Business Action | February / March 2019


Independent North Devon-based business magazine covering news about business and enterprise in Barnstaple, Bideford, Braunton, Chulmleigh, Combe Martin, Holsworthy, Ilfracombe, Lynmouth, Lynton, South Molton, Torrington, Woolacombe and more.

In recent years, cyber and

data attacks have emerged as

one of the most significant

threats facing organisations

of all sizes. The internet and

other network operations

have created risks that were

unheard of less than a decade

ago. When cyber and data

attacks (such as data beaches

and hacks) occur, they can

result in devastating damage,

such as business disruptions,

revenue loss, legal fees and

forensic analysis and customer

or employee notifications.

It is important to

remember that no organisation

is immune to the impact

of cyber and data crime. As a

result, cyber and data liability

insurance has become an

essential component to any

risk management programme.

Existing insurance policies

such as commercial combined,

management liability or

professional indemnity insurance

may provide very limited

elements of cover against

cyber and data risks. However,

businesses should consider

purchasing cyber and data

insurance, particularly if they:

Starting a business is always

a challenge and the transition

from a military career to

the commercial sector adds

even more challenge. Adam

Yates, previously a Lance

Corporal in the Royal Engineers

at Chivenor, decided

to take on both challenges

when he left the service at

the end of 2018.

Initially looking to set up

➤➤hold sensitive customer

details such as names

and addresses or banking


➤➤rely heavily on IT systems

and websites to conduct

their business

➤➤process payment card

information as a matter of


Is your business at risk?

Economic crime continues to

be a major concern not only

for large firms, but for businesses

and organisations of all

sizes, across all regions and

his own business, support

from army colleague Stuart

Chadwick, who had already

set up his own company, led

Adam to joining him. Now

Adam represents SC Datacomms

Ltd in North Devon,

networking and meeting

potential clients.

SC Datacomms provides a

range of cabling and infrastructure

services for all sizes

of businesses from small

offices to large corporations.

These include structured

data, voice and telephone

cabling; optical fibre cabling,

from full survey to installation;

and full CCTV and

IP CCTV services, from

planning and installation to

maintenance, fault finding

and system updates.

Adam developed his

skills while in the Army,

completing standard and


Protect your

business from

cyber crime

Cyber crime, data breaches and online attacks are becoming a daily

occurrence for businesses. How do you protect your business?

Business Action asked Robin Glover of Towergate Bideford what

types of insurance are available to limit businesses’ exposure

in virtually every sector. One

in three organisations reports

being hit by economic crime,

with both developed and

emerging markets affected.

The five most consistently

reported types of economic

crime are asset misappropriation,

bribery and corruption,

procurement fraud and

accounting fraud – with electronic

crime now in second

place in 2016 in terms of

frequency, having increased

steadily since 2011.

The General Data Protection

Regulation (GDPR)

advanced apprenticeships

in telecommunications and

achieving qualifications

in copper and fibre optic

cabling, including installation

and testing. He has

worked on a number of SC

Datacomms projects across

the South West for national

retailers, warehouses, schools

and other organisations.

Born in Annan in

Scotland, Adam’s military

service brought him to

North Devon in 2014 for two

years, returning after a stint

in Cambridgeshire. After

marrying, Adam and his

Barnstaple-born wife Sharna,

and now their two-year-old

son, have made their home

in North Devon. Adam

describes the area as similarly

quiet to his home town

in Scotland and a good place

in which to bring up their

took effect in May 2018 and

replaced the Data Protection

Act 1974 and sees a step

change in the responsibilities

and duties around keeping

data safely. GDPR has been

introduced to unify data laws

around Europe.

The implications are

significant and reinforce the

need for proper cyber and

data cover which includes

cover for breach costs

including notification costs

to affected individuals, which

could be very high.

Assessing cyber risk

Today, more than ever, it is

obvious that businesses need

to do everything in their

power to limit their exposure

to these risks and mitigate the

cost of damages likely to be

caused by electronic crime in

the future.

To help with this, Towergate

provides a free online

cyber risk assessment test at

■■Details 01237 429978 or


Getting connected is key to success

son: “There are not many

places where you have four

or five beaches. It’s nice and

quiet, but you’ve got everything

you need nearby.”

Now Adam is looking

to build relationships with

North Devon businesses,

whether they need one or

two data points for a new

computer or a wifi network

across a whole building.

■■Details 07399 580743 or


Advertise in Business Action

from just £25 per issue to

reach business customers

across North Devon.

See our advertising rate

card at

for full details.

■■Call Alan Williams on

07970 671192 or email

10 business action | February / March 2019 |

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