SMME NEWS - FEB 2018 ISSUE

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SMME News 

MORE THAN 240 000 READERS, 30 000 copies distributed throughout EThekwini Metropolitan, ILembe District, 

UGU District Portshepstone & Pietermaritzburg Issue No 15 : February 2018 

Tel: 031 307 1988 - Email: news@smmenews.co.za, Website: www.smmenews.co.za 

SONA 

Page 3 

FRANCHISE OPPORTUNITIES 

Page 4 

THIS IS MY 

STORY 

Page 6 

TAX EDUCATION 

SESSIONS 

Page 7 

Premier South African businesses honoured 

THE faces of all the winners at the Premier South African Business Awards 

Marvellous Zondi 

THE Department of Trade and 

Industry in conjunction with 

various stakeholders hosted 

the 5th edition of the South African 

Premier Business Awards at Sandton 

Convention Centre on 30 January 2018 

under the theme ‘Rewarding Business 

Excellence.’ 

There were ten categories with thirty 

companies vying for top honours. 

The categories included among others 

the SMME Award which was won by 

Memeza Shout (Pty) Ltd. 

Memeza Shout is a Safety Programme 

that empowers homeowners in low 

income residential areas through a 

network of smart passive alarms linked 

to SAPS sector policing vehicles, police 

stations, community policing forums 

and trusted neighbours. 

On activation SMSes are sent to 

preselected cell numbers alerting the 

police station and the CPF. A siren 

mounted outside the home alerts 

the broader community and repels 

intruders. 

According to the Minister of Trade and 

Industry, Dr Rob Davies these awards 

recognise business excellence and 

celebrate enterprises that promote the 

spirit of success and innovation as well 

as job creation, good business ethics 

and quality. 

“The awards are an opportunity for 

government, and South Africa as 

a whole, to recognise exceptional 

businesses and the businesspeople who 

drive them, ranging from emerging 

start-ups to established business 

institutions. These awards bring 

together all single-sectored awards, 

including technology, manufacturing 

and women in business. 

The awards honour companies and 

enterprises that promote the spirt of 

success and innovation along with job 

creation, business ethics and quality,” 

Here are the winners in all categories; 

Black Industrialist Award – Thata 

Ubeke Manufacturing, Enterprise 

Development – Sumitomo Rubber SA, 

Exporter Award – Aerosud Aviation, 

Investor Award – Sumitomo Rubber 

SA, Manufacturer Award – Thata 

Ubeke Manufacturing, Play your 

part Award – Clover Mama Afrika 

Trust, Proudly South African Member 

Company Award – La Van Skin and 

Body Excellence System, SMME Award 

– Memeza Shout, Women-owned 

business award – BBD Steel Supplies 

and Young Entrepreneur Award- 

Grindbow Engineers and Technical 

Services.

SMME 

NEWS February 2018 

2 

Uchungechunge lokufukula 

osomabhizinisi abancane 


Team 

Contact us: 031 307 1988 

Send us your opinions or news: 

news@smmenews.co.za 

Advertise with us: sales@ 

smmenews.co.za 

Tinky Ogle: Publisher - tinky@ 

smmenews.co.za 

Fanele Mpanza 

Marketing Manager 

Mandisa Magadla 

Research & Admin Intern 

Marvellous Zondi: 

Journalist & Content Manager 

Kgosi Kgalegi 

Business Development 

UNKSZ. Lungi Dube ongusomabhizinisi osamncane kodwa ohlose ukucathulisa abanye. 

Nkosikhona Cele 

USEMBHIDLANGWENI 

wokufukula osomabhizinisi 

abasafufusa owesifazane 

ongusomabhizinisi osamncane kodwa 

osedlondlobele kwezamabhizinisi. 

Loyo ngu Nkz. Lungi Dube 

ngokuzalwa ongowakwaNdengezi, 

entshonalanga yeTheku. UNkz Dube 

kuyimanje unenkampani, i-Think 

Fresh Consultant egxile kakhulu 

ekufukuleni amaciko asafufusa 

endimeni yomculo. 

Ukudlondlobala kwenkampani yakhe, 

uthi yikhona kanye osekumphonsele 

inselelo yokuthi angabi ngugombela 

kwesakhe, ancintshane ngolwazi 

kodwa kunalokho aludlusile 

nakwabanye lolu lwazi analo 

lwezamabhizinisi. Ukuchaze njengento 

ewumgogodla wokuphumelela kwabo 

bonke osomabhizinisi ukucobelelana 

ngolwazi. 

Lo wesifazane uthe usethathe 

isinqumo sokuthi aqale 

uchungechunge lwezigcawu, 

inhlosongqangi yazo ukuhlanganisa 

abantu abasha abanesifiso sokungena 

kwezamabhizinisi. 

Lezi zigcawu uthe zizobonakala 

zisabalala ezindaweni ezahlukene 

ikakhulukazi emalokishini. Uveze 

ukuthi kulo mbhidlango wakhe 

wesekwe kakhulu uMasipala weTheku 

kanye nabanye osomabhizinisi 

abehlukene. “Kuyisifiso sami esikhulu 

kunazo zonke ukubona abantu 

abasha bephumelela kukhona konke 

okuhle abasuke bezifisela khona. 

Angiphathi ke uma kuya ngokuthi 

bafisa ukungena emabhizinisini, ngiye 

ngithande ukuthi nami kube khona 

engibalekelela ngakho kulokho.” 

Eqhubeka echaza uthe kulula kakhulu 

ukuba omunye umuntu aphumelele 

uma ezothola ithuba lokuthi aboniswe 

ngomunye umuntu, ikakhulukazi loyo 

oseyihambile leyo ndlela. Ugcizelele 

kakhulu ukuthi naye kwamsiza 

kakhulu ukusondelana nabanye 

osomabhizinisi asebehambe ibanga 

elide kule ndima yezamabhizinisi. 

“Angifuni ukuqamba amanga 

ukungena ebhizinisini akuyona into 

elula, kudinga umuntu ozimiselelayo 

kakhulu futhi owuthandayo kakhulu 

nomsebenzi wakhe. Okukhulu 

kunakho konke kumele uzifundise 

nokuthi ufune ulwazi oluzokukhulisa 

nakwabanye abantu,” kuchaza uDube. 

Lezi zigcawu zokucobelelana ngolwazi 

ziyaqhubeka ezindaweni ezahlukene 

kwazise ngaphambi kokuba kusongwe 

unyaka owedlule bese zivele ziqalile. 

Phakathi kwezinye zezindawo 

azihambelile, singabala indawo ya 

KwaMashu enyakatho yeTheku, 

yiseMlazi eningizimu yeTheku, 

KwaNdengezi kanye nase Mandeni 

oGwini olusenyakatho ye sifundazwe 

i-KwaZulu Natal. 

Echaza ngokusabalala kwalezi 

zigcawu, uthe yingoba abantu 

abasha abanentshisekelo yokungena 

kwezamabhizinisi batholakala kusona 

sonke isifundazwe iKwaZulu-Natal 

ngaleyo ndlela lolu hlelo lwakhe 

abekho oluzobakhipha inyumbazane, 

ezeseka ngokuthi luzobanakala 

emalokishini, emadolobheni 

nasemaphandleni imbala. 

Okunye athe kuzohluka ngalezi 

zigcawu kulo nyaka wukuthi 

luzobonakala lungena shi nasezikoleni 

kanye nasezikhungweni zemfundo 

ephakame. 

Jabulani Khumalo 

Sales & Distribution Manager 

Siyabonga Sikhakhane 

Graphics and Sub-editing 

Bongani Dlamini 

Media Production & IT 

Mandy Zithutha 

Public Relations Intern 

5th floor Smart Xchange building, 5 Walnut Road, Durban, 4001 M : +2771 710 7943 T:+2731 307 1988 www.smmenews.co.za 

SMME NEWSPAPER subscribes to the South African 

Press Code that prescribes news that is truthful, 

accurate, fair and balanced. If we don’t live up to 

the Code please contact the Press Ombudsman 

at 011 484 3612/8, fax: 011 4843619

February 2018 

President vows to reduce 


NEWS 

3 

regulatory barrier for SMMEs 


ON Friday, 16 February 2018, 

South Africa’s newly sworn 

president, Cyril Ramaphosa, 

delivered his first State of the Nation 

Address in Parliament where he 

emphasised on the importance 

of SMMEs in the growth of our 

economy. 

Ramaphosa previously served as 

the Deputy President of the country 

and recently took over as president 

following the resignation of Jacob 

Zuma. 

In his address Ramaphosa lauded 

the work put in by small business 

owners and further stated that 

the government will intervene in 

ensuring that small businesses 

continue to thrive. 

