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Grey Power March 2018

The Grey Power Magazine is a prime national news source for its readers – New Zealand men and women over 50. Circulated quarterly to more than 68,000 members, Grey Power Magazine reports on the policies of the Grey Power Federation, and the concerns of the elderly, backgrounding and interpreting official decisions which affect their lives.


30 NZ GREYPOWER MAGAZINE » MARCH 2018 Elderly driver safety signs arrive in New Zealand With hundreds of elderly car owners on the road every day, every driver should feel they can use the road as equals, and that it remains a safe and pleasant environment for everyone. Embarrassingly, New Zealand has a high rate of road rage incidents aimed at elderly drivers, and this causes undue stress, a loss of driving confidence and inevitably a loss of independence for the elderly community. More often than not, motorists are unaware that it is an elderly driver they are following, or aiming their road rage harassment at. SafeGrannies, with its Toilet seat solves problems for arthritis sufferers THE Bidet Shop® customer Mabel suffers with arthritis and a painful back condition but has found a bidet has made the everyday task a much simpler. “It’s marvelous! I’ve always wanted a ‘paperless’ bidet in my bathroom and I wish I found it years ago!” Mabel said. ”The bidet simply replaced the existing toilet seat and automatically cleaned without toilet paper. The friendly staff explained that the bidet toilet seat has many health benefits as well as the comfort factors of a heated seat and other features” she said. The bidet can be used in 2 simple steps. Press the bottom/ feminine wash button and the bidet provides a stream of warm new Elderly Driver Safety Signs, aims to increase awareness of elderly drivers on New Zealand roads so the elderly community can continue to be independent, self-sufficient and stress free while driving. In 2018 the number of over-seventies who still hold a valid NZ driver’s licence is at an all-time high. A statistic which is only set to increase in correlation with the population’s estimated ADVERTISEMENT life expectancy. It seems reasonable then, that communities do more to ensure all motorists are aware they are sharing the road with elderly drivers. Nick Carroll, founder of SafeGrannies, is the rationale behind an incentive that delivers Elderly Driver Safety Signs (or the ‘E’ Plate) to the wider community. Much like a Learner Driver ‘L’ plate, or a ‘Baby on Board’ sign, it’s designed to increase an understanding of our elderly road users. The idea came to Nick when he was a passenger in his grandmother’s car and witnessed first-hand the negative reactions she received from other drivers. As Nick explains: “If people were more aware that they were behind an elderly driver, they would probably be more patient, more accommodating.” The motivation behind SafeGrannies is for the entire community to share water to clean thoroughly. Then with just the push of another button, warm air gently dries without the need for toilet paper. Mabel said that although The Bidet Shop® offered to send out a brochure pack, she decided to order a bidet straight away. Well it arrived a few days later. “It is the best investment I have made in my personal health and hygiene in years and no longer finds going to the toilet an issue”. “Give it a go!” She says. “I did and I couldn’t be happier”. For more information or to purchase call The Bidet Shop® on 09 320 5676. Grey Power readers may qualify to have their Bidet fully funded The motivation behind SafeGrannies is for the entire community to share the road responsibly, while increasing driving confidence amongst elders and ensuring no one loses the courage to get out and about. the road responsibly, while increasing driving confidence among elders and ensuring no one loses the courage to get out and about. As Nick points out :“When your car is also your freedom, that’s something we should all be striving to protect, especially among our more senior citizens.” It couldn’t be easier with the Elderly Driver Safety Signs. Turn any Toilet into a BIDET Install Now! On your toilet ... it only takes minutes Saves money! • Warm water wash • Warm air dryer • Soft closing lid • Heated seat ...Simply by Changing the Seat! Voted Best Bidet in the world 2 years in a row Funding options available For more information or to purchase phone 09 320 5676 5/31 Princes St, Onehunga The first of its kind to hit the New Zealand market, as well as the back window of our cars, it simply sticks to the inside of a vehicle’s rear and/or side window and notifies other drivers that there’s an aged person at the wheel. The plates are bright yellow and easy to see. Much like other on-board car signs, it’s a simple yet effective message. We are all accustomed to seeing car signs signalling children are onboard, or newly qualified learner drivers are behind the wheel, and we react accordingly. In a similar premise, Nick believes the Elderly Driver Safety Signs will be equally beneficial. Nick hopes that the inclusion of more Elderly Driver Safety Signs in cars across New Zealand will steadily increase nationwide patience towards our senior drivers and explains that “it would be nice to think that our grandparents, or even our own parents, are able to go about their daily activities, without feeling intimidated or harassed by other drivers.” For more information or to purchase an Elderly Driver Safety Sign, visit or 021 800 985 Quote for Discount 803GP

