ALPHA MEDICAL WHITEPAPER

W H I T E P A P E R 

Africa’s First Smart Healthcare Ecosystem powered by blockchain

CONTENTS 

Disclaimer 

1 

Caution Regarding-looking Statements 

2 

Abstract 

3 

Introduction 

4 

Problem Overview 

5 

Telemedicine Market 

6 

Use of Telemedicine 

7 

The Alpha.Md Ecosystem 

8 

Features 

9-10 

Marketplace 

11 

Future Features 

12 

Business Model 

13 

Use Cases 

14 

Why Blockchain 

15 

Stellar Network 

16 

Timeline 

17 

Token Generation Event 

18 

Team 

19-20 

Advisors 

21 

Conclusion 

22 

References 

23 

Africa’s First Smart Healthcare Ecosystem powered by blockchain

DISCLAIMER 

This white paper is for information purposes only and may be subject to change. We cannot guarantee the accuracy of the 

statements made or conclusions reached in this white paper and we expressly disclaim all representations and warranties 

(whether express or implied by statute or otherwise) whatsoever including but not limited to; any representations or 

warranties relating to the merchantability fitness for a particular purpose, suitability, wage, title or non-infringement. That the 

content of this document are accurate and free from any errors and that such contents do not infringe any third party rights. 

We shall have no liability for damages of any king arising out of the use reference to or reliance on the contents of this white 

paper even if advised of the possibility of damages arising. 

This white paper may contain references to third party data and industry publications. As far as we are aware the 

information reproduce in this white paper is accurate and that the estimates and assumptions contained herein are 

reasonable. However we offer no assurances as to the accuracy or completeness of this data. Although information and 

data reproduced in this white paper are believed to have been obtained from reliable sources, we have not independently 

verified any of the information or data from the third party sources referred to in this white paper or ascertained the 

underlying assumptions relied upon by such sources. 

As of date of publication of this white paper Alpha (APM) tokens have no known or intended future use other than on the 

Alpha.MD platform as more specifically defined in this white paper. No promises of future performance or value are or will be 

made with respect to APM tokens including promise of inherent value, no promise of continuing payments, and no 

guarantee that APM tokens will hold any particular value. 

Unless prospective participants fully understand and accept the nature of the Alpha.MD ecosystem and the potential risks 

associated with the acquisition storing and transfer of APM tokens, they should not participate in the token sale. APM tokens 

are not being structured or sold as securities or investments. APM tokens hold no rights and confer no interests in the equity of 

the company. APM tokens are sold with an intended future functionality and utility on the Alpha.MD ecosystem and all 

proceeds received during the token sale may be spent freely by Alpha.MD on the development of its business and the 

underlying technological infrastructure. 

This white paper does not constitute a prospectus or disclosure document and is not an offer to sell nor the solicitation of any 

offer to buy any investment or financial instrument in any jurisdiction. APM tokens should not be acquired for speculative or 

investment purposes with the expectation of making an investment return. 

No regulatory authority has examined or approved any of the information set out in this white paper. No such action has or 

will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination 

of this white paper does not imply that applicable laws or regulatory requirements have been complied with. 

Participation in the token sale carries substantial risk and may involve special risks that could lead to a loss of a substantial 

portion or all of your contribution. Further information about the risks of participating in the token sale are set out in the token 

sale T&Cs. Please ensure that you have read and understood and are prepared to accept the risks of participating in the 

token sale before sending a contribution to us. 

The token sale and/or APM tokens could be impacted by regulatory action including potential restrictions on the ownership, 

use, or possession of such tokens. Regulators or other competent authorities may demand that we revise the mechanics of 

the token sale and/or functionality of APM tokens in order to comply with regulatory requirements or other governmental or 

business obligations. Nevertheless we believe we are taking commercially reasonable steps to ensure that the token sale 

mechanics and issue of APM tokens do not violate applicable laws and regulations. 