“Ultimately, the growth of our 

economy will be sustained by 

small businesses, as is the case in 

many countries. It is our shared 

responsibility to grow this vital 

sector of the economy. We will work 

with our social partners to build a 

SOUTH African president Cyril Ramaphosa during the SONA 

small business support ecosystem 

that assists, nourishes and promotes 

entrepreneurs” said Ramaphosa 

before adding that the government 

will honour its undertaking to 

set aside at least 30 percent of 

public procurement to SMMEs, 

cooperatives and township and rural 

enterprises. 

“We will continue to invest in small 

business incubation. We encourage 

business to do the same. The 

establishment through the CEOs 

Initiative of a small business fund 

– which currently stands at R1.5 

billion – is an outstanding example 

of the role that the private sector 

can play. Government is finalising a 

small business and innovation fund 

targeted at start-ups” 

The president also vowed to reduce 

the regulatory barriers for small 

businesses. Over the years the 

progress of small businesses has 

been hindered by regulations when 

trying to venture into other business 

spheres or access funding. 

“We will reduce the regulatory 

barriers for small businesses. We are 

also working to expand economic 

opportunities for people with 

disabilities. Among other things, the 

Small Enterprise Finance Agency 

– SEFA – has launched a scheme 

to develop and fund entrepreneurs 

with disabilities called the 

Amavulandlela Funding Scheme” 

further said Ramaphosa. 

The president also cited that the 

process of industrialisation must be 

underpinned by transformation. 

“Through measures like preferential 

procurement and the black 

industrialists programme, we are 

developing a new generation of 

black and women producers that 

are able to build enterprises of 

significant scale and capability. 

We will improve our capacity to 

support black professionals, deal 

decisively with companies that resist 

transformation, use competition 

policy to open markets up to new 

black entrants, and invest in the 

development of businesses in 

townships and rural areas.” 

Maphumulo Municipality brings light to small business 

MAPHUMULO Municipality Mayor, Cllr. Zibuyisile Khuzwayo-Dlamini, during the launch of 

the electrification projects. 

SMME Staff Reporter 

MAPHUMULO Local Municipality 

created a room for SMMEs under 

this municipality to thrive when 

they introduced four electrification 

projects within the precinct of 

businesses as well as residential 

areas. Maphumulo is home to mostly 

indigent people who rely on starting 

small businesses to make ends meet. 

Electricity will go a long way in 

ensuring that such businesses get a 

much needed facelift. 

Electricity was one of the first 

priorities on the Maphumulo 

Municipality Integrated 

Development Plan since the new 

council came into office. These 

electrification projects were 

introduced on 16 January 2018 by 

Her Worship the Mayor Zibuyisile 

Khuzwayo-Dlamini. 

These projects will cover Zagqayini, 

Shikishi, Wolongo, Mvozane, 

Mansomini, Snamfini and Mzulwini 

area. The aforementioned projects 

will go on for the duration of 

five months and will bring job 

opportunities as well as benefit local 

SMMEs in Maphumulo area. 

The Mayor also introduced the 

constructors to the community and 

urged the community to give them 

Introduction of 

additional payment 

method 

NOTICE 40 OF 2017 

CIPC strives to improve customer 

service. As part of the process, CIPC 

will be introducing an additional 

payment method. In terms of this 

new payment method, customers 

will be allowed to used debit and 

credit cards directly after selecting 

a service on its website www.cicp. 

co.za. Formal introduction of the 

payment method and affected 

services will be communicated closer 

to the time of introduction. 

This payment method will be 

introduced gradually over the 

coming months by adding more 

and more electronic services onto 

this payment platform. The current 

payment platform, where customers 

make bulk deposits into a customer 

code and transactions being 

deducted as and when a service is 

used, will be phased out. 

The first service for which 

the payment solution will be 

full cooperation, time and patience 

needed in order to complete the 

project with ease. The projects have 

already started. 

implemented, is annual returns. 

Kindly refer to the next page for a 

brief step by step guide on how the 

solution will be implemented for 

annual returns. 

Benefits of new payment solution 

 

immediate; 

 

service or services, which has the 

additional benefit that a single 

payment may be made for multiple 

services; 

 

unallocated payments; 

Customers will pay the exact amount 

for specific transactions; 

As this payment method is phased 

for specific services, the payment 

method for the remaining services 

will continue as normal. 

Further enquiries, kindly log a ticket 

via www.cicp.co.za/enquires. Select 

the department of Finance and the 

category as Card Payments.



4 


OyewoAdetola Elizabeth 

OLLOWING the new eThekwini 

Municipality draft rates policy 

2018/2019, SMME News took an 

interest in commercial investment in 

Durban CBD. 

A Question and Answer session 

was hosted by Ourportion property 

Development on 20 January, 2018 at 

40 Fenton Lane and 24 Fenton Lane, 

Durban CBD. This was a platform of 

investment opportunity that targets 

young black people who usually do 

not have money to buy into big and 

established properties. Ourportion 

property Development also embarked 

on the 40 and 24 property project 

refurbishment as part of the urban 

regeneration of the eThekwini 

Municipality. Based on interview and 

tour of the property, SMME News 

gathered that 40 Fenton Lane, Durban 

CBD was formerly a post office while, 

24 Fenton Lane, Durban CBD was 

formerly a blacksmith and shipping 

training school. 

In an interview with one the attendees, 

Elucid, a young property developer, 

SMME News probed reasons why 

accommodation rental is difficult in 

Durban CBD unlike Johannesburg. 

“Some of the properties in Durban 

are either inherited or bought by rich 

landlord who are either resident in 

Johannesburg. Some of these landlords 

have about fifteen houses, some in 

dilapidated conditions, but they lock it 

up and do not mind’ said Elucid. 

In an interview with Mondli Mungwe, 

one of the managers of the 40 Lane 

project, SMME News gathered that the 

company’s name itself ‘our portion 

property’ implies inclusiveness 

of black South Africans in access 

to landed property through the 

investment opportunity. Our portion 

property Development project has 8 

earmarked buildings on Hermitage 

Road & Fenton Lane Durban CBD, 

kicking off with 3 buildings initially 

which are number 24, 38, 40 Fenton. 

As a company , Our portion property 

Development have purchased the 

buildings and have developed a 

business model to offer shares to the 

average person keen to start their 

property portfolio or gain access into 

Durban commercial property. Each 

building is divided into 2000 shares, 

where the company owns 1000 shares 

and are selling off 1000 shares per 

building to investors. Each building’s 

value is different and that value 

determines the value of each share. 


The rand recently hit an all-time 

high trading below the psychological 

R12 per dollar. The news was well 

received from all corners of South 

Africa, but what does this mean for 

small business owners? 

When the rand does well it means 

great news for SMMEs but when 

it does poorly the effects can be 

particularly damaging for small 

businesses, which often lack the 

resources to face dire economic 

challenges. 

There are a lot of reasons why the 

rand may decline. One of these is the 

fall in global commodity prices. This 

negatively affects a lot of countries 

like South Africa since we are a 

commodity-producing country. 

Other factors include the 

increasing price of crude oil, a 

lack of foreign investment, an 

Commercial Investment 

in Durban CBD 

They have also launched with the 

following: 38 Fenton at R3850 per 

share (SOLD OUT), Fenton House (3 

Units Available); 40 Fenton at R4000 

per share (Shares are available), and 24 

Fenton at R3000 per share (Shares are 

available) 

The Shares are sold for a minimum of 

10 and a maximum of 100 shares per 

investment per building. Less than 10 

shares is not worth the administrative 

The rise and decline of the rand, why should it concern SMMEs? 

increased current account deficit, 

a struggling manufacturing sector, 

strikes (specifically in the mining 

industry), the on-going power crisis, 

insufficient local savings and a weak 

gross domestic product (GDP). 

The weaker the rand, the more 

businesses struggle to make profits. 

Big corporations usually survive 

such trying times because they have 

a huge clientele and they are usually 

equipped to survive regardless of 

how the economic outlook of a 

country gets. But what happens to 

SMMEs with a small clientele and no 

financials injections to help propel 

them out of trying times? 

Small companies that import items 

for their businesses or have to make 

payments in foreign currency are 

mostly affected. When the rand 

declines in value and crude oil 

prices rise, our petrol prices go up. 

In turn, this causes high inflation 

costs for lawyers and accountants to 

process the share investment and issue 

share certificate and over 100 shares 

goes against the business model which 

is to bring on as many new property 

investors as they can into the market. 

The rationale for this is to avoid big 

investors or corporate companies 

snatching up all the shares and leaving 

no opportunity for the new investors. 

The building at 40 Fenton Lane has an 

and ultimately reduces the amount 

of money that businesses can make. 

The rising price of oil also has a 

direct impact on businesses in 

transport and logistics, where petrol 

prices affect operational costs. 

It is important for SMMEs to root 

for the economy of the country 

to do well as this has both direct 

and indirect implications for their 

businesses. One way or the other, 

businesses feel the wrath of a dire 

economic situation. 

