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Top 7 Home Loan Repayment Options

Overall, these plans are for the benefit of both the lender and the borrower. Some of these plans can even increase the repayment capacity of the borrower along with some tax benefits. Blog: https://financebuddha.com/blog/top-7-home-loan-repayment-options

Top 7 Home Loan Repayment

Top 7 Home Loan Repayment Options These days home loan companies are offering many customized repayment options to suit the borrower’s loan requirements. Among these options, some provide flexibility in repaying the loan, while others are linked to the various stages of the house construction. Overall, these plans are for the benefit of both the lender and the borrower. Some of these plans can even increase the repayment capacity of the borrower along with some tax benefits. A Home Loan which starts with Delayed EMI Payments A home loan with delayed EMI payments is a very good option for some of the borrowers who are not able to pay the EMIs at the beginning of the loan tenure. This option offers the home loan borrower to begin the repayment of their home loan later. This facility is provided by SBI with which flexi pay is available where the borrower is not bound to make repayment anywhere between 36 months and 60 months. This period is known as moratorium period and during this, the home loan borrower need not pay any EMI but only the pre-agreed rate.

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