10 months ago

Buy a Home with Wemert Group Realty

congratulations! Your

congratulations! Your offer acceptance is a big mile stone... Now the real work begins! WEMERTREALTYGROUP.COM 12 It is so important during this time that you do your Due Diligence Research. This means it’s time to research the following: . . HOMEOWNERS INSURANCE COMMUTE SCHOOLS AVERAGE UTILITIES MEASUREMENTS TAXES FLOOD ZONE REMODEL QUOTES CRIME

THE REAL WORK BEGINS. AFTER YOUR OFFER IS ACCEPTED Once you and the Seller have agreed upon all terms and the sales contract has been signed, the Closing Coordinator will guide you though the details for closing on your new home. This includes discussing any repair issues that may arise at the home inspection, keeping you updated on contingency deadlines and being available to answer any questions along the way. The loan approval process can take 30-40 days so it is critical to quickly provide any documents your lender requests. Keep in mind that the bank underwriters will request additional documentation once they have reviewed your file. Additional paperwork may even be requested just a few days before closing. It is common to receive the final dollar amount you need for closing the day before or the day of closing. PROPERTY ORDER INSPECTIONS LOAN ORDER APPRAISAL your closing coordinator will guide you every step of the way! CHOOSE LENDER + APPLY MORTGAGE DEPOSIT EARNEST MONEY ATTEND INSPECTION + REVIEW RESULTS WITH AGENT UNDERWRITER REVIEW SATISFY LOAN CONDITIONS UNDERWRITER APPROVAL CHOOSE + BIND HOMEOWNERS INSURANCE REMOVE LOAN CONTINGENCY REMOVE PROPERTY CONTINGENCY The earnest money deposit is an important part of the home buying process. It tells the seller you’re a committed buyer, and it helps fund your down payment. Without earnest money, you could make offers on many homes, essentially taking them off the market until you decided which one you liked best. Sellers rarely accept offers without deposits. Assuming all goes well and your offer is accepted by the seller, the earnest money will go toward your down payment and closing costs. WEMERTGROUPREALTY.COM 24

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