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Vendor Finance

Inspiring finance for the future

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How does my<br />

customer benefit<br />

Thousands of businesses throughout the UK choose to<br />

lease equipment through SFS because of the advantages<br />

it offers over other forms of finance:<br />

Conserves working capital<br />

Outright purchase of equipment may restrict<br />

business’ resources. Leasing allows customers to<br />

save working capital for other projects such as<br />

marketing, training and product development.<br />

Upgrade options<br />

Leasing allows businesses to stay ahead<br />

of the changes in technology and respond<br />

to competitors. Customers can upgrade their<br />

equipment with ease, either during or at the<br />

end of the lease, to accommodate changes<br />

in circumstances.<br />

Convenience<br />

The documentation is simple and is taken care of<br />

by the vendor and SFS. The finance is arranged<br />

to suit the equipment, making the overall<br />

acquisition simple and easy, while ensuring the<br />

term of the agreement is in line with the useful<br />

life of the equipment.<br />

Easier budgeting<br />

As lease payments are fixed, unlike an overdraft<br />

or other methods of funding, leasing allows for<br />

simple and easy budgeting for the agreed term<br />

Future credit<br />

Customers electing to lease equipment leave<br />

existing lines of credit intact, which can be<br />

used as necessary in the future.<br />

Tax efficiency<br />

100% of the rentals can be deducted from<br />

taxable profits which may reduce the overall<br />

cost of renting the equipment.*<br />

*For more information about tax efficiency please contact<br />

your accountant.

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