Page

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Editors Corner

Tonya?s Talk-Determined to Succeed

Readers?Comments & Questions

Financial Facts

Three-Legged Stool

Disability Insurance

Trailblazers in Business

Featured Story

The Barbershop Talk

Supporting His Queen

Healthy Her

Own Your Different

Healthy Heart

Author?s Spotlight

FEATURED STORY

Ursule Martin

Divine Helping Hands

Transitioning for Change

Changing Relationships

Business Beauty

Events

Fashion Beauty & Tips

Business Directory

Edit or-in- Chief Tonya D. Lat ney

Graph Designer Andrea Smith, SAS Web & Graphic Design

Editorial Assistant - Tammy Keitt

Photographer Cover - Danielle Bodony-Lapresa

Cont ribut ing Writ ers

Ursule Martin, Colena Brown, Karen Southhall-Watts, Andrea Smith,

Florence Norville-Cheek, Stephen H. Goldstein, Ty Hodges

GETTING CONNECTED

SOWBO Magazine Society of Women Business Owners

Em ails: sowbomag@gmail.com

Websit e: www.societyofwomenbusinessowners.com www.sowbomagazine.org

Telephone: 1-888- 702-7428

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From t he Edit or

from the editor

T O N YA

L AT N EY

One afternoon I was having lunch with a friend, and we

were discussing being successful. My friend asked me if I

had experienced trauma as a child. I asked why they were

asking me that. They responded, ?Because people like you,

an overachiever, usually had some type of trauma as a

child.?

?People like me?? I asked. They replied, ?Yes, determined

and driven.?

Later that evening, I pondered our conversation and did

some self-evaluating. I have never viewed myself as

determined and driven, though I have set goals for myself.

But I had to admit that I did have a determined and driven

attitude. And, yes, I did have a traumatic experience as a

child. I was a teenage mother at age fifteen, which was

very traumatizing.

I do not know where my determined mindset came from,

but if I had to take a guess, I would say fear: fear of failure

for myself and my child. I would challenge the expected

outcome for a teenage mother from the projects.

Unintentionally, I turned my trauma into determination. I

was determined that my child and I would succeed and

not be a statistic.

You must have a determined mindset and attitude if you

are going to win at this thing called life and to live your

DETERMINED TO SUCCEED

dreams. No matter how much you feel like you are not

progressing toward your life goals,know that every small

step is a step toward the larger goal.

Watch out for the negative twins, discouragement and

doubt. They are the enemies of a positive mindset.

Replace them with the positive twins, determination and

destiny. Learn to say out loud, daily, ?I will not be

defeated!?

Daily devotions and affirmations are necessary weapons

on your journey to succeed. You have to feed your mind

positive thoughts daily. This will help you stay focused on

this journey.

On the highway to success, you will encounter many

detours, including struggle, loneliness, confusion,

frustration, fatigue, worry, and ?out of gas.? Keep

moving? because if you stop, you will never reach your

destination, ?I made it!?

No matter what, never give up. Be determined to win.

Tonya Lat ney, MS, BSN, RN, CWP

I would love to receive your comments and/or questions.

Email: sowbo12@gmail.com

Twitter: @sowbo12

Instagram: sowbo12

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Three-Legged Stool

The Ideal Ret irem ent Model?

Florence Norville-Cheek, MBA

4

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With people living longer than ever, it?s

important to make sure the money you have set

aside will last the rest of your life. While Social

Security provides a lifetime supply of income, it

may not be enough to support your desired

lifestyle. If you think you?ll need additional

income and do not have a pension, a lifetime

income annuity can be an excellent way to make

up the difference.

Florence Norville-Cheek

Have you ever heard of the ?three-legged stool?

of retirement? If you have, it probably was a

while ago. Once considered the ideal retirement

model, the three-legged stool has fallen out of

favor because one of the legs? defined benefit

pensions? is not as stable as it once was, and

the future of Social Security is often wound up in

political maneuvering in Washington. Consider

the following:

According to the Bureau of Labor Statistics, just

48% of private sector employers offer defined

contribution or defined benefit pension plans,

and only 8% offer traditional defined benefit

plans,1 thereby eliminating a guaranteed source

of lifetime income.

