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30 | October 17, 2019 | 22nd century media active aging<br />
22ndCenturyMedia.com<br />
Scams, fraud and criminals, oh my<br />
Scammers are always looking<br />
to find new ways to rob people.<br />
Consider these common scams<br />
targeting older citizens.<br />
The grandchild or imposter scam<br />
Beware of scammers pretending<br />
to be a grandchild, relative,<br />
or friend. Often they claim to be<br />
in trouble — usually in jail or<br />
stranded in a foreign country,<br />
and ask the victim to send money.<br />
Criminals may also pretend<br />
to be an attorney representing<br />
a loved one. They may ask the<br />
victim to send cash by mail or<br />
buy gift cards. They often beg<br />
or demand to keep it a secret<br />
and act fast before there are<br />
questions.<br />
Is it really a loved one or an<br />
imposter:<br />
• Don’t panic. Take a deep<br />
breath and get the facts.<br />
• Don’t send money unless it<br />
is confirmed it’s the real person<br />
calling. Hang up and call the<br />
grandchild or friend’s phone to<br />
see if the story checks out. Victims<br />
could also call a different<br />
friend or relative.<br />
• Is the person asking for gift<br />
cards? If someone is really in<br />
need, gift cards won’t help.<br />
Report grandparent scams to<br />
the Federal Trade Commission<br />
at ftc.gov/complaint or by calling<br />
1-877-FTC-HELP.<br />
Medicare ID fraud<br />
Beware of emails and phone<br />
calls looking for Medicare information.<br />
Guard the card:<br />
• Keep Medicare and Social Security<br />
cards secure.<br />
• Don’t share numbers with anyone<br />
but the health care team.<br />
• If someone calls and asks for<br />
Medicare information, hang<br />
up. Medicare will only call if<br />
they were called and a message<br />
was left or if a representative<br />
said that someone will<br />
call back.<br />
• Check statements carefully and<br />
log into MyMedicare.gov to<br />
spot possible fraud and billing<br />
mistakes.<br />
Report suspicious activities by<br />
calling 1-800-MEDICARE (1-<br />
800-633-4227).<br />
Social Security Scams<br />
Be careful. Fraud involving<br />
Social Security numbers and<br />
benefits are on the rise. These<br />
criminals may call or try to trick<br />
with emails with links to fake<br />
websites.<br />
Remember:<br />
• Government employees will<br />
not threaten to take away benefits<br />
or ask for money or personal<br />
information to protect<br />
one’s Social Security card or<br />
benefits.<br />
• Scammers can fake a caller ID.<br />
So don’t be fooled if the call<br />
seems to be from the SSA’s<br />
real phone number (800) 772-<br />
1213 or the SSA Inspector<br />
General’s Fraud Hotline number.<br />
• If a caller asks for one’s Social<br />
Security number, bank account<br />
number or credit card<br />
information, hang up.<br />
Report suspected scams to the<br />
SSA Inspector General at (800)<br />
269-0271 or oig.ssa.gov/report.<br />
Visit IdentityTheft.gov/SSA for<br />
more tips.<br />
Another popular scam is the<br />
lottery scam where someone<br />
sends a fake “winning check”<br />
asking the victim to deposit it in<br />
their bank and send back a portion<br />
of the winnings. But, people<br />
cannot win a lottery or sweepstakes<br />
they did not enter and a<br />
legitimate sweepstakes will not<br />
ask for money upfront. Don’t<br />
fall for it.<br />
Be careful of selling things online.<br />
Criminals will often try to<br />
pay with bad checks or offer to<br />
overpay and then ask for the difference<br />
in cash, hoping the victim<br />
will deposit the fraudulent<br />
check into their account. Checks<br />
should always be verified with<br />
the bank and people should make<br />
sure they get their funds before<br />
exchanging their item for sale.<br />
People have the right to be free<br />
from scams. Take time. Criminals<br />
often claim an emergency<br />
hoping the victim will take quick<br />
action without checking out the<br />
situation.<br />
Marquette Bank is proud to<br />
be Chicagoland’s modern neighborhood<br />
bank with rewards and<br />
proud to be your financial partner.<br />
This article was adapted<br />
from information provided by<br />
the Consumer Financial Protection<br />
Bureau: consumerfinance.<br />
gov/.<br />
Submitted by Marquette Bank, Visit<br />
emarquettebank.com or call (888)<br />
254-9500 to rediscover how banking<br />
was meant to be.<br />
Tinley Court stands out with its catered living<br />
What makes Tinley Court different<br />
than all other senior communities?<br />
For over 20 years,<br />
Tinley Court has offered catered<br />
senior living, providing independent<br />
seniors a unique place for<br />
companionship, security and the<br />
feeling of being at home, while<br />
at the same time knowing every<br />
form of personal assistance is<br />
available onsite when needed.<br />
Include in monthly rent<br />
• Three chef-prepared meals,<br />
served daily in our formal dining<br />
room by a professional and<br />
caring wait staff<br />
• Weekly housekeeping<br />
• Utilities<br />
Each day, Tinley Court offers<br />
exciting activity programs,<br />
designed for the enjoyment and<br />
well-being of our residents.<br />
Monthly features include live<br />
entertainment, birthday parties,<br />
shopping, plays, luncheons and<br />
many more exciting events and<br />
outings.<br />
At Tinley Court, we realize the<br />
importance of choosing wisely<br />
when it comes to selecting a retirement<br />
home for yourself or a<br />
loved one. Tinley Court is the<br />
place to be when changes in our<br />
lives require help with day-today<br />
tasks, or when one just needs<br />
a comfortable place to relax and<br />
enjoy. We offer a variety of services<br />
and amenities that provide<br />
a world-class experience within<br />
our establishment.<br />
Tinley Court proudly believes<br />
in fine traditions with old-fashioned<br />
values and commitment.<br />
You will immediately see the<br />
concern and careful planning<br />
that has gone into our design and<br />
most importantly the friendly attention<br />
of our staff. Not to mention<br />
we offer the best value in the<br />
south suburbs.<br />
But what is most unique about<br />
Tinley Court is our concept of<br />
catered living. We understand<br />
everyone’s needs are different;<br />
we are compassionate and attentive<br />
to those needs. Staff is<br />
available to assist you 24 hours a<br />
day, seven days a week, offering<br />
residents and families the peace<br />
of mind living alone cannot do.<br />
We have studio units, onebedroom<br />
units and a double unit<br />
available for immediate occupancy.<br />
Call today because the<br />
one bedroom and double unit<br />
will go fast, so if you are interested<br />
in seeing one of these<br />
rooms, please contact Cindy Stevens<br />
at (708) 532-7800.<br />
Tinley Court has been described<br />
as “like being on a cruise<br />
ship without the seasickness. We<br />
eat, play games and enjoy the camaraderie<br />
of our neighbors and<br />
friends.”<br />
Tinley Court is so honored to<br />
have many veterans and their<br />
surviving spouses living with us.<br />
We offer financial aid to veterans<br />
and their spouses, os please inquire<br />
about this wonderful program<br />
when you call to schedule<br />
a tour of our “one-of-a-kind” senior<br />
living community.<br />
Submitted by Tinley Court, 16301<br />
S. Brementowne Road, Tinley Park.<br />
For more information, call (708)<br />
532-7800 or visit tinleycourt.com