Africa’s First Smart Healthcare Ecosystem powered by blockchain 1

CAUTION REGARDING FORWARD-LOOKING STATEMENTS 

This whitepaper contains forward-looking statements or information (collectively “forward-looking statements”) that relate 

to our current expectations of future events. In some cases, these forward-looking statements can be identified by words or 

phrases such as “may”, “will”, “expect”, “anticipate”, “aim”, “estimate”, “intend”, “plan”, “seek”, “believe”, “potential”, 

“continue”, “is/are likely to” or the negative of these terms, or other similar expressions intended to identify forward-looking 

statements. We have based these forward-looking statements on current projections about future events and financial 

trends that we believes may affect our financial condition, results of operations, business strategy, financial needs, or the 

results of the Token Sale. 

In addition to statements relating to the matters set out here, this whitepaper contains forward-looking statements related 

to the Alpha.MD’s operating model. The model speaks to our objectives only, and is not a forecast, projection or prediction 

of future results of operations. Forward-looking statements are based on certain assumptions and analysis made by 

Alpha.MD in light of its experience, current conditions and expected future developments and other factors it believes are 

appropriate, and are subject to risks and uncertainties. Although the forward-looking statements contained in this 

whitepaper are based upon what we believe are reasonable assumptions, there are risks, uncertainties, assumptions, and 

other factors which could cause Alpha.MD’s actual results, performances, achievements and/or experiences to differ 

materially from the expectations expressed, implied, or perceived in forward-looking statements. Given such risks, 

prospective participants in the token sale should not place undue reliance on these forward-looking statements. 


ABSTRACT 

Africa, the world's second largest and second most-populous continent with 1.3 billion people (11% of the world’s 

population) and a GDP of about USD 3.3 trillion. Africa is increasingly a continent of potential and opportunity and is 

experiencing consistent economic growth, with the healthcare sector being one of the fastest growing and developing 

industries. The African healthcare industry is estimated to be over USD 40 billion. 

However, the African health care system has suffered several down-falls in its history and despite Africa's strategic position in 

the world, the continent is greatly underserved in the healthcare sphere. Healthcare services in Africa are generally skewed 

in distribution, limited in coverage and of poor quality. Africa has 25% of global diseases, only about 2% of the global doctors 

and spends less than 1% of global health expenditure. Today, average life expectancy in Africa is about 59 years. HIV 

among adults is nearly nine times the global average. A child dies of malaria, a preventable and treatable disease, every 60 

seconds. These are daunting facts. On top of this, the burden of non-communicable diseases is increasing, with 

expectations for a doubling of diabetes and more than a million new cancer cases every year. And today there is limited 

ability to diagnose and treat these conditions. 

According to a 2017 World Health Organization ranking of the best healthcare systems in the world, Africa accounted for 9 

out of the 10 worst countries in the list. WHO also estimates that 57 countries worldwide have a critical shortage of health 

workers, equivalent to a global deficit of about 2.4 million, 36 of these countries are in sub-Saharan Africa. This is seriously 

affected by the brain-drain experienced in Africa, with doctors seeking greener pastures for their career. Hence why 

medical tourism is a big industry in Africa as citizens seek better healthcare elsewhere. 

Telemedicine allows health care professionals to evaluate, diagnose and treat patients at a distance using 

telecommunications technology. In Africa, where healthcare infrastructure and transportation are often extremely poor, 

telemedicine offers a viable and much-needed method of providing citizens, including the underserved and remotely 

dwelling citizens with healthcare services. 

Alpha.MD’s telemedicine platform uses a location-based mobile app technology to connect patients in Africa with 

healthcare services anywhere, anytime and at affordable cost. A new token, APM tokens, would be used for payment of 

services across the platform. This would allow for ease of cross-border payments and also allow easy payments for patients 

going for medical tourism. 

Health Data Records generated from our consultations would be stored using a decentralized network that is secure, fast 

and under the control of the patient. Our services would significantly help to reduce costs and inefficiencies, reduce time, 

improve quality and help trigger people’s interest in monitoring their own health. 


INTRODUCTION 

Death occurrence on the African continent, is mainly due to diseases such as HIV/AIDS, malaria, and respiratory infections 

which have been accelerated by numerous factors spanning the social, economic and political aspects. With new-born 

and child mortality, sub-Saharan Africa has the highest risk of death in the first month of life and is among the regions 

showing the least progress, where 1 in 9 children dies before age five, more than 16 times the average for developed 

regions. 50% of children under 5 who die of pneumonia, diarrhoea, measles, HIV, tuberculosis globally are in Africa. 

