Inglewood Business Magazine May 2019

nboseman

In This Issue - IBM recognizes Darrell Brown of US Bank. Parker Lighting | Smart Business | Small Business Advice and much more!

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9

SMALL BUSINESS

Now Is a Great Time

to Start a Business!

18

SMART BUSINESS

Tips For Successful

Networking

FEATURE

16

12

REAL ESTATE

Buying A House

With Bad Credit

20

INSURANCE

Annuities vs

Life Insurance

24

HEALTH & WELLNESS

Fitness & Successful

Entreprenuers

MEMBER SPOTLIGHT

6

30 Business Directory 36

City Info

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LIGHTING THE WAY IN

INGLEWOOD SINCE 1965

Long time Inglewood business, Parker Lighting has been in the city for over 50 years. Today

we talk with the president, Louise Hirsch about the background and future of his company.

PRESIDENT: Louis Hirsch

LOCATION: 201 West Manchester Blvd

Inglewood, CA 90301

PHONE: (310) 674-8193

EMAIL: info@parkerlighting.com

WEBSITE: www.parkerlighting.com

BUSINESS: Lighting Designer & Supplier

AREAS SERVED: United States

IBM: What is your background?

LH: Education - I have a BS in

Accounting with computer science

from CSUN - Work Experience

- I stated working and Parker

Lighting, Inc. when my father

bought it in 1977. Left in 1982

to work as a photographer for a

couple of years. Then I worked at

a computer software company for

four years. I returned to Parker

Lighting in 1989.

IBM: How did you get your idea

or concept for the business?

LH: My father bought Parker

Lighting from Parker Williams

in 1977. I bought it from him in

1992.

IBM: What was your mission at

the outset?

LH: When Parker Lighting

started in 1965, you could only

buy lighting from lighting stores

and some lighting at drug stores.

We were the most knowledgeable

company in the lighting business.

IBM: What service(s) or

product(s) do you offer/

manufacture?

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“Parker Lighting is

a great resource.. I

needed LED lighting

for my exterior and

his pricing was less

than HomeDepot.

The service and pricing

will keep me coming back.

Next is my bathroom

remodel and my lighting

will come from them!”

- Bridget S

LH: We are a full line lighting store

specializing in both the old style

of lighting and the newest styles,

LED. Our staff has over 65 years of

experience in the lighting business.

IBM: How do you market your

business?

LH: By website, www.parkerlighting.

com, by networking groups I belong

to and vendor fairs. How are people

aware of your business? We have a

reputation, because we have been in

business for over 54 years, of knowing

what we sell.

IBM: To what do you attribute your

success?

LH: Lack of competition at the

beginning and gaining a knowledge

over so many years to know the correct

product for our customer, customer

service, and experience.

IBM: What’s your company’s goals?

LH: To always grow.

IBM: What is unique about your

business?

LH: Being in businesses for over

54 years as a leader in the lighting

business

IBM: Why do your customers select

you over your competitors?

LH: Knowledge, pricing and service

IBM: Does your company help the

community where it is located?

LH: Not enough

IBM: If you had one piece of advice to

someone just starting out, what would

it be?

LH: Find a business that you can

compete with the internet.

IBM: What are the biggest issues for

running this business?

LH: Competition from the internet.

IBM: What is the future for this type

of business?

LH: It’s tough. You can compete with

luck and hard work and having the

right connections. We are still looking

for more connections

IBM: How has technology, such as

computers and the internet, impacted

on how you conduct business?

LH: People now can shop and buy the

items we are selling, but it difficult to

ship many of the items we sell. If you

want service, you come to a company

like ours. If you want price only, you

can go on the internet.

IBM: As a business owner, what are

your top three priorities?

LH: Keeping our customer happy,

keeping my employees happy and

keeping our suppliers happy.

Not expanding when we had a chance

in our early years, not seeing the

impact of the recession in 2008 (which

is still hurting us) and not seeing the

advantage of the internet early on.

IBM

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Small Business | Inglewood Business Magazine

Now Is a

Great Time

to Start a

Business!

There are a lot of reasons

why now is a good time

to take the leap and start

a small business. 2019 are

both shaping up to be advantageous

economically, thanks to 2018’s tax

reform that benefits small businesses.

Overall the health of the economy is

positive. A study conducted by Intuit

projected that “the number of U.S.

small businesses will grow from 30

million in 2016 to over 42 million in

2026.” One of those could be yours.

Interest rates and consumer confidence

Although current interest rates have

increased modestly in the past year—

1/4 of a point— they are still low at 1.75

percent. The fact that interest rates are

starting to slowly increase is actually

another indicator of the improved state

of our economy. As interest rates rise,

the lending market will become more

competitive, something that small

businesses can benefit from in terms

of access to capital. Increased funding

options give entrepreneurs more

choices for financing and a greater

chance of having a lender approve their

loan request. Now truly is a Goldilocks

moment for financing that should be

seized before the rates go up again.

In addition to low interest rates,

unemployment is also at its lowest

level in the country since 2000. A

lower employment rate means more

people with money to spend and

become customers, and overall it leads

to higher consumer confidence. The

consumer confidence index climbed to

a level we haven’t seen since 2000, and

is close to an all-time high.

A strong economy and happy business

owners

The last recession officially ended in

June 2009, but the true recovery took

longer, with the real GDP not achieving

its pre-recession levels until 2011 and

unemployment taking until May 2016

to go back to its pre-recession numbers.

But for 2018, economists have been

predicting positive growth, up to 3

percent. This would bring the U.S.

economy to a post-recession increase of

potentially 43 percent.

At the start of 2018, the International

Monetary Fund projected economic

growth of 2.7 percent in the U.S., while

economists with Wells Fargo indicated

an anticipated growth of 3 percent.

These are not the only economic

numbers that are climbing. CNN

Business reported that the Conference

Board’s end of 2017 survey found

consumer confidence at record highs,

with the expectation it would remain

strong into 2018, thanks to the strength

of the stock market, job growth and the

tax reforms.

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Inglewood Business Magazine | small business

Starting A Business, contiued...

Finally, existing small business owners indicate that they

are happy and confident with their decision to pursue

entrepreneurship. Guidant Financial’s 2018 State of Small

Business survey found that 63 percent of small business owners

ranked their confidence level at a 7 or higher on a scale of 1 to

10. Their happiness level was also high and climbing, averaging

7.52 out of 10 in 2017, and 8 out of 10 in 2018.

Are you ready?

If you think you are ready to seize the opportunities that today’s

economy is presenting small business owners, there are some

things to consider.

First, do you have enough capital

to not only get your business up

and running, but also to fund

it if it takes you longer than

anticipated to turn a profit? The

2015 Global Entrepreneurship

Monitor (GEM) survey revealed

that more than 50 percent of the

small businesses that failed did so

because they didn’t make enough

money and didn’t have sufficient

funding to cover the gap.

Equally important is the personal motivation and organization

that you have. Successful entrepreneurs possess what Jerome

A. Katz and Richard P. Green II referred to in their book,

Entrepreneurial Small Business, as the 5 “P’s”—passion,

perseverance, promotion, planning and professionalization.

Finally, before embarking on small business ownership, it is

vital to discuss your plans with your family. Entrepreneurship

requires a significant time commitment, particularly in

the beginning. You will want to be sure that your family

understands how all of your lives will be affected and the

stresses you will be under before they sign off on your idea.

Time to realize your dream

You are not alone in your desire to be your own boss. A UPS

Stores’ survey, Inside Small Business, found that about twothirds

(66%) of Americans dream of opening a small business.

Changes in technology are making this goal easier than ever to

realize. The number of physical storefronts may be declining,

but e-commerce is increasing. This shift can actually open up a

broader consumer base for your business.

Instead of being dependent on your local community, you

have access to a national audience. Technology is also helping

would-be small business owners is by improving their digital

commerce solutions. For instance, creating content and

websites are easier and less expensive for entrepreneurs than

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ever thanks to web platforms such as WordPress or

Drupal.

If you have been on the fence about pursuing your

dreams of being your own boss, there really is no better

time than now. Do your due diligence and investigate

your options. Today’s economic advantages definitely

increase your odds of success, and 2019 promises more

of the same. IBM


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Inglewood Business Magazine | real estate

Is Buying a House

Possible With...

OLIVIA PATTERSON-RYANS

YOUR CERTIFIED INCOME PRODUCING REAL ESTATE SPECIALIST

BRE LICENSE#: 01790668 | WWW.GROUNDSFORPOSSIBILITY.COM

If you’re tired of throwing away

your hard-earned money on

rent each month, you may be

ready to buy a home of your

own and begin building equity.

