Letters To The Editor Page 6 www.TheTownCommon.com May 2 - 8, 2018 Caring, Compassionate, Dignified Service when you need it most. Community Announcements AMESBURY - The Market Street Baptist Church, 37 Market Street, Amesbury is hosting a giant indoor Yard Sale on Saturday, May 19 from 8:00 am – 12:00 noon. Donated items fill our Gym at the back of the building. Nothing is pricedpay what you can afford. Yard Sale proceeds will go to funding the traveling expenses of our church’s 10th mission trips to Community Connections We Offer: both Canada and South Africa this summer. Volunteers from our church visit with Pastor Ian MacFarlane at the Living • Personalized and Traditional Funerals Hope Community Church in Halifax, Nova Scotia, Canada for a week to help with children’s programs like Vacation • Cremations • Graveside Services Bible School and Bible Sports Camp. Volunteers going to South Africa for three weeks will continue to help build the new Business Spotlight • Memorial Services church and school buildings as well as teach and train pastors, visit aids orphanages and hospitals through the leadership of Pastor Jacob Moses of Bethany Mission Church in Tongaat. 14 Independent St., Rowley, MA • Advance Planning Options ------------------------------------------------------------ www.fsrobertsandson.com Jeffrey E. Megna, CFSP BYFIELD - TTS Real Estate • For Sale For 978-948-7763 Players proudly presents Disney’s Mary Poppins Jr. with a running time of 1hour and 10 minutes at the Owner, Licensed Funeral Director (Type 3) Sale Byfield Community Arts Center 7 Central St. Byfield. Performance dates are Evenings April 27, May 4, 5 at 7pm and Matinees April 28, April 29 and May 6 at 2pm. The show is directed by Michael Fay. Please make your plans to join us LEGAL NOTICE TOWN OF ROWLEY ZONING BOARD OF APPEALS as we visit the struggling family of George & Winifred Banks who are about to get a visit from the world’s most famous Notice of Public Sale nanny Mary Poppins! Come and enjoy this timeless classic Sports • and iconic music which features Sports • unforgettable songs like Supercalifragilisticexpialidocious, Spoonful of Sugar, Feed The Birds and Chim Chim Cher-ee Sports Case #18.11 and many more! Please go Notice is hereby given by Rigano’s Towing Service 1081 Fells- A Public Hearing will be held at out of your way to invite family and friends to enjoy this beautiful and fun story about the power of a good example tap your feet as the chimney sweeps show off their rooftop dancing skills! To reserve your tickets please email Kathy ttsplayers@ way, Malden, MA, pursuant to the Town Hall Annex, 39 Central gmail.com or leave a message at the box office at (978) 463-3335. Calls will not be returned but tickets can be reserved and paid for at pick up window on Pets, show days. Please like Animals, our Facebook page tts players. For Plus more information about the provisions of Mass General Street, on Thursday, May 17th, 2018 upcoming auditions visit our web site at www.tts-players.com. Laws, Chapter 255, Section 39A, at 7:15 p.m. to act on an application ------------------------------------------------------------ that they will sell the following received April 19th, 2018 from NEWBURYPORT - Homeless shelters can be life savers for people who don’t have a place to stay overnight. But for people David Jaquith. Applicant(s) is vehicles on or after May 17, 2018 in Greater Newburyport, the nearest Health shelter, except for some very & cold Fitness nights, is at Emmaus House in Haverhill. And it seeking a Special Permit from the beginning at 10:00 am by public is always full. What is it like to stay in a shelter? Why do some people stay and others don’t? What services are provided? requirements of RPZB section 5.4.2, or private sale to satisfy their garage keepers lien for towing, stor- And how do shelters provide a stepping stone to housing security? What does it take to set up and run a shelter? What 184.108.40.206, 220.127.116.11, 18.104.22.168 & 22.214.171.124.4B happens when it is very cold in town; what challenges does temporary sheltering engender? Hear perspectives on these to