When the economic outlook of our 

country is in ICU, it means that 

investors will pull the plug on our 

country. Usually investors have a 

lot of funding projects as they are 

somewhat bound to give back to the 

community. If there are no investors, 

it also means that there are little to 

no funding opportunities available. 

anchor tenant which is the Dr Pixley 

KaSeme Foundation Trust which is 

opening an inner-city Art Gallery 

and aims to offer youth artists the 

opportunity to use art in telling their 

historical stories, in an effort to allow 

South African history to be told as 

according to the people. The upper 

2 floors are set to be renovated into 

residential apartments, well designed 

to fit the needs of inner-city millennials 

Construction industry 

experts convene 


Durban Exhibition centre hosted 

KZN Construction Expo which is 

the largest building and construction 

show in the province on 07-08 

February 2018. 

Suppliers and solution providers to 

the construction industry convened 

to showcase what they have to offer 

while mingling with other industry 

experts in the construction business. 

Well over 80 exhibiting companies 

formed part of this expo in 2018, 

showcasing products for preconstruction 

and post construction 

phases of the construction cycle as 

well as Chemicals, tools, equipment, 

at affordable rental prices and offering 

semi-furnished options. Currently 

the building is going through its first 

phase of renovations and occupancy. 

It is planned that the art museum will 

be occupying the ground floor from 1 

February 2018. While the top floors for 

residential apartments are now being 

used as commercial/retail space. 

“These tenants will be relocated to 

another building in the node once we 

start the second phase of renovations of 

the apartments.” 

The property at 24 Fenton is managed 

by Matimba Ngwenya. The proposed 

plan for the project is business model 

of back packer and tourism. 

Our portion Property Development 

claims that individuals who invest are 

expected to see a return on investment 

by getting solid tenants for the 

building on long term lease with rental 

escalation every year. Shareholder 

makes a profit off the rent. The ROI 

is available once per financial year 

(February) with the option to either 

withdraw gains, cash out, re- invest, 

or sell back to the company. With the 

addition of property prices increasing 

year on year as the property market 

enjoys a resurgence, this means at 

the current rate 1 share carries R4000 

value. Next year the value goes up 

when bank reevaluates the asset so the 

shareholder gets profits off the rental 

and enjoys growth in the share year on 

year as the value of the asset increases. 

The investment process will require 

FICA collection, FICA documentation 

and Share Sale Agreement.. The 

purchase reference number will be 

provided to investment for payment 

into the lawyer’s trust account. While 

share certificate will be issued to 

investors once payment has been 

received. 

For more information contact Mondli 

Mungwe at mhvmungwe@gmail.com 

or on 0840115789 

finishes, materials and contracting 

services. 

According to the KZN construction 

website, The KZN Construction 

Expo is the only multi-disciplinary 

show for Kwazulu-Natal’s built 

environment focusing on buyer and 

seller engagements through freeto-attend 

content and face-to-face 

interactions under one roof. With 

thousands of attendees ranging 

from small contractors through 

to architects, quantity surveyors, 

property developers, government 

and industry associations. 

Next year the expo will take centre 

stage at the same venue on 20-21 

February.


SMME, what you should know 



5 

So, you want to be an 

entrepreneur? Why? 

It is because you have to? 

It is because you want to? 

Whatever your reason, we’re going to 

go on a journey to teach you how to 

become the best entrepreneur you can 

be. 

SMME News will help you understand 

the recipe for business success, and 

support you in your effort to take your 

business idea and develop it into a great 

business. 

But before we start looking at the 

specifics, we need to look at exactly 

what we mean when we use the word 

‘entrepreneur’, the positives and 

negatives of being an entrepreneur, and 

get you to ask yourself questions about 

how you fit into the mould of being an 

entrepreneur. 

How does your definition compare to 

this one? 

An entrepreneur is someone who 

owns and runs a small business, who 

is responsible for the risks and reaps 

the rewards, and is committed to 

the growth and development of the 

business. An entrepreneur is a person 

who has created his/her own job rather 

than taking one from someone else. 

Did you come up any of these? 

 

 

 

 

 

unemployed 

 

opportunity 

Now, have a look at these 

characteristics: 

Entrepreneurs are: 

they don’t take foolish 

risks, but rather look at business 

opportunities and make a decision after 

looking at things very carefully. This is 

what we call a calculated risk. 

being confident means 

that you believe in yourself no matter 

what, especially in the bad time! 

they take responsibility 

for their own lives, and often for other 

people’s lives, such as people that they 

employ. 

they have more energy 

than the average person. And they need 

it, especially when starting a business 

because it means long hours and lots of 

hard work. 

they know where they’re 

going and how they’re going to get 

there. 

they want to win and 

succeed. 

they work where towards 

their goals and don’t get distracted by 

other things. 

they get straight to the point 

and do the business that needs to be 

done. 

they have 

many skills and those they don’t have 

they find someone who can help them. 

They always want to learn something 

new, and are always looking at ways to 

make their business better. 

they don’t give up easily!! 

Advantages: 

 

 

to do 

 

 

 

Disadvantages: 

You should always remember the 

drawbacks or negatives. Are you 

prepared for the things that aren’t all 

that positive? 

 

Like these: 

 

 

committed 

 

 

 

 

of your business 

 

Why do some businesses succeed and 

others fail? 

It is important that we look at why 

businesses fail because then you’ll know 

what to avoid in starting and running 

your own business, and thereby increase 

your chance of success. 

(1) Lack of management skills 

Some entrepreneurs don’t have the 

leadership ability to run a business. 

Also, they don’t have the necessary 

knowledge to manage a business. 

(2) Lack of knowledge and/or 

experience 

Entrepreneurs need to have experience 

in the type of business they want to 

run. For example, if you want to start 

a retail clothing business, you should 

first work in a retail clothing store 

to gain some experience of how the 

business operates. If you don’t have the 

experience, you most certainly need 

knowledge of the type of business you’re 

interested in. for example, if you want 

to start a building business, you are 

destined to fail if you don’t have a basic 

qualification in the skills that you need, 

such as brick laying, plastering etc. 

(3) Shortage of capital 

Many entrepreneurs make the mistake 

of starting with too little money, or they 

struggle to get money to operate their 

business. Very often they underestimate 

the costs involved when starting a 

business. 

(4) Customer credit 

For many small businesses there is 

pressure to sell on credit rather than 

COD (cash in delivery). However, 

you cannot sell everything on credit, 

otherwise you won’t have cash for the 

day to day running of the business. 

(5) Poor planning 

Many entrepreneurs do not realize the 

importance of planning. A business 

needs to be planned. Most businesses 

that fail have not had a well thought out 

plan. 

(6) Over – investing in assets 

Entrepreneurs need money to run the 

business, but they also need assets. 

Often they buy too many assets and 

then do not have enough money to run 

their business. 

(7) Stock shortage 

when a business does not have 

enough stock to sell, customers can 

become angry and stop supporting the 

business. Another problem is that many 

businesses have too much of the wrong 

stock. 

(8) Lack of support 

Entrepreneurs need to have a lot of 

support when starting a business. If an 

entrepreneur does not have support 

from customers, friends and family then 

the business can fail. 

(9) Unethical behavior 

Entrepreneurs must practice ethical 

behavior. This means that they must 

be honest in the way they run their 

businesses. Entrepreneurs who cheat 

or are dishonest may score for a short 

period but, over time, they usually lose. 

(10) Poor financial management 

A lot of entrepreneurs spend the money 

the money the business makes, and 

forget to put some of this money back 

into the business to make it bigger and 

better. Don’t spend all your profits!! 

(11) Unrealistic expectations 

Unrealistic business owners are business 

owners who fail. Those who are 

successful have realistic goals and set 

their sights on what they can achieve. 

Success doesn’t happen overnight, but 

requires hard work and effort. 

(12) Weak communication skills 

A person might have the best skills and 

most amazing product but if he/she 

doesn’t have the communication skills 

to sell it to the world, the business is 

doomed. 

(13) Complacency 

Business is a competition, and you 

must always be working to be better 

than your competitors. If you become 

complacent (too relaxed), your 

competitors will overtake you. 

Is failure bad? 

Absolutely not!! 

Most of the top entrepreneurs in the 

world have failed at some time in their 

careers. The difference is that they didn’t 

look for excuses, nor did they give up. 

Instead, they learnt from their errors 

and tried even harder, making sure not 

to make the same mistakes again. 

Here are the biggest myths about 

failure: 

 

everybody to success 

 

the journey to success 

 

you see as success and what as failure 

 

be afraid of failure. When you’re not 

scared, that’s when you’ll succeeds 

 

look at failure in perspective 

The entrepreneurial profile 

Now that you have a better idea of what 

an entrepreneur is, we need to ask the 

big question – Are you an entrepreneur? 

