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Real Estate Showcase 2018 --final-updated

Don’t have a down

Don’t have a down payment saved? Want to buy a home? Down payment assistance may be waiting for YOU! Contact me today! Let me help you on your exciting journey home. PATRICIA A. RYAN SR. MORTGAGE LOAN ORIGINATOR NMLS# 20530 617.968.4987 patricia.ryan@fcloans.com 30 Log Bridge Rd. Building 100, Unit 100 Middleton, MA 01949 First Choice Loan Services Inc. (NMLS# 210764), a Berkshire Bank Company (NMLS# 506896), is located at One Tower Center, Floor #18, East Brunswick, NJ 08816. First Choice Loan Services Inc. is licensed, registered or exempt from state licensing in the states it originates mortgage loans. Licensed by the NJ Department of Banking and Insurance. AZ BK#0918586. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Mortgage loan products and services not offered in the state of New York. First Choice Loan Services is not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are current, but are subject to change or expire. Other restrictions may apply. All applications must be submitted in writing. This advertisement is not a loan disclosure or commitment to provide a loan approval or a specific interest rate. 07.25.2018 FALL 2018 REAL ESTATE SHOWCASE INDEX OF ADVERTISERS ANNE AND ERNIE CARPENTER -- CENTURY 21 HUGHES............................5 EAGLE CONTRACTORS...............................5 ELAINE FIGLIOLA -- COLDWELL BANKER............................. 11 EVELYN ROCKAS -- COLDWELL BANKER...............................6 FIRST CHOICE LOAN SERVICES INC...........................................2 HANSON ESTATE AND ELDER LAW PLANNING CENTER......................10 J. BARRETT & COMPANY.............................7 JOAN REGAN -- CENTURY 21 HUGHES............................2 CONNOR REAL ESTATE...............................4 JONAH REALTORS.......................................3 TONER REAL ESTATE..................................12 LOUISE BOVA TOUCHETTE -- COLDWELL BANKER.............................16 MARTEL REAL ESTATE................................13 PENNY MCKENZIE -- NORTHRUP REALTORS......................... 11 RE/MAX 360 -- DIVIRGILIO.......................8-9 SEAN MCCARTHY -- SALEM FIVE BANK..................................4 THE LAW OFFICE OF TIMOTHY P. HOUTEN, ESQ.................... 11 Avoid nasty surprises on inspection Many a promising home sale has been compromised by a nasty discovery during the buyer’s inspection. There are things you can do to avoid a last minute broken deal. “Boston has beautiful real estate, as do all of the towns in the greater metropolitan area,” said Ryan Williams, general manager of 128 Plumbing, Heating, Cooling & Electric. “For anyone placing their homes on the market during the competitive summer season, we don’t want them to lose thousands of dollars in value due to missed opportunities for improvement.” Williams and the 128 Plumbing, Heating, Cooling & Electric team offer the following five tips to avoid loss in value while selling a home: Repair any existing leaks – Many leaks go unnoticed until a thorough inspection is made, so the best practice is to be proactive. Check crawlspaces and basements for signs of slow leaks, and if unsure, run a meter test. Shut the water off for about two hours and monitor in change in the meter. Contact a professional if a leak is suspected. Inspect the water heater – Over time, the heating element in the water heater can become corroded or even covered by scale, especially in areas with hard water. This will reduce the effectiveness of the water heater. If the unit is newer, it might be best to have the element replaced. If the unit is older, consider an upgrade to a tankless water heater to add value to the home. Rebates may even be available through a local energy or utilities program. Check for electrical issues – Shorts, faulty circuits and unreliable current are all red flags to potential buyers. They can also be safety hazards, so it’s best to have a licensed electrician inspect the home’s electrical system before placing it on the market. Schedule tune-ups for the air conditioner and furnace – Regardless of the current season, both the air conditioner and furnace should receive a tune-up prior to listing the home. Professional tuneups can include filter changes, cleaning the units, lubricating mechanical parts, inspecting the flues and identifying any disasters waiting to happen. This will help improve the efficiency of both units, prevent any unexpected breakdowns and can help restore or improve the indoor air quality of the home. It will also provide a peace of mind for the new homeowner during the upcoming season. Inspect the main drain by video camera – Increasingly, potential homeowners are asking about the condition of the home’s main sewer line to prevent future back-ups, pipe replacement and harmful damage to the home. A professional drain technician can provide a video analyzing the inside of the main sewer line, identifying any potential issues that need to be corrected. “These tips provide sellers a great place to start adding value to their homes,” Williams said. “Make sure to follow this advice, or ask a professional for guidance, before allowing potential buyers to begin scheduling independent inspections. It’s an investment, but it’s one that can net surprising returns in value.” 128 Plumbing, Heating, Cooling & Electric, rated A+ by the Better Business Bureau, was founded in Wakefield, Massachusetts more than 25 years ago. Since their start, 128 PHCE has expanded and grown to become Eastern Massachusetts’ most trusted and consistent plumber, heating and air conditioning service company with over 1,000 5-star reviews online. For more information, call 1-888- CALL-128 or visit www.call128.com. Joan Regan prides herself on the Knowledge, Dedication and Commitment she shares with the clients she serves. Recently she was recognized for these attributes and received the prestigious 2017 CENTURIAN AWARD The Centurian Award is the highest award Century 21 can bestow and is recognized worldwide for outstanding achievements in real estate sales. These awards are given annually at the Century 21 International convention. Dave Hughes, Broker Owner, is proud of this accomplishment and welcomes Joan’s continued enthusiasm and highly recommends her to his clients. Joan McGovern Regan • 617-529-1785 joan.regan17@gmail.com • century21hughes.com The Library | 270 Broadway Lynn, Massachusetts 01904 T: 781.596.1174 | F:781.596.1227 jonahrealtors.com THERE ARE MORE BUYERS THAN HOMES. Let’s change that. Timing is everything and the time to sell is now. Considering it? Call us. Our twenty two Realtors have the knowledge, experience, integrity and known reputation to deliver their promise of personal service second to none. Call 781.596.1174 anytime! ¡HABLAMOS ESPAÑOL! 781.248.5048 02 | REAL ESTATE SHOWCASE SUMMER 2018 | 03