Grey Power November 2019

A lifestyle quarterly and official publication of Grey Power www.greypower.co.nz ISSUE 40: NOVEMBER 2019 

Elder abuse ‘rampant’ and 

‘all-hidden’ in New Zealand 

– NZ Herald, 27 June 2018 

Elder abuse is ‘New Zealand’s hidden 

secret’ says Age Concern CEO 

– Newshub, 14 June 2019 

Level of elder abuse 

cases a great concern 

– Stuff.co.nz, 18 June 2019 

The broken promise for an 

Aged Care Commissioner 

The Grey Power NZ Federation 

has lobbied for an Aged Care 

Commissioner for many years, but 

despite its promise, the Government 

has failed to deliver. 

BY JAN PENTECOST 

Grey Power Advocacy Committee 

Co-Chair 

In 2010 and in 2017, 

Labour, the Greens 

and Grey Power collaborated 

in comprehensive 

investigations into the 

aged care system. 

The Aged Care Association 

and Grey Power prepared 

a discussion paper, 

which examined the case 

for the establishment of a 

commissioner who would 

investigate allegations 

of elder financial abuse 

in 2013. 

This research disclosed 

fundamental problems 

with the New Zealand 

aged care structure. 

Following publication 

of the follow-up 2017 report 

before the last general 

election, David Clark, now 

the Minister of Health, told 

New Zealand media that 

an “independent oversight 

of the sector was needed 

from someone with 

statutory powers and the 

ability to investigate and 

David Clark 

Health Minister 

make recommendations 

to Parliament”. He added: 

“This will be provided for 

in our first budget.” 

Elder abuse epidemic in Auckland 

with over 600 annual cases 

– Stuff.co.nz, 10 June 2019 

Grey Power was delighted 

- a commissioner 

with legal authority was 

exactly what it wanted. 

But there was no budget 

announcement, the 

promise was broken. 

And even though both 

Labour and the Greens 

were part of the inquiry, 

the leader of NZ First has 

said he would support it, 

and the Leader of the Opposition 

would also back 

a commissioner if he is 

convinced that this would 

help seniors, nothing has 

happened. 

Strong lobbying from Grey 

Power 

Grey Power has lobbied 

strongly in Wellington 

and President Mac Welch 

has circulated at least 10 

media releases, plus done 

interviews on TV and radio 

in the last two years 

regarding the Federation’s 

bitter disappointment that 

a commissioner has not 

been appointed to ensure 

that the United Nations 

“Principles for Older People”’ 

are adhered to in 

New Zealand. 

These entitlement principles 

include protection 

from abusive family and 

community care, the right 

to reside at home for as 

long as possible, the right 

to make decisions about 

care and life quality. And 

they also include access to 

Continues page 6 

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NZ GREYPOWER MAGAZINE » NOVEMBER 2019 3 

Note from the Editor 

Your Grey Power magazine publishing team 

We are pleased to bring 

you the final issue of 

Grey Power Magazine 

for the year, which we trust will 

provide plenty of information and 

entertainment for you over the 

Christmas season. It’s great to see 

the flood of interesting letters and 

comments from readers in this issue, 

and we encourage you to keep 

on communicating your thoughts 

on issues of concern and interest. 

We managed to incorporate a 

brief update of key issues mentioned 

at the latest board meeting 

in Christchurch just before we 

sent our publication to the printer, 

and will provide more detailed 

coverage in the next issue. 

Our cover story features a piece 

from Advocacy Co-chair Jan Pentecost 

on the long-standing and 

persistent efforts by the Federation 

to lobby government to create 

an aged care commissioner. 

It has been a saga of disappointments 

and broken promises. Just 

prior to the last general election 

now Minister of Health David 

Clark said that an “independent 

oversight of the sector was needed 

from someone with statutory 

powers and the ability to investigate 

and make recommendations 

to Parliament.” 

Sadly, it was not, as he promised, 

provided for in the Coalition 

Government’s first budget. Our 

aim for Grey Power members has 

always been to ensure that the 

United Nations ‘Principles for 

Older People’ are adhered to in 

New Zealand. 

Older persons have the right 

to dignified, secure lives free from 

exploitation and physical or mental 

abuse. Grey Power believes the 

government needs to put its money 

where its mouth is on this grave 

issue. 

We have also included an indepth 

look at changes to Superannuation 

and Veteran’s Pensions 

from the Ministry of Social Development. 

The Government has 

announced the changes, which are 

expected to take effect from 1 July 

2020. 

Our issue also includes a report 

from Treasurer Roy Reid on the 

history behind the Federation’s 

tax liability issue and how it was 

successfully resolved. 

We would like to wish all Grey 

Power members a very happy festive 

season. 

David Porter 

Editor 

CONTACT INFORMATION 

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4 


PRESIDENT’S REPORT: 

I have had a very busy last few months since the previous 

formal Board Meeting with meetings with various 

Associations and Government Departments. I have 

attended and addressed several Association meetings 

as well as an ETU meeting, a meeting with Dr Megan 

Woods, Minister of Energy, Graham Peters, CEO of the 

ENA, Crimestoppers, GN Hearing among others. 

BY MAC WELCH 

National President Grey Power NZ 

Federation INC. 

I 

have released several 

Press announcements 

and conducted several 

media interviews. 

I have been approached 

on several occasions with 

regards to Grey Power’s 

position on the Euthanasia 

Bill currently being 

debated in Parliament and 

to be included as a referendum 

in the general election 

next year. 

On behalf of the federation 

board I have informed 

all news media contacts 

that Grey Power has made 

the conscious decision not 

to adopt a policy on euthanasia 

as we feel it is far 

too divisive and must be a 

matter of personal choice. 

Often, I am asked to 

express a personal opinion 

on certain topics but 

I always decline to do so 

as there is a risk that the 

news media will report a 

personal opinion as being 

that of Grey Power. 

Often members ask 

why I did not say more 

in an interview but members 

need to be aware that 

media always cherry pick 

what you say and only 

print or publish what suits 

their point of view or argument. 

My compliments to Roy 

Reid for the very successful 

outcome of the income 

tax issue we discussed at 

the last AGM, which held 

up completion of the presentation 

of the Audited 

accounts. Roy, myself and 

Covisory worked to rectify 

this situation as soon as 

we became aware there 

was an issue. It is now resolved 

to the full satisfaction 

of the Inland Revenue 

the Board and I trust the 

members. 

I am distressed however, 

by the ridiculous 

statements made to the 

media by a certain member 

whose comments were 

not only ill-informed and 

incorrect, they were an 

attempt to create trouble 

and mistrust. 

The membership has 

been kept fully informed 

throughout the process as 

far as was possible before 

negotiations with Inland 

Revenue were finalised. 

I must also add on 

behalf of the Board that 

we get very disillusioned 

and disappointed by associations 

and members 

who are all too willing to 

denigrate and criticize a 

group of people who work 

tirelessly on the members 

behalf. 

Mac Welch, Grey Power national president. 

Recent criticism of the 

Board in Zone 4 Minutes 

was unjustified, ill-informed 

and frankly uncalled 

for, particularly 

after the Treasurer had 

circulated a statement setting 

out the facts, of the 

settlement of the income 

tax issue. It is important 

for members to read the 

material they are sent. 

If these members are as 

qualified as they seem to 

think they are they should 

put nominations in and 

stand for board positions. 

Criticism of the board in 

relation to the recent code 

of conduct complaint was 

ill informed and unjustified. 

Once again a small 

group of known disaffected 

dissidents within Grey 

Power took the opportunity 

to deliberately spread 

mis-information and stir 

up trouble. The complaint 

has been finalised, after 

the complainant’s refusal 

to engage with the board 

or the solicitors appointed 

to adjudicate on the matter, 

and no further correspondence 

on the matter 

will be entered into. The 

delay in reaching a conclusion 

were mainly due 

to improper interference 

from third parties, who 

should have known better, 

and the complainant’s 

refusal to engage in 

the process. 

I have been criticised 

by a few members for 

not answering the allegations 

that appeared in the 

press sooner or vigorously 

enough, but as President I 

must abide by the constitution 

which prohibits any 

person or party to a complaint 

talking to the new 

media. 

I ask all members to 

work for our organisation 

not against it or to some 

undercover zone or association 

agenda. 

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6 


A troubled board 

OPINION 

Immediate past president of the Grey Power New 

Zealand Federation Tom O’Connor explains the 

background to recent disputes and upheavals 

following the 2019 AGM. 

BY TOM O'CONNOR 

My time with Grey 

Power is drawing 

to a close and 

so I would not normally 

comment publicly about 

internal Grey Power matters. 

But as president Mac 

Welch recently outlined 

to associations, it is time 

all members knew the 

difficulties the Grey Power 

Federation Board has 

faced for many years from 

a small group within the 

organisation. 

For the past two decades 

or more, a few 

women have developed 

the attitude that they can 

be excused for disorderly 

conduct simply because 

of their gender. 

As well, a few men 

have also developed the 

attitude that long service 

with Grey Power entitles 

them to speak disparagingly 

of women and to be 

able to ignore the rules if 

they choose. 

When I was first elected 

as vice-president there 

was a so called “inner 

circle” of long-serving 

influential members who 

attempted to control the 

board. I flatly refused to 

join them. Some had lost 

an election or had a favourite 

idea or remit defeated, 

and had became 

vindictive. 

There are only a few 

of them, but they create 

a great deal of trouble for 

the board and the huge 

majority of delegates and 

members who conduct 

themselves in a civilised 

manner. 

There have been, for 

example, improper attempts 

to use the Grey 

Power email data base and 

office staff to promote an 

annual election candidate 

in an email message containing 

misleading and 

untrue statements about 

another candidate, which 

was widely circulated 

under the false name of 

Leon Ash. 

It did not take long 

to establish the identity 

of the people. When the 

board asked the two wellknown 

members involved 

for an explanation, they 

refused to respond. 

They were not obliged 

to, so we sent them both 

a letter expressing our 

disappointment and left 

it at that. But they have 

been complaining ever 

since that they were 

treated unfairly and have 

been working behind the 

scenes to create further 

disharmony. 

At the 2018 AGM, I 

was abused by a delegate 

for speaking to the 

news media about the 

Leon Ash affair. Firstly 

it was my responsibility, 

as president, to deal with 

news media inquiries 

about Grey Power issues. 

Secondly as a veteran 

journalist I knew exactly 

what I was doing. But a 

delegate felt she had the 

right to interfere in loud, 

obscene language. 

More recently, there 

have been cases where 

delegates have refused 

to relinquish the microphone 

when asked to by 

the chair of an AGM. 

There are rules around 

proper debate that must 

be followed if we are to 

avoid chaos. 

We don’t have to agree 

with the chair’s rulings, 

and I often don’t. But 

there are proper ways 

to respond. Defying the 

chair is simply not acceptable 

in any forum. 

Some members improperly 

took sides and 

meddled in a recent Code 

of Conduct complaint 

process. Lawyers were 

called in and what started 

as a display of bad manners 

became a costly, unnecessary 

and time- consuming 

upheaval. A little 

more respect, courtesy 

and self-discipline would 

have avoided all of it. 

Finally, there is a 

group who want to reform 

Grey Power into a more 

corporate model and relocate 

the office to Wellington 

to be near Parliament. 

There is a degree of 

logic to this idea, but it 

has been put to the membership 

at two AGMs and 

defeated. The group now 

uses every opportunity 

to undermine the present 

board to achieve their 

goal with misinformation 

and constant attacks. 

In the meantime, the 

genuine hard working 

members of Grey Power 

soldier on as readers will 

have seen in the excellent 

articles by co-chair Advocacy 

Committee Jan Pen- 

tecost and treasurer Roy 

Reid in their last magazine. 

Health and energy 

portfolios also demand 

significant time and hard 

work. In the regions, 

many associations hosted 

candidates’ meetings for 

the local body elections 

and carry out other positive 

work. 

These people simply 

do not have the time or 

patience for childish conduct, 

and I don’t think 

members pay their fees to 

fund this sort of stupidity. 

Hearing loss is 

underfunded in NZ 

Hearing loss is a vastly 

under-funded and undertreated 

issue that 

contributes to serious heath disparities 

throughout New Zealand, 

says Dr Lewis Williams 

in the 8 November issues of the 

New Zealand Medical Journal. 

In a Viewpoint article entitled 

“Untreated severe-to-profound 

hearing loss and the cochlear 

implant situation: how policy 

and practice are disabling New 

Zealand society” , Dr Williams 

observes that Cochlear implants 

have proven hugely effective. 

Yet there is a huge discrepancy 

between suitability for an implant 

and public funding, he says. 

“As a result, many adults wait 

years for an implant with disastrous 

social, economic and health 

implications for them and their 

families.” 

Dr Williams writes that the 

longer a person waits, the more 

likely it is they will be unable to 

have surgery because of medical 

concerns, and that this is much 

more likely with Maori and Pacific 

Island populations because 

of comorbidities that occur at a 

younger age. 

This situation contravenes 

fundamental human rights principles 

regarding equal access 

to health services due to lack of 

parity with both elective surgery 

wait times and those who can 

access CI treatment through the 

ACC legislation, writes Dr Williams. 

The broken promise for an Aged Care Commissioner 

From page 1 

appropriate levels of institutional 

care that provides 

protection, rehabilitation 

and social and mental 

stimulation in a humane 

and secure environment. 

Human rights and fundamental 

freedoms when 

residing in any shelter, 

care or treatment facility 

are not negotiable. 

Access to health care 

to help maintain or regain 

the optimum level 

of physical, mental and 

emotional wellbeing and 

to prevent or delay the onset 

of illness, and access 

to social and legal services 

to enhance autonomy, 

protection and care, is essential. 

Older persons have the 

undeniable right to dignified, 

secure lives free from 

exploitation and physical 

or mental abuse. 

They should be treated 

fairly regardless of age, 

gender, racial or ethnic 

background, disability 

and their beliefs. 

The horror stories of elder 

abuse 

It is elder abuse when 

these rights are overridden. 

And although many 

rest homes and paid 

care-givers, along with 

family carers, reinforce 

these principles to the 

best of their ability there 

are nevertheless many 

horror stories of failings, 

which are portrayed in the 

media with monotonous 

regularity. 

For example, the news 

media has reported maggots 

hatching in elderly 

peoples’ open wounds, 

residents dying from festering 

- and preventable 

– bedsores, a 95-year-old 

who slept in a recliner 

chair for 24 days because 

an adjustable bed wasn’t 

available, elderly residents 

strapped to chairs 

all day unable to move, 

residents claiming that 

caregivers have withheld 

medication as punishment, 

and family finding 

their loved ones hungry, 

thirsty and/or lying in 

soiled beds for long periods 

of time. 

A recent NZ Herald investigation 

found that one 

third of this country’s 651 

aged-care facilities had 

resident care shortcomings. 

Recently the NZ Nurses 

Organisation and E tū 

reported that abuse can 

arise because of the voluntary, 

outdated standards 

utilised by the aged care 

industry. 

Rest homes can choose 

whether or not to meet the 

suggested levels of care, 

including the number of 

staff rostered on for each 

shift. 

Families can fail to take 

proper care 

However, abuse is much 

more widespread than 

just in rest homes. 

We actually know from 

our 2013 study that 80 

percent of abuse is committed 

by family members 

or whanau, more than 40 

percent of abusers are 

adult children, and up to 

35 percent of abusers are 

primary care givers, including 

community and 

home care workers. 

Unfortunately, it is estimated 

to be likely that 

only one in 14 abuse incidents 

are reported to 

service agencies because 

many older people don’t 

complain for fear that 

they will be excluded from 

their family/community 

or other concerns. 

We also know that 

ageist attitudes, which 

denigrate the value of the 

older generation, make it 

easier to justify abuse, be 

this physical, emotional or 

financial. 

Ageism is subtle and 

is embedded within our 

society’s structures. Grey 

Power believes that these 

attitudes permeate almost 

every negative issue that 

older people in New Zealand 

face. 

We agree with the 

Wales aged commissioner 

that this cohort is often 

perceived as a drain on a 

society’s resources, a burden 

on future generations 

and contributes very little 

social or economic benefit. 

These attitudes are 

common, even though in 

New Zealand by 2036 it is 

expected that people over 

65 will contribute $50 billion 

in consumer spending 

per year, will provide 

$25 billion worth of unpaid 

voluntary work, and 

that many will continue in 

paid employment. 

Nevertheless, negative 

stereotypes thrive. For example, 

psychology emeritus 

professor John Raeburn, 

in the NZ Herald, 

commented that he was 

sad about the way older 

people can be treated in 

New Zealand. 

“… society frequently 

stereotypes them as 

‘non-productive, second-class 

citizens, who 

suck money into their 

pockets through Super…’ 

They make up the highest 

number of suicides 

and can be thought of as 

a useless, disabled group - 

derelict creatures hanging 

from a Zimmer frame”. 

This view of elderly 

people’s uselessness, this 

invisibility of older people 

and their contributions, 

perhaps helps explain why 

the Government promise 

has failed to materialise. 

But an Aged Care Commission 

is urgently needed 

to corral the present 

plethora of fragmented, 

confusing and sometimes 

long-winded agencies; the 

NZ Childrens’ commission, 

the Aged Care Commission 

in Wales, and 

partially the Australian 

model, are all examples of 

a one-stop shop approach, 

which we desperately require 

to comply with the 

UN’s Principles for Older 

People. 

Grey Power firmly believes 

the Government 

needs to put its money 

where its mouth was before 

the election. It needs 

to fulfil its promise.

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8 


Changes to Superannuation 

and veterans’ pensions 

Following up on Grey Power Magazine’s September 

issue article on planned changes to superannuation, 

the Ministry of Social Development has supplied the 

following article on the detail of the new legislation. 

As many of you will 

have read in the 

September edition 

of Greypower Magazine, 

the Government has announced 

changes to New 

Zealand Superannuation 

and Veterans’ Pension 

that are expected to take 

effect from 1 July 2020. 

The Bill introducing 

these changes – the New 


and Veterans’ Pension Legislation 

Amendment Bill – 

is now before Parliament. 

The most significant 

part of the bill is a shift 

toward assessing entitlement 

to superannuation 

on an individual basis. 

That’s how many people 

already think of New Zealand 

Superannuation – as 

your entitlement at age 65. 

This does not involve 

any change to the standard 

rates of superannuation 

– you will still receive 

a different rate depending 

on whether you are in a 

relationship, single and 

living alone, or single and 

sharing accommodation. 

That is because of the 

different living costs faced 

by people in different living 

arrangements, and 

the more limited personal 

finances of many single 

superannuitants. 

The part of the changes 

that is most likely to affect 

people is the closure of the 

non-qualified partner provision 

(NPQ). 

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you qualify for New Zealand 

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maximum rate that’s 

about $40 less (before tax) 

than what a couple who 

both qualify get. It’s also 

subject to an income test. 

Around 13,000 people 

are currently included as 

non-qualified partners. 

NQP option to end 

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from the government as anyone 

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From 1 July 2020, you will 

no longer have the option 

to include your non-qualified 

partner if you have 

not already done so. 

If you are already including 

your non-qualified 

partner in your superannuation, 

you can continue 

to do so until they qualify, 

or until you decide to no 

longer include them. Leaving 

New Zealand for more 

than 26 weeks will also result 

in losing the ability to 

include your partner. 

We appreciate that this 

will be concerning to some 

people. 

Partners of superannuitants 

will have access 

to the same support from 

the government as anyone 

else who does not qualify 

for superannuation. 

This support is income 

tested, and includes Jobseeker 

Supported or Supported 

Living Payment. 

The qualifying partner’s 

superannuation is not taken 

into account in the income 

test. 

Additionally, the Minister 

for Social Development 

intends to amend the rules 

for Emergency Benefit to 

ensure that it can be paid 

to a person in hardship 

who cannot qualify for another 

benefit because they 

are caring for their superannuitant 

partner. 

We have been asked 

about how the closure of 

the non-qualified partner 

provision might 

change what happens to 

a non-qualified partner if 

their partner dies or enters 

aged residential care. 

There will be no change to 

the current situation in either 

case: 

• If you are included as 

a non-qualified partner 

and your partner dies, 

you cannot continue 

to receive superannuation, 

and would need 

to apply for a benefit 

if you need support. 

That situation won’t 

change for the existing 

non-qualified partners 

who continue to be 

included after 1 July 

2020. People who cannot 

be included in their 

partner’s superannuation 

may well already 

be receiving a benefit if 

they need it. 

• If you are included as 

a non-qualified partner 

and your partner 

enters aged residential 

care, you can receive 

an emergency benefit, 

payable at the equivalent 

of a single or sole 

parent rate of Supported 

Living Payment. 

This situation won’t 

change for the existing 

non-qualified partners 

who continue to be 

included after 1 July 

2020. The same treatment 

applies to a beneficiary 

whose partner 

enters aged residential 

care. 

The other part of the 

shift toward assessing entitlement 

to New Zealand 

Superannuation and Veterans’ 

Pension on an individual 

basis is the removal 

of “spousal deduction” 

from standard rates of superannuation. 

This will mean that 

(unless you are including 

your non-qualified partner) 

your superannuation 

will no longer be affected 

if your partner receives a 

government-administered 

overseas pension that is 

worth more than their entitlement 

to a New Zealand 

benefit or pension. Your 

Winter Energy Payment 

will also not be affected. 

If you are personally 

entitled to receive a government-administered 

overseas pension, this 

will still be deducted from 

your own New Zealand 

Superannuation or Veterans’ 

Pension. 

The Bill includes several 

other changes to 

improve the clarity and 

consistency of superannuation 

legislation. 

One of these changes 

is to treat people who 

perform voluntary humanitarian 

work overseas 

more equitably with 

missionaries. The Bill includes 

a provision for this 

voluntary humanitarian 

work to count toward the 

residence requirements 

for superannuation. That 

work needs to have been 

connected to a New Zealand 

charitable organisation, 

and the volunteer 

will need to have been 

ordinarily resident in New 

Zealand. 

The Bill also puts some 

firmer restrictions on the 

periods of missionary service 

that can count toward 

the residence requirements 

for superannuation, 

but these will not affect 

periods of missionary service 

that people have already 

completed or begun. 

Another change is to 

ensure that the portion 

of an overseas pension 

amount that is made up 

of voluntary contributions 

is not subject to “direct 

deduction”. Many of the 

overseas pensions that 

are deducted from New 


and Veterans’ Pension 

are based on compulsory 

contributions that people 

have been required 

by law to make into their 

country’s government-administered 

social security 

scheme. 

However, sometimes 

people make contributions 

into those schemes over 

and above what they’re required 

to contribute. 

The bill exempts any 

part of a government-administered 

overseas pension 

that is based on voluntary 

contributions from 

being deducted from a 

New Zealand benefit or 

pension. Any overseas 

pension amounts based on 

compulsory contributions 

will continue to be subject 

to direct deduction. 

The Bill also confirms 

the current process for 

adjusting superannuation 

rates. When superannuation 

rates are set each 1 

April, legislation currently 

requires that the net 

amount for a couple who 

both qualify has to be at 

least 65 percent (and no 

more than 72.5 percent) of 

the net average wage. 

However, successive 

governments have used a 

minimum level of 66 percent 

of the net average 

wage. The Bill puts that 

higher minimum level into 

legislation.


Unforeseen 

taxation liability 

The discovery that the Grey Power Federation was liable 

for taxation took everyone on the federation board by 

surprise and gave rise to some ill-informed and negative 

criticism, both from within Grey Power and in the 

national news media. Treasurer Roy Reid explains how 

the situation came about and what was done about it. 

In the notes to the 

Federation’s Annual 

accounts there was a 

statement that the Grey 

Power Federation was exempt 

from taxation. This 

statement was included 

long before I was elected 

as treasurer. 

At the time the negotiations 

with Kiwibank for a 

commission to be paid to 

the Federation were concluded, 

a former treasurer 

assured the Board that 

payments received would 

be not liable for GST or income 

tax. 

The Board also received 

similar advice regarding 

payments from Grey 

Power Electricity. The 

payments from Grey Pow- 

er Electricity had a GST 

payment that become part 

of our GST return. The 

Board also employed a tax 

consultant to calculate our 

income tax liabilities. 

Early this year, we 

asked Inland Revenue 

(IR) for a copy of our tax 

exemption certificate. A 

new certificate was issued, 

but it gave an exemption 

only for the first $1000 of 

interest. 

That came as a bolt out 

of the blue and meant that 

the 2018 audit could not 

be completed until such 

time we had reached an 

agreement with Inland 

Revenue regarding the 

amount of income tax we 

owed. That is why our audited 

accounts were late 

being published and some 

members were quick to 

jump to the wrong conclusions. 

On the consultant’s advice, 

we made voluntary 

disclosure to IR and we 

have subsequently paid 

Income tax at the rate of 

$0.28 plus interest on 

non-member generated 

income for the last four 

years as agreed by IR. 

In filing the voluntary 

disclosure, a deduction 

was claimed for both expenses 

directly attributable 

to the derivation of 

the income, and an apportionment 

of other overheads. 

This was expressly 

approved by IR. 

Kiwis diagnosed with Parkinson’s 

should get more regular activity, 

says Exercise NZ 

Exercise NZ’s Richard Beddie: encouraging exercise 

for Parkinson’s sufferers. Photo/Supplied. 

Exercise NZ says 

many of the 10,000 

New Zealanders 

who are diagnosed with 

Parkinson’s need to get 

more active. 

Richard Beddie, chief 

executive of Exercise 

NZ, says one in every 

500 Kiwis suffers from 

Parkinson’s and regular 

activity will help them. 

Parkinson’s New Zealand 

recently held its annual 

awareness week. 

Parkinson’s is the second 

most common neurological 

condition in New 

Zealand and Beddie said 

Exercise NZ had supported 

the training of exercise 

professionals to better understand 

the condition. 

