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Georgia Peach Farm

Georgia

Georgia Peach Farm PROPOSAL – John Hancock TERMS AND CONDITIONS 1. Plan Document Fee: Our services include plan design consultation, preparation of Volume Submitter Plan Adoption Agreement and Master Plan document, as well as preparation of the Summary Plan Description, Corporate Resolution, Loan Policy, QDRO Policy, and inclusion of all current required legislative provisions. 2. Annual plan document maintenance service and fee: This service includes up to two Plan document amendments annually at no additional fee. The Plan amendments may be discretionary amendments requested by you to make changes in current Plan provisions and any IRS-required amendments. Also, RPA will not charge an additional fee for restating Plan documents which are required under the Internal Revenue Service's then-current Plan restatement cycle. This fee will apply unless you decline the service. You may elect to opt out of this service now, or at any time in the future. However, if you opt out of this service, you will not be able to sign up for it again until after the current IRS restatement cycle ends. 3. Recordkeeper Installation Credits Overview: If RPA meets certain incentive requirements set by the Fund Company, RPA may receive an initial installation allowance from the Fund Company. Any installation allowance will be based on the total Plan assets of those Plans sold by RPA and the Fund Company in the current calendar year. RPA does not know, in advance, the exact amount of installation allowance it may receive from the Fund Company. The installation allowance could, at the discretion of the recordkeeper, be reduced or discontinued at any time. RPA has made an estimate of the installation allowance according to the current recordkeeper formula, as well as the plan assumptions shown in prior page(s). The current installation formula is: 20 bps on transferred assets + 100 bps on the first-year contributions. Estimated recordkeeper credits, if any, are fully disclosed on the Pricing Page and used 100% to offset RPA fees. 4. Efficiency Allowance: If RPA meets certain incentive requirements set by the Fund Company, RPA may receive an annual TPA reimbursement to offset plan administration fees. The amount of any reimbursement will be based on a formula determined by the Fund Company, equal to 0.05% of Plan assets (5 basis points). Estimated recordkeeper credits, if any, are fully disclosed on the Pricing Page and used 100% to offset RPA fees. In addition, the recordkeeper cost sharing credits received by RPA, if any, will be disclosed on the Plan's Form 5500 Annual Report for the Plan year in which such payments are made. 5. Conversion Services: Our services include coordination of transfer assets and reconciliation of participant accounts. 6. Pricing Assumptions: All pricing is contingent on the 'pricing assumptions' shown in the Pricing Summary section. If there are material changes to those assumptions a new proposal will be required to be valid. RPA 8 | P a g e

RETIREMENT PLAN ADMINISTRATORS www.401krpa.com info@401krpa.com Statement of Confidentiality This proposal and supporting materials contain confidential and proprietary business information of RPA. These materials may be printed or photocopied for use in evaluating the proposed project, but are not to be shared with other parties.