Unfortunately, buying a home can

be a challenge when you have bad

credit. You may be plagued by

mortgage denials and high-interest

rates if approved for a mortgage

loan. But before you decide to be

a lifelong renter, know that there

are ways to achieve your dream of

home ownership.

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The Challenges of Buying

a Home with Bad Credit

Mortgage lenders look at a lot of

factors to determine if you qualify for

a home loan. Of course, your annual

income and debts are crucial, but your

credit score is also a significant factor.

Applicants with great credit scores-750

or higher-have the easiest time not

only getting approved for a mortgage

but also getting approved for the most

competitive interest rates available.

Applicants with credit scores below

650 may have a difficult time getting

approved for a mortgage in general, let

alone securing low prime interest rates.

Unfortunately, those with bad credit

scores are automatically perceived to

be a higher risk and—if they can get

a loan—end up paying higher interest

rates and having to agree to less

appealing terms that come with a bad

credit mortgage.

Home-Buying Options for

Poor or No Credit

If you have poor credit—a score of

650 or below—or bad credit—a score

below 600—there are programs, such

as Federal Housing Administration

(FHA) loans that are specifically made

for those who need help buying a home

with bad credit.

FHA Loans

FHA loans have some of the most

lenient qualification requirements

there are. And they’re available to any

homebuyer, not just first-time buyers.

Borrowers with a credit score of at least

580 stand a chance to get approved as

long as they have a minimum 3.5%

down payment. That’s just $8,750 for

a $225,000 home. And, unlike other

loans, FHA loans may not require two


Real Estate | Inglewood business magazine

Know Your Credit Score

If you’re thinking about trying to buy

a home in the near future, the first step

you should take is finding out where

your credit stands. Begin by looking at

your current credit report and carefully

reviewing it. Specifically, be on the

lookout for any mistakes or errors on

your report.

years of employment as a qualification.

FHA loans also have a maximum loanto-value

ratio (LTV) of 96.5%, which

accounts for the lower 3.5% down

payment requirement.

VA Loans

Veteran’s Administration loans are

available to military veterans. They

require a credit score of 620 or higher.

VA loan:

Doesn’t require any down payment

Has no requirement for PMI

Offers competitive interest rates

Is backed by the government, so can be

easier to qualify for

USDA Loans

The United States Department of

Agriculture (USDA) offers mortgages

to home buyers in eligible rural

areas whose incomes fall in the lowto-average

income range for their

areas. Like VA loans, they require a

credit score of 620 or higher. A USDA

mortgage loan also:

• Doesn’t require a down payment

• Accepts a debt-to-income ratio

(DTIs) of 50% or lower

• Has no requirement for PMI

• Offers competitive interest rates

• Is backed by the government, so

can be easier to qualify for

Other Options

In addition to FHA, VA and USDA

loans, there are ways to increase your

chances of getting approved for a

mortgage with bad credit. Consider

saving up for a larger down payment.

A larger down payment reduces the

amount you need to borrow and

increases your likelihood of getting

approved for a mortgage. If you’re able

to put down 20% or more on your new

home, you’ll save a significant amount

on your interest down the road because

you’ll borrow less money.

You may also be able to avoid the need

for Private Mortgage Insurance (PMI)

with a higher down payment. Bypassing

the need for PMI can easily save you

$1,000 per year or more. It also frees up

more money, so you can pay down other

debts, which improves your credit.

*Subject to change

If you notice something incorrect on

your report, you can file a dispute—

most credit bureaus let you to easily

file a dispute online and get it resolved

before you continue the home-buying

process. You should also take the time to

calculate how much of a mortgage you

can reasonably afford before applying for

one.

You want to avoid having to accept a

much higher interest rate and having to

put up a larger down payment. If your

score falls below 620 and you’re not

eligible for an FHA, VA or USDA loan,

you might have issues finding good

mortgage interest rates.

If you’re not sure what your credit score

is, you can see your credit score for

free on Credit.com. You also get a free

credit report card that shows you ways

to improve your credit score in each of

the five areas that factor in to how your

score is calculated.

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Inglewood Business Magazine | real estate

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Inglewood Business Magazine

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feature | Inglewood business magazine

Leaving On A

High Note

After 40+ years in the banking industry and

a pillar in the community, Senior VP, Region

Manager at U.S. Bank Darrell Brown retires.

Mr. Darrell Brown, a native of Los Angeles and was a Senior VP of

the Greater Los Angeles Coastal Region of U.S. Bank. The nations’

fifth largest commercial bank with over $340 billion in assets and 17

million customers.

With over 40+ years of extensive experience in diverse leadership and

management roles within the banking world, he is an outspoken advocate for

identifying new markets for individual customers with diverse financial needs.

Darrell is recognized as a proven change agent with expertise in revitalizing

organizations, building brand equity, and affecting positive growth. As a highly

respected leader with a clear, focused direction, he has seen notable results

throughout his career. He has been instrumental in corporate reorganization and

restored customer confidence by consistently delivering innovative products,

services and programs to maximize profits. Darrell is an effective mentor and

coach who believe that “high achievement always takes place in the framework of

high expectation”.

Darrell is an alumnus of UCLA Extension and The Carlson School of Executive

Management at the University of Minnesota. He has received many honors and

awards including “Father of the Year” by the American Diabetes Association, the

2009 Leadership Award presented by the California Legislative Black Caucus,

the 2010 “Outstanding Corporate Citizen” award presented by the West Angeles

Community Development Corporation and the 2019 Corporate Partner Award

presented by the Los Angeles Urban League. Routinely called upon to speak as

a guest lecturer throughout the country on various financial topics, Darrell is

recognized as an expert in matters relating to personal finance.

He is truly a resource for many organizations and community at large. Extremely

generous in sharing his time and expertise in whatever way it can be useful for the

community. Darrell is especially concerned with those sectors of the community

that are underserved and need empowerment. In spite of his demanding work

schedule and many business commitments, Darrell still finds time and energy to

be involved in many charitable causes and activities. Thank Mr. Brown for your

dedicated service to the community and US Bank. IBM

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Tips for Successful

Business Networking

Are you interested in

becoming better at business

networking? Networking is

meeting an extended group

of people to form mutually beneficial

relationships that provide assistance

and support to each other over time.

Most professionals don’t do enough

networking, and their worst business

networking mistake is that they don’t

build a professional network until they

really need one – and that’s a bit late.

Harvey Mackay, who is a well-known,

irreverent speaker and the author of

Dig Your Well Before You’re Thirsty,

tells you that networking is a fulltime

job no matter your career or

business. And, his most significant tip

is that you want to have a professional

business network established long

before you need a network.

Business Networking

and You!

You can become a magnet which

attracts people and resources if you

invest the time and energy necessary

to develop a strong network of

contacts. Business networking

requires a leap for many professionals.

Depending on your personality,

meeting strangers and greeting people

that you hardly know can be stressful

and even - scary.

Walking into a group of strangers,

extending your hand and introducing

yourself can be daunting for many.

Others love the experience of meeting

new people and plunge into business

networking events with elan and

skill. No matter where you fall on

this continuum, you can improve

your networking skill and comfort.

It’s worth it for your career and for

the opportunity to give and receive

assistance.

You can effectively network and, in the

process, create these results.

BUILD a network of partners to

keep an open eye and ear for new

opportunities for you, and vice versa,

you for them. Networking is only

effective when it is mutually beneficial.

Reach targeted individuals for your

business or career in two ways: directly

or indirectly through your contacts.

Expand your network through

colleagues with a reach that you

cannot develop by yourself.

BUILD visibility within your

industry or profession by raising your

profile. Go to every social and business

gathering that you possibly can.

BUILD visibility within your

community to assist your organization

to develop a reputation as an employer

of choice. It will help you recruit

18 Inglewood Business Magazine May - June 2019


and retain great employees. Your

community will look upon you as the

face of your business.

smart business | Inglewood business magazine

BUILD a strong network with

coworkers within your organization

to accomplish work more successfully

by utilizing your network of mutually

beneficial relationships.

CREATE a diverse network of

people with whom you can share ideas

and gain information. Nothing is as

effective as bouncing ideas back and

forth with another professional whom

you admire.

AIM for a diverse group of people

from whom you can learn. Other

business people and professionals

have much to teach and share when

an individual is open to learning and

change ideas.

DEVELOP an online network of

colleagues with whom you can share

all of the advantages cited in the first

nine advantages. While worldwide is

not local, it is the new networking.

It is also easier for people who may

be uncomfortable in a face-to-face

setting. Just don’t use it as a substitute

for business networking in person.

You will actually make friends. The

people you meet when business

networking have a lot in common with

you. Pursue relationships with them

for not just business advantages, but to

share common interests and fun.

