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How PCI helping the small as well as big organizations in enhancing their cyber security?

Today web security has become one of the major concerns for many people all over the world. We now often hear the news of the data leaks and data thefts.

Today web security has become one of the major concerns for many people all over the world. We now often hear the news of the data leaks and data thefts.

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<strong>How</strong> <strong>PCI</strong> <strong>help<strong>in</strong>g</strong> <strong>the</strong> <strong>small</strong> <strong>as</strong> <strong>well</strong> <strong>as</strong> <strong>big</strong> <strong>organizations</strong> <strong>in</strong> enhanc<strong>in</strong>g <strong>the</strong>ir <strong>cyber</strong> <strong>security</strong>?<br />

Today web <strong>security</strong> h<strong>as</strong> become one of <strong>the</strong> major concerns for many people all over <strong>the</strong> world. We now<br />

often hear <strong>the</strong> news of <strong>the</strong> data leaks and data <strong>the</strong>fts. There are several people around <strong>the</strong> world who<br />

h<strong>as</strong> recently become <strong>the</strong> victim of <strong>the</strong> data <strong>the</strong>ft and <strong>cyber</strong> crime. As <strong>the</strong> number of people us<strong>in</strong>g <strong>the</strong><br />

<strong>in</strong>ternet is <strong>in</strong>cre<strong>as</strong><strong>in</strong>g similarly <strong>the</strong>re is been a hefty <strong>in</strong>cre<strong>as</strong>e <strong>in</strong> <strong>the</strong> number of <strong>cyber</strong> crimes. The web<br />

portals are now offer<strong>in</strong>g top benefits to <strong>the</strong> users, but <strong>in</strong> spite of that data <strong>the</strong>ft h<strong>as</strong> become more<br />

common. The <strong>cyber</strong> <strong>security</strong> is now an important concern for most of <strong>the</strong> <strong>organizations</strong> all over <strong>the</strong><br />

world. In <strong>the</strong> UK along <strong>the</strong>re more than hundred <strong>in</strong>cidents of <strong>the</strong> <strong>cyber</strong> <strong>the</strong>ft and <strong>cyber</strong> crime is been<br />

recorded over <strong>the</strong> l<strong>as</strong>t two years.<br />

<strong>How</strong> to prevent <strong>the</strong> <strong>cyber</strong> crime?<br />

There are several ways to prevent and abolish <strong>the</strong> <strong>cyber</strong> crime and most important is that not all <strong>the</strong>se<br />

ways are able to stop <strong>the</strong> <strong>cyber</strong> crime but to also make people aware of <strong>the</strong> <strong>cyber</strong> crimes. It is been<br />

noticed that most of <strong>the</strong> <strong>in</strong>formation that are leaked are from <strong>the</strong> ecommerce merchants and resellers.<br />

Today <strong>the</strong>re are many website that offer payment gateway which makes it e<strong>as</strong>y for <strong>the</strong> person to buy or<br />

sell goods onl<strong>in</strong>e.<br />

People now could make any f<strong>in</strong>ancial transaction through us<strong>in</strong>g <strong>the</strong>ir net bank<strong>in</strong>g, credit card or <strong>the</strong><br />

debit card. Few years ago <strong>the</strong> consortium from <strong>the</strong> top credit card banks and agencies h<strong>as</strong> established<br />

<strong>the</strong> <strong>PCI</strong> compliance for <strong>the</strong> safety of <strong>the</strong> <strong>in</strong>ternet users who are shar<strong>in</strong>g <strong>the</strong>ir personal data on <strong>the</strong> web.<br />

<strong>PCI</strong> stands for <strong>the</strong> Payment Card Industry DSS. This is a 12 po<strong>in</strong>t guidel<strong>in</strong>es issued by <strong>the</strong> <strong>PCI</strong> that need to<br />

be comply by all <strong>the</strong> merchants and ecommerce websites that are us<strong>in</strong>g <strong>the</strong> payment gateway. The <strong>PCI</strong><br />

implies <strong>the</strong> advanced safety and <strong>security</strong> features that don’t allow <strong>the</strong> encryption of <strong>the</strong> data through<br />

<strong>the</strong> third party resources. This prevents <strong>the</strong> hackers to steal <strong>the</strong> data and prohibit <strong>the</strong>m to get access to<br />

<strong>the</strong> customer confidential data and <strong>in</strong>formation.


QA <strong>in</strong> <strong>PCI</strong> compliance<br />

QA alludes to <strong>the</strong> qualified <strong>security</strong> <strong>as</strong>sessors. As per common misconception, QA is <strong>in</strong> charge of <strong>security</strong><br />

of <strong>the</strong> cards. In any c<strong>as</strong>e, actually QA just goes about <strong>as</strong> an outsider that approaches to guarantee<br />

customer <strong>as</strong>sociation is satisfy<strong>in</strong>g <strong>the</strong> <strong>PCI</strong> guidel<strong>in</strong>es and directions. Likewise it guarantees powerful<br />

<strong>security</strong> <strong>PCI</strong> compliance for retailers.<br />

Accord<strong>in</strong>g to w<strong>in</strong>n<strong>in</strong>g myth <strong>the</strong> <strong>organizations</strong> can decide on moment <strong>PCI</strong> compliance by utiliz<strong>in</strong>g<br />

pert<strong>in</strong>ent applications and devices. In any c<strong>as</strong>e, it is a wrong idea. It is on account of an <strong>in</strong>dividual seller<br />

or item is deficient to take <strong>in</strong>to account every one of <strong>the</strong> necessities of <strong>the</strong> <strong>PCI</strong> standard. For <strong>PCI</strong><br />

compliance, any <strong>as</strong>sociation requires to understand <strong>the</strong> value of f<strong>in</strong>ish <strong>security</strong>. Likewise <strong>the</strong>re is <strong>the</strong><br />

need to put resources <strong>in</strong>to <strong>the</strong> accepted procedures consistently.

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