2018 Spring SMCDS Mouthpiece Newsletter


➣President’s Message on the benefits of: active SMCDS member participation, volunteer/social events, and engaging/exciting upcoming activities ➣Ettatorials on SMCDS' Governance Structure Update ➣Member Benefits –SMCDS Member Forum & Relationship Building: Community Dental Screenings & Sealant Program, Health Plan of San Mateo Dental Integration Pilot Program, & Geriatric Dentistry Mini-Residencey Program Proposal ➣Acknowledgements –2017 Awards: President's - Katrina Lo & Desiree Liu, Distinguished Service - Al Landucci, Michael Aicardi, & James Aicardi ➣New Dentists –New Dentists Bingo at the Bistro ➣Risk Management –Disability Insurance Awareness Month: Protect your financial future ➣Legislative Grassroots –Take Action: Urge Assembly Member Kevin Mullin to Vote NO on AB 3087 ➣Practice Management –Staffing Update: Front Office Internship ➣Program Evaluation –January-March ➣Events Calendar –update thru November 2018

Risk Management

Disability Insurance Awareness

Month: Protect your

financial future

May marks Disability Insurance Awareness Month, and as disability insurance is the

most overlooked of the major insurance types according to the nonprofit Life

Happens, now is an important time for dentists to ensure that their financial futures

are protected.

The Dentists Insurance Company encourages dental professionals to take steps to protect their earnings and their practices should

a disabling event occur. Understanding the important role that disability insurance plays in personal financial security is a good

place to start.

“As a dentist, your income is your most valuable asset,” said Julia Moore, TDIC director of sales. “And while many dentists do well

with getting insurance to protect all their other assets — like cars, houses, dental offices, dental supplies, etc. — they often

overlook protecting their most valuable asset with disability income insurance.”

While disability is a prospect that no dentist wants to face, having disability coverage ensures that in the event it's needed, a dentist

has the freedom to focus on healing without the financial stress.

“TDIC's disability insurance provides income when you can no longer earn it practicing dentistry. It relieves the financial burden of

paying personal bills,” said Moore.

TDIC offers policyholders true “own occupation” coverage, which is disability coverage that pays benefits to the policyholder when

he or she can no longer perform all the day-to-day duties of his or her current “own” occupation. Benefits are paid even if a dentist

can still work but cannot practice dentistry.

“With May being Disability Insurance Awareness Month, now is a good time for dentists to take steps to protect their future,” said

Moore. “Plus, the earlier in your career you obtain insurance, the lower the cost. Reach out to a trusted insurance advisor at TDIC

Insurance Solutions to review all of the options available and choose the plan that's best for you.”

In addition to own occupation benefits, dentists should also seek comprehensive coverage that includes the following features:

· Designed specifically for dentists · Choice of benefit periods and maximum benefits

· Noncancellable · Future increase options

Call TDIC Insurance Solutions at 800.733.0633 to speak directly with a dedicated agent about disability coverage or visit

tdicinsurance.com to learn more. For more information about Disability Insurance Awareness Month, visit lifehappens.org

TDIC Insurance Solutions markets Disability and Business Overhead Expense insurance as an agent or broker by agreements with partner insurance carriers. Available

coverage limits and discounts vary by carrier and are subject to carrier underwriting. The information provided here is an overview of the referenced products and is not

intended to be a complete description of all terms, conditions and exclusions. TDIC Insurance Solutions, California License No. 0652783. Reprinted with permission of

12 | San Mateo County Dental Society | smcds.com

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