It is also easier for people who may

be uncomfortable in a face-to-face

setting. Don’t use online business

networking as a substitute for business

networking in person.

THE SECRET TO

SUCCESSFUL BUSINESS

NETWORKING

Are you interested in the most

important secret about successful

business networking? Always

remember that the most successful,

effective business networking is not all

about you and what the contact can do

for you.

Successful business networking is

about what you can do for them.

And, you need to trust that, in some

way, someday, maybe in the most

unexpected, unpredictable way, what

goes around comes around. It never

fails.

Most importantly, if you focus on this

secret as you approach your business

networking opportunities, you will

calm your butterflies and shine as

you interact with new acquaintances.

Removing the focus from you—how

you feel, how you look, what the

contact will think of you—is the most

powerful networking secret I can share

with you. Make business networking

all about them, and you will benefit

beyond your wildest dreams. IBM

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Inglewood Business Magazine | Insurance

Annuities

vs.

Life Insurance

Which Is Right for Retirement Income?

WHAT IS LIFE

INSURANCE?

There are two types of life insurance:

Term and Whole life insurance (or

permanent).

Term life insurance is only for a

period of time – for example 20 years.

It works best for people who want

insurance until they reach retirement

age, or to cover other types of timespecific

situations.

Whole life insurance provides

money to your survivors after your

death. With universal whole life,

the premium goes toward a death

benefit and in a savings or low-risk

investment. With variable whole life,

more of the premium goes toward

riskier investments. Variable universal

whole life insurance is a combination

of universal and variable.

Advantages of Life Insurance

Considering a life insurance plan is

an important part of your financial

planning. Life insurance offers

protection for your loved ones,

preventing them from having to

drastically alter their lifestyle should

the unexpected happen.

Life insurance provides peace of

mind that your family members won’t

struggle financially when you are

gone. If you’re the breadwinner, this

is particularly important. Depending

on the policy’s amount, you won’t

have to worry about the family’s home

being foreclosed on. Additionally,

your spouse won’t have to take on an

additional job, and your kids won’t

have to drop out of college to help pay

bills.

Funeral costs are also expensive –

typically over $7,000. A life insurance

policy ensures that your family

won’t have the additional burden of

wondering how to pay your funeral

and burial expenses.

Term life insurance is relatively

inexpensive. For example, to get a

20-year term life insurance policy with

$250,000 of coverage, your payments

would start at approximately $15 a

month. You can also renew the policy

when the premium period is over. In

addition, you can also convert your

term life policy to a whole life policy.

You can borrow the cash value of

a whole life insurance policy

(which is a tax-free loan)

or you can surrender the

policy for cash. Also, your

insurance agent might not tell you this,

but if your term life policy is eligible to

be converted to a new policy, and the

death benefit is at least $100,000, you

can sell it to an outside investor and

receive a cash payment.

Money in your life insurance policy,

whether the money is saved or

invested, is tax-deferred until you

withdraw it.

Disadvantages of Life Insurance

The disadvantages of life insurance

occur when the decision to buy a

policy isn’t considered carefully. For

example, buying a life insurance policy

when you don’t need one or buying a

complex policy.

There is a chance your policy can

lapse. If this happens, the company

won’t owe you or your family a dime.

According to the Life

Insurance

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Insurance | Inglewood Business Magazine

Settlement Association (LISA), among

consumers over the age of 65, over

250,000 life insurance policies lapse

each year. The average value of those

policies is $225,000. As a result,

insurance companies gain over $57

billion a year due to lapses.

Whole life insurance is much more

expensive than term life insurance

– it can be six or seven times more

expensive. The payments are so

expensive that many people can’t keep

up with the payments.

You’re less likely to benefit from term

insurance because you might not pass

away during the coverage period. After

the term of a term life insurance policy

has expired, you can renew it each

year, but the premiums will begin to

increase significantly.

You cannot borrow any money from

your term life plan. If you borrow

from your whole life policy, you will

have to pay the money back with

interest (even though it’s your money).

Life insurance also includes a variety

of fees (administrative, management,

and commissions) that you have to

pay.

Buying a life insurance policy when

you don’t have a need for one puts

you at a disadvantage. For

example, if you’re 75 years

old with no dependents or

earning power, you don’t

need a life insurance

policy.\

WHAT ARE ANNUITIES?

Annuities are another type of financial

product sold by insurance companies.

Money that you put into an annuity is

then used to provide you with monthly

(or annual) payments. However, this

is not a bank, where you deposit

money and have a balance that must

be maintained. An annuity is designed

to provide you with additional money,

but it’s a gamble.

Immediate Annuities are obtained

by making a lump sum and you start

receiving payments immediately.

For example, if during your late 60’s,

you took $110,000 and bought an

immediate annuity, you could receive

roughly $7,000 a year every year for

the rest of your life.

Deferred Annuities are paid out at a

time in the future, for example, when

you retire.

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2300 W. Manchester Blvd. Inglewood, California 90305

Phone: (323) 750-0739 | www.bcagencying.com

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Inglewood Business Magazine | Health & Wellness

5

Ways

Makes Entrepreneurs

More Successful

When asked for his #1

productivity tip, Richard

Branson paused for a

moment, leaned back

and said, “Work out.” By his estimate, it

added about four hours of productivity

to his day.

As entrepreneurs, we often have the

burning desire to make our venture

succeed, no matter the cost. We’ll stay up

later, work longer, go further and push

ourselves more than anyone else. We

know we need to spend a few years living

like most people won’t so that we can

ultimately spend the rest of our life living

like most people can’t.

However, when our health is neglected,

it can be difficult – sometimes even

impossible – to reverse the ill effects.

Neglecting our health in order to

be successful in our careers leads to

infinitely more downside than upside –

like having a massive heart attack before

the age of forty. But what many of us

may not know is that being healthy and

staying fit infinitely improves our ability

to earn money: it boosts productivity

and energy; it accelerates how fast the

brain can think and make decisions; it

lets us rest and sleep better; and, most

importantly, it prevents us from dying

from self-inflicted illnesses of neglect.

Here’s how eating healthier and

exercising more will make you

richer and more

successful, all while being one of the

fittest people at the office.

1It Increases

Productivity And

Energy – A Lot

Entrepreneurs are obsessed with getting

more done in less time. Picture this: let’s

say you need to consume around 2,200

calories a day to maintain your body

weight. The brain uses up approximately

20% of your caloric intake, which

in this scenario means your brain is

actually using around 450 of those daily

calories to function. That’s 20% of your

entire caloric intake fueling the super

computer that we call your brain. As an

entrepreneur or business owner, your

brain is your most priceless asset. So why

neglect it?

Picture the day of the average

Skipping meals or eating nutrient-poor

meals is depriving our brain of glucose,

the energy it needs to function and

work optimally. Sticking

with the right foods

that contain

lean

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Health & wellness | Inglewood Business Magazine

proteins and low GI carbs gives us a

steady release of energy and glucose,

which in turn benefits the brain and

ensures it’s firing on all cylinders

without getting fatigued.

Exercising also improves brain

function. If you’re an older

entrepreneur worried about losing

your edge, getting your body in motion

has been shown to slow down the loss

of neurons and brain power. Exercise

has also been shown to boost your

productivity (alertness, mood) in the

hours immediately after it.

2It Punches

Stress In the

Face

One of the biggest, most

detrimental side effects of

entrepreneurship is the nearconstant

stress and anxiety

we sometimes feel when we’re

building something for the

first time, wondering where

our next dollar might be

coming from.

We’ve all heard the story of

a burnt-out entrepreneur

that landed themselves in the

hospital with a serious health

complication (typically

GI-related) due to untreated

stress.

Exercise and eating nutrientdense

foods also helps lower

the anxiety, depression and

stress levels that we can feel

due to constant time crunches,

deadlines and board meetings.

Another bonus: If you’re

dealing with failures or

wildly fluctuating

moods, regular

exercise has

been shown

to be more

effective at

perking you up than the antidepressant

Zoloft.

3It Improves

Your Memory

An unfortunate side effect of always

been frazzled is that it kills your

memory. In one study, aerobic exercise

was shown to actually increase the

volume of the hippocampus – the part

of the brain dealing with memory

and learning skills. Regular exercise

will not only decrease inflammation

throughout the body and your brain,

but it also will stimulate the release of

growth factors that help protect the

brain and keep it young. Just taking a

ten minute walk in between projects or

before lunch has actually been shown

to boost mood, energy, productivity

and more.