? Social Security benefits replace about 40% of

the average worker?s salary.2 What?s more, the

Social Security trust fund is expected to deplete

its reserves by 2034, and will be able to fund

approximately 75% of benefits after that.3

Fortunately, there are ways to reinforce the third

leg of the stool? retirement savings and other

personal assets? so that you can still enjoy a

long and fulfilling retirement. Here are two

proven funding sources you may want to

consider if you need to compensate for any

shortcomings:

Although the primary purpose of life insurance

is to deliver death benefit protection, many

permanent life policies accumulate cash value. If

your need for protection decreases over time,

you can borrow against this cash value? tax-free

in most cases? and use the money to

supplement your retirement lifestyle. (Loans

against your policy accrue interest and decrease

the death benefit and cash value by the amount

of the outstanding loan and interest.)

While the three-legged stool of retirement may

be a bit wobbly, the good news is that a secure

future is still within reach. The main difference

these days is that you will most likely have to

build it yourself.

Florence Norville-Cheek, MBA Agent /

Regist ered Represent at ive, New York Life

Insurance Company/NYLIFE Securities 555 East

City Avenue, Bala Cynwyd, Suite 800, PA 19004

1 ?Employee Benefits Survey: Retirement

Benefits,? Bureau of Labor Statistics, March

2017.

2 ?Retirement Planner: Learn About Social

Security Programs,? Social Security.

3 ?Status of the Social Security and Medicare

Programs: A Summary of the 2017 Annual

Reports.? U.S. Department of the Treasury.

5

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Vanessa Jackson, Owner

The Cheesecake Lady

Telephone: 267.575.3952

Facebook @cheesecakelady.org

Inst agram @philacheesecake

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Do You Need Disabilit y Insurance?

More than seven out of 10 working Americans believe

that most people need disability insurance, yet only one

out of three actually has disability insurance protection.

1 This disconnect suggests the importance of assessing

your own situation and determining whether you have

appropriate financial backup in the event that you

cannot work due to a disability or injury.

Preparing for an Emergency

Only 63% of U.S. households report having enough

emergency savings to cover unexpected expenses such

as a car repair or medical bill. 2 But even if you do,

consider whether you have enough resources to

weather months or even years of lost income. Statistics

indicate that the average worker has a 30% chance of a

job loss due to a disability lasting 90 days or longer. 3

Your ability to earn an income may be your most

valuable asset. A 35-year- old worker who earns$60,000

a year could potentially lose $300,000 in wages during a

five-year disability and $1.5 million or more if

permanently disabled. Workers with higher salaries not

only stand to lose much more but often have higher

living expenses. How long could you and your family live

comfortably without your income?

STEPHEN H. GOLDSTEIN

7

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Port able Personal Coverage

Your employer may offer long-term disability coverage, but you

could lose your subsidized coverage if you change jobs. Even if

you remain covered through your job, group plans typically

don't replace as large a percentage of income as an

individual plan could, and disability benefits from employer-paid

plans are taxable if the premiums were paid by the employer.

An individual disability income policy could help replace a

percentage of your income (up to the policy limits) if you're

unable to work as a result of an illness or injury. Depending on

the policy, benefits may be paid for a specified number of years

or until you reach retirement age. Some policies pay benefits if

you cannot work in your current occupation; others might pay

only if you cannot work in any type of job. If you pay the

premiums yourself, disability benefits are usually free of income

tax. And the policy will stay in force regardless of your

employment situation as long as you pay the premiums.

Social Security might offer some disability protection, but the

$1,171 average monthly benefit would not provide substantial

income replacement for most workers. And qualifying for Social

Security disability benefits can be a long and difficult process ?

about two out of three applications are initially denied. 4

Even if you qualify for employer-based or Social Security

disability benefits, having individual disability coverage in place

could make the difference between being comfortable and living

on the edge. You may be glad you had a backup plan to help

provide for you and your family.

The information is not intended as tax, legal, investment,

or retirement advice or recommendations, and it may not

be relied on for the purpose of avoiding any federal tax

penalties. You are encouraged to seek advice from an

independent professional advisor. The content is derived

from sources believed to be accurate. Neither the

information presented nor any opinion expressed

constitutes a solicitation for the purchase or sale of any

security. This material was written and prepared by

Broadridge Advisor Solutions. © 2017 Broadridge Investor

Communication Solutions, Inc.

