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30 | October 17, 2019 | 22nd century media active aging<br />

22ndCenturyMedia.com<br />

Scams, fraud and criminals, oh my<br />

Scammers are always looking<br />

to find new ways to rob people.<br />

Consider these common scams<br />

targeting older citizens.<br />

The grandchild or imposter scam<br />

Beware of scammers pretending<br />

to be a grandchild, relative,<br />

or friend. Often they claim to be<br />

in trouble — usually in jail or<br />

stranded in a foreign country,<br />

and ask the victim to send money.<br />

Criminals may also pretend<br />

to be an attorney representing<br />

a loved one. They may ask the<br />

victim to send cash by mail or<br />

buy gift cards. They often beg<br />

or demand to keep it a secret<br />

and act fast before there are<br />

questions.<br />

Is it really a loved one or an<br />

imposter:<br />

• Don’t panic. Take a deep<br />

breath and get the facts.<br />

• Don’t send money unless it<br />

is confirmed it’s the real person<br />

calling. Hang up and call the<br />

grandchild or friend’s phone to<br />

see if the story checks out. Victims<br />

could also call a different<br />

friend or relative.<br />

• Is the person asking for gift<br />

cards? If someone is really in<br />

need, gift cards won’t help.<br />

Report grandparent scams to<br />

the Federal Trade Commission<br />

at ftc.gov/complaint or by calling<br />

1-877-FTC-HELP.<br />

Medicare ID fraud<br />

Beware of emails and phone<br />

calls looking for Medicare information.<br />

Guard the card:<br />

• Keep Medicare and Social Security<br />

cards secure.<br />

• Don’t share numbers with anyone<br />

but the health care team.<br />

• If someone calls and asks for<br />

Medicare information, hang<br />

up. Medicare will only call if<br />

they were called and a message<br />

was left or if a representative<br />

said that someone will<br />

call back.<br />

• Check statements carefully and<br />

log into MyMedicare.gov to<br />

spot possible fraud and billing<br />

mistakes.<br />

Report suspicious activities by<br />

calling 1-800-MEDICARE (1-<br />

800-633-4227).<br />

Social Security Scams<br />

Be careful. Fraud involving<br />

Social Security numbers and<br />

benefits are on the rise. These<br />

criminals may call or try to trick<br />

with emails with links to fake<br />

websites.<br />

Remember:<br />

• Government employees will<br />

not threaten to take away benefits<br />

or ask for money or personal<br />

information to protect<br />

one’s Social Security card or<br />

benefits.<br />

• Scammers can fake a caller ID.<br />

So don’t be fooled if the call<br />

seems to be from the SSA’s<br />

real phone number (800) 772-<br />

1213 or the SSA Inspector<br />

General’s Fraud Hotline number.<br />

• If a caller asks for one’s Social<br />

Security number, bank account<br />

number or credit card<br />

information, hang up.<br />

Report suspected scams to the<br />

SSA Inspector General at (800)<br />

269-0271 or oig.ssa.gov/report.<br />

Visit IdentityTheft.gov/SSA for<br />

more tips.<br />

Another popular scam is the<br />

lottery scam where someone<br />

sends a fake “winning check”<br />

asking the victim to deposit it in<br />

their bank and send back a portion<br />

of the winnings. But, people<br />

cannot win a lottery or sweepstakes<br />

they did not enter and a<br />

legitimate sweepstakes will not<br />

ask for money upfront. Don’t<br />

fall for it.<br />

Be careful of selling things online.<br />

Criminals will often try to<br />

pay with bad checks or offer to<br />

overpay and then ask for the difference<br />

in cash, hoping the victim<br />

will deposit the fraudulent<br />

check into their account. Checks<br />

should always be verified with<br />

the bank and people should make<br />

sure they get their funds before<br />

exchanging their item for sale.<br />

People have the right to be free<br />

from scams. Take time. Criminals<br />

often claim an emergency<br />

hoping the victim will take quick<br />

action without checking out the<br />

situation.<br />

Marquette Bank is proud to<br />

be Chicagoland’s modern neighborhood<br />

bank with rewards and<br />

proud to be your financial partner.<br />

This article was adapted<br />

from information provided by<br />

the Consumer Financial Protection<br />

Bureau: consumerfinance.<br />

gov/.<br />

Submitted by Marquette Bank, Visit<br />

emarquettebank.com or call (888)<br />

254-9500 to rediscover how banking<br />

was meant to be.<br />

Tinley Court stands out with its catered living<br />

What makes Tinley Court different<br />

than all other senior communities?<br />

For over 20 years,<br />

Tinley Court has offered catered<br />

senior living, providing independent<br />

seniors a unique place for<br />

companionship, security and the<br />

feeling of being at home, while<br />

at the same time knowing every<br />

form of personal assistance is<br />

available onsite when needed.<br />

Include in monthly rent<br />

• Three chef-prepared meals,<br />

served daily in our formal dining<br />

room by a professional and<br />

caring wait staff<br />

• Weekly housekeeping<br />

• Utilities<br />

Each day, Tinley Court offers<br />

exciting activity programs,<br />

designed for the enjoyment and<br />

well-being of our residents.<br />

Monthly features include live<br />

entertainment, birthday parties,<br />

shopping, plays, luncheons and<br />

many more exciting events and<br />

outings.<br />

At Tinley Court, we realize the<br />

importance of choosing wisely<br />

when it comes to selecting a retirement<br />

home for yourself or a<br />

loved one. Tinley Court is the<br />

place to be when changes in our<br />

lives require help with day-today<br />

tasks, or when one just needs<br />

a comfortable place to relax and<br />

enjoy. We offer a variety of services<br />

and amenities that provide<br />

a world-class experience within<br />

our establishment.<br />

Tinley Court proudly believes<br />

in fine traditions with old-fashioned<br />

values and commitment.<br />

You will immediately see the<br />

concern and careful planning<br />

that has gone into our design and<br />

most importantly the friendly attention<br />

of our staff. Not to mention<br />

we offer the best value in the<br />

south suburbs.<br />

But what is most unique about<br />

Tinley Court is our concept of<br />

catered living. We understand<br />

everyone’s needs are different;<br />

we are compassionate and attentive<br />

to those needs. Staff is<br />

available to assist you 24 hours a<br />

day, seven days a week, offering<br />

residents and families the peace<br />

of mind living alone cannot do.<br />

We have studio units, onebedroom<br />

units and a double unit<br />

available for immediate occupancy.<br />

Call today because the<br />

one bedroom and double unit<br />

will go fast, so if you are interested<br />

in seeing one of these<br />

rooms, please contact Cindy Stevens<br />

at (708) 532-7800.<br />

Tinley Court has been described<br />

as “like being on a cruise<br />

ship without the seasickness. We<br />

eat, play games and enjoy the camaraderie<br />

of our neighbors and<br />

friends.”<br />

Tinley Court is so honored to<br />

have many veterans and their<br />

surviving spouses living with us.<br />

We offer financial aid to veterans<br />

and their spouses, os please inquire<br />

about this wonderful program<br />

when you call to schedule<br />

a tour of our “one-of-a-kind” senior<br />

living community.<br />

Submitted by Tinley Court, 16301<br />

S. Brementowne Road, Tinley Park.<br />

For more information, call (708)<br />

532-7800 or visit tinleycourt.com

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