4It Helps You

Make Smarter,

Faster

Decisions

Why and how it works is simple:

Moving more increases the heart

rate and blood flow, which increases

oxygenation of the brain. Sitting

fourteen hours a day at your desk

staring at a computer doesn’t help.

Multiple studies have found that

after 30 minutes of doing an easy half

hour bike ride, subjects performed

much better (and faster) on a series

of cognitive tests. Maybe the fact that

working out (along with meditation)

is one of the two most common daily

health habits of millionaires says

something?

5It Prevents

You From

Dying Young

(Seriously)

Consider the life of the average start-up

founder, solo-preneur or new business

owner. Lack of sleep? Check. Constant

reliance on stimulants (either legal or

illegal?) Check. An ever-present feeling

of stress and anxiety? Check. Skipping

meals or eating quick meals that aren’t

exactly calorie-dense? Check. All four

of these are serious risk factors for

metabolic syndrome, the precursor

to cancer, heart disease, diabetes,

Alzheimer’s, and more. In other words,

when you get fat and out of shape, your

risk of developing pretty much every

disease and negative health condition

increases – that doesn’t exactly make

your life as an entrepreneur easier.

And if the other four reasons weren’t a

compelling reason to eat healthier and

move more, hopefully death is.

Even the symptoms leading up to

metabolic syndrome impair your

ability to perform at your absolute

best. As your weight increases, energy

decreases. Men will have higher levels

of female hormones, women will have

very high levels of female hormones.

Productivity decreases, sleep worsens,

stress levels elevate.

Fighting the cult of productivity isn’t

easy though. Thinking that we should

cut corners to save an hour here and

there to devote to building our empire

can seem like a logical decision, but

unfortunately it’s a shortsighted one.

Not only will being healthy actually

boost your productivity, energy,

happiness, mood and more, you’ll also

look and feel much better and avoid

an early grave. What’s more? It’ll make

you a lot more money – with your

sanity intact. IBM

www.inglewoodbusinessmag.com

Inglewood Business Magazine May - June 2019

25


Inglewood Business Magazine | insurance

Annuities vs Life, continued...

Annuities can also be fixed or variable.

Fixed annuities have a fixed interest

rate for a specified period of time.

Variable annuities are placed in a

variety of stocks, bonds and mutual

funds and the rate of return is

dependent on the performance of those

investments.

Advantages of Annuities

Annuities are a great way to make sure

you’ll have a steady income during

retirement. They’re particularly useful

for people who are closest to retirement

age needing to catch up.

There is no annual contribution limit

with an annuity. If you’ve maxed

out your contributions with other

investment accounts like your 401(k)

or Roth IRA, you can invest as much as

you want in an annuity.

Annuities are marketed as being safer

(less risky) than mutual funds.

With a fixed annuity, the company

assumes investment risks. Regardless

of market performance, you are usually

guaranteed a minimum interest rate.

On the other hand, with a variable

annuity, your returns might be higher

than with a fixed annuity.

If you have a variable annuity, you get

to decide where you want to invest

your money in the stock market.

You don’t have to pay taxes on

investment gains for deferred annuities.

Your annuity payment will last as long

as you live. For example, if during your

late 60’s, you took $110,000 and bought

an immediate annuity, you would

receive roughly $7,000 a year every

year for the rest of your life. If you

lived 20 years, you would have received

$140,000, which is a very good value.

If you get a variable deferred annuity,

your beneficiaries will receive death

benefits.

Disadvantages of Annuities

As with any investment, annuities

carry certain disadvantages you should

consider before deciding on investing

in one.

Income from an annuity is taxed just

like regular income. This means there’s

a chance that your tax rate might

increase from the current time and the

time you want your annuity to begin

paying out.

Once the insurance company meets the

guaranteed amount, they can keep the

rest of the money. Using the example

listed above, let’s say you deposited

$110,000 and received $7,000 a year.

However, if you died after 10 years,

you would have only received $70,000.

That’s a significant loss. When you die,

annuity payments cannot be passed

on to your relatives. You could buy an

additional rider, but that would be an

extra cost.

The certainty of your payments is

based on the financial strength of the

company you buy the annuity from.

If it goes belly up, so will the money

you’ve put into it. That’s why your

funds need to be in a separate account

that is not on the company’s balance

sheets.

High fees are associated with annuities.

These include fees for managing your

account, fees paid to an advisor, and

fees for trading. They’re also known for

hidden fees. If you withdraw money

within a specified period of time (for

example, within the first five years) you

will have to pay a surrender charge, a

fee of around 10 percent.

While deferred annuities accumulate

money tax-deferred, this only applies to

immediate annuities in the beginning

of the payout years.

If you have a fixed annuity, you don’t

get to choose how the money is

invested. With a variable annuity, you

have more choice, but you’re subject to

market volatility.

Young people cannot buy annuities.

Consumers usually have to be at least

40 years old to purchase a deferred

annuity, and 55 years old to purchase

an immediate annuity.

Bottom Line

Life insurance and annuities are two

products designed to provide financial

support later in life and to provide

assistance to survivors when your life

is over. There are pros and cons to both

products, and also a level of risk and

assumption. However, by weighing

each factor carefully, you can make the

right decisions. IBM

26 Inglewood Business Magazine May - June 2019


Inglewood business magazine

www.inglewoodbusinessmag.com

Inglewood Business Magazine May - June 2019

27


28 Inglewood Business Magazine May - June 2019


Bad Credit, continued...

Higher Interest Rate and

Larger Down Payment

Even though you have a lower credit

score with less-than-perfect credit, it’s

still possible to secure a mortgage loan,

but you should expect to pay higher

interest rates.

A borrower with subprime credit may

also have to pay a much higher down

payment than someone with a better

credit rating. By putting down a larger

down payment, you show the lender

that you’re willing and able to pay the

monthly payment. When you invest

more of your money, the lender sees

that you’re serious about purchasing the

home and keeping the home.

Rebuild Your Credit

Real Estate | Inglewood business magazine

If you want to avoid the larger down

payment and higher interest rates,

it’s best to begin the credit rebuilding

process before you apply for a mortgage

loan. Paying all your bills on time

can improve your credit and begin to

build a more positive credit history

for you. Paying down debt to secure

a better credit utilization ratio is also

recommended to boost your credit

score. The lower the total amount of

debt you owe, the better and higher your

credit score is.

Buying a home with bad credit isn’t

impossible. If you take advantage of the

home loans that are available to you

and do enough research to know you’re

getting the best interest rates, you’ll be

able to buy a house and possibly build

your credit while paying your mortgage.