St ephen H. Goldst ein

Evolut ion Financial Group

1400 N Providence Rd

Suit e 117

Media, PA 19063

P 610-891- 9700

C 267-273- 5273 - F 610-892- 2900

Goldst ein_St ephen@evolut ionfinancialgroupm ail.com

w w w.evolut ionfinancialgroup.net

1, 3) LIMRA, 2016

2) Consumer Federation of America, 2016

4) Social Security Administration, 2016

8

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Featured Story

Ursule Martin

Divine Helping Hands

Our local mission in regard of

community education support is to be involved

in the development of the community by

offering free educational classes, workshops

and seminars, partner with local charity

organizations to offer assistance and give away

scholarships to youth to further their

education.

What m ot ivat ed you t o st art your business?

I am Ursule Mart in, I have been living in US for

12 years, Hailed From for West Africa, Republic

of Benin. I started the nonprofit organization

Divine Helping Hands INC, a 501c3 in 2013.

The international mission of this organization is

to support the education of abandoned and

less privileged children in Africa by paying their

school tuition and providing them with school

supplies.

My motivation came from the community

surrounding me when I was living in Africa, I

was privileged from coming from a comfortable

home and I didn't have any difficulties to get to

any level of education I wished. When I came to

the US and settled finally I wanted to give back

to my community. I wanted to give a chance to

the future generation about getting education

in all forms. Like late South African

President Nelson Mandela ?Education is the

most powerful weapon that can be used to

change the world." As far as I am concerned a

child?s mind is an open book and it is all about

what we write in that note book that gets to be

reproduced. Please check out

www.divinehelpinghands.org

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Discuss som e inform at ion on how you got

st art ed?

I got started by sending money to my mother in

Benin to use it to assist families and children in

depressed situation in our community back

home. One day she stumbled on a case that

connected with saving the life of a young boy

named Ezekiel who was discovered in the forest

after spending 5 days without food and water

and exposed to unsafe conditions. The money I

sent that time was used to save his life by

paying for his medical bills and from then I

started sending money to take care of him

particularly and investing in his education. That

was the birth of this organization. The video is

on the website.

When did you st art your business and

w here?

I started in 2013 and apply for the tax exempt

status in 2015 in Tampa Fl.

Why do you t hink having your ow n business

is im port ant ?

It maybe your life?s calling and I think my

business was my calling.

How do you st ay focused and balanced w it h

your business and everyday life?

I stay focused and balanced by investing in

taking care of myself. I realize that as a decision

maker, therefore the driver of my organization I

have to have great energy. To be able to

produce great, positive and confident energy

and influence people I have to have a healthy

life style. I exercise, eat right and I make sure I

laugh and have fun. My mind, body and spirit

are priorities. In the course of impacting lives

positively through my nonprofit, I have a very

organized and elaborated agenda for every

year. Our website is an online tool to receive

application in order to qualify international

organization to receive assistance from us. The

students also go through an eligibility

requirement system. We have only one annual

fundraiser and committees are designed to

perform particular tasks. This organization

system and team work help me to focus and

balanced my duties as the founder and acting

chairman of this organization.

What is one w ord t hat sum s you up?

I think one word is not enough to sum me up. I

am passionate and I am an executive. I get

things done in an efficient manner. I am a

wealth creator and I love to help people, lift

them up, empower them and bring people

vision into reality.

11

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Women protect your Heart. Women on a mission are super busy and at times we do not

take proper care of our vessel. Remember smart business women take care of the mindspirit-

and the body!

Signs & sym pt om s of heart disease:

Unusual fatigue

Shortness of breath

Nausea or dizziness

Habits that could damage your heart

Lack of Sleep

Sitting too long

Too much Alcohol

Stress

Too much salt

Read m ore at :

https://www.everydayhealth.com/heart-health/common- habits-damaging- heart/

https://www.everydayhealth.com/heart-health/five- vital-heart- health-tips- for-women-

3582.aspx

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Supporting His

Q U EEN

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Barbershop Talk

Coach Ty Hodges

Joy Dallah-Hodges

How do you support your w ife physically and

em ot ionally?