reconstruct a single family and other questions on Wednesday, May 23rd, at 7 pm at Central Congregational Church in Newburyport. Major Todd age, and notices 77 of sale. Wethersfield Vehicles residence on an existing foundation St. Hughes from The Salvation Army will describe his experience during the extreme cold this winter when he opened an are being stored at Rigano’s Towing Service. right side and rear with a possible and expand the residence to the emergency shelter for people who had nowhere to go. Leslie Lawrence, Associate Director at Emmaus House, will provide Rowley, MA insight into day-to-day life in a shelter, what’s involved in running one, and the ways in which towns like ours can best variance 01969 for the additions due to 1. 2012 Toyota Corolla VIN# serve the people who don’t have a place to stay. This is the fifth in a series of community meetings examining homelessness the lot topography. The property 2T1BU4EE9CC863639 in Greater Newburyport presented by HOPE in Action in conjunction with Pennies for Poverty. Other meetings have Telephone: 978-948-8696 he 2. 2008 Chevrolet Town is located at 77 Railroad Malibu Common Avenue in explored the YWCA’s annual homeless count, a program in Peabody for housing families, the realities of a day shelter the Coastal Conservation district in Gloucester, and the challenges educators face in supporting homeless students. The mission of HOPE in Action is to VIN# 1G1ZG57B68F274750 Fax: 978-948-2564 and Flood Plain/Watershed Overlay educate our communities about housing-insecurity in our area and to initiate a call for action. All are welcome. There is 3. 1998 Jeep Wrangler VIN# district and is shown on Assessors’ no admission charge. Bring your questions. Wednesday, May 23, at 7 pm, Central Congregational Church, 14 Titcomb email@example.com 1J4FY19S1WP705333 Map 27, Lot 103. At the public St, Newburyport. hearing, members of the public may ------------------------------------------------------------ ask questions and present evidence Signed ROWLEY - Friends of the Rowley Senior Center are now accepting applications for space at this years’ 10th Annual Yard, that supports either the approval or Basil Rigano Craft & Bake Sale on May 19, 2018 from 9 a.m. to 3 p.m. at the Rowley Town Hall Annex, newly paved outdoor area. denial of this petition. Owner Bathroom facility & street parking available. There is a minimal donation of $20.00 to benefit the Friends of the Rowley 5/2, 5/9, 5/16 Seniors Center. We welcome all who would like to set up a table and spend time on a fun filled community event. Please, Chairman Donald Thurston leave your name & phone number at the Rowley Senior Center, 978-948-7637 or call Diane @ 978-948-5054. ------------------------------------------------------------ SEABROOK - Seabrook Library will present a program given by Professor Charles A. Kennedy, Ph.D. on Thursday, May 10 at 6:30 pm entitled, A Short Course on Islam for Non-Muslims. Prof. Kennedy will discuss the interactions between the three monotheistic faiths of Judaism, Christianity and Islam, and the interaction of their belief systems, as well as a discussion of how Islam if practiced in the United States. This program is free and open to the public. Light refreshments will be served. May 19th, 20th, June 2nd, 3rd, 9th & 10th June 11th - 15th OR June 23rd & 24th June 25th* - 29th *If you are still in school, check online for dates Continued from page 5 day. Perhaps, as author Don Nelson proposes, there is an alternative theory that would answer all of these questions. His account pulls back the cloak of the cover-up in his recently published book Chappaquiddick Tragedy: Kennedy’s Second Passenger Revealed. Join us on Tuesday, May 8 at 7pm to discover new insights into this mystery. Bring your questions! The Rowley Public Library is located at 141 Main Street and is fully accessible. For more information, call the library at 978-948-2850. WEDNESDAY, MAY 9th DAWN PATROL ON PLUM ISLAND If you want to take spring birding seriously, you have to be out when the birds wake up. This program will put us in the best spots at the best times to see the most bird