IBM

www.inglewoodbusinessmag.com

Inglewood Business Magazine May - June 2019

29


30

BUSINESS DIRECTORY

ACCOUNTANTS

HERSCHELL HUNT DAVIS, CPA

111. N. La Brea Ave

Inglewood, Ca 90301..................(310) 677-8148

AIRPORTS

LOS ANGELES WORLD AIRPORT

6053 W. Century Blvd.#301

Los Angeles, Ca 90045..............(310) 646-7450

ATTORNEYS

LAW OFFICE OF LAVONNE LAWSON

113565 W. Olympic Blvd.

Los Angeles, Ca 90064……….....(310)231-1040

AUTOMOTIVE DEALERS – NEW

AIRPORT MARINA FORD

5880 Centinela Ave

Los Angeles, Ca 90045..............(310) 649-3673

HOOMAN HYUNDAI

970 W. Manchester Blvd

Inglewood, Ca 90305.................(424) 331-7000

AUTOMOTIVE – REPAIR

ANTHONY’S PAINT & BODY SHOP

259 N. La Brea Ave

Inglewood, Ca 90301.................(310) 330-7900

WISE TIRES & BRAKE, CO

949 S. La Brea Ave

Inglewood, Ca 90301.................(310) 677-1515

BANKING

BANK OF AMERICA

330 E. Manchester Blvd

Inglewood, Ca 90301.................(310) 412-4720

BROADWAY FEDERAL S & L

170 N. Market St

Inglewood, Ca 90301.................(310) 412-3280

COLDWELL BANKER

416 W. Manchester Blvd

Inglewood, Ca 90301.................(310) 412-4049

US BANK

3366 W. CENTURY BLVD

Inglewood, Ca 90301.................(310) 695-4300

WELLS FARGO BANK

400 S. MARKET ST

Inglewood, Ca 90301.................(310) 674-1742

BEAUTY

BEAUTY & HEALTH EDUCATION

240 N. Market St

Inglewood, Ca 90301..................(310) 674-8100

BEAUTY SUPPLY

BODY BUTTER LADY

320 S. Market St

Inglewood Ca 90301 .................(310) 910-0775

DIAMOND BEAUTY SUPPLY

1300 Centinela Ave

Inglewood, Ca 90301.................(424) 331-5384

VALLEY OF SUN COSMETICS

535 Patrice Pl

Gardena, Ca 90245....................(310) 327-9062

URBAN ESSENTIALS BEAUTY SUPPLY

3530 W. Century Blvd #101

Inglewood, Ca 90303…...…....….(310)419-4230

BRANDING & MARKETING

THE CREATIVE HOUSE STUDIO

122 N. Market St.

Inglewood, Ca 90301…......……..(310)880-0969

LENTINI DESIGN & MARKETING

1626 Virginia Rd.

Los Angeles, Ca 90019…....…….(323)766-8090

THE ROSS GROUP

5482 Wilshire Blvd

Los Angeles, Ca 90036..............(323) 712-5800

BUSINESS DEVELOPMENT

CHURCHES

DIVINITY PROPHET

14015 S. Van Ness Ave Ste. 20

Gardena, CA 90249…………....(310) 327-7335

FAITHFUL CENTRAL BIBLE CHRUCH

333. W. Florence Ave

Inglewood, Ca 90301.................(310) 846-3286

St. JOHN CHRYSOSTOM

550 E. Florence Ave

Inglewood, Ca 90301.................(310) 677-5868

COMMUNICATIONS

KJLH RADIO STATION

161 N. La Brea Ave

Inglewood, Ca 90301.................(310) 330-2200

TIME WARNER CABLE

17777 Center Court Dr

Cerritos, Ca 90703.....................(800) 892-4357

COMMUNITY

ABILITY FIRST

8090 Crenshaw Blvd

Inglewood, Ca 90305.................(323) 753-3101

CALIFORNIA MENTOR FAMILY

HOME AGENCY WEST LA

5901 Green Valley Circle Suite 465.

Culver City, Ca 90230……..……(424) 248-7346

CARE COMES WITH A HEART

BREAST CANCER

PO BOX 1243

Inglewood, Ca 90301.................(310) 671-1564

FAMILY UNITED - N – NEW BEGININGS

11616 Hawthrone Blvd

Hawthorne, Ca 90250................(310) 644-5600

GIANT STEPS COMMUNITY

PROGRAMS, INC.

10813 Crenshaw Blvd.

Inglewood, Ca 90303……….......(323) 806-8622

CONSTRUCTION

AERO COLLECTIVE

209 S. Market St

Inglewood, Ca 90301..................(213) 999-9610

GDM

5963 Freedom Dr.

Chino, Ca 91710……......………(909) 627-0200

ICHI BAN ROOFING

1504 N. La Brea Ave.

Inglewood, Ca 90302…....…...…(323) 295-4400

JNR2 CONSTRUCTION

633 W. Hillsdale St.

Inglewood, Ca 90302……………(310) 497-2911

30 Inglewood Business Magazine May - June 2019


MCKISSACK & MCKISSACK

725 S. Figueroa St. Ste.3070

Los Angeles, Ca 90017…..……..(213) 622-4938

PROJECT MANAGEMENT COLLABORATIVE

17547 Ventura Blvd Suite 308

Encino Ca 91316 …..…….........(818) 947-0818

CONSULTANTS

ETNB COMMUNICATIONS

PO Box 561091

Los Angeles, Ca 90056..............(213) 915-7014

DENTISTS

CHILDREN DENTISTRY

345 E. Manchester Blvd

Inglewood, Ca 90305..................(310) 672-7822

RAYMONT JOHNSON, INC

808 E. Manchester Blvd

Inglewood, Ca 90301..................(310) 671-1234

WESTCHESTER DENTAL

212 N. Market St

Inglewood, Ca 90301..................(310) 671-9920

DRY CLEANERS

CENTINELA CLEANERS & LAUNDRY

1413 Centinela Ave

Inglewood, Ca 90301..................(310) 677-6171

LA LEATHER CLEANERS

4421 W. Century Blvd

Inglewood, Ca 90304..................(310) 677-2982

ELECTRICAL

ROYAL WHOLESALE ELECTRIC

4309 District Blvd.

Vernon, Ca 90058…...................(323) 587-4201

EMPLOYMENT

ENTERTAINMENT

THE FORUM

3900 W. Manchester Blvd

Inglewood, Ca 90301.................(310) 330-7353

HOLLYWOOD PARK CASINO

3883 W. Century Blvd

Inglewood, Ca 90301.................(310) 330-3172

LAVENDER BLUE RESTAURANT LOUNGE

3310 W. Manchester Blvd

Inglewood, Ca 90301.................(424) 227-6712

THE MIRACLE THEATER

226 S. Market St.

Inglewood, Ca 90301..................(310) 428-2741

EVENT PLANNING

MONIQUE HOGAN WEDDINGS & EVENTS

8503 Crenshaw Blvd.

Inglewood Ca 90305..................(323) 247-7789

EXTERMINATORS

DEWEY PEST CONTROL

4642 W. Slauson Ave

Los Angeles, Ca 90043..............(323) 292-7192

FINANCE

AECOM

515 S. Flower St, 5FL

Los Angeles, Ca 90017.............(213) 593-88141

CALIFORNIA CREDIT UNION

3550 W. Century Blvd

Inglewood, Ca 90301..................(213) 671-0280

PAULINE GISCOMBE

wallstreetnurse@gmail.com

Los Angeles, Ca 90250.............. (323) 469-2956

WATER & POWER COMMUNITY

CREDIT UNION

1053 W. Sunset Blvd

Los Angeles, Ca 90012...............(213) 580-1687

FLOORING

CARPET USA

9310 S. La Cienega Blvd.

Inglewood, Ca 90304……………(310) 390-8570

FLOORING AMERICA

SUPERIOR CARPET AND DESIGN CENTER

6840 La Tijera Blvd.

Los Angeles, Ca 90045.....………(310)216-2900

GROCERS

EL SUPER

3321 W Century Blvd

Inglewood, Ca 90303..................(562) 616-8809

NORTHGATE MARKET

10801 Prarie Ave

Inglewood, Ca 90303..................(310) 419-4091

HOSPITALS

CENTINELA HOSPITAL

555 E. Hardy St

Inglewood, Ca 90301..................(310) 680-8092

KAISER PERMANENTE

6041 Cadillac

Los Angeles, Ca 90034...............(323) 857-4028

INSURANCE

ALLSTATE- THE CAMPBELL AGENCY

2300 w. Manchester Blvd

Inglewood, Ca 90305..................(323) 750-1777

DICKERSON INSURANCE SERVICES

1918 Riverside Drive.

Los Angeles, Ca 90039……........(323) 671-2274

VIRGIL SANDERS

2644 W. Imperial Hwy

Inglewood, Ca 90303..................(323) 242-8000

JEWELRY

Big “C” JEWELRY & LOAN

509 n. La Brea Ave

Inglewood, Ca 90301..................(323) 672-7034

INGLEWOOD JEWELRY & LOAN

314 S. Market St

Inglewood, Ca 90301..................(310) 672-7034

LAX JEWELRY CO

235 E. Manchester Blvd.

Inglewood, Ca 90301…………....(646) 727-5397

LIMOUSINE

LA BELLA CHAUFFEURS

4429 E Village Road #239

Long Beach, Ca 90808.................(310) 322-3552

LOCKSMITH

The Flying Locksmiths

11222 S. La Cienega Blvd Suite 254

Inglewood, Ca 90304…….........…(310) 909-9345

MEDICAL

ALEXANDER ORTHOPEDICS

660 E. Regent

Inglewood, Ca 90301...................(310) 674-9179

INGLEWOOD IMAGING CENTER

211 N. Prarie

Inglewood, Ca 90301...................(310) 672-9729

MARIO PICADA, D.P.M

575 Hardy St

Inglewood, Ca 90301...................(310) 419-4733

DANIEL HARGROVE, M.D

105 S. Locust

Inglewood, Ca 90301...................(310) 256-4380

MORTUARY

INGLEWOOD CEMETARY MORTURY

3801 W. Manchester

Inglewood, Ca 90301....................(310) 412-6811

www.inglewoodbusinessmag.com

Inglewood Business Magazine May - June 2019

31


32

BUSINESS DIRECTORY

INGLEWOOD PARK CEMETARY

720 E. Florence Ave

Inglewood, Ca 90301...................(310) 412-6500

HAROLD PUBLICATIONS

312 E. Imperial Hwy

Los Angeles, Ca 90061..............(310) 322-1830

McCORMICK MORTUARY

635 S. Prarie Ave

Inglewood, Ca 90301...................(310) 792-7580

MOTELS/HOTELS

AMERICAN INN SUTES

11025 S. Prarie

Inglewood, Ca 90301...................(310) 412-7100

BEST WESTERN AIRPORT PARK HOTEL

640 W. Manchester Blvd

Inglewood, Ca 90301..................(310) 677-7378

BEST WESTERN SUITES HOTEL

5005 W Century Blvd

Los Angeles, Ca 90045...............(310) 677-7378

CROWN PLAZA LAX

5985 W. Century Blvd.

Los Angeles, CA 90045….........…(310)258-1334

DOUBLETREE BY HILTON

6161 W Centinela

Culver City, Ca 90230.................(310) 348-4508

DOUBLETREE LAX-EL SEGUNDO

1985 E Grand Ave

El Segundo, Ca 90245................(310) 955-1122

DREAM INN

3201 W. Imperial Highway

Inglewood, Ca 90303..................(310) 412-0912

FOURPOINTS BY SHERATON

9750 Airport Blvd

Los Angeles, Ca 90045...............(310) 649-7005

HOLIDAY INN LAX

9901 s. La Cienega Blvd.