Physically I do whatever is needed to support

her vision from modeling, to carry equipment, to

taking pictures. Emotionally I try to be a

constructive voice on projects but also an ear

when she needs me to just listen.

What m ot ivat ed your w ife t o st art her

business and how did you support her vision?

Photography and videography was always a

passion of hers. With the passing of her mom a

few years back I think it made it her take that

leap of faith and start her business. I am her first

client so she records the girls?basketball games I

coach and takes pictures as needed.

Why do you support her?

I support her because I know what it feels like to

be passionate about something. Seeing her grow

as a photographer, videographer and social

media content producer brings joy to her life in

which she even takes over my desktop at times

to complete projects.

Are t here any challenges being m arried t o a

w om an t hat has an ent repreneur m indset ?

No challenge because as she has her own

entrepreneur mindset, it also helps me to know

as I begin my own ventures, I have her support

and knowledge to assist in my growth.

How do you help your w ife t o st ay focused

and balanced w it h her business and her

everyday life?

I always have something I need her to work on

(smiling). Whether it is the videography piece of

producing the video portion of my HoopsCircle

Podcast or taking pictures of my players during

their high school season. I am always bouncing

some ideas off her as ways to expand the

business or I listen and advise on her ideas.

How w ould you describe your w ife?

Hardworking, dedicated, passionate, supportive

and caring.

Coach

Ty Hodges

646-305-9414

Tw it t er/ Inst agram @IAMCOACHTY

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Author's Spotlight

Diana Jenkins, Author

Hello, out t here brave world!

My name is Anad? a pen name? and this is how I came to be.

If asked, I can say that my journey to writing began long before I

knew what a writer was. My mother gave me books of all types as a

child, some of which I still have.vI?ve been reading for as long as I can

remember and I guess I made an unconscious decision when I was

eleven that I was going to create fantastic stories like the ones I was

reading. I asked for a typewriter for my twelfth birthday. At fifteen I

took a typing class. ll along I wrote poems and kept a journal, never

really taking any of it seriously. If you?d have asked me then, I

would?ve told you I was going to be a journalist.

But somewhere along the way, I got distracted, as teenagers do,

and I chose nursing, which didn?t turn out to be a bad idea because

one career can be the fuel for another.

So, fast forward to 2007 when I got a laptop for Christmas (again

with the intention to follow recipes online while I cooked) while

simultaneously, I was looking for a good romance book to read.

About people who looked like me. Maybe with some adventure and a

hero who?s handsome and rich, and looks like those movie stars we

all moon over. I don?t know about the rest of you, but I couldn?t find

one. Unbeknownst to me at the time, Toni Morrison had already said:

?If t here is a book t hat you want t o read, but it hasn't been

writ t en yet , you must be t he one t o writ e it .?

I had no clue what I was doing, but I started a story with a

paragraph. A month later I had a four hundred page book. Wow!

With a little time and attention, I discovered that I could whip up

characters, with unique personalities and write in witty conversations

and then send them on adventures! With just my mind?s eye, I could

create a world that didn?t exist, with people in it! How empowering!

Needless to say, this new skill? which wasn?t really new at all, I just

hadn?t done it often enough to respect it?s potential? was addictive.

In no time at all, I could leave my home without ever getting dressed

and be in a faraway place, enjoying the adventures of someone else

from the perch of my kitchen chair.

Of course, for me, the next step was to quit my job so I could

keep writing without the distraction of work. Which didn?t turn out to

be such a good idea. After a few shut-off notices, I had to get back out

there and feed the bill monster. No tears here though. I learned to

write in whatever spare time I had.

Lorem ipsum dolor sit amet consetetur sadipscing elitr.

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I had no clue

what I was doing,

but I star ted a

stor y with a

par agr aph. A

month later , I had

a four hundr ed

page book.

WOW!

-Anad Trebolt

It used to be that I worried that I was too late to be a successful

writer. After all, I?m over fifty and sometimes wonder if my time has

passed me by. If you watch a lot of television, all the hopes for future

successes are pinned on children and teenagers. Are we all to assume

that people my age have no new discoveries to contribute?

