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[PDF] Download Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy Ebook | READ ONLINE Click button below to download or read this book Description Longlisted for the National Book Award New York Times Bestseller A former Wall Street quant sounds an alarm on the mathematical models that pervade modern life — and threaten to rip apart our social fabric We live in the age of the algorithm. Increasingly, the decisions that affect our lives—where we go to school, whether we get a car loan, how much we pay for health insurance—are being made not by humans, but by mathematical models. In theory, this should lead to greater fairness: Everyone is judged according to the same rules, and bias is eliminated. But as Cathy Oâ€Neil reveals in this urgent and necessary book, the opposite is true. The models being used today are opaque, unregulated, and uncontestable, even when theyâ€re wrong. Most troubling, they reinforce discrimination: If a poor student canâ€t get a loan because a lending model deems him too risky (by virtue of his zip code), heâ€s then cut off from the kind of education that could pull him out of poverty, and a vicious spiral ensues. Models are propping up the lucky and punishing the downtrodden, creating a “toxic cocktail for democracy.― Welcome to the dark side of Big Data. Tracing the arc of a personâ€s life, Oâ€Neil exposes the black box models that shape our future, both as individuals and as a society. These “weapons of math destruction― score teachers and students, sort

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