The only way you can answer this 

question is if you know who you are. 

We will guide you in finding out more 

about yourself by asking you questions, 

and making you think about some 

important aspects of what makes you 

who you are. 

The purpose of this section of the unit 

is not to judge you, but rather to help 

you know yourself better, you don’t have 

to share any of your answers, so be as 

honest as possible 

To start, answer these rather difficult 

questions in your mind: 

 

expected of you in starting up a 

business? 

 

business success depends on your own 

efforts? 

 

are involved in running you’re on 

business? 

 

your own business? 

 

kind of personality? 

 

So, who is the real you? 

Skills 

This is the ability to do something well 

Experience 

This is what happens when we gain new 

knowledge or skills by watching others 

or by being involved in activities. 

Interests 

This is a subject that you like to read 

about, speak about, hear about or 

finding interesting. It is unlikely that 

you will be interested in something that 

you cannot do well. That means, that in 

order to run a successful business, you 

should be interested in what you are 

doing. 

Aptitude 

This refers to your natural talents and 

ability. Everyone has a range of skills 

and aptitudes – they are things that 

you naturally do well. Knowing your 

aptitudes will help you make the right 

decision when choosing what business, 

you want to go into. 

Values 

These are personal beliefs that tell you 

what is right and what is wrong. Values 

are important when it comes to making 

decisions and choices in life. 

Personality 

This is the part of your character that 

others see. It is the total picture that 

others have of you 

by the way you behave at work, on the 

sport field or in a social setting. 

When looking at the personalities of 

successful entrepreneurs, most of them 

have the 

following main personality traits: 

 

 

 

 

 

 

 

 

 

skills, through training and education 

 

 

 

From this list, think about the traits you 

already have and those you will need to 

develop or improve upon. Risk yourself 

from 1-10 on each element, with 1 being 

very weak or missing completely from 

your personality, and 10 being strong 

and always present in your behavior. 

Indicate your rank by writing the 

number in the blank space provided. 

Human relations: Interest in others 

and the ability to get along with 

them is essential for business success. 

Entrepreneurs must take interest 

in customers and get along with 

employees. 

Rank 

yourself……………………………… 

Initiative: This is the driving force 

behind small businesses. Entrepreneurs 

should be able to come up with new 

ideas or methods and be ready to put 

them into action. Entrepreneurs are 

always on the lookout for new and 

better ways to do things. Entrepreneur 

are creative problem solvers. 

Rank yourself…………………………… 

High energy: Long hours and extra 

effort are needed to start any business. 

Entrepreneurs need plenty of energy 

to sustain both the interest and effort 

needed to be successful. Entrepreneurs 

become restless when delayed and 

prefer quick actions and results. 

Rank yourself………………………… 

Self-confidence: Entrepreneurs believe 

in themselves and have confidence 

in their own abilities to succeed. As a 

result, they aren’t afraid to take risks. 


Desire for profit: Entrepreneurs work 

hard, take risks and would rather own 

their own a business and work to make 

a profit than a monthly salary. 

Rank yourself…………………………. 

Determination: Entrepreneurs do not 

give up when faced with a problem. 


Risk Taking: Entrepreneurs do not take 

foolish risk. They look at a business 

opportunity intelligently and weigh 

up the risk involved before making a 

decision. 


Self-Discipline: Entrepreneurs have the 

drive to work 6 days a week for 10, 12 or 

14 hours a day. If success means having 

to get up at 6 a.m. every morning, 

they’re up and moving at that hour. 

Entrepreneurs make the most of the 

waking moment. 


Master of Skills, Training and 

Education: Successful entrepreneurs are 

well trained. They see mistakes as a part 

of the learning process. 


Using resources well: Entrepreneurs 

know how to put the right people 

and things together to do a task. By 

effectively combining people and jobs, 

they are able to achieve their business 

ideas and objectives. 


Creative and innovative: Wealth is 

not just about the physical things you 

have, but also includes human creativity. 

Entrepreneurs always look at new 

ideas in search of opportunities. To the 

entrepreneur there is always a better 

way. 


Independence: Entrepreneurs want to 

make their own decisions about how to 

run their own business. Entrepreneurs 

also hold themselves accountable for 

their own decisions and actions – they 

do not blame others when things do not 

work out as they had planned. 


Not all entrepreneurs are born 

with these characteristics. They are 

developed through life experiences and 

training and simply doing…. 

What’s surrounding you is nothing 

compared to what’s in you. 

Know yourself, then you will know 

when it’s time for you to change. 

Take a journey to the inner you. After 

all, your greatest or worst enemy is 

yourself. 

The importance of knowing yourself 

before attempting to know anything else 

is obvious. 

At this stage you are aware of your 

strengths and weaknesses. You 

know what it takes to be a successful 

entrepreneur. Develop and improve 

your weak traits, excel your strengths. 

Conclusion 

You have just been through a journey of 

self-discovery. 

On this journey you have identified 

your strengths and weaknesses, and 

looked at whether you are prepared for 

the journey 

of starting your own business. You 

should now have a good idea of what 

the ideal entrepreneur 

is like, and how you fit into this mould. 

Just remember that you are not 

necessarily going to be 

the perfect entrepreneur. You’re going 

to make mistakes, but that’s all part 

of learning and becoming a better 

entrepreneur. 

You now know which areas you need to 

work on, and you’ve 

got a plan on how you’re going to deal 

with these areas. So, stick at it, and 

success will follow!



6 

 


For quality meat, head to Glenaire Gourmet Grill 


In the heart of eThekwini CBD, lies 

a meat hub like no other, boasting 

state of the art facilities, quality 

and fresh meat as well as friendly staff 

members. 

Glenaire Gourmet Grill and Meat 

Market provides services that other 

butcheries and grills could only 

dream of. The business started 

2-years ago with a butchery and has 

since grown to include a restaurant 

to further enhance their quest for 

creating an environment where 

people can get quality produces at an 

exceptionally low prices. 

Glenaire is a one stop shop for lovers 

of quality and fresh meat. 

Apart from offering delicious meals, 

Milkshakes and Desserts, Glenaire 

also serves as a venue for hosting 

various events ranging from Baby 

Showers, Staff Parties, Business 

Meetings to business functions just 

to mention a few. This is basically a 

place where everyone gathers. 

According to Glenaire Gourmet Grill 

store manager, Mr. Blessing Dube, 

unity among the staff members is 

among the reasons why they are able 

to offer great services. 

“Quality staff members create a good 

YOUR Friendly Manager: Glenaire Butchery Store Manager, 

Mr. Michael Lingenfelder seen here with staff members Sajida 

Ebrahim and Jane Makadurg 

team which enables us to deliver. A 

great service is everything to us” 

Judging by the rate at which Glenaire 

continues to gain popularity for its 

great meat and services, the next time 

you visit their store – you are likely to 

even meet everyone you know there. 

Glenaire has been able to garner 

support from all walks of life, the 

secret behind that is their value for 

money products and random specials 

which are regularly rolled out to 

ensure everyone is catered for. 

“Because we have our own butchery, 

we are able to offer quality meat. 

We don’t go outside to source our 

products” 

It is not just low prices that attracts 

YOUR Friendly Manager: Glenaire Gourmet Grill Store manager 

Mr. Blessing Dube with one of the staff members at Glenaire 

customers to Glenaire, there’s an 

array of small things that they do 

to ensure customer’s needs are 

prioritised, namely; opening from 

07h00am to 07h00pm on weekdays 

to ensure that whether you arrive 

in town early or leave late you do 

get whatever it is that you want, 

opening early on month ends for 

customer convenience and having 

five television for customers to enjoy 

sporting events while digging into 

their favourite meals as well as free 

WiFi for customers. 

At Glenaire, what you see on the 

menu is what you get served on your 

plate. The next time you are around 

eThekwini CBD, be sure to visit 

Glenaire Gourmet Grill on Dr. Pixley 

KaSeme formely known as West 

Street. 

This is My Story 

Nondumiso 

Buthelezi 

SSME Staff Reporter 

I am Nondumiso Buthelezi, a 26 year 

old lady, born and bred at Empangeni. 

Being orphaned at an early age, I grew 

up at boarding school and in relative’s 

houses. I have always loved the business 

world and that’s what led me to study 

Marketing (National Diploma) at the 

Durban University of Technology. 

Having worked in retail and at call 

centres without fulfilment and success, 

I decided to pursue my passion in 

business. 

I am currently running my own small 

business called Tangy Project. The 

business does Marketing, promotions 

and Business innovation, venturing 

into events. I have always loved helping 

people but over the years, I have learnt 

that you need to help yourself first before 

helping others and that you can’t feed 

anyone from an empty cup. 