Not true! Mary Anne Evans, an English Novelist, born in 1819, who

wrote under the pen name George Eliot, is famous for saying ?Its

never too late to be what you might have been.? I live by this quote

and am refueled by it almost every day.

I invested more time and money than I care to recall and I

self-published. It turned out that I had more angst and determination

than even I thought. I also had a ton of support in family, friends and

like-minded writers, editors, and cover artists, for whom I am grateful,

every day.

Over the years, one thing I?ve learned is that Practice makes the

Master, so I keep on writing. I continue to people watch? which is a

natural habit that all writers have? and I refute all naysayers, as all

creatives must.

By this point, I can honestly say, that we all are who we were born

to be. Each of us has a gift to offer the world, we just have to figure out

what it is and hone it.

Find something that you love doing, as I have (there?s a saying out

there somewhere, that if you love your job, you never have to work a

day in your life) and keep doing it. Sure, you may have to wait tables,

or drive a bus, or give out a few pills, so youcan have money to buy

books, pens, or paint brushes or whatever it is that you need, but so

what? Is not your sacrifice for a worthy cause?

Writing is my passion and I?m so thankful for it. Outside of the

people that I love,writing gives me a reason to go out and greet the

world with excitement and the anticipation of finding a new story.

What gets you up out of bed?

Anad Trebolt

Facebook:: www.fb.com/ PHILLYWRITER

Websit e: erot icaforever.com

Twit t er: ht t ps:/ / t wit t er.com/ anadwrit es

Pint erest : www.pint rest .com/ creat iveroopint rem

Inst agram: www.inst agram.com/ anad124.

?If t here is a book t hat you want t o

read, but it hasn't been writ t en yet ,

you must be t he one t o writ e it .?

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Be encouraged and inspired by the thought

provoking writings of these Authors.

TONYA LATNEY VALENCIA GRIFFIN WALLACE KAREN SOUTHALL WATTS

ANDREA M. SMITH

FRANNE MCNEAL

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TRANSITIONING FOR CHANGE

Changing

Relationships

As entrepreneurs and women we

don?t live in a bubble all alone. Relationships

make our lives more enjoyable and our

businesses more productive. They can also

challenge our abilities and test our patience.

Like everything else in life, relationships are

prone to change, often these changes happen

when we?ve become comfortable and settled

into a routine. During these times, new people

come into our lives, and others transition out.

Our task is learning to handle these untidy

transitions with wisdom and grace.

Beginnings are filled with the rush of adrenaline,

the thrill of potential and sometimes the fear of

failure. Starting a new relationship is typically a

high energy and positive time in our lives. As

entrepreneurs, even new additions in our social

lives can impact the business part of our lives. In

fact, many women entrepreneurs start mission

based businesses or organizations, so there?s

less of a hard boundary between work and

home. The people you welcome into your life

must understand your passion projects and be

willing to support you.

Adding a romantic partner to your life can be

tricky, especially if you?re a driven entrepreneur.

Potential dates need to understand your wacky

schedule. Possible spouses need to recognize

your need to succeed, take risks, and think in

non-conventional ways. While it?s important for

all couples who are considering a long-term

relationship to have talks about money,

children, and values, it?s can be even more

crucial for couples where one or both partners

are entrepreneurs. If you, or your new partner,

are running a business or non-profit you may

not be able to fall back on traditional

assumptions about household duties or money

rules. When one, or both of you, will be

spending time growing and managing a

business it is essential that you?ve spelling out

the ground rules. Surprises can lead to

arguments, dysfunction and even divorce.

Lorem ipsum dolor sit amet consetetur sadipscing elitr.

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Som e im port ant discussions t o have include:

How are we going to handle money? Do we have

compatible spender/saver styles? Who will be

responsible for the household bookkeeping? The

business books? Do we share the same values

around needs vs. wants when discussing

purchases? Any one of these loaded money

questions can derail a relationship if it goes

unaddressed. The time to hash out money issues

is before any big ticket purchases or the first

financial emergency. And yes, there?s always a

financial emergency.

Who runs the household? Who runs the

business? Where do we find the time to get

everything done? How a couple divides up the

tasks of life is very unique to each family.