Los Angeles, Ca 90045.………...(310) 981-2333

LA QUINTA INN & SUITES INGLEWOOD

3945 W. Imperial Hwy

Inglewood, Ca 90301...................(310) 642-1111

WESTIN LOS ANGELES AIRPORT

5400 W. Century Blvd

Los Angeles, Ca 90045..............(310) 417-4531

ORGANIZATIONS

RELAY FOR LIFE / AMERICAN CANCER SO-

CIETY

5731 W. Slauson

Los Angeles, Ca 90043..............(310) 348-0356

PUBLISHING

ETNB COMMUNICATIONS

PO Box 561091

Los Angeles, Ca 90056..............(213) 915-7014

INGLEWOOD TODAY

9111 S. La Cienega Blvd

Los Angeles, Ca 90045..............(310) 670-9600

SOUTH BAY DAILY BREEZE

5215 Torrance Blvd

Torrance, Ca 90503....................(310) 540-5511

PRINTING & GRAPHICS

BLUEWATER PRINT

821 W. Arbor Vitae St.

Inglewood, Ca 90290…………...(310) 663-7497

CHAFEIT GRAPHGICS

4215 W. Century Blvd.

Inglewood, Ca 90305….………..(310) 674-0664

DAVIS BLUEPRINT CO

3205 N. Main St.

Los Angeles, Ca 90031..............(323) 225-4706

MINA PRINTING

428 West Arbor Vitae St.

Inglewood, Ca 90301……......…..(310)677-5501

REAL ESTATE

BOARDWALK PROPERTIES

137 N. Larchmont Blvd.

Los Angeles, Ca 90004….......…(213) 479-2373

CHARLES GARDNER REALTY

23538 Rapid Brook Rd

Diamond Bar Ca 91765............ (213) 716-0225

INGLEWOOD BOARD OF REALTORS

718 E. Manchester Blvd. Suite H.

Inglewood, Ca 90301…...…....…(310) 671-3650

JACKIE HARRIS

2471 Glyndon Ave

Venice, Ca 90291.......................(310) 990-5364

MARTY BOGORATT

614 Venezia Ave.

Venice, Ca 90291……............…(818) 262-3554

OLIVIA PATTERSON-RYANS

6139 Wooster

Los Angeles Ca 90056...........…(310) 946-5454

RENTALS-EQUIPMENT

GLADIATOR ENTERTAINMENT. TRAILERS

309 E. Hillcrest Blvd.

Inglewood, Ca 90303……....……(888) 792-5106

HERC RENTALS INC.

224422 S. Alameda St.

Carson, Ca 90810………........….(310) 233-5000

QUALITY EQUIPMENT RENTAL

711 N. La Brea Ave

Inglewood, Ca 90301.................(310) 677-7600

UNITED RENTALS

301 N. Prarie Ave #404A

Inglewood, Ca 90301..................(310) 410-7676

RETAIL

COSTCO WHOLESALE

3560 W. Century Blvd

Inglewood, Ca 90301.................(310) 242-2774

VILLAGE AT CENTURY

3561 Century Blvd

Inglewood, Ca 90301.................(310) 575-1517

RESTAURANTS/FOOD

BENNY’S TACOS

7101 W. Manchester Ave.

Los Angeles, Ca...........................(310) 670-8226

CHILLI’S

3490 W. Century Blvd

Inglewood, Ca.............................(310) 674-2505

DULANS SOUL FOOD KITCHEN

202 E. Manchester Blvd

Inglewood, Ca 90301..................(310) 671-3345

32 Inglewood Business Magazine May - June 2019


PROUD BIRD RESTAURANT

11022 Aviation Blvd

Los Angeles, Ca 90045...............(310) 670-3093

RED LOBSTER

3400 W. Century Blvd

Inglewood, Ca 90301..................(310) 677-8430

THE SERVING SPOON

1403 Centinela Ave

Inglewood, Ca 90301..................(310) 412-5301

SECURITY SERVICES

ATLAS PROTECTION SOLUTIONS

8950 W. Olympic Blvd.

Beverly Hills, Ca 90211………….(310) 925-0740

SECURITY TRAINING PLACEMENT

2222 W. Manchester Blvd Ste D

Inglewood, Ca 90305..................(310) 215-0200

SCHOOLS

ARGOSY UNIVERSITY

5230 Pacific Concourse Drive Suite 200.

Los Angeles, Ca 90045...............(310) 531-9660

CHILDREN OF PROMISE PREPARATORY

ACADEMY

3130 W. 111TH Pl.

Inglewood, Ca 90303…..……….(310) 901-3648

EL CAMINO COLLEGE

16007 Crenshaw Blvd

Torrance, Ca 90506....................(213) 660-3593

EZ WILL DRIVING SCHOOL

3329 W. MANCHESTER Blvd

Inglewood, Ca 90305.................(213) 753-3044

ANIMO CHARTER HIGH SCHOOL

3425 W. Manchester Blvd

Inglewood, Ca 90305.................(323) 565-2100

INGLEWOOD UNIFIED SCHOOL DISTR

401 S. Inglewood Ave

Inglewood, Ca 90301.................(310) 419-2705

PEAK TRAINING INSTITUTE

4859 W. Slauson

Los Angeles, Ca 90056..............(310) 643-4778

SAINT MARY’S ACADEMY

701 Grace Ave

Inglewood, Ca 90301.................(310) 674-8470

WILDER’S ACADEMY

830 N. La Brea Ave

Inglewood, Ca 90301.................(310) 671-5578

SPORTS

LOS ANGELES LAKERS

555 N. Nash St

El Segundo, Ca 90245...............(310) 426-6000

TAXI CAB

YELLOW CAB

2129 W. Rosecrans Ave

Gardena, Ca 90249....................(310) 710-7477

TELECOMMUNICATIONS

AT&T

1150 S. Olive St

Los Angeles, Ca 90017..............(866) 921-6959

TRANSPORTATION

ACTION FREIGHT INTERNATIONAL

16403 Ishida Ave

Carson, Ca 90746......................(310) 670-5190

AIR ONE LOGISTICS

909 W. Spruce

Inglewood, Ca 90301.................(310) 421-1222

ALLIANCE INTERNATIONAL

6615 E. Pacific Coast Hwy

Long Beach, Ca 90803...............(562) 240-2222

AO FREIGHT CORPORATION

419 N. Oak St

Inglewood, Ca 90301.................(310) 419-8833

ASSOCIATED GLOBAL SYSTEM

200 E. Stanley St

Compton, Ca 90220...................(310) 215-8150

BARTHCO INTERNATIONAL, INC./OHL

2255 E. 120TH St

Los Angeles, Ca 90059..............(310) 568-9200

BLUEBIRD EXPRESS

704 S. Hindry

Inglewood, Ca 90301.................(310) 645-0300

CLARE LOGISTICS USA, INC.

1039 W. Hillcrest

Inglewood, Ca 90301.................(310) 568-2186

CONCORD EXPRESS INC.

1031 Manchester Blvd

Inglewood, Ca 90301..................(310) 418-1182

DYNASTY SHIPPING

643 Hindry

Inglewood, Ca 90301.................(310) 645-2838

E FREIGHT LOGISTICS, LLC

5343 W Imperial Hwy #200

Los Angeles, Ca 90045………...(310) 912-0744

EMO-TRANS L.A., INC.