“Also as a partner of 

Exercise As Medicine NZ, 

we have helped train many 

exercise professionals to 

help those with chronic 

health conditions, including 

Parkinson’s,” he said. 

“The health benefits of 

exercise have long been 

extolled. Heart disease 

treatment and prevention, 

cancer, and mental 

health are among the most 

commonly known areas to 

benefit from regular physical 

activity. 

“Exercise can be cheap, 

relatively safe and free of 

side effects. It is increasingly 

being used to help 

manage other health conditions 

like Parkinson’s 

disease. 

“Studies consistently 

reveal that people with 

Parkinson’s can improve 

in the following their 

strength, endurance, balance, 

mobility, walking 

ability and flexibility. Research 

has shown that 

people who exercise are 

less likely to develop Parkinson’s. 

According to the Michael 

J Fox Foundation, 

everyone with Parkinson’s 

should exercise. Actor Fox 

launched the foundation 

in 2000 after publicly disclosing 

his 1991 diagnosis, 

at age 29, with the disease. 

Meanwhile, scores of 

trainers and fitness facilities 

from all over New 

Zealand, many of whom 

help Kiwis with Parkinson’s, 

are into the finals of 

the annual New Zealand 

exercise industry awards, 

which will be on November 

23. 

The awards recognise 

exercise professionals and 

facilities for helping many 

of the 500,000 Kiwis stay 

active. 

No IR penalties 

In filing the voluntary disclosure, 

no penalties were 

charged by IR, in accordance 

with their standard 

practice statement for voluntary 

disclosures. 

Also, it was only necessary 

to make a voluntary 

disclosure for the last 

four years, not since the 

income was first derived. 

The earlier years are, in 

effect, tax free. 

The income tax paid 

Denis & Ruth Ryan 

86b Ngataringa Road 

Devonport Auckland 0624 

New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 




New Zealand 

was calculated correctly 

and approved by IR and 

provisional tax has been 

paid for the 2019 financial 

year. 

The cost of the tax has 

been met from the reserve 

account, which has been 

non-member generated 

income. 

Member generated income 

(capitation) meets 

less than 50 percent of the 

annual income. 

It is important to understand 

that, had there 

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been any suggestion of 

fraud or tax evasion, as at 

least one member suggested, 

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10 


ENA supports end of low-user 

electricity charge 

BY GRAEME PETERS 

Chief Executive Officer, ENA 

The Government is 

ending electricity 

price regulation, 

which penalises consumption 

and creates cross 

subsidies, argues Graeme 

Peters, chief executive of 

the Electricity Networks 

Association (ENA), and a 

Grey Power member. 

Grey Power members 

are right to be concerned 

about how much they pay 

for electricity. 

Power is an essential 

service and, for seniors 

reliant on government 

superannuation, it’s a significant 

part of household 

expenses. 

Mindful of the importance 

of electricity to 

health and wellbeing, the 

government carried out an 

18-month study into fairness 

and equity of electricity 

pricing. 

In October it announced 

a broad package 

of reforms. While recognising 

many positives of 

New Zealand electricity 

supply and prices, it found 

some areas wanting. 

The package aims to 

increase the consumer 

voice in electricity decision-making, 

enhance 

competition, strip late 

payment penalties, and 

improve operation of the 

erratic wholesale electricity 

market. 

The package’s main 

Safe mobile 

lifestyle 

aim was to give a better 

deal for all consumers, but 

especially the vulnerable 

and those on low incomes. 

There are many recommendations 

that should 

please New Zealand’s 

two million householders, 

including Grey Power 

members. 

These include community-level 

support to help 

struggling consumers, establishing 

a cross-sector 

energy hardship group, 

and financial aid for those 

on low incomes to pay 

power bills and use less 

electricity. 

These initiatives add to 

the government’s winter 

energy payment of $447 a 

year for singles and $682 

a year for couples on government 

superannuation 

and benefits. 

So there have been significant 

new initiatives to 

help reduce power bills 

for consumers or support 

them financially. 

But there is one recommendation 

that Grey Power 

has opposed throughout 

the review – removal of 

the low-user fixed charge 

regulations. 

The regulations require 

retailers to offer domestic 

consumers low daily fixed 

charge tariff options of no 

more than 30c per day before 

GST. 

In total, the actual fixed 

costs can be more than 

two dollars a day for typical 

residential users – the 

low fixed charge regulations 

therefore mean that 

users who qualify can be 

charged no more than 

30 cents per day to cover 

these fixed costs. 

Fifteen cents goes to 

the lines company and 15 

cents to the retailer. 

The flip side 

The flip side of the low 

fixed charge requirement 

is that networks and retailers 

have to significantly 

increase the variable 

charges (the price charged 

per unit of electricity) for 

consumers who choose a 

low-fixed tariff. 

In actual fact, the low 

fixed charge that goes to 

the lines company contributes 

less than five percent 

to the cost of providing 

and maintaining the 

local lines network. 

However, because the 

low-fixed charge introduces 

a cross-subsidy between 

customers, a ‘good 

deal’ for some customers 

becomes a ‘bad deal’ for 

other customers. 

Lines companies require 

income to pay for 

new lines, or upgrade and 

repair existing lines. There 

are 152,000 km of lines in 

the distribution network. 

The amount that lines 

companies can recover 

is regulated by the Commerce 

Commission. 

If people are paying 

less than their share, then 

other households need to 

pay more, which creates a 

$170m cross-subsidy paid 

often by those in large 

households who can often 

least afford it. 

While Grey Power was 

one of a few organisations 

that opposed the removal 

of the low-user regulations, 

the overwhelming 

majority of submissions 

called for the regulations 

to be revoked. 

The upshot is that the 

government has agreed 

with the findings of the 

review panel to phase out 

the low-user regulations 

as they are causing outcomes 

which are contrary 

to the original intent, and 

are a barrier to innovation 

in pricing of distribution 

services. 

It has asked officials to 

report back on options by 

Christmas. 

The review recommended 

a five-year phase out by 

allowing the maximum daily 

fixed charge to rise gradually 

over five years. 

A five-year phase out, 

coordinated with help 

for households in energy 

hardship and new distribution 

pricing options, 

should moderate the impact 

of removing the cap 

on most low-use households 

and seniors. 

And while retailers 

would no longer have to 

offer a low-user tariff, 

some might choose to do 

so if their customers wanted 

that option. 

The ENA and lines 

companies will be working 

with government officials 

and stakeholders, including 

Grey Power, to ensure 

that the transition out of 

the no-longer fit-for-purpose 

regulations will have 

minimal impact on those 

who are currently on low 

fixed-charge plans. 

At Grey Power, we do not endorse 

what the ENA is saying regarding low 

user regime reform. 

In particular, we believe the ENA’s 

support for increasing fixed charges 

to low users is a change that would 

result in higher prices for low users. 

As a group, we have lobbied 

government to eliminate fixed charges 

- not increase them. 

We are also advocating for lines 

companies to substitute fixed charges 

with choices for time-of-use charging. 

Our main advocacy is: We believe 

low users should not pay a higher 

delivered price than large users and 

will continue to lobby government 

to ensure that an equal overall 

lower price is available to everyone 

regardless of how much they use. 

– Mac Welch, President 

Grey Power Federation 

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12 


SuperGold card updates online 

The Government has officially 

refreshed Winston Peters’ signature 

achievement for pensioners, the 

SuperGold card, with a website update 

and new app launched for the card. 

Minister for Seniors 

Tracey 

Martin said the 

new developments would 

help “tech-savvy older 

people” to stretch their 

dollar further. 

According to the latest 

figures, from 2017, there 

are more than 750,000 

SuperGold cardholders 

across the country. And 

of those, 350,000 use a 

smartphone. 

The website and the 

app was announced before 

May's Budget, with 

Deputy Prime Minister 

and New Zealand First 

Leader Peters saying the 

card would now be a "super, 

SuperGold card". he 

also talked up the benefits 

of the new card at Grey 

Power Federation’s annual 

general meeting earlier 

this year. 

At an official launch 

in Auckland in October, 

he described the website 

upgrade and app – which 

cost $7.7 million to develop 

– a “new era” for the 

SuperGold card. 

The app can be used 

to get discounts at participating 

stores, including 

Qantas, Countdown, 

Spark and The Ware- 

house. 

Martin said she hoped 

this would only be the 

start and called on more 

businesses to get on 

board. 

“I'm sure there are 

plenty of other businesses, 

local and national, 

who will want to access 

this market and help older 

New Zealanders.” 

Key element in coalition 

agreement 

Revamping the Super- 

Gold card scheme was a 

key element in the coalition 

agreement which 

saw New Zealand First 

lend its support to Labour. 

The Government had 

promised to introduce a 

new generation Super- 

Gold smartcard containing 

entitlements and concessions. 

Peters said the card's 

upgrade had delivered on 

that promise. 

“The SuperGold card 

had been neglected by the 

previous Government so 

plenty of work was needed 

to supercharge it. 

“That has been 

achieved, and it's going to 

“Over 65s represent a very large 

consumer group now and there will 

be a million seniors within the next 

decade.” 

Tracey Martin and Winston Peters. 

help make it easier for seniors 

to get a bit more out 

of their superannuation.” 

Martin said she hoped 

seniors would have noticed 

significant changes 

to the way the SuperGold 

Card worked. 

“The changes are 

about making the card 

work better for you,” she 

said. 

“We’ve got new businesses 

signed up and 

more of the right discounts. 

The SuperGold 

website has been completely 

updated so you 

can find the latest deals 

and where to use the card. 

And a SuperGold app has 

been created so that you 

can find this information 

when you’re 

out and about. 

These are really 

significant 

steps.” 

Martin said 

that research 

done by the 

Office for Seniors 

last year 

showed that the 

travel concessions 

and shopping 

discounts 

were particularly 

valued. 

“Firstly we 

recognised that something 

had to be done 

about it, then this year’s 

Budget had $7.7 million 

extra to upgrade and 

enhance the SuperGold 

Card including upgrading 

the website, developing 

the app – and promoting 

the card,” she said. 

More businesses involved 

Revitalising the card 

created the opportunity 

to find more businesses 

wanting to offer more 

discounts to seniors, she 

said. 

“Over 65s represent 

a very large consumer 

group now and there will 

be a million seniors within 

the next decade.” 

In preparing for the 

new website and app, the 

Ministry of Social Development 

engaged with all 

of the businesses listed 

to ensure that they still 

wanted to be involved 

with SuperGold and that 

their details were right. 

This saw more than 

4,800 businesses confirmed 

as part of the 

SuperGold network. 

On top of that, 500 new 

businesses joined up – 

including an airline and 

major retail chains. With 

75 nationwide businesses 

as part of the programme, 

there were now 

more than 10,000 locations 

across New Zealand 

that offered SuperGold 

discounts, she said. 

App images sourced from the Google Play store.


The benefits of apple cider vinegar 

Apple cider vinegar has long been 

touted as a cure all for a number 

of different ailments – it is easily 

produced with apples (or apple 

scraps), water, sugar and time. 

You may have heard 

of good quality apple 

cider vinegar 

containing the ‘mother’. 

This is the strands or 

sediment you might see 

in the bottle that is made 

up of beneficial proteins, 

enzymes and bacteria that 

give the liquid a murky 

look. 

The main compound of 

apple cider vinegar is acetic 

acid, which has a number 

of health benefits. 

Lowering blood pressure 

Regularly taking apple cider 

vinegar can result in 

lower blood pressure. 

It is thought that apple 

cider vinegar works by reducing 

an enzyme present 

in the body called renin. 

Renin is responsible for 

regulating the body’s water 

and blood pressure levels 

and therefore lowering 

blood pressure. 

Acetic acid can also 

help with nutrient absorption, 

particularly calcium 

which also helps to lower 

blood pressure. 

Prevents acid reflux and 

heartburn 

Generally, people that 

suffer from acid reflux 

actually have stomach 

acid with a higher pH 

than necessary (i.e. it is 

not acidic enough), so 

drinking apple cider vinegar 

can help increase 

this acidity and therefore 

the digestion of food, preventing 

the awful symptoms 

of heartburn. 

Medications such as 

omeprazole may soothe 

symptoms, but are actually 

exacerbating the root 

cause by reducing acidity 

in the stomach. 

Managing blood sugar 

The acetic acid present in 

apple cider vinegar improves 

insulin sensitivity, 

significantly lowering 

blood sugar levels. 

It can be used safely 

by people with diabetes, 

pre-diabetes (metabolic 

syndrome) or those that 

just want to manage their 

blood sugar levels for other 

reasons. 

Weight loss 

Acetic acid helps to stop 

body fat accumulation 

and liver lipids, effectively 

changing the body’s 

response to how fats and 

lipids are processed. 

It also significantly improves 

digestion and can 

help with appetite management. 

Lowers cholesterol 

Regularly taking apple 

cider vinegar helps to increase 

HDL (high density 

lipoprotein, or ‘good’ cholesterol) 

while lowering 

LDL (low density lipoprotein, 

or ‘bad’ cholesterol) 

and triglycerides because 

it contains a strong antioxidant 

that helps to break 

these lipids down. 

Detoxification 

Apple cider vinegar can 

promote healthy liver and 

lymph function, therefore 

helping your body 

to detoxify and process 

excess toxins. 

Apple cider vinegar is 

best taken prior to meals, 

especially breakfast. 

When taking liquid apple 

cider vinegar, it is important 

to mix this with 

water, as straight vinegar 

can damage the enamel on 

your teeth. 

Ideally, a dose of between 

1 teaspoon and 1 

tablespoon, mixed into a 

glass of water should be 

taken a minimum of once 

daily. 

If you find it too strong, 

start with a lower dose and 

add a touch of honey for 

sweetness, however make 

sure that you don’t use hot 

water, or this will kill a lot 

of the beneficial bacteria. 

A much easier option is 

to take apple cider vinegar 

capsules, or even use apple 

cider vinegar to make 

delicious salad dressings, 

which would be another 

way to incorporate it into 

your daily diet. 

If you suffer from stomach 

ulcers or oesophageal 

lesions, it is best to avoid 

additional vinegar in your 

diet as this may exacerbate 

the symptoms. 

Nadia McMorran – BNatMed is a registered Naturopath and Medical Herbalist. Article supplied 

by Health House. For more interesting health articles visit healthhouse.co.nz/articles. 

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14 


The demise of the trades 

OPINION 

The current Government is trying to 

encourage younger people to take 

up a trade. 

BY KEVIN GARDENER 

Zone 5 Director 

Previous governments 

and educators 

have done their 

darnedest to discourage 

this and there has been a 

falling away of the uptake 

of apprenticeships over 

the years. 

It was the previous 

Labour Government that 

had the catchcry that New 

Zealand had to develop a 

“knowledge-based economy” 

with encouragement 

of youth to ignore the 

trades and get a Uuniversity 

or polytech degree. 

We have seen the 

length of apprenticeships 

shortened, with the result 

that those completing one 

have not always had a fully 

rounded training. 

To the extent that 

some apprentices - once 

they have completed their 

“time” - have not touched 

the tools of their trade 

again. 

Young people have 

been let down badly by 

educators and employers 

alike in the area of trades 

training. 

Educators have a lot 

to answer for, as young 

ones come into the workforce 

having been informed 

they must always 

question any instructions 

given, and that they are 

above making a cup of tea, 

or wielding a broom in the 

workshop. 

There have been utter 

con jobs with Polytech 

courses offering diplomas 

and training in courses 

where there is no chance 

of employment at the end 

THE STAIRLIFT PEOPLE 

of the course. 

Examples springing to 

mind include “Jazz Singing” 

and “Circus Training”. 

The only employment 

created for some of these 

examples is for the tutors 

of these establishments. 

And then we hear of 

course tutors training students 

in trades that they 

themselves have never 

worked or trained in. 

Previously the encouragement 

was for students 

to take out student loans 

to pay for their tuition. 

This sadly just hung 

a millstone around their 

neck, when they found no 

job at the end of a course, 

but still had to pay the 

loan back. 

Employers too, are not 

without fault. They have 

not helped by failing to 

take on apprentices, preferring 

to poach other employers’ 

young staff who 

have partially completed 

their time, just as the apprentice 

is becoming useful 

in the workplace. 

Or in another scenario, 

we know of examples 

where the employer has 

kept the youngster on repetitious 

work throughout 

their time, without variation, 

and once they have 

completed their service 

time, they are of no use to 

any other business. 

Some myths about taking 

on an apprentice 

There are a few myths 

that need exposing. The 

first is that apprentices 

are cheap labour. Wrong. 

STANNAH STAIRLIFTS 

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If being trained on the 

job properly, usually a 

trade-trained person has 

to interrupt their work 

to guide the apprentice, 

therefore the job costs 

climb. And an employer 

has to bear the costs of 

any mistakes and “muckups”. 

The former railway 

workshops were touted 

as a holiday camp for layabouts. 

Again, this is wrong. 

While some did treat it 

as such, there was a vast 

amount of trained tradespeople 

who emerged from 

these places and fitted 

into the private sector 

with ease. 

Why should a small 

business bother to take 

on an apprentice? With 

all the OSH rules, levies, 

regulations, and ACC 

changes, apprentices can 

now have children and the 

employer must keep the 

job open for them. They 

can join the Territorial 

Army and their employer 

must keep their job open 

for them. 

An employer must be 

aware of the potential risk 

of being accused of sexual 

harassment, and must 

also be aware of any behaviour 

that can be misconstrued 

as bullying in 

the workplace. 

An employer also has 

to bear in mind any accident 

caused by an employee 

could ultimately 

lead to a financial penalty, 

or in extreme cases even 

bankruptcy for the business. 

Other than in large 

firms, there is no longer 

the incentive to take on 

the responsibility of an 

apprentice by smaller 

businesses that there used 

to be 

There will always be 

builders, plumbers, electricians, 

mechanics and 

associated trades, but the 

lesser-known trades are 

Freephone 

0800 92 66 77 

www.independence.co.nz 

D5590J 

disappearing, together 

with all the knowledge and 

skills that are required. 

Challenge has one of 

the best value offerings 

around - My 

Challenge. 

As a Grey Power member, 

you’ve had access to 

a fuel discount simply by 

showing your Grey Power 

card when paying for your 

fuel at a Challenge store. 

Changes effective 1st 

December 2019 

From 1st December 2019, 

Grey Power members will 

need to be signed up to My 

Challenge in order to receive 

the full discount (between 

8 cents and 15 cents 

per litre depending on the 

store you visit). 

For those that are not 

signed up to My Challenge, 

the fuel discount 

you qualify for will be reduced 

to 6 cents per litre. 

Then from 1st April 

2020, Grey Power members 

will only qualify for 

a fuel discount if they are 

signed up to My Challenge. 

Here’s just a few of the 

reasons why signing up is 

worth it: 

You’ll continue to receive 

the maximum fuel 

discount available for 

Grey Power members (between 

8 cents and 15 cents 

per litre depending on the 

store you visit). 

You’ll start earning My 

Challenge reward points 

(1 point for every $1 you 

spend*), which can be redeemed 

for rewards available 

in-store. 

You can also choose to 

donate your fuel discount 

or rewards points to a local 

Community Group 

your local Challenge store 

has chosen to support. 

Older trained tradespeople 

have not been 

valued, so in turn just do 

If you opt-in for marketing, 

we can let you 

know about special promotional 

fuel discounts 

which may give you an 

even bigger fuel discount 

to use. 

Be rest assured, we 

won’t fill your inbox you 

with a lot of irrelevant 

email communications 

once you sign up. We aim 

to keep these to an absolute 

minimum. 

Signing up is simple: 

Next time you’re at a participating 

Challenge store, 

tell the staff at the counter 

that you’d like to sign up 

to My Challenge and show 

them your Grey Power 

member card; 

They can register you 

their job and go home. 

And that is a sad outcome 

for New Zealand. 

From 1st December there are 

changes coming to the way you 

receive fuel discounts with Challenge 

on the spot with your 

email address, and it only 

takes a minute; 

You’ll be given an exclusive 

Grey Power version 

of the My Challenge 

card (which gets scanned 

instead of presenting your 

Grey Power card) and can 

start benefiting right away. 

Find out more 

Important Information 

* Excluding purchases 

of cigarettes, Lotto or 

scratchies. Points expire 

two years from the date 

the relevant points were 

awarded. Each point has 

a life of 2 years from the 

month you collected it. 

Points expire on the last 

day of the month. 

Full terms and conditions 

at mychallenge.co.nz

NZ GREYPOWER MAGAZINE » NOVEMBER 2019 15

16 


Family duty, marriage and separation 

in a retirement village 

Retirement villages are microcosms of the wider society. 

Residents’ relationships and obligations can change in a 

village, just as they do elsewhere. But retirement village 

residents’ obligations are governed by contracts that 

usually don’t have the level of flexibility to easily allow for 

changes when personal circumstances change. 

BY JOHN COLLYNS 

Executive Director of the Retirement 

Villages Association 

The framework for looking 

at these issues 

I recently caught up with 

some experienced retirement 

village operators 

and chatted to them 

about how they handle 

relationship changes and 

family obligations in their 

villages. 

It’s important to stress 

that every village is unique 

and there are many different 

approaches taken by 

operators. 

Generally speaking, village 

managers will look at 

the context of the request 

as well as the resident’s 

circumstances and needs 

before making a decision. 

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Leaving aside a move to 

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entirely, there are three 

broad ways residents’ circumstances 

change. 

These are: 

• Divorces and 

separations 

• Late life love 

• Moving a child or other 

dependent adult in 

In considering the scenarios, 

the starting point 

is recognising that an occupation 

right agreement 

(ORA) is usually a personal 

contractual right 

to occupy a unit and is 

non-transferrable. 

Further, residents will 

usually hold their interests 

jointly rather than as 

tenants in common. 

RA will typically contain 

provisions relating 

to the length of time that 

guests may stay with a 

resident without first obtaining 

the operator’s prior 

consent. 

It is not uncommon 

that guests are limited to 

stays of no more than two 

weeks at any one time and 

a total of six weeks in total 

each year. 

The rationale for these 

limitations is to ensure 

that guests do not interfere 

with the rights of other 

residents and to avoid 

the overuse or abuse of 

village facilities. 

All disclosure statements 

for registered 

retirement villages are 

required to disclose the effect 

of marriage on an occupation 

right agreement. 

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1. Divorce, or when a 

resident couple separates 

The Best Christmas Gift Ever 

“Usually for my Christmas, my 

children buy me towels or pillows. 

Last year, after a wonderful lunch 

in the park with my family, we came 

home and I found that for a Christmas 

gift my daughter had organised the 

replacement of my old toilet seat 

with an electronic Bidet toilet seat. I 

had seen them advertised on TV and 

thought what a great idea. ” 

My daughter explained that she 

had recently purchased one from 

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her husband and children loved it so 

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as a Christmas gift. After two weeks 

of having my new Bidet, I wondered 

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Operators have told me 

that they will not consider 

agreeing to any change to 

the occupancy arrangements 

of a separating couple 

until they are satisfied 

that both parties have first 

received proper legal advice 

on how to proceed. 

The ORA will usually 

be relationship property. 

As with any separation, 

one partner may offer to 

give up their right to occupy 

the unit and their 

interest in the termination 

proceeds in exchange for 

some other benefit. 

Many, but not all operators, 

will be willing to 

acknowledge this arrangement 

and may enter into 

formal documentation to 

reflect the change, subject 

to both residents obtaining 

independent legal 

advice before signing any 

documentation to give effect 

to such a change. 

It is not uncommon for 

operators to find that residents 

are concerned about 

legal costs and will try to 

avoid formally documenting 

the division of their 

relationship property. I’m 

told that some residents 

will try to essentially hand 

over the responsibility of 

documenting their relationship 

property division 

to the operator. 

Operators, of course, do 

not wish to be put into this 

position and will actively 

avoid getting involved. 

Unfortunately, as with 

any relationship break up, 

there may be insufficient 

assets or income available 

to allow one partner to 

stay in the village and to 

pay the other resident out, 

or there could be angst 

among other residents if 

one party stays and the 

other leaves. 

While village managers 

will be sympathetic to the 

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change, it’s not their job 

to get involved in relationship 

property disputes 

2. Late life love 

Re-partnering later in life 

is a relatively common 

occurrence in villages. 

A typical scenario is as follows. 

He was 94, widowed 

and living in a village, she 

was just 74. The relationship 

started a year after he 

moved to the village and a 

year later she moved into 

his unit. 

The existing resident 

needs to decide what 

rights he wants his new 

partner to have in relation 

to his unit. The two principal 

options are: 

• The new partner has 

no financial interest in the 

unit and no right to remain 

in the unit after the original 

resident dies or terminates 

the ORA. In this 

situation, such an arrangement 

is best documented 

as an “additional resident 

consent” giving the new 

partner the right to live in 

the unit for as long as the 

original resident continues 

to live in the unit but with 

no financial entitlement. 

An operator is likely to 

ask the resident and the 

new partner to sign an additional 

resident consent 

document recording the 

how I had ever survived previously 

without it. 

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nice warm seat and go to the loo, and 

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Now almost a year later, it has 

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terms that the new partner 

may live in the village. 

• The new partner becomes 

a party to the 

ORA, and depending 

on the residents’ intention, 

may or may not 

have a right to receive 

the termination proceeds. 

Contractually, 

the surviving resident 

will usually be entitled 

to the termination proceeds, 

and if the residents 

want the termination 

proceeds to be 

paid to any specific person, 

this will normally 

be documented as between 

the residents. 

In our typical scenario 

the resident’s family wanted 

the village to add her to 

the existing ORA. 