These diseases and deaths can be prevented, contained or treated with timely access to appropriate and affordable 

consultations, medicines, vaccines and other health services. Healthcare in Africa has already changed dramatically over 

the last decade, and is set to shift even more in the coming one, hence the role of technology in this shift cannot be overemphasised. 

At Alpha.MD, we believe that to really make a difference, we need to consistently develop innovative, sustainable and 

long-term solutions for the healthcare sector. We believe that our platform, integrated with the blockchain technology, 

would rise above so many of the challenges encountered in the African healthcare sector thereby driving an immense 

positive impact across the sector and society, while contributing to overall economic growth. 

It is estimated that about 50% of Africans will be living in cities by 2030, and by 2034, 1.1bn will be of working age, 

increasing the demand for improved infrastructure including improved healthcare delivery. An educated and growing 

middle class will demand better quality healthcare which ultimately challenges providers to give the same quality of 

healthcare to the lower class, as a single standard of service delivery is maintained. Alpha.MD is poised to meet this 

future demand and challenges. 


PROBLEM OVERVIEW 

Infrastructure: Africa’s healthcare system is characterized by significant infrastructural deficit, a situation that 

remains critical. The working conditions of medical doctors are extremely poor in most parts, with access to no 

or sub-standard equipment, devices and medication. More than 50% of the African population do not have 

access to modern health facilities and 40% have no access to safe drinking water and sanitation. These a just 

part of what has contributed to the ruin of the continent’s health care system. 

Human Capital: Africa has only about 2% of the global doctors. In 2013, sub-Saharan Africa had a deficit of an 

estimated 1.8 million health workers, according to a WHO report—this deficit is projected to rise to 4.3 million by 

2035. Health worker shortage in sub-Saharan Africa derives from many causes, including past investment 

shortfalls in pre-service training, international migration, career changes among health workers, premature 

retirement, morbidity and premature mortality.5,6 Yet the dynamics of entry into and exit from the health 

workforce in many of these countries remain poorly understood. The sub-Saharan African population has an 

average physician density of 0.19 doctors to 1000 people. 

Access: Even though there exists an obvious shortage in doctors, a very large portion of the African population 

do not have access to these doctors. Because of the significant disparities in development between urban 

and rural areas, the bulk of the doctors are concentrated in urban areas. Due to the lack of both health workers 

and infrastructure in majority of rural communities, many patients bypass essential primary or preventative care 

and rely on local chemists or traditional healers. There is also the problem of distance to travel to the closest 

health facility 

Quality: The inadequacy of the African healthcare education system ensures that a number of physicians do 

not get to understand best practices to follow in the treatment of a patient thereby compromising on quality of 

service. Currently, there are only 170 medical schools serving over 47 countries. Also the inefficient and 

bureaucratic public-sector supply is often plagued by poor procurement practices that make supply of drugs 

costly and unavailable thereby giving rise to counterfeiting. 

Cost: Sub-Saharan Africa, a continent where half of the extreme poor reside, with 389 million people living on 

less than US$1.90 a day in 2013. Reducing supply of physicians, increasing demand brought by an increasing 

population, improving infrastructure and breakthrough in pharma research brings with it rising cost of 

healthcare. The World Health Organization (WHO) considers health insurance “a promising means for 

achieving universal healthcare coverage. However, health insurance cover in Africa can be expensive, 

complicated and tricky. 

Payments: Millions of Africans do not have access to digital platforms, which in recent years has had an impact 

on access to financial services even for those in remote areas. Even those who have this access are faced with 

several barriers. Delays in transactions, rising charges, excess paper work resulting in difficulty in cross border 

payments, especially medical tourism payments. 

EMR: Ill-informed clinical decision making stemming from the lack adequate recordkeeping is the hallmark of 

the African healthcare system. Even in situations where there is record keeping, it is usually in silos making 

access to that data by other institutions impossible. This becomes even more daunting for continental 

healthcare delivery. The patient’s overall quality of care suffers as a result of this. 

