4 months ago

Albemarle Tradewinds March 2016 Final Web

March 2016

S.T.E.M. and Charter

S.T.E.M. and Charter Schools - Good for the country, or a scam? By: Centinel As promised, this month we will concentrate on Charter Schools. Why are we against Charter schools? Our opposition to charter schools results from our opposition to public - private partnerships. One of many reasons we oppose Charter Schools. When using public money to fund private partnerships, often the result is a loss of public money and the fattening of a politically connected persons pocketbook. We don’t have room to show all the failures of Charter schools and loss of public taxpayer money. Search Google and you will have hours worth of reading material, we promise you. Almost 2500 charter schools have closed their doors between 2001 and 2013. This has a negative impact on students. Charter schools receive state money based on certain conditions. One of them is enrollment. Ten NC charter schools are on a financial watch list kept by state monitors. State records show six schools receive state funds monthly because of their financial condition, instead of the normal three payments per year. Concerned, House Minority Leader Rep. Larry Hall stated this: “There is an alarming pattern being established of charter schools’ reckless mismanagement and eventual collapse after diverting public school funds, When the smoke clears, our children are denied their constitutionally mandated education.” The state ordered one charter school CEO to repay thousands because of discrepancies. After an audit, he used $3000 worth of fuel, had 2 personal car payments of $650 each, and was reimbursed for cell phones that the staff didn’t have. This happens more often than it should, all over the country. A symptom of the abuses of public-private partnerships. For some interesting reading, Google charter schools in Chicago and see the corruption. Are we 100% opposed to Charter Schools? No. But we are 100% against crooks. Especially crooks that take education money that could be in the public school system. To continue Charter Schools state oversight of the funds has to get better. Don’t hold your breath. More about Charter Schools in the future. While writing this article, testimony is happening in the US Senate on the STEM worker shortage being a myth. More on that next month. Common sense financial preparation for the common man WHAT SHOULD I DO NEXT? To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment. Ralph Waldo Emerson By: Publius It would appear our government has declared an all-out war on personal privacy complete with every new gadget available. It now has the tools necessary to track practically every aspect of your business and personal life. There are, of course some exceptions remaining and a maximum effort to remove those is a priority. If you are buying gold and silver thru most established channels, a record of these purchases is being created. It makes no difference you are not buying to make a profit on the metals but simply to protect yourself against an increasingly unstable future. Who, what, when, where and how is now of record and available digitally. This includes anything purchased with a check, wire transfer or card of any type and in some cases, cash. Both gold and silver have been utilized as a means of exchange for thousands of years due to their convenience, unquestioned value and easy transport. Everyone knows what it is and that it has universal value throughout the world. Its value cannot be inflated like a fiat currency and therefore, due to the metals intrinsic value, never will it be subject to a total collapse. When our existing monetary system comes to its inevitable end our government is going to want all the gold. They may offer to give you some form of restitution to avoid some of the outcry which would result from outright confiscation. This would of course be in the form of paper dollars which were on the verge of collapse. The last time owning gold was made illegal was in the Great Depression. In 1933 President Roosevelt outlawed owning most forms of gold. His supposed reasoning was people who were hoarding gold were making the depression worse. Overnight, with absolutely no warning, it became illegal to own gold and a failure to turn it in would result in a $10,000 fine and ten years in jail. There were a number of “Insiders” with strong ties to the administration who were forewarned in time to get their gold holdings out of the country. This time it will occur digitally where possible. If you have gold anywhere but in your personal “hands-on” possession it can be confiscated by tracking its digital footprint. If you purchased your gold thru most mainstream sources or have it in an IRA, trading account or storage facility, there is a record of exactly where it is or was sent. This includes that which was sent directly to you. The only truly safe gold to hold is that which has no tracks. This includes family holdings which have been held “hands-on” privately for a number of years, gold purchased face to face from individuals or businesses for which you paid cash and did not use y-our name or any other identification which could tie back to you and gold purchased in the future following that guideline. There are many new proposed regulations which will effectively require even individuals selling gold require positive ID and address of the individual to whom they made the sale. This would also require full records from dealers as to whom they sold and the details of the sale. We are beginning to see signs in some of the shops which are limiting cash transactions for gold to a maximum of $6,000 within any 48 hour period. This is just the beginning of the end of yet another aspect of our personal privacy. Make hay while you can my friends. As a man once said, foretold is forewarned. 10 Albemarle Tradewinds March 2016

Dear Dr. Crime Dr. Crime is a pseudonym for a social scientist holding a Ph.D. degree in sociology and in criminology. He has worked in all major parts of the criminal justice system. Drop him a note at the website If you or your child is in trouble, he may be able to help, give him a call (2523390000) Dear Dr. Crime: How do I find statistics about national crime stuff? Active Citizen Dear Citizen: Start with the following website and get back to me if you need more. I can be reached at the website and email on this column. See Dear Dr. Crime: My nephew has been sent to a juvenile prison, I think they call them “training schools”. He is small for his age and I worry he may be mistreated there. Is there much of a risk of sexual assault in those places? Aunt B. Dear Aunt B: The raw number of kids committed to state run juvenile prisons went down a lot from 2006 to 2012, but the rate of sexual assaults went way up during that period. In 2012 the rate in state juvenile prisons was 47 per 1,000 inmates, and in private juvenile prisons it was only 14 per 1,000 kids. If you nephew went to a state facility I hope you stay in close contact with him. It has been my experience that everything possible should be done to keep the kids at home and not housed in a “correctional facility”. Let me know if you need my help, see my contact information. Dear Dr. Crime: I keep getting email advertisements about identity theft and I hear about it on TV and in the newspaper as well. Is it all an effort sell me something I don’t need or is identify theft a real problem? Strong Lady Dear Lady: It is good you are concerned. The National Crime Victimization Survey, which is a great piece of research and can be trusted, reported that 17.6 MILLION U.S. RESIDENTS EXPERIENCED IDENTITY THEFT IN 2014. So take care with your personal information. This home was lovingly restored in 2003 and you won’t find another on the River with this much personality and character. This log-cabin inspired home is a solid example of American Ingenuity, features custom live-edge log shelving and stairs, gorgeous ceiling beams, hardwood floors, a wood-burning stove, porch & deck w/ hot tub; the perfect spot to enjoy the view of the River. Owner added a split log frame storage building with chinking, that is a lovely accent to the home. Riverfront lot has newer vinyl bulkhead, small boat dock and Lisa L. Brown, Broker/Owner Realtor, GREEN, SFR, SRES Inner Banks Real Estate Group, Inc. P.O. Box 5~ Camden, NC 27921 (757) 619-8064 owner did not require flood insurance for loan. Albemarle Tradewinds March 2016 11