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CityLife Cairns

ADVICE FROM THOSE IN THE

ADVICE FROM THOSE IN THE KNOW COMMBANK Words by Janie Barton Photo by Catherine Coombs COMMBANK CAIRNS PH: 4041 2760 SMITHFIELD SHOPPING CENTRE PH: 4038 1777 COMMBANK EARLVILLE PH: 4033 2020 COMMBANK MT SHERIDAN PH: 3070 1520 WWW.COMMBANK.COM.AU Purchasing property for the first time or buying an investment property are huge milestones in people’s lives, and getting the best financial advice and guidance is vital for all property buyers. Experts like Lynda Van, who has worked at the Cairns Lake St CommBank branch for 11 years, and Michael Gallo, a specialist at the Smithfield branch with 10 years’ experience at CommBank, are highly skilled in guiding people through the buying process. They provide suggestions and advice on lending capacity, suitable loan types and the right steps to take when buying property. As well, they provide customers with complimentary Property Insight Reports, which are customised to each person’s individual needs. “Your success in real estate often comes down to your attention to detail,” said Michael. “If you skip over research or follow the advice of someone else without qualifying that information for yourself and with an expert, you run the risk of making a costly mistake.” Both Lynda and Michael focus on helping customers plan, prepare and research to achieve successful transactions. “We educate our clients with information on their lending capacity, suitable loan types and the steps to buy property because that is what we would want to know,” said Lynda, who also draws on her own experiences of building, renovating and selling to help clients. “We want to help customers achieve their goals, and the Commonwealth Bank has a fantastic range of lending products to help them do just that.” CommBank also has a Property App to help clients search for properties and gain market insights as well as see CommBank’s estimated market value. It also has a borrowing calculator to figure out roughly how much they can borrow so people don’t waste time looking at properties that may not fit their budget. Both Lynda and Michael are passionate about helping their customers achieve success. “We feel so proud to be part of their journey and to be able to help guide them through the process,” said Lynda. Michael agrees. “There is nothing more satisfying then helping our clients realise their property dreams,” he said.

Your home, your way. From buying and investing, to renovating and refinancing, everyone’s home buying journey is different. We’re here to make yours smoother. At CommBank, we know that finding your new home is only the first step – and no two paths to home ownership are the same. That’s why it helps to have someone on your side who can give you the guidance and support you need. As your single point of contact, we can help you by: • Understanding your circumstances and offering you solutions tailored to your needs, • Helping you understand how much you may be able to afford and what your upfront costs could be, • Sharing valuable property, suburb and marketing insights to help guide you through your biggest financial decision, • Helping you save time and money by bringing your lending and banking solutions together. Lynda Van Home Lending Specialist CommBank Cairns 0428 102 216 lynda.van@cba.com.au Tracy Whitby Home Lending Specialist CommBank Earlville 0428 080 342 tracy.whitby@cba.com.au Michael Gallo Home Lending Specialist CommBank Smithfield 0427 876 602 michael.gallo@cba.com.au Talk to one of our dedicated Home Lending Specialists today. CommBank Cairns | 76 Lake Street CommBank Earlville | Earlville Shopping Centre, 537 Mulgrave Road CommBank Mt Sheridan | Mt Sheridan Plaza, 106 Barnard Drive CommBank Port Douglas | Saltwater Building, Cnr Macrossan & Grant Streets CommBank Smithfield | Smithfield Shopping Centre, Cnr Kennedy & Cook Highways Things you should know: Property information is obtained from third parties and is not intended to be advice or a professional property appraisal and should not be relied upon as such. You should also make your own inquiries and assessments before making any decisions. Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.

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