes records of the names of the tribal “Chiefmen” as being Chowanoke Indian. This documentation however does not preclude other family names who were likewise Chowanoke. In view of this, one should consider that during the 1700’s to 1900’s, census takers delineated race using a binary method. Unless an Indian was living on a reservation, they were not called Indian. Thus, those same Chiefmen who were listed as Chowanoke Indian in earlier records, were later recorded by census takers as nonwhite after the reservation was lost. Finally, laws were passed in Virginia in the early 1900’s that allowed the Register of Deeds to erase Indian from the birth certificates of all those who were Indian and to reclassify their race. This included Chowanoke families and relatives living nearby who were born in Virginia and further compounded their struggle to retain their Indian identity in the absence of a connection to their land base and a cohesive tribal unit. Next to come…. The Chowanoke Treaty and the Chowanoke Reservation in Gates County The question of how to protect what you have is always a challenge. In difficult times, what you have and someone else would take from you and your family could mean the difference between living or not. Take the best firearms course you can find for the concealed carry permit and retake it at least every other year. Get range instruction from a qualified instructor and practice regularly. Know your laws and stay current on them. Duvonya, a Chowanoke Indian descendant, is President of Roanoke- Chowan Native American Association, a non-profit organization whose mission is to help American Indians in Northeastern NC and Southeastern VA. She currently sits on the council of the Chowanoke Tribe. In partnership with another Chowanoke descendant, she is currently developing Chowanoke Reservation for tribal descendants to gather and hold cultural events. 16 Albemarle Tradewinds June 2016 albemarletradewinds.com

Suggestions to Get Started with Your Estate Plan By: Stella Knight You’ve heard the old saying: “Don’t put off until tomorrow what you should do today.” Because of your busy lifestyle, there are many people, places, and activities vying for your time and attention. It’s up to you to prioritize your tasks. Don’t wait until a crisis before deciding to take action and prepare a will or other estate planning documents. If you wait, some of your options may be limited or off the table. Relax. You have time to prepare – here are some suggestions to get started with developing your estate plan. 1. Identify your (and your spouse’s) assets and liabilities. Remember to include 401(k) and 403(b) plan balances, as well as life insurance, jointly owned assets, and your individual retirement accounts (IRAs). If you bought your home years ago, it may have a significantly higher value in today’s market. This is the size of your estate. 2. Determine how each asset is titled (individually, joint with rights of survivorship, etc.) Many assets will pass by operation of law, outside of your will or trust. For example, bank accounts with rights or survivorship will pass to the surviving co-owner. Be sure your individual assets are coordinated to achieve your overall estate plan objectives. 3. Decide on your estate plan objectives. Are there special circumstances to consider: family members with special needs, farming operations or other business operations, or an incompetent or incapacitated spouse? Who are your heirs? Are tax strategies one of your objectives? Unless you have a will, your special friend, charity, or distant cousin will not receive anything from your estate at your death. At this point, you may be concerned with just getting something in place. A simple will may serve your needs for now and you can always amend or change your will later to reflect changes in your circumstances or family situations. Having something in place will give you peace of mind. At a later date you may consider other legal documents such as: durable power of attorney, health care power of attorney, and revocable living trust. These documents are extremely valuable tools and useful during a person’s lifetime. Visit my website at www.stellaknightlaw.com for an estate planning worksheet to get you started. Stella Knight is an attorney licensed in North Carolina and Florida, with a major area of her law practice emphasizing estate planning, probate, trusts, wealth preservation and elder law. The information contained in this article is of a general nature and does not constitute legal advice. If you have questions, consult with a qualified attorney. All of our clients get their own QR code for free when purchasing an ad. facebook.com/AlbemarleTradingPost Albemarle Tradewinds June 2016 17