The village refused to 

allow the new partner to 

be added to the existing 

ORA, but offered three 

options to accommodate 

the new partner’s right to 

live in the unit or in the 

village: 

• Amend the ORA to record 

that the new partner 

can live in the unit, 

but has to leave within 

three months should 

the existing resident go 

into care or die. The 

new partner would not 

have any financial interest 

in the ORA; 

• Consent to the new 

partner living in the 

unit for so long as the 

original resident wishes 

the new partner to 

live there. In addition, 

the operator may offer 

the new partner an 

option, on the death of 

the existing resident 

or when the existing 

resident terminates his 

ORA, to buy either the 

unit or another in the 

village at the then market 

price; 

• The existing resident 

surrenders their ORA and 

a new ORA is issued in 

the name of both the original 

resident and the new 

partner at the unit’s then 

market value with a new 

deferred management 

fee (DMF) to be paid (although 

offered at the same 

rate as when the original 

resident moved into the 

village rather than the new 

higher rate). In this case, 

the original unit price 

was $600,000 and the 

current market value was 

$950,000. So while this is 

an expensive option, the 

new partner gets to stay 

in the village without any 

restrictions should the 

original resident die or go 

into care. 

These are just some 

of the approaches an operator 

may take. Where 

residents are of a similar 

age, operators are more 

likely to agree that a new 

resident can be added to 

the ORA with no change to 

the DMF. 

This may be achieved 

by terminating the original 

ORA and issuing a new 

ORA in both residents’ 

names, or by a variation of 

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the ORA. As with the scenario 

regarding divorce, 

the operator will require 

both residents to have separate 

independent legal 

advice prior to signing of 

any documentation to give 

effect to a change. 

3. Dependent children or 

grandchildren moving in 

Operators encounter 

many different scenarios 

where residents ask for 

consent to have a dependant 

or vulnerable adult, 

a child who has fallen on 

hard times or grandchild 

live in the resident’s unit 

either temporarily or permanently. 

Whether or not a particular 

operator will allow 

this will depend on the 

particular village and circumstances. 

The operator’s consent 

is required on the basis 

that this category of people 

will be living in the village 

as guests. 

Operators appreciate 

that these requests to 

support family need to be 

managed with fairness to 

everyone involved. 

Having said that, operators 

also must respect 

the needs of the wider resident 

community and consider 

how the additional 

person will fit in with the 

existing community. 

The operator will want 

to consider whether the 

dependant person’s needs 

can be suitably managed 

by both the resident and 

the village. 

Further, the operator 

will want comfort that 

there is a plan in place for 

the care of the dependent 

person if the resident becomes 

unable to care for 

the dependant person 

or dies. 

One operator mentioned 

how a child was 

sent to live with their 

grandparents in the village 

by Oranga Tamariki. 

Sadly, this arrangement 

led to considerable 

distress for other residents 

and the child’s parents had 

to be trespassed from the 

village to keep the peace. 

Where consent has 


been granted to a longterm 

guest, the operator is 

likely to reserve the right 

to revoke the consent if 

the person’s presence in 

the village becomes undesirable, 

they become a 

nuisance to others, or the 

resident, in the operator’s 

opinion, becomes unable 

to care for that person. 

Not surprisingly, having 

children live in a retirement 

village is a divisive 

subject so consequently 

many operators will be 

unwilling to agree to children 

living permanently 

or semi-permanently in a 

village. 

Increasingly, adult 

children who have fallen 

on hard times, maybe 

through divorce, mental 

health issues or having 

just been released from 

prison want to move into 

mum or dad’s unit at a village. 

These situations can be 

particularly fraught and 

there have been instances 

where a child has pressured 

a resident to allow 

him or her to move into 

the unit. 

Some operators may 

require a police check and 

certain types of conviction 

could impact on the 

guest’s right to stay at the 

village. 

Operators have talked 

about the need to trespass 

children where it is evident 

that elder abuse is occurring 

or other residents 

are being put at risk. 

200285AA 

200285AA 

Where a fully competent 

person is allowed to 

move into a resident’s unit 

as a semi-permanent or 

permanent guest, the operator 

will usually want 

the guest to sign an acknowledgement 

that they 

will comply with all village 

rules, respect other residents’ 

rights and that his 

or her right to live in the 

unit may be revoked by 

the operator. 

In the end, it’s in everyone’s 

interest that resident 

relationship changes and 

the need for residents to 

support loved ones are 

managed with care and 

empathy. 

While the village operator 

needs to ensure the 

village is managed so as to 

protect the interests of the 

whole resident body, individual 

residents’ needs are 

also important. 

Our experience can be 

summed up in two key 

points: 

• If a resident’s financial 

interest in an ORA is 

going to be affected, 

then a resident must 

get proper legal advice 

from a solicitor who 

practises relationship 

property law; and 

• Encourage your client 

or loved one to talk to 

their village manager 

promptly so they can 

jointly work through 

the options open to the 

resident. 

200285AA

18 


House selling woes 

Grey Power member Robyn Black 

outlines some of the pitfalls those 

selling up the family home later 

in life can encounter. 

We all know that 

selling and buying 

a house is a 

time-consuming, expensive 

and often stressful 

event. 

In our case, it had come 

time to downsize from a 

4-bedroom, 1-office, and 

1-rumpus, 35-year old 

home to a place more befitting 

our senior status and 

needs. 

The move involved tearing 

ourselves away from 

a garden with precious 

citrus, plum and fig trees, 

plus a passion fruit and 

grapevine, most of which 

we had planted ourselves. 

Not an easy decision to 

make. 

At the time, the housing 

market in Nelson was in 

the top three in New Zealand 

for prices, and sales 

had been brisk. 

Multiple offers were 

common and sometimes 

houses were sold within 

days. 

We thought our property 

was pretty desirable: in 

good condition, even if not 

new. 

It was in a quiet neighbourhood; 

in popular 

Atawhai -; sunny and with 

a sea view. 

So we were pretty delighted 

when a near-neighbouring 

couple visited last 

December and advised 

that they would like to buy 

our house, subject to the 

usual conditions. 

A private sale, no need 

for an agent, price was to 

be negotiable: whoopee. 

The couple were living 

with their adult daughter 

and her husband. Conditions 

were cramped, 

particularly when a room 

for a home business was 

wanted. 

The couple went off to 

do their due diligence and 

we expected to see them 

sometime in the next little 

while. (As Christmas was 

approaching, they were 

keen to move swiftly.) 

When they graced our 

door a week later, they 

were not looking particularly 

happy or comfortable. 

There were some “issues” 

they explained. Four 

in fact. 

Issue number one 

- the ‘slip’ 

First, the insurer they approached 

would not insure 

the property. 

“Why not?” council records 

showed an historic 

slip on the property. 

We knew about this and 

our insurer had been satisfied 

just four years earlier 

that there was no great risk 

as the “slip” in question 

pre-dated the building of 

our house by about three 

years. 

“Why would the council 

grant a consent for building 

if the slip had not been 

remediated?”was our insurer’s 

reasoning. 

So, “Not a problem; we 

will insure you.” We enquired 

as to the name of 

the company from which 

the couple were seeking 

insurance. 

“Company A,” they 

said. “Ah hah,” we said, 

“Company A also currently 

insures us!” Our neighbour-couple 

said, “Can we 

tell them, then?” 

“Heck no”, we said, 

“The left hand might meet 

up with the right hand and 

the company could cancel 

our existing insurance.” 

(Having lived through the 

Christchurch earthquakes 

and its aftermath and 

having had many dealings 

with insurers, our level of 

trust in the industry was 

not high.) 

We thought we had 

better do a little research 

about this slip. The council 

had no evidence on its files 

that this had been remediated. 

We couldn’t see any 

physical evidence of a former 

slip on our property, 

but this was unlikely to 

assure our potential purchasers’ 

lawyer or the insurance 

company. 

A photo of the “slip” 

and part of an adjoining 

house, in the file, proved 

useful. 

We found out who developed 

the subdivision 

and met a delightful man, 

an ex-city councillor and 

one of the town’s identities. 

“Aah”, he said, “It 

would be unlikely files existed 

from 30 plus years 

ago.” Plus the subdivision 

was in a now defunct local 

body. 

We persisted in our research 

and deduced that 

the slip was actually on a 

neighbour’s property, not 

ours. 

Happy days for us; less 

so, we thought, for our 

neighbours. 

We needed to inform 

the neighbours, persuade 

the council that we were 

correct and get it to remove 

the notification from 

our property file. 

This we did, as our 

evidence was very compelling. 

No “Sorry we got 

it wrong,” however, was 

forthcoming from the 

council. 

Issue number two 

- the log burner 

Moving right along to issue 

number two. There was no 

evidence that the log burner 

was consented. 

So we had been having 

log fires for years and possibly 

voiding the insurance 

policy. 

We didn’t know about 

this. We didn’t uncover 

this and the agent selling 

us the property did not 

disclose it. 

It turned out a retrospective 

consent was available 

for burners installed 

after 1992 if certain conditions 

were met and a fee 

paid. 

Was the burner put in 

when the house was built 

Putting your investments to work 

so that you don’t need to 

Retirement can be both a wonderful and challenging time. Looking after health, family 

and friends are our top priorities. Having enough money to do what we enjoy is the next 

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partner of an Auckland law firm, is a respected expert in New Zealand property 

law. Stu leads a successful finance company, which he established in 2000. 

Before that, he was as an award-winning banker and registered property valuer, 

specialising in rural and commercial banking. Joining Jack and Stu as directors 

are Don Howden of Jones Howden Lawyers, Matamata and Myles Prestidge. 

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planning and Myles has over 42 years’ experience in property redevelopment 

and investment as well as mortgage finance. 

Norfolk offers an open-ended, tax-effective investment and has consistently 

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from a non-PIE fund to equal the tax paid return from Norfolk. 

Returns to investors are generated by the fund investing in loans to borrowers 

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setting Norfolk apart from its competitors, who distribute quarterly. Monthly 

income in retirement is a very good thing! 

We all like lower-risk investments that do well. At the end of September 2019, 

Norfolk reported an LVR of 43.56%, with zero non performing loans. It clearly 

helps that Jack and Stu are accomplished investors and conservative lenders in 

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“We are so pleased that Norfolk ticks all the boxes that we want it 

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For further information email invest@norfolktrust.co.nz, or call 09 303 1525. 

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(search ‘Norfolk Mortgage Management Limited’). 

Past returns do not guarantee future performance. Withdrawals are subject to a six-month notice period as provided in the trust deed. Norfolk Mortgage 

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licensed under the Financial Markets Conduct Act as a manager of registered schemes.


and covered by the original 

plan? Alas no. 

Did burners installed 

in the particular period 

require a consent? What 

were we to do? Several inquiries 

to the council produced 

answers that didn’t 

directly address our question. 

We found out that a 

check by a qualified person 

followed by the council 

giving the “big tick” and a 

payment of around $1800, 

would see things right. 

Was this a worthwhile 

thing to do for a 25year old 

log-burner? “No.” 

So it was replaced by 

a brand-new low emissions 

log burner which of 

course was fully permitted 

but which we saw very little 

use of once a sale went 

ahead. 

Issue number three 

- the non issue 

Issue number three turned 

out to be a non issue. 

This concerned the solar 

hot water system. Was 

it an approved one? Did it 

need a retrospective permit 

anyway? The answer 

to this last question was 

“No!” “Whew.” 

Issue number four 

- the missing plan 

Issue Number four (we 

hope you are keeping 

up with this; there may 

be a test) concerned the 

house plan. 

The “footprint” of the 

house (the external wall 

measurement) was the 

same, but the ensuite was 

in a different location 

from that on the plan held 

in our council property 

file. 

While all the initial 

plumbing had been 

signed off, the house plan 

had been amended while 

the property was under 

construction. 

We approached the 

company that drafted the 

plan on behalf of the builder 

to see if it possessed a 

copy of the amended plan 

in its records. 

The company was completely 

non-responsive. 

We could tell that an 

amended plan had been 

submitted to the Council 

and appeared to have 

been signed off. This we 

could deduce. 

We figured that the 

amended plan was submitted, 

but misallocated. 

Whatever the process, 

the problem became ours 

to resolve. 

A wonderful legal executive 

working for a wellknown 

Nelson law firm 

obtained the historic title 

of our property and by 

this means we identified 

the name of the builder 

who both built and lived 

in the house for a time. 

A little more detective 

work located the builder. 

He is still very much 

alive and lives in inner-city 

Nelson. How 

lucky was that? 

“Yes” he assured us, an 

amended plan had been 

submitted. 

He would visit the 

property, check things out 

and would sign a letter to 

that effect for the council. 

If necessary it could 

take the form of a declaration 

witnessed by a JP. 

Would that satisfy the 

council and the potential 

vendors’ lawyer? No. 

A new plan would be 

required. So that had to 

be arranged, paid for and 

submitted in person to the 

council. A small fee would 

be incurred, of course. 

By this time, our original 

potential buyers, the 

neighbourhood couple, 

had bought elsewhere. 

We decided to go ahead 

and sell our house, given 

all the work we had already 

done to bring it to 

market. 

We engaged an agent 

and we had a conditional 

contract with another 

would-be purchaser. 

One of the conditions 

was – you’ve guessed it – 

the amended plan. 

We contacted the council 

employee we had been 

dealing with. 

Had he received our 

new plan? 

There was no response 

to a number of emails. Finally 

we rang, and “No,” 

he had not received it. 

Did we get a receipt for 

it from the council staff 

member when we submitted 

it, we were asked? 

“Er, no!” Oh, then 

CCTV footage of the 

“counter encounter” 

would have to be scrutinised. 

This was the day before 

settlement and by this 

time our real estate agent 

was making calls to the 

council as well. 

Finally, the amended 

plan “turned up” and 

“Yes,” it was addressed 

to the right person in the 

right department. 

How ironic that the 

“amended“ plan disappeared 

twice, some 30 

years apart. 

There were many lessons 

for us from this experience. 

Carefully and exhaustively 

undertaking “due 

diligence” cannot be overstated. 

Make sure all claims 

made by real estate agents 

have factual support and 

that all permits are in 

place. 

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20 


New Zealand is leading the 

world in stroke prevention 

This year’s World Stroke Day campaign, #DontBeTheOne, 

encourages everyone, no matter what their age, to 

assess their individual risk of stroke using the free Stroke 

Riskometer mobile app developed by Professor Valery 

Feigin at Auckland University of Technology (AUT). 

#DontBeTheOne is a 

key initiative of the World 

Stroke Organisation 

(WSO) in its commitment 

to Cut Stroke in Half. 

It is the first world 

stroke campaign to focus 

on population-wide prevention 

and aligns with the 

United Nations’ Sustainable 

Development Goal #3 

– “To ensure healthy lives 

and promote wellbeing for 

all at all ages”. 

One of the specific 

health targets is to reduce 

premature mortality from 

Noncommunicable Diseases 

(NCDs) by a third by 

2030. 

However, a UN report 

showed that 138 governments 

had demonstrated 

very poor or no progress 

towards their time bound 

commitments. 

The latest analysis from 

the Global Burden of Disease 

shows that that the 

lifetime risk of stroke, for 

those aged over-25, now 

stands at one-in-four. 

Stroke is a leading 

cause of disability and 

death worldwide, yet it is 

largely preventable. 

Almost 90 percent of 

strokes can be attributed 

to a few behavioural and 

lifestyle risk factors that 

can be easily modified, 

such as high blood pressure, 

physical inactivity 

and smoking. 

AUT and Stroke Central 

Region co-hosted the 

official launch of the world 

stroke campaign in New 

Zealand, with a livestream 

from the university’s city 

campus. 

Accessing technology 

The WSO believes that 

accessible smartphone 

technology can help tackle 

widespread stroke prevention, 

even in low-income 

settings. 

Validated technologies 

like the Stroke Riskometer 

(available for free in 14 

languages on the AppStore 

and GooglePlay) are moving 

fast and show unprecedented 

uptake among 

the public and health 

“Stroke prevention should be 

population-wide, rather than only 

targeting those at high risk.” 

professionals alike, with 

almost 200,000 downloads 

across 78 countries 

before the world stroke 

campaign. 

The Stroke Riskometer 

is an easy-to-use tool for 

assessing a person’s risk of 

stroke and what they can 

do to reduce that risk. 

It boasts a unique algorithm 

that combines age, 

gender, ethnicity, lifestyle 

and other health factors to 

calculate personal stroke 

risk. 

The mobile app successfully 

addresses a major 

barrier to stroke prevention 

– how to make 

medically accurate and 

reliable information on 

personal stroke risk accessible 

to populations 

worldwide. 

Professor Feigin, Director 

of the National 

Institute for Stroke and 

Applied Neurosciences at 

AUT, is considered one 

of the world’s most influential 

scientific minds 

– ranking among the top 

one percent by citations 

for his global research on 

the epidemiology, management 

and prevention 

of stroke and traumatic 

brain injury. 

Professor Valery Feigin: Primary stroke 

prevention needs an overhaul. Photo/AUT. 

He says primary 

stroke prevention needs 

an overhaul. New Zealand 

employs a “high-risk 

strategy” in stroke prevention, 

using a Cardiovascular 

Disease (CVD) risk 

screening system. 

However, current CVD 

risk assessments do not 

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JOIN #DontBeTheOneNZ 

You can download the free Stroke Riskometer mobile app, 

calculate your stroke risk percentage and make small lifestyle 

changes to reduce that risk. And you can share your progress 

on social media using #DontBeTheOneNZ – (Facebook. Twitter. 

Instagram). 

Stroke Central Region is the official partner of the world stroke 

campaign in New Zealand. The Wellington-based non-profit 

organisation for stroke survivors and their whanau will host 

a series of events throughout the year, inspiring people to be 

active and improve their lifestyle. 

You can contribute to population-wide change with a click. 

Every Stroke Riskometer download is a vote of support for 

stroke prevention. 

include most of the behavioural 

and lifestyle 

risk factors that contribute 

to the vast majority of 

strokes. 

By definition, high-risk 

strategies exclude people 

at low to moderate 

CVD risk, who ultimately 

make up 80 percent of all 

strokes and heart attacks. 

This group receives no 

recognition, education or 

other preventative initiatives. 

“Stroke prevention 

should be population-wide, 

rather than 

only targeting those at 

high risk. 

“This would not only 

have an impact on stroke, 

but cardiovascular disease 

and the whole range 

of noncommunicable 

diseases. 

“The results would be 

clearly evident within the 

first year or two,” says Professor 

Feigin. 

“The greatest harm of 

high-risk strategies is that 

they mislead policymakers 

and health professionals 

into thinking they can tick 

the box and the problem of 

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22 


Alarming e-Scooters accident 

study in the NZ Medical Journal 

Research published in the New Zealand Medical Journal 

suggests that the e-Scooters are presenting a growing 

public health issue. This is a position the Grey Power 

Federation has held for some time. 

BY DAVID PORTER 

Grey Power magazine editor 

Safety concerns over e-scooters have 

been a hot topic since the ride-share 

vehicles arrived on New Zealand's 

footpaths in October last year. They were 

almost immediately labelled a menace to 

pedestrians sharing footpaths, and accidents 

and ACC injury payouts have grown 

rapidly - topping $4.3 million by July 2019. 

They can also be a menace to their riders, 

with a 23 year old man recently dying 

after receiving critical injuries in an 

e-scooter accident. While the death was 

the first directly attributed to e-scooters, 

the year since their arrival has been punctuated 

by headlines of serious injuries – 

broken bones and people landing on surgeon's 

tables. 

The NZMJ article analyses the extent 

of the damage being caused by e-scooters.The 

report was co-authored by Jacob 

Munro, Paul Monk, Alex Campbell, Nicole 

Wong and Zaid Bahho, and appeared 

in Volume 132, Number 1501, this year. 

The writers note that e-scooters have 

become a popular mode of transport, 

New 

particularly since the release of Lime 

e-scooters in Auckland and Christchurch. 

The electric scooters allow speeds of up to 

27km/h on flat surfaces, and greater velocity 

when travelling downhill and there 

have been multiple articles and television 

segments on this new mode of transportation, 

which are now available in more 

than 100 locations globally. 

A growing public health issue 

But they write: “It is becoming increasingly 

apparent that e-scooters are presenting 

a growing public health issue with a rising 

cost, both to the individuals themselves 

and financially to the New Zealand taxpayer 

and healthcare system.” 

They aimed to outline the rising burden 

of e-scooter injuries and highlight 

the high energy trauma possible with 

their use. The study involved a retrospective 

audit of orthopaedic operations 

conducted by the Auckland City Hospital 

Orthopaedic Department from 15 October 

2018 to 22 February 2019 (when Lime 

e-scooters were temporarily suspended 

from public use. Emergency department 

assessments, ward round notes, operation 

notes and discharge paperwork were 

all assessed to ascertain the direct cause 

of injury resulting in the requirement for 

orthopaedic surgery. 

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“It is a well-documented 

phenomenon that there 

is an increased burden 

on the healthcare system 

following the introduction 

of new transport crazes 

or gadgets,” 

Both acute and elective orthopaedic 

operations were included to ensure patients 

who had an injury that was either 

initially managed non-operatively, or not 

suitable for acute surgery and brought 

back to an elective list, were not missed. 

For the patients who had an injury 

noted to be secondary to e-scooters, data 

collected included patient demographics, 

type of injury, body part injured, surgery 

required, length of hospital stay and 

number of follow-up clinic appointments 

incurred. The number of operations related 

to other wheeled vehicles (excluding 

cars), such as bikes, skateboards, motorbikes 

and mopeds was also collected. 

The total cost of the patient’s care was 

calculated by totalling the average cost of 

hospital stay ($1523 per night), the cost 

of using the operating theatre, implant 

expenses and the cost of each follow-up 

clinic appointment ($264). Keeping the 

theatre suite operational and anaesthetic 

agents costs $41 per minute of anaesthetic 

time. All the staff required costs $152 per 

15 minutes of operating time. All expense 

dollar amounts used in the study were 

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quoted by the Auckland City Hospital 

Business Manager Surgical Directorate. 

Worrying results 

From 15 October 2018 to 22 February 

2019, there were 708 acute orthopaedic 

operations at Auckland City Hospital. 

Ninety-eight of these operations occurred 

secondary to wheeled vehicles (excluding 

cars) - 34 bikes, 11 skateboards, 20 motorbikes, 

10 mopeds, 23 e-scooters. 

There has been a linear increase in cumulative 

number of operations secondary 

to e-scooters (see Figure 1). There were 21 

patients who had operations secondary to 

e-scooter injuries during our study period. 

Nineteen of these patients reported 

being on a Lime e-scooter at the time of 

injury. The remaining two were on private 

e-scooters. 

Two of these patients required revision 

operations. The median age of patients 

was 31 with a range of 17 years to 66 years 

of age. More males than females required 

surgery. The majority of e-scooter injuries 

occurred on a weekday, where the peak 

incidence of injuries occurred between 

8–9am and after 6pm. Sixteen e-scooter 

patients had full-time employment. Three 

out of the five who were unemployed were 

students, while one was a tourist. Fourteen 

out of 21 patients sustained injuries 

from losing control due to travelling at 

maximum speed or due to the wheel getting 

caught on an uneven surface. 

All operations carried out were for fracture 

fixation: six ankles/foot, five wrists, 

two femurs, five tibias, two patellas and 

one humeral fracture. These 23 operations 

required a total of 3276 minutes. 

The longest operation took 225 minutes 

to complete for a tibial plateau fracture. 

Totalling expenses associated with 

merely the surgical time — these 23 operations 

cost $162,901. Additionally the 

requirements of implants was a further 

$39,898. Thus, the average surgical cost 

was $8817 for these 23 operations. 

A total of 93 nights of inpatient stay 

and 61 follow-up clinic appointments 

(and counting, as at 22 February 2019), 

summated to an extra cost of $141,639 

and $16,119 respectively. By the end of the 

study period, 12 out of 21 patients were 

yet to be discharged from clinic. 

The average annual salary for New Zealanders 

was $41,200 before tax in 2017.4 

For upper limb injuries we estimated the 

average time off an office-based job would 

be two weeks. For lower-limb injuries this 

usually requires at least four weeks off 

work, and six weeks for femoral fractures. 

For more physical work this would often 

be much longer but the study chose to 

take the lower limits in order to calculate 

the minimum estimated income lost. 

With these parameters the estimated 

income lost totalled to an average of 

$1585, $3169, $4753 per patient for upper 

limb, ankle and femoral/tibia fractures 

respectively. For the 16 patients employed 

full-time, a conservative estimate 

of total income lost would work out to be 

Figure 1: Cumulative number of e-scooter operations 

from 15 October 2018–22 February 2019. 

$44,368 ($7925 for upper limb, $31,690 

for lower limb, $4753 for femoral fractures) 

for merely this 19-week period. 

This represented a total economic cost of 

$404,925, or $19,282 per person. 

Increased burden on healthcare 

Source:NZMJ 

We make 

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every day. 

“It is a well-documented phenomenon 

that there is an increased burden on the 

healthcare system following the introduction 

of new transport crazes or gadgets,” 

the study said. 

Since their release in October 2018, 

over 185,000 riders have totalled nearly 

one million trips on Lime e-scooters 

in the Auckland region alone, showing a 

growing trend towards using public-share 

e-scooters. 

In addition to the financial cost of 

these operations and clinics, there were 

wider costs to society as a whole, the study 

concluded Firstly, the increased burden 

on acute operating time (54 hours, 36 

minutes) lengthens the waiting times for 

other patients requiring acute operations. 

Secondly, there is an opportunity cost of 

requiring time away from work post-operatively. 

“During our study period, E-scooters 

resulted in the second highest wheeled-vehicle 

related injuries requiring orthopae- 

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24 


Alarming e-Scooters accident study in the NZ Medical Journal 

From page 23 

dic operations, excluding 

cars. E-scooters appear 

to pose an increased 

risk compared to other 

wheeled vehicles; likely 

due in part to the speeds 

possible and their inherent 

instability.” 