Fraud: Healthcare fraud in Africa is one of the leading crimes in terms of monetary value. It is a widespread and 

fast evolving problem, costing billions, raising insurance premiums and depriving patients of the affordable, 

quality medical care they need. It’s difficult to detect and complex to prevent because it involves the entire 

lifecycle of the healthcare delivery chain, provider and scheme members alike. Examples of healthcare fraud 

committed by providers include charging the insurer or payer for patient visits that didn’t occur. 

Social Funding: The current model of financing for small-scale public investments targeted at meeting the 

needs of poor and vulnerable communities is broken. Non-profits lack proper accountability as to how funds 

are disbursed and spent on mostly ineffective projects. The seemingly lack of transparency has made people 

to lose trust in the system thereby making donations inert. 


TELEMEDICINE MARKET 

In 2016, the size of global telemedicine market was valued at USD 23.8 billion and is projected to grow with an average 

CAGR of 16.3% and reach USD 55.1 billion by 2021. The African telemedicine market however is valued at about USD 2.43 

billion and is projected to grow at an average CAGR of 10.8% and reach USD 4.1 billion by 2021. Also the global medical 

tourism industry is currently estimated to be worth USD 32.5 billion with Africa contributing over USD 1 billion. Nigeria alone 

accounts for about 25% of the contribution from Africa. 

Based on a new report, IFC estimates that over the next decade, $25-$35 billion in new investment will be needed to meet 

Africa’s healthcare demand. With digital health being the most sought after investment type. This is a chance to increase 

access to healthcare for millions of Africa. 

The largest driver for the growth of the African telemedicine market is the increasing demand for better personal healthcare 

methods. Increasing smart phone penetration, increasing vendor focus on home-based healthcare and wellness tools and 

growing demand for electronic health records are some of the prominent trends that the market is witnessing 

High technological costs, lack of trained professionals, and inadequate healthcare infrastructure are inhibiting the growth 

of the African market. 


USE OF TELEMEDICINE 

Technology has had a significant impact on the field of healthcare. Video-based telemedicine has helped doctors, 

diagnose, monitor and treat patients who are remotely located using equipment that can extend from basic video 

conferencing to a full-fledged suite of telemedicine scopes and devices. 

The service scope of Telemedicine deals with Family Medicine, Oncology, Pathology, Dermatology, Radiology, Cardiology, 

Neurology, Psychiatry and Ophthalmology etc. Telemedicine is of particular value in the area of second opinion services 

and post-surgical follow up for patients. 


THE ALPHA.MD ECOSYSTEM 

Our Mission: 

“To bridge the gaps in healthcare delivery by providing technology driven platforms to eliminate the time and distance 

between those who need healthcare and those who provide it” 

The Alpha.MD platform is Africa’s first smart healthcare ecosystem powered by blockchain. Our aim is to consistently 

improve access, speed, affordability, equity and quality of healthcare throughout Africa. With Alpha.MD’s geolocation 

telehealth platform, patients in Africa would connect with health care services anywhere, anytime and at affordable cost. 

Objectives 

· Create a technology based company whose goal is to provide turnkey virtual health care solutions in Africa. 

· Create a large network pool of healthcare practitioners for the purpose of serving one African population. 

· Create a single payment ecosystem for the African healthcare sector. 

· Provide on-demand access to some of the best healthcare services in the continent through; video consultations, 

insurance pre-authorization, drug prescription delivery, mobile phlebotomy services etc. 

· Establish mobile health kiosks around the continent, in other to reach “the invisible” – consumers who are in dense 

areas with poor infrastructure, high patient to doctor ratio or consumers who aren’t generally motivated or sick 

enough to visit a hospital or clinic. 

· Create a marketplace platform to source reliable medical and fitness related devices, products and information. 

· Help corporate organizations increase productivity and lower their total cost on insurance premiums by providing 

our platform as an effective alternative to employee health plans. 

· Ultimately work with hospitals and health care practices to automate their operations, data management and 

patient consultation process. 