activity. Join us for this special opportunity to see and hear migrants and resident birds in the quiet and clarity of the new day -- and still get back in time for Wednesday Morning Birding! Wed, May 09, 2018 6:00 am - 9:00 am. Meet at Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. Cost: member, $25; nonmember, $30. Preregistration required. For more information, call 978-462-9998 for information about additional programs and events, or visit the website at www. massaudubon.org/joppaflats. ROUNDTABLE The Civil War Roundtable of the Merrimack will meet at 7:30 PM on Wednesday, May 9th at our new location, the Hilton Senior Center, 42 Lafayette Rd. (Rt. 1), Salisbury, (Next to the Salisbury Fire Station). Dr. Michael Schroeder, PhD, of Berwick, ME, Historian and President of the CWRT of New Hampshire will speak on “Union Combined Operations: Freeing the Upper Mississippi 1862.” Admission is free and anyone with an interest in America’s Civil War is invited to attend. For more information visit our web page www.cwrtmerrimack.org or call Tom at (978) 462-8518.
Community Connections May 2 - 8, 2018 www.TheTownCommon.com Page For Sale If you have read any of my articles over the last 15+ years, you invariably saw one or more on what to do to buy a home. The article told you to go get preapproved, talk with an experienced REALTOR® (preferably me) and make sure everything is in writing among other tips. I don’t think that I have ever written about what NOT to do when buying a home. Going to flip the script here a little and outline some things to avoid doing if you want to buy a home: Don’t Buy: Don’t make any big purchases. No new furniture, no ride on lawn mowers. Nothing. A few years ago I was at a home inspection on a Saturday and asked my buyers what they were doing after the inspection. They said they were going car shopping as they needed a new car. I’m glad I asked as a large purchase like this can shift your debt to credit ratio and make buying a home more difficult or impossible. Stay: Although a new job may come with better pay and/or benefits it could delay your pursuit Ask your mortgage agent if changing jobs will put your purchase in jeopardy. Don’t Apply or Close: If you apply for a new credit card it could of buying the home. he Town Common look poorly on your credit rating. While closing on an unused credit card may seem like a good idea it also may affect your credit. Choosing to wait is a much better option. Asking your mortgage agent before doing anything with your credit cards is the best option. Stay Current: Don’t get behind on any of your payments. I guess this is obvious but stay on top of it. If you occasionally are late on rent or a car payment, don’t be. Your finances will be looked over Dr. Laura anne Potvin, P.C. oPtoMetriStS EYE CARE FOR THE ENTIRE FAMILY! Dr. nYLa LaMBert Dr. KatHLeen Horn Dr. CatHLeen DouCette NOw LOCATED AT 939 SALEM ST., GROvELAND 978-374-8991 Business Spotlight Real Estate • For Sale What Not to Do Sports • Sports • Sports By John McCarthy, Rowley Realty thoroughly. This isn’t the time to Pets, let something lapse. Animals, estate market:. Plus Don’t Spend: You made a “The U.S. housing market commitment to put x% down on narrowed Health the house, which you & won’t Fitness The by 9 percent over the Town Comm touch, past 12 months, with the majority of available inventory out of reach for all but the highest earners, but have you planned for closing costs? Have you planned for the unexpected? Your closing costs are an estimate and if you are closing at the end of the month you will need less money into escrow. If the closing gets pushed into the beginning of the next month you may need more cash to close. This also doesn’t take into account the fact that stuff happens after you move in. Save your money. While some of these seem obvious like don’t make any large purchases, some seem a little ridiculous like not closing out a credit card. The best piece of advice I got when buying my home was don’t do the thing that makes common sense without talking with your REALTOR® or mortgage agent. It might make perfect sense to consolidate