Our data shows that 

most e-scooter injuries 

were sustained between 

8–9am and after 6pm. 

This problem could be 

remedied by restricting 

public-use e-scooters 

such as Lime’s availability 

to certain times of the day 

so that fewer e-scooters 

are available during predicted 

peak injury incidence 

times. 

Most injuries occurred 

due to riders losing control 

while riding on an 

uneven surface or due to 

travelling at maximum 

speed. 

A possible solution exists 

that e-scooters may 

require modifications 

to reduce the maximum 

speed attainable and to 

increase stability. 

Finally, one patient 

was 17 years old. Public-use 

e-scooters are 

marketed as only available 

to users 18 years and 

older. Stricter age restrictions 

should therefore be 

reinforced for those who 

would like to ride public-use 

e-scooters. 

The severity of trauma 

seen with these injuries 

has been notable. Three 

of the four ankle fractures 

were pilon fracture-dislocation 

varieties which 

are usually resulting from 

high energy injuries such 

as motor vehicle collisions 

or falls from substantial 

heights. 

Similarly, comminuted 

tibia and femur fractures 

are usually seen in 

multi-trauma, yet represent 

a significant proportion 

of injuries in this 

study. 

E-scooters are not only 

causing increased injuries 

necessitating surgery, 

but perhaps more noteworthy, 

is the severity of 

these injuries, manifesting 

the destructive forces 

possible with their use. 

The complexity of some of 

these operations reflected 

in the prolonged operating 

times. 

Older people exposed to 

danger 

Furthermore, 29 percent 

of our study population 

were over the age of 50, 

exposing more physiologically 

vulnerable patients 

to high-trauma injuries. 

To the general public the 

accessibility of e-scooters 

and ease of use perhaps 

belies the potential dangers 

of riding them. 

It is of note that this 

audit does not include 

non-operated injuries. 

There is a significant additional 

burden on the 

Auckland City Hospital 

Emergency Department 

as a result of e-scooter re- 

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lated injuries that are not 

included in this report. 

The study’s authors 

conclude that the burden 

of injuries secondary to 

e-scooters in this short 

period of time since the 

release of these devices 

reflects a significant cost 

to the patients and the 

Rowen Thompson, Timaru 7910 

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Margaret Kazantzis, 

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Auckland District Health 

Board. 

“The numbers of these 

injuries, as well as the 

extent of high-energy 

trauma, not usually associated 

with scooter use, 

warrants greater public 

awareness and further 

studies on preventative 

measures,” the study concludes. 

“This is pertinent to 

both the wider public and 

health policy-makers in 

reducing ongoing injuries 

from an increasingly 

accessible device, as 

e-scooter use continues to 

become more popular.” 

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26 


How the other half lives 

(Memories of a budget adviser) 

How the No Assets Procedure can help 

those struggling to get out of debt. 

BY KILLIAN DE LACY 

Federation Board Member 

When a person is 

overwhelmed 

by debt, some of 

which is unpaid because of 

adverse circumstances, it 

becomes necessary to invoke 

one of the insolvency 

options, of which there are 

three, including full bankruptcy. 

One of the lesser forms 

of insolvency is called a No 

Assets Procedure (NAP). 

This is a remission of debt, 

which may be invoked 

only once in a lifetime and 

can be applied for in cases 

where the person has no 

realisable assets, limited 

income, and debts totalling 

less than $40,000. 

When accepted for 

NAP, all debts are suspended 

for one year while 

the client works to stabilise 

income vs expenditure 

and generally take control 

of the financial situation. 

At the end of that time, 

the debts are remitted 

by the Court, which also 

takes responsibility for 

informing the creditors 

all the way through the 

process. 

One of our clients was a 

Pacific Island woman, Katerina, 

who earned a living 

by looking after small children 

in her home (a State 

house). 

When the Salvation 

Army contacted us on her 

behalf, she was struggling 

to make ends meet for two 

reasons: a) the number 

of her child charges had 

reduced from two to four 

through no fault of hers, 

and b) she had three adult 

children living with her, 

none of whom was paying 

any rent or helping with 

expenses. 

Consequently, she 

owed money for power, 

rent, and telephone, and 

had been forced to take 

out a loan to cover expenses, 

a loan she could not 

possibly repay. 

Our impression of Malia 

was that she was a good 

mother and one who hated 

being in debt, but could 

see no way out of her 

problem. 

She was certainly not a 

spendthrift, but was conscientious 

in cooperating 

with our efforts on her 

behalf. She had a medical 

condition that hampered 

her ability to find work. 

Katerina’s debts were 

pretty close to $10,000, 

some of which was accumulated 

school fees and 

penalties from when her 

children were at school 

years before, and she was 

receiving very little help 

from WINZ at the time. 

She had been taken to the 

Tenancy Tribunal for failure 

to keep up with the 

rent and was being threatened 

with eviction. She 

had also been warned she 

may have her power and 

phone cut off. All in all, a 

pretty serious situation. 

The role of budget advice 

The first thing was to let 

all her creditors know that 

she was receiving budget 

advice so they would 

hold off their demands for 

payment. 

We visited the bank, 

WINZ, and Housing NZ 

in person and obtained 

details of her debts to 

them. We rang the courts 

re some old traffic fines 

and contacted the finance 

company and Baycorp. 

The next item on the 

programme was to talk 

to her children and urge 

them to get some funds 

for themselves and to undertake 

training for work 

so they could contribute to 

the expenses. 

This involved taking 

them to the court to obtain 

statutory declarations of 

income, and to WINZ for 

assistance. 

Needless to say, we laid 

the debts on graphically 

when describing the situation 

to these young people 

and let them know, in no 

uncertain terms, how they 

were making their mother 

ill by their laidback attitude. 

They all responded 

in the end. 

Then we helped Katerina 

apply for the NAP, for 

which she well and truly 

qualified. In the meantime, 

we set up automatic 

payments with the bank to 

cover rent, power, phone, 

Baycorp and the finance 

company, together with 

a savings account, into 

which we urged her to put 

$10 per week and not to 

touch that fund for anything 

less than an absolute 

emergency. WINZ paid 

out her rent arrears and 

she agreed to pay them 

back each fortnight from 

her benefit. 

Three months after we 

met her, the NAP was approved 

and things started 

looking up again. Her 

daughter took over the 

childcare operation, and 

the two sons went into 

apprenticeships. Katerina 

herself took charge 

of two of her nieces, for 

whose care she was paid 

by the State. After only 14 

months, we were happy to 

leave her to her own devices 

– and she didn’t disappoint 

us. 

The NAP was a resource 

we used on more 

than one occasion. It was 

a way approved by the 

courts, which offered a client 

a new start and could 

be the foundation of a 

stable income/expenditure 

relationship into the 

future. 

When you get a cooperative 

client, as in this 

case, this measure is a 

means of improving their 

health and wellbeing as 

well as enabling them to 

keep away from debt in 

the future. 

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28 NZ GREYPOWER MAGAZINE » NOVEMBER 2019 

Grey Power CodeWord No. 18 (December 19) 

CROSSWORD 

Complete the crossword. Then rearrange the letters in the shaded squares 

to spell out the Word to the Wise indicated below the grid. 

7 to the Wise: 15 3 

Splendidly 4 16 7 

generous 10 17 19 (10) 8 3 2 17 8 8 37 3 15 

Word to the Wise: 

16 7 2 8 8 18 7 10 2 8 3 7 CODED MESSAGE 4 5 6 

Splendidly Across generous (10) Down 

Solution 

1. Red or green pepper (8) 2. Having warm friendly manner (7) 11 7 17 17 7 16 

7 63 10 

517 7 17 

8 

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opinion (4,2) 

A O B O X W N 

LETTER VA 

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1 2 3 

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F E F N O R I 

I N V O I C I N G O U R 

the man in your life, 

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14. Skilled worker who practices handicraft (7) 

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15. Unwillingness to accept (7) 


17. Become less intense (5) 

Free delivery in New Zealand 

Grey Power CodeWord No. 18 (December 

Codeword 

Each number in the grid represents a letter of the alphabet. Three l 

Each already number been in the given. grid represents Start by a letter filling of the in alphabet. these ones, Three letters and build have the wor 

already from there. been given. When Start you by filling have in these completed ones, and the build grid, the words you in will the 

able to 

grid coded Grey from message. 

there. Power When you have CodeWord completed the grid, No. you will be 18 able (Decembe 

to solve 

the coded message. 

Each 1 2number 3 3in the 4 grid 5 represents 6 7 a letter 2 8of the 9 alphabet. 10 LETTER Three 

already been given. Start by filling in these ones, and build the wo 

10 4 11 4 12 by 5PMH13 

1 2 

Each number in the grid represents a letter of the alphabet. from there. Three When letters you have 

completed the grid, you will be able to I 

already been given. Start by filling in these ones, and coded 14 build 4 message. the 5 words 4in the 15 grid 15 8 1 16 2 13 6 

11 12 

from there. When you have completed the grid, you will be able to solve the 

7 3 7 17 3 8 3 

coded message. 

1 2 3 3 4 5 6 7 2 8 9 10 LETTE 

Grey Power Crossword No. 18 (December 19) 

1 2 3 4 5 6 7 

16 7 2 8 8 18 7 10 2 8 3 7 

10 4 11 4 12 5 13 1 2 

8 1 2 3 3 49 

5 6 7 2 8 9 10 LETTER 7 VALUES13 2 16 I 

14 4 5 4 15 15 8 1 16 2 13 6 

10 4 11 4 12 5 13 1 2 3 4 5 6 7 8 9 10 

11 12 

8 17 16 2 15 7 2 13 15 7 16 8 

7 Complete 3 I the 7 crossword. 17 3Then S rearrange 

8 3 

10 14 4 511 

4 15 15 8 1 16 2 13 6 

9 the letters 11 12 10 in 13 the 14 shaded 11 15 16 17 squares 18 19 19 to 20spell 

16 7 2 8 8 18 7 10 2 8 3 7 

7 3 7 17 3 8 3 

F 

7 out 12 the 20 7Word 3 to the 16 Wise 4 11indicated 7 16below 

8 

7 13 2 16 

Grey Power 16 7 2CodeWord 8 8 18 7 No. 10 18 2(December 8 3 7 the 19) grid. 

12 13 14 15 

by PMH 

16 4 8 10 2 8 7 

8 17 16 2 15 Medium 7 2 Sudoku 13 15 7 Puzzles 16 8 13 

7 13 2 16 

2 13 14 4 2 20 2 13 www.printablesudoku99.com 

6 4 18 16 

Each number in the grid represents a letter of the alphabet. Three 9 letters have10 11 19 

8 17 16 2 15 7 2 13 15 7 16 8 

16 already 17 been given. 18Start by filling in 19 these ones, and build the 15 words 7in the grid 15 13 4 16 2 

7 12 20 7 3 16 4 11 11 7 16 8 

from there. 9When you have 10completed 11 the grid, you will 19 be able to solve the 


15 4 16 10 Sudoku 19 8 2 17 8 7 3 15 

16 4 Puzzle 8 10 5 72 8 8 7 4 

7 12 20 7 3 16 4 11 11 7 16 8 

20 21 

1 8 9 5 3 

2 13 14 4 2 20 2 13 6 4 18 16 

1 2 16 3 3 4 5 8 6 10 7 2 82 9 10 8 LETTER 7 VALUES 3 1 6 8 

CODED 15 MESSAGE 

7 15 13 4 16 2 

10 42 13 11 14 4 42 20 122 13 56 13 4 18 16 1 2 3 4 5 6 7 8 

49 10 

9 1 3 6 

22 23 

11 7I 

17 17 7 16 3S 

10 17 7 17 9 10 13 

15 4 16 10 19 8 2 17 8 7 3 15 

14 4 15 5 47 15 15 15 8 131 16 24 13 16 6 

11 2 

8 3 7 9 

12 13 14 15 16 17 18 19 20 

F O R A Y S I T S E L F 

R O S A I S E 

© Pam Hutton 2019 | www.puzzlebeetle.co.nz 



LETTER VALUES 

CODED MESSAGE 

$21ea 60g 

P I L O W G E S H A 

B X N V F R T U Y C 

PP4874 

F 

1 2 3 4 5 6 7 8 © 9 Pam 10Hutton 2019 

11 12 13 14 15 16 17 18 19 20 

0800 140 141 

www.healthhouse.co.nz 

1 Whakakake Street, Tauriko, Tauranga 3110 

11 7 17 17 7 16 3 10 17 7 

B E T T E R L A T E 

by PMH 

6 5 7 


© Pam Hutton 2019 | www.puzzlebeetle.co.nz

Love the life 

you choose 

When you move into a Summerset 

retirement village, you’re not just moving 

house – you’re joining a vibrant and 

welcoming community where you’ll feel 

completely at home. 

At Summerset we put you at 

the heart of everything we do, 

so you can enjoy the freedom of 

living the life you choose. 

The perfect home is waiting for you at 

Summerset. From villas and townhouses, 

to apartments – you’ll find a place 

to make your own. Our homes are 

accessible, high-quality, and there 

are no worries about maintenance or 

upkeep as we do it all for you. Pets are 

also welcome, and you can even go 

away on holiday knowing your home 

will be safe and secure. We’ll also make 

sure you’re aware of all costs, giving you 

the certainty that there won’t be any 

unexpected surprises. 

When it comes to activities and events, 

there’s always something happening 

to keep our Summerset community 

involved and entertained, and you can 

choose to do as much or as little as 

you like. 

If you need some extra care or support, 

our continuum of care means we’ll be 

there for you as your needs change, 

giving you the peace of mind to continue 

living life to its fullest. 

Over 5,000 residents are already 

enjoying the Summerset life across 

26 villages around New Zealand, 

from Warkworth to Dunedin. If you’re 

interested in Summerset for yourself or 

a family member, stop in at your local 

village and find out more about the 

Summerset life. 

For more information about a 

village near you, call 

0800 SUMMER or visit 

summerset.co.nz 

Visit one 

of our 

26 villages 

nationwide 

We are open 

7 days 

SUM1779

30 


Never too old to learn 

A cheque-less update from Kiwibank 

An 88-year-old customer 

from Kaitaia 

in her letter to Kiwibank, 

stated: “I’ve used 

cheques all my adult life. 

I’m too old to learn and 

cannot handle electronics.” 

These are the sorts of 

comments from customers 

who still use cheques and 

have written to Kiwibank 

since it announced it 

would go cheque-free from 

the end of February 2020. 

So how is Kiwibank 

supporting customers’ 

transition to faster, safer 

and cheaper alternatives? 

Concerned about her 

local customer’s fears, Kiwibank 

Kaitaia Branch’s 

Kerry Rolleston reached out. 

“We arranged to meet 

our customer in branch,” 

said Rolleston. 

“She wasn’t interested 

in online alternatives and 

so the focus included alternatives 

like debit and 

credit cards to help her 

continue to pay for travel 

and make donations to 

charities. It was a great 

example of how there are 

non-digital options for going 

cheque-free.” 

Kiwibank digital angels 

Going cheque-free is a big 

change for many custom- 

ers and Kiwibank understands 

how such change 

can be unsettling. 

That’s where what Kiwibank 

describes as its 

digital angels play a key 

role in ensuring these customers 

are ready, willing 

and able to make the move 

to other payments options, 

that are often quicker, 

safer and even cheaper. 

In Orewa one of Kiwibank’s 

digital angels has 

been helping an elderly 

customer get familiar with 

internet banking. 

“Our customer came in 

to try and pay a bill using 

the internet,” explained 

Orewa Kiwibank’s Tara 

Kumar. 

“She usually pays this 

bill via New Zealand Post, 

but this incurs an extra 

$1.50 fee. Our digital angel 

helped her make the 

payment online by searching 

for the payee via the 

“Bill Payments” tab and 

saved it as a payee for all 

her future payments to 

this organisation 

“The customer was 

thrilled about how easy it 

was to do this, via Internet 

Banking, and also with the 

saving of the usual $1.50 

fee. She called her Kiwibank 

helper a ‘Life Saver’,” 

said Kumar. 

In Manukau, one of Kiwibank’s 

elderly customers 

was confused about the 

difference between “mobile 

banking”and “internet 

banking”, wanting to know 

if she could do both. As 

she uses her phone for text 

messaging and calls, the 

customer was surprised to 

see how easily she could 

use her phone for giving 

gifts to her favourite charities. 

One of Kiwibank Manukau’s 

digital angels assisted 

her to set up payees 

to make this even easier 

for her in future. 

Kiwibank staff member 

Ashish Roy Choudhury is 

one of the digital angels 

who has been presenting 

to large community 

groups. He was a guest 

speaker at a Grey Power 

meeting in Blockhouse 

Bay recently. 

Kiwibank also holds 

Tech Teas regularly at selected 

branches. To book a 

session, customers can get 

in touch with their nearest 

branch or register by 

emailing: sustainability@ 

kiwibank.co.nz 

Kiwibank staff can also 

travel to support a community 

group in understanding 

digital banking 

and other quicker, safer 

and potentially cheaper 

options to using cheques. 

To organise a Kiwibank 

person to speak at a meeting 

or event, also please 

email sustainability@ 

kiwibank.co.nz 

Who and what is DORA? 

DORA, the Digital On- 

Road Access bus, is a wi-fi 

enabled, mobile learning 

centre – it’s run by the 

same charity that runs 

Stepping UP, which Kiwibank 

has partnered with 

to help create and deliver 

Digital Banking courses 

in 120 community centres 

and libraries throughout 

New Zealand. 

This free training course 

is available at participating 

Stepping UP locations and 

participants don’t even 

need to be Kiwibank customers 

to attend. In addition 

to these locations, 

DORA is helping take this 

course on the road. 

During a recent DORA 

session, local Thames resident 

Kev Paul learnt how 

to transfer money using 

online banking. Kev was 

able to use his new skills 

to immediately transfer 

funds to pay for his Warrant 

of Fitness. 

Until he attended the 

course, Kev said he would 

ask his daughter to do his 

online banking for him. 

When asked if he would 

do this himself from now 

on Kev said “yes, the more 

I try, I get used to it, and 

the better I become.” 

Kev explained that one 

of the reasons he went to 

the course was curiosity. 

“And I was also feeling so 

bored at home watching 

TV. I wanted to get out 

there and do something. I 

thought to myself ‘I’ve got 

nothing to do on that day, 

I’ll book in’. The atmosphere 

in that bus was just 

awesome, I could talk to 

the staff and understand 

what they were all saying 

to me, it was a friendly 

environment.” 

DORA and Stepping UP 

are initiatives that have already 

helped many Kiwis 

learn safe, online banking 

skills, said Kiwibank. The 

Digital Banking course 

is open to anyone and is 

another example of how 

Kiwibank is supporting 

customers in their journey 

to go cheque-free. The 

course also gives people 

the confidence to learn 

about what online banking 

can offer, and how to stay 

safe online, before making 

the move to set this up for 

their own banking needs. 

Dora started her travels 

in Whanganui where she 

spent six weeks visiting 

the local libraries, retirement 

villages, council flats 

and supermarkets, to deliver 

the Digital Banking 

course. 

In October she was in 

the Coromandel and is 

now on the West Coast of 

the South lsland until 19 

December. 

You can check out Stepping 

UP’s website: www. 

steppingup.nz to find a 

Digital Banking Stepping 

UP course near you or to 

find where DORA is headed 

next. 

(see our letters page, 

starting on P32, for 

more feedback from 

our members on 

Kiwibank’s decision) 

A Gift for the Future 

Winifred Smith— 

Win to her 

friends—was 

born in 1919 and grew up 

in Southland. 

Winifred never married, 

but instead forged her own 

path. She attended teach- 

* Stock image used to 

protect client identity 

er’s college in Dunedin 

and then travelled widely. 

Her niece, Alison Jephson, 

fondly remembers her 

aunt as someone who “did 

things differently, especially 

as a woman in those 

times”. 

Eventually Winifred settled 

in Christchurch, where 

she found community at 

her local Church. There she 

served as a parish elder, set 

up midweek lunches for 

seniors, and was involved 

with many people from diverse 

walks of life. 

Throughout her life 

Winifred was motivated 

by a deep commitment to 

service. So to continue her 

work, Winifred left a generous 

bequest to Presbyterian 

Support. 

Why support 

Presbyterian Support 

with a bequest? 

At Presbyterian Support 

we are passionate about 

our communities. Our 

social services and programmes 

meet community 

needs and make a positive 

difference in people’s lives. 

We are a charitable organisation 

providing support 

for children, families, 

and senior members of our 

communities. Our work 

aims to build safe, strong 

and connected families, 

helping vulnerable people, 

as well as enabling older 

people and those living 

with a disability or injury 

to maximize their independence. 

“ The kindness, compassion 

and support 

was wonderful and 

helped us get back on 

our feet” 

- Family Works Client 

We rely on community 

donations and bequests 

to continue delivering the 

best services possible to 

our communities. In the 

past bequests have helped 

us achieve: 

• Support services for vulnerable 

families 

• Advocacy and counselling 

for children and 

families impacted by 

poverty and housing 

challenges 

• Support services for 

people living with dementia 

“ Thank you for your 

caring support” 

- Enliven client 

If, like Winifred, you 

choose to leave a gift to 

Presbyterian Support in 

your Will, you will be leaving 

a lasting legacy for the 

future, to help us continue 

to advance our vision of a 

better life for everyone. 

How to leave a bequest 

to Presbyterian 

Support 

Bequests can be made 

in a number of ways depending 

on your wishes. 

Bequests for ‘general purposes’ 

are used where the 

need is greatest, but you 

can specify an area of special 

interest to you. 

For further information, 

or if you would like to 

discuss leaving a legacy 

to Presbyterian Support, 

please contact your nearest 

Presbyterian Support 

office.


What 

will your 

REV. DENNIS MOORE 

1930 – 1999 

Dennis Moore passed away nearly 20 years 

ago. This year, he is helping put six young 

people through tertiary education. 

Thanks to Dennis’s deep commitment to young 

people in need and his gift to Presbyterian 

Support, his memory and generosity will 

live on forever. 

Throughout his life, Dennis always sought 

opportunities to serve people in need 

in his community, particularly young people. 

legacy be? 

When he died in 1999, Dennis included 

Presbyterian Support in his Will. That caring 

bequest has created a permanent legacy. Each year, 

the Dennis Moore scholarship fund helps local 

youth further their education. 

With a small amount 

of planning now, you 

can have a big impact. 

Presbyterian Support staff members are happy to provide bequest language to include Presbyterian Support 

in your Will, or to talk with you or your financial manager about planned giving options. 

To establish your legacy, please contact a staff member in your region: 

NORTHERN: Suzanne Ward. suzanne.ward@psn.org.nz. (09) 520 8628 

EAST COAST: Sylvie Gibbins. philanthropy@psec.org.nz. (06) 877 8193 

CENTRAL (WELLINGTON TO TARANAKI): Jacqui Ritchie. jacqui.ritchie@psc.org.nz. (04) 439 4929 

UPPER SOUTH ISLAND: Megan Waddington. meganw@psusi.org.nz. (03) 363 8209 

SOUTH CANTERBURY: Christine Adamson. christine.adamson@pssc.co.nz. (03) 687 1122 

OTAGO: Jude McCracken. judem@psotago.org.nz. (03) 477 7115 

SOUTHLAND: Courtney Forde. courtney.forde@pss.org.nz. (03) 211 8200 

Thankyou 

www.ps.org.nz

32 


END OF LIFE CHOICE 

LEGISLATION 

Thank you for publishing Bill Stirling’s 

letter on the End of Life Choice Bill in 

your latest (September) issue - also for informing 

us that Grey Power has no policy 

on this debate and leaves it to individuals 

to decide for themselves. 

I believe many of us would be grateful 

if you could publish an article setting out 

the main aspects of this bill - those who 

would be eligible for assistance and the 

procedure necessary to ensure its safe implementation. 

We could then make a decision as to 

whether we support it, based on knowledge, 

rather than conjecture. 

Patricia Butler 

END OF LIFE CHOICE BILL 

REFERENDUM OPTION 

The September issue, after a letter about 

the End of Life Choice Bill, tells us that 

“Grey Power deliberately has no policy on 

this potentially divisive issue, and has left 

it as one to be decided on an individual 

choice basis.” 

To date, however, the magazine has 

not provided members with any information 

about the legislation upon which they 

might make their choice. I would like to 

remedy that, but timing is an issue which 

must be taken into consideration. 

Currently, the Bill is in front of the 

Committee of the Whole House - a stage 

at which any MP can propose an amendment. 

Part 2, and Pt 3 of the legislation 

have been finalised. 

There will be no further changes to 

Clauses in these Parts. Fortuitously, 

Cleanlet is celebrating 21 years 

The Thoroughly Modern Bidet 

these are the two parts which contain 

all the details about how the process 

would work, from the perspective of 

the person making an application for 

assisted dying. 

There is one critical amendment which 

will not be put on the parliament Order 

Paper until the very last – it is the NZ First 

amendment to Clause 2 - Commencement. 

The amendment will ask that the 

Act comes into force 12 months after majority 

agreement in a referendum of the 

New Zealand public, to be held at the next 

general election. 

If, by the time of the next issue of Greypower 

Magazine, the third reading vote 

has been held, you will know whether a 

referendum is required. 

If it is, the referendum wording will 

be very straightforward: it will simply 

ask New Zealanders to vote yes or no, on 

whether the End of Life Choice Act should 

come into force. 

Grey Power members, like everyone 

else, should have accurate information 

about the legislation upon which to decide 

their vote. 

If the NZ First amendment is lost, but 

the Bill passes at the third reading, it will 

come into force 12 months after the date 

on which it receives the Royal Assent. 

Grey Power members, perhaps more 

than the younger generations, need accurate 

information about the legislation 

upon which they may unfortunately wish 

to call. 