Everything from spiritual values to personal

preferences and physical abilities can be thrown

into the mix when trying to decide who does

what around the house or office. Problems arise

when you start a new relationship without trying

to define the roles and responsibilities. Once

again, it?s best to have these discussions early on

before something slips through the cracks. It

might not be a big deal if both partners assume

the other is going to take out the trash. However,

you don?t want important things like childcare or

paying the bills to be left to chance.

Taking on a new business partner can sometimes

feel as worrying as a marriage. After all, there are

some weeks when you?ll be spending more time

with this person than your family. A business

partner needs to not only share your goals, but

also needs to accept your values and vision for

your company. For example, you not only want a

new partner who sees the same market

opportunities, they need to agree with you on

the ethical way to get there.

When you audition new business partners, feel

free to be thorough. Unlike a romance, when we

look for business partners we aren?t looking for

spark and chemistry, though it?s great if we

?click?, we are looking for complementary

skills? a way to fill the gaps in our management

structure. If you love to do research, but don?t

enjoy socializing, then seek a partner with the gift

of gab. Likewise, a dynamic speaker who hates

financial strategy sessions should consider a

partner who understands the magic of numbers.

Work your new business partner into your life

carefully. Discuss expectations in the beginning

and have frequent check-ins to make sure you

are moving forward as a team. Never surprise

your new partner by publicly discussing aspects

of your business that you haven?t already

hashed-out behind closed doors. Finally, make it

legal. Once you?ve found the right partner or

partners, then hire a lawyer to get the proper

paperwork done. Proper documentation does

NOT indicate a lack of trust, but rather a needed

level of professionalism. Don?t let any potential

partners try to sweet talk you into thinking

otherwise.

Life is fluid and sometimes painfully challenging,

and so we inevitably have to deal with the

endings of relationships. Even those that seem at

first glance to be personal, death and divorce,

impact the overall reality of a businesswoman?s

life. It?s important to put as much energy into

coping with the endings as we do with the

beginnings.

The end of a family relationship, even if that

relationship wasn?t perfect, can be painful. While

mourning after an unexpected tragedy might

seem obvious, we also need time to mourn for

deaths we knew were coming and divorces that

were for the best. When something is over, we

need time to adjust. Of course you can still

power through and handle your survival needs.

Yet, expecting that you?re going to excel as

business owner while you?re healing personal

wounds is unreasonable, and not fair to you or

those with whom you work.

?The beginnings and endings of all human

undertakings are untidy.?

John Galsworthy, Nobel Prize in Literature

1932

22

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Reach out to your personal support network.

These people want you to be happy and

succeed, and they are a natural place to start

your healing process. Consider professional

help. It?s always shocking to me to find out that

women who will go for a spa treatment, buy the

?good wine,? or use expensive retail therapy

(often in the form of shoes), will not pay for

doctors, therapists, or other professional help to

deal with grief. Those slogans about how you

deserve the best are not just about

cosmetics? you deserve quality support for

mental health too.

Just like all marriages don?t turn out to have

been ?made in heaven? all business partnerships

were not meant to be, or to be forever. Whether

it?s a positive split around new greater

opportunities for one or both of you, or a

negative parting fueled by toxicity, business

partnerships end all the time. If you did your

homework at the beginning, the dissolution

should be easier. Wise business partners discuss

at the beginning the likely what if situations like

retirement, relocation, financial or life events

happening to either partner. In cases like this,

there will be an adjustment period, but you?ve

just got to follow your Plan B ideas and legal

documents through to conclusion.

If there wasn?t a plan or if the ending happens

around some issue you never considered, then

calm conversations are the remedy. These

conversations should probably include legal

counsel for each partner. Now is not the time to

wing it or carelessly trust things will somehow

work out on their own. The future health and

reputation of your business could be on the line.

No matter what type of ending you?re facing, a

key element to coming out on the other side

whole is time. It takes time to mourn, heal and

recover. It also takes time to evaluate, plan and

execute your next business steps. Relationship

transitions, personal and professional, are

unavoidable. Yet they don?t have to derail your

business or squash your spirit. Accepting that

these beginnings and endings will be messy and

sometimes raw, is the first step to handling them

like a pro.

About the author:Karen Sout hall Wat t s has

transitioned many times in life. From east coast

to west coast, from employee to stay-athome-mom,

to academic and entrepreneur.