Being a victim of abuse by people that 

came into my life, I became depressed 

and had a very low self-esteem. This led 

me to making a lot of mistakes. At the 

age of 26 I already have three kids. So I 

decided to take charge of my life. Firstly, 

I had to find a way to deal with the low 

self-esteem and depression, and this set a 

pathway to my new business. 

I started out selling swimwear and most 

women I sold to had similar problems as 

mine. I was trying to reach out to women 

by not necessarily telling them this is me 

helping you learn to be comfortable in 

your own skin - that you are sexy enough 

and beautiful enough. Some came back 

to thank me, well most of them actually. 

I then decided to register a company, an 

“events” company to be precise. Unlike 

other events companies, my events are to 

have fun while learning something that 

will either change or save your life. That 

is how my first event (coming soon) - 

The Singles Valentine’s Picnic, was birth. 

Singles Valentine’s is basically to draw 

single men and women just to share 

the good and the bad of being single; to 

share with men some of the things that 

we as women feel are abuse when they 

think it’s fine; to share how you move on 

from a situation that changed your life 

for the worst. 

These were just some of the issues I 

had in mind when I came up with 

the idea but as soon as we started 

talking about the event, people started 

questioning why we’ve excluded them, 

married people for example have been 

questioning so we decided that everyone 

is welcome. Who knows maybe one 

woman sharing how she is happily 

divorced will save another from a dead 

marriage, from an abusive relationship 

that could possibly even lead to death. 

I do hope that people will have fun and 

also learn something from the event, if 

not something that will help them now, 

then something that will help them in 

the future. 

ABOUT THE EVENT: 

The Singles Valentine’s Day Picnic will 

take place on the 25th February 2018 

at the Zululand Multi Sports Club 

(Alkanstrand Beach) starting at 11am till 

22h00. 

The picnic will boast a host of ‘surprise’ 

activities, food prepared on site by 

professional executive Chef Richard 

Ndlanzi from Mfolozi Casino, speakers 

such as Nhlakanipho Mnguni from 

Sihubela Events, Nqobile Mkhize 

(Drama Queen), Mary Naidoo (Women 

of worth) and others. 

“We are really excited to be hosting an 

event of this nature. Our attendees (our 

singles) can look forward to a chilled 

session with elements of delectable treats, 

fashion, cars, comedy and soothing 

sounds whilst overlooking the tranquil 

wonders of Mother Nature. This is an 

event to rival all picnics and is not to be 

missed”. 

To make your day worthwhile, we are 

proud to announce that institutions like 

SMG, Virgin Active, Telkom Mobile, 

Beauty with Khanyi are among our 

sponsors. Branding and Sponsorship 

opportunities are available and requests 

can be made through the event 

organisers. 

Tickets for only R200.00 (inclusive of 

food, wine & cocktails) are available 

at Pick n Pay supermarkets and online 

via web tickets (Link: www.webtickets. 

co.za). The event organisers can be 

contacted as follows: Nondumiso 

Buthelezi on 0839486903 / email: 

nondumisolungileb@gmail.com or Scelo 

Mazibuko on 0813708526. 

Thamisanqa 

Gcaba 


Thamisanqa Gcaba is a young 

man from KwaDukuza, KwaZulu- 

Natal and has demonstrated 

that no situation can hinder 

any individual who has a strong 

willingness to succeed. This 

attitude prevailed following his 

Gunshot Accident in 2008 where 

he was left physically challenged 

(wheelchair bound) which 

affected and changed his life 

completely, making it hard for him 

to provide for his family and his 

new born son as well as furthering 

his studies. 

Gcaba continued to look at life 

beyond his disability while many 

people had written him off, he 

is the founder and director of 

Thembela Projects and Logistics 

and owner of a mobile kitchen 

business that sells food around 

KwaDukuza. 

Gcaba has always aspired to be 

an entrepreneur and his dream 

materialized when he obtained a 

school feeding scheme contract in 

2013 he hasn’t looked back. From 

then on, his passion for business 

has propelled him to venture 

into other businesses, in 2014 he 

entered the field of Agriculture 

and he is doing it to this day. 

One of his greatest passions 

and gifts is being a motivational 

speaker, mainly targeting young 

people and inspiring them that 

nothing is impossible if you 

believe and willing to pay the 

price no matter what life throws 

at you. Gcaba is also the founder 

of a non-profit organization 

called God’s Heart, which focuses 

on the youth and people living 

with disabilities in creating a 

platform for them to have access 

to opportunities and getting up to 

make the best of their lives. Apart 

from being a businessman and a 

civil society leader, Gcaba is also 

working on a book which will be 

released this year. 

One of his favourite quotes is, 

“only those who are willing to go 

and push themselves too far can 

possibly find out how far they can 

go”




7 

Education 

SARS Tax education Sessions: What you 

need to know about Value-Added –Tax 

Oyewo Adetola Elizabeth 

responsibility of 

the government can only 

“SOCIAL 

be fulfilled if the necessary 

taxes have been paid by the people 

earning taxable income in South 

Africa” these are the words of 

Stephen Govender. 

On 25 January 2018, the South 

Africa Revenue Service (SARS) held 

one of its free education sessions 

for the public at the SARS office, 

Umhlanga Ridge. Speaking at 

this session, Stephen Govender 

highlighted the basis of VAT. 

VAT stands for Value Added Tax, 

based on Act no 89 of 1991.VAT is 

an indirect system of taxation and is 

a tax on the value you add to goods 

and services you render or sell. 

Before a person can register as a 

VAT vendor, the person has to carry 

on an ‘enterprise’ as defined in the 

Act. An enterprise is defined as any 

activity carried on continuously or 

regularly in the Republic or partly 

in the Republic, in the course or 

furtherance of which goods and 

services are supplied to any other 

person for a consideration, whether 

or not for profit. The definition 

contains certain specific inclusions 

and exclusions, the most notable 

exclusions being services rendered 

by an employee to an employer; the 

private or recreational pursuit of 

hobbies and VAT exempt activities. 

VAT is levied at different rates on 

different businesses and types of 

services rendered. VAT standard rate 

 

motor repairs and restaurant 

 

levied on brown bread, milk, eggs, 

rice, petro, sale of ongoing concern 

and direct export. If zero rated items 

are sold as a meal then it is supplied 

at standard rates e.g. glass of milk 

sold in a restaurant. Certain products 

or services are exempted from tax 

such as passengers’ transportation, 

financial services as insurance or 

medical, renting a dwelling for use 

as a private home and educational 

services as crèche. 

The registration requirements 

for VAT could be compulsory 

or voluntary registration. The 

compulsory registration involves R1 

million sales for the last 12months 

will exceed R1 million contractual 

obligation effective 1 April 2014 and 

R50, 000 for non-resident suppliers 

of certain electronic services effective 

1 June 2014. 

Voluntary registration involves R50 

000 sales for last 12 months, not yet 

made any taxable supplies or who 

made less than the R50 000 threshold 

and is reasonably expected to be met 

after a period of 12 months, effective 

1 April 2014. 

There is tax relief for SME business 

called the ‘small business relief. The 

tax relief was put in place based on 

the realization that new business and 

small business are the life blood of 

the economy. There are also certain 

tax incentives especially designed 

for small business. A small business 

that qualifies as a small business 

corporation (SBC) pays no income 

tax on the first R75 750 taxable 

income for financial years ending on 

any date between 1 April 2017 and 31 

March 2018. The rate of tax payable 

will depend on taxable income as the 

rates for a SBC are progressive, the 

higher the taxable income, the higher 

and the tax rate. 

Micro businesses that qualify 

should also consider registering for 

Turnover Tax as this will reduce and 

simplify their tax compliance and 

administrative burden. 

For individuals interested in the free 

tax education session, the dates for 

other upcoming session in February 

and March 2018 in Kwazulu-Natal is 

open to the public at no cost at SARS 

offices at Umhlanga and Newcastle. 

SARS office in Umhlanga, is located 

at 29 Equinox Road Umhlanga 

Ridge. SARS office in Newcastle is 

Inhlansi yethemba kumabhizinisi asafufusa 

Nkosikhona Cele 

INHLANGANO ebhekela kakhulu 

ukufukulwa kwamabhizinisi 

amancane, eyaziwa ngokuthi 

i-Business Partners Limited, ithi 

thokola themba amathunzi ayewukela 

kuwona wonke amabhizinisi 

amancane. 

Lokhu kusho ukuthi kuzobonakala 

amabhizinisi amancane edlondlobala 

ngokuphindaphindiwe kulo nyaka 

njengoba umqondisi wale nkampani, 

uMnu Ben Bierman, ebalulile 

esitatimendeni abesithumelele 

abezindaba. 