The third option is that the Bill in its 

entirety is ‘not agreed‘ at the third reading. 

In this case it goes into the rubbish 

bin, and you would presumably have no 

interest in telling readers what they have 

narrowly missed. 

Dianne Cooper 

Offering any advice or opinions on this 

topic will always be construed by some 

members to be an opinion of support in 

either direction. For this reason, we will 

not comment. There is copious amounts 

Trusted and appreciated by thousands of Kiwis since 1998 

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additional valves and devices 

* warm seat 

* warm water wash 

* warm air dry 

* nice big buttons 

* many more options 

* no external filter required 

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* ultimate comfort and confidence in personal hygiene 

* uncomparable back up service appreciated by clients 

* style and design well suited to most bathrooms 

Cleanlet is an evolootion 

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Proud suppliers to Ministry of Health. retirement villages 

and private homes like yours 

Enquiries: Wynn Trading Ltd ph 09 486 1331 

sales@cleanlet.co.nz 100% Kiwi owned 

of information on this topic throughout 

media of all kinds. 

Mac Welch 

President 

THE TREND TOWARDS 

PRIVATE FUNERALS 

Having read my latest copy of the NZ Grey 

Power Magazine and thoroughly enjoyed, 

I would like to reply to Malcolm Potts, letter 

- Private Funerals. 

I totally agree with Malcolm Potts - 

following up, after an interval, a private 

funeral with a memorial celebration. 

My reasons: When my brother in-law 

passed away, my niece phoned with the 

really sad news. 

I wanted to place a notice from myself 

and my daughters, but thought I would 

wait until his family had placed theirs [as] 

we live in different Islands. 

After several days I contacted my niece, 

only to be told it was her parents wish not 

• Diabetic foot care 

• Relieving arthritic pain 

• Reducing swollen ankles 

• Improving joint flexibility 

• Strengthening muscles 

EXERCISE WHILE SITTING 

WATCHING TV. 

Helpful for: 

• Cramps & restless legs 

• Stroke rehabilitation 

• Parkinson’s & MS 

• Painful fingers & wrists 

• Aching legs/sore feet 

to notify the public until 10days after a 

private service had been held. I know I 

wasn’t the only one to have felt saddened 

by the lapse of time. 

Grief effects us all in different ways, 

and I understand this. But, it is not only 

family who grieve, it is friends and can be 

neighbours also. I just found it really hard 

that my grief had to be contained - so to 

speak. 

Do others feel like this? 

Pauleen Wilkinson 

IMPACTS ON THE 

WIDOW’S PENSION 

Reading the recent editorial on the front 

page of Grey Power Magazine about the 

Double Dipping anomaly, this I thought 

was no different from what happened 

to me. 

Not long after my husband’s death, I 

was sent a letter from WINZ advising that 

the Widow’s benefit was being abolished 

• Cold hands and feet 

• Overuse syndrome 

• Travelling (DVT) 

• Chilblains 

• Sciatica 

In most chemists and mobility centres or order at www.aircycle.co.nz 

or ph 0800 14 14 15 or post $44.90 (incl. P&P) to Aircycle, 106 Kawiu Rd, Levin 

Continues page 34 

Gentle and effective exercise 

while sitting watching TV 

Used under feet and hands, the Aircycle 

exerciser is a simple way to 

relieve joint pain, increase circulation, 

reduce swollen ankles and cramps, 

help restless legs, strengthen muscles, 

and improve balance and mobility. It also 

aids in the prevention of blood clots when 

sitting for long periods. 

Aircycle provides gentle exercise without 

weight- bearing or strenuous activity. 

It’s simple to use, soft on feet and hands 

and easily deflated for carrying in a pocket 

or purse. Use it from the comfort of 

your chair while sitting – reading, having 

coffee, watching TV or travelling. 

A woman from Te Horo invented this 

simple device to help relieve her husband’s 

severe arthritic pain and swollen 

ankles. His arthritis carers were so impressed 

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34 


From page 32 

and I would have to look for work. 

I wrote to the Minister for Social Welfare 

at the time, which I think was Judith 

Dawson, then my letter was forwarded to 

someone else. Never got a reply. 

I felt abolishing the Widow’s benefit 

was the most nasty thing to do. It took 

me many years to get over my husband’s 

death. I felt this action was most unfeeling 

of the Government. 

Before my husband died, I was piggy 

backing on his Super for a short while, as 

I was nine years his junior. 

When I lost the widow’s benefit I did 

feel that all the women that were piggy 

backing and quite young could find work 

while their husband was on the Super. 

I did find employment at the age of 63 

years and worked till 66 years. In some 

ways I do feel yes, if a woman is young 

she could find work, but, if you are over 

a certain age it does become very difficult 

to find work. 

I found in those years till I found a job 

which was six years of looking ( I was 57 

when my husband died). 

If you are older and quite often you are 

older than the person hiring and you have 

good amount of experience in the field, 

the interviewer feels threatened and they 

won’t hire you because you might be better 

than they are. 

Sue Forsyth 

ANOTHER WIDOW 

IMPACTED BY PENSION 

CHANGES 

Just wanted to make you aware of what 

else is going on with WINZ and super. 

My best friend’s husband was sick and 

was on Super about three years and died 

in April and her Super payment immediately 

stopped. 

When she enquired they said she was 

no longer eligible even though she would 

turn 65 in October [this year]. She did not 

work as she was looking after him (they 

has been on sickness benefit for a few 

months before he turned 65). 

They then said they would put her on 

job seeker allowance and she would have 

too reapply after her birthday 

I think that’s disgusting, I’ve been helping 

her out of my Super because she still 

had rates and stuff to pay, but I can’t afford 

much. 

No widow’s benefit any more either 

apparently. 

Norma Ardern 

[Please see our article on page 8 on the 

latest pension changes - Editor] 

FOREIGN PENSION 

ADJUSTMENTS NOT AN 

UNFAIR ADVANTAGE 

The latest Grey Power magazine has yet 

another article which refers to “double 

dipping” in relation to NZ Superannuation. 

None of the articles I have seen over 

the years has explained what Grey Power 

actually means by double dipping, but 

in the context of the articles it seems that 

Grey Power believes that many immigrants 

qualify for both a state pension 

from their home country and for NZ Superannuation 

and that this gives them an 

unfair advantage over Kiwis. 

I immigrated from the UK and qualify 

for the UK State Pension and also for NZ 

Superannuation. 

When I applied for NZ Superannuation, 

it was made quite clear to me that I 

would first have to apply for my UK State 

Pension and that this pension would be 

deducted from my NZ Superannuation. 

As my UK pension is less than the NZ 

Superannuation I receive the difference 

each month to bring my pension(s) up to 

the amount of NZ Superannuation. But 

- and this is a big but - I have to pay NZ 

income tax on my UK pension after the 

calculation is made. 

I am, therefore, worse off than somebody 

who only qualifies for NZ Superannuation. 

I see from the Grey Power Magazine 

that Grey Power has a financial arrangement 

with Kiwibank and receives “commission” 

when Grey Power members sign 

up with Kiwi Bank. 

The latest two issues of the Grey Power 

magazine have referred to Kiwibank’s 

announcement that it will soon be withdrawing 

cheques and have made the point 

that this will impact Grey Power members 

in particular. 

It also appears that, despite representations 

from Grey Power, Kiwibank is 

adamant that it will not change its mind. 

That being the case, I trust that Grey Power 

is already approaching other banks, 

such as the Co-operative Bank, in order to 

make alternative arrangements? 

Contact 06 757 9563 

BUY – SELL – SWAP 

RENT – NOTIFY – BUY 

Grey Power Lifestyle Quarterly now accepts classifieds advertisements. These advertisements are 

for the exclusive use of members of Grey Power, excluding commercial business. Cheques payable 

to: Waikato Business Publications, PO Box 1425, Waikato Mail Centre, Hamilton 3240. 

I also hope that all Grey Power members 

who currently bank with Kiwibank 

will close their accounts and bank elsewhere, 

I certainly would. Perhaps that 

will make the bank sit up and take notice! 

David North 

[Please see our article on page 8 on the 

latest pension changes - Editor] 

DISGRUNTLED KIWIBANK 

CUSTOMER LEAVES 

I recently left Kiwibank because of 

the precipitous and cavalier way Steve 

Jurkovich its CEO, decided to remove the 

use of cheques from his bank by Christmas. 

It was the last straw for me, coming as 

it did so soon after learning that the CBD 

Post Shop in Timaru was to be devolved, 

and its postal services after Christmas 

would only be provided in two suburban 

malls, neither of which is helpful for the 

car-less elderly living in South Timaru. 

The two agencies to survive are at a 

considerable distance away, in the Northern 

and Western suburbs. 

The current CBD Post Shop is within 

handy busing/walking distance for me 

who is car-less. 

I have a suspicion this policy was 

enacted by someone who has no geographical 

knowledge of Timaru or 

knows this town has the largest cohort 

of over 65s in New Zealand - yes, in all of 

New Zealand. 

Regarding Grey Power’s Mac Welch’s 

response to Kiwibank summarily axing 

cheques, and his contention (page 4 of 

your September issue) that we will now 

be left at the mercy of only the rapacious 

Aussie banks, he is misguided. 

I have just moved to the SBS (Southland 

Banking Services - a 150-years old 

Community Bank), which has no intention 

of axing this valuable option in the 

near future. 

They say it is inevitable of course, but 

I was assured there would be advance 

warning, and I am satisfied by their assurances. 

When I did question CBD Kiwibank 

staff about their bank’s hasty policy, they 

were clearly embarrassed and upset by 

their CEO’s callous disregard for its elderly 

clients, and the many volunteer organisations 

that are going to be so badly 

disadvantaged. 

They shamefacedly confessed I was 

one of many disgusted customers who 

NATIONAL 

NATIONAL 

BENEFITS 

BENEFITS 

Negotiated by 

Negotiated by 

were suddenly deserting Kiwibank, and 

offered further apologies. 

I imagine that the Co-operative Bank 

and TBS Community Bank might be treating 

their customers like the SBS is treating 

me, but haven’t checked them out. 

I would strongly recommend Mac 

Welch consider one of them as an ethical 

alternative banking option for Grey Power’s 

banking requirements. 

At the very least, it will be keeping 

money in New Zealand. 

I also urge other badly-treated and 

disillusioned elderly bank customers 

to consider joining one of our several 

long-standing Community Banks, still 

very much alive in this country. 

They seem to have kept their hearts in 

their core business practices and willing 

serve the public. 

Yours faithfully 

Jan Anker 

The banks the writer lists are poorly represented 

across New Zealand and access 

to them for many Associations is not 

possible. For that reason, choice is very 

limited leaving, for many, the Australian 

banks as the only option. 

Mac Welch 

President 

RECOMMENDING USING 

NZ-OWNED BANKS 

I always read the President’s Report with 

interest. In the September issue Mac 

Welch states that due to Kiwibank’s withdrawing 

use of cheques “This will leave 

many associations……having to transfer… 

their business to one of the big four Australian 

Banks.” 

My suggestion is that we transfer our 

business to NZ-owned banks such as 

Co-operative Bank, TSB, or SBS. Since 

Grey Power policy, I believe, supports using 

NZ assets over foreign owned, Greypower 

could well lobby NZ-owned banks 

to continue providing cheque services. 

Billions of NZ dollars annually go offshore 

to the four Australian banks (whose 

honesty has proved questionable), which 

is another reason we need to support the 

locally owned banks, 

Gwen Bray 

Please refer to President’s comment on 

Jan Anker’s letter. 

Grey Power NZ Federation Inc. 

Grey Power NZ Federation Inc. 

FOR SALE 

Grey Power CLASSIFIED AD COUPON 

Name: ............................................................................................................................. 

Address: ......................................................................................................................... 

Category (For sale, wanted etc) ..................................................................................... 

Month of issue: March ( ) June ( ) Sept ( ) Nov ( ) 

Advertisement: ............................................................................................................... 

........................................................................................................................................ 

........................................................................................................................................ 

........................................................................................................................................ 

Phone number: .............................................................................................................. 

Email: ............................................................................................................................. 

Cheque attached ($1 per word): $ .................................................................................. 

The following organisations are of are of 

The benefit following to Grey organisations Power Federation are and of 

benefit 

the membership 

to Grey Power 

at large. 

and the membership Federation large. 

and • AIL the Insurance membership at large. 

• AIL Insurance 

• Inter-Island Ferry 

• • AIL Inter-Island Tranzalpine InsuranceFerry 

• • Inter-Island Grey Scenic Power Train Ferry Electricity 

Offer 

• • Grey Challenge Northern Power Explorer Fuel Electricity 

• • Challenge Vesta Coastal Health Pacific Fuel Insurance 

• 

• 

Vesta 

Grey 

Health 

Power Electricity 

Insurance 

• Challenge Fuel 

• Vesta Health Insurance 

Further details can be 

Further obtained details from: can be 

obtained Federation from: office 

Federation phone: office 

phone: 0800 473 979 

0800 email: 473 979 

email: fed-office@xtra.co.nz 

fed-office@xtra.co.nz 

website: 

website: www.greypower.co.nz 

www.greypower.co.nz


S70 PROBLEMS NEED TO 

BE RESOLVED 

As a Grey Power member and vice president 

of the Kawerau and Districts Chapter, 

I note from the latest magazine you 

are the new Editor. I wish you well. 

I have three matters to raise-the last 

being the most serious, so bear with me. 

Firstly, as one of the Association ACC 

Reps referred to on page 47 the correct 

spelling of my town is ‘Kawerau’ and not 

‘Kawarau’ as quoted. [noted and corrected. 

Our apologies - Editor] 

Of more serious note and just as important 

as the issue of non qualifying 

spouses/partners, is the ongoing battle 

superannuitants who are married to or 

in relationships with, overseas nationals, 

have regarding deductions made from 

their super under S70 of the Social Security 

Act - which has been with us since 

1964 - for payments received by their 

spouse/ partner from overseas funds. 

Several of my clients are in this category 

and because of the wide discretion given 

to the MSD chief executive, even when 

often the payments are analogous to Kiwi 

Saver rather than “pensions” there can be 

no legal challenge. 

I had understood that Government 

was looking into this, but that is not doing 

much good to those affected meantime. 

Last and most serious is the very bad 

press for GP in the recent articles on allegations 

of bullying by the National President 

at the AGM. I am not the only one of 

course to be very concerned. 

Surely this must be addressed and 

quickly. I do not have the Constitution 

handy, but no doubt there is a disputes 

resolution clause in there. We do not 

want this to go to the Human Rights 

Commission. 

David Sparks 

Please see this issue’s President’s report 

from Mac Welch on page 4 and the article 

from Immediate Past President Tom 

O’Connor on page 6. 

A NEW PLYMOUTH 

PENSIONER HOUSING 

EXAMPLE 

I comment on the article on page 6 September 

issue of GreyPower magazine re 

the article titled “Uncertain future for 

pensioner housing.” 

This takes in the 142 units in Nelson 

and the 101 units in the Tasman district, 

I believe. 

The reason for the proposed exit of the 

ownership of these units is Inability to 

access the Government Income Related 

Rental Subsidy. 

Several years ago, the New Plymouth 

District Council due to the suggestion of 

several of their councillors who decided 

that it was not their (the council’s) responsibility 

to take care of the local 140 

pensioner units, decided to put the decision 

to sell them to a public debate. 

This caused much distress and anxiety 

for the elderly tenants, all of whom had 

medical problems. Some [were] reliant 

on home care who were very concerned 

about what their future would be if their 

only homes were sold. 

The private rental prices were beyond 

their financial means and the only other 

alternative was rest home care, which 

they were not eligible for, and at the stage 

where they did not need that option. 

Questionnaires concerning the issue 

were sent out by the council to those who 

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speaking up of their concerns about the 

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It was decided that with the approval 

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This decision was not met with approval 

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I was at the debate and spoke on behalf 

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sanctuary in these council-operated 

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Maybe the councillors who are in favour 

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36 


The future doesn’t care how old we are 

FROM GREEN PARTY CO-LEADERS JAMES SHAW AND 

MARAMA DAVIDSON 

When we think of 

advocacy and 

activism today, 

it’s often young people’s 

faces we picture. 

Whether it’s Greta 

Thunberg at the UN, or 

the School Strikes here 

in New Zealand, the next 

generation of leaders are 

in our newspapers, on 

our radio and across our 

internet. 

We’re inspired by their 

work - but we don’t forget 

about other generations, 

who laid down the foundations 

for a better world 

and are still marching for 

it today. 

The seeds of the Green 

movement were sown 

back in the seventies. 

Your generations led 

the fight against nuclear 

weapons, genetic engineering, 

unfair labour 

practices, the Springbok 

tour and more. 

We’re proud to have 

veterans of those campaigns 

in our membership 

today, and that more and 

more of our elders are 

joining the fight. 

Whether it’s fighting 

for a cleaner environment, 

or a more just and fair 

society, our most tireless 

campaigners remind us 

everyday that it’s not just 

the youth who care about 

the future. 

Because the future 

doesn’t care what age 

you are. 

We don’t all have to be 

like Jane Fonda, who was 

arrested last month for 

protesting on the steps of 

the US Capitol. 

Our ‘Sage Greens’ walk 

in protest marches, cycle 

the length of the North Island, 

volunteer for conservation 

projects, or simply 

join the community at our 

branch meetings. 

Above all, they share 

with their friends and 

family what worries 

them about the future, 

what motivates them to 

take a stand, and what 

kind of legacy they want 

to leave for their grandchildren. 

Through their leadership, 

they inspire future 

generations. 

That’s why we’re creating 

a dedicated online 

space to showcase the 

amazing work our older 

generations do to make 

New Zealand a better 

place. 

We want to spread the 

word that it’s not just the 

youth who care about the 

future, and we want to 

know how you, and your 

loved ones, are taking a 

stand in your own way. 

You don’t need to 

be a member of the 

Greens to inspire us, 

or to be inspired: visit 

www.greens.org.nz/ 

greypower to read more. 

More gang members means more crime in our community 

BY NATIONAL PARTY LEADER SIMON BRIDGES 

This Labour Government 

just doesn’t 

have what it takes to 

keep New Zealanders safe. 

I know that could be 

considered a bold state- 

ment, but the facts speak 

for themselves. 

There has been a 26 

per cent increase in the 

number patched and prospect 

gang members under 

its watch. 

This is deeply concerning 

for families around the 

country. 

All over the news there 

are examples of gangs becoming 

more confident, 

not that long ago a violent 

gang brawl broke out in 

daylight in Huntly, and 

there was a shooting in 

Foxton. 

Innocent people can be 

caught up in situations like 

this and become victims of 

crime, the Government 

should be doing more to 

keep Kiwis safe. 

I believe people are capable 

of changing and of 

redemption, rehabilitation 

and reintegration. 

I also believe there will 

be individual gang members 

who do good for their 

whānau and community. 

But I have also been 

an MP for 11 years, and 

before that I was a Crown 

Prosecutor. 

I’ve seen first-hand the 

misery caused by gangs, 

particularly in their crime 

and peddling of drugs 

and violence, not least to 

women. 

At the end of the day, 

more gang members 

means more crime in our 

communities and it means 

more victims. 

The problem comes 

down to the Government. 

It’s only plan to when it 

comes to law and order 

has been reducing prison 

numbers at any cost. But 

it’s not working to reduce 

crime first. 

Right now we have 

more gang members, but 

not enough cops to deal 

with them. 

The Police Minister 

promised New Zealanders 

his Government would 

add an extra 1800 sworn 

police officers to the force 

by July next year. 

With serious crime 

increasing, having these 

cops in our community is 

incredibly important. 

Stuart Nash has broken 

that promise to New Zealanders. 

He is failing the 

New Zealanders who want 

safer communities, but 

also the Police who have 

been planning for the additional 

resources. 

This is more than a 

humiliating defeat for the 

Government. 

This broken promise 

is more than its promise 

for a capital gains tax, or 

a working KiwiBuild, or 

even light rail. 

This is a broken promise 

around public safety and 

the ability for you, for your 

children, and your grandchildren 

to feel safe here. 

Now more than ever 

the Government should be 

focused on ensuring there 

are enough police officers 

to stop criminals offending. 

National has always 

been the party of law and 

order. We are committed 

to making our communities 

safer and putting 

victims first. Next year we 

will release a comprehensive 

Gang Plan which will 

crack down hard on gangs. 

Gang numbers are up 

26 per cent under Labour. 

will crack down 

hard on gangs. 

Simon Bridges 

National Party Leader 

Leader of the Opposition 

The Green Party is celebrating the contributions of our older 

and wiser generations. Read more at greens.org.nz/greypower 

It’s not just 

the young who can 

change the world. 

simonjbridges • simonbridges.co.nz 

Funded by the Parliamentary Service. 

Authorised by Simon Bridges MP, Parliament Buildings, Wgtn. 

NZ 

NZ 

Authorised by Gwen Shaw, Level 1 , 17 Garrett St, Wellington 

Our future

Making progress on the long term issues 

FROM PRIME MINISTER JACINDA ARDERN 

As we reach the end 

of another year, I 

want to take a moment 

to reflect on what 

has been a busy 12 months 

for our Government. 

From improving cancer 

care to starting to clean up 

our rivers, we’ve achieved 

a lot in 2019. When it 

comes to tackling the long 

term challenges, there’s 

more to do, but we’re making 

good progress. 

A good example of this 

is our work in health. Fixing 

our health system, and 

addressing years of un- 

derinvestment, has been a 

priority for us. 

Along with rebuilding 

and upgrading hospitals 

around the country, we’ve 

added 2000 more doctors 

and nurses, made GP visits 

cheaper for half a million 

people, and funded new 

cancer treatment equipment 

and drugs, including 

12 state-of-the-art LINAC 

machines for radiotherapy. 

One of the things I’m 

most proud of is our new 

frontline mental health 

service, which will make it 

easier to get support. 

Two years in Government 

BY NEW ZEALAND FIRST LEADER WINSTON PETERS 

Two years on from 

the formation of 

this coalition government, 

good progress 

has been made in providing 

a better system of care 

for New Zealand’s seniors. 

New Zealand First has 

always vowed to fight for 

seniors who had spent 

their working life paying 

taxes, and their further 

contributions in retirement. 

Every moment we 

spent in a governing arrangement 

we ensured 

that seniors’ livelihoods 

and incomes were protected. 

We stayed true to our 

record during coalition 

negotiations. 

Keeping Super at 65 

At the last election, raising 

the national superannuation 

eligibility up from 

65 was on the agenda of 

many political parties. But 

not ours. 

We campaigned to keep 

it at 65 and made it a core 

condition of the coalition 

agreement. From the very 

Housing is also a key 

focus for us. We’ve built 

more than 2300 state 

houses over the past two 

years – more than any 

previous Government. 

We’ve continued to tackle 

homelessness, giving 

1000 more homeless 

people a safe place to live 

while working on underlying 

issues like addiction, 

first day of this government, 

seniors will have 

had peace of mind that 

they will continue to be eligible 

for superannuation 

at 65. The sustainability of 

the Superannuation Fund 

is preserved as we restarted 

contributions to the 

Cullen Fund within our 

first 100 days. 

Boosting Super payments 

When we were in government 

in 2005 we represented 

the interests of our 

seniors by taking the level 

of the superannuation index 

up to 66 percent of the 

through Housing First. 

And to prevent people 

from becoming homeless 

in the first place, we’ve extended 

support to at-risk 

people to help them stay 

in their homes. 

We’re also supporting 

renters and first home 

buyers: making it easier to 

save for a deposit, cutting 

red tape to allow houses 

to be built more quickly, 

and ensuring rentals are 

healthy and safe. 

Another key focus is improving 

water quality. After 

years of neglect, many 

rivers and lakes are unswimmable. 

We’re taking 

average wage. 

We saw the ripple effect 

of that 14 years later with 

superannuation payments 

receiving a 2.6 percent 

boost in April this year. 

The Winter Energy 

Payment provides tangible 

support for seniors 

during the cold winter 

months. Too many seniors 

spend winter in cold and 

damp homes, struggling 

to cope with the seasonal 

spike in their power bills. 

From 1 May to 1 October 

seniors receive an automatic 

top up of $20.46 a 

week if you’re single with 

no dependent children, or 

$31.82 a week if you have 

a partner or dependent 

children. Removing the 


action to clean them up. 

This work took a big 

step forward in September, 

with our Action Plan 

for Healthy Waterways. 

Our plan will stop waterways 

getting worse and 

start to reverse damage, 

through steps like limiting 

land intensification, while 

supporting farmers and 

growers to work more sustainably. 

Of course, the long term 

challenges facing New 

Zealand won’t be solved 

overnight, but we’re getting 

on with the job. 

All of this is only possible 

when we have a strong 

economy. That’s why we’re 

continuing to manage the 

books responsibly. 

financial barriers during 

the cold season will help 

to reduce avoidable health 

risks. 

Future-proofing the 

SuperGold card 

New Zealand First introduced 

the SuperGold 

card in 2007 and today 

its 750,000 card holders 

connect to their communities 

through business and 

travel discounts and concessions. 

The previous government 

neglected it for nine 

years and in effect cut the 

public transport benefits 

by capping them at a time 

when the retired population 

was increasing. 

Despite global headwinds, 

our economy is 

growing and performing 

well. 

Unemployment is at its 

lowest in more than a decade 

at 3.9 percent, with 

92,000 more people in 

work, and wages are up. 

I’m committed to continuing 

our progress in 

2020, as we keep working 

on the tough issues. 

For now, though, I wish 

you and your family a happy 

Christmas, and I look 

forward to updating you 

again in the new year. 

Until then, you can 

email me with questions, 

suggestions or comments 

at jacinda.ardern@ 

parliament.govt.nz. 