5220 W. 102ND St

Los Angeles, Ca 90045……........310) 641-8684

ETC INTERNATIONAL FREIGHT

21039 S. Figueroa

Carson, Ca 90745......................(310) 632-2555

FORWARDERS INTERNATIONAL

10604 S. La Cienega Blvd

Inglewood, Ca 90301.................(310) 645-2992

GALCO INTERNATIONAL

PO Box 5342

Beverly Hills, Ca 90209..............(310) 275-2646

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Inglewood Business Magazine May - June 2019

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34 BUSINESS DIRECTORY

GLOBAL CONCEPTS SHIPPING

9083 S. La Cienega Blvd

Inglewood, Ca 90301..................(800) 764-8711

HDS FREIGHT SERVICES

9670 S La Cienega Blvd

Inglewood, Ca 90301.................(970) 884-0885

ICS CUSTOMS SERVICES INC.

220 W. Ivy

Inglewood, Ca 90301.................(310) 844-7532

IJS GLOBAL

2805 El Segundo

Hawthorne, Ca 90250................(323) 242-9600

JS INTERNATIONAL SHIPPING CORP

960 Knox St

Torrance, Ca 90502....................(310) 330-7033

KINTETSU WORLD EXPRESS

711 Glasgow

Inglewood, Ca 90301.................(310) 337-7766

LAMPRECHT TRANSPORT

5757 W. Century Blvd

Los Angeles, Ca 90045..............(310) 645-4736

LEGEND EXPRESS

1506 S. Paloma St

Los Angeles, Ca 90021..............(213) 747-5705

MIDNIGHT EXPRESS INTERNATIONAL

8801 Bellanca Ave

Los Angeles, Ca 90045..............(310) 330-2300

MW TRANSPORT

10620 La Cienega Blvd

Inglewood, Ca 90045.................(310) 645-8733

PERIMETER GLOBAL LOGISTICS

5341 W. 104TH St

Los Angeles, Ca 90045..............(310) 861-2404

ROLAND INTERNATIONAL FREIGHT

5710 W. Manchester Blvd

Los Angeles, Ca 90045..............(310) 337-1775

SEALINK INTERNTIONAL INC.

1500 Rosecrans Ave. Suite 500

Manhattan Beach, Ca 90266..…(562).437-8877

SDV (USA)

19630 Pacific Gateway Dr

Torrance, Ca 90502....................(310) 695-2612

YUSEN AIR & SEA SERVICE

19001 Harborgate Wy

Torrance, Ca 90501...................(310) 844-7532

TRIUMPH LINK (USA), INC.

19803 Hamilton Ave

Torrance, Ca 90502....................(310) 516-7822

UNITRANS INTERNATIONAL LOGISTICS

709 Hindry Ave

Inglewood, Ca 90301.................(310) 410-7676

TRAVEL

ARBOR TRAVEL ASSOCIATES INC.

PO Box 452923

Los Angeles, Ca 90045..............(310) 419-0235

NETWORK – ONE TRAVEL

3500 W. Manchester Blvd.

Inglewood, CA 90305…..……..(310) 367-0202

UTILITIES

GOLDEN STATE WATER COMPANY

1600 W. Redondo Beach Blvd

Gardena, Ca 90247....................(310)767-8200

SO. CALIFORNIA EDISON CO.

505 Maple Ave

Torrance, Ca 90503...................(310) 783-9341

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Inglewood business magazine

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Inglewood Business Magazine May - June 2019

35


36 COMMUNITY

CITY INFORMATION

www.cityofinglewood.org

To Report A Fire...............................................911

Medical Emergency –Paramedics..................911

Police Emergency..............................................911

AMBULANCE-CALL PRIVATE

AMBULANCE SERVICE

FREQUENTLY CALLED NUMBERS

Refuse Service……......……..…....310/412-5333

Water Service…………….....….....310/412-5310

Employment Information…….….310/412-5460

Housing –Section 8…………........310/412-5221

Senior Citizens Assistance…..........310/412-5338

CITY ADMINISTRATION

MAYOR

James T. Butts, Jr…..........................310/412-5300

COUNCILMEMBERS

Dist. 1 George Dotson…................310/412-8602

Dist. 2 Alex Padilla……..….......…310/412-8601

Dist. 3 Eloy Morsales ….................310/412-8603

Dist. 4 Ralph Franklin….........…...310/412-8605

Animal Control...........….......….....310/523-9566

Building Permits..........…………..310/412-5294

Business Licsence...........….............310/412-5500

City Attorney.........……….............310/412-5372

City Clerk.......…………….............310/412-5280

City Council.......…………..…......310/412-5320

City Treasurer............…………......310/412-5642

Office of the City Manager

310/412-5301

Aircraft Noise Franklin…...........…310/412-8605

ECONOMIC & COMMUNITY

DEVELOPMENT DEPARTMENT

Planning………...........…………..310/412-5230

Code Enforcement…….................310/412-5590

Successor Agency……..........….....310/412-5320

Housing …………...................…..310/412-5221

DOG LICENSES……......……..…310/412-5280

EDWARD VINCENT PARK

700 Warren Lane, Ing….................310/412-5370

Administration…….............……..310/412-5333

Construction Inspection...….…....310/412-5333

Engineering Division……….....…310/412-5333

Parking Meter Information……...310/412-5333

Permits…………………................310/412-5333

Sign & Street Painting….......…….310/412-5340

Signal Failure…….....……….....…310/412-5340

Signals & Street Lights.......…........310/412-5340

Traffic Engineering........…….........310/412-5333

FINANCE DEPARTMENT

Accounting………...……………..310/412-5365

Administration & Information.....310/412-5257

Purchasing…………………….…310/412-5266

Revenues & Business Taxes….......310/412-5500

Budget & Treasury……………….310/412-5100

Water & Refuse Billing………......310/412-5310

FIRE DEPARTMENT

All Emergencies................................................911

Fire Prevention...............................323/890-4130

Fire Station #170

10701 S. Crenshaw Blvd................310/419-2198

Fire Station #171

141 W. Regent St.............................310/419-2160

Fire Station #173

9001 S. Crenshaw Blvd...................310/419-2190

HEALTH DEPARTMENT

123 W. Manchester Blvd.................310/419-5325

HOUSING AUTHORITY..............310/412-5221

LIBRARY

Main 101 W. Manchester Blvd.

