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6 months ago

How to Get Title Insurance?

A R T I C L E S O U R C

A R T I C L E S O U R C E : H T T P S : / / W W W . W I K I H O W . C O M / G E T - T I T L E - I N S U R A N C E F i n d o u t i f t h e t i t l e i n s u r a n c e p r e m i u m s i n y o u r s t a t e a r e d e t e r m i n e d b y t h e g o v e r n m e n t . A l l s t a t e s i n t h e U . S . a r e d i f f e r e n t , b u t m o s t r e g u l a t e t i t l e i n s u r a n c e p r e m i u m s t o t h e p e n n y . T h i s m e a n s n o t i t l e i n s u r a n c e c o m p a n y c a n o f f e r y o u l o w e r p r e m i u m s t h a n a n o t h e r c o m p a n y . S o , t h e fi r s t t h i n g t o fi n d o u t i s w h e t h e r t h e s t a t e w h e r e t h e p r o p e r t y i s l o c a t e d i s l i k e t h i s . I f i t i s . . . F i n d o u t i f t h e " s e a r c h f e e s " a r e r e g u l a t e d a s w e l l . B e f o r e a t i t l e c o m p a n y i s s u e s a n i n s u r a n c e p o l i c y i t p r e p a r e s a t i t l e r e p o r t . A t t h e c l o s i n g , t h e t i t l e c o m p a n y t h e n c h a r g e s y o u f o r t h a t r e p o r t . I n s o m e s t a t e s , t h e f e e s c h a r g e d a r e d e t e r m i n e d b y t h e s t a t e g o v e r n m e n t , m u c h l i k e t h e i n s u r a n c e p r e m i u m s . H o w e v e r , i n o t h e r s t a t e s , t h e s e a r c h f e e s v a r y f r o m c o m p a n y t o c o m p a n y . I f t h e s e a r c h f e e s a r e n o t r e g u l a t e d . . . Image Source: https://artesiantitle.com/

Shop around for a title company. Some title companies offer lower search fees than others and some will not charge any search fees at all. Order your own title. While your bank or attorney may want to order for you, it is not their right to do so. It is your right, and you should never feel obligated to use a company you did not choose for yourself.

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