We’ve taken the Super- 

Gold card to the next level, 

rolling out a new card with 

a mobile app and brand 

new website from the 

1st of October. Since this 

rollout, there have been 

159,000 website visits and 

47,000 apps downloaded. 

Before the rollout, 

an additional 500 businesses 

signed up to the 

programme as well taking 

the total business 

partners to 5500 across 

9500 locations around 

New Zealand. 

We have harnessed 

the technology, we have 

harnessed the business 

community, and we have 

served the interests of our 

seniors. 

NEW ZEALAND FIRST 

IS COMMITTED TO DELIVERING FOR 

OUR NATION’S SENIORS 

- Rt Hon Winston Peters MP 

Leader of New Zealand First 

Making 

progress 

on what 

matters 

We’re tackling the long term challenges facing New Zealand. 

From rebuilding our hospitals to building more state houses, 

we’re addressing the big issues, while managing a strong, 

growing economy. 

There’s still more work to do, but we’re determined to keep 

making progress on the issues that matter. 

Learn more at labour.org.nz/progress 

Authorised by Winston Peters, Parliament Buildings, Wellington 

Authorised by Rt Hon Jacinda Ardern MP, Parliament Buildings, Wellington

38 


Association Contacts: 

Ashburton - Membership: Natalie Blampied PO Box 519, Ashburton 7740, Phone: 03 308 4002 Email: 

nataliemb@xtra.co.nz 

Auckland - President: Gillian Dance Mobile: 027 815 7139 Postal Address: PO Box 48157, Blockhouse 

Bay, Auckland 0644 Office & Physical Address: Mon - Fri 10.30am-1pm 557 Blockhouse Bay Rd, Blockhouse 

Bay, Auckland Phone: 09 626 0895 Email: akgreypowerinfo@gmail.com 

Buller - President: Robert Clyne 126 Queen Street, Westport 7825 Phone: 03 789 6827 Email: 

bobandpam223@gmail.com 

Cambridge - President: Val Massey Phone: 07 827 0273 Email: vlmassey.vm@gmail.com Postal Address: 

The Secretary, PO Box 369, Cambridge 3450 

Central Hawkes Bay - President: Vaietu T Araipu PO Box 255, Waipukurau 4242 Phone: 06 928 0618 Mob: 

027 257 1254 Email: etu_wpk@hotmail.com 

Central Otago - President: Margaret Hill Phone: 03 446 8623 Email: margarethillrox@gmail.com 

Treasurer: Jacqueline Goyen 32 Ventry Street, Alexandra 9320 Phone: 03 448 7043 Email: jgoyen32@gmail. 

com Secretary: Margaret Lorenz Phone: 03 446 8733 Email: bmlorenz@xtra.co.nz 

Christchurch - Secretary: Maureen Price PO Box 31010, Ilam, Christchurch 8444 Phone: 03 942 8816 

Email: nanachooksboyz@gmail.com 

Coromandel - President: John Rabarts PO Box 91, Coromandel 3543 Phone: 07 866 8068 Mobile: 022 611 

5717 Email: john.rabarts@gmail.com 

Counties Manukau - Postal Address: PO Box 75722, Manurewa, Auckland 2243 Membership: Christine 

McDonagh Phone: 09 530 8601 Email: christinemcdonagh.01@gmail.com 

Dannevirke & Districts - Membership Secretary: LA Haste 26 Victoria Ave, Dannevirke 4930 Phone: 06 

374 9984 Email: aburlace1@xtra.co.nz 

Eastern Southland - President: Evan Currie Phone: 03 208 8288 Email: bbsbari.123@gmail.com Postal 

Address: PO Box 100, Gore 9740 Treasurer: Lynley Leatham Email: lynley.leatham@gmail.com 

Far North - President: Graham Dormer PO Box 505, Kaitaia 0441 Phone: 09 408 3316. 

Gisborne - PO Box 1222, Gisborne 4040 Phone: 06 863 0531 Email: gisborne.greypower@hotmail.com 

Golden Bay - President: Michael Delceg Email: m.delceg@xtra.co.nz Secretary: Rosemary Jorgensen 

Email: greypowergb@gmail.com Email: rosejorg@gmail.com Treasurer: Roy Reid Email: r.mh.reid@xtra. 

co.nz Committee Member: Margaret Fricker Email: africa@actrix.co.nz 

Greymouth - President: Grahame J Freeman PO Box 291, Greymouth 7840 Phone: 03 768 7600 Mobile: 

021 201 7304 Email: freemangl@kinect.co.nz 

Hamilton - President Secretary Office & Postal Address: 9.30–12pm Mon-Thurs 30 Victoria St, Hamilton 

3204 Phone: 07 834 0668 Email: hamgreypower@outlook.co.nz Website: greypowerhamilton.org.nz 

Hastings & Districts - President: Ron Wilkins PO Box 98, Hastings Central 4156 Phone: 06 877 4419 

Email: ronwilkins73@gmail.com Membership: Janice Gooch Email: goochi153@gmail.com 

Hibiscus Coast - President & Secretary: Simonne Dyer PO Box 129, Orewa 0946 Phone: 09 424 1315 

Mobile: 027 212 8322 Email: hbcgreypower@gmail.com 

Hokitika - Office: 1-4pm Mon-Fri PO Box 233, Hokitika 7842 Phone: 03 755 7777 Email: hokigreypen@xtra.co.nz 

Horowhenua - President: Terry Hemmingsen PO Box 328, Levin 5540 Phone: 06 367 0300 Email: terry. 

hemmingsen@gmail.com Vice President & Membership: Gary Benton Phone: 06 368 7350 Email: 

gdbenton@xtra.co.nz 

Howick Pakuranga & Districts - Secretary: Sandy Feringa PO Box 38281, Howick, Auckland 2145 Phone: 

09 534 9409 Email: sandyferinga@xtra.co.nz 

Hutt City - Membership: Kevin Willis Phone: 04 567 3794 Email: kevinwillisnz@yahoo.co.nz PO Box 33274 

Wellington Mail Centre Wellington 5045 Combined Hutt Valley Assns Website: www.greypowerhuttvalley.org. 

nz/huttvalley 

Kaipara - Secretary: Ken Cashin, 27 Sea View Road, RD 7, Dargaville 0377 Phone: 09 439 4452 Email: 

cashinken2@gmail.com 

Kapiti Coast - Membership Secretary & Office Co-ordinator: Diana Pierce 1st Floor, Coastlands, PO Box 

479, Paraparaumu 5254 Phone: 04 902 5680 Mob: 029 776 3330 Email: kapitigreypower@outlook.com 

Website: www.kapitigreypower.co.nz 

Kawerau & Districts - President: Brian Dent Phone: 022 381 0663 Secretary: Lyn Hughes PO Box 209, 

Kawerau 3169 Membership: Maria Clarke Phone: 027 505 0199 Email: bextan@xtra.co.nz 

King Country - President: Ngaire Grayson Phone: 07 878 6938 Email: rknegrayson@gmail.com 

Membership, Secretary & Postal Address: Helen Easton 6 Carroll Street, Te Kuiti 3910 Phone: 07 878 6939 

Email: helen.easton.nz@gmail.com 

Mana Tawa - Main Line: Douglas Hazelwood PO Box 50034, Porirua 5240 Phone: 04 233 0162 

Manawatu - Office & Postal Address: 309 Main Street, Palmerston North 4410 Phone: 06 357 1930 Email: 

greypowermanawatu@digitalcloud.nz Membership: Sally Mayne Phone: 06 353 0835 Mob: 027 742 1925 

Email: salscratch1@gmail.com 

Marlborough - President: Graeme Faulkner Phone: 03 579 1196 Email: greypowermarl2@xtra.co.nz 

Office & Physical Address: Marlborough Community Centre, 19/25 Alfred St, Blenheim 7201 Phone: 03 578 

4950 Website: www.greypowermarlborough.co.nz Postal Address: PO Box 875, Blenheim 7240 Secretary: 

Barbara Hutchinson Mobile: 027 509 3965 Email: secretary@greypowermarlborough.co.nz 

Matamata - Secretary: Malcolm Fairhall 44a Hohaia Street, Matamata 3400 Ph: 07 888 6663 Email: 

matamatagreypower@gmail.com Membership: Pauline Raphael Phone: 07 888 7122 

Mercury Bay - President: Merle Edwards Phone: 07 867 1737 Email: merlee@xtra.co.nz Postal Address: 

PO Box 226, Whitianga 3542 

Mid North - President: Bruce Crowther 27 Omapere Road, Kaikohe 0405 Mob: 027 499 2034 Email: 

bwucie@gmail.com Postal Address: PO Box 401, Kerikeri 0245 

Morrinsville - President: Mike Gribble PO Box 387, Morrinsville 3340 Phone: 07 889 5472 Email: 

gp.mville@gmail.com 

Motueka - Office: 9am-3pm Mon-Fri Community House, Decks Reserve, PO Box 350, Motueka 7143 Phone: 

03 528 9076 Email: greypowermot@gmail.com 

Napier & Districts - Membership Secretary: John Wuts PO Box 4247, Marewa, Napier 4143 Phone: 06 

844 4751 Email: wutsie@xtra.co.nz Website: www.napiergreypower.org 

Nelson - Office & Physical Address: 10am-3pm Mon-Fri 33 Putaitai Street, Stoke, Nelson Phone: 03 547 

2457 Email: admin@greypowernelson.org.nz Website: http://greypowernelson.org.nz Postal Address: C/- 

President, PO Box 2190, Stoke, Nelson 7041 

New Plymouth - Office & Postal Address: 21/117 Powderham Street, New Plymouth 4310 Phone: 06 757 

5885 Fax: 06 757 5886 Email: greypowernp@gmail.com 

North Canterbury - President: Jan Pentecost 113 Stringers Road, RD 7, Rangiora 7477 Phone: 03 312 

9331 Email: jan.pentecost@gmail.com Membership: Pauline Jackson PO Box 28, Rangiora 7400 Phone: 03 

310 6563 Email: miles1416@xnet.co.nz 

North Otago - President & Postal address: Daphne Ellis Phone: 03 434 6249 Community House, 100 

Thames Street, Oamaru 9400 Email: greypowerno@oamaru.net.nz 

North Shore - President: Bill Rayner Phone: 09 445 3370 Email: brayner@xtra.co.nz Postal Address: PO 

Box 32635, Devonport, Auckland 0744 Membership: Des Stobbs Phone: 09 445 7675 Email: des.stobbs@xtra.co.nz 

Opotiki - Secretary: Joy Forbes 52 Grants Road, Opotiki 3122 Phone: 07 315 5469 

PO Box 272-1719, Papakura 2244 

Ph 09-299 2113 

Email: fed-office@xtra.co.nz 

Otago - Office: 11am–2pm Mon-Thurs 211A King Edward St, South Dunedin, Dunedin Phone: 03 456 1685 

Email: greypowerotago@gmail.com 

Otaki (sub branch of Kapiti) - Membership Secretary & Office Coodinator: Diana Pierce 1st floor, 

Coastlands. PO Box 479, Paraparaumu 5254 Mob: 029 776 3330 Email: kapitigreypower@outlook.com 

Website: www.kapitigreypower.co.nz 

Otamatea - President: Beverley Aldridge 589 Whakapirau Road, Maungaturoto 0583 Phone: 09 431 9188 

Email: relax@serendipitypark.co.nz Vice President: Kathleen Pattinson Phone 09 283 2052 

Paeroa - Secretary: Gail Locke, 26 Waimarei Avenue, Paeroa 3600 Phone: 07 862 6256 Email: gailsone53@ 

gmail.com 

Papamoa & Districts - President: Rex Cotter 62C Hartford Avenue, Papamoa Beach, Papamoa 3118 

Phone: 07 572 2154 Email: firenfish@outlook.com Secretary: Dorothy Seymour 2 Santa Fe Key, Papamoa 

Beach, Papamoa 3118 Phone: 07 574 7271 

Queenstown - President: Kirsty Sharpe 48 Peninsula Road, Kawarau Falls, Queenstown 9300 Phone: 03 

441 4300 Mob: 021 041 0076 Email: kirstyjsharpe@gmail.com Secretary: Katrina Gardiner Phone: 03 441 

1572 Email: greypowerqueenstownsecretary@gmail.com 

Rangitikei - Treasurer: Del Bettridge Phone: 06 327 7678 Email: del.bettridge@gmail.com Postal Address: 

PO Box 82, Marton 4741 

Rotorua - Office & Physical Address: Tues-Thurs 11am-2pm 1333 Eruera Street, Rotorua Phone: 07 

346 1739 Postal Address: PO Box 414, Rotorua 3040 Email: greypower.rotorua@gmail.com Website: www. 

greypowerrotorua.org.nz 

Ruapehu (sub branch of King Country) - President: Alan Turton 37 Falkner Park, Taumarunui 3920 

Phone: 07 895 5385 Mob: 027 814 2279 Email: theateam33@xtra.co.nz Secretary/Treasurer: Beth Sorensen 

Phone: 895 7079 Mobile: 027 405 1730 Email: bsorensenneill@xtra.co.nz 

Southland - Office: 9.30am-1pm 122 Esk St, Invercargill (Cnr Esk and Deveron St) PO Box 861, Invercargill 

9840 Phone: 03 214 5008 Email: greypowersouth@xtra.co.nz Facebook: http://www.facebook.com/ 

GreyPowerSouthland 

South Otago - President: John Fenby Phone: 03 418 0002 Email: j.fenby@xtra.co.nz Secretary: Ray 

Crosswell 12 Athol Place, Balclutha 9230 Phone: 027 963 4161 Email: suray6970@gmail.com Treasurer: Kath 

Renton Phone: 03 418 1878 

South Taranaki - Contact: Fred Kumeroa Email: fredraewyn@hotmail.co.nz Treasurer & Membership: 

Estelle Barnes PO Box 167, Hawera 4640 Phone: 06 278 4800 Mobile: 021 990 007 Email: estelle.b@xtra.co.nz 

South Waikato - Secretary: Heather Williamson 158 Elizabeth Drive, Tokoroa 3420 Phone: 07 886 5658 Email: 

hwilli@xtra.co.nz 

Stratford - Secretary: Claire Trowbridge, 110 Orlando Street, Stratford 4332 Phone: 06 765 7044 Email: 

c.c.trow@xtra.co.nz 

Taupo - Contact: Cheryl Carswell Email: gprmemtpo@gmail.com Postal Address: PO Box 862, Taupo 3351 

Tauranga & Western Bay of Plenty - President: Jennifer Custins Mob: 021 676 276 Email: jaycustins@ 

gmail.com Vice President: David Marshall Mob: 022 185 4263 Email: dandj@bethany-bop.com Office: 

9.30am-2.30pm Tues-Thurs Historic Village, Seventeenth Avenue, Tauranga Phone: 07 571 2558 Email: 

tgagreypower@gmail.com Postal Address: PO Box 841, Tauranga 3144 Website: www.greypowertauranga. 

org.nz Facebook: https://www.facebook.com/Tauranga-WBOP-Grey-Power-519446718537562/ 

Te Aroha - President: Wanda Brittain Phone: 07 884 7489 Mobile: 027 486 0049 Email: wandabrittain@ 

gmail.com Postal Address: PO Box 39, Te Aroha 3342 

Te Awamutu - President: E Hazel Barnes Phone: 07 870 1924 Email: edithhazelbarnes@gmail.com Postal 

Address: PO Box 540, Te Awamutu 3840 

Temuka - Secretary: Vicki Howey 21 Davie Street, Temuka 7920 Phone: (wk) 03 615 7663 (hm) 03 615 

7784 Email: keeway67@gmail.com 

Thames - Secretary: Carolyn Young 303 Kauaeranga Valley Road, RD 2, Thames 3577 Phone: 07 868 6353 

Mobile: 027 463 4948 Email: barry.carolyn@xtra.co.nz Membership: Colin and Christine Hovell Phone: 07 

868 8196 Email: cchovell@gmail.com Website: www.greypowerthames.co.nz 

Timaru - President: Denise Fitzgerald Phone: 03 688 3833 Email: denise_fitzgerald@xtra.co.nz Postal 

Address: PO Box 4060, Highfield, Timaru 7942 Membership: Patricia Goodwin Phone: 03 688 3833 Email: 

pat.gerald1@gmail.com 

Upper Hutt - President: Dean Chandler-Mills Email: deanmills@hotmail.co.nz Membership: Sally Becker 

Phone: 04 973 4247 Email: gpuh.membership001@gmail.com Office: PO Box 40306, Upper Hutt 5140 

Email: thesecretarygpuh@gmail.com Email: thepresidentgpuh@gmail.com Combined Hutt Valley Assns’ 

website: www.greypowerhuttvalley.org.nz/huttvalley 

Waiheke & Gulf Islands - President: Allen Davies 422 Seaview Road, Onetangi, Waiheke Island 1081 

Phone: 09 372 7481 Email: allen.davies38@gmail.com 

Waihi - President: Margaret Sole Ph: 07 863 5124 Mob: 027 487 9972 Email: margaret@candela.co.nz 

Secretary & Postal: Vicki Ingle 4 Marine Avenue, Waihi Beach 3611 Phone: 07 863 4072 Mob: 021 157 

1750 Email: veingle@hotmail.com Treasurer: Derek Mills Mob: 027 486 8519 Membership: Bernie Elmers 

12 Mackay Street, Waihi 3610 Phone: 863 7395 Email: bergia@value.net.nz Physical Address: Citizens 

Advice Bureau 86 Seddon Street, Waihi 3610 Phone: 07 863 7640 

Waimate - Secretary: Karina Bellman 7 Mill Road, Waimate 7924 Phone: 03 689 6213 Mobile: 022 154 

2544 Email: macvale61@slingshot.co.nz 

Wainuiomata - Secretary: Mrs Lydia Gatherer PO Box 43233, Wainuiomata, Lower Hutt, 5048 Phone: 04 577 

3273 Email: lydiahg@xtra.co.nz Combined Hutt Valley Assns Website: www.greypowerhuttvalley.org.nz/huttvalley 

Wairoa & District - President: Jean Cooper Phone: 06 838 8654 Email: jeancpeterb@xtra.co.nz Secretary: 

Shirley E Callaghan PO Box 26, Wairoa 4160 Phone: 06 838 8770 Email: shirley.cally@gmail.com 

Waitakere - Office: 9.30am–12pm 247 Edmonton Road, Te Atatu Sth Community Cte, Waitakere. Phone: 

09 838 5207 Fax: 09 838 5237 Email: waitakgp@xtra.co.nz Postal Address: PO Box 83300, Edmonton, 

Waitakere 0652 

Wanganui - President: Graham Adams Email: graham.adams@xtra.co.nz Administration: PO Box 4197, 

Wanganui 4541 Email: info@greypowerwanganui.co.nz Membership: Michael Wallace Mobile: 027 531 1121 

Email: wallacemichael3@gmail.com 

Warkworth - President: Carol Greenwood Phone: 09 425 8672 Email: carolgreenwood44@gmail.com 

Postal Address: PO Box 351, Warkworth 0941 

Wellington Central - Secretary: Caroline Hubbard PO Box 13755, Johnsonville, Wellington 6440 Email: 

greypowerwellington@gmail.com Website: www.greypowerwellington.org.nz 

Wellington South East - President: David Williams Phone: 04 934 3464 Email: david_williams_wlg@ 

yahoo.co.nz Address: PO Box 14051, Kilbirnie, Wellington 6241 

Whakatane - Secretary: Susan Anderson PO Box 830, Whakatane 3158 Mobile: 021 116 9115. Email: 

whakatanegreypower@gmail.com Website: www.greypowerwhakatane.org.nz/gpw/ 

Whangamata - President: Cushla Jarvis Phone: 07 865 7111, Email: bruges@xtra.co.nz PO Box 223, 

Whangamata 3643 Membership: Maree Burt Phone: 07 865 8924 Email: whangamatagreypower@gmail.com 

Whangarei - President & General Enquiries: George Snell PO Box 964, Whangarei 0140 Phone: 09 437 

5550 Email: gsnell49@gmail.com Membership: Lynette Fox Phone: 09 436 1822 Email: lynfrankiefox@ 

gmail.com Website: www.greypowerwhangarei.org


Federation Board approves 

important submissions 

At the November 


Board meeting 

in Christchurch a number 

of extensive submissions 

to Bills and discussion 

documents under consideration 

by Parliament 

were approved. The key 

points of some them are 

listed below. This is the 

most important work of 

the federation which often 

goes unnoticed. 

Electricity Prices 

A submission by Energy 

National Advisory Group 

chair Bern Sommerfeld 

to the Electricity Authority 

on the Transmission 

Pricing Review discussion 

paper asked that the Electricity 

Authority should 

prioritise reducing prices 

for low users, because 

they pay a higher price 

than standard users, as 

opposed to choosing lower 

prices for the South Island 

and raising prices for the 

North Island. 

His submission said 

that the majority of the 

New Zealand population, 

and about sixty percent 

of Grey Power membership, 

live in the North Island. 

Mr Sommefeld said 

it was Grey Power’s opinion 

that the Electricity 

Authority had misplaced 

its priorities and allowed 

important generation in 

the Auckland area to close 

only a couple of years ago 

and now prices are going 

up when those generators 

served to keep prices under 

control. 

He said the Electricity 

Authority may be serving 

power generators and retailers 

well but it was not 

serving consumers well 

and Grey Power strongly 

recommend leaving 

transmission allocation 

alone and focusing on the 

important issues that will 

make a difference for all 

consumers. 

Emergency 111 calls 

Mr Sommerfeld also presented 

a submission to the 

Commerce Commission 

on the future of the 111 

emergency phone number. 

In that submission he said 

that everyone should have 

an appropriate way to call 

111 in a power outage. 

He said that although 

the majority of the population 

have access to mobile 

phones, fifty percent 

of people 85 years old 

and older do not use digital 

technology. This is the 

group who are more likely 

to need an emergency service 

and therefore continuous 

access to 111 in the 

event of power failure. 

A battery backup may 

be appropriate; however, 

the provider would need to 

supply thorough instructions 

and assistance with 

this, especially for older 

people to whom these devices 

may be confusing to 

set up and use. 

There are also issues 

of customer vulnerability 

based on both long-term 

predictable needs such as 

medical conditions or disabilities 

and short-term 

more unpredictable factors 

like accidents. If the 

power outage lasts longer 

than the fixed back-up period 

the vulnerable groups 

will still be vulnerable. 

Road Safety 

In a submission on the 

proposed Road to Zero 

Road Safety Strategy Local 

Bodies, Housing and 

Transport National Advisory 

Group chair Pete 

Matcham said Grey Power 

considered the concept 

that loss of life and injury 

can be balanced against 

purely economic considerations 

of travel time 

and efficiency was morally 

bankrupt and must be 

abandoned. 

He said that any approach 

to the use of the 

road corridor must be 

based a whole of system 

approach that shares responsibility 

for the performance 

of the system 

across all components, 

designers, users and regulators. 

Mr Matcham said Grey 

Power was dismayed at 

the lack of consideration 

in the consultation document 

to the problems, 

both design and use, associated 

with conflict between 

motorised vehicles 

and active mode transport 

users. 

We note that consultation 

on an “Accessible 

streets package” is proposed 

for late 2019, but 

consider the implicit assumption 

that safety of 

active mode transport 

users and indeed of those 

using the road space for 

other than the efficient 

movement of goods can 

be separated is contrary to 

the concept of a whole of 

system approach. 

We consider that in line 

with the ethical position of 

Vision Zero, road safety “is 

about putting the needs of 

people, rather than vehicles, 

at the heart of decision 

making.” and that to 

meet this criterion roads 

must be considered to include 

footpaths as well as 

cycleways and any other 

designated space dedicated 

to micro mobility devices 

or active mode options. 

We would also suggest 

that the strategy should 

explicitly demonstrate 

alignment with the four 

principles of the Government 

Policy Statement for 

Land Transport: safety, 

access, environment and 

value. 

National Superannuation 

Chair of the Superannuation 

and Taxation National 

Advisory Group Lew 

Rohloff, in a submission to 

the Retirement Commissioner’s 

Review of Retirement 

Income Policy said 

the Government was not 

doing enough to support 

the financially vulnerable 

and low-income groups 

to prepare for their retirement. 

He said KiwiSaver and 

other personal savings depend 

on continuous good 

health, job security and a 

margin of income above 

household expenditure 

and that the so called ‘market’ 

economy and ‘globalisation’ 

were increasing 

inequality and will continue 

to frustrate attempts to 

mitigate impoverishment 

in old age. 

Mr Rohloff said New 

Zealand could afford to 

keep paying for New Zealand 

Super as it is currently 

being paid but the failure 

of the global-market 

economy to protect lower 

income households will 

increasingly lower home 

ownership and savings, 

rendering existing New 


payment levels inadequate. 

If, and only when, ‘population 

ageing’ becomes a 

permanent phenomenon, 

the revenue gathering activities 

of Government might 

require more progressive 

taxes on income and the 

introduction of taxes on 

the repositories of wealth. 

As to the overall financial 

cost, the Retirement Commission 

acknowledges that 

‘affordability’ is in fact a 

political decision, not a financial 

one. 

Copies of all submissions 

can be obtained 

from Federation Board 

Secretary Jan Pentecost. 