Isizathu salokhu uMnu Brieman 

uthe sihlobene kakhulu nalokhu 

okobonakala kuqhubeka 

kwezepolitiki, ikakhulukazi 

eqenjini elibusayo, i-African 

National Congress (ANC). Uthe 

okuzoholela ekutheni amabhizinisi 

amancane adlondlobale wukuthi 

ubuholi obusanda kuqokwa 

bubonakala bunentshisekelo 

enkulu yokusebenzisana kahle 

nabo bonke osomabhizinisi, nalabo 

abangamaklume kwezamabhizinisi. 

UBierman uveze ukuthi akubuzwa 

nokubuzwa ke ukuthi lokho 

kuzothela izithelo ezinhle kuwona 

wonke amabhizinisi amancane. 

Ngokusho kwalo mqondisi ubuholi 

obusha bufuna ukwenza isiqiniseko 

sokuthi imali iphathiswa okwezikhali 

zama Ntungwa, ikakhulukazi 

ezinkampanini zikahulumeni 

kanti okunye okubukeka kuvuna 

kakhulu amabhizinisi amancane 

wukuthi ubuholi obusha buhlose 

kakhulu ukuthi imali eningi 

ibonakale isebenza ezinkampanini 

ezingaphakathi eNingizimu Afrika, 

ikakhulukazi lezo ezisafufusa. 

“Ukungena kobuholi obusha 

beqembu elibusayo kubonakala 

kuzothela izithelo ezinhle futhi 

ngokukhulu ukushesha lokhu. 

Okuhle ngalobu buholi wukuthi 

bufuna ukubona namabhizinisi 

amancane ehamba kahle. Lokho ke 

kuzodala ukuthi nawo amabhizinisi 

amancane abonakale eba 

nenqubekela phambili.” 

Okunye akuchaze njengokunyelwa 

yinyoni esandleni kosomabhizinisi 

abancane wukuthi kungenzeka 

kube yibona abahlomula kakhulu 

emathubeni amahle ezomnotho 

angase avele ezweni i-Zimbabwe. 

Yize uMnu Bierman ebona sengathi 

sekuzokhanya kubona bonke 

osomabhizinisi abancane,kodwa 

ubaxwayise ngokuthi bangalenzi 

iphutha lokuthi basebenzise 

budedengu inzuzo abazoyenza. 

Uthe kusemqoka kakhulu 

ukuthi bonke osomabhizinisi 

ikakhulukazi abancane bazihloniphe 

futhi bakuqonde ukuthi imali 

isetshenziswa lapho okunesidingo 

khona. Uthe imfihlo yokudlondlobala 

kwamabhizinisi amancane yindlela 

okuphathwa ngayo imali futhi alikho 

ibhizinisi elingeke lakhula inqobo nje 

uma imali isetshenziswa ngendlela 

eyamukelekile. 

“Kuyisifiso sami esikhulu ukubona 

bonke osomabhizinisi bezihlupha 

ngokuthi basebenzise izimali 

zamabhizinisi abo ngendlela 

okuyiyo futhi eyamukelekile. 

Phela ukukhula okanye ukuwa 

kwalo ibhizinisi kuncike kakhulu 

ekutheni imali yalelo bhizinisi 

isetshenziswa kanjani. Kusemqoka 

ukuthi bonke osomabhizinisi 

ikakhulukazi abasafufusa bakwazi 

futhi bakuqaphele” kubeka u 

Bierman ngaphampi kokwengeza 

ngokuthi kuhle ukuthi kuzohlomula 

nalabo abasebhizinisini lezolimo, 

okuyinto aveze ukuthi inhle kakhulu. 

Uthe kumqoka ukuba nezolimo 

zibonakale zikhula. UMnu Bierman 

ukhuluma kanjena nje kusanda 

kwethulwa ngokusemthethweni 

inhlangano ezobhekelela nje ngqo 

izidingongqangi zabalimi bakamoba, 

iSouth African Sugar Association 

(Sasa). 

Ukusungulwa kwale nhlangano 

ebonakala izoba yisibani sabalimi 

bakamoba kushayelwe elikhulu 

ihlombe leli nanguMnu Hans 

Hackman oyisikhulu esiphezulu 

senhlangano, eyaziwa ngokuthi 

yiSouth African Farmers 

Development Association (Safda).



8 

Land of Opportunity 


INVESTEC youth entrepreneurship programme 

INVESTEC supports the 

growth of young South African 

entrepreneurs by providing 

global exposure and support 

initiatives, in order to grow the 

South African economy and create 

employment opportunities. 

Investec wants to grow the South 

African economy and society. 

To achieve this they focus on 

two key areas, education and 

entrepreneurship. Their Global 

Young Entrepreneurs’ Programme 

provides a platform that exposes 

South African entrepreneurs to 

global business thinking. 

Exposure trips abroad 

Every year Investec, in partnership 

with En-novate, sends a group 

of young entrepreneurs from 

various sectors to specifically 

selected countries in order to gain 

global exposure. Each itinerary 

provides them with opportunities 

to network and to engage with 

venture capitalists, funders and 

captains of industry. The aim is for 

entrepreneurs to return back home 

not only stimulated and inspired, 

but also with a list of potential 

partners, funders and markets for 

their product or service. 

Upcoming trips in 2018 

Israel 

Target: Social entrepreneurs 

1 – 8 March 2018 

Berlin 

Target: Textile Manufacturing 

20- 27 April 2018 

Singapore 

Target: Financial Services 

13 - 20 July 2018 

Helsinki 

Target: Education 

12 - 19 October 2018 

Programme objectives at a glance 

1. Grow entrepreneurial networks by 

creating business contacts between 

South African entrepreneurs and 

their international counterparts. 

2. Facilitate access to people of 

inspiration and industry-specific 

knowledge. 

3. Showcase social and for-profit 

entrepreneurship approaches which 

provide insights into how businesses 

can be a force for good in society. 

4. Expose how technology and new 

methods of thinking can be applied 

to improve business. 

5. Showcase the best of South 

African entrepreneurs and initiate 

engagement with potential investors, 

companies and other stakeholders. 

Interested? Check if you qualify: 

 

South African citizen or permanent 

resident under the age of 40. 

 

attended a previous Investec trip 

within the past 12 months. 

 

entrepreneur/owner of the business 

and not an employee. 

 

entrepreneur. 

 

based, for-profit business from the 

sector in which the trip is focused. 

 

least six months and not in the ‘idea’ 

phase. 

 

R50m per year. 

For enquiries contact: shaun. 

mallanna@investec.co.za 

Enterprise development programmes for enterpreneurs 

JUNIOR Achievement South Africa 

Enterprise Development Programme 

Junior Achievement South Africa is 

a unique intensive incubator style 

entrepreneurship skills programme. 

The aim of this project is to address the 

unemployment challenge amongst the 

youth. This programme provides practical 

entrepreneurial skills and traditional 

workplace readiness skills. This will 

solve the challenge the youth face when 

entering the job market with insufficient 

experience. 

The programme consists of 20 four hour 

sessions which runs for three to four 

months. The students are expected to start 

running a real business, with the intention 

that the businesses are sustained after the 

programme is completed. 

Who should apply? 

This programme is targeted at young 

adults between the ages of 18 and 25, 

who are not in school and are currently 

unemployed. Participants are chosen 

based on: 

 

 

entrepreneurial activity 

 

skills 

 

development. 

To contact Junior Achievement South 

Africa 

 

 

The Women’s Enterprise Development 

Initiative 

This is a niche private equity and 

Technical Assistance Programme that 

creates superior returns for investors by 

investing in women entrepreneurs. This 

fund supports wealth and job creation, 

while providing support to women in 

developing countries, helping them to 

build viable and sustainable enterprises. 

Who should apply? 

Dynamic women with a record of 

achievement in businesses? that support 

women 

To contact Women’s Enterprise 

Development Initiative 

 

 

Standard Bank Enterprise Development 

Programme 

Standard Bank is offering a specialised 

Enterprise Development programme. 

The aim of this programme is to offer 

financing solutions to primarily BEE 

businesses that have achieved access to 

superior earning opportunities from 

corporates or the public sector. 

Who qualifies? 

 

 

ownership 

 

become more BEE viable. 

How to apply 

Standard Bank has a different approach 

to enterprise development programmes. 

A business will select or choose a supplier 

and then contact Standard Bank, the 

bank will then offer the supplier financial 

assistance, which will enable them to meet 

their obligation to fulfil the contract. 

For more information 

 

5980 

 

co.za 

First National Bank – Vumela 

Enterprise Development Fund 

This initiative was developed in 2010 

and has already invested R186 million 

into alternative SME financing tools. 

The aim of this programme is to unlock 

explosive growth in SME businesses and 

for creating optimal conditions within 

these businesses to help them to achieve 

success. 


“Our solution will help corporates meet 

the new B-BBEE requirements which 

could see some companies downgraded if 

they do not empower their supplier base. 

