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4 months ago

The Ultimate Guide To Refinancing a Home

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9 St eps t o Hom e Refinance Now t hat you know t he reasons and benefit s of refinancing your hom e, let s get st art ed w it h t he st eps. 1 St ep One: Goal Det erm inat ion Refinancing can involve some compromise ? obtaining the lowest rate means paying higher fees, for example. Lowering the payment can involve stretching out the remaining balance over a longer term, which could mean higher interest expense over the life of the loan. Accelerating the mortgage payoff means accepting higher monthly payments. The first step, then, is determining the goal of the refinance and if it can be achieved under current market conditions. For example, if a homeowner wishes to obtain a lower rate, he or she can compare the current rate to real-time rates from competing lenders with

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