The Grey Power Magazine is published quarterly by Bay 

of Plenty Business Publications for the Grey Power New 

Zealand Federation Inc. It is the official publication for 

the federation and its affiliated associations. Grey Power 

Magazine is mailed to all financial members of Grey 

Power. Grey Power NZ Federation Inc is incorporated 

under the Incorporated Societies Act 1908 

Subscription inquiries: 


P.O. Box 272 1719 

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Auckland 

Phone: 09 299 2113 

Email: fed-office@xtra.co.nz 

The next issue of The Grey Power Magazine will 

be published March 2020. Deadlines are: 

Editorial: Friday, 14th February 2020 

Advertising: Friday, 21st February 2020 

Delivery Address: 

The Grey Power Magazine 

210/424 Maunganui Road, Mount Maunganui 

PO Box 155, Tauranga 3144 

Editor: 

David Porter 

Email: david@bopbusinessnews.co.nz 

Mobile: 021 884 858 

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Email: tania@dpmedia.co.nz 

Phone: 07 838 1333 

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DISCLAIMER: The information contained in this publication is published 

in good faith and has been derived from sources believed to be reliable and 

accurate. However, neither the Grey Power New Zealand Federation Inc. nor 

any person involved in the preparation of this publication accepts any form 

of liability whatsoever for its contents, including editorials, advertisements, 

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Power New Zealand Federation Inc is a non-political organisation with no 

affiliation to any political party or political group. ISSN 1173-2415 

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A friendly 

REMINDER

40 


Masters Games entries 

open for February event 

The 31st New Zealand Masters Games will be held 

in Dunedin from 1 to 9 February, 2020. 

Proving age is no barrier to participating, 

the Masters Games hosts 

60-plus sports which attract more 

than 5000 competitors aged from 18 to 

95 and beyond. 

The Masters Games is the largest 

multi-sport event in New Zealand. Held 

yearly, the event alternates between 

Whanganui and Dunedin. 

The goal is to encourage participation 

in sport where camaraderie and competition 

are equally celebrated. 

For most sports there is no qualification 

criteria other than age. 

That means anyone can compete – either 

to win or simply have fun. 

People compete for various reasons 

whether it is to stand on the podium, improve 

their personal best, catch up with 

friends and enjoy the social atmosphere. 

Entries are open, so now is the time to 

enter. See https://www.nzmg.com/ for 

more details. 

American Queen Steamboat Company 

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and diverse region of the United States. 

Experiencing the southern states of the 

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easy, with authentic river cruises operated 

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In the late 1800s and the days of Mark 

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needs, and viewed as a gracious, romantic 

way to travel. 

Paddlewheel builders created elaborate 

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would later be termed as “Steamboat 

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In the mid-1990s a team envisioned 

a plan to build a grand white steamboat 

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the glory days but with all the modern 

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They dreamed of a true steamboat – a 

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In 1995, over 500 American workers 

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In 2011, the American Queen Steamboat 

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She was re-christened by her new godmother 

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From this successful relaunch 

American Queen Steamboat Company has 

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Named Best River Cruise Line in the 

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tours of world-famous distilleries such 

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A selection of optional premium 

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On the Mississippi, cruises range from 6 

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The lower region of the Mississippi 

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Peaceful fields of gold, majestic 

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magic of the 

MISSISSIPPI 

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® 

Package 

Starts on 

inside 

cabin 

from 

open 

balcony 

from 

private 

balcony 

from 

01 may 2020 NZ$5895 NZ$9495 N/A 

29 may 2020 NZ$5895 NZ$9495 NZ$10,390 

26 jun 2020 NZ$5185 NZ$7160 NZ$7880 

10 jul 2020 NZ$5365 NZ$7520 NZ$8240 

11 sep 2020 NZ$5895 NZ$9495 NZ$10,390 

12 night river cruise & stay 

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TO MEMPHIS 

PACKAGE INCLUDES: 

• 3 night New Orleans hotel with breakfast 

• 7-night Mississippi River Voyage on the 

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• All shipboard main meals featuring regionally 

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• Transfers hotel to port and port to hotel 

• Cruise includes hop-on hop-off excursions in 

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• 2 night Memphis hotel stay with breakfast 

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Terms & Conditions: Sales until 30 Dec 2019. Cruise & Land package ‘from’ fares are NZD, per person, share twin. Package 

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Contact your cruise agent or AQSC NZ representative Cruise World on 0800 500 732, info@cruiseworld.co.nz or visit cruiseworld.co.nz

42 


50+ & MATURE - NO HIDDEN COSTS! 

FREE HOME PICKUP - ALL DINNERS & COOKED BREAKFASTS 

SOUTH ISLAND 

BEST OF RAIL 

14 DAYS - $5499 

HURRY!! 

15 FEB 2020 

ALREADY FULL!! 

OTHERS LAST SEATS !! 

14 Days: Auckland, Hamilton, Tauranga, Rotorua, New Plymouth, Palmerston North + MORE. 

EX: Napier, Gisborne, Whangarei + MORE (Home pickup & fly Wellington Day 1.) 

12 Days $4899 EX: Wellington, Kapiti, Nelson & Blenheim + MORE (Start Day 3) 

10 Days - $4299 EX: Christchurch (Start Day 5, home return Christchurch) 

Coach Captain + Tour Leader, 3 & 4 Star Hotels. COMPARE US! 

NORTHERN EXPLORER, TE PAPA + GALLIPOLI EXHIBIT, COASTAL PACIFIC, 

TRANZ ALPINE, FOX GLAICER, QUEENSTOWN, TSS EARNSLAW CRUISE & 

WALTER PEAK DINNER, MILFORD SOUND CRUISE, BLUFF, CATLINS, 

OLVESTON HOUSE, LARNACH CASTLE DINNER, TAIERI GORGE RAIL, MT COOK 

RAVE REVIEWS FROM SPRING TOURS!! Dates: 15 Feb SORRY FULL! 29 Feb, 14 Mar, 28 Mar, 4 Apr, 11 Apr, 18 Apr. 

Day 1: Home/Hotel pickup, Northern Explorer Train, travel in style & comfort to Wellington (2 nts). 2: Te Papa “Galipoli - The 

Scale of War” Exhibit. 3: Cruise Queen Charlotte Sounds to Picton, Coastal Pacific Train to Christchurch (2 nts). 4: CHC At 

Leisure. 5: Tranz Alpine Train, Arthurs Pass, Greymouth, Shanty Town - pan for gold, ride Steam Train. 6: Fox & Franz Josef 

Glacier. 7: via Haast Pass, Wanaka to Queenstown (2 nts). 8: Tour Arrowtown. Evening cruise Lake Wakatipu on TSS Earnslaw, 

Dinner & Show Walter Peak. 9: Scenic Cruise Milford Sound, Te Anau. 10: Invercargill, Bluff, Optional: Stewart Island. 11: The 

Catlins, Dunedin (2 nts) Larnach Castle & Dinner (Exclusive to Gold Club Tours only!) 12: Taieri Gorge Railway, Olveston 

House. 13: Mt Cook, Lake Tekapo. 14: To Christchurch, join flight (inc), met & returned home. 

NORTHLAND COASTS & CAPE 

7 DAYS $2499 

3 & 4 Star Hotels, 2 Nt Opononi, 2 Nt Doubtless Bay, 2 Nt Bay of Islands 

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EX: Welington, Christchurch, New Plymouth, Blenheim + MORE - add $199pp 

Day 1: Home Pickup, Fly to Auckland. Day 7: Return flight, met & home dropoff. * 

24 Dec CHRISTMAS*, 16 Feb, 15 Mar, 19 Apr. Day 1: Home Pickup, Matakohe Kauri Museum, Dalmatian 

Lamb on Spit Dinner (+ non-lamb / vege options), Opononi (2 nt). 2: Tane Mahuta Giant Kauri & Footprints Waipoua Experience. 

3: Rawene, Clendon House & Old Jail, Taipa (2 nt). 4: Tour 90 Mile Beach on the beach inc Te Paki Stream 

& Giant Sand Dunes, Cape Reigna. 5: Kerikeri, Stone Store & Kemp House, Makana Chocolates, Te Waimate Mission 

House, Haruru Falls, Paihia (2 nt) 6: Russell Visit, Evening Dinner Cruise. 7: Kawakawa, Hundertwasser Toilets, Kawiti 

Glow Worm Caves, Afternoon Tea Puhoi Pub, Returned Home. *Christmas Dinner served Midday - Lamb on a Spit. 

TRAVEL 

Fun Over 50s’ escorted 

small group tours 

Brenda Corby-Yarrall has travelled the world from a 

young age and has some real treasures to share with 

other travellers. 

She has been operating 

Third Age Tours 

Ltd, a local North 

Canterbury-based company 

since 1999 and has 

quite a large following of 

travellers, with one person 

who has travelled on 28 

tours with her. 

Brenda commenced 

the business after doing 

some volunteer work and 

thought why not travel the 

world and see and share 

some of the amazing places 

she had previously experienced, 

including a visit 

to her homeland of The 

Isle of Wight in the UK. 

She also does tours of the 

South Island of New Zealand 

during our summer/ 

autumn months. 

On her tours she has 

discovered some little 

treasures, like the Polymita 

Picta snails in Cuba, 

the Blue & White Terraces, 

the Whirling Dervishes in 

Turkey, and many more. 

Turkey is an amazing 

country full of beautiful 

and historical areas. The 

awesome scenery of Cappadocia, 

the epic monuments 

of Ephesus, Pergamum 

and Troy, the vivid 

colours of exotic Istanbul 

with its spectacular coastlines 

and sandy beaches. 

We also call into Anzac 

Cove in Gallipoli which 

has special connections 

with New Zealanders’. 

Croatia is one of the 

most charming and picturesque 

regions of Europe 

and we visit the Old City 

of Dubrovnik, and Venice, 

the City of Romance, to 

name a few. 

Another country 

steeped in history and 

culture that she travels to 

is Cuba and this is a very 

popular tour, particularly 

as there are huge changes 

afoot for the country and 

its people in the near future. 

The Ireland & Scotland 

tour takes in stunning 

Glens, Historic Castles 

and beautiful lakes. In 

Ireland, we take a tour 

of Waterford, famous for 

its crystal, Blarney Castle 

and gardens, and the 

renowned tour known as 

the “Ring of Kerry”. In 

Scotland Balmoral & Edinburgh 

Castles are a must 

to see. We take a tour 

of the Kiltmaking factory 

and shop, and on the 

nautical side will visit the 

Royal Yacht Britannia and 

cruise the Loch Ness. Of 

course, we do not miss out 

the Yorkshire Dales in the 

beautiful Lake District. 

On the Southern England, 

Dales & Wales tour, 

we cover The Cotswolds, 

Stratford-upon-Avon, 

Bath, the Medieval black 

and white villages, and see 

the thatched cottages. We 

visit the famous Lost Gardens 

of Heligan, Stonehenge 

and at the end of the 

tour we pass through London 

City with its famous 

landmarks on our way to 

Heathrow. 

Another breath-taking 

tour is to Vietnam-Cambodia. 

It is quite different 

to her other tours and covers 

some fabulous scenery 

and experiences, including 

visits to floating fish 

markets, silk and noodle 

villages. Discover Imperial 

Cities, the Tombs of the 

Imperial Emperors and 

ancient Pagodas, Ho Chi 

Minh’s Mausoleum, and 

take a river trip along the 

Mekong Delta. 

This is just a brief outline 

of some of the International 

tours Brenda has 

to offer. 

Whilst she is away 

most of our Winter, she 

does have a Domestic tour 

repertoire of the beautiful; 

Mountains, Glaciers, 

Alpine villages and the 

Kotuku – White Heron 

Sanctuary. In late January/early 

February, she 

does a tour to the Catlins 

and Stewart Island. 

A new tour she is doing 

in early March 2020 is 

French Akaroa and the 

Kaikoura Coastline tour. 

And of course, she always 

does her stunning colours 

Autumn Festival Tour, 

encompassing the Arrowtown 

Festival parade held 

on the Saturday during the 

tour – a lovely one not to 

miss. 

EAST CAPE EXPLORER 

3 & 4 Star Hotels, Rotorua, 2 Nts Napier, Gisborne, East Cape, Tauranga. 

Home Pickup: Auckland, Hamilton + More 

SPECIAL!! 

FREE FLIGHTS!! 

7 DAYS $2499 

RETURN FLIGHT PACKAGE - Normally $199pp!! 

EX: Welington, Christchurch, Dunedin + MORE: 

Day 1 Home Pickup, Fly to Auckland or Rotorua. Day 7 Fly Home, home dropoff. * 

24 Dec CHRISTMAS*, 16 Feb, 8 Mar, 19 Apr. Day 1: Home pickup, Hamilton Gardens, Cambridge, Te Puia 

(geysers & mud pools), Special Dinner at Gondola, Rotorua (1 nt) Day 2: Taupo, Huka Falls, Napier (2 nt). Day 3: Art 

Deco City Tour, Cape Kidnappers & Gannet Colony Tour, Winery visit & tasting. Day 4: Young Nicks Head, Gisborne. Day 

5: Tolaga Bay, East Cape, Hicks Bay. Day 6: View White Island (weather permitting), Whakatane, Tauranga. Elms Mission 

House. Day 7: Waihi Goldmine, Goldfields Railway, home return. 

For Free Full Brochures & Bookings Call: 09 930 7682 

* Airfare Packages subject to availability of selected fares/times 

Price per person, sharetwin. Optional tours additional cost. 

Guaranteed Matched Twin - No Extra Cost. 

www.goldclubtours.com

TRAVEL 


1. Tours designed for New Zealanders and 

Australians: Travel with like minded people on 

tours tailored to include a number of special 

experiences. 

2. Intimate group size: Our group sizes are 

typically between 15-25, on full sized modern 

coaches so you have plenty of space. 

Highlights of China 

May 2020, 21 Days 

A land of over 5000 years of history. 

Atacama & Cuba 

May 2020, 21 Days 

From vast desert to perfect beaches. 

Heartland & Mississippi 

May 2020, 26 Days 

Music and culture on the Mississippi. 

3. Well-paced without the rush: We 

deliberately pace our tours with multiple night 

stays where possible to allow for free time and 

relaxation. 

Turkey & Greece 

May 2020, 29 Days 

The bridge between East and West. 

Autumn in Tasmania 

March 2020, 14 Days 

Our annual sell out tour. 

European Capitals 

March 2020, 30 Days 

The Grand Tour of the best of Europe. 

With 30 tours spanning Europe, The Americas, Africa, Asia and Australia we have an itinerary to 

suit everyone. Along with our inclusive coverage of the globe, comes our all-inclusive service. 

Allow our friendly team to take care of all the details for you. 

Simply book and pack your bags! 

For our full range of tours or to request more information visit www.mahertours.co.nz 

or call our friendly ooce team on 0800 500 518 

4. Experienced tour leaders: You’ll be 

travelling with a company that has friendly and 

experienced tour leaders who work with local 

guides who know the destination. They are 

there to ensure all our members are enjoying 

themselves and handle any challenging 

moments, leaving you to just have fun. 

5. No stress: Let us take care of all the details 

and planning, while you can relax and enjoy the 

experience. 

For those who have not travelled with us, we are a leading TAANZ certified and 

bonded tour operator, totally focused on providing a range of interesting and exciting 

fully escorted tours to all over the globe. We have been operating escorted tours for 

over 45 years and we have a passion for providing our clients with tours that exceed 

their expectations. 

Travel is often as much about the people you are with as it is the places you explore. 

Our clients always mention how fantastic it is that complete strangers can come 

together, enjoy each other’s company and become best of friends during the tour. 

Sharing a once in a lifetime experience with likeminded people from New Zealand 

and Australia is just one of the many reasons why escorted tours with us are so 

special. 

Many of our passengers travel by themselves and we usually have several solo 

travellers on each tour. Some wish to pay the single supplement so that they have 

their own room, but many others prefer to share for companionship and to keep 

costs down. If you would like to share, we will do our utmost to match you up with 

another traveller. 

When booking on one of our tours, you will receive a series of newsletters leading up 

to your departure containing important information such as passport, visa, & health 

requirements, recommending clothing, expected climate, and departure details. We 

take away all the hard work, we are always on hand and are very happy to assist 

where required. 

Join us on our Scandinavia and Northern Europe tour. 

Or cruise along the mighty Murray River 

Look forward to helping you plan your trip of a lifetime! 

The team at Maher Escorted Tours 

Make new friends and find like-minded travel buddies!

44 


TRAVEL 

International Avocado Congress will help 

strengthen inbound tourism numbers 

BY DAVID PORTER 

Grey Power magazine editor 

Let the Scenery Unravel 

with Twilight Travel 

Small Group Tour Specialist 

Chatham Islands 

Discover the history, heritage and culture of 

these unique and special islands on an allinclusive 

adventure. 

Staying seven nights at Awarakau Lodge, 

with genuine Chatham Islander hosts, explore 

the rugged and diverse landscape 

from ocean beaches and rocky coastlines to 

the unique flora and fauna. 

Ex. Wellington : 9 March 2020 

Ex. Auckland : 20 February 2020 

Tropical Niue 

Relax, rejuvenate and unwind. Discover the 

scenic beauty of Niue from limestone caves, 

rocky reefs and crystal clear waters to 

watching humpback whales and dolphins 

from the decks of the Matavai Resort. 

Escorted small group tour. 

8 Days - Departs: 12 September 2020 

The slowing global economy is having 

an impact on the growth of 

many industries, and tourism is not 

immune, says Tourism New Zealand. 

Tourism remains a key part of New 

Zealand’s economy with daily spend figures 

reaching a record high. But Tourism 

New Zealand is reporting a slowdown in 

growth globally, with markets softening 

and outbound tourism declining. 

The recently released International 

Visitor Survey report (IVS) shows international 

visitors are spending $11.2 billion 

on holiday in New Zealand each year, 

making it the country’s top export earner. 

“New Zealand continues to punch 

above its weight attracting the visitor dollar,” 

said Stephen England-Hall, Tourism 

New Zealand Chief Executive. 

“Although we’re a niche destination attracting 

just 0.3 percent of global arrivals, 

we are getting 0.7 percent of global visitor 

spend,” said England-Hall. 

“Tourism spend goes beyond the economic 

– it’s supporting our communities, 

it’s helping build schools and hospitals 

across the country, it’s supporting small 

and large business, it’s bringing global 

experts to New Zealand and growing our 

industries and specialist knowledge.” 

But the slowdown in the growth of arrivals 

to New Zealand remains a concern. 

After years of strong growth, international 

arrivals to New Zealand are starting to soften. 

In the year ending July, total arrivals 

growth was up 2.8 per cent and holiday arrivals 

fell flat at zero percent. 

Tourism New Zealand expects this trend 

to continue, with holiday arrival growth set 

to remain low or maybe soften further for 

the 2019 calendar year, before potentially 

improving in the second half of 2020. 

The reasons are complex and Tourism 

New Zealand says it is working to soften 

the decline by investing in some of New 

Zealand’s core markets and ensuring the 

industry is kept informed about what is 

happening globally so they can respond accordingly. 

Global uncertainty as a result of events 

such as Brexit and the trade difficulties 

between China and the US are impacting 

travel choices around the world. Some consumers 

are choosing short-haul and domestic 

travel over long-haul, which means 

New Zealand is competing against other 

destinations for a smaller pool of people 

wanting to travel to long-haul destinations. 

Cyclical industry 

However, Tourism New Zealand says it is 

important to remember that after a period 

of strong tourism growth a subsequent period 

of moderation should be expected, and 

given the cyclical nature of tourism this has 

happened plenty of times before. 

To try and help soften arrivals slowdown 

and support the industry, Tourism 

New Zealand is increasing its investment in 

its largest visitor markets: Australia, USA 

and China. 

“We believe increased investment in 

markets that have solid and growing connectivity 

as well as sufficient value and 

volume might help to mitigate the impact 

of decline,” the organisation said in a statement. 

“As we head into this period of arrivals 

slowdown, it’s incredibly important for 

New Zealand to continue to remain a desirable 

destination and top of mind as an 

All tours are escorted from Auckland. 

Options from other regions available. 

Twilight Travel & Tours 

Freephone: 0800 999 887 

www.twilighttravel.co.nz 

Twilight Travel & Tours, approved broker of the Travel Managers Group 

IATA Accredited and Bonded 

Importance to the economy 

According to Tourism New Zealand research, 

93 percent of Kiwis agree tourism 

is good for New Zealand, yet just 12 percent 

are aware of tourism’s value as New Zealand’s 

number one export earner – responsible 

for one in five export dollars. 

Roys Peak,Wanaka. Photo/Miles Holden. 

SPECIAL 

BOOK AUTUMN COLOURS OR TASMANIA BEFORE 31ST 

DECEMBER 2019 AND RECEIVE A $150.00 DISCOUNT 

AUTUMN COLOURS 

15 th - 25 th April 2020 

TASMANIA 

14 th - 15 th April 2020 

CHRISTMAS TOUR 

29 th December - 1 st January 2019 

MYANMAR (BURMA) 

October 2020 

Departs 15 th April 2020 

11 days, Hokitika, Mount Cook and 

Queenstown includes Tranz Alpine 

Train, Milford Sound laidback style with 

free time and premium hotels 

$3700.00pp Twin share 

Departs 14 th April 2020 

12 days quality coach travel 

National parks. 

Cradle Mountain, Gordon River 

Cruise, Strahan 


Departs 28 th December 2020 

Including Greymouth, Punakaiki, 

Westport, the Buller Gorge and 

Kaikoura coast. 

Luxury coach and relaxed travel 


Enjoy a 14 day tour including 7 days 

on a luxury river cruise. See all that 

Myanmar has to offer including temples, 

history, dance and culture. Fully 

commentated and guided. 


(excluding flights to Myanmar) 

203359AB 

Contact us now for an itinerary for these 

great tours or to join our mailing list 

P: 0800 446 886 

For further information call Reid Tours on 0800 446 886 • www.reidtours.com • info@reidtours.com

er 19) 

TRAVEL 

Medium Sudoku Puzzles 13 

www.printablesudoku99.com 

5 2 7 9 8 3 6 1 4 7 9 5 4 3 6 1 8 2 

6 8 9 4 1 5 7 2 3 8 3 1 7 2 9 5 6 4 

3 4 1 2 6 7 8 5 9 6 2 4 8 5 1 7 9 3 

2 7 4 8 5 9 1 3 6 1 5 3 9 6 2 4 7 8 

8 5 3 1 7 6 9 4 2 4 7 6 5 1 8 3 2 9 

1 9 6 3 4 2 5 7 8 2 8 9 3 7 4 6 5 1 

4 1 5 6 3 8 2 9 7 3 6 2 1 9 7 8 4 5 

7 6 2 5 9 4 3 8 1 9 1 8 6 4 5 2 3 7 

9 3 8 7 2 1 4 6 5 5 4 7 2 8 3 9 1 6 

Sudoku Puzzle 3 Solution 

DAY 1 

7 13 2 16 

avocados globally, in the competitive bid. “Winning the rights to host the 2023 

8 17 16 2 15 7 2 13 15 7 16 8 

NZ Avocado chief executive Jen Scoular World Avocado Congress would not have 

said New Zealand’s team approach was integral 

to its win. This included six months port of Tourism New Zealand and NZTE,” 

been 9 possible without 10 the 11 excellent sup- 

19 

7 12 20 7 3 16 4 11 11 7 16 8 

of lobbying activity with key representatives 

of the international avocado industry, 16“Our amazing 4 8 unspoiled 10 landscapes, 

2 8 7 

says Scoular . 

ESCORTED TOURS 2020 

a VIP Grey event Power for influential CodeWord delegates No. hosted 

18 (December a 

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1 2 3 3 4 5 6 7 2 8 9 10 LETTER VALUES 

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• ARABIAN SEA & SUEZ CANAL TOUR 

10 11 12 13 

Solutions from page 10 28 28 days, depart 27 March. Includes a 

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11 12 13 14 15 16 17 18 19 20 

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• FIORDLAND & STEWART ISLAND 

9 10 11 19 A O B O X W N 

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O B 12 O 20 E E N D16 U R11 I 11N G 16 7 include The Catlins, Stewart Island 

L 12 20 7 N 3 16 4 E 

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15 16 10 19 17 15 

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abundant wildlife. 

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• NORFOLK ‘COUNTRY MUSIC FESTIVAL’ 


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© Pam Hutton 2019 

P I L L O W G E I S H A 

• ALASKA & CANADIAN ROCKIES 

LETTER VALUES 

A O B O X W N 

LETTER VALUES 

21 days, depart 02 September. Enjoy 

V O W O F F S P R I N G 

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a Canadian Rockies tour with Rocky 

1 2 3 4 5 6 7 8 9 10 

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11 12 13 14 15 16 17 18 19 20 

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R E I S S U E A I S L E 

11 12 13 14 15 16 17 18 19 20 

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Victoria & Vancouver. 

E N I R 

S T R I F E I N F E R S 

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H A B Y 

CODED MESSAGE 

11 17 17 16 10 17 Freephone 0800 11 60 60 


11 7 17 17 7 16 3 10 17 7 

B E T T E R L A T E 

www.travelwiseholidays.co.nz 

R O S A I S E 


17 10 13 13 14 16 

17 9 10 13 13 7 14 7 16 

T H A N N E V E F E F N O R I 

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option for international visitors.” 

Tourism New Zealand says the tourism 

industry has an important role to play by 

ensuring they’re doing everything they 

can to provide a great visitor experience 

to continue to attract visitors from each 

of our markets and find ways to improve 

spend per visitor too. 

And the organisation notes that it is 

also increasingly important for businesses 

to have a strong digital presence across 

online platforms so visitors know about 

them, can find them and book them easily. 

While arrivals by are PMH predicted to remain 

Solution: Grey Power Crossword No. 18 

flat for the near future, they’re expected 

to pick up again in the coming years. 

The Ministry of Business, Innovation and 

Employment’s (MBIE) 2019-2025 international 

tourism forecasts predicts visitor 

volumes are estimated to grow to 5.1 million 

in 2025, Then up from rearrange 3.9 million in 2018. 

plete the crossword. 

letters in the Conferences shaded squares boost to arrivals spell 

the Word to the 

Another 

Wise indicated 

major boost 

below 

arrival numbers 

comes as a result of attracting major 

grid. 

events to New Zealand. For example, New 

Zealand will host thousands of international 

avocado experts in 2023 after winning 

the bid to host the 10th World Avocado 

Congress (WAC). 