Inglewood, CA 90301

Information......................................310/412-5380

Office Administration.....................310/412-5397

Other Branch libraries

Crenshaw-Imperial Branch

11141 Crenshaw blvd., Ing. CA 90303

...........................................................310/412-5403

MARRIAGE LICENSE

Norwalk............................................562/462-2137

COMMUNITY DEPARTMENT SVCS

...........................................................310/412-5483

Graffiti Abatement..........................310/412-8739

Parking Code Enforcement...........310/412-8731

Property Maintenance....................310/412-5590

Job Hotline.......................................310/412-8888

POLICE DEPARTMENT

All Emergencies.................................................911

Business Calls

Administration.................................310/412-5200

Community Affairs..........................310/412-5530

Detective Section..............................310/412-5240

Police Front Desk.............................310/412-5210

Jail......................................................310/412-5325

Narcotics...........................................310/412-5528

Parking Enforcement.......................310/412-8731

Records & Identification..................310/412-5215

Recruitment............................1-866-4-IPD-JOBS

Traffic Information..........................310/412-5207

FOR SERVICE NOT LISTED ABOVE

CALL DAY OR NIGHT...................310/412-5210

FOR SPEECH & HEARING

IMPAIRED TTY ONLY

............................................................310/677-2125

Non Emergency Police Business

............................................................310/412-8771

PUBLIC WORKS SERVICES

Solid Waste........................................310/412-5333

City Service Center..........................310/412-5340

Curb & Gutter Repair.......................310/412-5340

Refuse Billing....................................310/412-5500

Refuse Collection- Billing Inquiry

............................................................310/412-5310

For Special Picks-Ups....................(800) 299-4898

Sewer Maintenance..........................310/412-5340

Storm Drain Maintenance..............310/412-5340

Street Sealing Information..............310/412-5340

Street Sweeping.................................310/412-5340

Streets & Sidewalks..........................310/412-5340

PARKS, RECREATION AND

COMMUNITY SERVICES

Administration.................................310/412-8750

Vincent Park.....................................310/412-5370

700 Warren Lane, Ing., CA 90302

Darby Park........................................310/412-5391

3400 W. Arbor Vitae. Ing., CA 90302

Rogers Park.......................................310/412-5504

400 W. Beach Ave., Ing., CA 90302

Siminski Park...................................310/412-5455

9717 InglewooD Ave. Ing., CA 90302

Swimming Pool- Summer Only.....310/412-5452

Tennis Reservations.........................310/412-5370

Cultural..............................................310/412-8700

Park Maintenance.............................310/412-5228

Trees and Park Maintenance............310/412-5483

Rec. Office..........................................310/412-5483

Playhouse...........................................310/412-5451

Pre-School Program.........................310/412-5504

Senior Citizens Center

330 Warren Lane, Ing......................310/412-5338

Sports Program.................................310/412-5370

PUBLIC WORKS DEPARTMENT

Hotline for Service Request 24/7...310/412-5000

PERSONNEL DEPARTMENT

...........................................................310/412-5460

SUCCESSOR AGENCY...................310/412-5230

36 Inglewood Business Magazine May - June 2019


REFUSE COLLECTION

Consolidated Disposal Services..(800)299-4894

Community Services.......................310/412-5508

SCHOOL - PUBLIC

Inglewood Unified School District

...........................................................310/412-2500

SENIOR CITIZENS ASSISTANCE

330 Warren Lane, Ing., CA 90301

...........................................................310/412-5338

SIGN & STREET PAINTING.........310/412-5333

SIGNAL FAILURE..........................310/412-5333

STREETS & SIDEWALKS..............310/412-5340

TREE MAINTENANCE & TRIMMING

...........................................................310/412-5483

VOTER INFORMATION..............310/412-5280

WATER SERVICE

Customer Service............................310/412-5310

Establishing New Services...............310/412-5310

WATER QUALITY..........................310/412-5472

WEED & DEBRIS ABATEMENT

...........................................................310/412-5590

ZONING...........................................310/412-5230

FOR OFFICES OR SERVICES

NOT LISTED CALL

...........................................................310/412-5111

YOUTH TENNIS LEAGUE

The City of Inglewood Parks, Recreation and

Community Services Department offer a Youth

Tennis League. The creation of the Inglewood

Youth Tennis League is designed to feature

competition for youth ages 8 through 18 at Ash

wood, Rogers, Darby, Vincent and North Parks.

This year-round program provides an atmosphere

in which youngsters gain valuable experience

and knowledge in tennis sportsmanship.

The program features league play and provides

instruction with emphasis on sportsmanship.

Registration is continuous throughout the year.

COMMUNITY SERVICE OPPORTUNITIES

FOR INGLEWOOD YOUTH

The Inglewood Youth Action Plan serves as a

guide to positive actions by youth. For more information

about volunteer opportunities, please

call (310) 412-5508

FAMILY SUPPORT PROGRAM

The Family Support Program offers counseling

and referrals to families who may be experiencing

difficulties with housing, food, language,

children, school and other problems Information

may be obtained by calling (310) 412-5508

VOLUNTEER PROGRAM

The Department offers a variety of volunteer

opportunities for individuals or groups 14 or

over to share their time and talents, gaining

valuable experiences, obtaining new skills or enhancing

old ones, while participating in various

recreation and community service programs.

Volunteers can work from 3 to 40 hours per

week. Regular assignments range from phoning

homebound seniors, tutoring, mentoring and

teaching arts and crafts, producing promotional

materials, coordinating activities and coaching

youth sports such as soccer, football, baseball

and tennis, to name a few. In addition, special

volunteer positions can be created for persons

with special skills and interests. Training, recognition

and special activities are reserved for

volunteers who are scheduled on a regular basis.

SENIOR CITIZENS

MULTI-PURPOSE CENTER

The Inglewood Senior Center id=s for persons

50 years of age and older who seek information

and assistance for problems unique to senior

citizens. A variety of supportive services are

offered, such as classes, recreation, nutrition,

transportation, care management , information

and referral, support groups and home- delivered

meals for the homebound. For more information,

please call (310)412-5338

I-LINE SHUTTLE

Free transportation on the I-Line Shuttle is available

throughout the downtown Inglewood area

to retailers, bank s, hospitals, parks and other

community service centers. The shuttle, an old

fashioned trolley car, runs Monday through Friday

from 10:00 a.m. to 5:00 p.m., from Market

St. to La Brea Avenue to Centinela and Century.

Look for the I-Line Shuttle take you there. For

more information, please call (310) 412-5338 or

(310) 412-4378 for route information.

DISCOUNT TAXIS

A discount taxi service is available for seniors

and persons with disabilities (certified). Coupon

books worth $30 are sold at the Senior Center

for $5. Books are sold from 4th through 10th

of each month from 8:30 a.m. to 3:00 p.m. For

more information, please call (310)412-5338

DISCOUNT MTA SENIOR AND

DISABLED PERSONS’ BUS PASSES

Monthly bus passes are available for $7 at the Senior

Center for Inglewood residents (certified).

Passes are issued from the 25th of the month

from 9:00 a.m. to 2:00 p.m. For more information,

please call (310) 412-5338

TRANSPORTATION

The Senior Center provides door-to-door transportation

in wheelchair lift-equipped vans for

seniors and persons with disabilities (certified)

who are residents of Inglewood, Hawthorne,

and Lennox .Individual and group scheduling

is available for medical, banking, shopping

and other personal appointments within the

three cities. Reservations may be made Monday

through Friday, 8:00 a.m. to 5:00 p.m. as early

as two weeks in advance but preferably no later

than three working days. Fare is $0.50 each way.

Van passes for $5 per month are available for

frequent rides. For more information, please call

(310) 412-4378 or (310) 412-5338.

PARKS, RECREATION AND

COMMUNITY CENTERS

Adobe Park

7634 Muirfield Ave………...…….(310)649-6272

Ashwood Park

201 S. Ash Ave………………..….(310)412-5504

Center Park

3600 W. 111TH St……………….(310)412-5391

Circle Park

8300 Fifth Ave ….....………..……(310)412-5370

Darby Park

3400 Arbor Vitae………………...(310)412-5391

Lockhaven Community Center

11125 Doty Ave……………..…...(310)412-5391

North Park

Hargrave Avenue…….......………(310)412-5370

Queen Park

652 Queen St………………….....(310)412-5370

Roger Park

400 W. Beach Ave……....………..(310)412-5504

Siminski Park

9717 Inglewood Ave…......………(310)412-5455

Veterans’ Memorial Building

330 Warren Lane………….......…(310)412-5412

Vincent Park

700 Warren Lane………..……….(310)412-5370

Senior Citizens’ Center

330 Warren Lane…………..…….(310)412-5338

SKATE PARKS

Inglewood has three thriving skate parks at the

following locations:

Darby Park, 3400 W. Arbor Vitae

Roger Park, 400 W. Beach

Vincent Park, 700 Warren Lane

The facilities range in size from 5,000 to 7,000

square feet, and are equipped with ramps, fin

boxes, grind rails, benches, wedges and quarter

pipes. The skate parks are open from dawn

to dusk. Skates are required to wear safety gear

including a helmet with a fastened chinstrap, elbow

pads and kneepads. Children age 14 years

and younger must be supervised by an adult.

www.inglewoodbusinessmag.com

Inglewood Business Magazine May - June 2019

37


AAA, p.43

Allied Universal, Inside Cover

Airport Marina Ford/Honda, p. 17

Benny’s Tacos, p. 8

Billy Campbell Insurance, p. 11

Bowlero Bowling, p. 23

CBRE, p. 18

Charles Gardner Realty, p. 15

CSC Events, p. 38

EFB Social Media, p. 39

Esspresso Printing, p. 31

Event Suite, p. 31

Inglewood Business Assoc, p. 10

JNR2 Construction, p. 9

PUBLISHER

IBA/IBM/VI

Norman I. Boseman Jr.

(213) 915-7014

nboseman@hotmail.com

ADVERTISERS INDEX

Keller Williams, p. 16

Kinecta Credit Union, p. 37

LA Ports of Call, p. 32

Lavender Blue Lounge, p. 42

Mina Printing, p. 39

Olivia Patterson-Ryans, p. 4

US Bank, p. 3, Back Cover

Papparazzi Jewelry, p. 38

Parker Lighting, p. 31

People Ready, p. 33

Quality Equipment Rentals, p. 19

Southwest Escrow, p. 13

UCLA Health, p. 26

ADMIN

IBA/IBM/EFB

Emery Boseman

(424) 888-2304

emeryboseman@gmail.com

INGLEWOOD BUSINESS

ASSOCIATION

INGLEWOOD BUSINESS

MAGAZINE

VISIT - INGLEWOOD

Mailing Address:

652 E. 99th St. #3

Inglewood, Calif 90301

This entire publication

and its contents are ©2018

Inglewood Business

Magazine, all rights

reserved. Reproduction in

whole or in part without

written permission from the

Inglewood Business Magazine

is prohibited. Information in

this publication is gathered

from various sources and

every effort has been made

to ensure its accuracy.

Inglewood Business

Magazine assumes no

responsibility for omissions,

errors or misinformation.

Please contact Inglewood

Business Magazine at 652 E.

99th St. #3 Inglewood, Ca.

90301 with any additions or

corrections.

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