Karen lives in Vancouver, BC where she is a

business coach, college instructor, author and

speaker. She is the author of, Messenger: The

Entrepreneur?s Guide to Communication, and

Ask and Achieve: Questions in the middle of a

woman?s life.

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2 0 1 8

SPECI AL EVENTS

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M usic Spo t l ig ht

Patrice And The Show

www.patriceandtheshow.com

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OWN

YOUR DIFFERENT

Andrea M. Smith, the process coach

As I entered into this new year and preparing to

Speak, Coach, and write my 4th book, I decided to

embrace ?my different?. My different is the

uniqueness of who I am. It?s the distinction that God

has made between me and everyone else in the

world.

Started my day as I usually do with prayer, reading a

scripture, and then going through the to-do list. I

logged onto my social media account and as I am

reading posts on my timeline, I notice a pattern. It

was the focus being placed on the ?crafting? of the

message being shared, as opposed to owning it?s

?uniqueness? and the help it can give to those they

are attempting to reach. I thought about this and in

reflecting on what I believe I am called to do and who

I have been equipped to help, I realized, the message

I share has already been crafted. It was crafted out of

the challenges, struggles, and triumphs I have faced.

How far it will reach, its impact on those it is meant to

help, will not be determined by how I package it, but

by my willingness to embrace it, while not fearing the

transparency and exposure it requires.

As Entrepreneurs, Speakers, Coaches, or whatever

way you use your gift or talent to impact the life of

someone else, don?t allow the packing (self-created

or suggested) to diminish the message that your

intended audience needs. Housed in the packing of

your message, is the support, encouragement, and

wisdom someone is waiting to hear and is in much

need of.

Don?t get stuck on the packaging, because the core of

who you are is in the message. I challenge you to take

a moment to explore if your packaging is covering

your message. Is it hiding you or is it revealing you to

your audience in a way that is transparent. Are you

conveying your unique message in a way that

provokes the hearer to say "me too", and crave what's

next.

There is something unique and special about YOU

and you should OWN it. Your different is God created

and inspired, it is what makes your story, journey,

and purpose so powerful. Be courageous, very

courageous, and embrace your different, this is what

the world is waiting for, not another pretty packaged

message.

IT'S TIME TO OWN YOUR DIFFERENT!

t he process coach

w w w.andream sm it h.com

Andrea M. Smith, is Personal Development Expert,

Speaker & Coach, who empowers others through the

promotion of self-love and personal development. As

The Process Coach she helps others to walk out their

process and move forward in confidence towards

their purpose. She believes it is not the validation of

others you should crave, just give yourself the

permission to succeed.

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SWES Cleaning Co.

Commercial Cleaning With A Unique Touch

MONICA ROBINSON, OWNER/AYINDE ROBINSON, OWNER

Office: 215-995-1478

Women Owned/Minority Owned

swescleaningco@outlook.com

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It ?s t im e t o t ake flight t o your dream

St eps t o st art ing a journey t o your dream

1. Believe & trust in your dream

2. Visualize your dream

3. Write your dream down

4. Set long term & short term goals with deadline/target dates

5. Connect with like-minded people

6. Start your Business Binder

7. Anticipate the changes that may need to change to reach

your dream

www.tdlcoaching.com

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Business Directory

The Debra Tucker Agency

Destiny Tours & Travel

CRYSTAL PEURIFOY, OWNER

Life Home Auto Commercial Specialty

225 Berlin Rd. Suite 2, Cherry Hill, NJ 08025

Office: 856-429-0288 Cell: 856-630-9141

Email: dtucker1@farmersagent.com

Travel To The Destination You Always Dreamed Of

45 E. City Line Ave. #318

Bala Cynwyd, PA 19004

Office: 215-873-73124 Fax: 856-668-5838

Phlembotomy Healthcare , LLC

Dawn A. Huling, OWNER

Phlembotomy Healthcare

Leading The Way On Stick At A Time

Office: 267-230-9919

Cell: 267-900-2610

phlembotomyhealthcare@aol.com

Stephanie Hill, Associate

Independent Associate Representing Aflac

1020 N. Delaware Ave, 4th Flr.

Philadelphia, PA 19125

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CONQUER THE WORLD!