Tourism New Zealand’s Global Manager 

Business Events Lisa Gardiner says: 

“This is a huge boost for our local avocado 

Sudoku industry Puzzle 1 and Solution a chance to showcase New 

Zealand’s horticulture industry to thousands 

of influential international guests.” 

New Zealand’s bid was led by Tauranga-based 

NZ Avocado, which represents 

1350 New Zealand growers, with support 

from Tourism New Zealand, New Zealand 

Trade and Enterprise (NZTE), the Ministry 

of Foreign Affairs and Trade, and the 

New Zealand Embassy in Colombia. 

New Zealand, which contributes just 

two per cent of global avocado production 

and is the world's ninth largest avocado 

exporter, was up against Mexico, 

the largest avocado exporter in the world, 

and Kenya, the sixth-largest exporter of 


6 3 4 8 9 5 1 2 7 7 8 1 5 9 2 6 3 4 

1 5 8 7 2 3 9 6 4 5 2 9 6 4 3 1 8 7 

9 7 2 1 4 6 5 8 3 3 4 6 1 8 7 9 5 2 

2 8 9 4 1 7 6 3 5 2 6 4 9 3 1 8 7 5 

3 1 5 2 6 9 4 7 8 9 5 7 2 6 8 3 4 1 

7 4 6 3 5 8 2 9 1 1 3 8 4 7 5 2 6 9 

We can help organise your travel from 

anywhere in NZ to Auckland airport where you’ll 

join the group and get ready to take flight to the 

Chatham Islands Arrive and check in to Henga 

Lodge - staying here gives us access to parts of the 

island others can’t get to - Hospitality and food is 

out of this world!! 

Basalt Columns at Ohira Bay which formed over 80 

million years ago, Port Hutt, a small fishing village 

which is known for the shipwrecks, Stone cottage, 

the islands oldest dwelling for lunch and Waitangi 

West beach in search of wildlife. 

DAY 3: Highlights include 

Kōpinga Marae, where you will be given a guided 

tour and learn Sudoku more Puzzle in depth 8 about Solution Moriori culture. 

Experience first-hand the famous Chatham Island 

Festival. A day you simply have to experience for 

yourself! 


Experience a true Chatham’s working Sheep Farm 

at Wharekauri Farm, Splatter Rock, a real geological 

gem and go fossicking for fossilized shark’s teeth. 

10 4 11 4 12 5 13 

14 4 5 4 15 15 8 1 16 2 13 6 

7 3 7 17 3 8 3 

Chatham Island Tour 5th – 12th March 2020 

4 9 3 5 8 2 7 1 6 6 1 3 7 5 9 4 2 8 

5 6 7 9 3 1 8 4 2 8 9 5 3 2 4 7 1 6 

8 2 1 6 7 4 3 5 9 Great fishing and 4 7 amazing 2 8 1 seafood! 6 5 9 Covering 3 the whole island and it’s unique history 


© Pam Hutton 2019 © Pam Hutton 2019 


6 4 2 9 5 8 7 1 3 2 4 7 5 3 6 8 9 1 

5 1 7 3 4 2 6 9 8 5 6 3 9 1 8 2 4 7 

9 8 3 7 1 6 4 2 5 9 1 8 4 2 7 5 6 3 

8 9 5 2 6 1 3 4 7 1 9 5 7 4 3 6 8 2 

4 2 6 5 7 3 1 8 9 3 8 2 6 9 1 7 5 4 


3 7 1 8 9 4 5 6 2 4 7 6 8 5 2 1 3 9 

7 6 9 1 8 5 2 3 4 6 2 9 3 7 5 4 1 8 

1 3 8 4 2 7 9 5 6 7 5 4 1 8 9 3 2 6 

2 5 4 6 3 9 8 7 1 8 3 1 2 6 4 9 7 5 


1 6 8 2 7 5 9 4 3 2 8 6 7 3 5 9 1 4 

7 3 5 6 4 9 8 1 2 1 9 7 2 6 4 5 3 8 

2 9 4 8 1 3 5 7 6 5 4 3 9 1 8 2 6 7 

4 2 9 7 8 1 3 6 5 6 3 8 4 2 9 1 7 5 

5 1 3 4 9 6 7 2 8 7 2 9 1 5 6 8 4 3 

8 7 6 3 5 2 4 9 1 4 5 1 8 7 3 6 2 9 

3 8 1 9 6 4 2 5 7 8 7 2 5 4 1 3 9 6 

9 5 2 1 3 7 6 8 4 3 1 5 6 9 7 4 8 2 

6 4 7 5 2 8 1 3 9 9 6 4 3 8 2 7 5 1 


Get exclusive access to Rotorua private reserve to 

view the unique Dendroglyphs (Moriori Tree Carvings). 

visit Kaiwhata, a privately-owned farm which 

allows us access to some historical sights & the 

islands largest seal colony at Point Munning. 

DAY 6: Optional Activities Day 

Pitt Island Day Trip 

A truly memorable experience highly recommended 

Fishing Charter 

The opportunity to catch Blue Cod and Grouper 

Boat Cruise 

A sunset cruise and the chance catch fresh fish to 

throw on the BBQ for dinner. 

Or you may simply just choose to Take it Easy 

for the day and relax at Henga Lodge. 


Waitangi, which is the Chatham Islands main port 

and settlement. 

Awatotora gully with the possibility of seeing rare 

endemic birds and then get ready for our send - off 

dinner which is always a huge amount of fun. 

Visit our website for full itinerary and pricing www.takeiteasytours.nz Phone 06 344 7465 | Freephone 0508 4U2CNZ Email info@takeiteasytours.nz 

DAY 8 


16 7 2 8 8 18 7 10 2 8 3 7 

© © Pam Hutton 2019 | | www.puzzlebeetle.co.nz 

Pam Hutton 2019 

© Pam Hutton 2019 

Make our way home getting you right back to your 

door after a truly memorable trip!! 


1 2 3 4 5 6 7 8 9 10 

I 

11 12 13 14 15 16 17 18 19 20 

WE ARE ONE OF 

THE VERY FEW 

COMPANIES THAT 

CAN VISIT THE 

ISLAND DURING 

THE FESTIVAL 

PERIOD... 

SO DON’T MISS 

OUT! 

F 

S 

200654AD

46 


TRAVEL 

Hassle-free Tours of the South Island 

Pondering your next holiday? The highly experienced 

team at South Island Tours have designed magnificent 

small group tours to take the hassle and worry out of 

organising all the finer details, so you can relax and take 

in the very best of what the South Island has to offer. 

Geoff and Lee Swift, 

with 28 years of 

South Island tour 

experience, are hands-on 

operators. They are recognised 

for their efficiency, 

enthusiasm and taking 

extceptional care of all 

special requirements. 

Their customers’ tour 

experience is highly important 

to them, hence the 

extra commitment in creating 

smaller group tours. 

These make it easier to 

give individual attention, 

shorten waiting times, 

and offer a higher level of 

accommodation in off the 

beaten track destinations. 

The South Island has 

so much to offer, the pure 

gems of each destination 

have been co-ordinated 

into unique and balanced 

tours, ensuring there is 

something exciting for everyone. 

Starting at the top 

of the South Island they 

have included a spectacular 

tour in the Golden Bay 

Over the years, South 

Island Tours has grown a 

strong relationship network 

of all business’ they 

have selected to work 

with, to make your tours 

enjoyable and seamless. 

Majestic scenery and 

photo opportunities 

We have designed tours 

to take the gamble out of 

travelleing. We are experts 

in creating tours and offer 

boutique guided tours. 

We can tailor bespoke 

tours for small groups 

of travellers who have a 

bucket list of destinations 

and activities. 

We love to help people 

connect with the places we 

are visiting and to soak up 

the atmosphere, discover 

the lifestyle and heritage 

of different parts of the 

spectacular South Island. 

With 28 years as South 

Island tour operators, we 

have discovered special 

gems on our doorstep that 

are well worth visiting. 

“We know that under our own steam we could never 

have seen and done as much as we did in the time your 

trip took. Thanks to your planning and the excellent 

driving along the way we were both able to relax 

and enjoy everything on offer. We had so many other 

memorable experiences.” - Barbara and Dermot G. , 

November 2018 White Heron Tour. 

SMALL GROUP TOURS 

What trips are on your bucket list in 2020? 

2020 TOURS BETWEEN FEB & MAY ARE NOW RELEASED!! 

+ D’Urville Island & Marlborough Sounds 

+ Golden Bay Art & Farewell Spit 

Group sizes are between 4-8 people, 

+ Molesworth & West Coast 

experience benefits of travelling in a 

+ Canterbury Kaikoura Rd to Recovery 

small group. 

+ Majestic Tour Queenstown-Doubtful Sound We love to help people connect with 

+ Central Otago in Autumn 

the places we are visiting and to soak 

+ Banks Peninsula & Little River 

up the atmosphere, discover the 

+ Stewart Island & Catlins 

lifestyle and heritage of different parts 

+ Bluff Oyster Festival & Stewart Island 

of the spectacular South Island. 

CONTACT US FOR FULL DETAILS PH. 03 314 7220 OR 027 435 1955 

www.southislandtoursnz.com info@southislandtoursnz.com 

ESCORTED TOURS 

Join our Tour Manager from Auckland coaches throughout. (max Free of 22 home passengers). pick up and return in Fly greater to Auckland, Singapore Wellington (2 or Christchurch days). On areas. to Dublin (3 nights) sights, Book of Kells, visit Irish National Stud and the beautiful Japanese Gardens before on to Killarney 

(2 nights) jaunting car, Ring of Kerry, Cliffs Of Moher, Galway, Derry with guided walk, Giants Causeway, Belfast, Titantic Exhibition, Fly to Edinburgh (3 nights) Visit Royal Yacht Britannia, Hop on Hop Off bus Ticket to 

Edinburgh Tattoo, York (3 nights), free day, China Whitby, Lunch at Castle Toowoomba 

howard. Chester, Cotswolds Sunshine (3 nights), Bath Coast with guided Brancott tour, Stratford Wellington 

Avon with guided tour, Powerco Blenheim Taranaki Palace Cheddar Gorge, to Devon (3 nights), 

fishing village of Fowey, Eden Project, Spectacular Totnes with its stunning location, Flower Devonshire Carnival tea, Salisbury to Stayput London (2 nights) Back via Wearable Singapore. (upgrades Arts to Business Garden class Spectacular 

available) Can stay on at the end of the tour if 

you prefer. Our own coaches throughout, 5 September airfares, 2015 – 12 quality days accommodation, 15 September All 2015 breakfasts, – 8 days most dinners, 21 July 2015 all sightseeing – 8 days mentioned 24 September included 2015 in the – 4 cost. days We avoid 30 motorways October 2015 where – 5 days possible and instead enjoy the lovely 

country lanes as we get a close up look $4899 at share the scenery. twin 

$3599 share twin 

From $2999 share twin 

$1599 

Join our escort for the flight to Beijing 

(4 nights). Visit Tiananmen Square, 

Forbidden City, Highlight visit To Great Wall 

China. Flight to Xi’an (2 nights), amazing 

Terracotta Warriors!, Then to Chongqing 

to Join 3 night Yangtze River Cruise – the 

magnificent scenery of the three gorges. 

Finish with 2 nights in Shanghai with 

shopping and sights. Includes air fares, 4 

star accommodation, all breakfasts and 

dinners (most lunches), great local guides 

and free home pick up & return from 

Auckland, Wellington or Christchurch. 

Country Lanes of Ireland, Scotland & England 2015 – including Edinburgh Tattoo 

Country Lanes 

30 days 

of 

$13,585 

Ireland, 

– Departs 

Scotland 

2 August 2015 

& England 2020 

Including Edinburgh Tattoo | 28 Days departs 01 Aug 2020 - $14,950pp Share twin 

EARLYBIRD Discount $300 per person for all bookings deposited by 15th December 2019. 

Join our escort from Auckland with a maximum of 22 passengers. Travel with award-winning Singapore Airlines to Singapore (2 nights), including sights, dinner and Orchid Gardens. Travel on to Dublin (3 nights), hop on hop off bus, Killarney 

(2 nights) – Jaunting Car, Ring of Kerry. Donegal, Derry, visit Giant’s Causeway, Belfast, including Titanic Quarter, Edinburgh (3 nights), hop on hop off bus, tickets to spectacular Tattoo!, Royal Yacht Britannia, York (3 nights), Whitby, magnificent 

Castle Howard, free day. Visit Chester and on to Cotswolds (3 nights), Stratford-on-Avon, Blenheim Palace and the Roman city of Bath. Via Cheddar Gorge to Devon (3 nights Tavistock), visit incredible Eden Project, Cornish villages, Devonshire Tea 

on the Moors. Via Salisbury to London (3 nights). Return with overnight in Singapore. Includes all breakfasts, most dinners, sightseeing, airfares (upgrades to Business class available), quality accommodation with private bathrooms, executive 

Egyptian Discovery 

20 days - $13895pp twin share 

departing 16 October 2020 

Join us on this “ bucket list” journey. Including return flights to Cairo 

(stopover in Dubai) - Hotel overlooking the Pyramids (3 nights), 

exclusive tour of the brand new Grand Egyptian Museum, Pyramids 

and Spinx at Giza, El Alamein - stay Hotel Cecil (2 nights), Fly to 

Luxor join 4 night first class cruise on the Nile (valley of the kings) 

Edfu Temple, to Aswan. Then on to Abu Simbel to join 3 nights cruise 

(sunrise at Abu Simbel!!), Sailing back to Aswan. Short flight to Cairo 

(2 nights) - Sights including commonwealth War Memorial Cemetery. 

(optional Jordan Extension). Too many inclusions to list - ask for full 

itinerary. Limited to 22 passengers. 

Fly to Brisbane (2 nights), then coach to 

Toowoomba, our home for 5 nights. Here 

we enjoy visits to award-winning private 

gardens, the art deco Empire hotel. Picnic 

lunch Japanese Garden, undercover 

seating to the fabulous Flower Carnival 

Parade, Spring Bluff Railway to listen to 

big band music. All Breakfasts and Dinners 

and most lunches! Special evening Garden 

visit with a glass of bubbles and nibbles.!! 

Air fares, Central 4* accommodation, free 

home pick up and return from Auckland, 

Wellington & Christchurch. 

Join us on a relaxing stayput on the DON’T MISS out! Already selling fast. This tour Join your escort on this annual tour to see 

Sunshine Coast. Including return flights sells out every year. Join your escort and fly to the impressive range of gardens on display in 

From Wellington, Christchurch or Auckland, Wellington from Auckland. 3 nights at central New Plymouth. Rhododendrons in a myriad of 

7 nights at the centrally located Oaks in Novotel Hotel, all breakfasts and dinners included. different Colours together with gorgeous roses 

Melbourne 

Singapore Floral Festival 

Caloundra. Enjoy all breakfast & dinners PREMIUM PLUS Seats to opening night of and different styles Of gardening. Stay 3 nights 

as well as some lunches, A variety of sights spectacular Wearable Arts show! Including 

New Plymouth with a full programme to the 

International 

Featuring 5 night cruise on Genting Dream 

including Eumundi Markets, cruise on the programme. Fabulous day trip to Wairarapa festival. Exclusive activities for our group. We 

harbour with lunch, sights of Noosa and with lunch at the gorgeous Peppers Parehua in 

Flower show 

travel to Rotorua for overnight and then join 

Mooloolaba, lunch at a local surf club, Visit Martinborough, time in Greytown and a special 12 days - the $4880pp Railcruiser for a share new experience twin In our - 21 own July2020 

Maleney and Montville (Devonshire tea garden visit… (option to return to Auckland on specially adapted Rail car! Includes all breakfasts 

6 days - $3480pp in the botanic gardens) share and twin to a couple of the train – no extra EARLYBIRD: cost) Flights costs available $200pp discount & Dinners and Free bookings home pick up received & return in the by 15 December 2019 

gorgeous private gardens. Free home pick from other centres – FREE home pick up Auckland/ greater Auckland Areas. (ask us about add on’s to 

departing up 24th and return March greater AKL, 2020 CHC, WLG. 

Christchurch or Tauranga great city areas. 

join the tour from other centres). 

Flying renowned Singapore Airlines. (Upgrade to premium economy or business class 

available) 5 nights Oasia Downtown, all breakfasts most dinners, city tour including the 

Including return airfares from Auckland/ National Orchid Garden featuring over 60,000 orchids. 2 days at the fantastic Floral 

Festival at Gardens by the Bay - more than 500,000 plants from over 2,200 species! 

Afternoon Tea served in the courtyard of the Fullerton Hotel. Genting Dream 5 nights 

dinners, Dinner Cruise on the Yarra, A luxury cruising in ocean view cabins (upgrade to Balcony or Palace suites available), All 

day at TAANZ the spectacular bonded for your Flower protection Festival, and member of on Iata board meals, entertainment and gratuities included -visit Thailand ports of Phuket, 

Check out our cruise prices – we can beat most offers. Phone our office for details. 

$1660 share twin 

Departs from Auckland only. 

Wellington/Christchurch - 5 nights 5* 

SUPREME TOURS & TRAVEL LTD 54 Wellesley St, Auckland City 

Sofitel Hotel, all breakfasts & most 

Freephone: 0800 809 300 • Phone: 09 309 9822 • Email: statltd@xtra.co.nz • www.supremetoursandtravel.com 

Dandenong with lunch on Puffing Billy 

steam train. 

Free home pick up & return Auckland/Wellington/Christchurch *conditions apply 

Langkawi and Penang and Kuala Lumpur in Malaysia. Return to Singapore for overnight. 

We only have limited capacity so you need to get in early! 

20065AD 

SUPREME TOURS & TRAVEL LTD 54 Wellesley St, Auckland City 

Freephone: 0800 809 300 • Phone 09 309 9822 

Email: statltd@xtra.co.nz • www.supremetoursandtravel.com 

TAANZ bonded for your protection and member of Iata

TRAVEL 


Start ticking off your Travel Wishlist 

YOURTours based on the beautiful 

Kapiti Coast offers fully hosted 

premium small group tours to likeminded 

50+ travellers 

No matter which 

corner of New 

Zealand you call 

home, our well-travelled 

team will look after you 

from start to finish, with 

our prices including home 

pick-up and drop-off 

along with all domestic 

and international flights, 

meaning all you have to 

think about is packing and 

enjoying your holiday. 

We design all of our 

own small group tours 

with you in mind, meaning 

we offer flexibility and 

plenty of time to rest and 

relax on those days you 

just want to take some 

time out for yourself. 

With a maximum of 18 

guests you will never get 

lost in the crowd and often 

end up making life-long 

friends with fellow travellers. 

Our 2020 tour program 

was rolled-out in 

late August highlighting 

some old favourites along 

with the addition of a few 

new destinations ready to 

be explored. Director of 

YOURTours, Peter Roddam 

says “The tour design 

team are passionate about 

ensuring our tours allow 

plenty of time to take in 

the sights, sounds and delights 

of each destination 

we visit. It is important to 

us all that our guests return 

home with wonderful 

memories having fulfilled 

all of their wish-list moments”. 

With Peter being certified 

by the International 

Tours Management Institute 

we guarantee all of 

our tour hosts have completed 

our own intensive 

in-house training prior to 

any departure. We continue 

to commit to this 

training to ensure the very 

best in tour industry standards 

is always passed on, 

resulting in the highest 

level of professionalism 

and service for our travelling 

guests is assured at all 

times. 

Peter Roddam “Our 

whole ethos is to take 

away the hard work so 

you can just relax and 

enjoy the journey from 

start to finish. We sort 

out all of the paperwork, 

keep you updated and 

informed along the way 

and our friendly travel 

and tours team are always 

on hand and available to 

chat things through before 

and after your tour”. We 

also often have travellers 

looking for other travel 

buddies on particular 

tours, if this is something 

that would work for you, 

please check-out our website 

for current match-ups 

and opportunities, or call 

us for details. 

For more information 

about any our tours, 

please feel free to call us 

or sign up for our Newsletter 

and be the first to 

hear about new tours and 

travel news. 

Pre-registration now open for our 2021 Ancient Lands Tour 

Bookings now open for our Amazing Antarctica Tour in November 2021 

CAPTIVATING 

ALASKA & CANADA 

From Your Front Door & Back Again 

HOSTED SMALL GROUP PREMIUM TOURS 

13 th May 2020 

Alaska’s rugged charm will quickly win you over. For 

thirteen magical days, of which 12 are onboard the 

premier Oceania Regatta we sail through Alaska’s 

legendary Inside and Outside Passage, surrounded by 

some of the most dramatic and wildlife-rich scenery 

on earth; a perfect combination of natural and 

cultural history. Extend your tour with the option of 

four additional magical days, experiencing Gold Leaf 

service on the East to the West First Passage route 

aboard the famous Canadian Rocky Mountaineer Train. 

Tour Inclusions 

VIETNAM & CAMBODIA 

31 st March 2020 

A tour sure to excite, 

invigorate and tantalise you 

in this amazing ancient land. 

CORNWALL & 

NORTHUMBERLAND 

29 th June 2020 

Join us as we explore 

these two breath-takingly 

beautiful counties. 

SRI LANKA 

26 th July 2020 

This spectacular Emerald 

Isle is rich in culture, where 

the local people offer the 

warmest of welcomes. 

SOUTH AMERICA 

23 rd August 2020 

Join our partner hosted tour 

for 34 days of rich history, 

cultures, colours and sights. 

Door - Door 

Home pickup + dropoff 

Fully Hosted 

YOURTours host all the way 

Flights 

Return from New Zealand 

Accommodation 

Premium Quality throughout 

Local Tour Manager 

Expert guiding throughout 

Meals 

Covered Daily as per itinerary 

Tour Excursion Fees 

Itinerary entrance/excursion fees 

Gratuities 

All paid on your behalf 

From Your Front Door & Back Again 

BEST OF THE MED 

16 th September 2020 

A wonderful tour ensuring 

you sample all the 

Mediterranean has to offer 

in comfort and style. 

TURKISH DELIGHTS 

18 th September 2020 

Join our wonderful 18 day 

tour unearthing hidden 

gems and must-see 

highlights. 

TASMANIA 

18 th November 2020 

Explore the mystique of 

Tasmania whilst discovering 

it’s many delights, great 

food and unique animals. 

IRRESISTIBLE INDIA 

November 2020 

A majestic journey 

discovering the must do 

“Golden Triangle”. 

For more information visit our website or call 0800 470 005 

Maclean Street . Paraparaumu Beach . Kapiti 04 297 0008 

www.yourtours.co.nz

Introducing 

Grey Power Broadband 

Our team at Grey Power Electricity are excited to announce the launch of Broadband 

Services for Grey Power Members. 

With five different Broadband Plans to choose from, you can save $15 per month when you 

have both your Electricity and Broadband with Grey Power Electricity. 

The best plan for you depends on your usage and which type of connection is available at 

your property. If Fibre is available, we highly recommend one of our Fibre plans, as they’ll 

provide you with the fastest Internet speeds. If you have a copper connection, one of our 

ADSL or VDSL plans will be your best option. You will recieve a new modem when you 

switch to Grey Power Broadband. 1 

BundleUp Broadband Plans 

for Grey Power Members! 

Add Broadband 

to your account before 

15 January 2020 and go 

in the draw to 

WIN 1 OF 3 

$50 Supermarket 

vouchers! 2 

Regular ADSL/VDSL 

$68 /month 

+GST 

This plan will give you unlimited internet 

data if your home has a copper connection. 

Standard rate: $84/month +GST 

Standard Fibre (30/10) 

$68 /month 

+GST 

Suitable for a smaller household that uses 

the internet for sending emails, reading the 

news and the occasional Facebook use. 


Fast Fibre (100/20) 

$75 /month 

+GST 

A bit faster than our standard plan for those 

that like to listen to music online and have 

the occasional skype session. 


Faster Fibre (200/20) 

$89 /month 

+GST 

An even quicker plan for households with 

a few people streaming at the same time. 

This plan is for you if your household enjoys 

watching Netflix, listening to music and 

skyping family members. 


Max Fibre (max/500) 

$105 /month 

+GST 

Maximum speed for households who don’t 

like to wait! If you are a serious gamer, 

watch a lot of Netflix and have multiple 

people streaming or playing games online 

at the same time. 


Phone Packages 

When you sign up for Broadband, you can also 

add on our Unlimited Phone Packages! 

Unlimited National 

Landline Calls + Line Rental 

ADD ON 

Unlimited NZ Mobile 

+ International Calls 

to 30 Countries 3 

/month 

$10 +GST 

$20 /month 

+GST 

In addition to Broadband, Grey Power Electricity offers low cost 

Electricity and Gas to Grey Power Members. To register your interest, 

visit greypowerelectricity.co.nz/register and one of our team will 

be in touch with more information. 

1 

If you leave in the first 24 months you will be required to pay a $150 +GST Modem Fee. 

2 

Winners will be announced on 16 January 2020. The Supermarket voucher is not transferrable or 

exchangeable and cannot be redeemed for cash or credit. 

3 

To view the countries included on our Mobile + International Package visit greypowerelectricity.co.nz/phone 

REGISTER YOUR INTEREST FOR OUR BROADBAND PLANS 

Complete this slip and return it to Freepost 225388, PO Box 10044, Dominion Road, Auckland 1446 OR visit our website greypowerelectricity.co.nz/register and fill out the online form. 

Your Name 

Your Phone Number 

Your Address 

Email Address 

(if you have one) 

Best time to call AM PM 

I am interested in (tick which options apply to you) 

Electricity Natural Gas LPG Broadband Phone Packages 

greypowerelectricity.co.nz 

0800 473 976 customer.care@greypowerelectricity.co.nz

Grey Power November 2019

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