FEATURES 

VIDEO CONSULTATION: 

Our patients would have access to doctors through real time video technology 

24/7/365. Our platform combines high quality video, advanced audio, and secure data 

transmission to effectively simulate in-person consultations. A doctor can also initiate a 

multi-party video call with a specialist for second opinions. 

DRUG PRESCRIPTION DELIVERY: 

After consultation with the doctor, the prescribed medication by the dose, would be 

hand-delivered to the patient within 2 hours (depending on location) at their selected 

address. We will also help monitor and manage refills for recurring prescriptions. 

MOBILE PHLEBOTOMY 

Receiving timely diagnosis and treatment plan is greatly influenced by the results of a 

medical laboratory test. Our mobile phlebotomy service provides convenience with 

care, by performing onsite blood draws that are quick and professional, for patients in 

the comfort of their own home or office. 

UNIFIED PAYMENT 

Alpha.MD utilizes APM tokens as the singular means of exchange for its healthcare 

ecosystem. This allows instant real-time payment of funds for the healthcare 

servicesdelivered. The Alpha MD token (APM) is a utility token built on the Stellar Network, 

designed to be used within the Alpha MD ecosystem for all payment transactions. This 

makes cross border payment around Africa and beyond, within the Alpha.md 

ecosystem, to be fast and seamless. Patients pay with APM tokens, Doctors, pharmacies, 

Labs, partner hospitals are paid with APM tokens. Products, services and contents sold on 

the marketplace are also paid for with APM tokens. Following this standard, APM tokens 

can be supported by wallets and exchanges that already support Stellar lumens and are 

easily transferable from patient to service provider. 

MEDICAL TOURISM 

We would establish a comprehensive global database of verified healthcare 

professionals and facilities. Patients looking to partake in medical tourism for a particular 

medical procedure can research, review and compare information on the professional 

with the right experience in that procedure, the perfect facility for the same procedure 

and pocket friendly. When a selection is made, a smart contract is entered between the 

parties and executed after treatment. Payments would be made through APM tokens. 


FEATURES 

ELECTRONIC MEDICAL RECORDS 

All consultations on our platform would be stored digitally. By utilizing the Stellar network, 

medical events such as video consultations, prescriptions, diagnostic tests will be 

represented as transactions on the blockchain. This is a way for us to streamline the 

sharing of medical records in a secure way, protect sensitive data, and give our patients 

more control over their information. 

INSURANCE PRE-AUTHORIZATION 

This process would be used by our partner health insurance companies to determine if they will cover a prescribed procedure, 

service, or medication. Through an exhaustive access list tied to each insurance class, an enrolee is able to get pre-authorization 

required for treatment. This would replace the costly and time-consuming manual process which is extremely susceptible to 

fraud. 

MOBILE HEALTH KIOSKS 

We would establish mobile health kiosks, as teleconsultation centres, so that the underserved and remote dwelling citizens can 

also have access to our services. Through partnerships with existing mobile money operators, we would equip several kiosks with 

low cost devices (Smart Screen with camera, thermometer and blood pressure devices) and internet connection. These services 

would be subsidized through partnerships with the government and also paid with APM tokens. With 720 million Africans owning 

mobile phones, while most are non-smart phones, it is essential to be able to cater for these users. For these users, the APM tokens 

would sit on a wallet created by the mobile money operators which can be accessed via USSD on any type of phone. 

SOCIAL FUNDING 

This feature provides a platform, focused solely on healthcare, which enables the creation of a high level of transparency and 

accountability towards donors. With APM tokens, we would create a trust relationship with philanthropists and philanthropic 

organizations around the world on how their funds have been disbursed and the impact it is making. The donor can either 

pledge the funds to a delegate or donate directly to a healthcare campaign. 

Africa’s First Smart Healthcare Ecosystem powered by blockchain 

10

MARKETPLACE 

This is Alpha.MD’s electronic commerce platform that would enable patients find, order and pay for medical related 

products, services and contents. This would also be available via the mobile app and would accept payments only in APM 

tokens. Ordered products would be delivered to registered addresses while digital contents would be delivered via the app. 