More importantly, the holistic nature 

of our model could yield a sustainable 

economic growth model among the 

participating companies,” says Head of 

Enterprise Development at FNB, Heather 

Lowe. This programme also targets highimpact 

SME’s and is open to all industries. 

How to apply 

Fill in the application form which is 

readily available and send it in to FNB or 

Vumela. 

To find out more 

For more information on the Vumela 

Enterprise Development fund, please 

email Heather.Lowe@fnb.co.za or 

JGoldberg@edgegrowth.com. 

Nedbank Enterprise Development 

Programme 

This programme offers you growing 

business flexible financial solutions 

along with business strategy mentorship 

programmes. By joining this programme 

you get access to a number of resources, 

including: 

 

you to purchase fixed assets, maintain 

your inventory and meet your ongoing 

operating needs 

 

your businesses industry and cash flow 

cycle 

 

will take place through seminars and 

accredited institutes 

 

business expertise 

 

you to meet like-minded entrepreneurs in 

your area. 

How to apply and find out more 

Apply through the Nedbank website or 

contact them directly: 

 

 

 

Absa – Enterprise Development Fund 

Absa host a R250 million Enterprise 

Development fund, which finances 

SMME’s in the value chains of these 

corporates or government entities. This 

Enterprise Development Programme will 

also involve corporates and government 

entities that are interested, allowing them 

to meet their ESD obligations. 


 

 

 

(SME). This includes start-ups and 

existing businesses. 

 

from normal banking channels 

 

permanently in South Africa 

 

operations 

 

relevant to your business 

 

historical financials or a realistic cash flow 

forecast 

 

account is held with Absa, no split 

banking is allowed 

 

R3 million with a maximum loan term of 

five years 

 

the finance application resides in the 

province where your SME resides. 

How to apply 

Complete an application form and bring 

it in to your nearest Absa branch, along 

with the supporting documentation listed 

on the last page of the form. 

The Royal Fields and Job Funds’ 

Enterprise Development Programmes 

Royal Fields Finance is a financial services 

group that focus on funding small and 

medium enterprises; in partnership with 

the Jobs Fund they have launched an 

enterprise development program worth R 

100 million to support SME’s. 


This programme focuses on SME’s that 

are unable to raise funding from banks or 

traditional funding institutions, due to a 

lack of trading history, security and risk 

capital. 

The target of this programme is small and 

medium sized enterprises, that have an 

annual turnover of less than R60 million 

and that require funding between R 70 

000 and R2,5 million. 

The following sectors will be emphasised 

for this programme as they have been 

identified as high growth businesses: 

 

 

 

 

How to apply? 

You will need to complete a telephonic 

interview, face-to-face interview, credit 

assessment, compilation of credit reports. 

Your application will then be considered 

by the Credit Committee and an onsite 

due diligence is conducted to assess your 

business. 


Please contact Royal Fields Finance at: 

 

 

 

 

Siyakhula Enterprise Development 

Programme 

Total South Africa launched the Siyakhula 

programme, which is part of Total’s 

commitment to transformation through 

the development of black entrepreneurs 

and enterprises. Total South Africa CEO 

and Managing Director, Mr. Christian des 

Closières explains: “Although enterprise 

development has been a component 

of Total South Africa’s transformation 

strategy for some 60 years, it is time 

for the company to put more effort 

and resources into our enterprise 

development projects, start consolidating 

on the remarkable gains, and expand our 

enterprise development footprint into one 

consolidated programme, Siyakhula.” 


This enterprise development programme 

focuses on three specific sectors, namely: 

 

enterprise development 

 

 

How to apply 

To find out more send your enquiry 

or application to: customerservice@ 

totalcustomercare.co.za. 

The Small Enterprise Development 

Agency (SEDA) 

The Small Enterprise Development 

Agency is an agency affiliated to 

the Department of Small Business 

Development. The mandate is to 

implement a standard and common 

national delivery network for small 

enterprise developments as well as 

integrate government-funded small 

enterprise support agencies across all tiers 

of government. 


 

 

703




9 

Franchising opportunities 


STARTING a business from scratch 

and trying to build its base to make 

it as reputable as it can possibly be is 

a very hard thing to do. It is due to 

this reason that some people resort 

to buying franchises and utilize their 

business management skills to make a 

known entity thrive while also raking 

in a reasonable amount of profit. 

Franchising continues to grow as more 

and more big corporations look to 

invade all corners of the country and 

beyond. 

If you are looking to buy a franchise, 

here are a few household name 

franchises which are ranked among the 

low costing franchises in South Africa. 

The information provided here is from 

whichfranchise.co.za. 

The Bed Shop: The Bed Shop is South 

Africa’s largest independent bed retail 

franchise stores. The business is a 

division of Dynamic Bedding who 

manufactures the products for the 

store. 

Finance Details 

 

 

 

 

 

 

King Pie: King Pie was established in 

1993 and has been part of consumers’ 

lives for over 24 years with a strong 

South African heritage. King Pie 

products are known for its quality, 

taste, wholesomeness and value 

pricing. The King Pie franchise is 

without a doubt the biggest and most 

successful pie franchise with over 280 

outlets in South Africa and African 

countries like Mozambique, Namibia, 

Swaziland and Ghana. 


Concept: King Pie Store: 

 

000 & R550 000 (Depending on size 

and layout) 

 

 

 

 

 

turnover 

Concept: King Pie Express Unit 

 

(Site dependent) 

 

 

 

 

 

turnover 

Concept: King Pie Kiosk 

 

(Site dependent) 

 

 

 

 

 

turnover 

 

available as unencumbered funds 

The Fish and chip co: Fish & Chip Co. 

Franchises bring old England’s national 

food of battered-fried fish escorted 

by huge fries to our shores to satisfy 

South African appetites. 


Unlike the traditional franchisee 

model, the low royalties and marketing 

fees are fixed and not based on a 

percentage of turnover, making 

this model attractive to potential 

franchisees. 

 

VAT 

 

(Included in set up cost) 

 

ex VAT per week (subject to annual 

escalation) 

 

week (subject to annual escalation) 

Kumon: A Kumon centre is a 

supplementary Maths and English 

franchise. With centres in more than 

46 countries around the world, this 

internationally recognised franchise 

focuses on the development of students 

through the Kumon programme. 


 

minimum investment of R40,000.00 

which includes your licence fee to 

operate your Kumon Centre 

 

 

monthly royalty 

 

tables, chairs, shelves etc. in 

accordance with Kumon guidelines 

 

marketing and rental will be offered 

Costs relating to starting up a new 

business and preparation of a suitable 

venue will be variable depending on 

location and the minimum investment 

and working capital have been 

calculated using base figures. These 

amounts may need to be increased to 

ensure financial stability while growing 

your business. 

Street Vendors – 

around office parks hoping to get 

people who left home too early to 

have breakfast. 

In the afternoons the same 

containers can be seen with people 

walking around with lunchtime 

meals such as rolls and meat. 

Whichever way one chooses to do 

it, it is important to understand the 

products you are selling, and know 

the people you are selling it to. 

How to get 

it right 


BEING a street vendor is 

very lucrative if you play 

your cards right – this is an 

observation made by our reporter 

who embarked on a walkabout 

in the streets of Durban, just to 

observe the street vendors and see 

which ones get more customers 

and which ones don’t. From 

our offices at Smart Xchange on 

Walnut road to The Playhouse 

Theatre through to Workshop 

Centre. 

Street hawkers working in and 

around office parks have an 

advantage of having loyal and 

regular customers, they form a 

relationship with their customers. 

This enables them to provide 

exactly what the customers 

need, and if the customers want 

something that the vendor 

doesn’t have – there is room for 

negotiation. 

Around areas of tourism such as 

the Playhouse where people come 

in from different places just for a 

period of short time and leave – it 

is all about opportunity. Vendors 

have a limited amount of time 

with customers and have to make 

sure they are visible and sell things 

that are appealing, that ensures 

that the customers are taken and 

immediately want to buy. 

Most people may think that in 

and around busy areas, that’s 

where street hawkers make a lot 

of money. But out of observation, 

that might not be the case. It 

depends on what people are busy 

doing really. The Workshop for 

instance has a lot of people who 

are just passing by or waiting for 

someone. Buying for them isn’t 

really an option. There are also 

a lot of hawkers selling similar 

things to one another, customers 

are spoilt for choice. 

Out of ten customers, one hawker 

may end up with two or none. 

It is important for street hawkers 

to identify their working zones 

strategically. You might be selling 

good products to the wrong 

people. 

Another form of hawking which 

is becoming popular in Durban 

is being mobile. A lot of hawkers 

carry visible containers with 

whatever it is that they are selling. 