your credit cards, but just because it sounds like the right thing to do, you shouldn’t necessarily do it. The fact is it most likely is not the thing to do. The time to try to correct a problem is well before you are in contract to buy a home, not while you are under agreement and trying to get financing. The mistake may be staring you in the face, right there on your computer screen, and all you have to do is point it out to a credit company or whomever made the mistake. Don’t do it. Disputing an error can set off alarms or ding your credit report which could result in your losing the home because you couldn’t get financing and put you back in home search mode. Lastly, I thought it would be interesting to share a statement from Zillow on the national real according to a new Zillow report. With inventory in continuous decline since 2015, home hunting this summer is expected to be among the most competitive seasons on record, with only about 22 percent of the available stock of 1,224,336 homes priced for first-time homebuyers, according to Zillow’s March Market Report. Home values nationwide have risen 8 percent year-over-year since March 2017, to a median of $213,146, with more than 51 percent of all available homes now priced on the high end, according to Zillow, which defines that category as home prices hovering around $375,000.” As we know the real estate market locally is very active and outside of our area it seems to be just as active. If you have any questions about these real estate terms, or are looking to buy or sell a home or real estate in general, please contact me, John McCarthy at Rowley Realty, 165 Main St., Rowley, MA 01969. Phone: 978 948-2758, Cell 978 835-2573 or via email at firstname.lastname@example.org. Sold Single Family Homes Sponsored By: OPEN HOUSE!!! ROWLEY: OPEN ON SUNDAY, MAY 6TH FROM 1:00- 2:30PM. Don’t miss out on this great opportunity. This one level ranch is located on quiet side street. While this house needs updating it has lots of potential. Windows and heating system have been updated and this property is within walking distance to downtown and elementary school. Easy access to major highways and commuter rail service. $359,900!!! Call Pauline White at 978-314-7341 or email pauline@ rowleyrealestate.com for more information or to arrange a private showing. ROWLEY REALTY 165 Main St., P.O. Box 101, Rowley, MA 01969 Phone 978-948-2758 • Fax 978-948-2454 Site Work excavation contractorS Septic tankS & SyStem contractorS container Service CALL FOR A FREE ESTIMATE 978-948-465-5831 www.ferrickmovers.com Winner of the 2018 Best of the Best Moving Company USDOT #654172 | MC # 310830 | MA. DPU # 30442 Address, Town Description DOM List Price Sold For Orig Price 20 Prospect St, Merrimac 6 room, 4 bed, 1f 0h bath Cape 41 $339,900 $340,000 $369,000 74 Cottage Rd, Newbury 6 room, 2 bed, 1f 1h bath Cottage 132 $399,900 $330,000 $399,900 47 Bear Hill Rd, Merrimac 7 room, 3 bed, 2f 0h bath Cape 18 $399,900 $390,000 $399,900 27 Nichols St, Merrimac 11 room, 4 bed, 2f 1h bath Contemporary 16 $459,900 $439,000 $459,900 11 Frances Dr, Newburyport 7 room, 3 bed, 2f 1h bath Colonial 13 $549,000 $560,000 $549,000 67 Purchase St, Newburyport 8 room, 2 bed, 2f 0h Contact bath Antique your 18 $679,000 Advertising $667,200 $679,000 54 Farley Ave, Ipswich 9 room, 4 bed, 2f 1h bath Colonial Consultant 85 $739,900 today! $745,000 $739,900 292 Water St, Newburyport 8 room, 4 bed, P: 2f 0h 978-948-8696 bath Colonial 4 • $829,900 F: 978-948-2564 $880,000 $829,900 28 Hovey’s Pond Dr, Boxford 14 room, 5 bed, email@example.com 3f 2h bath Colonial 456 $879,900 $880,900 $899,999 7 Plant St, Newburyport 14 room, 5 bed, 3f 2h bath Colonial 70 $999,900 $975,000 $999,900 16 Windward Dr, Newburyport 12 room, 4 bed, 2f 1h bath Colonial 21 $1,095,000 $1,095,000 $1,095,000 14 Sagamore Ln, Boxford 10 room, 5 bed, 4f 1h bath Colonial 510 $1,595,000 $1,500,000 $1,690,000 Single Family Listings: 12 Avg. Liv.Area SqFt: 3,090.83 Avg. List$: $747,267 Avg. List$/SqFt: $254 Avg. DOM: 115.33 Avg. DTO: 58.42 Avg. Sale$: $733,508 Avg. Sale$/SqFt: $249 2018 MLS Property Information Network, Inc.