FUTURE FEATURES 

CHATBOTS 

Alpha.MD is currently researching on chatbots and looking to integrate them into its ecosystem in the nearest future. The 

chatbots, through artificial intelligence and sets of rules, would be designed to simulate how a typical consultation with a 

physician would go. If the opinion of an actual physician is required, the chatbots would refer you to the best match based 

on the diagnosis, else it would make a diagnosis and recommend drugs. The chatbots would also through machine learning, 

study trends of the patient and periodically interact by making suggestions. This feature would relieve physicians from doing 

minor tasks. 

DRONE DELIVERIES 

This would be Alpha.MD’s unmanned aerial vehicle (UAV) that would be used to transport medical supplies to patients 

especially to remote and inaccessible regions. They can also be used to retrieve samples for our mobile phlebotomy service. 

This would enable Alpha.MD to deliver products faster, easier and cheaper thereby allowing it to reach more patients in the 

ecosystem. 

AMBULANCE DRONES 

Alpha.MD intends to partner with some student innovators from TU Delft to deliver to Africa the Ambulance-Drone, a high 

speed drone network that delivers emergency supplies to any location within minutes. Though this product is still a 

prototype, Alpha.MD is closely monitoring the progress and actively researching in its own technology for this. 

BENEFITS · Shared pool of doctors around Africa 

· Convenient and easy-to-access care 

· Expanded reach to patients 

· Reduced healthcare costs for patients 

· Unified form of payment across one healthcare ecosystem 

· Easy Cross border and medical tourism payments 

· Reduced cost for insurers which in-turn reduces premium on coverage 

· Savings on transportation to hospitals 

· Better access to experienced physicians and specialists 

· Remote access from rural communities 

· Access to quality drugs 

· Better care quality 

· Increased patient engagement 

· Efficient Insurance pre-authorization 

· Reduced Insurance Fraud 

· Transparent Social Funding 


BUSINESS MODEL 

- Alpha.MD would receive a 20% commission on every Doctor’s consultation charge through our platform. 

- It would also receive commission on drug sales and lab tests based on pre-negotiated prices with our partners. 

- We would negotiate commission fees and group discounts for patients for medical tourism, thereby also 

earning on each payment made. 

- From our market place, we would earn commissions on off-the counter drugs, medical and fitness devices, 

digital contents on health and fitness. 

- In the latter phases, we would earn extra income from advert banners as a result of increased traffic on the 

mobile app and website. 


USE CASES 

Imagine a world where quality healthcare is delivered to you in quick time, at your convenience and at a fraction of the 

usual cost. Consider the following scenarios; 

- You are at home alone and you feel unwell, it’s the middle of the day, but the closest health facility is miles away. 

You pick-up your phone and launch the Alpha.MD app and connect with a physician via video. You are sitting in a 

remote city in the southern part of Nigeria, your physician in his consulting room in Nairobi, Kenya. After a few 

minutes of discussing with the physician he decides he needs the input of a specialist and starts a multi-party video 

with her joining from Johannesburg, South Africa. Your medical records are instantly shared with all parties involved, 

with your permission, while they deliberate on your prognosis. A diagnosis was mutually agreed on and drugs were 

prescribed to you. You are recommended for a few lab tests for a follow up consultation to further investigate. All 

the necessary information from this medical consultation, the diagnosis and its treatment has been recorded on a 

decentralized network of servers accessible only by you or with your permission. Within the hour, your prescription 

drugs arrive with instructions on dosage and duration. A phlebotomist also arrives at your house after a few hours to 

take samples of your blood. Tests are concluded and uploaded on the platform. You get a follow up call from the 

physician from Nairobi, Kenya informing you all is clear. All parties (doctors, pharmacy, and lab) are instantly paid 

through APM tokens. 