In the mornings – they can be 

seen with cupcakes walking 

Free membership 

at the BEE 

Chamber 

The BEE Chamber is offering FREE 

Associate Membership to everyone 

involved in B-BBEE. As part of your 

membership, you will: 

1) Have access to the Daily 

BEE News, compiled to keep 

practitioners informed of everything 

B-BBEE in the media 

2) Receive this daily email 

showcasing the headlines and other 

BEE related events 

3) Have access to all future BEE 

Chamber events. 

The Entrepreneur of the Year 

competition sponsored by 

Sanlam and Business Partners 

is an annual competition that 

recognises and honours South 

African entrepreneurs in the small 

and medium enterprises (SMEs) 

sector. The competition celebrates 

excellence in entrepreneurship with 

the aim to inspire others to venture 

into and succeed in the world of 

business. 

Prizes 

You will always gain access to some 

of the paid-for services of the BEE 

Chamber, including: 

1) Learnership management 

2) Bursary management 

3) SED Projects 

4) Ownership Assistance (Trustees 

& Equity Partner) 

For more information: http://www. 

thebeechamber.co.za/newmember 

Entrepreneur of the Year (EOY) 

Awards open on 5 March 2018 

Finalists stand the chance to win 

prizes worth a total value of R2 

million, which includes cash prizes 

of R500 000. Finalists and winners 

are able to expand their networks 

and receive invaluable media 

exposure for their businesses as a 

result of the competition. 

For more information contact 

Fax: 011 713 6655 

Telephone: 011 713 6600 

Email: enquiries@eoy.co.za 

http://www.eoy.co.za/contact-eoy/



10 


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Email: johnsonud2003@gmail.com




11 

Award-winning 

delivery app 

coming to 

Durban 

Business opportunities 

showcased in Durban 


An entrepreneur from Limpopo 

who won an MTN award for his 

on-demand delivery app cited that 

he plans on expanding his work 

and cater for metropolitans such as 

Durban, Cape Town and Pretoria. 

Vutlharhi Valoyi, founder and CEO 

of Zulzi, which is already sitting at 

over 9000 active registered users 

says his company has delivered over 

15 000 orders since its inception. 

Valoyi won in the Best 

Breakthrough Developer at these 

awards and says being recognised 

has opened new doors for his 

business. 

“It is still early days to fully assess 

the impact of the competition on 

Zulzi, but since we won in the Best 

Breakthrough Developer category, 

there has been a lot of interest from 

users and potential funders and 

investors,” 

Prospective customers has to 

download the app on the Android 

and iOS mobile phone platforms 

in order to use the service to get 

delivers from retailers such as Pick 

‘n Pay, Woolworths, Dis-Chem and 

Riverside as well as restaurants and 

fast food outlets. 

The Africa Print Expo took place in Durban from 7-8 February 2018. This annual expo was aimed at showcasing the entire digital print process and features 

from sheeted A3 machines up to Grand format digital equipment it also included both suppliers and manufacturers of commercial and digital printers, 

finishing equipment, software, media and consumables A host of industry professionals mingled with small enterprises in the printing business. This was a 

great platform for showcasing various digital print opportunities and liaising with industry experts. 

Voice your opinion/Letters 

Dear SMME News 

Thank You for sharing great 

opportunities with us, your 

contribution to our growth is 

highly appreciated. I saw in 

one of your copies that you 

will be hosting an SMME 

forum and I would really love 

to be part of it. I did forward 

an email with my company 

details to your publication 

and I really hope to hear from 

you soon. Stay blessed. 

Siya Ngobese, 

KwaMaphumulo 

Dear Siya, 

Thank you for reading SMME 

News and taking the time to 

write to us. We have received 

your information and we 

look forward to sharing your 

entrepreneurial journey with 

you. You will receive more 

details as time progresses. God 

bless you too! 


Hello Team 

I am a big fan of this 

publication, I really enjoy 

reading your articles. They 

are very informative and 

provide a different look into 

the business sector. The 

opportunities that you share 

with us and stories of hope 

are really great to read and 

also learn from. 

I recently opened up a 

small shop with my brother, 

although it is not where we 

would love for it to be at, I 

can certainly say that we will 

go big in the next few years. 

We also applied for one of 

the funding that you shared 

on your January issue, our 

fingers are crossed, and we 

hope that all goes well. 

Nonhlanhla Seme, UMlazi, 

D section 

Hi Nonhlanhla, 

Congratulations on the startup 

of your business! We are 

loving your attitude here at 

SMME News. We wish you 

all the best on your funding 

application. Make sure to keep 

us posted. 


Greetings SMMEs 

I hope that this letter finds 

all the SMMEs safe and 

sound, I just want to bring 

something to the attention 

of all SMMEs. I know that 

most of us feel inferior or 

neglected. But I can tell you 

that we have a big role to 

play in the upliftment of the 

economy of our country, we 

are also play a major role in 

providing convenience and 

services to the people within 

our communities. 

It is sad that most of our 

businesses fail to thrive and 

we end up having to close 

shops or stop offering our 

services. I say this because 

I know first-hand what it’s 

like to lose a business. I used 

to own a shop at Mpangeni 

before I relocated to Durban, 

I was renting for the space I 

operated in, I made a lot of 

mistakes because I didn’t have 

proper guidance about how to 

run a business. That is why I 

am happy to see a publication 

like SMME because it means 

that not a lot of people will 

fall into the pitfalls I fell into. 

Thank you 

Sibekezelo Luthuli, Durban 

CBD 

Welcome Sibekezelo, 

Thank you so much for writing 

to us. Indeed SMMEs have 

a major role to play in our 

communities – this is part of 

the reason why this publication 

exists. We believe that going 

forward you will attain the 

success you desire if you keep 

your learning spirit burning. 

SMME News

SPORT 

15th issue February 2018 

Zifukula osomabhizinisi 

abancane izinkundla ema Lokishini 


IZINKUNDLA ezakhiwe emalokishini 

zidlala indima enkulu ekufukuleni 

osomabhizinisi abasafufusa njengoba 

bekwazi ukudayisela ngaphakathi 

nangaphandle kwazo uma kunemidlalo 

ehlabahlosile yebhola likanobhutshuzwayo. 

Lezizinkundla esingabala kuzo i-King 

Zwelithini Stadium eMlaza, Princess Magogo 

Stadium, KwaMashu kanye ne Sugar Ray Xulu 

Stadium, eClermont ukukha nje phezulu 

ziwumongo womnotho nokuxosha ikati eziko 

emndenini eminingi lapho beziphilisa khona 

ngokudayisa. 

Phakathi kwezinto ezijwayeleke ukubonakala 

zidayiswa ngabantu ezinkundleni ezifuze 

lezi, ukudla okusheshayo njengama chips 

nama kota, iziphuzo ezibandayo kanye 

nemifaniswano yamaqembu enhlobonhlobo. 

Ukwanda kwabalandeli ezinkundleni nakho 

kudlala enkulu indima ekuqinisekiseni 

ukwanda kwama khasimende nenzuzo 

etholwa osomabhizinisi abancane abadayisela 

ezinkundleni. 

INKUNDLA iKing Zwelithini Stadium ese Mlaza. Isithombe ngabe BackPages 


THE Nedbank Cup has over 

the years played a huge role in 

unearthing raw talent and giving 

unknown players and teams the 

opportunity to share the field with 

household name teams and players 

in South Africa. This year was no 

exception as the tournament kicked 

off in high gear with the small teams 

locking horns with the big guns. 

KwaZulu-Natal’s lower leagues were 

represented by Happy Wanderers 

FC from under Ugu District 

Municipality. Wanderers ply their 

trade in the KZN ABC Motsepe 

League, South Africa’s third tier 

league. 

The side played against another KZN 

Nedbank gives emerging soccer 

teams a reason to believe 

outfit, Royal Eagles FC in the last 32 

of this cup and suffered 1-0 defeat. 

The Nedbank spectacle also 

presented an opportunity to other 

small teams from other provinces as 

well. Here are the results featuring 

all small teams which participated 

in the last 32 of this prestigious 

tournament. 

EC Bees 3-1 Mariveni United, 

The Nedbank Cup trophy 

Royal Eagles 1-0 Happy Wanderers 

FC, Steenberg United 3-1 Orbit 

Collage, Chippa United 2-0 Phiva 

Young Stars, Maritzburg United 3-1 

Swallows FC. 

The so called small teams that made 

it to the last 16 of this competition 

will now square off with other teams 

as follows, Mamelodi Sundowns vs 

EC Bees FC and Baroka vs Steenberg 

United. 

Meanwhile, the Nedbank Cup 

Ke Yona team search is on. Those 

who wish to take part in this 

once in a life time opportunity to 

trial for household name coaches 

in the country can do so by 

dialling *120*539662# and follow 

instructions. The entry criteria is as 

follows: 

 

 

Nedbank clients. 

 

 

African ID. 

 

and be selected for the team. 

 

correspondence will be entered into. 

 

contract to be part of the team. 

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