Flexibility key to navigating change Just when you thought you had everything planned out, life sometimes has a funny way of throwing everything up in the air. As the ancient Greek philosopher Heraclitus said, “Change is the only constant in life”. Heraclitus wanted to highlight the need for to always plan for and be ready for change in every aspect of our lives. We all face change every day – whether it is a simple change in the weather, unexpected news or a new opportunity. Change doesn’t always have to be bad. How about accepting a last-minute invitation with friends, seizing the moment and booking an overseas trip when a travel deal is advertised or ticking some exciting things off your bucket list? The key to navigating change is planning and flexibility. If you’ve planned for a variety of outcomes and have options, chances are you’ll be better equipped to deal with challenges and make the most of opportunities. When it comes to investing, having access to your money when you need it can make all the difference. If you have money to invest it makes sense to consider all your options so that you can have flexibility when you need it. Most banks offer term deposits for a certain time period – you’re locked in for that time and may have to pay penalties if you need early repayment before the term is up. If you have money to invest it makes sense to consider all your options so that you can have flexibility when you need it. Midlands Mortgage Trust offers flexible investment options. A New Zealand-based group investment fund managed by Fund Managers Central Ltd, you won’t be penalised if you suddenly need to access your money exit fees are not currently charged. Unlike term deposits, you can withdraw part or all of your money whenever you wish and add more to your total investment. You can also reinvest your quarterly return and sit back while it grows. Midlands Mortgage Trust has provided investment and lending services to New Zealanders since 2004, establishing a reputation for reliability and a conservative approach, while also providing a flexible investment product. Money is invested in loans secured by firstranking mortgages over a variety of carefully chosen properties nationwide, thereby reducing the risk of poor returns from any single mortgage underperforming. Interest paid on the loans is distributed quarterly as income to investors after deducting operating costs and a transfer to reserves. A small part of the Trust’s income is allocated to a reserve fund that helps meet possible losses on individual loans. This does not have a NZ GREYPOWER MAGAZINE » MARCH 2018 31 material impact on income distributions; the latest annualised quarterly return to investors was a healthy 5.0% for the quarter ended 31 December 2017. Whilst past returns are no indicator of future returns, a 5.0% return* with a conservative approach, access to your money when you want it and no entry or exit fees means you can make your money work for you. For more information on how to invest with Midlands Mortgage Trust, or to discuss your requirements further, visit Midlands’ website ( or call 0800 870 326 Midlands Mortgage Trust’s Product Disclosure Statement can be found at: or (search ‘Midlands Mortgage Trust’) Fund Managers Central Limited, the issuer, is not a registered bank but is licensed under the Financial Markets Conduct Act as a manager of registered schemes. *5.0% is the latest annualised quarterly return for the quarter ended 31 December 2017. ALL YOUR SAVEDLIFE? CONSIDER MIDLANDS Do you have savings on term deposit with your bank, or simply sitting in a savings account? Perhaps you have a nest egg you’ve carefully saved for, or have received an inheritance that you are thinking of investing? Here’s 4 great reasons why you should consider Midlands: 1. We take a conservative approach 2. You can access your savings at any time with no exit fees 3. We don’t charge any entry fees 4. Our latest annualised quarterly interest rate is a healthy 5.0%. Yes, 5.0% – that’s better than the banks! For more information, a Product Disclosure Statement or your free info pack visit or call 0800 870 326. Fund Managers Central Limited is the manager of Midlands Mortgage Trust and is the issuer of this advertisement. 0800 870 326

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