- An old man living in a village in Northern Cameroon complains about feeling unwell. The closest healthcare facility 

is quite a distance away but luckily an Alpha Mobile Health kiosk was located just a mile away and was able to 

make the distance with help. The attendant at the kiosks helps him connect to the Alpha.MD platform and selecting 

the language (French). He is instantly connected through video to a physician in Ivory Coast who listens to him 

complain about his symptoms of excessive thirst & urination, fatigue, weight loss and blurred vision. A disposable, 

self-administered pathology kit is readily available at the kiosk and the outputs transmitted directly to the physician 

via the platform. Within a few minutes, a diagnosis is made for type 2 diabetes, the physician gives medical, lifestyle 

and dietary advice while prescribing the drugs needed. The patient’s visit was subsidized by the Cameroonian 

government through pre-purchase of APM tokens, hence the patient pays only a fraction of this cost through the 

USSD option. His drugs are delivered to him within 24 hours through a UAV. All parties (doctor, attendant and 

pharmacy) are instantly paid through APM tokens. 

- A pregnant woman who has been diagnosed with preeclampsia and classified as high risk after a routine checkup, 

decides she is to fly to the US to deliver the baby due to the nature of the pregnancy. She logs into the Alpha.MD 

platform and searches for partner hospitals and medical practitioners in the US where she can have her baby. After 

discussions with the hospital personnel and practitioners and making a decision to use them, she enters into a smart 

contract with all parties through the Alpha.MD platform. The agreed contract stipulated that the parties receive a 

percentage of the APM tokens as upfront payment and the balance within 30 days of delivery. She flies to the US, 

delivers her baby and all parties get paid in tokens. 

- A philanthropist from South Korea wants to donate to a charitable cause in Africa that would impact 

healthcare for the population. He needs get transparency in his funding and be able to assess the impact his 

donation is making. He chooses too donate via the Alpha.MD platform and pledged the funds to a delegate 

(i.e. Alpha.MD or other NGOs) even though he also had the option to donate directly to a campaign. With 

APM tokens, he would have the ability to track his donation up to the point of disbursement. 


WHY BLOCKCHAIN? 

Blockchain is an open, distributed ledger that can record transactions between two parties 

efficiently and in a verifiable and permanent way. Blockchain is set to disrupt the healthcare 

sector globally, hence Alpha.MD has chosen to use blockchain to process its payment ecosystem 

and record medical data. 

By utilizing tokens on blockchain, payments can be completed within seconds regardless of what 

country the patient, doctor or healthcare facility is. This means payment is independent of 

currency used in the country on origination or destination. Blockchain also protects our ecosystem 

from impending fraud in the use of credit card payments. Since our payments are done instantly, 

we risk the potential of a chargeback if the card used was stolen. Utilizing tokens enables 

Alpha.MD to use a means of payment that is trusted and verifiable. 

Alpha.MD is utilizing the core technology of blockchain as a tool set to store medical data 

securely in a distributed, encrypted ledger with the patient having control to access rights. Rather 

than having one central administrator that acts as a guard to data, there is one shared ledger 

that is distributed across a network of integrated and replicated databases visible to anyone who 

has access. This allows unmatched security advantages. Hacking one block in the chain is not 

possible without having to hack every other block in the chain. This makes blockchain incredibly 

appealing to our entire ecosystem for secure access a patient’s electronic medical records by 

several network of doctors. 


STELLAR NETWORK 

EASE OF USE 

The Stellar network is instrumental to the success of our ecosystem as it allows Alpha.MD to easily implement and issue tokens 

(APM) which would be used to power the platform. 

ALIGNING MISSION 

Stellar is a distributed infrastructure that allows multi-currency transactions securely, quickly, reliably, and at low cost with a 

focus on the developing world. Alpha.MD’s mission to connect people in Africa with low-cost/affordable healthcare 

services conforms to Stellar’s mission to connect people to low-cost financial services, as both missions aim to fight poverty 

and maximize individual potential. Developing our concept on stellar allows Alpha.MD to concentrate its resources on the 

core of its services, which is healthcare service delivery. 

SECURITY 

Stellar is ideal for Alpha.MD as the platform does not require the full generality of turing-complete smart contracts. Ethereum 

reliance on a turing-complete programming language, allows developers to write exploitable codes with complicated 

smart contracts. The simplicity of the stellar model helps avoid exploitation of these vulnerabilities by hackers. Stellar’s 

expressive but purposely limited system for smart contracts limits potential to write exploitable code. 

LIQUIDITY 

rd 

Stellar’s built in distributed exchange allows Alpha.MD to be independent of 3 party exchanges at the start and lets us list 

APM tokens ourselves immediately they are issued. This means our tokens can have day one discoverability and 

rd 

transferability while we seek partnerships with 3 party exchanges. 

PERFORMANCE 

Stellar is significantly cheaper and faster than other protocols. It costs 1 cent to make 100,000 transactions on Stellar while it 

takes 5 seconds to process on Stellar compared with 3.5 minutes on Ethereum. 


TIMELINE 

OCT. 2017 MAR. 2018 APRIL 2018 MAY 2018 JUNE 2018 Q3 2018 Q4 2018 

White 

paper 

Pre-TGE 

Platform 

Beta 

Release 

Concept 

development 

Proof of 

Concept 

Token 

Generation 

Event 

Start 

Drug 

Delivery 

Service 

Q4 2018 Q1 2019 Q1 2019 Q1 2019 Q2 2019 Q2 2019 Q3 2019 

Start Mobile 

Phlebotomy 

Migration of 

EMR to 

Blockchain 

Expansion 

to Ghana 

Full App 

Release with 

Integration of 

Oncologists/ 

Psychologist/ 

Psychiatrists 

Introduce 

Marketplace 

on App 

Distribution 

of First Batch 

of Mobile 

Kiosks 

Partnership 

with top 50 

Foreign 

Hospitals for 

Medical Tourism 

Q3 2019 Q3 2019 Q1 2020 Q2/Q3 2020 

Partnership 

with top 20 

Foundation 

dedicated to 

Healthcare 

donations 

Introduction 

of Drone 

Drug Delivery 

Expansion 

to Kenya 

Introduction 

of Drone 

Ambulance 


TOKEN GENERATION EVENT 

Improving access to healthcare in Africa too big to solve alone and there is no better time than now to join the fight. 

The purpose of this token generation event is to allow participants to contribute to the fight of better healthcare access 

in Africa and receive APM tokens. APM tokens will be required to utilize services on the Alpha.MD platform. APM tokens 

are not an equity representation of the company. 

TOTAL SUPPLY – 1 BILLION APM TOKENS 

3% 

25% 

50% 

10% 

12% 

PUBLIC SALE COMMUNITY TEAM AND ADVISORS 

COMPANY 

BOUNTY 

PUBLIC SALE SHARE 

Technology 30% 

Marketing & Growth 35% 

Human Resources 10% 

Partnership Building 7% 

Legal & Operations 10% 

Research 8% 

1 APM = $0.05 

Please note that the percentages above are only indicative and may vary depending on the amount raised during 

the token generation event. 


REFERENCES 

1. https://www.usaid.gov/sites/default/files/documents/1860/Africa%20Key%20Facts%20and%20Figures.pdf 

2. http://www.who.int/bulletin/africanhealth/en/ 

3. https://www.worldatlas.com/articles/the-leading-causes-of-death-in-the-african-continent.html 

4. https://africacheck.org/factsheets/factsheet-africas-leading-causes-death/ 

5. http://www.huffingtonpost.co.uk/joseph-jimenez/improving-healthcare-in-africa b 1627741.html 

6. https://consulting.ey.com/how-mobile-tech-is-improving-africas-health-and-economy/ 

7. http://knowledge.wharton.upenn.edu/article/how-technology-can-improve-health-care-in-africa/ 

8. http://africanbusinessmagazine.com/sectors/finance/comment-investing-africas-healthcare-sector/ 

9. https://qz.com/520230/africa-has-about-one-doctor-for-every-5000-people/ 

10. http://www.who.int/bulletin/volumes/87/3/08-051599/en/ 

11. https://www.huffingtonpost.com/zandre-campos/health-insurance-in-afric b 9307102.html 

12. https://www.genkey.com/wp-content/uploads/2016/11/Healthcare ebook EN-version-2.0.pdf 

13. https://www.tudelft.nl/en/ide/research/research-labs/applied-labs/ambulance-drone/

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